Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Citizens Bank Of Pennsylvania 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania One Logan Square, 130 North 18Th Street Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,902 |
| Total Mortgage Loan Application Amount | $2,055,333,000 |
| Average Mortgage Loan Application Amount | $457,333 |
| Highest Mortgage Loan Application Amount | $25,878,000 |
| Average Applicant Income | $21,666 |
| Highest Applicant Income | $1,254,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 1,568 | $ 84,897,000 | $ 54,000 | $ 35,000 |
| PITTSBURGH, PA | 689 | $ 12,772,000 | $ 18,000 | $ 44,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 265 | $ 186,162,000 | $ 702,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 210 | $ 18,496,000 | $ 88,000 | $ 78,000 |
| READING, PA | 197 | $ 3,801,000 | $ 19,000 | $ 39,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 154 | $ 110,129,000 | $ 548,000 | $ 25,333 |
| OAKLAND-HAYWARD-BERKELEY, CA | 153 | $ 126,979,000 | $ 829,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 142 | $ 125,879,000 | $ 886,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 115 | $ 71,244,000 | $ 619,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 110 | $ 90,536,000 | $ 823,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 107 | $ 69,598,000 | $ 650,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 106 | $ 67,707,000 | $ 638,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 80 | $ 64,876,000 | $ 810,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 80 | $ 59,618,000 | $ 745,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 80 | $ 70,956,000 | $ 886,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 70 | $ 1,178,000 | $ 16,000 | $ 40,000 |
| ERIE, PA | 68 | $ 1,599,000 | $ 23,000 | $ 39,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 65 | $ 44,890,000 | $ 690,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 65 | $ 40,690,000 | $ 592,000 | $ 27,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 62 | $ 39,305,000 | $ 633,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 60 | $ 2,781,000 | $ 46,000 | $ 56,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 59 | $ 50,103,000 | $ 849,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 57 | $ 32,253,000 | $ 565,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 54 | $ 33,369,000 | $ 617,000 | $ 0 |
| BOSTON, MA | 53 | $ 36,261,000 | $ 684,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 48 | $ 27,448,000 | $ 571,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 44 | $ 25,580,000 | $ 581,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 39 | $ 23,232,000 | $ 614,500 | $ 0 |
| ALTOONA, PA | 38 | $ 280,000 | $ 7,000 | $ 30,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 35 | $ 21,520,000 | $ 614,000 | $ 1,000 |
| CAMDEN, NJ | 34 | $ 1,320,000 | $ 38,000 | $ 75,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 30 | $ 19,343,000 | $ 644,000 | $ 0 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 29 | $ 19,829,000 | $ 683,000 | $ 0 |
| YORK-HANOVER, PA | 27 | $ 439,000 | $ 16,000 | $ 37,000 |
| NEWARK, NJ-PA | 26 | $ 7,254,000 | $ 300,500 | $ 47,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 24 | $ 14,150,000 | $ 571,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 23 | $ 369,000 | $ 11,500 | $ 37,000 |
| SAN RAFAEL, CA | 22 | $ 18,019,000 | $ 819,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 21 | $ 11,632,000 | $ 553,000 | $ 0 |
| LANCASTER, PA | 21 | $ 1,164,000 | $ 55,000 | $ 81,000 |
| BOULDER, CO | 18 | $ 11,531,000 | $ 640,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 16 | $ 10,611,000 | $ 663,000 | $ 0 |
| SANTA ROSA, CA | 16 | $ 11,306,000 | $ 706,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 16 | $ 9,265,000 | $ 579,000 | $ 0 |
| KANSAS CITY, MO-KS | 15 | $ 8,950,000 | $ 588,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 14 | $ 8,287,000 | $ 687,500 | $ 0 |
| EAST STROUDSBURG, PA | 13 | $ 302,000 | $ 23,000 | $ 66,000 |
| SALINAS, CA | 13 | $ 10,045,000 | $ 772,000 | $ 0 |
| SALISBURY, MD-DE | 12 | $ 7,097,000 | $ 567,500 | $ 25,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 11 | $ 19,096,000 | $ 1,736,000 | $ 51,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 11 | $ 8,616,000 | $ 783,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 7,682,000 | $ 698,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 11 | $ 8,128,000 | $ 738,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 8,656,000 | $ 786,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 11 | $ 8,683,000 | $ 789,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 11 | $ 7,379,000 | $ 670,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 5,523,000 | $ 552,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 6,166,000 | $ 616,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 10 | $ 6,463,000 | $ 646,000 | $ 0 |
| RENO, NV | 10 | $ 6,158,000 | $ 615,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 6,055,000 | $ 605,000 | $ 0 |
