Clearpath Lending Mortgage Lending & HMDA Data, 2024

In 2024, Clearpath Lending of Irvine, CA reported 2,370 mortgage applications totaling $780.4 million, up 44% from 2023. The average application was for $329,291, and applicants reported an average income of $102,506. 65% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (75), Phoenix-Mesa-Scottsdale, AZ (68) and Virginia Beach-Norfolk-Newport News, VA-NC (62) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 2,370
Total Mortgage Loan Application Amount $780,420,000
Average Mortgage Loan Application Amount $329,291
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $102,506
Highest Applicant Income $604,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 61 $ 23,165,000 $ 379,754 $ 96,000
Maricopa, Arizona 60 $ 24,650,000 $ 410,833 $ 91,000
Riverside, California 26 $ 13,260,000 $ 510,000 $ 113,000
Cumberland, North Carolina 23 $ 6,065,000 $ 263,695 $ 118,000
Richland, South Carolina 23 $ 5,845,000 $ 254,130 $ 94,000
Pima, Arizona 19 $ 5,715,000 $ 300,789 $ 96,000
Onslow, North Carolina 19 $ 4,975,000 $ 261,842 $ 107,000
San Bernardino, California 18 $ 7,100,000 $ 394,444 $ 115,000
Jefferson, Alabama 17 $ 4,335,000 $ 255,000 $ 69,000
El Paso, Colorado 17 $ 6,365,000 $ 374,411 $ 83,000
Lake, Indiana 17 $ 4,535,000 $ 266,764 $ 88,000
Tarrant, Texas 17 $ 5,345,000 $ 314,411 $ 69,000
Los Angeles, California 16 $ 8,530,000 $ 533,125 $ 95,000
Orange, Florida 16 $ 5,630,000 $ 351,875 $ 111,000
Marion, Indiana 16 $ 3,690,000 $ 230,625 $ 61,000
Milwaukee, Wisconsin 16 $ 3,710,000 $ 231,875 $ 72,000
Duval, Florida 15 $ 4,105,000 $ 273,666 $ 69,000
Hillsborough, Florida 14 $ 4,770,000 $ 340,714 $ 107,000
Fulton, Georgia 14 $ 6,520,000 $ 465,714 $ 129,000
Burlington, New Jersey 14 $ 4,940,000 $ 352,857 $ 110,000
Berkeley, South Carolina 14 $ 4,110,000 $ 293,571 $ 67,000
Madison, Alabama 13 $ 5,775,000 $ 444,230 $ 231,000
Anne Arundel, Maryland 13 $ 5,535,000 $ 425,769 $ 167,000
Charles, Maryland 13 $ 5,775,000 $ 444,230 $ 117,000
Bernalillo, New Mexico 13 $ 3,975,000 $ 305,769 $ 81,000
Chesterfield, Virginia 13 $ 5,255,000 $ 404,230 $ 102,000
Sacramento, California 12 $ 5,000,000 $ 416,666 $ 121,000
Lafayette, Louisiana 12 $ 3,280,000 $ 273,333 $ 77,000
Wayne, Michigan 12 $ 3,980,000 $ 331,666 $ 120,000
Harnett, North Carolina 12 $ 3,540,000 $ 295,000 $ 95,000
Hamilton, Ohio 12 $ 3,030,000 $ 252,500 $ 112,000
Bell, Texas 12 $ 3,460,000 $ 288,333 $ 133,000
Chesapeake, Virginia 12 $ 4,560,000 $ 380,000 $ 94,000
Virginia Beach, Virginia 12 $ 4,250,000 $ 354,166 $ 110,000
Mohave, Arizona 11 $ 3,295,000 $ 299,545 $ 68,000
Clay, Florida 11 $ 3,515,000 $ 319,545 $ 69,000
Polk, Florida 11 $ 3,475,000 $ 315,909 $ 74,000
Volusia, Florida 11 $ 3,485,000 $ 316,818 $ 66,000
Honolulu, Hawaii 11 $ 6,225,000 $ 565,909 $ 99,000
Shelby, Tennessee 11 $ 2,875,000 $ 261,363 $ 60,000
Stafford, Virginia 11 $ 5,885,000 $ 535,000 $ 155,000
San Joaquin, California 10 $ 5,110,000 $ 511,000 $ 119,000
Columbia, Georgia 10 $ 3,230,000 $ 323,000 $ 111,000
Cuyahoga, Ohio 10 $ 1,890,000 $ 189,000 $ 64,000
Dorchester, South Carolina 10 $ 3,590,000 $ 359,000 $ 78,000
Bexar, Texas 10 $ 3,330,000 $ 333,000 $ 0
Dallas, Texas 10 $ 3,370,000 $ 337,000 $ 76,000
Mobile, Alabama 9 $ 1,755,000 $ 195,000 $ 106,000
Cochise, Arizona 9 $ 3,025,000 $ 336,111 $ 124,000
Fresno, California 9 $ 3,145,000 $ 349,444 $ 132,000
