Civic Financial Services, LLC Mortgage Lending & HMDA Data, 2020

In 2020, Civic Financial Services, LLC of Redondo Beach, CA reported 5,025 mortgage applications totaling $2.1 billion, up 54% from 2019. The average application was for $415,667, and applicants reported an average income of $0. 52% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (423), Los Angeles-Long Beach-Glendale, CA (351) and Dallas-Plano-Irving, TX (215) (applications in parentheses).

Mortgage Company & Address Civic Financial Services, LLC
2015 Manhattan Beach Blvd Ste 106
Redondo Beach, CA 90278
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 5,025
Total Mortgage Loan Application Amount $2,088,730,000
Average Mortgage Loan Application Amount $415,667
Highest Mortgage Loan Application Amount $14,505,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Civic Financial Services, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Civic Financial Services, LLC by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Atlanta-Sandy Springs-Roswell, GA 423 $ 112,525,000 $ 266,016 $ 0
Los Angeles-Long Beach-Glendale, CA 351 $ 427,465,000 $ 1,217,849 $ 0
Dallas-Plano-Irving, TX 215 $ 59,665,000 $ 277,511 $ 0
Houston-The Woodlands-Sugar Land, TX 196 $ 50,420,000 $ 257,244 $ 0
Charlotte-Concord-Gastonia, NC-SC 194 $ 68,670,000 $ 353,969 $ 0
Orlando-Kissimmee-Sanford, FL 180 $ 39,170,000 $ 217,611 $ 0
Tampa-St. Petersburg-Clearwater, FL 180 $ 37,690,000 $ 209,388 $ 0
Miami-Miami Beach-Kendall, FL 170 $ 70,680,000 $ 415,764 $ 0
Seattle-Bellevue-Everett, WA 146 $ 104,320,000 $ 714,520 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 127 $ 44,305,000 $ 348,858 $ 0
Riverside-San Bernardino-Ontario, CA 117 $ 43,775,000 $ 374,145 $ 0
Outside any metro area 107 $ 49,315,000 $ 460,887 $ 0
Portland-Vancouver-Hillsboro, OR-WA 107 $ 37,375,000 $ 349,299 $ 0
Las Vegas-Henderson-Paradise, NV 102 $ 29,050,000 $ 284,803 $ 0
Philadelphia, PA 87 $ 19,045,000 $ 218,908 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 85 $ 21,365,000 $ 251,352 $ 0
Chicago-Naperville, IL 80 $ 15,150,000 $ 189,375 $ 0
Fort Worth-Arlington, TX 78 $ 29,100,000 $ 373,076 $ 0
Phoenix-Mesa-Scottsdale, AZ 74 $ 49,840,000 $ 673,513 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 69 $ 22,285,000 $ 322,971 $ 0
Urban Honolulu, HI 65 $ 37,675,000 $ 579,615 $ 0
Jacksonville, FL 63 $ 13,675,000 $ 217,063 $ 0
Oakland-Hayward-Berkeley, CA 62 $ 37,930,000 $ 611,774 $ 0
Cape Coral-Fort Myers, FL 59 $ 36,215,000 $ 613,813 $ 0
Tacoma-Lakewood, WA 59 $ 16,785,000 $ 284,491 $ 0
Denver-Aurora-Lakewood, CO 58 $ 25,430,000 $ 438,448 $ 0
San Antonio-New Braunfels, TX 58 $ 13,900,000 $ 239,655 $ 0
Newark, NJ-PA 51 $ 18,425,000 $ 361,274 $ 0
Anaheim-Santa Ana-Irvine, CA 48 $ 61,965,000 $ 1,290,937 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 48 $ 8,910,000 $ 185,625 $ 0
Sacramento--Roseville--Arden-Arcade, CA 47 $ 17,195,000 $ 365,851 $ 0
San Diego-Carlsbad, CA 42 $ 33,900,000 $ 807,142 $ 0
Port St. Lucie, FL 38 $ 8,840,000 $ 232,631 $ 0
