Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Commerce Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,612 |
| Total Mortgage Loan Application Amount | $1,331,950,000 |
| Average Mortgage Loan Application Amount | $172,000 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $116,500 |
| Highest Applicant Income | $4,854,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,111 | $ 153,305,000 | $ 137,000 | $ 145,000 |
| Jackson County Missouri | 1,041 | $ 126,635,000 | $ 121,000 | $ 121,000 |
| Johnson County Kansas | 891 | $ 146,825,000 | $ 164,000 | $ 191,000 |
| St. Charles County Missouri | 502 | $ 50,740,000 | $ 101,000 | $ 128,000 |
| Greene County Missouri | 332 | $ 36,030,000 | $ 108,000 | $ 111,000 |
| Clay County Missouri | 328 | $ 37,840,000 | $ 115,000 | $ 129,000 |
| Jefferson County Missouri | 313 | $ 24,825,000 | $ 79,000 | $ 97,000 |
| St. Louis City County Missouri | 262 | $ 26,510,000 | $ 101,000 | $ 103,000 |
| Cass County Missouri | 250 | $ 28,070,000 | $ 112,000 | $ 122,000 |
| Sedgwick County Kansas | 230 | $ 26,230,000 | $ 114,000 | $ 125,000 |
| Buchanan County Missouri | 164 | $ 16,510,000 | $ 100,000 | $ 129,000 |
| Boone County Missouri | 141 | $ 19,635,000 | $ 139,000 | $ 139,000 |
| Wyandotte County Kansas | 130 | $ 11,600,000 | $ 89,000 | $ 81,000 |
| Platte County Missouri | 115 | $ 22,315,000 | $ 194,000 | $ 169,000 |
| St. Clair County Illinois | 105 | $ 6,805,000 | $ 64,000 | $ 87,000 |
| Denver County Colorado | 98 | $ 59,200,000 | $ 604,000 | $ 333,000 |
| Christian County Missouri | 95 | $ 12,005,000 | $ 126,000 | $ 131,000 |
| Peoria County Illinois | 93 | $ 8,245,000 | $ 88,000 | $ 127,000 |
| Douglas County Kansas | 89 | $ 10,025,000 | $ 112,000 | $ 133,000 |
| McLean County Illinois | 86 | $ 5,630,000 | $ 65,000 | $ 98,000 |
| Leavenworth County Kansas | 79 | $ 9,435,000 | $ 119,000 | $ 98,000 |
| Jasper County Missouri | 77 | $ 8,515,000 | $ 110,000 | $ 143,000 |
| Cape Girardeau County Missouri | 69 | $ 7,065,000 | $ 102,000 | $ 104,000 |
| Douglas County Colorado | 58 | $ 27,530,000 | $ 474,000 | $ 272,000 |
| Butler County Kansas | 58 | $ 14,360,000 | $ 247,000 | $ 212,000 |
| Randolph County Missouri | 52 | $ 4,250,000 | $ 81,000 | $ 68,000 |
| Jefferson County Colorado | 50 | $ 25,550,000 | $ 511,000 | $ 257,000 |
| Crawford County Kansas | 49 | $ 5,125,000 | $ 104,000 | $ 101,000 |
| Madison County Illinois | 46 | $ 3,510,000 | $ 76,000 | $ 86,000 |
| Tazewell County Illinois | 45 | $ 2,505,000 | $ 55,000 | $ 88,000 |
| Arapahoe County Colorado | 42 | $ 19,650,000 | $ 467,000 | $ 232,000 |
| Reno County Kansas | 40 | $ 3,280,000 | $ 82,000 | $ 87,000 |
| Franklin County Missouri | 40 | $ 4,430,000 | $ 110,000 | $ 102,000 |
| Lincoln County Missouri | 40 | $ 3,470,000 | $ 86,000 | $ 102,000 |
| Laclede County Missouri | 35 | $ 3,525,000 | $ 100,000 | $ 184,000 |
| Stone County Missouri | 35 | $ 8,855,000 | $ 253,000 | $ 199,000 |
| Moniteau County Missouri | 34 | $ 3,170,000 | $ 93,000 | $ 73,000 |
| Tulsa County Oklahoma | 33 | $ 8,075,000 | $ 244,000 | $ 201,000 |
| Cherokee County Kansas | 29 | $ 1,865,000 | $ 64,000 | $ 80,000 |
| Polk County Missouri | 29 | $ 2,505,000 | $ 86,000 | $ 123,000 |
| Taney County Missouri | 29 | $ 3,705,000 | $ 127,000 | $ 107,000 |
| Riley County Kansas | 28 | $ 5,060,000 | $ 180,000 | $ 171,000 |
| Warren County Missouri | 28 | $ 4,730,000 | $ 168,000 | $ 176,000 |
| Barry County Missouri | 26 | $ 2,580,000 | $ 99,000 | $ 83,000 |
| Woodford County Illinois | 25 | $ 1,255,000 | $ 50,000 | $ 71,000 |
| Monroe County Illinois | 24 | $ 2,560,000 | $ 106,000 | $ 119,000 |
| Finney County Kansas | 24 | $ 3,340,000 | $ 139,000 | $ 118,000 |
| Audrain County Missouri | 24 | $ 2,190,000 | $ 91,000 | $ 108,000 |
| Marion County Missouri | 24 | $ 3,700,000 | $ 154,000 | $ 96,000 |
