Credit Union Mortgage Associat Mortgage Lending & HMDA Data, 2025

In 2025, Credit Union Mortgage Associat of Fairfax, VA reported 2,522 mortgage applications totaling $953.7 million, up 33% from 2024. The average application was for $378,144, and applicants reported an average income of $250,682. 55% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (240), Baltimore-Columbia-Towson, MD (189) and Washington, DC-MD (148) (applications in parentheses).

Mortgage Company & Address Credit Union Mortgage Associat
10800 Main Street
Fairfax, VA 22030
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 2,522
Total Mortgage Loan Application Amount $953,680,000
Average Mortgage Loan Application Amount $378,144
Highest Mortgage Loan Application Amount $1,775,000
Average Applicant Income $250,682
Highest Applicant Income $8,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Union Mortgage Associat filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Union Mortgage Associat by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax, Virginia 83 $ 48,615,000 $ 585,722 $ 362,000
Montgomery, Maryland 74 $ 39,290,000 $ 530,945 $ 237,000
Prince George's, Maryland 71 $ 23,585,000 $ 332,183 $ 158,000
District of Columbia, District Of Columbia 62 $ 31,670,000 $ 510,806 $ 204,000
Cook, Illinois 58 $ 20,020,000 $ 345,172 $ 177,000
Cumberland, North Carolina 56 $ 14,280,000 $ 255,000 $ 135,000
Baltimore, Maryland 54 $ 19,270,000 $ 356,851 $ 170,000
Howard, Maryland 42 $ 23,520,000 $ 560,000 $ 286,000
Bradford, Pennsylvania 40 $ 7,890,000 $ 197,250 $ 103,000
Henrico, Virginia 38 $ 10,850,000 $ 285,526 $ 113,000
Loudoun, Virginia 38 $ 24,870,000 $ 654,473 $ 240,000
Moore, North Carolina 36 $ 12,810,000 $ 355,833 $ 163,000
Arlington, Virginia 36 $ 22,960,000 $ 637,777 $ 251,000
Monroe, New York 35 $ 5,585,000 $ 159,571 $ 123,000
Baltimore City, Maryland 34 $ 10,150,000 $ 298,529 $ 171,000
Broward, Florida 33 $ 10,395,000 $ 315,000 $ 286,000
Wake, North Carolina 31 $ 13,965,000 $ 450,483 $ 163,000
Palm Beach, Florida 30 $ 8,010,000 $ 267,000 $ 288,000
Mecklenburg, North Carolina 30 $ 14,450,000 $ 481,666 $ 228,000
Jefferson, Kentucky 26 $ 5,520,000 $ 212,307 $ 141,000
Alexandria, Virginia 26 $ 14,970,000 $ 575,769 $ 260,000
Greenville, South Carolina 24 $ 7,670,000 $ 319,583 $ 149,000
Anne Arundel, Maryland 23 $ 10,135,000 $ 440,652 $ 173,000
Forsyth, North Carolina 21 $ 6,335,000 $ 301,666 $ 133,000
Guilford, North Carolina 21 $ 6,855,000 $ 326,428 $ 241,000
Frederick, Maryland 19 $ 8,735,000 $ 459,736 $ 317,000
Anderson, South Carolina 19 $ 4,135,000 $ 217,631 $ 108,000
Prince William, Virginia 19 $ 6,475,000 $ 340,789 $ 175,000
Richmond City, Virginia 18 $ 3,790,000 $ 210,555 $ 82,000
Los Angeles, California 17 $ 14,905,000 $ 876,764 $ 749,000
Carroll, Maryland 17 $ 6,655,000 $ 391,470 $ 263,000
DuPage, Illinois 16 $ 5,500,000 $ 343,750 $ 432,000
Charles, Maryland 15 $ 6,205,000 $ 413,666 $ 149,000
Bergen, New Jersey 15 $ 9,345,000 $ 623,000 $ 247,000
Harford, Maryland 14 $ 5,660,000 $ 404,285 $ 989,000
Middlesex, Massachusetts 14 $ 9,950,000 $ 710,714 $ 445,000
York, South Carolina 14 $ 6,020,000 $ 430,000 $ 192,000
Sussex, Delaware 13 $ 4,375,000 $ 336,538 $ 208,000
Maricopa, Arizona 12 $ 6,970,000 $ 580,833 $ 179,000
Allegany, Maryland 12 $ 2,100,000 $ 175,000 $ 106,000
Rockland, New York 12 $ 4,540,000 $ 378,333 $ 329,000
Chesterfield, Virginia 12 $ 3,840,000 $ 320,000 $ 323,000
Alamance, North Carolina 11 $ 2,735,000 $ 248,636 $ 95,000
Brunswick, North Carolina 11 $ 3,945,000 $ 358,636 $ 216,000
Johnston, North Carolina 11 $ 2,895,000 $ 263,181 $ 110,000
Pitt, North Carolina 11 $ 2,105,000 $ 191,363 $ 93,000
Lehigh, Pennsylvania 11 $ 3,745,000 $ 340,454 $ 177,000
Monroe, Pennsylvania 11 $ 1,945,000 $ 176,818 $ 91,000
Harris, Texas 11 $ 3,995,000 $ 363,181 $ 250,000