Austin-Round Rock, TX 35 $ 25,955,000 $ 741,571 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 34 $ 5,620,000 $ 165,294 $ 0
North Port-Sarasota-Bradenton, FL 33 $ 10,375,000 $ 314,393 $ 0
Harrisburg-Carlisle, PA 32 $ 3,530,000 $ 110,312 $ 0
San Jose-Sunnyvale-Santa Clara, CA 32 $ 32,930,000 $ 1,029,062 $ 0
Gettysburg, PA 30 $ 4,360,000 $ 145,333 $ 0
Lakeland-Winter Haven, FL 30 $ 4,690,000 $ 156,333 $ 0
Richmond, VA 30 $ 6,110,000 $ 203,666 $ 0
Chambersburg-Waynesboro, PA 26 $ 2,990,000 $ 115,000 $ 0
Memphis, TN-MS-AR 25 $ 6,635,000 $ 265,400 $ 0
Palm Bay-Melbourne-Titusville, FL 24 $ 4,200,000 $ 175,000 $ 0
Washington-Arlington-Alexandria, DC-VA-MD-WV 24 $ 15,900,000 $ 662,500 $ 0
Bakersfield, CA 23 $ 4,235,000 $ 184,130 $ 0
Charleston-North Charleston, SC 23 $ 5,195,000 $ 225,869 $ 0
Fresno, CA 21 $ 4,755,000 $ 226,428 $ 0
Raleigh, NC 21 $ 6,525,000 $ 310,714 $ 0
Reno, NV 21 $ 5,105,000 $ 243,095 $ 0
San Francisco-Redwood City-South San Francisco, CA 21 $ 34,715,000 $ 1,653,095 $ 0
Colorado Springs, CO 20 $ 8,020,000 $ 401,000 $ 0
Bremerton-Silverdale, WA 19 $ 9,315,000 $ 490,263 $ 0
Durham-Chapel Hill, NC 19 $ 5,295,000 $ 278,684 $ 0
Spokane-Spokane Valley, WA 19 $ 4,035,000 $ 212,368 $ 0
Baltimore-Columbia-Towson, MD 18 $ 3,510,000 $ 195,000 $ 0
Stockton-Lodi, CA 18 $ 4,320,000 $ 240,000 $ 0
Boise City, ID 17 $ 4,075,000 $ 239,705 $ 0
Camden, NJ 16 $ 4,380,000 $ 273,750 $ 0
Montgomery County-Bucks County-Chester County, PA 16 $ 5,430,000 $ 339,375 $ 0
Oxnard-Thousand Oaks-Ventura, CA 16 $ 10,880,000 $ 680,000 $ 0
Punta Gorda, FL 15 $ 4,115,000 $ 274,333 $ 0
Knoxville, TN 14 $ 1,810,000 $ 129,285 $ 0
Salem, OR 14 $ 3,360,000 $ 240,000 $ 0
Wilmington, NC 14 $ 3,410,000 $ 243,571 $ 0
York-Hanover, PA 14 $ 1,440,000 $ 102,857 $ 0
Fayetteville, NC 13 $ 3,105,000 $ 238,846 $ 0
Greenville-Anderson-Mauldin, SC 13 $ 2,025,000 $ 155,769 $ 0
Naples-Immokalee-Marco Island, FL 13 $ 7,535,000 $ 579,615 $ 0
Panama City, FL 13 $ 2,575,000 $ 198,076 $ 0
Allentown-Bethlehem-Easton, PA-NJ 12 $ 1,940,000 $ 161,666 $ 0
Kahului-Wailuku-Lahaina, HI 12 $ 13,330,000 $ 1,110,833 $ 0
New York-Jersey City-White Plains, NY-NJ 12 $ 3,220,000 $ 268,333 $ 0
Salt Lake City, UT 12 $ 8,810,000 $ 734,166 $ 0
Killeen-Temple, TX 11 $ 3,715,000 $ 337,727 $ 0
New York-Newark, NY 11 $ 3,045,000 $ 276,818 $ 0
Ocala, FL 11 $ 1,995,000 $ 181,363 $ 0
Asheville, NC 10 $ 1,960,000 $ 196,000 $ 0
Columbia, SC 10 $ 1,880,000 $ 188,000 $ 0
Athens-Clarke County, GA 9 $ 1,275,000 $ 141,666 $ 0
Modesto, CA 9 $ 2,895,000 $ 321,666 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 9 $ 1,295,000 $ 143,888 $ 0
Salinas, CA 9 $ 9,245,000 $ 1,027,222 $ 0
Savannah, GA 9 $ 1,065,000 $ 118,333 $ 0
Vallejo-Fairfield, CA 9 $ 2,905,000 $ 322,777 $ 0
Atlantic City-Hammonton, NJ 8 $ 1,350,000 $ 168,750 $ 0
Chattanooga, TN-GA 8 $ 2,350,000 $ 293,750 $ 0
Pittsburgh, PA 8 $ 1,780,000 $ 222,500 $ 0
Santa Rosa, CA 8 $ 2,810,000 $ 351,250 $ 0
Bellingham, WA 7 $ 1,695,000 $ 242,142 $ 0
Greensboro-High Point, NC 7 $ 1,095,000 $ 156,428 $ 0
Jacksonville, NC 7 $ 1,775,000 $ 253,571 $ 0
