Clearpath Lending Mortgage Lending & HMDA Data, 2024
In 2024, Clearpath Lending of Irvine, CA reported 2,370 mortgage applications totaling $780.4 million, up 44% from 2023. The average application was for $329,291, and applicants reported an average income of $102,506. 65% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (75), Phoenix-Mesa-Scottsdale, AZ (68) and Virginia Beach-Norfolk-Newport News, VA-NC (62) (applications in parentheses).
| Mortgage Company & Address | Clearpath Lending 15615 Alton Parkway Suite 300 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,370 |
| Total Mortgage Loan Application Amount | $780,420,000 |
| Average Mortgage Loan Application Amount | $329,291 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $102,506 |
| Highest Applicant Income | $604,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 263 | $ 71,495,000 | $ 271,844 | $ 89,152 |
| Atlanta-Sandy Springs-Roswell, GA | 75 | $ 28,115,000 | $ 374,866 | $ 92,000 |
| Phoenix-Mesa-Scottsdale, AZ | 68 | $ 26,780,000 | $ 393,823 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 62 | $ 20,640,000 | $ 332,903 | $ 94,887 |
| Las Vegas-Henderson-Paradise, NV | 61 | $ 23,165,000 | $ 379,754 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 44 | $ 20,360,000 | $ 462,727 | $ 114,000 |
| Arlington-Alexandria-Reston, VA-WV | 42 | $ 23,740,000 | $ 565,238 | $ 168,000 |
| Columbia, SC | 36 | $ 9,770,000 | $ 271,388 | $ 75,000 |
| Baltimore-Columbia-Towson, MD | 35 | $ 13,915,000 | $ 397,571 | $ 152,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 33 | $ 12,535,000 | $ 379,848 | $ 108,000 |
| Jacksonville, FL | 31 | $ 9,245,000 | $ 298,225 | $ 76,000 |
| Tampa, FL | 31 | $ 9,775,000 | $ 315,322 | $ 95,000 |
| Birmingham-Hoover, AL | 29 | $ 8,255,000 | $ 284,655 | $ 80,000 |
| Cincinnati, OH-KY-IN | 29 | $ 7,855,000 | $ 270,862 | $ 102,666 |
| Fayetteville, NC | 29 | $ 7,855,000 | $ 270,862 | $ 102,000 |
| Orlando-Kissimmee-Sanford, FL | 29 | $ 11,045,000 | $ 380,862 | $ 104,000 |
| Richmond, VA | 29 | $ 10,935,000 | $ 377,068 | $ 114,000 |
| Charlotte-Concord-Gastonia, NC-SC | 28 | $ 8,460,000 | $ 302,142 | $ 82,000 |
| Indianapolis-Carmel-Anderson, IN | 28 | $ 7,810,000 | $ 278,928 | $ 65,000 |
| Charleston-North Charleston, SC | 26 | $ 8,390,000 | $ 322,692 | $ 71,000 |
| Marietta, GA | 23 | $ 7,745,000 | $ 336,739 | $ 78,000 |
| Albuquerque, NM | 22 | $ 6,710,000 | $ 305,000 | $ 82,000 |
| San Antonio-New Braunfels, TX | 22 | $ 8,730,000 | $ 396,818 | $ 74,000 |
| Washington, DC-MD | 22 | $ 10,340,000 | $ 470,000 | $ 104,000 |
| Camden, NJ | 21 | $ 7,455,000 | $ 355,000 | $ 96,000 |
| Dallas-Plano-Irving, TX | 21 | $ 8,405,000 | $ 400,238 | $ 93,000 |
| Fort Worth-Arlington, TX | 20 | $ 6,260,000 | $ 313,000 | $ 69,000 |
| Lake County-Porter County-Jasper County, IN | 20 | $ 5,490,000 | $ 274,500 | $ 89,000 |
| Jacksonville, NC | 19 | $ 4,975,000 | $ 261,842 | $ 107,000 |
| Milwaukee-Waukesha-West Allis, WI | 19 | $ 4,655,000 | $ 245,000 | $ 72,000 |
| Tucson, AZ | 19 | $ 5,715,000 | $ 300,789 | $ 96,000 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 6,215,000 | $ 327,105 | $ 101,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 5,240,000 | $ 291,111 | $ 99,555 |
| Colorado Springs, CO | 18 | $ 7,030,000 | $ 390,555 | $ 83,000 |
| Columbus, OH | 18 | $ 5,420,000 | $ 301,111 | $ 115,000 |
| Denver-Aurora-Lakewood, CO | 17 | $ 8,965,000 | $ 527,352 | $ 152,000 |
| Little Rock-North Little Rock-Conway, AR | 17 | $ 4,165,000 | $ 245,000 | $ 107,000 |
| Louisville/Jefferson County, KY-IN | 17 | $ 4,205,000 | $ 247,352 | $ 53,000 |
| Cleveland, OH | 16 | $ 3,780,000 | $ 236,250 | $ 64,000 |
| Los Angeles-Long Beach-Glendale, CA | 16 | $ 8,530,000 | $ 533,125 | $ 95,000 |
| Killeen-Temple, TX | 15 | $ 4,305,000 | $ 287,000 | $ 133,000 |
| Memphis, TN-MS-AR | 15 | $ 3,785,000 | $ 252,333 | $ 59,600 |