Davidson, North Carolina 10 $ 2,770,000 $ 277,000 $ 120,000
Gaston, North Carolina 10 $ 2,220,000 $ 222,000 $ 116,000
Allegheny, Pennsylvania 10 $ 2,630,000 $ 263,000 $ 164,000
Warren, Virginia 10 $ 3,090,000 $ 309,000 $ 112,000
King, Washington 10 $ 6,510,000 $ 651,000 $ 272,000
Lee, Mississippi 9 $ 2,825,000 $ 313,888 $ 118,000
Hudson, New Jersey 9 $ 4,795,000 $ 532,777 $ 811,000
York, Pennsylvania 9 $ 2,835,000 $ 315,000 $ 145,000
Spartanburg, South Carolina 9 $ 2,085,000 $ 231,666 $ 102,000
Sacramento, California 8 $ 4,030,000 $ 503,750 $ 233,000
San Diego, California 8 $ 5,930,000 $ 741,250 $ 222,000
Will, Illinois 8 $ 3,140,000 $ 392,500 $ 142,000
St. Louis, Missouri 8 $ 1,960,000 $ 245,000 $ 178,000
Tioga, New York 8 $ 1,500,000 $ 187,500 $ 97,000
Cabarrus, North Carolina 8 $ 2,730,000 $ 341,250 $ 354,000
Iredell, North Carolina 8 $ 2,970,000 $ 371,250 $ 143,000
Pickens, South Carolina 8 $ 1,740,000 $ 217,500 $ 56,000
King George, Virginia 8 $ 2,040,000 $ 255,000 $ 167,000
Petersburg, Virginia 8 $ 1,410,000 $ 176,250 $ 77,000
Monongalia, West Virginia 8 $ 1,860,000 $ 232,500 $ 98,000
Kankakee, Illinois 7 $ 1,725,000 $ 246,428 $ 113,000
Chemung, New York 7 $ 1,765,000 $ 252,142 $ 659,000
Harnett, North Carolina 7 $ 1,785,000 $ 255,000 $ 136,000
Hoke, North Carolina 7 $ 2,035,000 $ 290,714 $ 124,000
Beaufort, South Carolina 7 $ 2,675,000 $ 382,142 $ 218,000
Virginia Beach, Virginia 7 $ 2,455,000 $ 350,714 $ 169,000
San Francisco, California 6 $ 4,730,000 $ 788,333 $ 773,000
Western Connecticut Planning Region, Connecticut 6 $ 1,880,000 $ 313,333 $ 185,000
Leon, Florida 6 $ 870,000 $ 145,000 $ 88,000
Calvert, Maryland 6 $ 2,470,000 $ 411,666 $ 147,000
Caldwell, North Carolina 6 $ 1,180,000 $ 196,666 $ 154,000
Craven, North Carolina 6 $ 1,300,000 $ 216,666 $ 95,000
Henderson, North Carolina 6 $ 2,140,000 $ 356,666 $ 158,000
Montgomery, Ohio 6 $ 960,000 $ 160,000 $ 84,000
Charleston, South Carolina 6 $ 2,710,000 $ 451,666 $ 1,128,000
Frederick, Virginia 6 $ 2,160,000 $ 360,000 $ 150,000
Stafford, Virginia 6 $ 1,830,000 $ 305,000 $ 136,000
Jefferson, West Virginia 6 $ 1,530,000 $ 255,000 $ 118,000
Orange, California 5 $ 5,805,000 $ 1,161,000 $ 305,000
Denver, Colorado 5 $ 3,715,000 $ 743,000 $ 2,201,000
Miami-Dade, Florida 5 $ 2,075,000 $ 415,000 $ 143,000
St. Lucie, Florida 5 $ 1,925,000 $ 385,000 $ 183,000
Kane, Illinois 5 $ 1,815,000 $ 363,000 $ 137,000
Bullitt, Kentucky 5 $ 1,415,000 $ 283,000 $ 151,000
Queen Anne's, Maryland 5 $ 2,175,000 $ 435,000 $ 557,000
Essex, New Jersey 5 $ 3,295,000 $ 659,000 $ 240,000
Monmouth, New Jersey 5 $ 2,835,000 $ 567,000 $ 184,000
Queens, New York 5 $ 3,085,000 $ 617,000 $ 321,000
Buncombe, North Carolina 5 $ 1,385,000 $ 277,000 $ 113,000
Catawba, North Carolina 5 $ 945,000 $ 189,000 $ 110,000
Lincoln, North Carolina 5 $ 1,485,000 $ 297,000 $ 90,000
Stanly, North Carolina 5 $ 1,165,000 $ 233,000 $ 81,000
Union, North Carolina 5 $ 2,275,000 $ 455,000 $ 493,000
Washington, Oregon 5 $ 3,605,000 $ 721,000 $ 267,000
Cumberland, Pennsylvania 5 $ 1,385,000 $ 277,000 $ 135,000
Knox, Tennessee 5 $ 1,395,000 $ 279,000 $ 141,000
Hanover, Virginia 5 $ 1,315,000 $ 263,000 $ 621,000
Spotsylvania, Virginia 5 $ 1,575,000 $ 315,000 $ 125,000
Alameda, California 4 $ 3,500,000 $ 875,000 $ 1,075,000
San Mateo, California 4 $ 3,100,000 $ 775,000 $ 1,625,000
South Central Connecticut Planning Region, Connecticut 4 $ 990,000 $ 247,500 $ 141,000
New Castle, Delaware 4 $ 1,600,000 $ 400,000 $ 112,000
Fulton, Georgia 4 $ 1,640,000 $ 410,000 $ 438,000
Paulding, Georgia 4 $ 2,050,000 $ 512,500 $ 222,000
Ada, Idaho 4 $ 2,550,000 $ 637,500 $ 243,000
Cumberland, Maine 4 $ 1,430,000 $ 357,500 $ 224,000
Somerset, New Jersey 4 $ 2,760,000 $ 690,000 $ 253,000
Bernalillo, New Mexico 4 $ 1,420,000 $ 355,000 $ 110,000
