Cimarron Mortgage Company Mortgage Lending & HMDA Data, 2013

In 2013, Cimarron Mortgage Company of Jackson, MS reported 1,711 mortgage applications totaling $278.8 million, down 22% from 2012. The average application was for $162,971, and applicants reported an average income of $90,955. 36% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Monroe, LA (161), Dallas-Plano-Irving, TX (96) and Lafayette, LA (93) (applications in parentheses).

Mortgage Company & Address Cimarron Mortgage Company
6311 Ridgewood Road, Suite 400w
Jackson, MS 39211
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  
Total Number of Mortgage Applications 1,711
Total Mortgage Loan Application Amount $278,844,000
Average Mortgage Loan Application Amount $162,971
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $90,955
Highest Applicant Income $1,274,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cimarron Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cimarron Mortgage Company by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ouachita, Louisiana 137 $ 26,080,000 $ 190,364 $ 121,000
Lincoln, Louisiana 95 $ 16,199,000 $ 170,515 $ 98,000
Lafayette, Louisiana 84 $ 15,350,000 $ 182,738 $ 114,000
Putnam, Tennessee 59 $ 8,327,000 $ 141,135 $ 86,000
Cumberland, Tennessee 49 $ 7,427,000 $ 151,571 $ 83,000
Wayne, Georgia 47 $ 6,168,000 $ 131,234 $ 72,000
Neshoba, Mississippi 40 $ 5,136,000 $ 128,400 $ 71,000
Pierce, Georgia 37 $ 5,691,000 $ 153,810 $ 75,000
Tangipahoa, Louisiana 34 $ 5,946,000 $ 174,882 $ 93,000
Lauderdale, Mississippi 33 $ 4,859,000 $ 147,242 $ 63,000
Madison, Mississippi 33 $ 6,732,000 $ 204,000 $ 102,000
Dallas, Texas 33 $ 7,381,000 $ 223,666 $ 129,000
Rhea, Tennessee 32 $ 4,126,000 $ 128,937 $ 75,000
Ware, Georgia 31 $ 3,232,000 $ 104,258 $ 52,000
Collin, Texas 31 $ 7,816,000 $ 252,129 $ 138,000
Lafayette, Mississippi 29 $ 4,671,000 $ 161,068 $ 76,000
Overton, Tennessee 28 $ 3,207,000 $ 114,535 $ 61,000
White, Tennessee 27 $ 3,663,000 $ 135,666 $ 57,000
Caddo, Louisiana 26 $ 4,934,000 $ 189,769 $ 101,000
Union, Louisiana 24 $ 2,922,000 $ 121,750 $ 81,000
Alcorn, Mississippi 24 $ 2,648,000 $ 110,333 $ 57,000
Hinds, Mississippi 24 $ 3,198,000 $ 133,250 $ 73,000
Tarrant, Texas 23 $ 4,214,000 $ 183,217 $ 114,000
Tift, Georgia 21 $ 2,480,000 $ 118,095 $ 50,000
Jefferson, Louisiana 21 $ 4,517,000 $ 215,095 $ 117,000
Rankin, Mississippi 21 $ 3,294,000 $ 156,857 $ 58,000
St. Tammany, Louisiana 19 $ 3,965,000 $ 208,684 $ 129,000
Pearl River, Mississippi 19 $ 1,899,000 $ 99,947 $ 52,000
Bossier, Louisiana 18 $ 3,530,000 $ 196,111 $ 134,000
Johnson, Kansas 17 $ 2,966,000 $ 174,470 $ 85,000
Newton, Mississippi 17 $ 2,342,000 $ 137,764 $ 70,000