| Sacramento--Roseville--Arden-Arcade, CA | 15 | $ 6,465,000 | $ 431,000 | $ 142,000 |
| Winston-Salem, NC | 15 | $ 4,385,000 | $ 292,333 | $ 113,000 |
| Clarksville, TN-KY | 14 | $ 4,130,000 | $ 295,000 | $ 93,000 |
| Greenville-Anderson-Mauldin, SC | 14 | $ 4,800,000 | $ 342,857 | $ 63,000 |
| Huntsville, AL | 14 | $ 6,070,000 | $ 433,571 | $ 231,000 |
| Savannah, GA | 14 | $ 4,480,000 | $ 320,000 | $ 133,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 4,365,000 | $ 335,769 | $ 67,000 |
| Columbus, GA-AL | 12 | $ 3,330,000 | $ 277,500 | $ 96,000 |
| Detroit-Dearborn-Livonia, MI | 12 | $ 3,980,000 | $ 331,666 | $ 120,000 |
| Fresno, CA | 12 | $ 4,050,000 | $ 337,500 | $ 132,000 |
| Lafayette, LA | 12 | $ 3,280,000 | $ 273,333 | $ 77,000 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 3,860,000 | $ 321,666 | $ 93,000 |
| Raleigh, NC | 12 | $ 5,270,000 | $ 439,166 | $ 125,000 |
| Greensboro-High Point, NC | 11 | $ 3,315,000 | $ 301,363 | $ 96,000 |
| Houston-The Woodlands-Sugar Land, TX | 11 | $ 4,805,000 | $ 436,818 | $ 171,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 3,295,000 | $ 299,545 | $ 68,000 |
| Lakeland-Winter Haven, FL | 11 | $ 3,475,000 | $ 315,909 | $ 74,000 |
| Urban Honolulu, HI | 11 | $ 6,225,000 | $ 565,909 | $ 99,000 |
| Dayton-Springfield-Kettering, OH | 10 | $ 2,000,000 | $ 200,000 | $ 57,000 |
| Hinesville, GA | 10 | $ 2,200,000 | $ 220,000 | $ 102,000 |
| Newark, NJ-PA | 10 | $ 3,350,000 | $ 335,000 | $ 89,000 |
| Stockton-Lodi, CA | 10 | $ 5,110,000 | $ 511,000 | $ 119,000 |
| Austin-Round Rock, TX | 9 | $ 4,255,000 | $ 472,777 | $ 99,000 |
| Mobile, AL | 9 | $ 1,755,000 | $ 195,000 | $ 106,000 |
| New Orleans-Metairie, LA | 9 | $ 2,475,000 | $ 275,000 | $ 142,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 3,005,000 | $ 333,888 | $ 109,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 3,005,000 | $ 333,888 | $ 78,000 |
| Sierra Vista-Douglas, AZ | 9 | $ 3,025,000 | $ 336,111 | $ 124,000 |
| Bakersfield, CA | 8 | $ 2,220,000 | $ 277,500 | $ 110,000 |
| Baton Rouge, LA | 8 | $ 1,960,000 | $ 245,000 | $ 100,000 |
| Boise City, ID | 8 | $ 2,870,000 | $ 358,750 | $ 120,000 |
| Chattanooga, TN-GA | 8 | $ 2,650,000 | $ 331,250 | $ 124,125 |
| Fort Wayne, IN | 8 | $ 2,330,000 | $ 291,250 | $ 61,000 |
| Lakewood-New Brunswick, NJ | 8 | $ 3,150,000 | $ 393,750 | $ 107,000 |
| Ocala, FL | 8 | $ 2,250,000 | $ 281,250 | $ 71,000 |
| Philadelphia, PA | 8 | $ 1,890,000 | $ 236,250 | $ 73,000 |
| Pueblo, CO | 8 | $ 2,440,000 | $ 305,000 | $ 90,000 |
| Reno, NV | 8 | $ 2,910,000 | $ 363,750 | $ 63,000 |
| Shreveport-Bossier City, LA | 8 | $ 2,590,000 | $ 323,750 | $ 144,000 |
| Spartanburg, SC | 8 | $ 2,000,000 | $ 250,000 | $ 84,000 |
| Wilmington, NC | 8 | $ 2,510,000 | $ 313,750 | $ 71,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,685,000 | $ 240,714 | $ 53,000 |
| Flint, MI | 7 | $ 1,825,000 | $ 260,714 | $ 100,000 |
| Greeley, CO | 7 | $ 2,205,000 | $ 315,000 | $ 89,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,695,000 | $ 385,000 | $ 105,000 |
| Knoxville, TN | 7 | $ 2,935,000 | $ 419,285 | $ 75,000 |
| Lynchburg, VA | 7 | $ 1,675,000 | $ 239,285 | $ 83,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 2,305,000 | $ 329,285 | $ 74,000 |
| Sumter, SC | 7 | $ 2,475,000 | $ 353,571 | $ 99,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 3,625,000 | $ 517,857 | $ 154,000 |
| Akron, OH | 6 | $ 1,430,000 | $ 238,333 | $ 84,000 |
| Burlington, NC | 6 | $ 1,730,000 | $ 288,333 | $ 69,000 |
| College Station-Bryan, TX | 6 | $ 1,560,000 | $ 260,000 | $ 52,000 |
| El Paso, TX | 6 | $ 1,730,000 | $ 288,333 | $ 95,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 2,750,000 | $ 458,333 | $ 117,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,490,000 | $ 248,333 | $ 107,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,420,000 | $ 236,666 | $ 44,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,610,000 | $ 268,333 | $ 0 |