Chautauqua, New York 4 $ 850,000 $ 212,500 $ 160,000
Erie, New York 4 $ 880,000 $ 220,000 $ 348,000
Kings, New York 4 $ 1,760,000 $ 440,000 $ 339,000
Orange, New York 4 $ 1,910,000 $ 477,500 $ 189,000
Burke, North Carolina 4 $ 610,000 $ 152,500 $ 80,000
Chatham, North Carolina 4 $ 1,630,000 $ 407,500 $ 151,000
Dare, North Carolina 4 $ 1,420,000 $ 355,000 $ 420,000
Durham, North Carolina 4 $ 1,720,000 $ 430,000 $ 179,000
Hertford, North Carolina 4 $ 660,000 $ 165,000 $ 72,000
Nash, North Carolina 4 $ 1,280,000 $ 320,000 $ 119,000
Cuyahoga, Ohio 4 $ 1,430,000 $ 357,500 $ 167,000
Hardin, Ohio 4 $ 810,000 $ 202,500 $ 86,000
Warren, Ohio 4 $ 1,990,000 $ 497,500 $ 186,000
Chester, Pennsylvania 4 $ 1,680,000 $ 420,000 $ 236,000
Lancaster, Pennsylvania 4 $ 1,170,000 $ 292,500 $ 565,000
Northampton, Pennsylvania 4 $ 1,160,000 $ 290,000 $ 709,000
Horry, South Carolina 4 $ 830,000 $ 207,500 $ 133,000
Fairfax City, Virginia 4 $ 2,610,000 $ 652,500 $ 225,000
Berkeley, West Virginia 4 $ 1,050,000 $ 262,500 $ 118,000
Pima, Arizona 3 $ 545,000 $ 181,666 $ 136,000
Jefferson, Colorado 3 $ 1,465,000 $ 488,333 $ 1,416,000
Larimer, Colorado 3 $ 1,775,000 $ 591,666 $ 207,000
Escambia, Florida 3 $ 775,000 $ 258,333 $ 106,000
Lee, Florida 3 $ 895,000 $ 298,333 $ 119,000
Orange, Florida 3 $ 1,235,000 $ 411,666 $ 228,000
Santa Rosa, Florida 3 $ 1,025,000 $ 341,666 $ 224,000
Sarasota, Florida 3 $ 1,195,000 $ 398,333 $ 223,000
Chatham, Georgia 3 $ 1,285,000 $ 428,333 $ 137,000
DeKalb, Georgia 3 $ 1,065,000 $ 355,000 $ 154,000
Gwinnett, Georgia 3 $ 1,025,000 $ 341,666 $ 162,000
Lake, Illinois 3 $ 855,000 $ 285,000 $ 116,000
Clark, Indiana 3 $ 705,000 $ 235,000 $ 116,000
Lake, Indiana 3 $ 735,000 $ 245,000 $ 106,000
Johnson, Kansas 3 $ 755,000 $ 251,666 $ 2,379,000
Franklin, Kentucky 3 $ 595,000 $ 198,333 $ 115,000
Logan, Kentucky 3 $ 765,000 $ 255,000 $ 91,000
Oldham, Kentucky 3 $ 435,000 $ 145,000 $ 71,000
Orleans, Louisiana 3 $ 775,000 $ 258,333 $ 138,000
St. Tammany, Louisiana 3 $ 755,000 $ 251,666 $ 87,000
Garrett, Maryland 3 $ 1,715,000 $ 571,666 $ 228,000
Talbot, Maryland 3 $ 1,555,000 $ 518,333 $ 1,938,000
Washington, Maryland 3 $ 1,015,000 $ 338,333 $ 80,000
Norfolk, Massachusetts 3 $ 1,935,000 $ 645,000 $ 297,000
Oakland, Michigan 3 $ 1,385,000 $ 461,666 $ 243,000
St. Louis City, Missouri 3 $ 935,000 $ 311,666 $ 162,000
Morris, New Jersey 3 $ 1,935,000 $ 645,000 $ 1,404,000
Niagara, New York 3 $ 555,000 $ 185,000 $ 78,000
Duplin, North Carolina 3 $ 645,000 $ 215,000 $ 108,000
Edgecombe, North Carolina 3 $ 595,000 $ 198,333 $ 66,000
Haywood, North Carolina 3 $ 675,000 $ 225,000 $ 83,000
Jackson, North Carolina 3 $ 865,000 $ 288,333 $ 109,000
Lee, North Carolina 3 $ 865,000 $ 288,333 $ 158,000
McDowell, North Carolina 3 $ 645,000 $ 215,000 $ 78,000
New Hanover, North Carolina 3 $ 1,425,000 $ 475,000 $ 160,000
Randolph, North Carolina 3 $ 1,205,000 $ 401,666 $ 154,000
Richmond, North Carolina 3 $ 455,000 $ 151,666 $ 56,000
Rockingham, North Carolina 3 $ 515,000 $ 171,666 $ 68,000
Rutherford, North Carolina 3 $ 505,000 $ 168,333 $ 618,000
Sampson, North Carolina 3 $ 565,000 $ 188,333 $ 77,000
Wilkes, North Carolina 3 $ 475,000 $ 158,333 $ 748,000
Wilson, North Carolina 3 $ 335,000 $ 111,666 $ 58,000
Hamilton, Ohio 3 $ 635,000 $ 211,666 $ 132,000
Summit, Ohio 3 $ 705,000 $ 235,000 $ 439,000
Adams, Pennsylvania 3 $ 985,000 $ 328,333 $ 177,000
Delaware, Pennsylvania 3 $ 845,000 $ 281,666 $ 241,000
Philadelphia, Pennsylvania 3 $ 1,295,000 $ 431,666 $ 315,000
Pike, Pennsylvania 3 $ 365,000 $ 121,666 $ 104,000
Tioga, Pennsylvania 3 $ 685,000 $ 228,333 $ 80,000
Abbeville, South Carolina 3 $ 345,000 $ 115,000 $ 86,000
Lancaster, South Carolina 3 $ 1,135,000 $ 378,333 $ 136,000
Sevier, Tennessee 3 $ 725,000 $ 241,666 $ 101,000
Fort Bend, Texas 3 $ 1,055,000 $ 351,666 $ 212,000