| Newton County Missouri | 23 | $ 2,855,000 | $ 124,000 | $ 81,000 |
| Andrew County Missouri | 21 | $ 2,975,000 | $ 141,000 | $ 103,000 |
| Camden County Missouri | 21 | $ 4,075,000 | $ 194,000 | $ 271,000 |
| St. Francois County Missouri | 21 | $ 2,375,000 | $ 113,000 | $ 100,000 |
| Harris County Texas | 21 | $ 4,655,000 | $ 221,000 | $ 121,000 |
| Miami County Kansas | 20 | $ 2,660,000 | $ 133,000 | $ 143,000 |
| Callaway County Missouri | 18 | $ 2,440,000 | $ 135,000 | $ 90,000 |
| Ellis County Kansas | 17 | $ 2,175,000 | $ 127,000 | $ 132,000 |
| Adams County Colorado | 15 | $ 5,755,000 | $ 383,000 | $ 166,000 |
| Butler County Missouri | 15 | $ 1,095,000 | $ 73,000 | $ 320,000 |
| Cedar County Missouri | 15 | $ 1,255,000 | $ 83,000 | $ 77,000 |
| Lawrence County Missouri | 15 | $ 1,735,000 | $ 115,000 | $ 76,000 |
| Cook County Illinois | 14 | $ 3,350,000 | $ 239,000 | $ 267,000 |
| Clinton County Missouri | 14 | $ 1,490,000 | $ 106,000 | $ 113,000 |
| Johnson County Missouri | 13 | $ 1,945,000 | $ 149,000 | $ 184,000 |
| Oklahoma County Oklahoma | 13 | $ 2,475,000 | $ 190,000 | $ 242,000 |
| Shawnee County Kansas | 12 | $ 1,180,000 | $ 98,000 | $ 82,000 |
| Collier County Florida | 11 | $ 20,505,000 | $ 1,864,000 | $ 1,923,000 |
| Cole County Missouri | 11 | $ 935,000 | $ 85,000 | $ 108,000 |
| Ste. Genevieve County Missouri | 11 | $ 855,000 | $ 77,000 | $ 94,000 |
| Bates County Missouri | 10 | $ 490,000 | $ 49,000 | $ 87,000 |
| Cooper County Missouri | 10 | $ 1,640,000 | $ 164,000 | $ 113,000 |
| Monroe County Missouri | 10 | $ 1,040,000 | $ 104,000 | $ 114,000 |
| Morgan County Missouri | 10 | $ 1,760,000 | $ 176,000 | $ 117,000 |
| Larimer County Colorado | 9 | $ 4,515,000 | $ 501,000 | $ 277,000 |
| Summit County Colorado | 9 | $ 6,715,000 | $ 746,000 | $ 539,000 |
| Sumner County Kansas | 9 | $ 445,000 | $ 49,000 | $ 56,000 |
| Washington County Missouri | 9 | $ 665,000 | $ 73,000 | $ 76,000 |
| Webster County Missouri | 9 | $ 945,000 | $ 105,000 | $ 72,000 |
| Travis County Texas | 9 | $ 7,695,000 | $ 855,000 | $ 299,000 |
| Boulder County Colorado | 8 | $ 6,110,000 | $ 763,000 | $ 362,000 |
| DuPage County Illinois | 8 | $ 1,860,000 | $ 232,000 | $ 264,000 |
| Cowley County Kansas | 8 | $ 350,000 | $ 43,000 | $ 59,000 |
| Harvey County Kansas | 8 | $ 1,160,000 | $ 145,000 | $ 113,000 |
| Linn County Kansas | 8 | $ 830,000 | $ 103,000 | $ 68,000 |
| Broomfield County Colorado | 7 | $ 3,835,000 | $ 547,000 | $ 163,000 |
| Eagle County Colorado | 7 | $ 7,405,000 | $ 1,057,000 | $ 539,000 |
| El Paso County Colorado | 7 | $ 2,025,000 | $ 289,000 | $ 151,000 |
| Ford County Kansas | 7 | $ 1,035,000 | $ 147,000 | $ 172,000 |
| Saline County Kansas | 7 | $ 1,195,000 | $ 170,000 | $ 125,000 |
| Scott County Missouri | 7 | $ 655,000 | $ 93,000 | $ 76,000 |
| Maricopa County Arizona | 6 | $ 2,950,000 | $ 491,000 | $ 194,000 |
| Lee County Florida | 6 | $ 2,620,000 | $ 436,000 | $ 428,000 |
| Champaign County Illinois | 6 | $ 430,000 | $ 71,000 | $ 141,000 |
| Jefferson County Kansas | 6 | $ 950,000 | $ 158,000 | $ 111,000 |
| Dallas County Missouri | 6 | $ 490,000 | $ 81,000 | $ 49,000 |
| Lafayette County Missouri | 6 | $ 490,000 | $ 81,000 | $ 78,000 |
| Ralls County Missouri | 6 | $ 650,000 | $ 108,000 | $ 73,000 |
| Stoddard County Missouri | 6 | $ 450,000 | $ 75,000 | $ 57,000 |
| Benton County Arkansas | 5 | $ 3,085,000 | $ 617,000 | $ 321,000 |
| Weld County Colorado | 5 | $ 1,585,000 | $ 317,000 | $ 198,000 |
| Adams County Illinois | 5 | $ 625,000 | $ 125,000 | $ 78,000 |
| Kane County Illinois | 5 | $ 1,485,000 | $ 297,000 | $ 212,000 |
| Macoupin County Illinois | 5 | $ 565,000 | $ 113,000 | $ 85,000 |
| Pottawatomie County Kansas | 5 | $ 975,000 | $ 195,000 | $ 129,000 |
| Benton County Missouri | 5 | $ 465,000 | $ 93,000 | $ 80,000 |
| Dade County Missouri | 5 | $ 615,000 | $ 123,000 | $ 98,000 |