| Montgomery, AL | 6 | $ 1,580,000 | $ 263,333 | $ 317,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,190,000 | $ 198,333 | $ 63,000 |
| St. Petersburg-Clearwater-Largo, FL | 6 | $ 2,400,000 | $ 400,000 | $ 154,000 |
| Warner Robins, GA | 6 | $ 1,650,000 | $ 275,000 | $ 0 |
| Williamsport, PA | 6 | $ 1,050,000 | $ 175,000 | $ 0 |
| Albany, GA | 5 | $ 995,000 | $ 199,000 | $ 77,000 |
| Billings, MT | 5 | $ 1,815,000 | $ 363,000 | $ 101,000 |
| Canton-Massillon, OH | 5 | $ 1,405,000 | $ 281,000 | $ 76,000 |
| Evansville, IN-KY | 5 | $ 1,105,000 | $ 221,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,305,000 | $ 261,000 | $ 0 |
| Fort Smith, AR-OK | 5 | $ 1,145,000 | $ 229,000 | $ 145,000 |
| Hot Springs, AR | 5 | $ 1,365,000 | $ 273,000 | $ 66,000 |
| Las Cruces, NM | 5 | $ 1,675,000 | $ 335,000 | $ 70,000 |
| Lexington Park, MD | 5 | $ 1,995,000 | $ 399,000 | $ 93,000 |
| Macon-Bibb County, GA | 5 | $ 1,475,000 | $ 295,000 | $ 80,000 |
| Pocatello, ID | 5 | $ 1,555,000 | $ 311,000 | $ 76,000 |
| Port St. Lucie, FL | 5 | $ 2,175,000 | $ 435,000 | $ 85,000 |
| Punta Gorda, FL | 5 | $ 1,515,000 | $ 303,000 | $ 54,000 |
| Rocky Mount, NC | 5 | $ 1,485,000 | $ 297,000 | $ 138,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 1,025,000 | $ 205,000 | $ 86,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 2,325,000 | $ 465,000 | $ 137,000 |
| Wichita Falls, TX | 5 | $ 1,275,000 | $ 255,000 | $ 0 |
| Alexandria, LA | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Asheville, NC | 4 | $ 1,580,000 | $ 395,000 | $ 79,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,140,000 | $ 285,000 | $ 66,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,050,000 | $ 262,500 | $ 68,000 |
| Chicago-Naperville, IL | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| Chico, CA | 4 | $ 1,330,000 | $ 332,500 | $ 0 |
| Coeur D'Alene, ID | 4 | $ 1,740,000 | $ 435,000 | $ 92,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,170,000 | $ 292,500 | $ 0 |
| Dothan, AL | 4 | $ 1,070,000 | $ 267,500 | $ 70,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 800,000 | $ 200,000 | $ 93,000 |
| Gainesville, FL | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Great Falls, MT | 4 | $ 1,140,000 | $ 285,000 | $ 134,000 |
| Jonesboro, AR | 4 | $ 850,000 | $ 212,500 | $ 63,000 |
| Lincoln, NE | 4 | $ 1,140,000 | $ 285,000 | $ 43,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,380,000 | $ 345,000 | $ 126,000 |
| Muskegon, MI | 4 | $ 1,060,000 | $ 265,000 | $ 85,000 |
| Niles-Benton Harbor, MI | 4 | $ 890,000 | $ 222,500 | $ 80,000 |
| Pittsburgh, PA | 4 | $ 870,000 | $ 217,500 | $ 56,000 |
| Saginaw, MI | 4 | $ 1,020,000 | $ 255,000 | $ 86,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,990,000 | $ 497,500 | $ 169,000 |
| Tallahassee, FL | 4 | $ 1,100,000 | $ 275,000 | $ 76,000 |
| Tuscaloosa, AL | 4 | $ 1,160,000 | $ 290,000 | $ 143,000 |
| Valdosta, GA | 4 | $ 1,310,000 | $ 327,500 | $ 110,000 |
| Vineland-Bridgeton, NJ | 4 | $ 900,000 | $ 225,000 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 1,145,000 | $ 381,666 | $ 0 |
| Chambersburg-Waynesboro, PA | 3 | $ 1,105,000 | $ 368,333 | $ 150,000 |
| Cleveland, TN | 3 | $ 795,000 | $ 265,000 | $ 103,000 |
| El Centro, CA | 3 | $ 1,035,000 | $ 345,000 | $ 0 |
| Elkhart-Goshen, IN | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Hammond, LA | 3 | $ 765,000 | $ 255,000 | $ 78,000 |
| Hanford-Corcoran, CA | 3 | $ 775,000 | $ 258,333 | $ 121,000 |
| Janesville-Beloit, WI | 3 | $ 575,000 | $ 191,666 | $ 51,000 |
| Kalamazoo-Portage, MI | 3 | $ 755,000 | $ 251,666 | $ 75,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Lafayette-West Lafayette, IN | 3 | $ 865,000 | $ 288,333 | $ 0 |
| Lake Charles, LA | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Lebanon, PA | 3 | $ 815,000 | $ 271,666 | $ 53,000 |
