Citifinancial, Inc. Mortgage Lending & HMDA Data, 2010

In 2010, Citifinancial, Inc. of Baltimore, MD reported 11,874 mortgage applications totaling $914.3 million, down 40% from 2009. The average application was for $77,002, and applicants reported an average income of $43,739. 4% of its applications resulted in an originated loan and 86% were denied. Its largest markets were Virginia Beach-Norfolk-Newport News, VA-NC (472), Detroit-Livonia-Dearborn, MI (469) and Richmond, VA (457) (applications in parentheses).

Mortgage Company & Address Citifinancial, Inc.
300 St. Paul Place
Baltimore, MD 21202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,874
Total Mortgage Loan Application Amount $914,326,000
Average Mortgage Loan Application Amount $77,002
Highest Mortgage Loan Application Amount $682,000
Average Applicant Income $43,739
Highest Applicant Income $772,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citifinancial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citifinancial, Inc. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne, Michigan 469 $ 26,015,000 $ 55,469 $ 35,000
New Castle, Delaware 311 $ 26,429,000 $ 84,980 $ 43,000
Sussex, Delaware 187 $ 13,521,000 $ 72,304 $ 42,000
Milwaukee, Wisconsin 139 $ 10,523,000 $ 75,705 $ 42,000
Oakland, Michigan 125 $ 5,596,000 $ 44,768 $ 39,000
Baltimore City, Maryland 122 $ 7,920,000 $ 64,918 $ 47,000
Prince George's, Maryland 118 $ 9,346,000 $ 79,203 $ 65,000
Macomb, Michigan 111 $ 5,307,000 $ 47,810 $ 41,000
Pima, Arizona 106 $ 5,888,000 $ 55,547 $ 38,000
Hartford, Connecticut 101 $ 9,828,000 $ 97,306 $ 51,000
Chesterfield, Virginia 97 $ 8,635,000 $ 89,020 $ 45,000
Baltimore, Maryland 96 $ 7,369,000 $ 76,760 $ 55,000
Hillsborough, New Hampshire 96 $ 8,893,000 $ 92,635 $ 57,000
Maricopa, Arizona 90 $ 3,888,000 $ 43,200 $ 41,000
Merrimack, New Hampshire 90 $ 8,827,000 $ 98,077 $ 60,000
Bernalillo, New Mexico 89 $ 9,292,000 $ 104,404 $ 43,000
Hampton, Virginia 88 $ 8,211,000 $ 93,306 $ 47,000
Franklin, Vermont 87 $ 9,359,000 $ 107,574 $ 44,000
New Haven, Connecticut 85 $ 6,894,000 $ 81,105 $ 56,000
Virginia Beach, Virginia 85 $ 10,552,000 $ 124,141 $ 54,000
Henrico, Virginia 83 $ 8,863,000 $ 106,783 $ 47,000
Sedgwick, Kansas 82 $ 5,446,000 $ 66,414 $ 41,000
Genesee, Michigan 82 $ 4,929,000 $ 60,109 $ 37,000
Norfolk, Virginia 78 $ 7,742,000 $ 99,256 $ 47,000
Monroe, Michigan 76 $ 6,107,000 $ 80,355 $ 44,000
Salt Lake, Utah 75 $ 5,958,000 $ 79,440 $ 51,000
Newport News, Virginia 74 $ 6,779,000 $ 91,608 $ 54,000
York, Maine 72 $ 7,028,000 $ 97,611 $ 50,000
Pittsylvania, Virginia 67 $ 3,423,000 $ 51,089 $ 26,000
Rockingham, New Hampshire 64 $ 9,285,000 $ 145,078 $ 72,000
Richmond City, Virginia 64 $ 5,702,000 $ 89,093 $ 43,000
Spokane, Washington 64 $ 4,916,000 $ 76,812 $ 44,000
Kent, Delaware 63 $ 4,504,000 $ 71,492 $ 51,000
Roanoke City, Virginia 62 $ 3,811,000 $ 61,467 $ 31,000
Chittenden, Vermont 61 $ 9,742,000 $ 159,704 $ 61,000
Kennebec, Maine 60 $ 3,877,000 $ 64,616 $ 33,000
Rutland, Vermont 60 $ 5,207,000 $ 86,783 $ 40,000
Kent, Michigan 58 $ 3,154,000 $ 54,379 $ 36,000
Douglas, Nebraska 58 $ 3,783,000 $ 65,224 $ 39,000
Strafford, New Hampshire 57 $ 4,571,000 $ 80,192 $ 48,000
Henry, Virginia 57 $ 3,241,000 $ 56,859 $ 27,000
Anne Arundel, Maryland 54 $ 4,929,000 $ 91,277 $ 62,000
Dorchester, Maryland 52 $ 3,216,000 $ 61,846 $ 44,000
St. Clair, Michigan 51 $ 2,338,000 $ 45,843 $ 31,000
Muskegon, Michigan 50 $ 2,718,000 $ 54,360 $ 28,000
