CMG Mortgage, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, CMG Mortgage, Inc. of San Ramon, CA reported 12,250 mortgage applications totaling $3.3 billion, down 37% from 2005. The average application was for $270,453, and applicants reported an average income of $127,539. 53% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Oakland-Fremont-Hayward, CA (1,032), Las Vegas-Paradise, NV (1,030) and San Diego-Carlsbad-San Marcos, CA (1,015) (applications in parentheses).

Mortgage Company & Address CMG Mortgage, Inc.
3160 Crow Canyon Road, Suite 400
San Ramon, CA 94583
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 12,250
Total Mortgage Loan Application Amount $3,313,057,000
Average Mortgage Loan Application Amount $270,453
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $127,539
Highest Applicant Income $5,201,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records CMG Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for CMG Mortgage, Inc. by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland-Fremont-Hayward, CA 1,032 $ 375,296,000 $ 363,658 $ 132,000
Las Vegas-Paradise, NV 1,030 $ 213,217,000 $ 207,006 $ 124,000
San Diego-Carlsbad-San Marcos, CA 1,015 $ 353,573,000 $ 348,347 $ 140,000
Phoenix-Mesa-Scottsdale, AZ 927 $ 173,927,000 $ 187,623 $ 120,000
Los Angeles-Long Beach-Glendale, CA 833 $ 285,527,000 $ 342,769 $ 137,000
Riverside-San Bernardino-Ontario, CA 648 $ 174,620,000 $ 269,475 $ 114,000
San Jose-Sunnyvale-Santa Clara, CA 536 $ 229,281,000 $ 427,763 $ 146,000
Seattle-Bellevue-Everett, WA 452 $ 102,705,000 $ 227,223 $ 116,000
San Francisco-San Mateo-Redwood City, CA 378 $ 172,456,000 $ 456,232 $ 181,000
Santa Ana-Anaheim-Irvine, CA 372 $ 148,194,000 $ 398,370 $ 176,000
Sacramento--Arden-Arcade--Roseville, CA 343 $ 89,563,000 $ 261,116 $ 125,000
Chicago-Naperville-Joliet, IL 312 $ 50,407,000 $ 161,560 $ 99,000
Tacoma, WA 251 $ 46,652,000 $ 185,864 $ 89,000
Tucson, AZ 211 $ 31,848,000 $ 150,938 $ 95,000
Stockton, CA 209 $ 59,851,000 $ 286,368 $ 115,000
Vallejo-Fairfield, CA 184 $ 51,358,000 $ 279,119 $ 108,000
Provo-Orem, UT 140 $ 25,336,000 $ 180,971 $ 95,000
Santa Cruz-Watsonville, CA 133 $ 59,916,000 $ 450,496 $ 181,000
Grand Rapids-Wyoming, MI 116 $ 13,967,000 $ 120,405 $ 70,000
Modesto, CA 98 $ 25,549,000 $ 260,704 $ 131,000
Salt Lake City, UT 94 $ 22,176,000 $ 235,914 $ 112,000
St. Louis, MO-IL 92 $ 12,603,000 $ 136,989 $ 105,913
Portland-Vancouver-Beaverton, OR-WA 89 $ 23,002,000 $ 258,449 $ 136,606
Washington-Arlington-Alexandria, DC-VA-MD-WV 88 $ 24,986,000 $ 283,931 $ 94,193
Salinas, CA 85 $ 38,336,000 $ 451,011 $ 164,000
Santa Rosa-Petaluma, CA 80 $ 27,054,000 $ 338,175 $ 146,000