| Lewiston, ID-WA | 3 | $ 795,000 | $ 265,000 | $ 47,000 |
| Madison, WI | 3 | $ 1,045,000 | $ 348,333 | $ 81,000 |
| Mansfield, OH | 3 | $ 705,000 | $ 235,000 | $ 46,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 985,000 | $ 328,333 | $ 69,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 2,185,000 | $ 728,333 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 1,235,000 | $ 411,666 | $ 90,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 665,000 | $ 221,666 | $ 53,000 |
| Reading, PA | 3 | $ 1,205,000 | $ 401,666 | $ 62,000 |
| Redding, CA | 3 | $ 955,000 | $ 318,333 | $ 63,000 |
| Roanoke, VA | 3 | $ 705,000 | $ 235,000 | $ 70,000 |
| San Diego-Carlsbad, CA | 3 | $ 2,135,000 | $ 711,666 | $ 142,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 625,000 | $ 208,333 | $ 40,000 |
| Springfield, OH | 3 | $ 835,000 | $ 278,333 | $ 0 |
| Wausau, WI | 3 | $ 565,000 | $ 188,333 | $ 55,000 |
| York-Hanover, PA | 3 | $ 1,355,000 | $ 451,666 | $ 150,000 |
| Yuma, AZ | 3 | $ 975,000 | $ 325,000 | $ 98,000 |
| Ann Arbor, MI | 2 | $ 620,000 | $ 310,000 | $ 134,000 |
| Bowling Green, KY | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Columbus, IN | 2 | $ 540,000 | $ 270,000 | $ 58,000 |
| Corpus Christi, TX | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Elgin, IL | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Erie, PA | 2 | $ 390,000 | $ 195,000 | $ 125,000 |
| Eugene, OR | 2 | $ 740,000 | $ 370,000 | $ 70,000 |
| Farmington, NM | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Florence, SC | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Gettysburg, PA | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| Grand Junction, CO | 2 | $ 600,000 | $ 300,000 | $ 64,000 |
| Helena, MT | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Homosassa Springs, FL | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Johnson City, TN | 2 | $ 480,000 | $ 240,000 | $ 38,000 |
| Kenosha, WI | 2 | $ 480,000 | $ 240,000 | $ 54,000 |
| Lansing-East Lansing, MI | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Lima, OH | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Longview, TX | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Merced, CA | 2 | $ 1,260,000 | $ 630,000 | $ 131,000 |
| Monroe, MI | 2 | $ 370,000 | $ 185,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 1,420,000 | $ 710,000 | $ 271,000 |
| San Angelo, TX | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Sandusky, OH | 2 | $ 580,000 | $ 290,000 | $ 119,000 |
| Sebring, FL | 2 | $ 790,000 | $ 395,000 | $ 81,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 690,000 | $ 345,000 | $ 56,000 |
| St. Louis, MO-IL | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Victoria, TX | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 520,000 | $ 260,000 | $ 111,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 410,000 | $ 205,000 | $ 34,000 |
| Yuba City, CA | 2 | $ 600,000 | $ 300,000 | $ 58,000 |
| Amarillo, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 1,305,000 | $ 1,305,000 | $ 604,000 |
| Battle Creek, MI | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Bay City, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Carson City, NV | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Decatur, AL | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
| Fort Collins, CO | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Gainesville, GA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Goldsboro, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Greenville, NC | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Harrisonburg, VA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 365,000 | $ 365,000 | $ 53,000 |
| Jackson, TN | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Laredo, TX | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Lawton, OK | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Lubbock, TX | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Medford, OR | 1 | $ 595,000 | $ 595,000 | $ 210,000 |