Warren, Mississippi 17 $ 2,311,000 $ 135,941 $ 69,000
Denton, Texas 17 $ 3,614,000 $ 212,588 $ 100,000
Maricopa, Arizona 16 $ 3,476,000 $ 217,250 $ 100,000
Union, Mississippi 16 $ 2,318,000 $ 144,875 $ 84,000
Orleans, Louisiana 15 $ 2,891,000 $ 192,733 $ 114,000
Natchitoches, Louisiana 14 $ 2,338,000 $ 167,000 $ 100,000
Attala, Mississippi 14 $ 1,334,000 $ 95,285 $ 63,000
Prentiss, Mississippi 13 $ 1,550,000 $ 119,230 $ 61,000
Rockwall, Texas 13 $ 3,245,000 $ 249,615 $ 102,000
Colquitt, Georgia 12 $ 1,979,000 $ 164,916 $ 81,000
East Baton Rouge, Louisiana 12 $ 3,297,000 $ 274,750 $ 136,000
Bolivar, Mississippi 12 $ 1,484,000 $ 123,666 $ 67,000
Mobile, Alabama 11 $ 1,740,000 $ 158,181 $ 71,000
Oktibbeha, Mississippi 11 $ 1,155,000 $ 105,000 $ 90,000
Harris, Texas 11 $ 2,263,000 $ 205,727 $ 148,000
Acadia, Louisiana 9 $ 1,018,000 $ 113,111 $ 106,000
Jackson, Louisiana 9 $ 1,332,000 $ 148,000 $ 129,000
St. Martin, Louisiana 9 $ 1,458,000 $ 162,000 $ 113,000
Winston, Mississippi 9 $ 1,397,000 $ 155,222 $ 84,000
Turner, Georgia 8 $ 865,000 $ 108,125 $ 54,000
Leake, Mississippi 8 $ 984,000 $ 123,000 $ 70,000
Hamilton, Tennessee 8 $ 1,377,000 $ 172,125 $ 65,000
Roane, Tennessee 8 $ 946,000 $ 118,250 $ 87,000
Clarke, Mississippi 7 $ 881,000 $ 125,857 $ 76,000
Baldwin, Alabama 6 $ 1,189,000 $ 198,166 $ 74,000
Concordia, Louisiana 6 $ 600,000 $ 100,000 $ 60,000
Livingston, Louisiana 6 $ 1,164,000 $ 194,000 $ 114,000
St. Charles, Missouri 6 $ 911,000 $ 151,833 $ 72,000
Oklahoma, Oklahoma 6 $ 924,000 $ 154,000 $ 84,000
Williamson, Tennessee 6 $ 1,757,000 $ 292,833 $ 105,000
Fort Bend, Texas 6 $ 1,300,000 $ 216,666 $ 144,000
Montgomery, Texas 6 $ 1,525,000 $ 254,166 $ 153,000
Bacon, Georgia 5 $ 837,000 $ 167,400 $ 79,000
Brantley, Georgia 5 $ 714,000 $ 142,800 $ 65,000
Morehouse, Louisiana 5 $ 730,000 $ 146,000 $ 87,000
Adams, Mississippi 5 $ 514,000 $ 102,800 $ 71,000
Jackson, Missouri 5 $ 584,000 $ 116,800 $ 57,000
Pickett, Tennessee 5 $ 580,000 $ 116,000 $ 127,000
Bexar, Texas 5 $ 1,170,000 $ 234,000 $ 144,000
Faulkner, Arkansas 4 $ 889,000 $ 222,250 $ 42,000
Crisp, Georgia 4 $ 514,000 $ 128,500 $ 100,000
Vermilion, Louisiana 4 $ 334,000 $ 83,500 $ 75,000
Forrest, Mississippi 4 $ 577,000 $ 144,250 $ 56,000
Lamar, Mississippi 4 $ 982,000 $ 245,500 $ 157,000
Scott, Mississippi 4 $ 185,000 $ 46,250 $ 28,000
Davidson, Tennessee 4 $ 484,000 $ 121,000 $ 24,000
Arapahoe, Colorado 3 $ 921,000 $ 307,000 $ 109,000
Denver, Colorado 3 $ 798,000 $ 266,000 $ 131,000
Webster, Louisiana 3 $ 498,000 $ 166,000 $ 80,000
Choctaw, Mississippi 3 $ 249,000 $ 83,000 $ 172,000
Holmes, Mississippi 3 $ 247,000 $ 82,333 $ 72,000
Jones, Mississippi 3 $ 306,000 $ 102,000 $ 48,000
Lee, Mississippi 3 $ 501,000 $ 167,000 $ 102,000