Montgomery, Texas 3 $ 775,000 $ 258,333 $ 115,000
Salt Lake, Utah 3 $ 2,285,000 $ 761,666 $ 427,000
Chesapeake, Virginia 3 $ 755,000 $ 251,666 $ 328,000
Falls Church, Virginia 3 $ 1,545,000 $ 515,000 $ 253,000
Hampton, Virginia 3 $ 685,000 $ 228,333 $ 59,000
Hopewell, Virginia 3 $ 635,000 $ 211,666 $ 74,000
Louisa, Virginia 3 $ 1,005,000 $ 335,000 $ 173,000
Roanoke City, Virginia 3 $ 675,000 $ 225,000 $ 115,000
Baldwin, Alabama 2 $ 420,000 $ 210,000 $ 417,000
Madison, Alabama 2 $ 730,000 $ 365,000 $ 142,000
Yavapai, Arizona 2 $ 1,810,000 $ 905,000 $ 381,000
Benton, Arkansas 2 $ 690,000 $ 345,000 $ 779,000
Contra Costa, California 2 $ 1,410,000 $ 705,000 $ 223,000
Fresno, California 2 $ 830,000 $ 415,000 $ 160,000
Kern, California 2 $ 310,000 $ 155,000 $ 95,000
Marin, California 2 $ 2,600,000 $ 1,300,000 $ 765,000
Placer, California 2 $ 1,060,000 $ 530,000 $ 2,108,000
Riverside, California 2 $ 610,000 $ 305,000 $ 532,000
Santa Clara, California 2 $ 1,920,000 $ 960,000 $ 372,000
Ventura, California 2 $ 1,020,000 $ 510,000 $ 129,000
Boulder, Colorado 2 $ 1,880,000 $ 940,000 $ 538,000
El Paso, Colorado 2 $ 1,030,000 $ 515,000 $ 1,553,000
Greater Bridgeport Planning Region, Connecticut 2 $ 1,520,000 $ 760,000 $ 3,339,000
Naugatuck Valley Planning Region, Connecticut 2 $ 830,000 $ 415,000 $ 142,000
Bay, Florida 2 $ 660,000 $ 330,000 $ 326,000
Duval, Florida 2 $ 660,000 $ 330,000 $ 183,000
Lake, Florida 2 $ 830,000 $ 415,000 $ 86,000
Manatee, Florida 2 $ 930,000 $ 465,000 $ 738,000
Marion, Florida 2 $ 340,000 $ 170,000 $ 40,000
Martin, Florida 2 $ 860,000 $ 430,000 $ 117,000
Osceola, Florida 2 $ 900,000 $ 450,000 $ 355,000
Pasco, Florida 2 $ 900,000 $ 450,000 $ 155,000
Sumter, Florida 2 $ 500,000 $ 250,000 $ 80,000
Volusia, Florida 2 $ 530,000 $ 265,000 $ 201,000
Wakulla, Florida 2 $ 220,000 $ 110,000 $ 234,000
Clayton, Georgia 2 $ 550,000 $ 275,000 $ 137,000
Cobb, Georgia 2 $ 1,520,000 $ 760,000 $ 255,000
Fayette, Georgia 2 $ 580,000 $ 290,000 $ 145,000
DeKalb, Illinois 2 $ 250,000 $ 125,000 $ 2,066,000
Madison, Illinois 2 $ 420,000 $ 210,000 $ 905,000
McHenry, Illinois 2 $ 530,000 $ 265,000 $ 106,000
Harrison, Indiana 2 $ 430,000 $ 215,000 $ 130,000
Crawford, Kansas 2 $ 290,000 $ 145,000 $ 65,000
Muhlenberg, Kentucky 2 $ 510,000 $ 255,000 $ 113,000
Warren, Kentucky 2 $ 880,000 $ 440,000 $ 134,000
Ascension, Louisiana 2 $ 770,000 $ 385,000 $ 194,000
St. Charles, Louisiana 2 $ 790,000 $ 395,000 $ 163,000
Dorchester, Maryland 2 $ 410,000 $ 205,000 $ 935,000
St. Mary's, Maryland 2 $ 800,000 $ 400,000 $ 151,000
Worcester, Maryland 2 $ 920,000 $ 460,000 $ 275,000
Suffolk, Massachusetts 2 $ 1,670,000 $ 835,000 $ 389,000
Worcester, Massachusetts 2 $ 620,000 $ 310,000 $ 186,000
Genesee, Michigan 2 $ 560,000 $ 280,000 $ 122,000
Kent, Michigan 2 $ 680,000 $ 340,000 $ 102,000
Macomb, Michigan 2 $ 500,000 $ 250,000 $ 166,000
Hennepin, Minnesota 2 $ 1,490,000 $ 745,000 $ 3,459,000
Adams, Mississippi 2 $ 210,000 $ 105,000 $ 94,000
Lafayette, Mississippi 2 $ 440,000 $ 220,000 $ 2,639,000
Platte, Missouri 2 $ 380,000 $ 190,000 $ 77,000
Lewis and Clark, Montana 2 $ 600,000 $ 300,000 $ 143,000
Missoula, Montana 2 $ 710,000 $ 355,000 $ 133,000
Cheshire, New Hampshire 2 $ 550,000 $ 275,000 $ 116,000
Mercer, New Jersey 2 $ 1,700,000 $ 850,000 $ 362,000
Middlesex, New Jersey 2 $ 1,230,000 $ 615,000 $ 227,000
Ocean, New Jersey 2 $ 990,000 $ 495,000 $ 199,000
Livingston, New York 2 $ 440,000 $ 220,000 $ 124,000
Nassau, New York 2 $ 1,330,000 $ 665,000 $ 291,000
Richmond, New York 2 $ 810,000 $ 405,000 $ 771,000
Steuben, New York 2 $ 720,000 $ 360,000 $ 160,000
Suffolk, New York 2 $ 910,000 $ 455,000 $ 156,000
Cleveland, North Carolina 2 $ 570,000 $ 285,000 $ 1,293,000
Currituck, North Carolina 2 $ 820,000 $ 410,000 $ 232,000