Honolulu, HI 79 $ 27,826,000 $ 352,227 $ 132,000
Bakersfield, CA 70 $ 13,401,000 $ 191,442 $ 98,000
Fresno, CA 64 $ 12,671,000 $ 197,984 $ 126,000
Gary, IN 61 $ 7,054,000 $ 115,639 $ 69,000
Denver-Aurora, CO 59 $ 10,639,000 $ 180,322 $ 97,000
Oklahoma City, OK 59 $ 6,688,000 $ 113,355 $ 91,000
Oxnard-Thousand Oaks-Ventura, CA 50 $ 18,023,000 $ 360,460 $ 136,000
Baltimore-Towson, MD 49 $ 8,873,000 $ 181,081 $ 89,000
Atlanta-Sandy Springs-Marietta, GA 42 $ 9,860,000 $ 234,761 $ 133,000
Merced, CA 40 $ 9,348,000 $ 233,700 $ 134,000
Flagstaff, AZ 37 $ 5,944,000 $ 160,648 $ 87,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 37 $ 8,813,000 $ 238,189 $ 149,000
Chico, CA 36 $ 8,506,000 $ 236,277 $ 95,000
Milwaukee-Waukesha-West Allis, WI 34 $ 3,779,000 $ 111,147 $ 114,000
Prescott, AZ 34 $ 6,849,000 $ 201,441 $ 141,000
Pocatello, ID 32 $ 2,083,000 $ 65,093 $ 86,000
Reno-Sparks, NV 32 $ 9,282,000 $ 290,062 $ 118,000
Warren-Troy-Farmington Hills, MI 32 $ 9,125,000 $ 285,156 $ 137,000
West Palm Beach-Boca Raton-Boynton Beach, FL 31 $ 8,526,000 $ 275,032 $ 172,000
Boise City-Nampa, ID 29 $ 6,040,000 $ 208,275 $ 226,000
Holland-Grand Haven, MI 29 $ 3,642,000 $ 125,586 $ 75,000
Cape Coral-Fort Myers, FL 28 $ 3,270,000 $ 116,785 $ 95,000
Cleveland-Elyria-Mentor, OH 28 $ 5,204,000 $ 185,857 $ 94,000
Albuquerque, NM 27 $ 4,133,000 $ 153,074 $ 128,000
Muskegon-Norton Shores, MI 27 $ 2,062,000 $ 76,370 $ 78,000
St. George, UT 25 $ 8,634,000 $ 345,360 $ 113,000
Madera, CA 24 $ 5,721,000 $ 238,375 $ 123,000
Orlando-Kissimmee, FL 24 $ 4,520,000 $ 188,333 $ 139,000
Yuma, AZ 24 $ 2,749,000 $ 114,541 $ 76,000
Detroit-Livonia-Dearborn, MI 23 $ 3,273,000 $ 142,304 $ 95,000
Miami-Miami Beach-Kendall, FL 23 $ 5,657,000 $ 245,956 $ 129,000
Toledo, OH 23 $ 2,620,000 $ 113,913 $ 76,000
Kalamazoo-Portage, MI 22 $ 2,282,000 $ 103,727 $ 61,000
Santa Barbara-Santa Maria, CA 22 $ 7,830,000 $ 355,909 $ 108,000
Olympia, WA 21 $ 3,021,000 $ 143,857 $ 63,000
Visalia-Porterville, CA 21 $ 3,898,000 $ 185,619 $ 111,000
Yuba City, CA 21 $ 4,595,000 $ 218,809 $ 99,000
Charlotte-Gastonia-Concord, NC-SC 20 $ 1,218,000 $ 60,900 $ 78,000
Columbia, MO 19 $ 3,723,000 $ 195,947 $ 794,000
Tampa-St. Petersburg-Clearwater, FL 19 $ 4,949,000 $ 260,473 $ 156,000
Bremerton-Silverdale, WA 18 $ 3,237,000 $ 179,833 $ 88,000
Napa, CA 18 $ 7,340,000 $ 407,777 $ 153,000
Medford, OR 17 $ 4,079,000 $ 239,941 $ 97,000
Minneapolis-St. Paul-Bloomington, MN-WI 16 $ 2,936,000 $ 183,500 $ 137,000
Ogden-Clearfield, UT 16 $ 4,313,000 $ 269,562 $ 184,000
Redding, CA 16 $ 2,436,000 $ 152,250 $ 103,000
Jacksonville, FL 15 $ 3,129,000 $ 208,600 $ 90,000
College Station-Bryan, TX 14 $ 1,320,000 $ 94,285 $ 148,000