Brevard, Florida 9 $ 3,005,000 $ 333,888 $ 109,000
Pasco, Florida 9 $ 2,815,000 $ 312,777 $ 105,000
Chatham, Georgia 9 $ 3,115,000 $ 346,111 $ 128,000
Henry, Georgia 9 $ 3,515,000 $ 390,555 $ 65,000
Liberty, Georgia 9 $ 2,055,000 $ 228,333 $ 102,000
Muscogee, Georgia 9 $ 2,185,000 $ 242,777 $ 63,000
Jefferson, Kentucky 9 $ 1,835,000 $ 203,888 $ 45,000
Baltimore, Maryland 9 $ 2,985,000 $ 331,666 $ 84,000
Prince George's, Maryland 9 $ 4,565,000 $ 507,222 $ 82,000
Douglas, Nebraska 9 $ 3,155,000 $ 350,555 $ 92,000
Gaston, North Carolina 9 $ 2,275,000 $ 252,777 $ 75,000
Guilford, North Carolina 9 $ 2,825,000 $ 313,888 $ 96,000
Franklin, Ohio 9 $ 2,375,000 $ 263,888 $ 105,000
Prince William, Virginia 9 $ 4,395,000 $ 488,333 $ 115,000
Pinal, Arizona 8 $ 2,130,000 $ 266,250 $ 83,000
Kern, California 8 $ 2,220,000 $ 277,500 $ 110,000
Pueblo, Colorado 8 $ 2,440,000 $ 305,000 $ 90,000
Escambia, Florida 8 $ 2,470,000 $ 308,750 $ 78,000
Hernando, Florida 8 $ 2,190,000 $ 273,750 $ 62,000
Marion, Florida 8 $ 2,250,000 $ 281,250 $ 71,000
DeKalb, Georgia 8 $ 2,800,000 $ 350,000 $ 75,000
Forsyth, North Carolina 8 $ 2,630,000 $ 328,750 $ 122,000
Montgomery, Tennessee 8 $ 2,590,000 $ 323,750 $ 93,000
Rutherford, Tennessee 8 $ 3,570,000 $ 446,250 $ 106,000
Henrico, Virginia 8 $ 2,740,000 $ 342,500 $ 114,000
Portsmouth, Virginia 8 $ 1,970,000 $ 246,250 $ 55,000
Pulaski, Arkansas 7 $ 1,325,000 $ 189,285 $ 85,000
Weld, Colorado 7 $ 2,205,000 $ 315,000 $ 89,000
Cobb, Georgia 7 $ 2,465,000 $ 352,142 $ 87,000
Coweta, Georgia 7 $ 2,645,000 $ 377,857 $ 96,000
Paulding, Georgia 7 $ 2,255,000 $ 322,142 $ 65,000
Genesee, Michigan 7 $ 1,825,000 $ 260,714 $ 100,000
Macomb, Michigan 7 $ 2,525,000 $ 360,714 $ 0
Oakland, Michigan 7 $ 2,165,000 $ 309,285 $ 76,000
Cleveland, North Carolina 7 $ 1,835,000 $ 262,142 $ 88,000
Johnston, North Carolina 7 $ 2,645,000 $ 377,857 $ 138,000
Philadelphia, Pennsylvania 7 $ 1,725,000 $ 246,428 $ 73,000
Anderson, South Carolina 7 $ 2,555,000 $ 365,000 $ 77,000
Greenville, South Carolina 7 $ 2,245,000 $ 320,714 $ 56,000
Kershaw, South Carolina 7 $ 2,165,000 $ 309,285 $ 58,000
Spartanburg, South Carolina 7 $ 1,825,000 $ 260,714 $ 84,000
Sumter, South Carolina 7 $ 2,475,000 $ 353,571 $ 99,000
York, South Carolina 7 $ 2,685,000 $ 383,571 $ 98,000
Hampton, Virginia 7 $ 2,025,000 $ 289,285 $ 130,000
Norfolk, Virginia 7 $ 2,175,000 $ 310,714 $ 65,000
Arapahoe, Colorado 6 $ 3,030,000 $ 505,000 $ 153,000
Fremont, Colorado 6 $ 2,000,000 $ 333,333 $ 96,000
Broward, Florida 6 $ 2,750,000 $ 458,333 $ 117,000
Lake, Florida 6 $ 2,400,000 $ 400,000 $ 74,000
Pinellas, Florida 6 $ 2,400,000 $ 400,000 $ 154,000
Clayton, Georgia 6 $ 1,900,000 $ 316,666 $ 0
Gwinnett, Georgia 6 $ 2,090,000 $ 348,333 $ 99,000
Richmond, Georgia 6 $ 1,530,000 $ 255,000 $ 66,000
Allen, Indiana 6 $ 1,760,000 $ 293,333 $ 61,000
East Baton Rouge, Louisiana 6 $ 1,360,000 $ 226,666 $ 63,000
Nye, Nevada 6 $ 1,970,000 $ 328,333 $ 78,000
Washoe, Nevada 6 $ 2,380,000 $ 396,666 $ 62,000
Camden, New Jersey 6 $ 1,970,000 $ 328,333 $ 86,000
Alamance, North Carolina 6 $ 1,730,000 $ 288,333 $ 69,000
Davidson, North Carolina 6 $ 1,550,000 $ 258,333 $ 104,000
Hoke, North Carolina 6 $ 1,790,000 $ 298,333 $ 63,000
Montgomery, Ohio 6 $ 1,020,000 $ 170,000 $ 47,000
Summit, Ohio 6 $ 1,430,000 $ 238,333 $ 84,000
Lycoming, Pennsylvania 6 $ 1,050,000 $ 175,000 $ 0
Horry, South Carolina 6 $ 1,190,000 $ 198,333 $ 63,000