| Hickory County Missouri | 5 | $ 495,000 | $ 99,000 | $ 84,000 |
| Ray County Missouri | 5 | $ 565,000 | $ 113,000 | $ 239,000 |
| Wright County Missouri | 5 | $ 435,000 | $ 87,000 | $ 85,000 |
| Delaware County Oklahoma | 5 | $ 1,255,000 | $ 251,000 | $ 189,000 |
| Pima County Arizona | 4 | $ 2,930,000 | $ 732,000 | $ 166,000 |
| San Diego County California | 4 | $ 4,240,000 | $ 1,060,000 | $ 434,000 |
| Lake County Illinois | 4 | $ 1,690,000 | $ 422,000 | $ 308,000 |
| Marshall County Illinois | 4 | $ 90,000 | $ 22,000 | $ 80,000 |
| McHenry County Illinois | 4 | $ 550,000 | $ 137,000 | $ 158,000 |
| Atchison County Kansas | 4 | $ 420,000 | $ 105,000 | $ 102,000 |
| Barton County Kansas | 4 | $ 450,000 | $ 112,000 | $ 73,000 |
| Franklin County Kansas | 4 | $ 640,000 | $ 160,000 | $ 88,000 |
| Chariton County Missouri | 4 | $ 420,000 | $ 105,000 | $ 98,000 |
| Crawford County Missouri | 4 | $ 460,000 | $ 115,000 | $ 65,000 |
| Daviess County Missouri | 4 | $ 1,080,000 | $ 270,000 | $ 161,000 |
| Miller County Missouri | 4 | $ 230,000 | $ 57,000 | $ 43,000 |
| Montgomery County Missouri | 4 | $ 280,000 | $ 70,000 | $ 69,000 |
| Phelps County Missouri | 4 | $ 900,000 | $ 225,000 | $ 148,000 |
| Pike County Missouri | 4 | $ 220,000 | $ 55,000 | $ 72,000 |
| Pulaski County Missouri | 4 | $ 240,000 | $ 60,000 | $ 115,000 |
| Canadian County Oklahoma | 4 | $ 540,000 | $ 135,000 | $ 60,000 |
| Shelby County Tennessee | 4 | $ 2,070,000 | $ 517,000 | $ 383,000 |
| Williamson County Tennessee | 4 | $ 3,370,000 | $ 842,000 | $ 255,000 |
| Williamson County Texas | 4 | $ 2,520,000 | $ 630,000 | $ 279,000 |
| Anchorage County Alaska | 3 | $ 885,000 | $ 295,000 | $ 195,000 |
| Clear Creek County Colorado | 3 | $ 1,275,000 | $ 425,000 | $ 181,000 |
| Elbert County Colorado | 3 | $ 1,625,000 | $ 541,000 | $ 280,000 |
| Grand County Colorado | 3 | $ 1,425,000 | $ 475,000 | $ 283,000 |
| Gunnison County Colorado | 3 | $ 3,155,000 | $ 1,051,000 | $ 706,000 |
| Orange County Florida | 3 | $ 3,765,000 | $ 1,255,000 | $ 383,000 |
| Ada County Idaho | 3 | $ 1,165,000 | $ 388,000 | $ 174,000 |
| Franklin County Illinois | 3 | $ 385,000 | $ 128,000 | $ 64,000 |
| Greene County Illinois | 3 | $ 155,000 | $ 51,000 | $ 91,000 |
| Knox County Illinois | 3 | $ 95,000 | $ 31,000 | $ 47,000 |
| Livingston County Illinois | 3 | $ 305,000 | $ 101,000 | $ 32,000 |
| Mason County Illinois | 3 | $ 215,000 | $ 71,000 | $ 85,000 |
| Harper County Kansas | 3 | $ 245,000 | $ 81,000 | $ 42,000 |
| McPherson County Kansas | 3 | $ 175,000 | $ 58,000 | $ 157,000 |
| Osage County Kansas | 3 | $ 385,000 | $ 128,000 | $ 258,000 |
| Scott County Kansas | 3 | $ 405,000 | $ 135,000 | $ 66,000 |
| Lafayette County Mississippi | 3 | $ 1,325,000 | $ 441,000 | $ 361,000 |
| Macon County Missouri | 3 | $ 185,000 | $ 61,000 | $ 89,000 |
| Perry County Missouri | 3 | $ 65,000 | $ 21,000 | $ 64,000 |
| St. Clair County Missouri | 3 | $ 335,000 | $ 111,000 | $ 33,000 |
| Hamilton County Tennessee | 3 | $ 2,665,000 | $ 888,000 | $ 369,000 |
| Tarrant County Texas | 3 | $ 2,035,000 | $ 678,000 | $ 224,000 |
| Loudoun County Virginia | 3 | $ 2,965,000 | $ 988,000 | $ 281,000 |
| Gilpin County Colorado | 2 | $ 1,320,000 | $ 660,000 | $ 253,000 |
| Routt County Colorado | 2 | $ 2,910,000 | $ 1,455,000 | $ 1,000,000 |
| Teller County Colorado | 2 | $ 850,000 | $ 425,000 | $ 79,000 |
| Charlotte County Florida | 2 | $ 1,290,000 | $ 645,000 | $ 186,000 |
| Monroe County Florida | 2 | $ 1,290,000 | $ 645,000 | $ 558,000 |
| Palm Beach County Florida | 2 | $ 1,210,000 | $ 605,000 | $ 507,000 |
| Pasco County Florida | 2 | $ 330,000 | $ 165,000 | $ 229,000 |
| Sarasota County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 286,000 |
| Volusia County Florida | 2 | $ 620,000 | $ 310,000 | $ 88,000 |
