Citibank, NA Mortgage Lending & HMDA Data, 2025
In 2025, Citibank, NA of New York, NY reported 57,087 mortgage applications totaling $42.1 billion, up 5% from 2024. The average application was for $736,681, and applicants reported an average income of $348,569. 28% of its applications resulted in an originated loan and 9% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (6,891), Los Angeles-Long Beach-Glendale, CA (3,774) and Chicago-Naperville, IL (3,417) (applications in parentheses).
| Mortgage Company & Address | Citibank, NA New York, NY 10012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 57,087 |
| Total Mortgage Loan Application Amount | $42,054,965,000 |
| Average Mortgage Loan Application Amount | $736,681 |
| Highest Mortgage Loan Application Amount | $98,295,000 |
| Average Applicant Income | $348,569 |
| Highest Applicant Income | $9,967,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citibank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 6,891 | $ 4,476,815,000 | $ 649,661 | $ 367,516 |
| Outside any metro area | 4,323 | $ 4,440,775,000 | $ 1,027,243 | $ 535,018 |
| Los Angeles-Long Beach-Glendale, CA | 3,774 | $ 3,737,255,000 | $ 990,263 | $ 437,000 |
| Chicago-Naperville, IL | 3,417 | $ 1,461,865,000 | $ 427,821 | $ 216,000 |
| Nassau County-Suffolk County, NY | 3,052 | $ 1,835,010,000 | $ 601,248 | $ 312,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,639 | $ 3,439,235,000 | $ 1,303,234 | $ 466,000 |
| Oakland-Hayward-Berkeley, CA | 2,446 | $ 2,278,360,000 | $ 931,463 | $ 350,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,287 | $ 1,536,235,000 | $ 1,193,655 | $ 494,000 |
| Anaheim-Santa Ana-Irvine, CA | 1,191 | $ 1,146,815,000 | $ 962,900 | $ 417,000 |
| Dallas-Plano-Irving, TX | 898 | $ 653,550,000 | $ 727,783 | $ 355,000 |
| Seattle-Bellevue-Everett, WA | 895 | $ 1,269,495,000 | $ 1,418,430 | $ 397,000 |
| Washington, DC-MD | 893 | $ 563,990,000 | $ 631,567 | $ 277,369 |
| Arlington-Alexandria-Reston, VA-WV | 859 | $ 592,595,000 | $ 689,866 | $ 341,981 |
| Newark, NJ-PA | 834 | $ 563,590,000 | $ 675,767 | $ 305,000 |
| San Diego-Carlsbad, CA | 730 | $ 706,930,000 | $ 968,397 | $ 356,000 |
| Houston-The Woodlands-Sugar Land, TX | 705 | $ 469,965,000 | $ 666,617 | $ 329,000 |
| Lakewood-New Brunswick, NJ | 677 | $ 431,385,000 | $ 637,200 | $ 331,000 |
| Riverside-San Bernardino-Ontario, CA | 660 | $ 270,290,000 | $ 409,530 | $ 285,000 |
| Miami-Miami Beach-Kendall, FL | 648 | $ 455,390,000 | $ 702,762 | $ 477,000 |
| Bridgeport-Stamford-Norwalk, CT | 600 | $ 497,220,000 | $ 828,700 | $ 437,000 |
| Washington-Baltimore-Arlington, DC | 525 | $ 341,575,000 | $ 650,619 | $ 335,000 |
| Cambridge-Newton-Framingham, MA | 522 | $ 488,390,000 | $ 935,613 | $ 426,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 493 | $ 281,035,000 | $ 570,050 | $ 404,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 484 | $ 241,230,000 | $ 498,409 | $ 223,735 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 476 | $ 182,500,000 | $ 383,403 | $ 233,000 |
| Austin-Round Rock, TX | 446 | $ 367,860,000 | $ 824,798 | $ 338,000 |
| Las Vegas-Henderson-Paradise, NV | 434 | $ 230,500,000 | $ 531,105 | $ 231,000 |
| Atlanta-Sandy Springs-Roswell, GA | 405 | $ 282,045,000 | $ 696,407 | $ 379,000 |
| Lake County-Kenosha County, IL-WI | 401 | $ 157,755,000 | $ 393,403 | $ 233,000 |
| Boston, MA | 381 | $ 343,655,000 | $ 901,981 | $ 480,000 |
| St. Louis, MO-IL | 380 | $ 156,750,000 | $ 412,500 | $ 208,263 |
| Sacramento--Roseville--Arden-Arcade, CA | 378 | $ 253,900,000 | $ 671,693 | $ 313,000 |
| Montgomery County-Bucks County-Chester County, PA | 377 | $ 215,015,000 | $ 570,331 | $ 313,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 342 | $ 291,100,000 | $ 851,169 | $ 308,000 |
| Charlotte-Concord-Gastonia, NC-SC | 341 | $ 233,415,000 | $ 684,501 | $ 368,577 |
| Phoenix-Mesa-Scottsdale, AZ | 314 | $ 287,810,000 | $ 916,592 | $ 367,000 |
| Tampa, FL | 300 | $ 136,280,000 | $ 454,266 | $ 221,000 |