Hanford-Corcoran, CA 14 $ 1,985,000 $ 141,785 $ 419,000
Austin-Round Rock, TX 13 $ 2,145,000 $ 165,000 $ 221,000
Bellingham, WA 13 $ 2,686,000 $ 206,615 $ 106,000
Bethesda-Gaithersburg-Frederick, MD 12 $ 4,840,000 $ 403,333 $ 81,000
Flint, MI 12 $ 855,000 $ 71,250 $ 63,000
Madison, WI 12 $ 2,470,000 $ 205,833 $ 108,000
Tulsa, OK 12 $ 859,000 $ 71,583 $ 369,000
Boulder, CO 11 $ 3,179,000 $ 289,000 $ 112,000
San Luis Obispo-Paso Robles, CA 11 $ 4,558,000 $ 414,363 $ 153,000
Wenatchee, WA 11 $ 1,649,000 $ 149,909 $ 97,000
Lansing-East Lansing, MI 10 $ 1,025,000 $ 102,500 $ 91,000
Colorado Springs, CO 9 $ 1,252,000 $ 139,111 $ 119,000
Indianapolis-Carmel, IN 9 $ 1,185,000 $ 131,666 $ 106,000
Spokane, WA 9 $ 1,404,000 $ 156,000 $ 77,000
Bend, OR 8 $ 1,441,000 $ 180,125 $ 94,000
Greeley, CO 8 $ 1,363,000 $ 170,375 $ 68,000
Idaho Falls, ID 8 $ 977,000 $ 122,125 $ 87,000
Kansas City, MO-KS 8 $ 669,000 $ 83,625 $ 3,000
Lake County-Kenosha County, IL-WI 8 $ 1,064,000 $ 133,000 $ 81,000
Virginia Beach-Norfolk-Newport News, VA-NC 8 $ 926,000 $ 115,750 $ 70,000
Dallas-Plano-Irving, TX 7 $ 1,167,000 $ 166,714 $ 93,000
Fort Collins-Loveland, CO 7 $ 1,069,000 $ 152,714 $ 78,000
Killeen-Temple-Fort Hood, TX 7 $ 925,000 $ 132,142 $ 165,000
Lawton, OK 7 $ 294,000 $ 42,000 $ 154,000
Houston-Sugar Land-Baytown, TX 6 $ 818,000 $ 136,333 $ 82,000
Macon, GA 6 $ 939,000 $ 156,500 $ 80,000
Akron, OH 5 $ 729,000 $ 145,800 $ 194,000
Carson City, NV 5 $ 837,000 $ 167,400 $ 110,000
El Paso, TX 5 $ 390,000 $ 78,000 $ 131,000
Green Bay, WI 5 $ 641,000 $ 128,200 $ 77,000
Saginaw-Saginaw Township North, MI 5 $ 380,000 $ 76,000 $ 102,000
Yakima, WA 5 $ 797,000 $ 159,400 $ 83,000
Battle Creek, MI 4 $ 348,000 $ 87,000 $ 75,000
Columbus, OH 4 $ 728,000 $ 182,000 $ 84,000
Eugene-Springfield, OR 4 $ 521,000 $ 130,250 $ 61,000
Fayetteville-Springdale-Rogers, AR-MO 4 $ 579,000 $ 144,750 $ 80,000
Jackson, MS 4 $ 320,000 $ 80,000 $ 258,000
Monroe, MI 4 $ 409,000 $ 102,250 $ 158,000
Mount Vernon-Anacortes, WA 4 $ 882,000 $ 220,500 $ 90,000
Raleigh-Cary, NC 4 $ 950,000 $ 237,500 $ 123,000
Salem, OR 4 $ 530,000 $ 132,500 $ 71,000
Ann Arbor, MI 3 $ 118,000 $ 39,333 $ 48,000
Bay City, MI 3 $ 173,000 $ 57,666 $ 79,000
Bloomington-Normal, IL 3 $ 227,000 $ 75,666 $ 78,000
Coeur D'Alene, ID 3 $ 375,000 $ 125,000 $ 76,000
Dayton, OH 3 $ 159,000 $ 53,000 $ 83,000
Des Moines-West Des Moines, IA 3 $ 205,000 $ 68,333 $ 51,000
El Centro, CA 3 $ 479,000 $ 159,666 $ 25,000
Fort Wayne, IN 3 $ 288,000 $ 96,000 $ 108,000
Grand Junction, CO 3 $ 469,000 $ 156,333 $ 86,000
Huntsville, AL 3 $ 480,000 $ 160,000 $ 141,000
Jackson, MI 3 $ 294,000 $ 98,000 $ 93,000
Logan, UT-ID 3 $ 564,000 $ 188,000 $ 75,000