Washington, Vermont 50 $ 4,252,000 $ 85,040 $ 51,000
Saginaw, Michigan 49 $ 2,463,000 $ 50,265 $ 35,000
Cumberland, Maine 48 $ 4,100,000 $ 85,416 $ 45,000
Penobscot, Maine 48 $ 3,245,000 $ 67,604 $ 39,000
Bonneville, Idaho 47 $ 3,260,000 $ 69,361 $ 44,000
East Baton Rouge, Louisiana 47 $ 3,903,000 $ 83,042 $ 54,000
Chesapeake, Virginia 47 $ 4,774,000 $ 101,574 $ 50,000
Dane, Wisconsin 46 $ 4,256,000 $ 92,521 $ 48,000
Jefferson, Louisiana 44 $ 3,598,000 $ 81,772 $ 45,000
Jackson, Michigan 44 $ 3,471,000 $ 78,886 $ 33,000
Kalamazoo, Michigan 44 $ 2,598,000 $ 59,045 $ 31,000
Cheshire, New Hampshire 44 $ 4,083,000 $ 92,795 $ 50,000
San Juan, New Mexico 44 $ 4,967,000 $ 112,886 $ 49,000
Pierce, Washington 44 $ 5,476,000 $ 124,454 $ 50,000
King, Washington 41 $ 5,742,000 $ 140,048 $ 64,000
Calvert, Maryland 40 $ 4,421,000 $ 110,525 $ 63,000
Santa Fe, New Mexico 40 $ 2,953,000 $ 73,825 $ 47,000
Multnomah, Oregon 40 $ 5,153,000 $ 128,825 $ 56,000
Orleans, Louisiana 39 $ 1,887,000 $ 48,384 $ 41,000
Montgomery, Maryland 39 $ 5,422,000 $ 139,025 $ 76,000
Washington, Maryland 39 $ 4,271,000 $ 109,512 $ 53,000
Petersburg, Virginia 39 $ 2,351,000 $ 60,282 $ 36,000
Carroll, New Hampshire 38 $ 3,508,000 $ 92,315 $ 44,000
Grafton, New Hampshire 38 $ 2,888,000 $ 76,000 $ 46,000
Chaves, New Mexico 38 $ 1,968,000 $ 51,789 $ 25,000
Cass, North Dakota 38 $ 4,290,000 $ 112,894 $ 59,000
Dodge, Wisconsin 38 $ 3,522,000 $ 92,684 $ 38,000
Fremont, Wyoming 38 $ 3,700,000 $ 97,368 $ 50,000
Sandoval, New Mexico 37 $ 3,569,000 $ 96,459 $ 45,000
Bennington, Vermont 37 $ 2,958,000 $ 79,945 $ 38,000
Halifax, Virginia 37 $ 1,808,000 $ 48,864 $ 32,000
Sheboygan, Wisconsin 37 $ 3,173,000 $ 85,756 $ 45,000
St. Mary's, Maryland 36 $ 4,178,000 $ 116,055 $ 50,000
Montgomery, Virginia 35 $ 1,712,000 $ 48,914 $ 36,000
Barron, Wisconsin 35 $ 2,599,000 $ 74,257 $ 48,000
Marathon, Wisconsin 35 $ 3,171,000 $ 90,600 $ 49,000
Douglas, Oregon 34 $ 3,351,000 $ 98,558 $ 38,000
Augusta, Virginia 34 $ 2,656,000 $ 78,117 $ 36,000
Somerset, Maine 33 $ 1,773,000 $ 53,727 $ 31,000
Flathead, Montana 33 $ 2,425,000 $ 73,484 $ 41,000
Lea, New Mexico 33 $ 1,459,000 $ 44,212 $ 37,000
Windsor, Vermont 33 $ 3,044,000 $ 92,242 $ 49,000
Amherst, Virginia 33 $ 2,406,000 $ 72,909 $ 34,000
Fairfax, Virginia 33 $ 3,491,000 $ 105,787 $ 86,000
Saline, Kansas 32 $ 2,838,000 $ 88,687 $ 44,000
Terrebonne, Louisiana 32 $ 2,136,000 $ 66,750 $ 47,000
Caroline, Maryland 32 $ 3,178,000 $ 99,312 $ 47,000
Campbell, Virginia 32 $ 2,517,000 $ 78,656 $ 32,000
Loudoun, Virginia 32 $ 3,302,000 $ 103,187 $ 68,000
Snohomish, Washington 32 $ 3,238,000 $ 101,187 $ 56,000
Manitowoc, Wisconsin 32 $ 2,094,000 $ 65,437 $ 40,000
Racine, Wisconsin 32 $ 3,338,000 $ 104,312 $ 42,000
Ouachita, Louisiana 31 $ 1,695,000 $ 54,677 $ 30,000
Sullivan, New Hampshire 31 $ 3,138,000 $ 101,225 $ 57,000
Suffolk, Virginia 31 $ 3,327,000 $ 107,322 $ 53,000
Benton, Washington 31 $ 1,754,000 $ 56,580 $ 43,000
Yakima, Washington 31 $ 2,122,000 $ 68,451 $ 44,000
Fairfield, Connecticut 30 $ 2,495,000 $ 83,166 $ 56,000
Calcasieu, Louisiana 30 $ 1,714,000 $ 57,133 $ 45,000
Berrien, Michigan 30 $ 1,690,000 $ 56,333 $ 38,000
Lancaster, Nebraska 30 $ 2,083,000 $ 69,433 $ 43,000
Rio Arriba, New Mexico 30 $ 2,342,000 $ 78,066 $ 37,000
Orleans, Vermont 30 $ 2,305,000 $ 76,833 $ 42,000
Danville, Virginia 30 $ 1,526,000 $ 50,866 $ 28,000
Brown, Wisconsin 30 $ 2,519,000 $ 83,966 $ 43,000
Fond du Lac, Wisconsin 30 $ 1,963,000 $ 65,433 $ 33,000