| Philadelphia, PA | 281 | $ 127,935,000 | $ 455,284 | $ 234,000 |
| Kansas City, MO-KS | 279 | $ 138,165,000 | $ 495,215 | $ 194,007 |
| Orlando-Kissimmee-Sanford, FL | 277 | $ 123,505,000 | $ 445,866 | $ 256,000 |
| Fort Worth-Arlington, TX | 270 | $ 133,120,000 | $ 493,037 | $ 278,000 |
| Denver-Aurora-Lakewood, CO | 269 | $ 218,875,000 | $ 813,661 | $ 347,000 |
| Everett, WA | 250 | $ 219,950,000 | $ 879,800 | $ 296,000 |
| Elgin, IL | 233 | $ 57,085,000 | $ 245,000 | $ 128,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 231 | $ 174,455,000 | $ 755,216 | $ 320,142 |
| Baltimore-Columbia-Towson, MD | 218 | $ 141,010,000 | $ 646,834 | $ 383,000 |
| Hartford-West Hartford-East Hartford, CT | 217 | $ 83,965,000 | $ 386,935 | $ 219,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 217 | $ 187,965,000 | $ 866,198 | $ 438,000 |
| San Antonio-New Braunfels, TX | 204 | $ 144,360,000 | $ 707,647 | $ 209,000 |
| Fresno, CA | 190 | $ 44,430,000 | $ 233,842 | $ 139,000 |
| Jacksonville, FL | 189 | $ 80,755,000 | $ 427,275 | $ 290,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 183 | $ 68,725,000 | $ 375,546 | $ 306,000 |
| Pittsburgh, PA | 183 | $ 66,405,000 | $ 362,868 | $ 202,000 |
| Providence-Warwick, RI-MA | 181 | $ 99,525,000 | $ 549,861 | $ 263,342 |
| Camden, NJ | 168 | $ 61,520,000 | $ 366,190 | $ 258,000 |
| Raleigh, NC | 167 | $ 94,325,000 | $ 564,820 | $ 316,000 |
| Columbus, OH | 152 | $ 70,460,000 | $ 463,552 | $ 190,000 |
| Cleveland, OH | 150 | $ 41,350,000 | $ 275,666 | $ 204,000 |
| Indianapolis-Carmel-Anderson, IN | 147 | $ 55,515,000 | $ 377,653 | $ 249,000 |
| Cincinnati, OH-KY-IN | 139 | $ 53,395,000 | $ 384,136 | $ 226,158 |
| San Rafael, CA | 132 | $ 144,540,000 | $ 1,095,000 | $ 494,000 |
| Marietta, GA | 129 | $ 62,295,000 | $ 482,906 | $ 254,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 127 | $ 41,785,000 | $ 329,015 | $ 153,000 |
| North Port-Sarasota-Bradenton, FL | 121 | $ 77,005,000 | $ 636,404 | $ 410,000 |
| Milwaukee-Waukesha-West Allis, WI | 119 | $ 48,785,000 | $ 409,957 | $ 211,000 |
| Richmond, VA | 119 | $ 53,195,000 | $ 447,016 | $ 208,000 |
| St. Petersburg-Clearwater-Largo, FL | 118 | $ 74,390,000 | $ 630,423 | $ 295,000 |
| Rochester, NY | 115 | $ 33,395,000 | $ 290,391 | $ 151,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 114 | $ 40,150,000 | $ 352,192 | $ 184,912 |
| Stockton-Lodi, CA | 114 | $ 63,060,000 | $ 553,157 | $ 257,000 |
| Charleston-North Charleston, SC | 107 | $ 93,155,000 | $ 870,607 | $ 504,000 |
| Worcester, MA-CT | 93 | $ 51,175,000 | $ 550,268 | $ 239,000 |
| Greenville-Anderson-Mauldin, SC | 90 | $ 34,010,000 | $ 377,888 | $ 221,000 |
| Santa Maria-Santa Barbara, CA | 87 | $ 206,505,000 | $ 2,373,620 | $ 680,000 |
| Tulsa, OK | 87 | $ 30,495,000 | $ 350,517 | $ 177,000 |
| Cape Coral-Fort Myers, FL | 86 | $ 41,580,000 | $ 483,488 | $ 272,000 |
| Waterbury-Shelton, CT | 86 | $ 22,680,000 | $ 263,720 | $ 132,000 |
| Port St. Lucie, FL | 85 | $ 45,635,000 | $ 536,882 | $ 251,000 |
| Salt Lake City, UT | 84 | $ 158,280,000 | $ 1,884,285 | $ 357,000 |
| Warren-Troy-Farmington Hills, MI | 84 | $ 44,170,000 | $ 525,833 | $ 396,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 82 | $ 35,930,000 | $ 438,170 | $ 311,500 |
| Louisville/Jefferson County, KY-IN | 81 | $ 27,715,000 | $ 342,160 | $ 166,012 |
| Oklahoma City, OK | 81 | $ 25,855,000 | $ 319,197 | $ 156,000 |
| Palm Bay-Melbourne-Titusville, FL | 80 | $ 31,080,000 | $ 388,500 | $ 179,000 |
| Trenton, NJ | 80 | $ 46,430,000 | $ 580,375 | $ 333,000 |
| Wilmington, DE-MD-NJ | 80 | $ 28,130,000 | $ 351,625 | $ 221,625 |
| Bakersfield, CA | 79 | $ 14,055,000 | $ 177,911 | $ 158,000 |
| Boise City, ID | 77 | $ 71,895,000 | $ 933,701 | $ 247,000 |
| New Haven-Milford, CT | 77 | $ 23,925,000 | $ 310,714 | $ 209,000 |
| Santa Rosa, CA | 76 | $ 62,600,000 | $ 823,684 | $ 650,000 |
| Naples-Immokalee-Marco Island, FL | 75 | $ 50,545,000 | $ 673,933 | $ 408,000 |
| Springfield, MO | 66 | $ 20,970,000 | $ 317,727 | $ 152,000 |