| Walton County Florida | 2 | $ 5,780,000 | $ 2,890,000 | $ 1,284,000 |
| Chatham County Georgia | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Fayette County Georgia | 2 | $ 850,000 | $ 425,000 | $ 122,000 |
| Jackson County Illinois | 2 | $ 390,000 | $ 195,000 | $ 128,000 |
| Logan County Illinois | 2 | $ 50,000 | $ 25,000 | $ 125,000 |
| Will County Illinois | 2 | $ 590,000 | $ 295,000 | $ 234,000 |
| Williamson County Illinois | 2 | $ 10,000 | $ 5,000 | $ 94,000 |
| Winnebago County Illinois | 2 | $ 100,000 | $ 50,000 | $ 166,000 |
| Marion County Indiana | 2 | $ 1,050,000 | $ 525,000 | $ 349,000 |
| Allen County Kansas | 2 | $ 40,000 | $ 20,000 | $ 43,000 |
| Clay County Kansas | 2 | $ 230,000 | $ 115,000 | $ 197,000 |
| Dickinson County Kansas | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Geary County Kansas | 2 | $ 480,000 | $ 240,000 | $ 126,000 |
| Haskell County Kansas | 2 | $ 220,000 | $ 110,000 | $ 54,000 |
| Lyon County Kansas | 2 | $ 310,000 | $ 155,000 | $ 142,000 |
| Marion County Kansas | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Seward County Kansas | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Wabaunsee County Kansas | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Orleans County Louisiana | 2 | $ 1,210,000 | $ 605,000 | $ 213,000 |
| Suffolk County Massachusetts | 2 | $ 2,760,000 | $ 1,380,000 | $ 2,996,000 |
| Mason County Michigan | 2 | $ 1,190,000 | $ 595,000 | $ 367,000 |
| St. Clair County Michigan | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Hennepin County Minnesota | 2 | $ 800,000 | $ 400,000 | $ 11,000 |
| Harrison County Mississippi | 2 | $ 710,000 | $ 355,000 | $ 156,000 |
| Caldwell County Missouri | 2 | $ 200,000 | $ 100,000 | $ 110,000 |
| Carroll County Missouri | 2 | $ 60,000 | $ 30,000 | $ 94,000 |
| DeKalb County Missouri | 2 | $ 240,000 | $ 120,000 | $ 140,000 |
| Dent County Missouri | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Gasconade County Missouri | 2 | $ 30,000 | $ 15,000 | $ 50,000 |
| Harrison County Missouri | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Henry County Missouri | 2 | $ 260,000 | $ 130,000 | $ 81,000 |
| Howell County Missouri | 2 | $ 60,000 | $ 30,000 | $ 80,000 |
| Oregon County Missouri | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Osage County Missouri | 2 | $ 230,000 | $ 115,000 | $ 149,000 |
| Pettis County Missouri | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Saline County Missouri | 2 | $ 30,000 | $ 15,000 | $ 77,000 |
| Vernon County Missouri | 2 | $ 520,000 | $ 260,000 | $ 72,000 |
| Wayne County Missouri | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Clark County Nevada | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| Carroll County New Hampshire | 2 | $ 310,000 | $ 155,000 | $ 242,000 |
| Craig County Oklahoma | 2 | $ 570,000 | $ 285,000 | $ 138,000 |
| McClain County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 104,000 |
| Okmulgee County Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
| Pennington County South Dakota | 2 | $ 990,000 | $ 495,000 | $ 750,000 |
| Bexar County Texas | 2 | $ 850,000 | $ 425,000 | $ 161,000 |
| Collin County Texas | 2 | $ 1,280,000 | $ 640,000 | $ 343,000 |
| Comal County Texas | 2 | $ 780,000 | $ 390,000 | $ 153,000 |
| Fort Bend County Texas | 2 | $ 850,000 | $ 425,000 | $ 349,000 |
| McLennan County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 174,000 |
| Summit County Utah | 2 | $ 2,550,000 | $ 1,275,000 | $ 862,000 |
| Wasatch County Utah | 2 | $ 7,210,000 | $ 3,605,000 | $ 3,110,000 |
| Alexandria County Virginia | 2 | $ 1,480,000 | $ 740,000 | $ 612,000 |
| Bedford County Virginia | 2 | $ 1,430,000 | $ 715,000 | $ 267,000 |
| Chesterfield County Virginia | 2 | $ 1,850,000 | $ 925,000 | $ 912,000 |
| Prince William County Virginia | 2 | $ 1,350,000 | $ 675,000 | $ 178,000 |