Yavapai, Arizona 29 $ 1,431,000 $ 49,344 $ 37,000
Rapides, Louisiana 29 $ 1,711,000 $ 59,000 $ 35,000
Utah, Utah 29 $ 1,762,000 $ 60,758 $ 66,000
Lamoille, Vermont 29 $ 3,155,000 $ 108,793 $ 52,000
St. John the Baptist, Louisiana 28 $ 2,751,000 $ 98,250 $ 48,000
Carroll, Maryland 28 $ 4,076,000 $ 145,571 $ 59,000
Yellowstone, Montana 28 $ 2,136,000 $ 76,285 $ 41,000
Belknap, New Hampshire 28 $ 1,817,000 $ 64,892 $ 41,000
Clackamas, Oregon 28 $ 3,911,000 $ 139,678 $ 47,000
Davis, Utah 28 $ 2,623,000 $ 93,678 $ 53,000
Rock, Wisconsin 28 $ 1,759,000 $ 62,821 $ 37,000
Cochise, Arizona 27 $ 1,564,000 $ 57,925 $ 60,000
Lapeer, Michigan 27 $ 1,247,000 $ 46,185 $ 33,000
Washington, Oregon 27 $ 1,609,000 $ 59,592 $ 42,000
Caledonia, Vermont 27 $ 2,536,000 $ 93,925 $ 44,000
Prince William, Virginia 27 $ 2,534,000 $ 93,851 $ 65,000
Pulaski, Virginia 27 $ 2,009,000 $ 74,407 $ 40,000
Clark, Washington 27 $ 2,376,000 $ 88,000 $ 53,000
Jefferson, Wisconsin 27 $ 2,678,000 $ 99,185 $ 49,000
Oneida, Wisconsin 27 $ 2,131,000 $ 78,925 $ 32,000
Johnson, Kansas 26 $ 2,075,000 $ 79,807 $ 55,000
Caddo, Louisiana 26 $ 1,486,000 $ 57,153 $ 38,000
Lafourche, Louisiana 26 $ 2,318,000 $ 89,153 $ 55,000
Allegany, Maryland 26 $ 2,073,000 $ 79,730 $ 38,000
Dona Ana, New Mexico 26 $ 1,856,000 $ 71,384 $ 35,000
Deschutes, Oregon 26 $ 3,615,000 $ 139,038 $ 40,000
Addison, Vermont 26 $ 3,102,000 $ 119,307 $ 47,000
Orange, Vermont 26 $ 2,587,000 $ 99,500 $ 49,000
Lynchburg, Virginia 26 $ 1,844,000 $ 70,923 $ 36,000
Kenosha, Wisconsin 26 $ 2,522,000 $ 97,000 $ 44,000
Twin Falls, Idaho 25 $ 1,971,000 $ 78,840 $ 39,000
Harford, Maryland 25 $ 1,821,000 $ 72,840 $ 59,000
Cheboygan, Michigan 25 $ 1,068,000 $ 42,720 $ 26,000
Chippewa, Michigan 25 $ 1,215,000 $ 48,600 $ 39,000
Dinwiddie, Virginia 25 $ 1,975,000 $ 79,000 $ 50,000
Wythe, Virginia 25 $ 1,729,000 $ 69,160 $ 30,000
Queen Anne's, Maryland 24 $ 2,442,000 $ 101,750 $ 46,000
Martinsville, Virginia 24 $ 1,002,000 $ 41,750 $ 17,000
Clark, Wisconsin 24 $ 1,706,000 $ 71,083 $ 32,000
Douglas, Wisconsin 24 $ 1,268,000 $ 52,833 $ 35,000
Winnebago, Wisconsin 24 $ 2,080,000 $ 86,666 $ 50,000
Ingham, Michigan 23 $ 1,294,000 $ 56,260 $ 41,000
Washtenaw, Michigan 23 $ 827,000 $ 35,956 $ 49,000
Lane, Oregon 23 $ 1,554,000 $ 67,565 $ 43,000
Hanover, Virginia 23 $ 2,652,000 $ 115,304 $ 49,000
Waukesha, Wisconsin 23 $ 2,483,000 $ 107,956 $ 49,000
Campbell, Wyoming 23 $ 2,277,000 $ 99,000 $ 63,000
Litchfield, Connecticut 22 $ 1,521,000 $ 69,136 $ 56,000
Ada, Idaho 22 $ 1,417,000 $ 64,409 $ 43,000
Midland, Michigan 22 $ 1,418,000 $ 64,454 $ 40,000
Van Buren, Michigan 22 $ 1,363,000 $ 61,954 $ 42,000
Cascade, Montana 22 $ 1,234,000 $ 56,090 $ 37,000
Weber, Utah 22 $ 1,200,000 $ 54,545 $ 46,000
Eau Claire, Wisconsin 22 $ 1,414,000 $ 64,272 $ 39,000
Reno, Kansas 21 $ 1,016,000 $ 48,380 $ 29,000
Androscoggin, Maine 21 $ 1,726,000 $ 82,190 $ 41,000
Cecil, Maryland 21 $ 1,486,000 $ 70,761 $ 49,000
Lincoln, Wisconsin 21 $ 1,878,000 $ 89,428 $ 48,000
Lafayette, Louisiana 20 $ 1,517,000 $ 75,850 $ 40,000
Charles, Maryland 20 $ 1,424,000 $ 71,200 $ 65,000
Bay, Michigan 20 $ 976,000 $ 48,800 $ 30,000
Gage, Nebraska 20 $ 1,115,000 $ 55,750 $ 40,000
Portsmouth, Virginia 20 $ 1,602,000 $ 80,100 $ 42,000
Natrona, Wyoming 20 $ 1,531,000 $ 76,550 $ 45,000
Kootenai, Idaho 19 $ 997,000 $ 52,473 $ 43,000
Wicomico, Maryland 19 $ 1,807,000 $ 95,105 $ 44,000
Franklin, Virginia 19 $ 1,317,000 $ 69,315 $ 33,000
Thurston, Washington 19 $ 1,853,000 $ 97,526 $ 52,000