| Portland-South Portland, ME | 65 | $ 45,865,000 | $ 705,615 | $ 329,000 |
| Wilmington, NC | 65 | $ 49,885,000 | $ 767,461 | $ 296,000 |
| Lancaster, PA | 64 | $ 23,690,000 | $ 370,156 | $ 172,000 |
| Tacoma-Lakewood, WA | 64 | $ 71,760,000 | $ 1,121,250 | $ 283,000 |
| Modesto, CA | 63 | $ 31,735,000 | $ 503,730 | $ 104,000 |
| Durham-Chapel Hill, NC | 61 | $ 89,995,000 | $ 1,475,327 | $ 273,000 |
| Rockingham County-Strafford County, NH | 61 | $ 43,855,000 | $ 718,934 | $ 413,000 |
| Albany-Schenectady-Troy, NY | 59 | $ 16,075,000 | $ 272,457 | $ 154,000 |
| Manchester-Nashua, NH | 58 | $ 28,140,000 | $ 485,172 | $ 212,000 |
| Atlantic City-Hammonton, NJ | 57 | $ 45,085,000 | $ 790,964 | $ 670,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 57 | $ 24,315,000 | $ 426,578 | $ 249,000 |
| Lake County-Porter County-Jasper County, IN | 57 | $ 12,975,000 | $ 227,631 | $ 115,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 56 | $ 20,420,000 | $ 364,642 | $ 194,000 |
| Detroit-Dearborn-Livonia, MI | 55 | $ 15,505,000 | $ 281,909 | $ 219,000 |
| Lakeland-Winter Haven, FL | 54 | $ 13,920,000 | $ 257,777 | $ 137,000 |
| Omaha-Council Bluffs, NE-IA | 54 | $ 20,230,000 | $ 374,629 | $ 327,944 |
| Dayton-Springfield-Kettering, OH | 52 | $ 11,990,000 | $ 230,576 | $ 116,000 |
| Santa Cruz-Watsonville, CA | 52 | $ 47,320,000 | $ 910,000 | $ 414,000 |
| Barnstable Town, MA | 51 | $ 50,965,000 | $ 999,313 | $ 1,160,000 |
| Birmingham-Hoover, AL | 48 | $ 20,330,000 | $ 423,541 | $ 236,000 |
| Urban Honolulu, HI | 47 | $ 41,805,000 | $ 889,468 | $ 641,000 |
| Crestview-Fort Walton Beach-Destin, FL | 46 | $ 41,060,000 | $ 892,608 | $ 600,000 |
| Harrisburg-Carlisle, PA | 46 | $ 13,720,000 | $ 298,260 | $ 131,000 |
| Albuquerque, NM | 42 | $ 14,130,000 | $ 336,428 | $ 238,000 |
| Tucson, AZ | 40 | $ 17,520,000 | $ 438,000 | $ 280,000 |
| Columbia, SC | 39 | $ 40,445,000 | $ 1,037,051 | $ 134,000 |
| Merced, CA | 39 | $ 5,155,000 | $ 132,179 | $ 104,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 39 | $ 29,575,000 | $ 758,333 | $ 369,000 |
| Provo-Orem, UT | 38 | $ 30,470,000 | $ 801,842 | $ 487,000 |
| Spokane-Spokane Valley, WA | 37 | $ 11,335,000 | $ 306,351 | $ 157,000 |
| Visalia-Porterville, CA | 37 | $ 10,045,000 | $ 271,486 | $ 127,000 |
| Boulder, CO | 36 | $ 28,250,000 | $ 784,722 | $ 462,000 |
| Ocala, FL | 36 | $ 9,550,000 | $ 265,277 | $ 149,000 |
| Reading, PA | 36 | $ 11,420,000 | $ 317,222 | $ 154,000 |
| Colorado Springs, CO | 34 | $ 8,830,000 | $ 259,705 | $ 133,000 |
| Vallejo-Fairfield, CA | 34 | $ 11,640,000 | $ 342,352 | $ 202,000 |
| Akron, OH | 33 | $ 8,445,000 | $ 255,909 | $ 157,000 |
| Norwich-New London, CT | 33 | $ 14,115,000 | $ 427,727 | $ 179,000 |
| Reno, NV | 33 | $ 53,905,000 | $ 1,633,484 | $ 246,000 |
| Salinas, CA | 33 | $ 50,665,000 | $ 1,535,303 | $ 937,000 |
| Grand Rapids-Wyoming, MI | 32 | $ 10,480,000 | $ 327,500 | $ 173,000 |
| Little Rock-North Little Rock-Conway, AR | 32 | $ 20,300,000 | $ 634,375 | $ 136,000 |
| Memphis, TN-MS-AR | 32 | $ 6,910,000 | $ 215,937 | $ 149,500 |
| New Orleans-Metairie, LA | 32 | $ 17,100,000 | $ 534,375 | $ 668,000 |
| Chattanooga, TN-GA | 31 | $ 13,005,000 | $ 419,516 | $ 396,935 |
| El Paso, TX | 31 | $ 7,175,000 | $ 231,451 | $ 147,000 |
| Kingston, NY | 31 | $ 17,205,000 | $ 555,000 | $ 479,000 |
| York-Hanover, PA | 31 | $ 9,235,000 | $ 297,903 | $ 139,000 |
| Bellingham, WA | 30 | $ 19,590,000 | $ 653,000 | $ 251,000 |
| Charlottesville, VA | 30 | $ 21,520,000 | $ 717,333 | $ 444,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 30 | $ 18,980,000 | $ 632,666 | $ 473,000 |
| Spartanburg, SC | 30 | $ 6,660,000 | $ 222,000 | $ 113,000 |
| Bremerton-Silverdale, WA | 29 | $ 22,305,000 | $ 769,137 | $ 285,000 |
| Coeur D'Alene, ID | 29 | $ 32,615,000 | $ 1,124,655 | $ 357,000 |
| Knoxville, TN | 29 | $ 40,265,000 | $ 1,388,448 | $ 242,000 |
| Sioux Falls, SD | 29 | $ 9,045,000 | $ 311,896 | $ 182,000 |