Davie, North Carolina 2 $ 230,000 $ 115,000 $ 77,000
Franklin, North Carolina 2 $ 200,000 $ 100,000 $ 40,000
Lenoir, North Carolina 2 $ 300,000 $ 150,000 $ 126,000
Montgomery, North Carolina 2 $ 1,160,000 $ 580,000 $ 102,000
Person, North Carolina 2 $ 520,000 $ 260,000 $ 105,000
Robeson, North Carolina 2 $ 450,000 $ 225,000 $ 105,000
Rowan, North Carolina 2 $ 850,000 $ 425,000 $ 236,000
Watauga, North Carolina 2 $ 640,000 $ 320,000 $ 353,000
Franklin, Ohio 2 $ 690,000 $ 345,000 $ 1,279,000
Oklahoma, Oklahoma 2 $ 920,000 $ 460,000 $ 1,363,000
Deschutes, Oregon 2 $ 1,030,000 $ 515,000 $ 159,000
Marion, Oregon 2 $ 650,000 $ 325,000 $ 149,000
Beaver, Pennsylvania 2 $ 500,000 $ 250,000 $ 92,000
Bedford, Pennsylvania 2 $ 300,000 $ 150,000 $ 159,000
Dauphin, Pennsylvania 2 $ 680,000 $ 340,000 $ 138,000
Montgomery, Pennsylvania 2 $ 1,150,000 $ 575,000 $ 249,000
Schuylkill, Pennsylvania 2 $ 290,000 $ 145,000 $ 86,000
Wayne, Pennsylvania 2 $ 560,000 $ 280,000 $ 124,000
Berkeley, South Carolina 2 $ 850,000 $ 425,000 $ 186,000
Darlington, South Carolina 2 $ 430,000 $ 215,000 $ 188,000
Laurens, South Carolina 2 $ 200,000 $ 100,000 $ 74,000
Oconee, South Carolina 2 $ 730,000 $ 365,000 $ 145,000
Richland, South Carolina 2 $ 290,000 $ 145,000 $ 127,000
Bexar, Texas 2 $ 370,000 $ 185,000 $ 48,000
Tarrant, Texas 2 $ 910,000 $ 455,000 $ 174,000
Bedford, Virginia 2 $ 640,000 $ 320,000 $ 91,000
Fauquier, Virginia 2 $ 810,000 $ 405,000 $ 189,000
Halifax, Virginia 2 $ 380,000 $ 190,000 $ 178,000
Newport News, Virginia 2 $ 280,000 $ 140,000 $ 69,000
Northumberland, Virginia 2 $ 1,180,000 $ 590,000 $ 333,000
Rockbridge, Virginia 2 $ 860,000 $ 430,000 $ 208,000
Shenandoah, Virginia 2 $ 850,000 $ 425,000 $ 265,000
Westmoreland, Virginia 2 $ 450,000 $ 225,000 $ 144,000
Clark, Washington 2 $ 530,000 $ 265,000 $ 106,000
Snohomish, Washington 2 $ 1,090,000 $ 545,000 $ 191,000
Mineral, West Virginia 2 $ 530,000 $ 265,000 $ 73,000
Preston, West Virginia 2 $ 260,000 $ 130,000 $ 110,000
Taylor, West Virginia 2 $ 360,000 $ 180,000 $ 105,000
Dane, Wisconsin 2 $ 1,040,000 $ 520,000 $ 210,000
Lincoln, Wyoming 2 $ 470,000 $ 235,000 $ 160,000
Natrona, Wyoming 2 $ 200,000 $ 100,000 $ 338,000
Jefferson, Alabama 1 $ 325,000 $ 325,000 $ 117,000
Russell, Alabama 1 $ 65,000 $ 65,000 $ 62,000
Tuscaloosa, Alabama 1 $ 195,000 $ 195,000 $ 126,000
Copper River, Alaska 1 $ 145,000 $ 145,000 $ 105,000
Yuma, Arizona 1 $ 535,000 $ 535,000 $ 150,000
Garland, Arkansas 1 $ 105,000 $ 105,000 $ 65,000
Pulaski, Arkansas 1 $ 195,000 $ 195,000 $ 32,000
Butte, California 1 $ 75,000 $ 75,000 $ 62,000
Shasta, California 1 $ 405,000 $ 405,000 $ 156,000
Solano, California 1 $ 775,000 $ 775,000 $ 1,482,000
Yolo, California 1 $ 805,000 $ 805,000 $ 468,000
Adams, Colorado 1 $ 645,000 $ 645,000 $ 301,000
Delta, Colorado 1 $ 275,000 $ 275,000 $ 1,000
La Plata, Colorado 1 $ 505,000 $ 505,000 $ 146,000
Mesa, Colorado 1 $ 805,000 $ 805,000 $ 302,000
Montezuma, Colorado 1 $ 215,000 $ 215,000 $ 178,000
Capitol Planning Region, Connecticut 1 $ 145,000 $ 145,000 $ 35,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 345,000 $ 345,000 $ 132,000
Kent, Delaware 1 $ 315,000 $ 315,000 $ 86,000
Brevard, Florida 1 $ 995,000 $ 995,000 $ 300,000
Citrus, Florida 1 $ 95,000 $ 95,000 $ 104,000
Collier, Florida 1 $ 305,000 $ 305,000 $ 307,000
Flagler, Florida 1 $ 295,000 $ 295,000 $ 107,000
Hernando, Florida 1 $ 805,000 $ 805,000 $ 180,000
Hillsborough, Florida 1 $ 635,000 $ 635,000 $ 375,000
Indian River, Florida 1 $ 495,000 $ 495,000 $ 122,000
Pinellas, Florida 1 $ 445,000 $ 445,000 $ 128,000
Polk, Florida 1 $ 455,000 $ 455,000 $ 125,000
Seminole, Florida 1 $ 495,000 $ 495,000 $ 1,680,000
St. Johns, Florida 1 $ 765,000 $ 765,000 $ 378,000
Walton, Florida 1 $ 495,000 $ 495,000 $ 118,000
Barrow, Georgia 1 $ 405,000 $ 405,000 $ 160,000