Davidson, Tennessee 6 $ 1,940,000 $ 323,333 $ 85,000
Comal, Texas 6 $ 2,870,000 $ 478,333 $ 70,000
El Paso, Texas 6 $ 1,730,000 $ 288,333 $ 95,000
Hidalgo, Texas 6 $ 1,610,000 $ 268,333 $ 0
Fairfax, Virginia 6 $ 4,330,000 $ 721,666 $ 265,000
Suffolk, Virginia 6 $ 2,380,000 $ 396,666 $ 114,000
Shelby, Alabama 5 $ 1,605,000 $ 321,000 $ 0
Garland, Arkansas 5 $ 1,365,000 $ 273,000 $ 66,000
Charlotte, Florida 5 $ 1,515,000 $ 303,000 $ 54,000
Palm Beach, Florida 5 $ 2,325,000 $ 465,000 $ 137,000
St. Lucie, Florida 5 $ 2,175,000 $ 435,000 $ 85,000
Bibb, Georgia 5 $ 1,475,000 $ 295,000 $ 80,000
Cherokee, Georgia 5 $ 2,105,000 $ 421,000 $ 97,000
Bannock, Idaho 5 $ 1,555,000 $ 311,000 $ 76,000
Orleans, Louisiana 5 $ 1,605,000 $ 321,000 $ 158,000
Baltimore City, Maryland 5 $ 1,175,000 $ 235,000 $ 49,000
Yellowstone, Montana 5 $ 1,815,000 $ 363,000 $ 101,000
Sussex, New Jersey 5 $ 1,615,000 $ 323,000 $ 68,000
Union, New Jersey 5 $ 1,735,000 $ 347,000 $ 97,000
Dona Ana, New Mexico 5 $ 1,675,000 $ 335,000 $ 70,000
Sandoval, New Mexico 5 $ 1,655,000 $ 331,000 $ 85,000
Brunswick, North Carolina 5 $ 1,705,000 $ 341,000 $ 80,000
Durham, North Carolina 5 $ 1,125,000 $ 225,000 $ 53,000
Nash, North Carolina 5 $ 1,485,000 $ 297,000 $ 138,000
Wake, North Carolina 5 $ 2,625,000 $ 525,000 $ 113,000
Licking, Ohio 5 $ 1,635,000 $ 327,000 $ 0
Stark, Ohio 5 $ 1,405,000 $ 281,000 $ 76,000
Warren, Ohio 5 $ 1,745,000 $ 349,000 $ 122,000
Beaufort, South Carolina 5 $ 1,855,000 $ 371,000 $ 110,000
Dickson, Tennessee 5 $ 1,415,000 $ 283,000 $ 54,000
Harris, Texas 5 $ 2,425,000 $ 485,000 $ 0
Wichita, Texas 5 $ 1,275,000 $ 255,000 $ 0
Loudoun, Virginia 5 $ 3,875,000 $ 775,000 $ 264,000
Spotsylvania, Virginia 5 $ 2,615,000 $ 523,000 $ 164,000
Montgomery, Alabama 4 $ 980,000 $ 245,000 $ 317,000
Tuscaloosa, Alabama 4 $ 1,160,000 $ 290,000 $ 143,000
Craighead, Arkansas 4 $ 850,000 $ 212,500 $ 63,000
Faulkner, Arkansas 4 $ 1,010,000 $ 252,500 $ 121,000
Sebastian, Arkansas 4 $ 1,000,000 $ 250,000 $ 145,000
Butte, California 4 $ 1,330,000 $ 332,500 $ 0
Adams, Colorado 4 $ 1,660,000 $ 415,000 $ 102,000
Indian River, Florida 4 $ 1,990,000 $ 497,500 $ 169,000
Lee, Florida 4 $ 1,050,000 $ 262,500 $ 68,000
Manatee, Florida 4 $ 1,540,000 $ 385,000 $ 74,000
Nassau, Florida 4 $ 1,320,000 $ 330,000 $ 93,000
Okaloosa, Florida 4 $ 1,170,000 $ 292,500 $ 0
Osceola, Florida 4 $ 1,880,000 $ 470,000 $ 0
Bartow, Georgia 4 $ 920,000 $ 230,000 $ 71,000
Douglas, Georgia 4 $ 1,390,000 $ 347,500 $ 55,000
Effingham, Georgia 4 $ 900,000 $ 225,000 $ 138,000
Houston, Georgia 4 $ 1,160,000 $ 290,000 $ 0
Lowndes, Georgia 4 $ 1,310,000 $ 327,500 $ 110,000
Ada, Idaho 4 $ 1,280,000 $ 320,000 $ 85,000
Canyon, Idaho 4 $ 1,590,000 $ 397,500 $ 155,000
Kootenai, Idaho 4 $ 1,740,000 $ 435,000 $ 92,000
Hendricks, Indiana 4 $ 1,870,000 $ 467,500 $ 44,000
Christian, Kentucky 4 $ 900,000 $ 225,000 $ 0
Hardin, Kentucky 4 $ 800,000 $ 200,000 $ 93,000
Bossier, Louisiana 4 $ 1,720,000 $ 430,000 $ 155,000
Caddo, Louisiana 4 $ 870,000 $ 217,500 $ 111,000
Rapides, Louisiana 4 $ 640,000 $ 160,000 $ 0
Frederick, Maryland 4 $ 2,420,000 $ 605,000 $ 164,000
Harford, Maryland 4 $ 1,470,000 $ 367,500 $ 88,000
Berrien, Michigan 4 $ 890,000 $ 222,500 $ 80,000
Livingston, Michigan 4 $ 1,150,000 $ 287,500 $ 136,000
Muskegon, Michigan 4 $ 1,060,000 $ 265,000 $ 85,000
Saginaw, Michigan 4 $ 1,020,000 $ 255,000 $ 86,000