| Bend-Redmond, OR | 28 | $ 23,720,000 | $ 847,142 | $ 423,000 |
| College Station-Bryan, TX | 28 | $ 9,680,000 | $ 345,714 | $ 322,000 |
| Hagerstown-Martinsburg, MD-WV | 28 | $ 5,860,000 | $ 209,285 | $ 104,142 |
| Winston-Salem, NC | 28 | $ 18,900,000 | $ 675,000 | $ 126,000 |
| Roanoke, VA | 27 | $ 8,755,000 | $ 324,259 | $ 186,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 27 | $ 6,675,000 | $ 247,222 | $ 155,000 |
| Syracuse, NY | 27 | $ 9,725,000 | $ 360,185 | $ 403,000 |
| Asheville, NC | 26 | $ 11,910,000 | $ 458,076 | $ 318,000 |
| Fort Collins, CO | 26 | $ 17,290,000 | $ 665,000 | $ 340,000 |
| Lincoln, NE | 26 | $ 9,070,000 | $ 348,846 | $ 177,000 |
| Midland, TX | 26 | $ 9,850,000 | $ 378,846 | $ 264,000 |
| Waco, TX | 26 | $ 7,020,000 | $ 270,000 | $ 201,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 25 | $ 7,045,000 | $ 281,800 | $ 183,000 |
| Binghamton, NY | 24 | $ 4,750,000 | $ 197,916 | $ 112,000 |
| Bozeman, MT | 24 | $ 35,140,000 | $ 1,464,166 | $ 707,000 |
| Madison, WI | 24 | $ 11,820,000 | $ 492,500 | $ 240,000 |
| Napa, CA | 24 | $ 63,090,000 | $ 2,628,750 | $ 598,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 7,660,000 | $ 319,166 | $ 239,000 |
| Baton Rouge, LA | 23 | $ 5,995,000 | $ 260,652 | $ 164,000 |
| Greensboro-High Point, NC | 23 | $ 7,615,000 | $ 331,086 | $ 187,000 |
| Lexington-Fayette, KY | 23 | $ 5,765,000 | $ 250,652 | $ 153,000 |
| McAllen-Edinburg-Mission, TX | 23 | $ 8,325,000 | $ 361,956 | $ 332,000 |
| Savannah, GA | 23 | $ 20,925,000 | $ 909,782 | $ 354,000 |
| Ogden-Clearfield, UT | 22 | $ 45,240,000 | $ 2,056,363 | $ 292,000 |
| Augusta-Richmond County, GA-SC | 21 | $ 4,175,000 | $ 198,809 | $ 266,333 |
| Des Moines-West Des Moines, IA | 21 | $ 4,535,000 | $ 215,952 | $ 104,000 |
| Rochester, MN | 21 | $ 10,155,000 | $ 483,571 | $ 263,000 |
| Wildwood-The Villages, FL | 21 | $ 6,415,000 | $ 305,476 | $ 155,000 |
| Huntsville, AL | 20 | $ 5,700,000 | $ 285,000 | $ 139,000 |
| Punta Gorda, FL | 20 | $ 6,210,000 | $ 310,500 | $ 170,000 |
| Tallahassee, FL | 20 | $ 6,910,000 | $ 345,500 | $ 162,000 |
| Athens-Clarke County, GA | 19 | $ 6,845,000 | $ 360,263 | $ 251,000 |
| Chico, CA | 19 | $ 16,815,000 | $ 885,000 | $ 257,000 |
| Hanford-Corcoran, CA | 19 | $ 3,735,000 | $ 196,578 | $ 76,000 |
| Lubbock, TX | 19 | $ 6,865,000 | $ 361,315 | $ 316,000 |
| Sebastian-Vero Beach, FL | 19 | $ 7,125,000 | $ 375,000 | $ 225,000 |
| Wichita, KS | 19 | $ 4,705,000 | $ 247,631 | $ 154,000 |
| Youngstown-Warren-Boardman, OH-PA | 19 | $ 2,595,000 | $ 136,578 | $ 90,000 |
| Columbia, MO | 18 | $ 4,880,000 | $ 271,111 | $ 125,000 |
| Kahului-Wailuku-Lahaina, HI | 18 | $ 17,860,000 | $ 992,222 | $ 431,000 |
| Kenosha, WI | 18 | $ 7,270,000 | $ 403,888 | $ 240,000 |
| Peoria, IL | 18 | $ 2,890,000 | $ 160,555 | $ 81,000 |
| Rockford, IL | 18 | $ 3,000,000 | $ 166,666 | $ 100,000 |
| Salem, OR | 18 | $ 39,270,000 | $ 2,181,666 | $ 241,000 |
| Springfield, MA | 18 | $ 4,990,000 | $ 277,222 | $ 176,000 |
| Canton-Massillon, OH | 17 | $ 4,145,000 | $ 243,823 | $ 126,000 |
| Gainesville, GA | 17 | $ 5,855,000 | $ 344,411 | $ 227,000 |
| Niles-Benton Harbor, MI | 17 | $ 14,725,000 | $ 866,176 | $ 1,247,000 |
| Prescott Valley-Prescott, AZ | 17 | $ 7,895,000 | $ 464,411 | $ 262,000 |
| Victoria, TX | 17 | $ 10,005,000 | $ 588,529 | $ 130,000 |
| Amarillo, TX | 16 | $ 7,320,000 | $ 457,500 | $ 140,000 |
| Champaign-Urbana, IL | 16 | $ 3,690,000 | $ 230,625 | $ 108,000 |
| Columbus, GA-AL | 16 | $ 5,010,000 | $ 313,125 | $ 207,375 |
| Dover, DE | 16 | $ 3,230,000 | $ 201,875 | $ 95,000 |
| Gainesville, FL | 16 | $ 4,450,000 | $ 278,125 | $ 166,000 |
| Greeley, CO | 16 | $ 2,850,000 | $ 178,125 | $ 132,000 |
| Joplin, MO | 16 | $ 4,520,000 | $ 282,500 | $ 146,000 |
| Panama City, FL | 16 | $ 10,150,000 | $ 634,375 | $ 195,000 |
| Toledo, OH | 16 | $ 2,980,000 | $ 186,250 | $ 140,000 |
| Wichita Falls, TX | 16 | $ 4,900,000 | $ 306,250 | $ 195,000 |
| Ann Arbor, MI | 15 | $ 6,685,000 | $ 445,666 | $ 257,000 |