Naples-Marco Island, FL 3 $ 2,149,000 $ 716,333 $ 316,000
Richmond, VA 3 $ 554,000 $ 184,666 $ 127,000
Roanoke, VA 3 $ 375,000 $ 125,000 $ 38,000
Santa Fe, NM 3 $ 963,000 $ 321,000 $ 74,000
Springfield, MO 3 $ 227,000 $ 75,666 $ 73,000
St. Joseph, MO-KS 3 $ 302,000 $ 100,666 $ 43,000
Anchorage, AK 2 $ 187,000 $ 93,500 $ 162,000
Appleton, WI 2 $ 247,000 $ 123,500 $ 102,000
Cincinnati-Middletown, OH-KY-IN 2 $ 276,000 $ 138,000 $ 115,500
Columbia, SC 2 $ 156,000 $ 78,000 $ 186,000
Fort Smith, AR-OK 2 $ 257,000 $ 128,500 $ 180,000
Gainesville, FL 2 $ 228,000 $ 114,000 $ 60,000
Hagerstown-Martinsburg, MD-WV 2 $ 788,000 $ 394,000 $ 234,000
Janesville, WI 2 $ 432,000 $ 216,000 $ 53,000
Kennewick-Richland-Pasco, WA 2 $ 364,000 $ 182,000 $ 158,000
Kingsport-Bristol-Bristol, TN-VA 2 $ 155,000 $ 77,500 $ 46,000
Lakeland, FL 2 $ 140,000 $ 70,000 $ 180,000
Las Cruces, NM 2 $ 475,000 $ 237,500 $ 106,000
Mobile, AL 2 $ 140,000 $ 70,000 $ 57,000
Nashville-Davidson--Murfreesboro, TN 2 $ 291,000 $ 145,500 $ 127,000
Panama City-Lynn Haven, FL 2 $ 1,050,000 $ 525,000 $ 360,000
Sandusky, OH 2 $ 320,000 $ 160,000 $ 94,000
South Bend-Mishawaka, IN-MI 2 $ 234,000 $ 117,000 $ 40,000
Waterloo-Cedar Falls, IA 2 $ 179,000 $ 89,500 $ 126,000
Wilmington, NC 2 $ 340,000 $ 170,000 $ 54,000
Amarillo, TX 1 $ 128,000 $ 128,000 $ 49,000
Ames, IA 1 $ 180,000 $ 180,000 $ 55,000
Asheville, NC 1 $ 315,000 $ 315,000 $ 180,000
Augusta-Richmond County, GA-SC 1 $ 78,000 $ 78,000 $ 100,000
Blacksburg-Christiansburg-Radford, VA 1 $ 117,000 $ 117,000 $ 29,000
Bowling Green, KY 1 $ 175,000 $ 175,000 $ 86,000
Corpus Christi, TX 1 $ 100,000 $ 100,000 $ 89,000
Corvallis, OR 1 $ 312,000 $ 312,000 $ 195,000
Decatur, AL 1 $ 77,000 $ 77,000 $ 54,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 378,000 $ 378,000 $ 108,000
Dover, DE 1 $ 57,000 $ 57,000 $ 54,000
Fayetteville, NC 1 $ 53,000 $ 53,000 $ 396,000
Fort Walton Beach-Crestview-Destin, FL 1 $ 160,000 $ 160,000 $ 86,000
Fort Worth-Arlington, TX 1 $ 120,000 $ 120,000 $ 67,000
Gainesville, GA 1 $ 137,000 $ 137,000 $ 35,000
Knoxville, TN 1 $ 108,000 $ 108,000 $ 52,000
Longview, WA 1 $ 288,000 $ 288,000 $ 108,000
Louisville-Jefferson County, KY-IN 1 $ 110,000 $ 110,000 $ 42,000
Michigan City-La Porte, IN 1 $ 92,000 $ 92,000 $ 104,000
Morristown, TN 1 $ 58,000 $ 58,000 $ 47,000
Muncie, IN 1 $ 300,000 $ 300,000 $ 102,000
Oshkosh-Neenah, WI 1 $ 89,000 $ 89,000 $ 30,000
Palm Bay-Melbourne-Titusville, FL 1 $ 180,000 $ 180,000 $ 49,000
Pascagoula, MS 1 $ 180,000 $ 180,000 $ 94,000
Pensacola-Ferry Pass-Brent, FL 1 $ 957,000 $ 957,000 $ 900,000
Port St. Lucie-Fort Pierce, FL 1 $ 198,000 $ 198,000 $ 439,000
Punta Gorda, FL 1 $ 320,000 $ 320,000 $ 59,000