Cherokee, Georgia 1 $ 705,000 $ 705,000 $ 339,000
Clarke, Georgia 1 $ 255,000 $ 255,000 $ 75,000
Decatur, Georgia 1 $ 355,000 $ 355,000 $ 183,000
Douglas, Georgia 1 $ 255,000 $ 255,000 $ 50,000
Fannin, Georgia 1 $ 235,000 $ 235,000 $ 115,000
Floyd, Georgia 1 $ 315,000 $ 315,000 $ 113,000
Forsyth, Georgia 1 $ 475,000 $ 475,000 $ 147,000
Franklin, Georgia 1 $ 275,000 $ 275,000 $ 99,000
Henry, Georgia 1 $ 545,000 $ 545,000 $ 180,000
Liberty, Georgia 1 $ 135,000 $ 135,000 $ 100,000
Muscogee, Georgia 1 $ 315,000 $ 315,000 $ 110,000
Oconee, Georgia 1 $ 545,000 $ 545,000 $ 175,000
Rockdale, Georgia 1 $ 305,000 $ 305,000 $ 147,000
Adams, Illinois 1 $ 235,000 $ 235,000 $ 380,000
Iroquois, Illinois 1 $ 165,000 $ 165,000 $ 90,000
Kendall, Illinois 1 $ 295,000 $ 295,000 $ 85,000
Lee, Illinois 1 $ 285,000 $ 285,000 $ 1,800,000
McLean, Illinois 1 $ 85,000 $ 85,000 $ 87,000
Peoria, Illinois 1 $ 105,000 $ 105,000 $ 106,000
Perry, Illinois 1 $ 95,000 $ 95,000 $ 115,000
Boone, Indiana 1 $ 495,000 $ 495,000 $ 203,000
Monroe, Indiana 1 $ 185,000 $ 185,000 $ 247,000
Morgan, Indiana 1 $ 65,000 $ 65,000 $ 47,000
Shelby, Indiana 1 $ 635,000 $ 635,000 $ 380,000
Vigo, Indiana 1 $ 95,000 $ 95,000 $ 170,000
Clinton, Iowa 1 $ 75,000 $ 75,000 $ 67,000
Polk, Iowa 1 $ 175,000 $ 175,000 $ 12,000
Scott, Iowa 1 $ 115,000 $ 115,000 $ 77,000
Douglas, Kansas 1 $ 205,000 $ 205,000 $ 115,000
Leavenworth, Kansas 1 $ 535,000 $ 535,000 $ 201,000
Adair, Kentucky 1 $ 135,000 $ 135,000 $ 33,000
Barren, Kentucky 1 $ 445,000 $ 445,000 $ 237,000
Boone, Kentucky 1 $ 335,000 $ 335,000 $ 132,000
Calloway, Kentucky 1 $ 225,000 $ 225,000 $ 76,000
Campbell, Kentucky 1 $ 415,000 $ 415,000 $ 96,000
Casey, Kentucky 1 $ 405,000 $ 405,000 $ 145,000
Grayson, Kentucky 1 $ 405,000 $ 405,000 $ 91,000
Greenup, Kentucky 1 $ 105,000 $ 105,000 $ 86,000
Meade, Kentucky 1 $ 345,000 $ 345,000 $ 156,000
Shelby, Kentucky 1 $ 305,000 $ 305,000 $ 141,000
Simpson, Kentucky 1 $ 245,000 $ 245,000 $ 145,000
Spencer, Kentucky 1 $ 405,000 $ 405,000 $ 1,320,000
Assumption, Louisiana 1 $ 175,000 $ 175,000 $ 72,000
Bossier, Louisiana 1 $ 265,000 $ 265,000 $ 69,000
Caddo, Louisiana 1 $ 345,000 $ 345,000 $ 139,000
East Baton Rouge, Louisiana 1 $ 455,000 $ 455,000 $ 156,000
Livingston, Louisiana 1 $ 655,000 $ 655,000 $ 239,000
York, Maine 1 $ 225,000 $ 225,000 $ 504,000
Kent, Maryland 1 $ 325,000 $ 325,000 $ 154,000
Barnstable, Massachusetts 1 $ 565,000 $ 565,000 $ 360,000
Bristol, Massachusetts 1 $ 985,000 $ 985,000 $ 2,768,000
Essex, Massachusetts 1 $ 735,000 $ 735,000 $ 169,000
Hampden, Massachusetts 1 $ 385,000 $ 385,000 $ 3,826,000
Plymouth, Massachusetts 1 $ 705,000 $ 705,000 $ 437,000
Emmet, Michigan 1 $ 315,000 $ 315,000 $ 296,000
Gladwin, Michigan 1 $ 155,000 $ 155,000 $ 65,000
Midland, Michigan 1 $ 145,000 $ 145,000 $ 102,000
Chisago, Minnesota 1 $ 465,000 $ 465,000 $ 163,000
Dakota, Minnesota 1 $ 615,000 $ 615,000 $ 130,000
Marshall, Minnesota 1 $ 95,000 $ 95,000 $ 133,000
Otter Tail, Minnesota 1 $ 95,000 $ 95,000 $ 65,000
Rock, Minnesota 1 $ 315,000 $ 315,000 $ 239,000
Jasper, Mississippi 1 $ 75,000 $ 75,000 $ 18,000
Monroe, Mississippi 1 $ 85,000 $ 85,000 $ 91,000
Pearl River, Mississippi 1 $ 225,000 $ 225,000 $ 54,000
Pike, Mississippi 1 $ 115,000 $ 115,000 $ 52,000
Pontotoc, Mississippi 1 $ 75,000 $ 75,000 $ 45,000
Henry, Missouri 1 $ 385,000 $ 385,000 $ 236,000
Jackson, Missouri 1 $ 325,000 $ 325,000 $ 162,000
Jasper, Missouri 1 $ 165,000 $ 165,000 $ 65,000
Lincoln, Missouri 1 $ 305,000 $ 305,000 $ 72,000
St. Clair, Missouri 1 $ 415,000 $ 415,000 $ 78,000
Jefferson, Montana 1 $ 115,000 $ 115,000 $ 79,000
Silver Bow, Montana 1 $ 355,000 $ 355,000 $ 391,000
Lancaster, Nebraska 1 $ 315,000 $ 315,000 $ 222,000
Washoe, Nevada 1 $ 1,775,000 $ 1,775,000 $ 385,000
Belknap, New Hampshire 1 $ 505,000 $ 505,000 $ 205,000