| ST. LOUIS, MO-IL | 10 | $ 6,556,000 | $ 655,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 6,174,000 | $ 686,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 9 | $ 5,253,000 | $ 583,000 | $ 0 |
| OKLAHOMA CITY, OK | 9 | $ 6,255,000 | $ 695,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 8 | $ 4,861,000 | $ 607,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 6,076,000 | $ 759,000 | $ 0 |
| RALEIGH, NC | 8 | $ 4,219,000 | $ 527,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 7 | $ 3,928,000 | $ 561,000 | $ 0 |
| FORT COLLINS, CO | 7 | $ 4,661,000 | $ 665,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 7 | $ 3,913,000 | $ 559,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 4,047,000 | $ 578,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 3,905,000 | $ 557,000 | $ 0 |
| BARNSTABLE TOWN, MA | 6 | $ 3,635,000 | $ 605,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 3,766,000 | $ 627,000 | $ 0 |
| CHARLOTTESVILLE, VA | 6 | $ 3,839,000 | $ 639,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 6 | $ 4,544,000 | $ 757,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 6 | $ 55,000 | $ 9,000 | $ 80,000 |
| BATON ROUGE, LA | 5 | $ 3,763,000 | $ 752,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 5 | $ 3,652,000 | $ 730,000 | $ 0 |
| RICHMOND, VA | 5 | $ 4,089,000 | $ 817,000 | $ 0 |
| BOISE CITY, ID | 4 | $ 2,528,000 | $ 632,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 4 | $ 2,096,000 | $ 524,000 | $ 0 |
| COLUMBUS, OH | 4 | $ 1,553,000 | $ 388,000 | $ 10,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 2,273,000 | $ 568,000 | $ 0 |
| KNOXVILLE, TN | 4 | $ 2,735,000 | $ 683,000 | $ 0 |
| LEBANON, PA | 4 | $ 321,000 | $ 80,000 | $ 107,000 |
| MODESTO, CA | 4 | $ 1,975,000 | $ 493,000 | $ 0 |
| NAPA, CA | 4 | $ 2,884,000 | $ 721,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 3,441,000 | $ 860,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 2,529,000 | $ 632,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 4 | $ 3,826,000 | $ 956,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 2,437,000 | $ 609,000 | $ 0 |
| TRENTON, NJ | 4 | $ 882,000 | $ 220,000 | $ 23,000 |
| TUCSON, AZ | 4 | $ 2,382,000 | $ 595,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 75,000 | $ 25,000 | $ 98,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 19,000 | $ 6,000 | $ 23,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 2,255,000 | $ 751,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 1,658,000 | $ 552,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 1,751,000 | $ 583,000 | $ 0 |
| OCEAN CITY, NJ | 3 | $ 1,436,000 | $ 478,000 | $ 540,000 |
| PROVIDENCE-WARWICK, RI-MA | 3 | $ 2,052,000 | $ 640,000 | $ 0 |
| SALT LAKE CITY, UT | 3 | $ 2,384,000 | $ 794,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 1,724,000 | $ 574,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 3 | $ 2,035,000 | $ 678,000 | $ 0 |
| TULSA, OK | 3 | $ 1,401,000 | $ 467,000 | $ 0 |
| URBAN HONOLULU, HI | 3 | $ 3,039,000 | $ 1,013,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 1,628,000 | $ 542,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 13,000 | $ 4,000 | $ 21,000 |
| WORCESTER, MA-CT | 3 | $ 1,642,000 | $ 547,000 | $ 0 |
| ALBUQUERQUE, NM | 2 | $ 1,296,000 | $ 648,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 1,018,000 | $ 509,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 1,758,000 | $ 879,000 | $ 184,000 |
| COLORADO SPRINGS, CO | 2 | $ 1,480,000 | $ 740,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 1,325,000 | $ 662,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 1,405,000 | $ 702,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 1,024,000 | $ 512,000 | $ 0 |
| GARY, IN | 2 | $ 1,251,000 | $ 625,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 1,262,000 | $ 631,000 | $ 0 |
| JACKSON, MS | 2 | $ 1,011,000 | $ 505,000 | $ 0 |
| JOHNSTOWN, PA | 2 | $ 20,000 | $ 10,000 | $ 11,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 1,320,000 | $ 660,000 | $ 0 |
| LYNCHBURG, VA | 2 | $ 1,184,000 | $ 592,000 | $ 0 |
| MIDLAND, TX | 2 | $ 1,164,000 | $ 582,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 961,000 | $ 480,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 1,332,000 | $ 666,000 | $ 0 |
| PRESCOTT, AZ | 2 | $ 1,108,000 | $ 554,000 | $ 0 |
| SANTA FE, NM | 2 | $ 1,061,000 | $ 530,000 | $ 0 |
| ST. GEORGE, UT | 2 | $ 1,753,000 | $ 876,000 | $ 0 |
| STATE COLLEGE, PA | 2 | $ 102,000 | $ 51,000 | $ 111,000 |
| STOCKTON-LODI, CA | 2 | $ 1,015,000 | $ 507,000 | $ 0 |
| ABILENE, TX | 1 | $ 540,000 | $ 540,000 | $ 0 |
| AKRON, OH | 1 | $ 6,000 | $ 6,000 | $ 41,000 |
| AMARILLO, TX | 1 | $ 464,000 | $ 464,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 649,000 | $ 649,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 580,000 | $ 580,000 | $ 0 |
| BISMARCK, ND | 1 | $ 764,000 | $ 764,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| BRUNSWICK, GA | 1 | $ 439,000 | $ 439,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 803,000 | $ 803,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 1 | $ 805,000 | $ 805,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 553,000 | $ 553,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 819,000 | $ 819,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 489,000 | $ 489,000 | $ 0 |