Grant, Wisconsin 19 $ 1,761,000 $ 92,684 $ 36,000
Wood, Wisconsin 19 $ 1,853,000 $ 97,526 $ 36,000
Sheridan, Wyoming 19 $ 2,150,000 $ 113,157 $ 55,000
New London, Connecticut 18 $ 1,519,000 $ 84,388 $ 56,000
Wyandotte, Kansas 18 $ 1,075,000 $ 59,722 $ 31,000
Antrim, Michigan 18 $ 1,017,000 $ 56,500 $ 33,000
Lenawee, Michigan 18 $ 960,000 $ 53,333 $ 31,000
Shiawassee, Michigan 18 $ 1,077,000 $ 59,833 $ 38,000
St. Joseph, Michigan 18 $ 855,000 $ 47,500 $ 41,000
Taos, New Mexico 18 $ 1,525,000 $ 84,722 $ 32,000
St. Mary, Louisiana 17 $ 1,170,000 $ 68,823 $ 64,000
Ionia, Michigan 17 $ 805,000 $ 47,352 $ 36,000
Livingston, Michigan 17 $ 884,000 $ 52,000 $ 45,000
Valencia, New Mexico 17 $ 1,426,000 $ 83,882 $ 37,000
Windham, Vermont 17 $ 1,747,000 $ 102,764 $ 42,000
Frederick, Virginia 17 $ 1,365,000 $ 80,294 $ 43,000
Roanoke, Virginia 17 $ 1,410,000 $ 82,941 $ 44,000
Stafford, Virginia 17 $ 1,749,000 $ 102,882 $ 43,000
Pinal, Arizona 16 $ 897,000 $ 56,062 $ 47,000
Middlesex, Connecticut 16 $ 2,268,000 $ 141,750 $ 61,000
Bingham, Idaho 16 $ 664,000 $ 41,500 $ 40,000
Jefferson, Idaho 16 $ 757,000 $ 47,312 $ 46,000
Livingston, Louisiana 16 $ 821,000 $ 51,312 $ 69,000
Vermilion, Louisiana 16 $ 893,000 $ 55,812 $ 49,000
Lewis and Clark, Montana 16 $ 1,591,000 $ 99,437 $ 45,000
Missoula, Montana 16 $ 1,565,000 $ 97,812 $ 49,000
Lincoln, Nebraska 16 $ 917,000 $ 57,312 $ 45,000
Grand Isle, Vermont 16 $ 2,378,000 $ 148,625 $ 41,000
Orange, Virginia 16 $ 2,300,000 $ 143,750 $ 46,000
Franklin, Washington 16 $ 632,000 $ 39,500 $ 52,000
La Crosse, Wisconsin 16 $ 1,576,000 $ 98,500 $ 44,000
Marinette, Wisconsin 16 $ 874,000 $ 54,625 $ 34,000
Laramie, Wyoming 16 $ 1,212,000 $ 75,750 $ 30,000
Sweetwater, Wyoming 16 $ 1,679,000 $ 104,937 $ 64,000
Talbot, Maryland 15 $ 933,000 $ 62,200 $ 40,000
Cass, Michigan 15 $ 818,000 $ 54,533 $ 49,000
Huron, Michigan 15 $ 702,000 $ 46,800 $ 20,000
Sanilac, Michigan 15 $ 690,000 $ 46,000 $ 25,000
Stark, North Dakota 15 $ 1,816,000 $ 121,066 $ 35,000
Ward, North Dakota 15 $ 849,000 $ 56,600 $ 50,000
Yankton, South Dakota 15 $ 954,000 $ 63,600 $ 47,000
Cache, Utah 15 $ 1,345,000 $ 89,666 $ 49,000
Columbia, Wisconsin 15 $ 2,067,000 $ 137,800 $ 65,000
Forest, Wisconsin 15 $ 918,000 $ 61,200 $ 35,000
Monroe, Wisconsin 15 $ 1,187,000 $ 79,133 $ 31,000
Walworth, Wisconsin 15 $ 1,440,000 $ 96,000 $ 69,000
Mohave, Arizona 14 $ 491,000 $ 35,071 $ 31,000
Bannock, Idaho 14 $ 1,161,000 $ 82,928 $ 44,000
Fremont, Idaho 14 $ 995,000 $ 71,071 $ 51,000
Acadia, Louisiana 14 $ 709,000 $ 50,642 $ 35,000
St. Tammany, Louisiana 14 $ 728,000 $ 52,000 $ 48,000
Howard, Maryland 14 $ 685,000 $ 48,928 $ 74,000
Amelia, Virginia 14 $ 1,067,000 $ 76,214 $ 35,000
Patrick, Virginia 14 $ 1,163,000 $ 83,071 $ 30,000
Tazewell, Virginia 14 $ 735,000 $ 52,500 $ 32,000
York, Virginia 14 $ 2,851,000 $ 203,642 $ 49,000
Shawano, Wisconsin 14 $ 1,160,000 $ 82,857 $ 37,000
Trempealeau, Wisconsin 14 $ 1,241,000 $ 88,642 $ 32,000
Washburn, Wisconsin 14 $ 1,434,000 $ 102,428 $ 52,000
Shoshone, Idaho 13 $ 873,000 $ 67,153 $ 40,000
Jefferson Davis, Louisiana 13 $ 612,000 $ 47,076 $ 51,000
Allegan, Michigan 13 $ 1,017,000 $ 78,230 $ 35,000
Barry, Michigan 13 $ 843,000 $ 64,846 $ 35,000
Otsego, Michigan 13 $ 498,000 $ 38,307 $ 34,000
Scotts Bluff, Nebraska 13 $ 842,000 $ 64,769 $ 44,000
Brunswick, Virginia 13 $ 786,000 $ 60,461 $ 55,000
Caroline, Virginia 13 $ 984,000 $ 75,692 $ 47,000
Culpeper, Virginia 13 $ 1,201,000 $ 92,384 $ 44,000
