Delmar Financial Company Mortgage Lending & HMDA Data, 2022

In 2022, Delmar Financial Company of St Louis, MO reported 4,236 mortgage applications totaling $1.0 billion, down 51% from 2021. The average application was for $240,021, and applicants reported an average income of $124,245. 68% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (1,599), Wichita, KS (299) and Kansas City, MO-KS (227) (applications in parentheses).

Mortgage Company & Address Delmar Financial Company
1066 Executive Parkway Suite 100
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 4,236
Total Mortgage Loan Application Amount $1,016,730,000
Average Mortgage Loan Application Amount $240,021
Highest Mortgage Loan Application Amount $2,245,000
Average Applicant Income $124,245
Highest Applicant Income $9,931,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Delmar Financial Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Delmar Financial Company by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, MO-IL 1,599 $ 401,875,000 $ 251,328 $ 117,267
Wichita, KS 299 $ 59,105,000 $ 197,675 $ 76,000
Outside any metro area 293 $ 58,895,000 $ 201,006 $ 105,887
Kansas City, MO-KS 227 $ 67,785,000 $ 298,612 $ 143,127
Memphis, TN-MS-AR 213 $ 21,415,000 $ 100,539 $ 153,352
Gulfport-Biloxi-Pascagoula, MS 181 $ 34,695,000 $ 191,685 $ 80,000
Omaha-Council Bluffs, NE-IA 134 $ 33,780,000 $ 252,089 $ 98,134
Tallahassee, FL 117 $ 28,425,000 $ 242,948 $ 71,000
Cleveland-Elyria, OH 84 $ 14,510,000 $ 172,738 $ 100,000
Santa Fe, NM 53 $ 20,055,000 $ 378,396 $ 159,000
Cape Girardeau, MO-IL 52 $ 9,370,000 $ 180,192 $ 68,000
Lincoln, NE 50 $ 11,460,000 $ 229,200 $ 95,000
Houston-The Woodlands-Sugar Land, TX 49 $ 18,515,000 $ 377,857 $ 159,000
Little Rock-North Little Rock-Conway, AR 45 $ 4,965,000 $ 110,333 $ 121,000
Birmingham-Hoover, AL 40 $ 4,120,000 $ 103,000 $ 165,000
Atlanta-Sandy Springs-Roswell, GA 39 $ 11,335,000 $ 290,641 $ 110,000
Dallas-Plano-Irving, TX 32 $ 12,080,000 $ 377,500 $ 179,000
Springfield, MO 30 $ 5,670,000 $ 189,000 $ 86,000
Chicago-Naperville, IL 24 $ 7,830,000 $ 326,250 $ 162,000
Warren-Troy-Farmington Hills, MI 20 $ 5,570,000 $ 278,500 $ 186,000
Nashville-Davidson--Murfreesboro--Franklin, TN 19 $ 7,295,000 $ 383,947 $ 138,000
Austin-Round Rock, TX 17 $ 6,065,000 $ 356,764 $ 289,000
Jacksonville, FL 17 $ 5,835,000 $ 343,235 $ 170,000
Tampa-St. Petersburg-Clearwater, FL 17 $ 5,905,000 $ 347,352 $ 171,000
Fort Worth-Arlington, TX 16 $ 5,040,000 $ 315,000 $ 122,000
San Antonio-New Braunfels, TX 16 $ 3,810,000 $ 238,125 $ 107,000
Akron, OH 14 $ 2,430,000 $ 173,571 $ 120,000
Albuquerque, NM 14 $ 4,110,000 $ 293,571 $ 116,000