| Bloomington, IL | 15 | $ 3,715,000 | $ 247,666 | $ 111,000 |
| Fort Wayne, IN | 15 | $ 2,725,000 | $ 181,666 | $ 177,000 |
| Gulfport-Biloxi-Pascagoula, MS | 15 | $ 2,335,000 | $ 155,666 | $ 91,000 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 4,205,000 | $ 280,333 | $ 169,000 |
| Jackson, MS | 15 | $ 3,355,000 | $ 223,666 | $ 167,000 |
| Killeen-Temple, TX | 15 | $ 5,905,000 | $ 393,666 | $ 194,000 |
| Lake Havasu City-Kingman, AZ | 15 | $ 4,355,000 | $ 290,333 | $ 161,000 |
| Abilene, TX | 14 | $ 3,340,000 | $ 238,571 | $ 211,000 |
| Anchorage, AK | 14 | $ 3,580,000 | $ 255,714 | $ 100,000 |
| Kennewick-Richland, WA | 14 | $ 5,680,000 | $ 405,714 | $ 216,000 |
| Pittsfield, MA | 14 | $ 6,420,000 | $ 458,571 | $ 1,269,000 |
| Eau Claire, WI | 13 | $ 3,255,000 | $ 250,384 | $ 220,000 |
| Grand Junction, CO | 13 | $ 2,625,000 | $ 201,923 | $ 231,000 |
| Homosassa Springs, FL | 13 | $ 4,105,000 | $ 315,769 | $ 136,000 |
| Jefferson City, MO | 13 | $ 3,155,000 | $ 242,692 | $ 133,000 |
| Lynchburg, VA | 13 | $ 4,675,000 | $ 359,615 | $ 149,000 |
| Olympia-Tumwater, WA | 13 | $ 5,285,000 | $ 406,538 | $ 211,000 |
| Vineland-Bridgeton, NJ | 13 | $ 3,845,000 | $ 295,769 | $ 117,000 |
| Chambersburg-Waynesboro, PA | 12 | $ 2,740,000 | $ 228,333 | $ 107,000 |
| Corpus Christi, TX | 12 | $ 4,140,000 | $ 345,000 | $ 181,000 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 4,660,000 | $ 388,333 | $ 170,666 |
| Redding, CA | 12 | $ 4,330,000 | $ 360,833 | $ 319,000 |
| South Bend-Mishawaka, IN-MI | 12 | $ 2,340,000 | $ 195,000 | $ 195,250 |
| Eugene, OR | 11 | $ 3,635,000 | $ 330,454 | $ 147,000 |
| Fayetteville, NC | 11 | $ 2,215,000 | $ 201,363 | $ 177,000 |
| Harrisonburg, VA | 11 | $ 3,455,000 | $ 314,090 | $ 146,000 |
| Longview, TX | 11 | $ 3,145,000 | $ 285,909 | $ 160,000 |
| Topeka, KS | 11 | $ 2,775,000 | $ 252,272 | $ 107,000 |
| Tyler, TX | 11 | $ 3,475,000 | $ 315,909 | $ 190,000 |
| Wenatchee, WA | 11 | $ 7,655,000 | $ 695,909 | $ 229,000 |
| Winchester, VA-WV | 11 | $ 5,755,000 | $ 523,181 | $ 281,000 |
| Yakima, WA | 11 | $ 5,315,000 | $ 483,181 | $ 317,000 |
| Ithaca, NY | 10 | $ 4,140,000 | $ 414,000 | $ 212,000 |
| Lafayette, LA | 10 | $ 1,870,000 | $ 187,000 | $ 118,000 |
| Laredo, TX | 10 | $ 1,680,000 | $ 168,000 | $ 182,000 |
| Shreveport-Bossier City, LA | 10 | $ 8,190,000 | $ 819,000 | $ 140,000 |
| St. George, UT | 10 | $ 6,740,000 | $ 674,000 | $ 331,000 |
| Warner Robins, GA | 10 | $ 23,810,000 | $ 2,381,000 | $ 61,000 |
| Appleton, WI | 9 | $ 2,825,000 | $ 313,888 | $ 150,000 |
| Billings, MT | 9 | $ 5,365,000 | $ 596,111 | $ 257,000 |
| Brownsville-Harlingen, TX | 9 | $ 2,865,000 | $ 318,333 | $ 215,000 |
| Duluth, MN-WI | 9 | $ 1,935,000 | $ 215,000 | $ 81,111 |
| Flint, MI | 9 | $ 1,295,000 | $ 143,888 | $ 364,000 |
| Gettysburg, PA | 9 | $ 3,055,000 | $ 339,444 | $ 206,000 |
| Janesville-Beloit, WI | 9 | $ 2,555,000 | $ 283,888 | $ 114,000 |
| Kankakee, IL | 9 | $ 2,475,000 | $ 275,000 | $ 140,000 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 2,105,000 | $ 233,888 | $ 95,000 |
| Montgomery, AL | 9 | $ 1,265,000 | $ 140,555 | $ 67,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 5,485,000 | $ 609,444 | $ 239,000 |
| Springfield, OH | 9 | $ 1,365,000 | $ 151,666 | $ 110,000 |
| St. Joseph, MO-KS | 9 | $ 2,055,000 | $ 228,333 | $ 88,555 |
| Traverse City, MI | 9 | $ 6,115,000 | $ 679,444 | $ 1,438,000 |
| Yuba City, CA | 9 | $ 2,795,000 | $ 310,555 | $ 392,000 |
| Bowling Green, KY | 8 | $ 1,770,000 | $ 221,250 | $ 187,000 |
| Cedar Rapids, IA | 8 | $ 1,990,000 | $ 248,750 | $ 148,000 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 1,870,000 | $ 233,750 | $ 150,500 |
| Medford, OR | 8 | $ 3,540,000 | $ 442,500 | $ 264,000 |
| Mobile, AL | 8 | $ 1,970,000 | $ 246,250 | $ 167,000 |
| Pinehurst-Southern Pines, NC | 8 | $ 4,880,000 | $ 610,000 | $ 349,000 |
| Sherman-Denison, TX | 8 | $ 2,030,000 | $ 253,750 | $ 154,000 |
| Slidell-Mandeville-Covington, LA | 8 | $ 2,340,000 | $ 292,500 | $ 164,000 |