Isle of Wight, Virginia 13 $ 1,248,000 $ 96,000 $ 40,000
Prince George, Virginia 13 $ 895,000 $ 68,846 $ 41,000
Smyth, Virginia 13 $ 596,000 $ 45,846 $ 35,000
Washington, Virginia 13 $ 669,000 $ 51,461 $ 32,000
Adams, Wisconsin 13 $ 1,063,000 $ 81,769 $ 37,000
Chippewa, Wisconsin 13 $ 876,000 $ 67,384 $ 41,000
St. Croix, Wisconsin 13 $ 1,740,000 $ 133,846 $ 62,000
Washington, Wisconsin 13 $ 1,303,000 $ 100,230 $ 50,000
Waupaca, Wisconsin 13 $ 1,412,000 $ 108,615 $ 47,000
Frederick, Maryland 12 $ 1,649,000 $ 137,416 $ 73,000
Worcester, Maryland 12 $ 608,000 $ 50,666 $ 58,000
Calhoun, Michigan 12 $ 907,000 $ 75,583 $ 33,000
Charlevoix, Michigan 12 $ 711,000 $ 59,250 $ 28,000
Hillsdale, Michigan 12 $ 670,000 $ 55,833 $ 35,000
Ottawa, Michigan 12 $ 765,000 $ 63,750 $ 38,000
Gallatin, Montana 12 $ 969,000 $ 80,750 $ 37,000
Buffalo, Nebraska 12 $ 1,172,000 $ 97,666 $ 51,000
Coos, New Hampshire 12 $ 338,000 $ 28,166 $ 36,000
McKinley, New Mexico 12 $ 751,000 $ 62,583 $ 34,000
Otero, New Mexico 12 $ 677,000 $ 56,416 $ 40,000
Carroll, Virginia 12 $ 542,000 $ 45,166 $ 33,000
Fluvanna, Virginia 12 $ 1,074,000 $ 89,500 $ 68,000
Hopewell, Virginia 12 $ 1,045,000 $ 87,083 $ 45,000
Powhatan, Virginia 12 $ 1,385,000 $ 115,416 $ 36,000
Ozaukee, Wisconsin 12 $ 552,000 $ 46,000 $ 52,000
Santa Cruz, Arizona 11 $ 497,000 $ 45,181 $ 24,000
Assumption, Louisiana 11 $ 895,000 $ 81,363 $ 45,000
Beauregard, Louisiana 11 $ 672,000 $ 61,090 $ 47,000
Bossier, Louisiana 11 $ 545,000 $ 49,545 $ 44,000
Lincoln, Maine 11 $ 784,000 $ 71,272 $ 35,000
Sagadahoc, Maine 11 $ 642,000 $ 58,363 $ 35,000
Waldo, Maine 11 $ 476,000 $ 43,272 $ 31,000
Mason, Michigan 11 $ 483,000 $ 43,909 $ 38,000
Montcalm, Michigan 11 $ 671,000 $ 61,000 $ 36,000
Oscoda, Michigan 11 $ 528,000 $ 48,000 $ 27,000
Cibola, New Mexico 11 $ 716,000 $ 65,090 $ 32,000
Marion, Oregon 11 $ 787,000 $ 71,545 $ 39,000
Minnehaha, South Dakota 11 $ 895,000 $ 81,363 $ 37,000
Louisa, Virginia 11 $ 851,000 $ 77,363 $ 40,000
Mecklenburg, Virginia 11 $ 659,000 $ 59,909 $ 43,000
Warren, Virginia 11 $ 1,087,000 $ 98,818 $ 47,000
Stevens, Washington 11 $ 1,460,000 $ 132,727 $ 47,000
Marquette, Wisconsin 11 $ 746,000 $ 67,818 $ 17,000
Oconto, Wisconsin 11 $ 652,000 $ 59,272 $ 41,000
Minidoka, Idaho 10 $ 516,000 $ 51,600 $ 38,000
Ascension, Louisiana 10 $ 807,000 $ 80,700 $ 45,000
St. Martin, Louisiana 10 $ 669,000 $ 66,900 $ 37,000
Webster, Louisiana 10 $ 520,000 $ 52,000 $ 37,000
Piscataquis, Maine 10 $ 573,000 $ 57,300 $ 41,000
Kent, Maryland 10 $ 1,121,000 $ 112,100 $ 60,000
Montmorency, Michigan 10 $ 407,000 $ 40,700 $ 32,000
Oceana, Michigan 10 $ 670,000 $ 67,000 $ 47,000
Silver Bow, Montana 10 $ 860,000 $ 86,000 $ 42,000
San Miguel, New Mexico 10 $ 722,000 $ 72,200 $ 44,000
Appomattox, Virginia 10 $ 638,000 $ 63,800 $ 30,000
Bedford, Virginia 10 $ 935,000 $ 93,500 $ 46,000
Floyd, Virginia 10 $ 604,000 $ 60,400 $ 29,000
Goochland, Virginia 10 $ 1,034,000 $ 103,400 $ 38,000
Nelson, Virginia 10 $ 1,014,000 $ 101,400 $ 47,000
Rockbridge, Virginia 10 $ 865,000 $ 86,500 $ 53,000
Waynesboro, Virginia 10 $ 847,000 $ 84,700 $ 40,000
Chelan, Washington 10 $ 827,000 $ 82,700 $ 45,000
Lafayette, Wisconsin 10 $ 762,000 $ 76,200 $ 33,000
Langlade, Wisconsin 10 $ 967,000 $ 96,700 $ 32,000
Portage, Wisconsin 10 $ 926,000 $ 92,600 $ 44,000
Taylor, Wisconsin 10 $ 273,000 $ 27,300 $ 28,000
Waushara, Wisconsin 10 $ 820,000 $ 82,000 $ 23,000
Windham, Connecticut 9 $ 537,000 $ 59,666 $ 49,000
Cherokee, Kansas 9 $ 301,000 $ 33,444 $ 38,000
