City National Bank Mortgage Lending & HMDA Data, 2011

In 2011, City National Bank of Los Angeles, CA reported 1,317 mortgage applications totaling $1.7 billion. The average application was for $1,255,856, and applicants reported an average income of $771,583. 63% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (660), New York-White Plains-Wayne, NY-NJ (125) and Santa Ana-Anaheim-Irvine, CA (60) (applications in parentheses).

Mortgage Company & Address City National Bank
555 S Flower St
Los Angeles, CA 90071
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,317
Total Mortgage Loan Application Amount $1,653,963,000
Average Mortgage Loan Application Amount $1,255,856
Highest Mortgage Loan Application Amount $26,050,000
Average Applicant Income $771,583
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for City National Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 660 $ 818,301,000 $ 1,239,850 $ 750,000
New York-White Plains-Wayne, NY-NJ 125 $ 142,672,000 $ 1,141,376 $ 898,824
Santa Ana-Anaheim-Irvine, CA 60 $ 88,681,000 $ 1,478,016 $ 713,000
San Francisco-San Mateo-Redwood City, CA 46 $ 49,553,000 $ 1,077,239 $ 885,000
San Diego-Carlsbad-San Marcos, CA 45 $ 108,201,000 $ 2,404,466 $ 609,000
Oxnard-Thousand Oaks-Ventura, CA 28 $ 28,721,000 $ 1,025,750 $ 1,083,000
Riverside-San Bernardino-Ontario, CA 27 $ 17,913,000 $ 663,444 $ 662,000
Oakland-Fremont-Hayward, CA 25 $ 23,475,000 $ 939,000 $ 508,000
Las Vegas-Paradise, NV 20 $ 21,960,000 $ 1,098,000 $ 936,000
Nassau-Suffolk, NY 15 $ 22,805,000 $ 1,520,333 $ 1,202,000
Sacramento--Arden-Arcade--Roseville, CA 10 $ 4,823,000 $ 482,300 $ 836,000
San Jose-Sunnyvale-Santa Clara, CA 8 $ 6,872,000 $ 859,000 $ 381,000
Santa Barbara-Santa Maria-Goleta, CA 8 $ 10,882,000 $ 1,360,250 $ 1,334,000
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 4,359,000 $ 622,714 $ 216,000
Reno-Sparks, NV 5 $ 29,000,000 $ 5,800,000 $ 157,000
Edison-New Brunswick, NJ 4 $ 3,653,000 $ 913,250 $ 429,000
Kingston, NY 4 $ 1,836,000 $ 459,000 $ 61,000
Atlanta-Sandy Springs-Marietta, GA 3 $ 1,139,000 $ 379,666 $ 197,000
Bridgeport-Stamford-Norwalk, CT 3 $ 2,695,000 $ 898,333 $ 1,533,000
Newark-Union, NJ-PA 3 $ 2,677,000 $ 892,333 $ 125,000
Phoenix-Mesa-Glendale, AZ 3 $ 1,664,000 $ 554,666 $ 287,000
Poughkeepsie-Newburgh-Middletown, NY 3 $ 2,978,000 $ 992,666 $ 911,000
San Luis Obispo-Paso Robles, CA 3 $ 5,863,000 $ 1,954,333 $ 898,000
Barnstable Town, MA 2 $ 2,318,000 $ 1,159,000 $ 613,000
Cambridge-Newton-Framingham, MA 2 $ 1,106,000 $ 553,000 $ 1,267,000
Fresno, CA 2 $ 5,664,000 $ 2,832,000 $ 0
Napa, CA 2 $ 5,335,000 $ 2,667,500 $ 957,000
Santa Cruz-Watsonville, CA 2 $ 786,000 $ 393,000 $ 15,000
Santa Rosa-Petaluma, CA 2 $ 2,125,000 $ 1,062,500 $ 764,000
Springfield, MA 2 $ 1,959,000 $ 979,500 $ 679,000
Bakersfield-Delano, CA 1 $ 1,080,000 $ 1,080,000 $ 0
Bend, OR 1 $ 330,000 $ 330,000 $ 1,983,000
Boulder, CO 1 $ 255,000 $ 255,000 $ 850,000
Denver-Aurora-Broomfield, CO 1 $ 4,520,000 $ 4,520,000 $ 0
Honolulu, HI 1 $ 675,000 $ 675,000 $ 996,000
Lexington-Fayette, KY 1 $ 640,000 $ 640,000 $ 0
Peabody, MA 1 $ 500,000 $ 500,000 $ 2,045,000
Philadelphia, PA 1 $ 369,000 $ 369,000 $ 325,000
Provo-Orem, UT 1 $ 225,000 $ 225,000 $ 0
Salinas, CA 1 $ 1,750,000 $ 1,750,000 $ 0
Salt Lake City, UT 1 $ 990,000 $ 990,000 $ 2,740,000

Mortgage Loan Application Detail Totals for City National Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 808 $1,046,275,000 $1,294,000 $26,050,000 $761,000 $9,999,000
Home Purchase 450 $544,489,000 $1,209,000 $9,000,000 $755,000 $9,999,000
Home Improvement 59 $63,199,000 $1,071,000 $5,000,000 $1,043,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 602 $744,105,000 $1,236,000 $9,360,000 $986,000 $9,999,000
White 525 $580,237,000 $1,105,000 $5,000,000 $730,000 $9,999,000
Not applicable 131 $274,808,000 $2,097,000 $26,050,000 $18,000 $1,850,000
Asian 20 $17,118,000 $855,000 $2,300,000 $928,000 $9,160,000
Hispanic 20 $17,826,000 $891,000 $2,225,000 $498,000 $1,650,000
Black or African American 15 $16,614,000 $1,107,000 $2,500,000 $433,000 $1,062,000
American Indian or Alaskan Native 3 $1,655,000 $551,000 $900,000 $461,000 $504,000
Native Hawaiian or Other Pacific Islander 1 $1,600,000 $1,600,000 $1,600,000 $815,000 $815,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,317 $1,653,963,000 $1,255,000 $26,050,000 $772,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 826 $1,087,991,000 $1,317,000 $26,050,000 $814,000 $9,999,000
Application Denied By Financial Institution 135 $153,849,000 $1,139,000 $4,000,000 $556,000 $5,820,000
Preapproval Approved but not Accepted 120 $156,793,000 $1,306,000 $7,500,000 $800,000 $8,327,000
Application Approved But Not Accepted 120 $133,797,000 $1,114,000 $5,000,000 $766,000 $9,999,000
Application Withdrawn By Applicant 58 $53,075,000 $915,000 $3,950,000 $951,000 $6,000,000
Preapproval Denied by Financial Institution 34 $34,569,000 $1,016,000 $3,600,000 $334,000 $1,355,000
File Closed For Incompleteness 24 $33,889,000 $1,412,000 $4,400,000 $611,000 $2,052,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 58 $61,325,000 $1,057,000 $3,600,000 $205,000 $695,000
Collateral 54 $59,588,000 $1,103,000 $2,880,000 $759,000 $5,820,000
Credit History 18 $19,058,000 $1,058,000 $2,900,000 $527,000 $2,880,000
Other 17 $21,454,000 $1,262,000 $3,000,000 $699,000 $3,000,000
Insufficient Cash (Downpayment, Closing Cost) 16 $19,295,000 $1,205,000 $3,600,000 $704,000 $3,469,000
Unverifiable Information 5 $6,610,000 $1,322,000 $4,000,000 $156,000 $377,000
Employment History 1 $1,088,000 $1,088,000 $1,088,000 $146,000 $146,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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