Rome, GA 1 $ 76,000 $ 76,000 $ 55,000
Salisbury, MD 1 $ 180,000 $ 180,000 $ 100,000
San Antonio, TX 1 $ 120,000 $ 120,000 $ 237,000
Sheboygan, WI 1 $ 122,000 $ 122,000 $ 77,000
Sumter, SC 1 $ 187,000 $ 187,000 $ 107,000
Warner Robins, GA 1 $ 172,000 $ 172,000 $ 66,000
Youngstown-Warren-Boardman, OH-PA 1 $ 330,000 $ 330,000 $ 0

Mortgage Loan Application Detail Totals for CMG Mortgage, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,605 $1,954,664,000 $295,000 $4,000,000 $128,000 $5,201,000
Home Purchase 5,645 $1,358,393,000 $240,000 $2,517,000 $127,000 $2,400,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,717 $1,758,077,000 $261,000 $3,520,000 $131,000 $5,201,000
Hispanic 1,827 $467,042,000 $255,000 $4,000,000 $110,000 $4,279,000
Not Provided 1,594 $489,052,000 $306,000 $2,000,000 $135,000 $1,612,000
Asian 1,251 $396,235,000 $316,000 $2,400,000 $133,000 $950,000
Black or African American 682 $152,845,000 $224,000 $1,470,000 $109,000 $900,000
Native Hawaiian or Other Pacific Islander 140 $40,395,000 $288,000 $1,600,000 $125,000 $420,000
American Indian or Alaskan Native 37 $9,202,000 $248,000 $820,000 $106,000 $256,000
Not applicable 2 $209,000 $104,000 $172,000 $113,000 $122,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,250 $3,313,057,000 $270,000 $4,000,000 $127,000 $5,201,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,455 $1,699,316,000 $263,000 $2,500,000 $119,000 $5,201,000
Application Approved But Not Accepted 3,152 $890,791,000 $282,000 $2,290,000 $128,000 $2,400,000
File Closed For Incompleteness 1,238 $359,688,000 $290,000 $4,000,000 $156,000 $4,279,000
Application Denied By Financial Institution 1,224 $316,259,000 $258,000 $3,520,000 $135,000 $1,500,000
Application Withdrawn By Applicant 181 $47,003,000 $259,000 $2,800,000 $161,000 $1,604,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 519 $136,786,000 $263,000 $1,600,000 $134,000 $835,000
Other 260 $60,964,000 $234,000 $3,520,000 $151,000 $1,500,000
Debt-To-Income Ratio 151 $39,071,000 $258,000 $2,400,000 $118,000 $525,000
Collateral 92 $25,099,000 $272,000 $1,440,000 $156,000 $799,000
Employment History 40 $11,985,000 $299,000 $940,000 $131,000 $346,000
Unverifiable Information 39 $9,714,000 $249,000 $880,000 $130,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,511,000 $215,000 $546,000 $71,000 $186,000
Credit Application Incomplete 4 $601,000 $150,000 $334,000 $100,000 $135,000
Mortgage Insurance Denied 1 $12,000 $12,000 $12,000 $95,000 $95,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into CMG Mortgage, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess CMG Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List