| Modesto, CA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Monroe, LA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Morristown, TN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Muncie, IN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Odessa, TX | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Paducah, KY-IL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Panama City, FL | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Racine, WI | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Rockford, IL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Rome, GA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Salem, OR | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Salisbury, MD-DE | 1 | $ 295,000 | $ 295,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 565,000 | $ 565,000 | $ 69,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 675,000 | $ 675,000 | $ 87,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Staunton-Waynesboro, VA | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Tacoma-Lakewood, WA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Toledo, OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Waco, TX | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wildwood-The Villages, FL | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Wilmington, DE-MD-NJ | 1 | $ 385,000 | $ 385,000 | $ 146,000 |
| Winchester, VA-WV | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Clearpath Lending in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,477 | $480,805,000 | $325,000 | $1,415,000 | $106,000 | $271,000 |
| Cash-out Refinancing | 819 | $272,945,000 | $333,000 | $1,605,000 | $93,000 | $385,000 |
| Home Purchase | 74 | $26,670,000 | $360,000 | $1,305,000 | $138,000 | $604,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,265 | $403,345,000 | $318,000 | $1,305,000 | $97,000 | $604,000 |
| Black or African American | 817 | $269,755,000 | $330,000 | $1,605,000 | $94,000 | $338,000 |
| Hispanic | 203 | $71,395,000 | $351,000 | $805,000 | $105,000 | $263,000 |
| Asian | 47 | $21,175,000 | $450,000 | $1,255,000 | $140,000 | $385,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $6,780,000 | $423,000 | $845,000 | $88,000 | $129,000 |
| American Indian or Alaskan Native | 13 | $4,575,000 | $351,000 | $555,000 | $78,000 | $145,000 |
| Not Provided | 9 | $3,395,000 | $377,000 | $485,000 | $74,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,265 | $747,405,000 | $329,000 | $1,605,000 | $96,000 | $385,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 105 | $33,015,000 | $314,000 | $1,305,000 | $115,000 | $604,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,540 | $507,690,000 | $329,000 | $1,415,000 | $99,000 | $385,000 |
| Application Withdrawn By Applicant | 475 | $162,645,000 | $342,000 | $1,605,000 | $108,000 | $604,000 |
| Application Denied By Financial Institution | 330 | $101,690,000 | $308,000 | $1,205,000 | $82,000 | $329,000 |
| File Closed For Incompleteness | 25 | $8,395,000 | $335,000 | $745,000 | $86,000 | $151,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,040 | $678,730,000 | $332,000 | $1,605,000 | $101,000 | $604,000 |
| Other | 218 | $66,370,000 | $304,000 | $1,205,000 | $87,000 | $329,000 |
| Credit History | 69 | $19,475,000 | $282,000 | $605,000 | $83,000 | $211,000 |
| Debt-To-Income Ratio | 33 | $12,435,000 | $376,000 | $735,000 | $67,000 | $133,000 |
| Employment History | 6 | $2,010,000 | $335,000 | $495,000 | $59,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,400,000 | $350,000 | $465,000 | $118,000 | $211,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpath Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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