Ogden-Clearfield, UT 7 $ 9,735,000 $ 1,390,714 $ 0
Sebastian-Vero Beach, FL 7 $ 975,000 $ 139,285 $ 0
El Paso, TX 6 $ 740,000 $ 123,333 $ 0
Ocean City, NJ 6 $ 1,680,000 $ 280,000 $ 0
Olympia-Tumwater, WA 6 $ 2,330,000 $ 388,333 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 6 $ 710,000 $ 118,333 $ 0
Tucson, AZ 6 $ 1,120,000 $ 186,666 $ 0
Beaumont-Port Arthur, TX 5 $ 425,000 $ 85,000 $ 0
Bend-Redmond, OR 5 $ 1,105,000 $ 221,000 $ 0
McAllen-Edinburg-Mission, TX 5 $ 685,000 $ 137,000 $ 0
Pensacola-Ferry Pass-Brent, FL 5 $ 925,000 $ 185,000 $ 0
Visalia-Porterville, CA 5 $ 925,000 $ 185,000 $ 0
Augusta-Richmond County, GA-SC 4 $ 530,000 $ 132,500 $ 0
Brownsville-Harlingen, TX 4 $ 1,870,000 $ 467,500 $ 0
Elgin, IL 4 $ 460,000 $ 115,000 $ 0
Eugene, OR 4 $ 1,440,000 $ 360,000 $ 0
Fort Collins, CO 4 $ 910,000 $ 227,500 $ 0
Hagerstown-Martinsburg, MD-WV 4 $ 370,000 $ 92,500 $ 0
Hilton Head Island-Bluffton-Beaufort, SC 4 $ 1,060,000 $ 265,000 $ 0
Homosassa Springs, FL 4 $ 750,000 $ 187,500 $ 0
Johnson City, TN 4 $ 570,000 $ 142,500 $ 0
Prescott Valley-Prescott, AZ 4 $ 1,120,000 $ 280,000 $ 0
Rocky Mount, NC 4 $ 550,000 $ 137,500 $ 0
Waco, TX 4 $ 730,000 $ 182,500 $ 0
Walla Walla, WA 4 $ 550,000 $ 137,500 $ 0
Albany, OR 3 $ 825,000 $ 275,000 $ 0
Clarksville, TN-KY 3 $ 335,000 $ 111,666 $ 0
Columbus, GA-AL 3 $ 345,000 $ 115,000 $ 0
Crestview-Fort Walton Beach-Destin, FL 3 $ 1,735,000 $ 578,333 $ 0
Grand Junction, CO 3 $ 605,000 $ 201,666 $ 0
Greeley, CO 3 $ 1,235,000 $ 411,666 $ 0
Hickory-Lenoir-Morganton, NC 3 $ 455,000 $ 151,666 $ 0
Madera, CA 3 $ 385,000 $ 128,333 $ 0
Medford, OR 3 $ 765,000 $ 255,000 $ 0
Merced, CA 3 $ 1,015,000 $ 338,333 $ 0
Midland, TX 3 $ 855,000 $ 285,000 $ 0
Mount Vernon-Anacortes, WA 3 $ 445,000 $ 148,333 $ 0
Provo-Orem, UT 3 $ 5,295,000 $ 1,765,000 $ 0
Santa Cruz-Watsonville, CA 3 $ 1,105,000 $ 368,333 $ 0
Santa Maria-Santa Barbara, CA 3 $ 9,485,000 $ 3,161,666 $ 0
Trenton, NJ 3 $ 675,000 $ 225,000 $ 0
Tyler, TX 3 $ 385,000 $ 128,333 $ 0
Winston-Salem, NC 3 $ 365,000 $ 121,666 $ 0
Boulder, CO 2 $ 2,780,000 $ 1,390,000 $ 0
Brunswick, GA 2 $ 1,060,000 $ 530,000 $ 0
Burlington, NC 2 $ 210,000 $ 105,000 $ 0
Cleveland, TN 2 $ 260,000 $ 130,000 $ 0
College Station-Bryan, TX 2 $ 260,000 $ 130,000 $ 0
Corpus Christi, TX 2 $ 250,000 $ 125,000 $ 0
Corvallis, OR 2 $ 610,000 $ 305,000 $ 0
Gainesville, FL 2 $ 210,000 $ 105,000 $ 0
Gainesville, GA 2 $ 360,000 $ 180,000 $ 0
Kingsport-Bristol-Bristol, TN-VA 2 $ 300,000 $ 150,000 $ 0
Lake County-Kenosha County, IL-WI 2 $ 710,000 $ 355,000 $ 0
Lake Havasu City-Kingman, AZ 2 $ 370,000 $ 185,000 $ 0
Napa, CA 2 $ 650,000 $ 325,000 $ 0
Pueblo, CO 2 $ 580,000 $ 290,000 $ 0
Redding, CA 2 $ 190,000 $ 95,000 $ 0
Rome, GA 2 $ 570,000 $ 285,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 1,110,000 $ 555,000 $ 0
San Rafael, CA 2 $ 3,350,000 $ 1,675,000 $ 0
Sebring, FL 2 $ 260,000 $ 130,000 $ 0
Sherman-Denison, TX 2 $ 170,000 $ 85,000 $ 0
Sumter, SC 2 $ 200,000 $ 100,000 $ 0
Vineland-Bridgeton, NJ 2 $ 200,000 $ 100,000 $ 0