Lowndes, Mississippi 3 $ 290,000 $ 96,666 $ 45,000
Marion, Mississippi 3 $ 268,000 $ 89,333 $ 55,000
Panola, Mississippi 3 $ 294,000 $ 98,000 $ 44,000
Pike, Mississippi 3 $ 247,000 $ 82,333 $ 55,000
Simpson, Mississippi 3 $ 392,000 $ 130,666 $ 68,000
Stone, Mississippi 3 $ 349,000 $ 116,333 $ 67,000
Washington, Mississippi 3 $ 416,000 $ 138,666 $ 79,000
Bledsoe, Tennessee 3 $ 436,000 $ 145,333 $ 77,000
DeKalb, Tennessee 3 $ 477,000 $ 159,000 $ 56,000
Brazoria, Texas 3 $ 554,000 $ 184,666 $ 148,000
Parker, Texas 3 $ 752,000 $ 250,666 $ 155,000
Williamson, Texas 3 $ 509,000 $ 169,666 $ 75,000
Jefferson, Alabama 2 $ 155,000 $ 77,500 $ 45,000
Lee, Alabama 2 $ 330,000 $ 165,000 $ 54,000
Pulaski, Arkansas 2 $ 187,000 $ 93,500 $ 42,000
Jefferson, Colorado 2 $ 434,000 $ 217,000 $ 241,000
Pueblo, Colorado 2 $ 456,000 $ 228,000 $ 97,000
Bulloch, Georgia 2 $ 229,000 $ 114,500 $ 92,000
Cook, Georgia 2 $ 262,000 $ 131,000 $ 80,000
Worth, Georgia 2 $ 287,000 $ 143,500 $ 56,000
Ascension, Louisiana 2 $ 252,000 $ 126,000 $ 77,000
Richland, Louisiana 2 $ 187,000 $ 93,500 $ 156,000
St. Bernard, Louisiana 2 $ 177,000 $ 88,500 $ 58,000
St. Landry, Louisiana 2 $ 492,000 $ 246,000 $ 135,000
Carroll, Mississippi 2 $ 268,000 $ 134,000 $ 47,000
DeSoto, Mississippi 2 $ 248,000 $ 124,000 $ 41,000
Grenada, Mississippi 2 $ 209,000 $ 104,500 $ 38,000
Harrison, Mississippi 2 $ 225,000 $ 112,500 $ 68,000
Lincoln, Mississippi 2 $ 207,000 $ 103,500 $ 88,000
Webster, Mississippi 2 $ 200,000 $ 100,000 $ 71,000
St. Louis, Missouri 2 $ 534,000 $ 267,000 $ 77,000
Jackson, Tennessee 2 $ 253,000 $ 126,500 $ 67,000
Maury, Tennessee 2 $ 293,000 $ 146,500 $ 57,000
Meigs, Tennessee 2 $ 476,000 $ 238,000 $ 45,000
Rutherford, Tennessee 2 $ 482,000 $ 241,000 $ 64,000
Hays, Texas 2 $ 521,000 $ 260,500 $ 71,000
Hunt, Texas 2 $ 187,000 $ 93,500 $ 60,000
Coffee, Alabama 1 $ 201,000 $ 201,000 $ 0
Gila, Arizona 1 $ 224,000 $ 224,000 $ 142,000
Navajo, Arizona 1 $ 234,000 $ 234,000 $ 244,000
Pima, Arizona 1 $ 300,000 $ 300,000 $ 163,000
Cleburne, Arkansas 1 $ 131,000 $ 131,000 $ 0
Boulder, Colorado 1 $ 375,000 $ 375,000 $ 215,000
Douglas, Colorado 1 $ 132,000 $ 132,000 $ 133,000
El Paso, Colorado 1 $ 361,000 $ 361,000 $ 79,000
Escambia, Florida 1 $ 320,000 $ 320,000 $ 192,000
Hillsborough, Florida 1 $ 190,000 $ 190,000 $ 88,000
Appling, Georgia 1 $ 137,000 $ 137,000 $ 90,000
Berrien, Georgia 1 $ 144,000 $ 144,000 $ 70,000
Bryan, Georgia 1 $ 109,000 $ 109,000 $ 30,000
Camden, Georgia 1 $ 220,000 $ 220,000 $ 203,000
Chatham, Georgia 1 $ 381,000 $ 381,000 $ 188,000
Cobb, Georgia 1 $ 250,000 $ 250,000 $ 0
Coffee, Georgia 1 $ 118,000 $ 118,000 $ 39,000
Gilmer, Georgia 1 $ 75,000 $ 75,000 $ 34,000
Glynn, Georgia 1 $ 114,000 $ 114,000 $ 69,000