| Baldwin County Alabama | 1 | $ 605,000 | $ 605,000 | $ 194,000 |
| Jefferson County Alabama | 1 | $ 1,375,000 | $ 1,375,000 | $ 565,000 |
| Cochise County Arizona | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Pinal County Arizona | 1 | $ 435,000 | $ 435,000 | $ 379,000 |
| Yuma County Arizona | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Boone County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 350,000 |
| Polk County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Sebastian County Arkansas | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Washington County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| White County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Alameda County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Riverside County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 277,000 |
| Delta County Colorado | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Fremont County Colorado | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| La Plata County Colorado | 1 | $ 105,000 | $ 105,000 | $ 264,000 |
| Lake County Colorado | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Montrose County Colorado | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Morgan County Colorado | 1 | $ 905,000 | $ 905,000 | $ 1,760,000 |
| Otero County Colorado | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Pueblo County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 786,000 |
| New Haven County Connecticut | 1 | $ 675,000 | $ 675,000 | $ 270,000 |
| Alachua County Florida | 1 | $ 335,000 | $ 335,000 | $ 243,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 312,000 |
| Brevard County Florida | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 368,000 |
| Marion County Florida | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 17,000 |
| Fulton County Georgia | 1 | $ 385,000 | $ 385,000 | $ 284,000 |
| Gilmer County Georgia | 1 | $ 335,000 | $ 335,000 | $ 187,000 |
| Rabun County Georgia | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Honolulu County Hawaii | 1 | $ 205,000 | $ 205,000 | $ 518,000 |
| Alexander County Illinois | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Bond County Illinois | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Boone County Illinois | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Christian County Illinois | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Clay County Illinois | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Clinton County Illinois | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Crawford County Illinois | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Douglas County Illinois | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Fayette County Illinois | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Ford County Illinois | 1 | $ 45,000 | $ 45,000 | $ 156,000 |
| Fulton County Illinois | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Iroquois County Illinois | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Jefferson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 148,000 |
| LaSalle County Illinois | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Marion County Illinois | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Montgomery County Illinois | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Perry County Illinois | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Piatt County Illinois | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Saline County Illinois | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Sangamon County Illinois | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Washington County Illinois | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| White County Illinois | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Morgan County Indiana | 1 | $ 375,000 | $ 375,000 | $ 115,000 |