Cascade, Montana 4 $ 1,140,000 $ 285,000 $ 134,000
Lancaster, Nebraska 4 $ 1,140,000 $ 285,000 $ 43,000
Cumberland, New Jersey 4 $ 900,000 $ 225,000 $ 66,000
Middlesex, New Jersey 4 $ 1,740,000 $ 435,000 $ 119,000
Valencia, New Mexico 4 $ 1,080,000 $ 270,000 $ 83,000
Buncombe, North Carolina 4 $ 1,580,000 $ 395,000 $ 79,000
Burke, North Carolina 4 $ 960,000 $ 240,000 $ 44,000
Craven, North Carolina 4 $ 1,080,000 $ 270,000 $ 66,000
Mecklenburg, North Carolina 4 $ 1,260,000 $ 315,000 $ 75,000
Dauphin, Pennsylvania 4 $ 950,000 $ 237,500 $ 0
Montgomery, Pennsylvania 4 $ 1,380,000 $ 345,000 $ 126,000
Lexington, South Carolina 4 $ 1,260,000 $ 315,000 $ 50,000
Knox, Tennessee 4 $ 2,120,000 $ 530,000 $ 113,000
McMinn, Tennessee 4 $ 1,100,000 $ 275,000 $ 90,000
Sumner, Tennessee 4 $ 2,290,000 $ 572,500 $ 298,000
Brazos, Texas 4 $ 1,220,000 $ 305,000 $ 44,000
Guadalupe, Texas 4 $ 1,600,000 $ 400,000 $ 82,000
Hunt, Texas 4 $ 1,470,000 $ 367,500 $ 64,000
Montgomery, Texas 4 $ 1,470,000 $ 367,500 $ 171,000
Williamson, Texas 4 $ 1,930,000 $ 482,500 $ 0
Fredericksburg, Virginia 4 $ 1,620,000 $ 405,000 $ 101,000
Newport News, Virginia 4 $ 1,440,000 $ 360,000 $ 0
Chilton, Alabama 3 $ 705,000 $ 235,000 $ 130,000
Houston, Alabama 3 $ 835,000 $ 278,333 $ 70,000
St. Clair, Alabama 3 $ 1,365,000 $ 455,000 $ 0
Yavapai, Arizona 3 $ 665,000 $ 221,666 $ 53,000
Yuma, Arizona 3 $ 975,000 $ 325,000 $ 98,000
Crittenden, Arkansas 3 $ 545,000 $ 181,666 $ 58,000
Lonoke, Arkansas 3 $ 825,000 $ 275,000 $ 0
Saline, Arkansas 3 $ 1,005,000 $ 335,000 $ 123,000
Washington, Arkansas 3 $ 915,000 $ 305,000 $ 0
White, Arkansas 3 $ 715,000 $ 238,333 $ 95,000
Contra Costa, California 3 $ 2,185,000 $ 728,333 $ 0
Imperial, California 3 $ 1,035,000 $ 345,000 $ 0
Kings, California 3 $ 775,000 $ 258,333 $ 121,000
Madera, California 3 $ 905,000 $ 301,666 $ 0
San Diego, California 3 $ 2,135,000 $ 711,666 $ 142,000
Shasta, California 3 $ 955,000 $ 318,333 $ 63,000
Denver, Colorado 3 $ 1,465,000 $ 488,333 $ 0
Douglas, Colorado 3 $ 2,195,000 $ 731,666 $ 251,000
Glades, Florida 3 $ 705,000 $ 235,000 $ 84,000
Miami-Dade, Florida 3 $ 985,000 $ 328,333 $ 69,000
Sarasota, Florida 3 $ 765,000 $ 255,000 $ 0
Seminole, Florida 3 $ 1,135,000 $ 378,333 $ 101,000
Catoosa, Georgia 3 $ 1,125,000 $ 375,000 $ 123,000
Dougherty, Georgia 3 $ 505,000 $ 168,333 $ 0
Fayette, Georgia 3 $ 1,075,000 $ 358,333 $ 0
Forsyth, Georgia 3 $ 1,695,000 $ 565,000 $ 74,000
Newton, Georgia 3 $ 1,025,000 $ 341,666 $ 0
Rockdale, Georgia 3 $ 1,095,000 $ 365,000 $ 77,000
Hawaii, Hawaii 3 $ 1,215,000 $ 405,000 $ 86,000
Nez Perce, Idaho 3 $ 795,000 $ 265,000 $ 47,000
Elkhart, Indiana 3 $ 675,000 $ 225,000 $ 0
Hamilton, Indiana 3 $ 845,000 $ 281,666 $ 85,000
Porter, Indiana 3 $ 955,000 $ 318,333 $ 97,000
Tippecanoe, Indiana 3 $ 865,000 $ 288,333 $ 0
Vanderburgh, Indiana 3 $ 615,000 $ 205,000 $ 0
Calcasieu, Louisiana 3 $ 1,005,000 $ 335,000 $ 0
Tangipahoa, Louisiana 3 $ 765,000 $ 255,000 $ 78,000
Dorchester, Maryland 3 $ 585,000 $ 195,000 $ 43,000
Howard, Maryland 3 $ 2,185,000 $ 728,333 $ 224,000
Montgomery, Maryland 3 $ 1,205,000 $ 401,666 $ 138,000
St. Mary's, Maryland 3 $ 1,195,000 $ 398,333 $ 0
Kalamazoo, Michigan 3 $ 755,000 $ 251,666 $ 75,000
Sarpy, Nebraska 3 $ 705,000 $ 235,000 $ 98,000
Ocean, New Jersey 3 $ 1,065,000 $ 355,000 $ 57,000
Cabarrus, North Carolina 3 $ 825,000 $ 275,000 $ 102,000
Columbus, North Carolina 3 $ 635,000 $ 211,666 $ 0