St. Charles, Louisiana 9 $ 1,155,000 $ 128,333 $ 62,000
Vernon, Louisiana 9 $ 507,000 $ 56,333 $ 43,000
Hancock, Maine 9 $ 593,000 $ 65,888 $ 29,000
Emmet, Michigan 9 $ 613,000 $ 68,111 $ 39,000
Gratiot, Michigan 9 $ 600,000 $ 66,666 $ 32,000
Isabella, Michigan 9 $ 311,000 $ 34,555 $ 29,000
Lake, Michigan 9 $ 459,000 $ 51,000 $ 37,000
Crook, Oregon 9 $ 740,000 $ 82,222 $ 40,000
Josephine, Oregon 9 $ 974,000 $ 108,222 $ 44,000
Iron, Utah 9 $ 577,000 $ 64,111 $ 43,000
Botetourt, Virginia 9 $ 489,000 $ 54,333 $ 55,000
Charles City, Virginia 9 $ 468,000 $ 52,000 $ 38,000
Radford, Virginia 9 $ 642,000 $ 71,333 $ 31,000
Russell, Virginia 9 $ 529,000 $ 58,777 $ 40,000
Lewis, Washington 9 $ 841,000 $ 93,444 $ 53,000
Dunn, Wisconsin 9 $ 669,000 $ 74,333 $ 49,000
Outagamie, Wisconsin 9 $ 789,000 $ 87,666 $ 52,000
Sauk, Wisconsin 9 $ 861,000 $ 95,666 $ 29,000
Bonner, Idaho 8 $ 259,000 $ 32,375 $ 36,000
Canyon, Idaho 8 $ 450,000 $ 56,250 $ 36,000
Ellis, Kansas 8 $ 512,000 $ 64,000 $ 40,000
Shawnee, Kansas 8 $ 443,000 $ 55,375 $ 39,000
Iberia, Louisiana 8 $ 565,000 $ 70,625 $ 42,000
St. Landry, Louisiana 8 $ 357,000 $ 44,625 $ 40,000
Knox, Maine 8 $ 745,000 $ 93,125 $ 35,000
Somerset, Maryland 8 $ 569,000 $ 71,125 $ 65,000
Alcona, Michigan 8 $ 303,000 $ 37,875 $ 27,000
Eaton, Michigan 8 $ 514,000 $ 64,250 $ 36,000
Grand Traverse, Michigan 8 $ 332,000 $ 41,500 $ 27,000
Lake, Montana 8 $ 895,000 $ 111,875 $ 31,000
Brown, South Dakota 8 $ 435,000 $ 54,375 $ 45,000
Fauquier, Virginia 8 $ 1,113,000 $ 139,125 $ 29,000
James City, Virginia 8 $ 715,000 $ 89,375 $ 60,000
New Kent, Virginia 8 $ 777,000 $ 97,125 $ 42,000
Page, Virginia 8 $ 715,000 $ 89,375 $ 35,000
Southampton, Virginia 8 $ 360,000 $ 45,000 $ 44,000
Staunton, Virginia 8 $ 768,000 $ 96,000 $ 25,000
Adams, Washington 8 $ 638,000 $ 79,750 $ 35,000
Grays Harbor, Washington 8 $ 406,000 $ 50,750 $ 48,000
Bayfield, Wisconsin 8 $ 606,000 $ 75,750 $ 40,000
Iowa, Wisconsin 8 $ 969,000 $ 121,125 $ 40,000
Polk, Wisconsin 8 $ 895,000 $ 111,875 $ 43,000
Vernon, Wisconsin 8 $ 684,000 $ 85,500 $ 45,000
Yuma, Arizona 7 $ 381,000 $ 54,428 $ 49,000
Cassia, Idaho 7 $ 424,000 $ 60,571 $ 34,000
Madison, Idaho 7 $ 258,000 $ 36,857 $ 54,000
Barton, Kansas 7 $ 314,000 $ 44,857 $ 39,000
Dickinson, Kansas 7 $ 325,000 $ 46,428 $ 39,000
Harvey, Kansas 7 $ 275,000 $ 39,285 $ 35,000
Leavenworth, Kansas 7 $ 551,000 $ 78,714 $ 47,000
Claiborne, Louisiana 7 $ 282,000 $ 40,285 $ 26,000
Franklin, Maine 7 $ 227,000 $ 32,428 $ 33,000
Clare, Michigan 7 $ 518,000 $ 74,000 $ 57,000
Mackinac, Michigan 7 $ 628,000 $ 89,714 $ 41,000
Menominee, Michigan 7 $ 346,000 $ 49,428 $ 25,000
Tuscola, Michigan 7 $ 329,000 $ 47,000 $ 42,000
Dawson, Nebraska 7 $ 534,000 $ 76,285 $ 43,000
Sarpy, Nebraska 7 $ 460,000 $ 65,714 $ 49,000
Eddy, New Mexico 7 $ 188,000 $ 26,857 $ 32,000
Burleigh, North Dakota 7 $ 682,000 $ 97,428 $ 48,000
Grand Forks, North Dakota 7 $ 582,000 $ 83,142 $ 55,000
Davison, South Dakota 7 $ 473,000 $ 67,571 $ 46,000
Tooele, Utah 7 $ 526,000 $ 75,142 $ 57,000
Essex, Vermont 7 $ 878,000 $ 125,428 $ 48,000
Albemarle, Virginia 7 $ 674,000 $ 96,285 $ 50,000
Buena Vista, Virginia 7 $ 436,000 $ 62,285 $ 30,000
Craig, Virginia 7 $ 759,000 $ 108,428 $ 31,000
Rockingham, Virginia 7 $ 374,000 $ 53,428 $ 43,000
Salem, Virginia 7 $ 637,000 $ 91,000 $ 42,000
Sussex, Virginia 7 $ 440,000 $ 62,857 $ 44,000
Winchester, Virginia 7 $ 342,000 $ 48,857 $ 36,000
Kitsap, Washington 7 $ 438,000 $ 62,571 $ 49,000