Burlington, New Jersey 1 $ 435,000 $ 435,000 $ 209,000
Cape May, New Jersey 1 $ 305,000 $ 305,000 $ 80,000
Cumberland, New Jersey 1 $ 295,000 $ 295,000 $ 111,000
Gloucester, New Jersey 1 $ 425,000 $ 425,000 $ 129,000
Passaic, New Jersey 1 $ 465,000 $ 465,000 $ 178,000
Union, New Jersey 1 $ 1,035,000 $ 1,035,000 $ 433,000
Otero, New Mexico 1 $ 195,000 $ 195,000 $ 49,000
San Juan, New Mexico 1 $ 225,000 $ 225,000 $ 72,000
Sandoval, New Mexico 1 $ 155,000 $ 155,000 $ 198,000
Allegany, New York 1 $ 155,000 $ 155,000 $ 193,000
Bronx, New York 1 $ 225,000 $ 225,000 $ 101,000
Columbia, New York 1 $ 395,000 $ 395,000 $ 145,000
Greene, New York 1 $ 185,000 $ 185,000 $ 200,000
Oneida, New York 1 $ 305,000 $ 305,000 $ 102,000
Ontario, New York 1 $ 315,000 $ 315,000 $ 96,000
Rensselaer, New York 1 $ 105,000 $ 105,000 $ 8,000
Saratoga, New York 1 $ 485,000 $ 485,000 $ 133,000
Sullivan, New York 1 $ 155,000 $ 155,000 $ 208,000
Tompkins, New York 1 $ 155,000 $ 155,000 $ 74,000
Ulster, New York 1 $ 515,000 $ 515,000 $ 180,000
Wayne, New York 1 $ 185,000 $ 185,000 $ 77,000
Westchester, New York 1 $ 715,000 $ 715,000 $ 216,000
Alleghany, North Carolina 1 $ 145,000 $ 145,000 $ 110,000
Beaufort, North Carolina 1 $ 105,000 $ 105,000 $ 76,000
Bladen, North Carolina 1 $ 155,000 $ 155,000 $ 29,000
Carteret, North Carolina 1 $ 195,000 $ 195,000 $ 41,000
Caswell, North Carolina 1 $ 175,000 $ 175,000 $ 60,000
Cherokee, North Carolina 1 $ 155,000 $ 155,000 $ 84,000
Columbus, North Carolina 1 $ 125,000 $ 125,000 $ 45,000
Greene, North Carolina 1 $ 175,000 $ 175,000 $ 37,000
Halifax, North Carolina 1 $ 255,000 $ 255,000 $ 119,000
Macon, North Carolina 1 $ 155,000 $ 155,000 $ 163,000
Onslow, North Carolina 1 $ 165,000 $ 165,000 $ 149,000
Orange, North Carolina 1 $ 355,000 $ 355,000 $ 60,000
Pamlico, North Carolina 1 $ 145,000 $ 145,000 $ 61,000
Pasquotank, North Carolina 1 $ 425,000 $ 425,000 $ 162,000
Pender, North Carolina 1 $ 185,000 $ 185,000 $ 98,000
Scotland, North Carolina 1 $ 325,000 $ 325,000 $ 201,000
Surry, North Carolina 1 $ 465,000 $ 465,000 $ 145,000
Yadkin, North Carolina 1 $ 675,000 $ 675,000 $ 157,000
Morton, North Dakota 1 $ 305,000 $ 305,000 $ 108,000
Butler, Ohio 1 $ 85,000 $ 85,000 $ 50,000
Columbiana, Ohio 1 $ 155,000 $ 155,000 $ 84,000
Delaware, Ohio 1 $ 545,000 $ 545,000 $ 152,000
Fairfield, Ohio 1 $ 435,000 $ 435,000 $ 187,000
Jefferson, Ohio 1 $ 115,000 $ 115,000 $ 254,000
Lake, Ohio 1 $ 245,000 $ 245,000 $ 181,000
Logan, Ohio 1 $ 245,000 $ 245,000 $ 184,000
Lorain, Ohio 1 $ 155,000 $ 155,000 $ 92,000
Lucas, Ohio 1 $ 205,000 $ 205,000 $ 65,000
Medina, Ohio 1 $ 75,000 $ 75,000 $ 38,000
Muskingum, Ohio 1 $ 375,000 $ 375,000 $ 271,000
Union, Ohio 1 $ 355,000 $ 355,000 $ 111,000
Wyandot, Ohio 1 $ 75,000 $ 75,000 $ 50,000
Canadian, Oklahoma 1 $ 335,000 $ 335,000 $ 150,000
Delaware, Oklahoma 1 $ 565,000 $ 565,000 $ 223,000
Grady, Oklahoma 1 $ 485,000 $ 485,000 $ 600,000
Jackson, Oklahoma 1 $ 145,000 $ 145,000 $ 406,000
Tulsa, Oklahoma 1 $ 225,000 $ 225,000 $ 120,000
Wagoner, Oklahoma 1 $ 225,000 $ 225,000 $ 84,000
Clackamas, Oregon 1 $ 735,000 $ 735,000 $ 271,000
Crook, Oregon 1 $ 385,000 $ 385,000 $ 74,000
Jackson, Oregon 1 $ 675,000 $ 675,000 $ 200,000
Lane, Oregon 1 $ 185,000 $ 185,000 $ 2,016,000
Multnomah, Oregon 1 $ 285,000 $ 285,000 $ 479,000
Blair, Pennsylvania 1 $ 25,000 $ 25,000 $ 14,000
Bucks, Pennsylvania 1 $ 185,000 $ 185,000 $ 57,000
Butler, Pennsylvania 1 $ 415,000 $ 415,000 $ 209,000
Elk, Pennsylvania 1 $ 185,000 $ 185,000 $ 257,000
Lackawanna, Pennsylvania 1 $ 235,000 $ 235,000 $ 68,000
Lycoming, Pennsylvania 1 $ 215,000 $ 215,000 $ 82,000
Perry, Pennsylvania 1 $ 645,000 $ 645,000 $ 260,000
Susquehanna, Pennsylvania 1 $ 645,000 $ 645,000 $ 36,000
Warren, Pennsylvania 1 $ 175,000 $ 175,000 $ 134,000
Westmoreland, Pennsylvania 1 $ 175,000 $ 175,000 $ 88,000