Jackson, MS 13 $ 1,505,000 $ 115,769 $ 132,000
Pittsburgh, PA 13 $ 2,515,000 $ 193,461 $ 104,000
Port St. Lucie, FL 13 $ 6,925,000 $ 532,692 $ 264,000
Tulsa, OK 13 $ 2,205,000 $ 169,615 $ 85,000
Cincinnati, OH-KY-IN 12 $ 3,070,000 $ 255,833 $ 142,166
Minneapolis-St. Paul-Bloomington, MN-WI 12 $ 3,680,000 $ 306,666 $ 90,916
Colorado Springs, CO 11 $ 6,075,000 $ 552,272 $ 167,000
Detroit-Dearborn-Livonia, MI 11 $ 1,545,000 $ 140,454 $ 399,000
Mobile, AL 11 $ 4,005,000 $ 364,090 $ 274,000
Oklahoma City, OK 11 $ 2,975,000 $ 270,454 $ 106,000
Cape Coral-Fort Myers, FL 10 $ 3,110,000 $ 311,000 $ 228,000
Denver-Aurora-Lakewood, CO 10 $ 3,870,000 $ 387,000 $ 168,000
Fayetteville-Springdale-Rogers, AR-MO 10 $ 3,440,000 $ 344,000 $ 143,000
Indianapolis-Carmel-Anderson, IN 10 $ 1,760,000 $ 176,000 $ 1,091,000
Montgomery, AL 10 $ 1,190,000 $ 119,000 $ 198,000
Seattle-Bellevue-Everett, WA 10 $ 5,290,000 $ 529,000 $ 155,000
Chattanooga, TN-GA 9 $ 2,625,000 $ 291,666 $ 99,000
Montgomery County-Bucks County-Chester County, PA 9 $ 3,355,000 $ 372,777 $ 187,000
Columbus, OH 8 $ 2,320,000 $ 290,000 $ 177,000
Dayton-Springfield-Kettering, OH 8 $ 1,470,000 $ 183,750 $ 109,000
New Orleans-Metairie, LA 8 $ 1,530,000 $ 191,250 $ 94,000
Huntsville, AL 7 $ 1,845,000 $ 263,571 $ 107,000
West Palm Beach-Boca Raton-Delray Beach, FL 7 $ 3,715,000 $ 530,714 $ 167,000
York-Hanover, PA 7 $ 865,000 $ 123,571 $ 183,000
Lakeland-Winter Haven, FL 6 $ 1,720,000 $ 286,666 $ 135,000
Phoenix-Mesa-Scottsdale, AZ 6 $ 2,210,000 $ 368,333 $ 118,000
Springfield, IL 6 $ 330,000 $ 55,000 $ 124,000
Charlotte-Concord-Gastonia, NC-SC 5 $ 1,385,000 $ 277,000 $ 248,000
Columbia, MO 5 $ 1,435,000 $ 287,000 $ 103,000
Crestview-Fort Walton Beach-Destin, FL 5 $ 1,315,000 $ 263,000 $ 71,000
Davenport-Moline-Rock Island, IA-IL 5 $ 705,000 $ 141,000 $ 135,400
Deltona-Daytona Beach-Ormond Beach, FL 5 $ 1,135,000 $ 227,000 $ 87,000
Philadelphia, PA 5 $ 1,625,000 $ 325,000 $ 226,000
Savannah, GA 5 $ 1,245,000 $ 249,000 $ 115,000
Clarksville, TN-KY 4 $ 1,800,000 $ 450,000 $ 125,500
Knoxville, TN 4 $ 980,000 $ 245,000 $ 243,000
Louisville/Jefferson County, KY-IN 4 $ 720,000 $ 180,000 $ 214,750
Palm Bay-Melbourne-Titusville, FL 4 $ 990,000 $ 247,500 $ 252,000
Panama City, FL 4 $ 1,630,000 $ 407,500 $ 144,000
Richmond, VA 4 $ 1,120,000 $ 280,000 $ 148,000
Valdosta, GA 4 $ 570,000 $ 142,500 $ 102,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 950,000 $ 237,500 $ 117,000
Augusta-Richmond County, GA-SC 3 $ 545,000 $ 181,666 $ 129,000
Baton Rouge, LA 3 $ 1,115,000 $ 371,666 $ 151,000
Bridgeport-Stamford-Norwalk, CT 3 $ 1,155,000 $ 385,000 $ 199,000