Sampson, North Carolina 3 $ 695,000 $ 231,666 $ 0
Clark, Ohio 3 $ 835,000 $ 278,333 $ 0
Greene, Ohio 3 $ 715,000 $ 238,333 $ 0
Richland, Ohio 3 $ 705,000 $ 235,000 $ 46,000
Douglas, Oregon 3 $ 485,000 $ 161,666 $ 56,000
Berks, Pennsylvania 3 $ 1,205,000 $ 401,666 $ 62,000
Franklin, Pennsylvania 3 $ 1,105,000 $ 368,333 $ 150,000
Lebanon, Pennsylvania 3 $ 815,000 $ 271,666 $ 53,000
Luzerne, Pennsylvania 3 $ 595,000 $ 198,333 $ 89,000
York, Pennsylvania 3 $ 1,355,000 $ 451,666 $ 150,000
Cherokee, South Carolina 3 $ 595,000 $ 198,333 $ 77,000
Hamilton, Tennessee 3 $ 1,175,000 $ 391,666 $ 126,000
Lauderdale, Tennessee 3 $ 645,000 $ 215,000 $ 0
Kaufman, Texas 3 $ 915,000 $ 305,000 $ 0
Travis, Texas 3 $ 905,000 $ 301,666 $ 99,000
Lynchburg, Virginia 3 $ 785,000 $ 261,666 $ 81,000
Richmond City, Virginia 3 $ 995,000 $ 331,666 $ 128,000
Marathon, Wisconsin 3 $ 565,000 $ 188,333 $ 55,000
Rock, Wisconsin 3 $ 575,000 $ 191,666 $ 51,000
Autauga, Alabama 2 $ 600,000 $ 300,000 $ 0
Cullman, Alabama 2 $ 690,000 $ 345,000 $ 106,000
Graham, Arizona 2 $ 530,000 $ 265,000 $ 94,000
Cleburne, Arkansas 2 $ 610,000 $ 305,000 $ 0
Madison, Arkansas 2 $ 390,000 $ 195,000 $ 0
Van Buren, Arkansas 2 $ 470,000 $ 235,000 $ 90,000
Merced, California 2 $ 1,260,000 $ 630,000 $ 131,000
Placer, California 2 $ 850,000 $ 425,000 $ 133,000
Solano, California 2 $ 1,010,000 $ 505,000 $ 0
Tulare, California 2 $ 520,000 $ 260,000 $ 111,000
Yuba, California 2 $ 600,000 $ 300,000 $ 58,000
Mesa, Colorado 2 $ 600,000 $ 300,000 $ 64,000
Montrose, Colorado 2 $ 640,000 $ 320,000 $ 0
Alachua, Florida 2 $ 520,000 $ 260,000 $ 0
Citrus, Florida 2 $ 410,000 $ 205,000 $ 65,000
Flagler, Florida 2 $ 880,000 $ 440,000 $ 75,000
Gadsden, Florida 2 $ 520,000 $ 260,000 $ 38,000
Highlands, Florida 2 $ 790,000 $ 395,000 $ 81,000
Leon, Florida 2 $ 580,000 $ 290,000 $ 115,000
Levy, Florida 2 $ 450,000 $ 225,000 $ 0
Bulloch, Georgia 2 $ 640,000 $ 320,000 $ 99,000
Camden, Georgia 2 $ 470,000 $ 235,000 $ 71,000
Carroll, Georgia 2 $ 510,000 $ 255,000 $ 74,000
Franklin, Georgia 2 $ 290,000 $ 145,000 $ 38,000
Harris, Georgia 2 $ 770,000 $ 385,000 $ 113,000
Peach, Georgia 2 $ 490,000 $ 245,000 $ 0
Spalding, Georgia 2 $ 690,000 $ 345,000 $ 46,000
Telfair, Georgia 2 $ 460,000 $ 230,000 $ 69,000
Walker, Georgia 2 $ 350,000 $ 175,000 $ 0
Cook, Illinois 2 $ 380,000 $ 190,000 $ 0
Hancock, Illinois 2 $ 960,000 $ 480,000 $ 103,000
Kane, Illinois 2 $ 730,000 $ 365,000 $ 0
Will, Illinois 2 $ 720,000 $ 360,000 $ 0
Bartholomew, Indiana 2 $ 540,000 $ 270,000 $ 58,000
Dearborn, Indiana 2 $ 470,000 $ 235,000 $ 0
Johnson, Indiana 2 $ 720,000 $ 360,000 $ 0
Posey, Indiana 2 $ 490,000 $ 245,000 $ 0
St. Joseph, Indiana 2 $ 470,000 $ 235,000 $ 40,000
Whitley, Indiana 2 $ 570,000 $ 285,000 $ 0
Allen, Kentucky 2 $ 520,000 $ 260,000 $ 0
Boone, Kentucky 2 $ 500,000 $ 250,000 $ 54,000
Boyd, Kentucky 2 $ 380,000 $ 190,000 $ 0
Kenton, Kentucky 2 $ 430,000 $ 215,000 $ 0
Nelson, Kentucky 2 $ 660,000 $ 330,000 $ 79,000
Scott, Kentucky 2 $ 360,000 $ 180,000 $ 97,000
Jefferson, Louisiana 2 $ 500,000 $ 250,000 $ 109,000
St. Bernard, Louisiana 2 $ 370,000 $ 185,000 $ 0
St. Landry, Louisiana 2 $ 410,000 $ 205,000 $ 0
St. Tammany, Louisiana 2 $ 690,000 $ 345,000 $ 56,000
Calvert, Maryland 2 $ 800,000 $ 400,000 $ 93,000
Allegan, Michigan 2 $ 550,000 $ 275,000 $ 107,000
Monroe, Michigan 2 $ 370,000 $ 185,000 $ 0
Washtenaw, Michigan 2 $ 620,000 $ 310,000 $ 134,000