| Putnam County Indiana | 1 | $ 435,000 | $ 435,000 | $ 118,000 |
| Ripley County Indiana | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Tippecanoe County Indiana | 1 | $ 765,000 | $ 765,000 | $ 600,000 |
| Johnson County Iowa | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Scott County Iowa | 1 | $ 715,000 | $ 715,000 | $ 216,000 |
| Story County Iowa | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Anderson County Kansas | 1 | $ 375,000 | $ 375,000 | $ 250,000 |
| Bourbon County Kansas | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Brown County Kansas | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Cloud County Kansas | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Coffey County Kansas | 1 | $ 45,000 | $ 45,000 | $ 161,000 |
| Doniphan County Kansas | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Ellsworth County Kansas | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Grant County Kansas | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Gray County Kansas | 1 | $ 45,000 | $ 45,000 | $ 232,000 |
| Greeley County Kansas | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Kearny County Kansas | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| Kiowa County Kansas | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Pawnee County Kansas | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Pratt County Kansas | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Rice County Kansas | 1 | $ 125,000 | $ 125,000 | $ 159,000 |
| Russell County Kansas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Stafford County Kansas | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Stanton County Kansas | 1 | $ 75,000 | $ 75,000 | $ 531,000 |
| Wallace County Kansas | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Woodson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Jefferson County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Jefferson County Louisiana | 1 | $ 955,000 | $ 955,000 | $ 594,000 |
| Middlesex County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 327,000 |
| Norfolk County Massachusetts | 1 | $ 1,135,000 | $ 1,135,000 | $ 344,000 |
| Carver County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Washington County Minnesota | 1 | $ 905,000 | $ 905,000 | $ 213,000 |
| Rankin County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Barton County Missouri | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Carter County Missouri | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Clark County Missouri | 1 | $ 225,000 | $ 225,000 | $ 373,000 |
| Douglas County Missouri | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Gentry County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Grundy County Missouri | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Holt County Missouri | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Howard County Missouri | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Iron County Missouri | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Linn County Missouri | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Madison County Missouri | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Maries County Missouri | 1 | $ 35,000 | $ 35,000 | $ 11,000 |
| Mercer County Missouri | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Nodaway County Missouri | 1 | $ 35,000 | $ 35,000 | $ 119,000 |
| Ripley County Missouri | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| Shannon County Missouri | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Texas County Missouri | 1 | $ 125,000 | $ 125,000 | $ 12,000 |
| Gallatin County Montana | 1 | $ 655,000 | $ 655,000 | $ 505,000 |
| Lewis and Clark County Montana | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Lancaster County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 301,000 |