| Amherst Town-Northampton, MA | 7 | $ 2,285,000 | $ 326,428 | $ 224,000 |
| Auburn-Opelika, AL | 7 | $ 1,645,000 | $ 235,000 | $ 125,000 |
| Burlington, NC | 7 | $ 1,675,000 | $ 239,285 | $ 145,000 |
| Clarksville, TN-KY | 7 | $ 1,425,000 | $ 203,571 | $ 97,000 |
| Evansville, IN-KY | 7 | $ 1,135,000 | $ 162,142 | $ 230,000 |
| Green Bay, WI | 7 | $ 2,115,000 | $ 302,142 | $ 162,000 |
| Idaho Falls, ID | 7 | $ 1,485,000 | $ 212,142 | $ 111,000 |
| Lafayette-West Lafayette, IN | 7 | $ 1,545,000 | $ 220,714 | $ 113,000 |
| Lansing-East Lansing, MI | 7 | $ 1,635,000 | $ 233,571 | $ 137,000 |
| Las Cruces, NM | 7 | $ 1,345,000 | $ 192,142 | $ 110,000 |
| Lebanon, PA | 7 | $ 2,325,000 | $ 332,142 | $ 133,000 |
| Lexington Park, MD | 7 | $ 2,715,000 | $ 387,857 | $ 201,000 |
| Racine, WI | 7 | $ 2,735,000 | $ 390,714 | $ 166,000 |
| Rome, GA | 7 | $ 1,215,000 | $ 173,571 | $ 88,000 |
| Saginaw, MI | 7 | $ 1,165,000 | $ 166,428 | $ 80,000 |
| San Angelo, TX | 7 | $ 2,915,000 | $ 416,428 | $ 329,000 |
| Staunton-Waynesboro, VA | 7 | $ 2,545,000 | $ 363,571 | $ 143,000 |
| Beaumont-Port Arthur, TX | 6 | $ 1,470,000 | $ 245,000 | $ 220,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 1,580,000 | $ 263,333 | $ 122,000 |
| Bloomington, IN | 6 | $ 680,000 | $ 113,333 | $ 201,000 |
| Burlington-South Burlington, VT | 6 | $ 5,420,000 | $ 903,333 | $ 1,783,000 |
| Florence, SC | 6 | $ 1,130,000 | $ 188,333 | $ 225,000 |
| Jacksonville, NC | 6 | $ 2,250,000 | $ 375,000 | $ 158,000 |
| Johnson City, TN | 6 | $ 1,360,000 | $ 226,666 | $ 107,000 |
| Kokomo, IN | 6 | $ 1,280,000 | $ 213,333 | $ 198,000 |
| Salisbury, MD-DE | 6 | $ 4,340,000 | $ 723,333 | $ 109,000 |
| Santa Fe, NM | 6 | $ 2,380,000 | $ 396,666 | $ 350,000 |
| Sumter, SC | 6 | $ 690,000 | $ 115,000 | $ 122,000 |
| Tuscaloosa, AL | 6 | $ 2,990,000 | $ 498,333 | $ 1,110,000 |
| Beckley, WV | 5 | $ 615,000 | $ 123,000 | $ 116,000 |
| Cleveland, TN | 5 | $ 535,000 | $ 107,000 | $ 62,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 3,375,000 | $ 675,000 | $ 1,189,000 |
| Farmington, NM | 5 | $ 1,345,000 | $ 269,000 | $ 163,000 |
| Fort Smith, AR-OK | 5 | $ 785,000 | $ 157,000 | $ 99,600 |
| Glens Falls, NY | 5 | $ 6,285,000 | $ 1,257,000 | $ 3,368,000 |
| Greenville, NC | 5 | $ 1,325,000 | $ 265,000 | $ 144,000 |
| Lewiston-Auburn, ME | 5 | $ 1,425,000 | $ 285,000 | $ 137,000 |
| Macon-Bibb County, GA | 5 | $ 825,000 | $ 165,000 | $ 71,000 |
| Missoula, MT | 5 | $ 2,595,000 | $ 519,000 | $ 229,000 |
| Muskegon, MI | 5 | $ 3,365,000 | $ 673,000 | $ 617,000 |
| Odessa, TX | 5 | $ 9,335,000 | $ 1,867,000 | $ 217,000 |
| Oshkosh-Neenah, WI | 5 | $ 1,335,000 | $ 267,000 | $ 131,000 |
| Pocatello, ID | 5 | $ 1,185,000 | $ 237,000 | $ 131,000 |
| Sebring, FL | 5 | $ 1,715,000 | $ 343,000 | $ 124,000 |
| Sheboygan, WI | 5 | $ 1,295,000 | $ 259,000 | $ 94,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 355,000 | $ 71,000 | $ 54,000 |
| Texarkana, TX-AR | 5 | $ 1,075,000 | $ 215,000 | $ 118,600 |
| Albany, OR | 4 | $ 1,330,000 | $ 332,500 | $ 94,000 |
| Ames, IA | 4 | $ 1,020,000 | $ 255,000 | $ 114,000 |
| Bangor, ME | 4 | $ 830,000 | $ 207,500 | $ 56,000 |
| Dalton, GA | 4 | $ 660,000 | $ 165,000 | $ 120,000 |
| Decatur, AL | 4 | $ 390,000 | $ 97,500 | $ 125,000 |
| Decatur, IL | 4 | $ 320,000 | $ 80,000 | $ 109,000 |
| El Centro, CA | 4 | $ 9,540,000 | $ 2,385,000 | $ 324,000 |
| Flagstaff, AZ | 4 | $ 2,090,000 | $ 522,500 | $ 477,000 |
| Goldsboro, NC | 4 | $ 500,000 | $ 125,000 | $ 43,000 |
| Helena, MT | 4 | $ 1,200,000 | $ 300,000 | $ 114,000 |
| Hot Springs, AR | 4 | $ 860,000 | $ 215,000 | $ 75,000 |
| Houma-Thibodaux, LA | 4 | $ 230,000 | $ 57,500 | $ 81,000 |
| Jackson, MI | 4 | $ 720,000 | $ 180,000 | $ 93,000 |
| Kalamazoo-Portage, MI | 4 | $ 580,000 | $ 145,000 | $ 148,000 |
| La Crosse-Onalaska, WI-MN | 4 | $ 1,670,000 | $ 417,500 | $ 1,249,000 |
| Lake Charles, LA | 4 | $ 500,000 | $ 125,000 | $ 70,000 |
| Lawrence, KS | 4 | $ 1,220,000 | $ 305,000 | $ 136,000 |