Lake, Montana 2 $ 920,000 $ 460,000 $ 0
Lincoln, Montana 2 $ 640,000 $ 320,000 $ 92,000
Ravalli, Montana 2 $ 670,000 $ 335,000 $ 76,000
Douglas, Nevada 2 $ 680,000 $ 340,000 $ 78,000
Lyon, Nevada 2 $ 530,000 $ 265,000 $ 64,000
Atlantic, New Jersey 2 $ 450,000 $ 225,000 $ 66,000
Cape May, New Jersey 2 $ 690,000 $ 345,000 $ 0
Chaves, New Mexico 2 $ 560,000 $ 280,000 $ 76,000
Otero, New Mexico 2 $ 380,000 $ 190,000 $ 0
San Juan, New Mexico 2 $ 340,000 $ 170,000 $ 0
Duplin, North Carolina 2 $ 330,000 $ 165,000 $ 0
Granville, North Carolina 2 $ 450,000 $ 225,000 $ 63,000
Iredell, North Carolina 2 $ 430,000 $ 215,000 $ 0
New Hanover, North Carolina 2 $ 580,000 $ 290,000 $ 0
Rowan, North Carolina 2 $ 470,000 $ 235,000 $ 45,000
Allen, Ohio 2 $ 370,000 $ 185,000 $ 0
Butler, Ohio 2 $ 450,000 $ 225,000 $ 90,000
Clermont, Ohio 2 $ 580,000 $ 290,000 $ 139,000
Clinton, Ohio 2 $ 720,000 $ 360,000 $ 0
Fairfield, Ohio 2 $ 890,000 $ 445,000 $ 145,000
Lorain, Ohio 2 $ 450,000 $ 225,000 $ 0
Medina, Ohio 2 $ 690,000 $ 345,000 $ 0
Sandusky, Ohio 2 $ 370,000 $ 185,000 $ 43,000
Trumbull, Ohio 2 $ 410,000 $ 205,000 $ 34,000
Lane, Oregon 2 $ 740,000 $ 370,000 $ 70,000
Lincoln, Oregon 2 $ 600,000 $ 300,000 $ 0
Adams, Pennsylvania 2 $ 540,000 $ 270,000 $ 84,000
Cumberland, Pennsylvania 2 $ 540,000 $ 270,000 $ 107,000
Erie, Pennsylvania 2 $ 390,000 $ 195,000 $ 125,000
Huntingdon, Pennsylvania 2 $ 520,000 $ 260,000 $ 163,000
Northampton, Pennsylvania 2 $ 690,000 $ 345,000 $ 0
Washington, Pennsylvania 2 $ 400,000 $ 200,000 $ 56,000
Charleston, South Carolina 2 $ 690,000 $ 345,000 $ 91,000
Edgefield, South Carolina 2 $ 480,000 $ 240,000 $ 96,000
Greenwood, South Carolina 2 $ 390,000 $ 195,000 $ 49,000
Jasper, South Carolina 2 $ 840,000 $ 420,000 $ 91,000
Bradley, Tennessee 2 $ 520,000 $ 260,000 $ 0
Carter, Tennessee 2 $ 480,000 $ 240,000 $ 38,000
Cheatham, Tennessee 2 $ 610,000 $ 305,000 $ 60,000
Cumberland, Tennessee 2 $ 470,000 $ 235,000 $ 0
Maury, Tennessee 2 $ 810,000 $ 405,000 $ 129,000
Smith, Tennessee 2 $ 440,000 $ 220,000 $ 77,000
Stewart, Tennessee 2 $ 640,000 $ 320,000 $ 0
Williamson, Tennessee 2 $ 950,000 $ 475,000 $ 86,000
Brazoria, Texas 2 $ 910,000 $ 455,000 $ 0
Coryell, Texas 2 $ 490,000 $ 245,000 $ 0
Denton, Texas 2 $ 770,000 $ 385,000 $ 0
Gregg, Texas 2 $ 770,000 $ 385,000 $ 0
Johnson, Texas 2 $ 590,000 $ 295,000 $ 0
Nueces, Texas 2 $ 470,000 $ 235,000 $ 0
Tom Green, Texas 2 $ 760,000 $ 380,000 $ 0
Victoria, Texas 2 $ 630,000 $ 315,000 $ 0
Wilson, Texas 2 $ 930,000 $ 465,000 $ 0
Bedford, Virginia 2 $ 370,000 $ 185,000 $ 0
Campbell, Virginia 2 $ 520,000 $ 260,000 $ 88,000
Henry, Virginia 2 $ 520,000 $ 260,000 $ 113,000
New Kent, Virginia 2 $ 1,180,000 $ 590,000 $ 0
Petersburg, Virginia 2 $ 460,000 $ 230,000 $ 121,000
Westmoreland, Virginia 2 $ 460,000 $ 230,000 $ 81,000
York, Virginia 2 $ 500,000 $ 250,000 $ 40,000
Grays Harbor, Washington 2 $ 570,000 $ 285,000 $ 0
Dane, Wisconsin 2 $ 670,000 $ 335,000 $ 81,000
Kenosha, Wisconsin 2 $ 480,000 $ 240,000 $ 54,000
Lincoln, Wisconsin 2 $ 460,000 $ 230,000 $ 104,000
Walworth, Wisconsin 2 $ 440,000 $ 220,000 $ 54,000
Washington, Wisconsin 2 $ 550,000 $ 275,000 $ 0
Cherokee, Alabama 1 $ 235,000 $ 235,000 $ 0
Clarke, Alabama 1 $ 205,000 $ 205,000 $ 0
Covington, Alabama 1 $ 255,000 $ 255,000 $ 0
Geneva, Alabama 1 $ 235,000 $ 235,000 $ 0
Limestone, Alabama 1 $ 295,000 $ 295,000 $ 0