Crawford, Wisconsin 7 $ 432,000 $ 61,714 $ 41,000
Door, Wisconsin 7 $ 464,000 $ 66,285 $ 40,000
Juneau, Wisconsin 7 $ 395,000 $ 56,428 $ 43,000
Rusk, Wisconsin 7 $ 381,000 $ 54,428 $ 60,000
Uinta, Wyoming 7 $ 651,000 $ 93,000 $ 69,000
Teton, Idaho 6 $ 700,000 $ 116,666 $ 59,000
Cloud, Kansas 6 $ 443,000 $ 73,833 $ 40,000
Douglas, Kansas 6 $ 680,000 $ 113,333 $ 51,000
Ford, Kansas 6 $ 295,000 $ 49,166 $ 34,000
Allen, Louisiana 6 $ 405,000 $ 67,500 $ 62,000
Aroostook, Maine 6 $ 346,000 $ 57,666 $ 33,000
Clinton, Michigan 6 $ 527,000 $ 87,833 $ 37,000
Newaygo, Michigan 6 $ 337,000 $ 56,166 $ 34,000
Osceola, Michigan 6 $ 195,000 $ 32,500 $ 27,000
Presque Isle, Michigan 6 $ 128,000 $ 21,333 $ 25,000
Broadwater, Montana 6 $ 421,000 $ 70,166 $ 49,000
Adams, Nebraska 6 $ 339,000 $ 56,500 $ 29,000
Hall, Nebraska 6 $ 306,000 $ 51,000 $ 34,000
Kearney, Nebraska 6 $ 514,000 $ 85,666 $ 28,000
Colfax, New Mexico 6 $ 310,000 $ 51,666 $ 37,000
Curry, New Mexico 6 $ 233,000 $ 38,833 $ 38,000
Luna, New Mexico 6 $ 597,000 $ 99,500 $ 42,000
Yamhill, Oregon 6 $ 437,000 $ 72,833 $ 27,000
Uintah, Utah 6 $ 258,000 $ 43,000 $ 31,000
Giles, Virginia 6 $ 459,000 $ 76,500 $ 48,000
King William, Virginia 6 $ 325,000 $ 54,166 $ 26,000
Madison, Virginia 6 $ 438,000 $ 73,000 $ 39,000
Westmoreland, Virginia 6 $ 689,000 $ 114,833 $ 42,000
Cowlitz, Washington 6 $ 403,000 $ 67,166 $ 37,000
Douglas, Washington 6 $ 518,000 $ 86,333 $ 46,000
Burnett, Wisconsin 6 $ 182,000 $ 30,333 $ 51,000
Pierce, Wisconsin 6 $ 506,000 $ 84,333 $ 44,000
Sawyer, Wisconsin 6 $ 281,000 $ 46,833 $ 25,000
Vilas, Wisconsin 6 $ 642,000 $ 107,000 $ 36,000
Tolland, Connecticut 5 $ 307,000 $ 61,400 $ 53,000
Elmore, Idaho 5 $ 287,000 $ 57,400 $ 51,000
Sumner, Kansas 5 $ 358,000 $ 71,600 $ 28,000
De Soto, Louisiana 5 $ 216,000 $ 43,200 $ 43,000
Grant, Louisiana 5 $ 198,000 $ 39,600 $ 48,000
Iberville, Louisiana 5 $ 220,000 $ 44,000 $ 27,000
Arenac, Michigan 5 $ 96,000 $ 19,200 $ 34,000
Branch, Michigan 5 $ 336,000 $ 67,200 $ 31,000
Delta, Michigan 5 $ 195,000 $ 39,000 $ 24,000
Iosco, Michigan 5 $ 223,000 $ 44,600 $ 28,000
Wexford, Michigan 5 $ 149,000 $ 29,800 $ 37,000
Lincoln, Montana 5 $ 583,000 $ 116,600 $ 37,000
Ravalli, Montana 5 $ 297,000 $ 59,400 $ 42,000
Teton, Montana 5 $ 269,000 $ 53,800 $ 61,000
Cheyenne, Nebraska 5 $ 285,000 $ 57,000 $ 46,000
Dodge, Nebraska 5 $ 141,000 $ 28,200 $ 36,000
Jefferson, Nebraska 5 $ 401,000 $ 80,200 $ 50,000
Madison, Nebraska 5 $ 348,000 $ 69,600 $ 27,000
Thayer, Nebraska 5 $ 170,000 $ 34,000 $ 24,000
Columbia, Oregon 5 $ 1,058,000 $ 211,600 $ 72,000
Jackson, Oregon 5 $ 285,000 $ 57,000 $ 33,000
Codington, South Dakota 5 $ 351,000 $ 70,200 $ 34,000
Turner, South Dakota 5 $ 185,000 $ 37,000 $ 50,000
Box Elder, Utah 5 $ 335,000 $ 67,000 $ 61,000
Alleghany, Virginia 5 $ 408,000 $ 81,600 $ 33,000
Bland, Virginia 5 $ 199,000 $ 39,800 $ 23,000
Charlottesville, Virginia 5 $ 443,000 $ 88,600 $ 49,000
Clarke, Virginia 5 $ 482,000 $ 96,400 $ 32,000
Colonial Heights, Virginia 5 $ 189,000 $ 37,800 $ 40,000
Grayson, Virginia 5 $ 249,000 $ 49,800 $ 34,000
Nottoway, Virginia 5 $ 389,000 $ 77,800 $ 39,000
Kittitas, Washington 5 $ 206,000 $ 41,200 $ 37,000
Mason, Washington 5 $ 442,000 $ 88,400 $ 46,000
Skagit, Washington 5 $ 267,000 $ 53,400 $ 41,000
Ashland, Wisconsin 5 $ 275,000 $ 55,000 $ 39,000
Buffalo, Wisconsin 5 $ 464,000 $ 92,800 $ 31,000
Jackson, Wisconsin 5 $ 513,000 $ 102,600 $ 43,000
Kewaunee, Wisconsin 5 $ 316,000 $ 63,200 $ 25,000
Pepin, Wisconsin 5 $ 468,000 $ 93,600 $ 32,000