Washington-Baltimore-Arlington, DC 2 $ 4,230,000 $ 2,115,000 $ 0
Wenatchee, WA 2 $ 1,340,000 $ 670,000 $ 0
Yakima, WA 2 $ 380,000 $ 190,000 $ 0
Albany, GA 1 $ 155,000 $ 155,000 $ 0
Carson City, NV 1 $ 175,000 $ 175,000 $ 0
Coeur D'Alene, ID 1 $ 835,000 $ 835,000 $ 0
Columbus, OH 1 $ 75,000 $ 75,000 $ 0
East Stroudsburg, PA 1 $ 105,000 $ 105,000 $ 0
El Centro, CA 1 $ 155,000 $ 155,000 $ 0
Florence, SC 1 $ 125,000 $ 125,000 $ 0
Hanford-Corcoran, CA 1 $ 115,000 $ 115,000 $ 0
Jackson, MS 1 $ 55,000 $ 55,000 $ 0
Lancaster, PA 1 $ 165,000 $ 165,000 $ 0
Longview, TX 1 $ 75,000 $ 75,000 $ 0
Longview, WA 1 $ 145,000 $ 145,000 $ 0
Manhattan, KS 1 $ 355,000 $ 355,000 $ 0
Roanoke, VA 1 $ 115,000 $ 115,000 $ 0
Rockford, IL 1 $ 205,000 $ 205,000 $ 0
Spartanburg, SC 1 $ 105,000 $ 105,000 $ 0
Springfield, IL 1 $ 135,000 $ 135,000 $ 0
Tallahassee, FL 1 $ 75,000 $ 75,000 $ 0
Valdosta, GA 1 $ 185,000 $ 185,000 $ 0
Youngstown-Warren-Boardman, OH-PA 1 $ 245,000 $ 245,000 $ 0

Mortgage Loan Application Detail Totals for Civic Financial Services, LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,067 $771,745,000 $373,000 $9,455,000 $0 $0
Cash-out Refinancing 1,566 $575,755,000 $367,000 $8,005,000 $0 $0
Refinancing 887 $390,185,000 $439,000 $12,675,000 $0 $0
Home Improvement 505 $351,045,000 $695,000 $14,505,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,897 $862,655,000 $454,000 $12,595,000 $0 $0
White 1,523 $727,485,000 $477,000 $14,505,000 $0 $0
Black or African American 762 $186,190,000 $244,000 $2,505,000 $0 $0
Hispanic 513 $166,425,000 $324,000 $5,705,000 $0 $0
Asian 286 $128,195,000 $449,000 $3,855,000 $0 $0
American Indian or Alaskan Native 19 $5,025,000 $264,000 $905,000 $0 $0
Native Hawaiian or Other Pacific Islander 12 $6,530,000 $544,000 $1,605,000 $0 $0
Not applicable 1 $725,000 $725,000 $725,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,025 $2,088,730,000 $415,000 $14,505,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,594 $1,014,895,000 $391,000 $14,505,000 $0 $0
Application Withdrawn By Applicant 1,170 $508,870,000 $434,000 $7,005,000 $0 $0
Application Approved But Not Accepted 543 $222,565,000 $409,000 $12,675,000 $0 $0
Application Denied By Financial Institution 538 $262,560,000 $488,000 $8,005,000 $0 $0
File Closed For Incompleteness 180 $79,840,000 $443,000 $9,455,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,487 $1,826,170,000 $407,000 $14,505,000 $0 $0
Collateral 193 $90,485,000 $468,000 $8,005,000 $0 $0
Other 156 $60,030,000 $384,000 $5,975,000 $0 $0
Unverifiable Information 79 $58,195,000 $736,000 $7,505,000 $0 $0
Credit History 56 $29,710,000 $530,000 $4,165,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 51 $21,305,000 $417,000 $2,675,000 $0 $0
Credit Application Incomplete 3 $2,835,000 $945,000 $2,495,000 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Civic Financial Services, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Civic Financial Services, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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