| Lincoln County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 287,000 |
| Pawnee County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 207,000 |
| Rockingham County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Morris County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 190,000 |
| Colfax County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 218,000 |
| Albany County New York | 1 | $ 285,000 | $ 285,000 | $ 278,000 |
| Columbia County New York | 1 | $ 605,000 | $ 605,000 | $ 200,000 |
| Nassau County New York | 1 | $ 845,000 | $ 845,000 | $ 258,000 |
| Rockland County New York | 1 | $ 565,000 | $ 565,000 | $ 808,000 |
| Westchester County New York | 1 | $ 15,000 | $ 15,000 | $ 177,000 |
| Davidson County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Davie County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Durham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 523,000 |
| Iredell County North Carolina | 1 | $ 3,405,000 | $ 3,405,000 | $ 1,340,000 |
| Onslow County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 1,536,000 |
| Orange County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Geauga County Ohio | 1 | $ 405,000 | $ 405,000 | $ 366,000 |
| Hamilton County Ohio | 1 | $ 725,000 | $ 725,000 | $ 450,000 |
| Lake County Ohio | 1 | $ 625,000 | $ 625,000 | $ 218,000 |
| Ottawa County Ohio | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Cleveland County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 218,000 |
| Comanche County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Creek County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 224,000 |
| Grant County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Jackson County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Logan County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 590,000 |
| Muskogee County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 11,000 |
| Nowata County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Ottawa County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Pawnee County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Pottawatomie County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Wagoner County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Washington County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Washita County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Delaware County Pennsylvania | 1 | $ 755,000 | $ 755,000 | $ 624,000 |
| Montgomery County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 389,000 |
| Northumberland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Pike County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 426,000 |
| Charleston County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 267,000 |
| Horry County South Carolina | 1 | $ 865,000 | $ 865,000 | $ 303,000 |
| Richland County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Sully County South Dakota | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Davidson County Tennessee | 1 | $ 1,485,000 | $ 1,485,000 | $ 580,000 |
| Marion County Tennessee | 1 | $ 805,000 | $ 805,000 | $ 227,000 |
| Sumner County Tennessee | 1 | $ 885,000 | $ 885,000 | $ 390,000 |
| Union County Tennessee | 1 | $ 945,000 | $ 945,000 | $ 245,000 |
| Wilson County Tennessee | 1 | $ 845,000 | $ 845,000 | $ 1,775,000 |
| Brewster County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Dallas County Texas | 1 | $ 2,915,000 | $ 2,915,000 | $ 1,614,000 |
| El Paso County Texas | 1 | $ 455,000 | $ 455,000 | $ 194,000 |
| Ellis County Texas | 1 | $ 375,000 | $ 375,000 | $ 91,000 |
| Grayson County Texas | 1 | $ 205,000 | $ 205,000 | $ 205,000 |
| Harrison County Texas | 1 | $ 75,000 | $ 75,000 | $ 194,000 |
| Hood County Texas | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Kendall County Texas | 1 | $ 515,000 | $ 515,000 | $ 250,000 |