Washakie, Wyoming 5 $ 396,000 $ 79,200 $ 56,000
Coconino, Arizona 4 $ 306,000 $ 76,500 $ 54,000
Navajo, Arizona 4 $ 316,000 $ 79,000 $ 56,000
Blaine, Idaho 4 $ 622,000 $ 155,500 $ 56,000
Boise, Idaho 4 $ 247,000 $ 61,750 $ 44,000
Jerome, Idaho 4 $ 152,000 $ 38,000 $ 39,000
Nez Perce, Idaho 4 $ 283,000 $ 70,750 $ 57,000
Marshall, Kansas 4 $ 225,000 $ 56,250 $ 37,000
Miami, Kansas 4 $ 438,000 $ 109,500 $ 48,000
Pawnee, Kansas 4 $ 193,000 $ 48,250 $ 57,000
Avoyelles, Louisiana 4 $ 301,000 $ 75,250 $ 52,000
Bienville, Louisiana 4 $ 183,000 $ 45,750 $ 38,000
Morehouse, Louisiana 4 $ 104,000 $ 26,000 $ 28,000
St. Bernard, Louisiana 4 $ 191,000 $ 47,750 $ 43,000
Tangipahoa, Louisiana 4 $ 162,000 $ 40,500 $ 35,000
Oxford, Maine 4 $ 289,000 $ 72,250 $ 26,000
Alpena, Michigan 4 $ 202,000 $ 50,500 $ 30,000
Gladwin, Michigan 4 $ 156,000 $ 39,000 $ 31,000
Kalkaska, Michigan 4 $ 154,000 $ 38,500 $ 34,000
Manistee, Michigan 4 $ 196,000 $ 49,000 $ 54,000
Roscommon, Michigan 4 $ 497,000 $ 124,250 $ 40,000
Schoolcraft, Michigan 4 $ 168,000 $ 42,000 $ 28,000
Park, Montana 4 $ 576,000 $ 144,000 $ 48,000
Franklin, Nebraska 4 $ 152,000 $ 38,000 $ 36,000
Otoe, Nebraska 4 $ 290,000 $ 72,500 $ 31,000
McLean, North Dakota 4 $ 196,000 $ 49,000 $ 24,000
Walsh, North Dakota 4 $ 140,000 $ 35,000 $ 51,000
Clatsop, Oregon 4 $ 376,000 $ 94,000 $ 24,000
Klamath, Oregon 4 $ 395,000 $ 98,750 $ 36,000
Douglas, South Dakota 4 $ 156,000 $ 39,000 $ 32,000
Union, South Dakota 4 $ 287,000 $ 71,750 $ 24,000
Summit, Utah 4 $ 482,000 $ 120,500 $ 64,000
Charlotte, Virginia 4 $ 286,000 $ 71,500 $ 26,000
Essex, Virginia 4 $ 154,000 $ 38,500 $ 11,000
Greene, Virginia 4 $ 192,000 $ 48,000 $ 51,000
King and Queen, Virginia 4 $ 344,000 $ 86,000 $ 38,000
Lunenburg, Virginia 4 $ 175,000 $ 43,750 $ 35,000
Northampton, Virginia 4 $ 309,000 $ 77,250 $ 49,000
Spotsylvania, Virginia 4 $ 279,000 $ 69,750 $ 42,000
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Mortgage Loan Application Detail Totals for Citifinancial, Inc. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,996 $869,737,000 $79,000 $682,000 $43,000 $540,000
Home Improvement 878 $44,589,000 $50,000 $398,000 $53,000 $772,000
Home Purchase 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,403 $588,408,000 $79,000 $682,000 $45,000 $532,000
Black or African American 2,210 $167,124,000 $75,000 $461,000 $42,000 $540,000
Not Provided 1,351 $92,683,000 $68,000 $524,000 $44,000 $188,000
Hispanic 741 $52,219,000 $70,000 $335,000 $39,000 $772,000
American Indian or Alaskan Native 75 $5,530,000 $73,000 $201,000 $45,000 $150,000
Asian 74 $6,779,000 $91,000 $343,000 $53,000 $307,000
Native Hawaiian or Other Pacific Islander 20 $1,583,000 $79,000 $341,000 $50,000 $111,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,874 $914,326,000 $77,000 $682,000 $44,000 $772,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 10,188 $805,437,000 $79,000 $682,000 $42,000 $772,000
Application Approved But Not Accepted 991 $58,668,000 $59,000 $384,000 $59,000 $540,000
Loan Originated 528 $40,162,000 $76,000 $445,000 $52,000 $245,000
Application Withdrawn By Applicant 166 $9,916,000 $59,000 $464,000 $56,000 $153,000
File Closed For Incompleteness 1 $143,000 $143,000 $143,000 $54,000 $54,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citifinancial, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citifinancial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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