Morgan, Alabama 1 $ 325,000 $ 325,000 $ 0
Russell, Alabama 1 $ 375,000 $ 375,000 $ 0
Walker, Alabama 1 $ 245,000 $ 245,000 $ 106,000
Navajo, Arizona 1 $ 255,000 $ 255,000 $ 0
Santa Cruz, Arizona 1 $ 305,000 $ 305,000 $ 0
Cleveland, Arkansas 1 $ 215,000 $ 215,000 $ 0
Crawford, Arkansas 1 $ 145,000 $ 145,000 $ 0
Desha, Arkansas 1 $ 145,000 $ 145,000 $ 76,000
Greene, Arkansas 1 $ 265,000 $ 265,000 $ 0
Pope, Arkansas 1 $ 205,000 $ 205,000 $ 0
Stone, Arkansas 1 $ 205,000 $ 205,000 $ 0
Amador, California 1 $ 305,000 $ 305,000 $ 0
Calaveras, California 1 $ 405,000 $ 405,000 $ 0
El Dorado, California 1 $ 615,000 $ 615,000 $ 260,000
Humboldt, California 1 $ 225,000 $ 225,000 $ 0
Orange, California 1 $ 1,305,000 $ 1,305,000 $ 604,000
San Luis Obispo, California 1 $ 565,000 $ 565,000 $ 69,000
Santa Barbara, California 1 $ 735,000 $ 735,000 $ 0
Santa Cruz, California 1 $ 675,000 $ 675,000 $ 87,000
Stanislaus, California 1 $ 285,000 $ 285,000 $ 0
Ventura, California 1 $ 235,000 $ 235,000 $ 0
Costilla, Colorado 1 $ 255,000 $ 255,000 $ 92,000
La Plata, Colorado 1 $ 515,000 $ 515,000 $ 85,000
Larimer, Colorado 1 $ 715,000 $ 715,000 $ 0
Las Animas, Colorado 1 $ 215,000 $ 215,000 $ 0
Park, Colorado 1 $ 615,000 $ 615,000 $ 0
Summit, Colorado 1 $ 735,000 $ 735,000 $ 113,000
Teller, Colorado 1 $ 665,000 $ 665,000 $ 0
Bay, Florida 1 $ 285,000 $ 285,000 $ 85,000
Bradford, Florida 1 $ 195,000 $ 195,000 $ 78,000
Gulf, Florida 1 $ 435,000 $ 435,000 $ 0
Santa Rosa, Florida 1 $ 535,000 $ 535,000 $ 0
St. Johns, Florida 1 $ 305,000 $ 305,000 $ 87,000
Sumter, Florida 1 $ 295,000 $ 295,000 $ 115,000
Union, Florida 1 $ 295,000 $ 295,000 $ 0
Barrow, Georgia 1 $ 325,000 $ 325,000 $ 0
Bleckley, Georgia 1 $ 305,000 $ 305,000 $ 0
Bryan, Georgia 1 $ 465,000 $ 465,000 $ 0
Coffee, Georgia 1 $ 195,000 $ 195,000 $ 74,000
Decatur, Georgia 1 $ 225,000 $ 225,000 $ 0
Evans, Georgia 1 $ 215,000 $ 215,000 $ 66,000
Floyd, Georgia 1 $ 235,000 $ 235,000 $ 0
Gordon, Georgia 1 $ 245,000 $ 245,000 $ 0
Habersham, Georgia 1 $ 355,000 $ 355,000 $ 79,000
Hall, Georgia 1 $ 375,000 $ 375,000 $ 0
Jasper, Georgia 1 $ 215,000 $ 215,000 $ 0
Laurens, Georgia 1 $ 255,000 $ 255,000 $ 0
Lee, Georgia 1 $ 345,000 $ 345,000 $ 77,000
Long, Georgia 1 $ 145,000 $ 145,000 $ 0
Lumpkin, Georgia 1 $ 305,000 $ 305,000 $ 0
Meriwether, Georgia 1 $ 165,000 $ 165,000 $ 0
Mitchell, Georgia 1 $ 175,000 $ 175,000 $ 68,000
Morgan, Georgia 1 $ 155,000 $ 155,000 $ 0
Pierce, Georgia 1 $ 325,000 $ 325,000 $ 68,000
Putnam, Georgia 1 $ 285,000 $ 285,000 $ 0
Thomas, Georgia 1 $ 395,000 $ 395,000 $ 72,000
Wilkes, Georgia 1 $ 175,000 $ 175,000 $ 0
Worth, Georgia 1 $ 145,000 $ 145,000 $ 0
Bear Lake, Idaho 1 $ 415,000 $ 415,000 $ 0
Bonneville, Idaho 1 $ 365,000 $ 365,000 $ 53,000
Cassia, Idaho 1 $ 305,000 $ 305,000 $ 0
Latah, Idaho 1 $ 475,000 $ 475,000 $ 81,000
Payette, Idaho 1 $ 735,000 $ 735,000 $ 0
Adams, Illinois 1 $ 185,000 $ 185,000 $ 0
Madison, Illinois 1 $ 465,000 $ 465,000 $ 0
Perry, Illinois 1 $ 165,000 $ 165,000 $ 0
Rock Island, Illinois 1 $ 125,000 $ 125,000 $ 0
St. Clair, Illinois 1 $ 255,000 $ 255,000 $ 0
Winnebago, Illinois 1 $ 205,000 $ 205,000 $ 0
Cass, Indiana 1 $ 205,000 $ 205,000 $ 0
Clinton, Indiana 1 $ 215,000 $ 215,000 $ 0
Delaware, Indiana 1 $ 285,000 $ 285,000 $ 0
Floyd, Indiana 1 $ 235,000 $ 235,000 $ 0
Greene, Indiana 1 $ 285,000 $ 285,000 $ 0
Hancock, Indiana 1 $ 225,000 $ 225,000 $ 58,000
Harrison, Indiana 1 $ 295,000 $ 295,000 $ 0