Newport, Rhode Island 1 $ 275,000 $ 275,000 $ 317,000
Providence, Rhode Island 1 $ 325,000 $ 325,000 $ 147,000
Aiken, South Carolina 1 $ 205,000 $ 205,000 $ 44,000
Calhoun, South Carolina 1 $ 145,000 $ 145,000 $ 50,000
Cherokee, South Carolina 1 $ 185,000 $ 185,000 $ 61,000
Dorchester, South Carolina 1 $ 305,000 $ 305,000 $ 70,000
Florence, South Carolina 1 $ 155,000 $ 155,000 $ 99,000
Jasper, South Carolina 1 $ 355,000 $ 355,000 $ 100,000
Kershaw, South Carolina 1 $ 315,000 $ 315,000 $ 192,000
Marlboro, South Carolina 1 $ 155,000 $ 155,000 $ 39,000
Saluda, South Carolina 1 $ 355,000 $ 355,000 $ 118,000
Union, South Carolina 1 $ 275,000 $ 275,000 $ 139,000
Cumberland, Tennessee 1 $ 805,000 $ 805,000 $ 148,000
Franklin, Tennessee 1 $ 305,000 $ 305,000 $ 250,000
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Mortgage Loan Application Detail Totals for Credit Union Mortgage Associat in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,384 $531,580,000 $384,000 $1,775,000 $216,000 $5,220,000
Refinancing 574 $269,400,000 $469,000 $1,605,000 $401,000 $8,400,000
Cash-out Refinancing 523 $143,085,000 $273,000 $1,205,000 $180,000 $5,371,000
Home Improvement 38 $8,740,000 $230,000 $865,000 $226,000 $1,998,000
Other Purpose 3 $875,000 $291,000 $505,000 $125,000 $177,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,055 $374,805,000 $355,000 $1,375,000 $274,000 $8,400,000
Not Provided 830 $312,660,000 $376,000 $1,775,000 $196,000 $4,119,000
Asian 251 $137,295,000 $546,000 $1,235,000 $431,000 $8,340,000
Black or African American 243 $73,495,000 $302,000 $1,195,000 $157,000 $2,424,000
Hispanic 129 $49,355,000 $382,000 $925,000 $242,000 $3,900,000
American Indian or Alaskan Native 9 $3,585,000 $398,000 $795,000 $242,000 $585,000
Native Hawaiian or Other Pacific Islander 5 $2,485,000 $497,000 $1,165,000 $169,000 $256,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,310 $888,720,000 $384,000 $1,775,000 $262,000 $8,400,000
FHA-insured (Federal Housing Administration) 135 $36,555,000 $270,000 $705,000 $116,000 $744,000
VA-guaranteed (Veterans Administration) 73 $27,395,000 $375,000 $775,000 $165,000 $1,482,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $1,010,000 $252,000 $275,000 $77,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,388 $532,690,000 $383,000 $1,475,000 $174,000 $1,068,000
Application Withdrawn By Applicant 537 $205,785,000 $383,000 $1,405,000 $398,000 $8,400,000
File Closed For Incompleteness 385 $156,535,000 $406,000 $1,775,000 $400,000 $5,748,000
Application Denied By Financial Institution 171 $46,355,000 $271,000 $975,000 $98,000 $1,020,000
Application Approved But Not Accepted 39 $11,745,000 $301,000 $785,000 $170,000 $550,000
Preapproval Denied by Financial Institution 2 $570,000 $285,000 $315,000 $96,000 $127,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,349 $906,755,000 $386,000 $1,775,000 $262,000 $8,400,000
Debt-To-Income Ratio 67 $21,635,000 $322,000 $975,000 $79,000 $226,000
Credit History 54 $12,190,000 $225,000 $765,000 $97,000 $220,000
Collateral 22 $4,850,000 $220,000 $435,000 $98,000 $209,000
Other 16 $4,830,000 $301,000 $805,000 $171,000 $1,020,000
Unverifiable Information 6 $1,430,000 $238,000 $525,000 $77,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,040,000 $260,000 $435,000 $198,000 $504,000
Credit Application Incomplete 2 $430,000 $215,000 $255,000 $41,000 $62,000
Employment History 1 $385,000 $385,000 $385,000 $74,000 $74,000
Mortgage Insurance Denied 1 $135,000 $135,000 $135,000 $136,000 $136,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Union Mortgage Associat's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Union Mortgage Associat's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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