Grady, Georgia 1 $ 185,000 $ 185,000 $ 95,000
Long, Georgia 1 $ 73,000 $ 73,000 $ 20,000
Madison, Georgia 1 $ 104,000 $ 104,000 $ 414,000
McIntosh, Georgia 1 $ 162,000 $ 162,000 $ 151,000
Pickens, Georgia 1 $ 162,000 $ 162,000 $ 55,000
Shelby, Iowa 1 $ 161,000 $ 161,000 $ 139,000
Leavenworth, Kansas 1 $ 173,000 $ 173,000 $ 0
Lincoln, Kentucky 1 $ 175,000 $ 175,000 $ 44,000
Todd, Kentucky 1 $ 84,000 $ 84,000 $ 46,000
Wayne, Kentucky 1 $ 232,000 $ 232,000 $ 88,000
De Soto, Louisiana 1 $ 166,000 $ 166,000 $ 76,000
Iberia, Louisiana 1 $ 120,000 $ 120,000 $ 87,000
Sabine, Louisiana 1 $ 155,000 $ 155,000 $ 59,000
St. Charles, Louisiana 1 $ 236,000 $ 236,000 $ 58,000
Terrebonne, Louisiana 1 $ 150,000 $ 150,000 $ 144,000
Benton, Mississippi 1 $ 107,000 $ 107,000 $ 74,000
Calhoun, Mississippi 1 $ 155,000 $ 155,000 $ 76,000
Claiborne, Mississippi 1 $ 92,000 $ 92,000 $ 41,000
Clay, Mississippi 1 $ 107,000 $ 107,000 $ 31,000
George, Mississippi 1 $ 214,000 $ 214,000 $ 34,000
Humphreys, Mississippi 1 $ 82,000 $ 82,000 $ 23,000
Itawamba, Mississippi 1 $ 87,000 $ 87,000 $ 23,000
Jackson, Mississippi 1 $ 234,000 $ 234,000 $ 132,000
Kemper, Mississippi 1 $ 88,000 $ 88,000 $ 109,000
Leflore, Mississippi 1 $ 155,000 $ 155,000 $ 75,000
Noxubee, Mississippi 1 $ 60,000 $ 60,000 $ 87,000
Perry, Mississippi 1 $ 140,000 $ 140,000 $ 56,000
Sunflower, Mississippi 1 $ 264,000 $ 264,000 $ 94,000
Tippah, Mississippi 1 $ 170,000 $ 170,000 $ 80,000
Tishomingo, Mississippi 1 $ 77,000 $ 77,000 $ 86,000
Wilkinson, Mississippi 1 $ 160,000 $ 160,000 $ 75,000
Yalobusha, Mississippi 1 $ 157,000 $ 157,000 $ 46,000
Lincoln, Missouri 1 $ 141,000 $ 141,000 $ 0
Logan, Oklahoma 1 $ 180,000 $ 180,000 $ 77,000
Pittsburg, Oklahoma 1 $ 184,000 $ 184,000 $ 134,000
Rogers, Oklahoma 1 $ 81,000 $ 81,000 $ 18,000
Bedford, Tennessee 1 $ 190,000 $ 190,000 $ 0
Clay, Tennessee 1 $ 170,000 $ 170,000 $ 61,000
Fentress, Tennessee 1 $ 81,000 $ 81,000 $ 146,000
Gibson, Tennessee 1 $ 121,000 $ 121,000 $ 109,000
Hardin, Tennessee 1 $ 137,000 $ 137,000 $ 90,000
Knox, Tennessee 1 $ 133,000 $ 133,000 $ 70,000
Lewis, Tennessee 1 $ 105,000 $ 105,000 $ 69,000
Loudon, Tennessee 1 $ 179,000 $ 179,000 $ 44,000
Sumner, Tennessee 1 $ 184,000 $ 184,000 $ 112,000
Union, Tennessee 1 $ 144,000 $ 144,000 $ 60,000
Van Buren, Tennessee 1 $ 117,000 $ 117,000 $ 52,000
Wayne, Tennessee 1 $ 67,000 $ 67,000 $ 128,000
Wilson, Tennessee 1 $ 260,000 $ 260,000 $ 66,000
Cooke, Texas 1 $ 147,000 $ 147,000 $ 63,000
Coryell, Texas 1 $ 120,000 $ 120,000 $ 136,000
Galveston, Texas 1 $ 262,000 $ 262,000 $ 193,000
Guadalupe, Texas 1 $ 134,000 $ 134,000 $ 0
Hidalgo, Texas 1 $ 263,000 $ 263,000 $ 249,000
Jefferson, Texas 1 $ 399,000 $ 399,000 $ 111,000