| Longview, WA | 4 | $ 720,000 | $ 180,000 | $ 77,000 |
| Manhattan, KS | 4 | $ 810,000 | $ 202,500 | $ 99,000 |
| Mansfield, OH | 4 | $ 770,000 | $ 192,500 | $ 326,000 |
| Michigan City-La Porte, IN | 4 | $ 1,180,000 | $ 295,000 | $ 635,000 |
| Midland, MI | 4 | $ 520,000 | $ 130,000 | $ 85,000 |
| Rapid City, SD | 4 | $ 1,840,000 | $ 460,000 | $ 205,000 |
| St. Cloud, MN | 4 | $ 1,040,000 | $ 260,000 | $ 109,000 |
| Utica-Rome, NY | 4 | $ 820,000 | $ 205,000 | $ 113,000 |
| Yuma, AZ | 4 | $ 370,000 | $ 92,500 | $ 147,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 305,000 | $ 101,666 | $ 99,000 |
| Cheyenne, WY | 3 | $ 1,295,000 | $ 431,666 | $ 143,000 |
| Corvallis, OR | 3 | $ 10,975,000 | $ 3,658,333 | $ 75,000 |
| Dothan, AL | 3 | $ 655,000 | $ 218,333 | $ 60,000 |
| Elmira, NY | 3 | $ 315,000 | $ 105,000 | $ 58,000 |
| Fargo, ND-MN | 3 | $ 465,000 | $ 155,000 | $ 187,333 |
| Hinesville, GA | 3 | $ 175,000 | $ 58,333 | $ 52,000 |
| Iowa City, IA | 3 | $ 915,000 | $ 305,000 | $ 150,000 |
| Lewiston, ID-WA | 3 | $ 485,000 | $ 161,666 | $ 88,000 |
| Logan, UT-ID | 3 | $ 1,775,000 | $ 591,666 | $ 185,000 |
| Paducah, KY-IL | 3 | $ 515,000 | $ 171,666 | $ 64,000 |
| Sandusky, OH | 3 | $ 925,000 | $ 308,333 | $ 208,000 |
| State College, PA | 3 | $ 785,000 | $ 261,666 | $ 242,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 275,000 | $ 91,666 | $ 81,000 |
| Wausau, WI | 3 | $ 935,000 | $ 311,666 | $ 218,000 |
| Altoona, PA | 2 | $ 710,000 | $ 355,000 | $ 279,000 |
| Bay City, MI | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Bismarck, ND | 2 | $ 1,570,000 | $ 785,000 | $ 316,000 |
| Brunswick, GA | 2 | $ 390,000 | $ 195,000 | $ 116,000 |
| Cape Girardeau, MO-IL | 2 | $ 880,000 | $ 440,000 | $ 278,000 |
| Casper, WY | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| Charleston, WV | 2 | $ 70,000 | $ 35,000 | $ 72,000 |
| Dubuque, IA | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Enid, OK | 2 | $ 630,000 | $ 315,000 | $ 118,000 |
| Florence-Muscle Shoals, AL | 2 | $ 330,000 | $ 165,000 | $ 57,000 |
| Gadsden, AL | 2 | $ 210,000 | $ 105,000 | $ 37,000 |
| Grand Island, NE | 2 | $ 660,000 | $ 330,000 | $ 90,000 |
| Great Falls, MT | 2 | $ 540,000 | $ 270,000 | $ 69,000 |
| Hattiesburg, MS | 2 | $ 590,000 | $ 295,000 | $ 198,000 |
| Jackson, TN | 2 | $ 160,000 | $ 80,000 | $ 83,000 |
| Johnstown, PA | 2 | $ 480,000 | $ 240,000 | $ 163,000 |
| Jonesboro, AR | 2 | $ 330,000 | $ 165,000 | $ 120,000 |
| Lawton, OK | 2 | $ 320,000 | $ 160,000 | $ 163,000 |
| Lima, OH | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| Mankato-North Mankato, MN | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| Monroe, MI | 2 | $ 110,000 | $ 55,000 | $ 105,000 |
| Morgantown, WV | 2 | $ 710,000 | $ 355,000 | $ 210,000 |
| Owensboro, KY | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Pueblo, CO | 2 | $ 590,000 | $ 295,000 | $ 161,000 |
| Sioux City, IA-NE-SD | 2 | $ 440,000 | $ 220,000 | $ 115,000 |
| Springfield, IL | 2 | $ 220,000 | $ 110,000 | $ 136,000 |
| Terre Haute, IN | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Twin Falls, ID | 2 | $ 310,000 | $ 155,000 | $ 39,000 |
| Watertown-Fort Drum, NY | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Williamsport, PA | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Albany, GA | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Alexandria, LA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Columbus, IN | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Elkhart-Goshen, IN | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Erie, PA | 1 | $ 305,000 | $ 305,000 | $ 172,000 |
| Fond Du Lac, WI | 1 | $ 695,000 | $ 695,000 | $ 332,000 |
| Grand Forks, ND-MN | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Grants Pass, OR | 1 | $ 255,000 | $ 255,000 | $ 171,000 |
| Hammond, LA | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Monroe, LA | 1 | $ 335,000 | $ 335,000 | $ 162,000 |
| Morristown, TN | 1 | $ 65,000 | $ 65,000 | $ 142,000 |