| EL PASO, TX | 1 | $ 867,000 | $ 867,000 | $ 0 |
| ELGIN, IL | 1 | $ 535,000 | $ 535,000 | $ 0 |
| EUGENE, OR | 1 | $ 494,000 | $ 494,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 708,000 | $ 708,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 520,000 | $ 520,000 | $ 0 |
| FRESNO, CA | 1 | $ 468,000 | $ 468,000 | $ 0 |
| GETTYSBURG, PA | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| GRAND JUNCTION, CO | 1 | $ 534,000 | $ 534,000 | $ 0 |
| GREELEY, CO | 1 | $ 489,000 | $ 489,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 674,000 | $ 674,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 569,000 | $ 569,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 459,000 | $ 459,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 1 | $ 519,000 | $ 519,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 493,000 | $ 493,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 537,000 | $ 537,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| LINCOLN, NE | 1 | $ 959,000 | $ 959,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 748,000 | $ 748,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 1 | $ 418,000 | $ 418,000 | $ 0 |
| MERCED, CA | 1 | $ 466,000 | $ 466,000 | $ 0 |
| MOBILE, AL | 1 | $ 699,000 | $ 699,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 494,000 | $ 494,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 532,000 | $ 532,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 629,000 | $ 629,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 1 | $ 439,000 | $ 439,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 1,992,000 | $ 1,992,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 1 | $ 487,000 | $ 487,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 649,000 | $ 649,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 539,000 | $ 539,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 497,000 | $ 497,000 | $ 0 |
| RACINE, WI | 1 | $ 572,000 | $ 572,000 | $ 0 |
| REDDING, CA | 1 | $ 538,000 | $ 538,000 | $ 0 |
| ROANOKE, VA | 1 | $ 519,000 | $ 519,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 661,000 | $ 661,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 499,000 | $ 499,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 839,000 | $ 839,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 781,000 | $ 781,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 519,000 | $ 519,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 543,000 | $ 543,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 975,000 | $ 975,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 432,000 | $ 432,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 599,000 | $ 599,000 | $ 0 |
| WICHITA, KS | 1 | $ 557,000 | $ 557,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 776,000 | $ 776,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,944 | $26,081,000 | $8,000 | $360,000 | $37,000 | $504,000 |
| Home Purchase | 1,985 | $1,375,734,000 | $693,000 | $18,400,000 | $0 | $139,000 |
| Refinancing | 973 | $653,518,000 | $671,000 | $25,878,000 | $28,000 | $1,254,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,729 | $2,000,056,000 | $732,000 | $25,878,000 | $0 | $0 |
| White | 1,457 | $29,574,000 | $20,000 | $550,000 | $49,000 | $504,000 |
| Black or African American | 1,113 | $8,826,000 | $7,000 | $120,000 | $33,000 | $360,000 |
| Hispanic | 347 | $3,851,000 | $11,000 | $400,000 | $33,000 | $414,000 |
| Not Provided | 153 | $9,678,000 | $63,000 | $1,290,000 | $79,000 | $1,254,000 |
| Asian | 71 | $2,608,000 | $36,000 | $360,000 | $49,000 | $193,000 |
| American Indian or Alaskan Native | 23 | $425,000 | $18,000 | $124,000 | $47,000 | $148,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $315,000 | $35,000 | $172,000 | $46,000 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,902 | $2,055,333,000 | $348,000 | $25,878,000 | $23,000 | $1,254,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,716 | $1,898,060,000 | $698,000 | $2,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 2,281 | $39,360,000 | $17,000 | $14,250,000 | $37,000 | $504,000 |
| Loan Originated | 807 | $100,583,000 | $124,000 | $25,878,000 | $58,000 | $1,254,000 |
| Application Approved But Not Accepted | 87 | $3,478,000 | $39,000 | $950,000 | $60,000 | $282,000 |
| Application Withdrawn By Applicant | 11 | $13,852,000 | $1,259,000 | $12,500,000 | $28,000 | $79,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,033 | $8,118,000 | $7,000 | $247,000 | $32,000 | $504,000 |
| Debt-To-Income Ratio | 714 | $7,341,000 | $10,000 | $400,000 | $34,000 | $414,000 |
| Other | 348 | $3,084,000 | $8,000 | $25,000 | $51,000 | $167,000 |
| Unverifiable Information | 148 | $3,488,000 | $23,000 | $280,000 | $49,000 | $466,000 |
| Collateral | 22 | $17,162,000 | $780,000 | $14,250,000 | $90,000 | $369,000 |
| Employment History | 12 | $112,000 | $9,000 | $10,000 | $31,000 | $75,000 |
| Credit Application Incomplete | 4 | $55,000 | $13,000 | $25,000 | $34,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.