Lubbock, Texas 1 $ 232,000 $ 232,000 $ 284,000
Palo Pinto, Texas 1 $ 275,000 $ 275,000 $ 70,000
Smith, Texas 1 $ 309,000 $ 309,000 $ 54,000
Travis, Texas 1 $ 272,000 $ 272,000 $ 111,000
Upshur, Texas 1 $ 153,000 $ 153,000 $ 64,000
Val Verde, Texas 1 $ 188,000 $ 188,000 $ 122,000
Wichita, Texas 1 $ 221,000 $ 221,000 $ 139,000

Mortgage Loan Application Detail Totals for Cimarron Mortgage Company in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,019 $164,700,000 $161,000 $417,000 $95,000 $1,274,000
Home Purchase 692 $114,144,000 $164,000 $417,000 $85,000 $1,249,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,575 $258,187,000 $163,000 $417,000 $93,000 $1,274,000
Black or African American 81 $11,390,000 $140,000 $400,000 $63,000 $357,000
Hispanic 21 $3,502,000 $166,000 $416,000 $86,000 $249,000
Asian 18 $2,890,000 $160,000 $290,000 $67,000 $145,000
Not Provided 11 $2,273,000 $206,000 $399,000 $90,000 $269,000
American Indian or Alaskan Native 3 $439,000 $146,000 $201,000 $42,000 $76,000
Native Hawaiian or Other Pacific Islander 2 $163,000 $81,000 $82,000 $98,000 $146,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,383 $235,248,000 $170,000 $417,000 $100,000 $1,274,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 173 $20,392,000 $117,000 $301,000 $44,000 $300,000
FHA-insured (Federal Housing Administration) 135 $19,190,000 $142,000 $273,000 $60,000 $540,000
VA-guaranteed (Veterans Administration) 20 $4,014,000 $200,000 $361,000 $63,000 $154,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 976 $178,448,000 $182,000 $417,000 $104,000 $1,274,000
Loan Originated 622 $84,637,000 $136,000 $417,000 $74,000 $573,000
Application Denied By Financial Institution 57 $8,035,000 $140,000 $417,000 $63,000 $287,000
Application Withdrawn By Applicant 47 $6,696,000 $142,000 $335,000 $77,000 $269,000
Application Approved But Not Accepted 5 $396,000 $79,000 $130,000 $49,000 $70,000
File Closed For Incompleteness 4 $632,000 $158,000 $232,000 $110,000 $133,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 20 $3,057,000 $152,000 $417,000 $58,000 $170,000
Collateral 20 $2,847,000 $142,000 $409,000 $79,000 $287,000
Credit History 8 $1,096,000 $137,000 $209,000 $55,000 $132,000
Other 4 $449,000 $112,000 $200,000 $63,000 $98,000
Employment History 2 $375,000 $187,000 $255,000 $40,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 2 $173,000 $86,000 $94,000 $32,000 $35,000
Unverifiable Information 1 $38,000 $38,000 $38,000 $24,000 $24,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cimarron Mortgage Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cimarron Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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