| Montague County Texas | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Taylor County Texas | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Davis County Utah | 1 | $ 845,000 | $ 845,000 | $ 137,000 |
| Salt Lake County Utah | 1 | $ 1,225,000 | $ 1,225,000 | $ 324,000 |
| Arlington County Virginia | 1 | $ 1,885,000 | $ 1,885,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 2,165,000 | $ 2,165,000 | $ 776,000 |
| Fauquier County Virginia | 1 | $ 1,235,000 | $ 1,235,000 | $ 344,000 |
| Wise County Virginia | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| Albany County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Campbell County Wyoming | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,694 | $184,590,000 | $68,000 | $1,505,000 | $122,000 | $2,197,000 |
| Other Purpose | 2,190 | $184,360,000 | $84,000 | $1,755,000 | $130,000 | $3,341,000 |
| Home Purchase | 2,074 | $722,210,000 | $348,000 | $6,005,000 | $195,000 | $4,854,000 |
| Refinancing | 1,440 | $193,200,000 | $134,000 | $3,005,000 | $138,000 | $3,432,000 |
| Cash-out Refinancing | 211 | $47,065,000 | $223,000 | $2,805,000 | $114,000 | $1,100,000 |
| Not Applicable | 3 | $525,000 | $175,000 | $245,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,748 | $997,370,000 | $147,000 | $4,875,000 | $146,000 | $4,529,000 |
| Black or African American | 609 | $55,305,000 | $90,000 | $985,000 | $82,000 | $1,179,000 |
| Not Provided | 534 | $148,710,000 | $278,000 | $6,005,000 | $204,000 | $4,854,000 |
| Hispanic | 333 | $42,245,000 | $126,000 | $1,005,000 | $102,000 | $776,000 |
| Asian | 137 | $32,955,000 | $240,000 | $3,005,000 | $163,000 | $750,000 |
| Not applicable | 105 | $31,595,000 | $300,000 | $2,045,000 | $0 | $0 |
| American Indian or Alaskan Native | 72 | $9,360,000 | $130,000 | $1,505,000 | $110,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $465,000 | $66,000 | $235,000 | $107,000 | $202,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,365 | $1,289,765,000 | $154,000 | $6,005,000 | $146,000 | $4,854,000 |
| FHA-insured (Federal Housing Administration) | 215 | $35,435,000 | $164,000 | $475,000 | $72,000 | $750,000 |
| VA-guaranteed (Veterans Administration) | 23 | $5,555,000 | $241,000 | $465,000 | $89,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,195,000 | $132,000 | $195,000 | $61,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,379 | $799,965,000 | $182,000 | $6,005,000 | $168,000 | $4,854,000 |
| Application Denied By Financial Institution | 2,515 | $224,075,000 | $89,000 | $3,005,000 | $96,000 | $3,432,000 |
| Application Withdrawn By Applicant | 1,007 | $209,575,000 | $208,000 | $4,875,000 | $162,000 | $3,960,000 |
| File Closed For Incompleteness | 630 | $86,580,000 | $137,000 | $1,845,000 | $143,000 | $1,950,000 |
| Application Approved But Not Accepted | 78 | $11,230,000 | $143,000 | $1,425,000 | $126,000 | $500,000 |
| Loan Purchased By The Institution | 3 | $525,000 | $175,000 | $245,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,097 | $1,107,875,000 | $181,000 | $6,005,000 | $164,000 | $4,854,000 |
| Debt-To-Income Ratio | 1,395 | $136,245,000 | $97,000 | $3,005,000 | $72,000 | $600,000 |
| Other | 520 | $38,910,000 | $74,000 | $2,125,000 | $127,000 | $2,912,000 |
| Credit History | 344 | $16,960,000 | $49,000 | $715,000 | $98,000 | $3,432,000 |
| Collateral | 204 | $24,380,000 | $119,000 | $1,205,000 | $168,000 | $3,341,000 |
| Unverifiable Information | 23 | $5,225,000 | $227,000 | $2,165,000 | $101,000 | $776,000 |
| Credit Application Incomplete | 17 | $1,045,000 | $61,000 | $105,000 | $104,000 | $250,000 |
| Employment History | 11 | $955,000 | $86,000 | $285,000 | $82,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $355,000 | $355,000 | $355,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.