Madison, Indiana 1 $ 195,000 $ 195,000 $ 68,000
Marshall, Indiana 1 $ 185,000 $ 185,000 $ 73,000
Montgomery, Indiana 1 $ 225,000 $ 225,000 $ 0
Morgan, Indiana 1 $ 265,000 $ 265,000 $ 0
Pulaski, Indiana 1 $ 205,000 $ 205,000 $ 0
Randolph, Indiana 1 $ 175,000 $ 175,000 $ 0
Spencer, Indiana 1 $ 475,000 $ 475,000 $ 0
Starke, Indiana 1 $ 265,000 $ 265,000 $ 0
Steuben, Indiana 1 $ 245,000 $ 245,000 $ 0
Wabash, Indiana 1 $ 125,000 $ 125,000 $ 0
Breckinridge, Kentucky 1 $ 515,000 $ 515,000 $ 0
Bullitt, Kentucky 1 $ 295,000 $ 295,000 $ 0
Calloway, Kentucky 1 $ 245,000 $ 245,000 $ 0
Campbell, Kentucky 1 $ 445,000 $ 445,000 $ 0
Grant, Kentucky 1 $ 205,000 $ 205,000 $ 60,000
Mason, Kentucky 1 $ 225,000 $ 225,000 $ 0
McCracken, Kentucky 1 $ 125,000 $ 125,000 $ 0
Meade, Kentucky 1 $ 245,000 $ 245,000 $ 63,000
Oldham, Kentucky 1 $ 385,000 $ 385,000 $ 0
Pulaski, Kentucky 1 $ 255,000 $ 255,000 $ 104,000
Shelby, Kentucky 1 $ 255,000 $ 255,000 $ 0
Todd, Kentucky 1 $ 255,000 $ 255,000 $ 0
Wayne, Kentucky 1 $ 115,000 $ 115,000 $ 174,000
Avoyelles, Louisiana 1 $ 235,000 $ 235,000 $ 0
Beauregard, Louisiana 1 $ 155,000 $ 155,000 $ 0
Livingston, Louisiana 1 $ 215,000 $ 215,000 $ 0
Ouachita, Louisiana 1 $ 315,000 $ 315,000 $ 0
West Baton Rouge, Louisiana 1 $ 385,000 $ 385,000 $ 137,000
Caroline, Maryland 1 $ 695,000 $ 695,000 $ 186,000
Carroll, Maryland 1 $ 565,000 $ 565,000 $ 0
Cecil, Maryland 1 $ 385,000 $ 385,000 $ 146,000
Page:

Mortgage Loan Application Detail Totals for Clearpath Lending in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,477 $480,805,000 $325,000 $1,415,000 $106,000 $271,000
Cash-out Refinancing 819 $272,945,000 $333,000 $1,605,000 $93,000 $385,000
Home Purchase 74 $26,670,000 $360,000 $1,305,000 $138,000 $604,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,265 $403,345,000 $318,000 $1,305,000 $97,000 $604,000
Black or African American 817 $269,755,000 $330,000 $1,605,000 $94,000 $338,000
Hispanic 203 $71,395,000 $351,000 $805,000 $105,000 $263,000
Asian 47 $21,175,000 $450,000 $1,255,000 $140,000 $385,000
Native Hawaiian or Other Pacific Islander 16 $6,780,000 $423,000 $845,000 $88,000 $129,000
American Indian or Alaskan Native 13 $4,575,000 $351,000 $555,000 $78,000 $145,000
Not Provided 9 $3,395,000 $377,000 $485,000 $74,000 $74,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,265 $747,405,000 $329,000 $1,605,000 $96,000 $385,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 105 $33,015,000 $314,000 $1,305,000 $115,000 $604,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,540 $507,690,000 $329,000 $1,415,000 $99,000 $385,000
Application Withdrawn By Applicant 475 $162,645,000 $342,000 $1,605,000 $108,000 $604,000
Application Denied By Financial Institution 330 $101,690,000 $308,000 $1,205,000 $82,000 $329,000
File Closed For Incompleteness 25 $8,395,000 $335,000 $745,000 $86,000 $151,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,040 $678,730,000 $332,000 $1,605,000 $101,000 $604,000
Other 218 $66,370,000 $304,000 $1,205,000 $87,000 $329,000
Credit History 69 $19,475,000 $282,000 $605,000 $83,000 $211,000
Debt-To-Income Ratio 33 $12,435,000 $376,000 $735,000 $67,000 $133,000
Employment History 6 $2,010,000 $335,000 $495,000 $59,000 $105,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,400,000 $350,000 $465,000 $118,000 $211,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List