| Muncie, IN | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Rocky Mount, NC | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Walla Walla, WA | 1 | $ 935,000 | $ 935,000 | $ 283,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Citibank, NA in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 33,690 | $28,091,265,000 | $833,000 | $98,295,000 | $383,000 | $9,967,000 |
| Refinancing | 8,537 | $9,339,220,000 | $1,094,000 | $40,005,000 | $435,000 | $9,265,000 |
| Other Purpose | 5,900 | $1,934,210,000 | $327,000 | $70,005,000 | $241,000 | $9,000,000 |
| Home Improvement | 5,776 | $1,366,610,000 | $236,000 | $51,265,000 | $198,000 | $6,417,000 |
| Cash-out Refinancing | 3,184 | $1,323,660,000 | $415,000 | $57,605,000 | $225,000 | $8,772,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,046 | $14,005,620,000 | $665,000 | $98,295,000 | $226,000 | $7,600,000 |
| White | 14,627 | $12,170,295,000 | $832,000 | $25,005,000 | $530,000 | $9,967,000 |
| Asian | 9,863 | $9,026,035,000 | $915,000 | $39,005,000 | $374,000 | $9,720,000 |
| Hispanic | 4,494 | $1,615,900,000 | $359,000 | $9,455,000 | $220,000 | $9,000,000 |
| Not Provided | 4,421 | $4,410,305,000 | $997,000 | $25,005,000 | $514,000 | $9,203,000 |
| Black or African American | 2,396 | $746,820,000 | $311,000 | $5,405,000 | $204,000 | $7,250,000 |
| American Indian or Alaskan Native | 168 | $50,240,000 | $299,000 | $5,005,000 | $168,000 | $2,373,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $29,750,000 | $413,000 | $3,995,000 | $277,000 | $6,300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 56,646 | $41,876,240,000 | $739,000 | $98,295,000 | $351,000 | $9,967,000 |
| FHA-insured (Federal Housing Administration) | 323 | $122,235,000 | $378,000 | $2,335,000 | $123,000 | $1,176,000 |
| VA-guaranteed (Veterans Administration) | 118 | $56,490,000 | $478,000 | $2,965,000 | $160,000 | $1,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 20,818 | $10,890,050,000 | $523,000 | $3,005,000 | $226,000 | $7,600,000 |
| Loan Originated | 15,812 | $17,876,580,000 | $1,130,000 | $98,295,000 | $539,000 | $9,941,000 |
| Application Withdrawn By Applicant | 8,683 | $6,466,585,000 | $744,000 | $57,215,000 | $354,000 | $9,967,000 |
| Application Denied By Financial Institution | 5,129 | $1,703,785,000 | $332,000 | $10,005,000 | $178,000 | $7,200,000 |
| File Closed For Incompleteness | 3,878 | $1,491,870,000 | $384,000 | $15,005,000 | $282,000 | $9,000,000 |
| Preapproval Approved but not Accepted | 1,901 | $2,783,655,000 | $1,464,000 | $12,605,000 | $706,000 | $9,015,000 |
| Application Approved But Not Accepted | 464 | $545,270,000 | $1,175,000 | $39,005,000 | $675,000 | $9,265,000 |
| Preapproval Denied by Financial Institution | 402 | $297,170,000 | $739,000 | $8,005,000 | $195,000 | $2,353,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 51,556 | $40,054,010,000 | $776,000 | $98,295,000 | $367,000 | $9,967,000 |
| Debt-To-Income Ratio | 2,718 | $1,067,520,000 | $392,000 | $10,005,000 | $129,000 | $2,545,000 |
| Credit History | 1,290 | $192,050,000 | $148,000 | $5,005,000 | $163,000 | $7,200,000 |
| Collateral | 728 | $321,200,000 | $441,000 | $9,375,000 | $279,000 | $5,669,000 |
| Other | 427 | $198,205,000 | $464,000 | $8,005,000 | $299,000 | $6,023,000 |
| Unverifiable Information | 229 | $108,945,000 | $475,000 | $3,005,000 | $266,000 | $3,115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 92 | $92,570,000 | $1,006,000 | $8,005,000 | $315,000 | $1,957,000 |
| Employment History | 39 | $17,875,000 | $458,000 | $2,245,000 | $154,000 | $1,180,000 |
| Mortgage Insurance Denied | 6 | $2,370,000 | $395,000 | $575,000 | $115,000 | $204,000 |
| Credit Application Incomplete | 2 | $220,000 | $110,000 | $165,000 | $154,000 | $180,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citibank, NA's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citibank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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