Canton-Massillon, OH 3 $ 355,000 $ 118,333 $ 87,000
Corpus Christi, TX 3 $ 675,000 $ 225,000 $ 116,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3 $ 885,000 $ 295,000 $ 98,000
Hartford-West Hartford-East Hartford, CT 3 $ 935,000 $ 311,666 $ 99,000
Hattiesburg, MS 3 $ 495,000 $ 165,000 $ 74,000
Miami-Miami Beach-Kendall, FL 3 $ 645,000 $ 215,000 $ 102,000
New York-Jersey City-White Plains, NY-NJ 3 $ 1,585,000 $ 528,333 $ 223,000
New York-Newark, NY 3 $ 1,155,000 $ 385,000 $ 187,000
Ocala, FL 3 $ 595,000 $ 198,333 $ 192,000
Orlando-Kissimmee-Sanford, FL 3 $ 965,000 $ 321,666 $ 176,000
Pensacola-Ferry Pass-Brent, FL 3 $ 805,000 $ 268,333 $ 333,000
Peoria, IL 3 $ 355,000 $ 118,333 $ 172,000
St. Joseph, MO-KS 3 $ 255,000 $ 85,000 $ 110,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 3 $ 2,485,000 $ 828,333 $ 480,000
Wheeling, WV-OH 3 $ 245,000 $ 81,666 $ 82,666
Allentown-Bethlehem-Easton, PA-NJ 2 $ 460,000 $ 230,000 $ 181,000
Ann Arbor, MI 2 $ 510,000 $ 255,000 $ 708,000
Asheville, NC 2 $ 860,000 $ 430,000 $ 348,000
Battle Creek, MI 2 $ 440,000 $ 220,000 $ 84,000
Bloomington, IL 2 $ 520,000 $ 260,000 $ 110,000
Carbondale-Marion, IL 2 $ 240,000 $ 120,000 $ 106,000
Champaign-Urbana, IL 2 $ 260,000 $ 130,000 $ 92,000
Charleston-North Charleston, SC 2 $ 850,000 $ 425,000 $ 94,000
College Station-Bryan, TX 2 $ 480,000 $ 240,000 $ 115,000
Columbia, SC 2 $ 620,000 $ 310,000 $ 97,000
Daphne-Fairhope-Foley, AL 2 $ 480,000 $ 240,000 $ 530,000
Decatur, AL 2 $ 470,000 $ 235,000 $ 109,000
Decatur, IL 2 $ 280,000 $ 140,000 $ 60,000
Dothan, AL 2 $ 220,000 $ 110,000 $ 47,000
Durham-Chapel Hill, NC 2 $ 600,000 $ 300,000 $ 390,000
Fort Smith, AR-OK 2 $ 460,000 $ 230,000 $ 84,000
Gainesville, FL 2 $ 300,000 $ 150,000 $ 48,000
Gary, IN 2 $ 110,000 $ 55,000 $ 129,000
Lake County-Kenosha County, IL-WI 2 $ 680,000 $ 340,000 $ 274,000
Lansing-East Lansing, MI 2 $ 250,000 $ 125,000 $ 113,000
Lubbock, TX 2 $ 280,000 $ 140,000 $ 108,000
Madison, WI 2 $ 590,000 $ 295,000 $ 106,000
Manhattan, KS 2 $ 370,000 $ 185,000 $ 167,000
McAllen-Edinburg-Mission, TX 2 $ 430,000 $ 215,000 $ 93,000
Milwaukee-Waukesha-West Allis, WI 2 $ 230,000 $ 115,000 $ 194,000
Muncie, IN 2 $ 160,000 $ 80,000 $ 109,000
Naples-Immokalee-Marco Island, FL 2 $ 780,000 $ 390,000 $ 100,000
North Port-Sarasota-Bradenton, FL 2 $ 870,000 $ 435,000 $ 162,000
Olympia-Tumwater, WA 2 $ 690,000 $ 345,000 $ 134,000
Sherman-Denison, TX 2 $ 440,000 $ 220,000 $ 143,000
State College, PA 2 $ 460,000 $ 230,000 $ 101,000
Staunton-Waynesboro, VA 2 $ 510,000 $ 255,000 $ 228,000
The Villages, FL 2 $ 430,000 $ 215,000 $ 146,000
Waco, TX 2 $ 710,000 $ 355,000 $ 159,000
Warner Robins, GA 2 $ 310,000 $ 155,000 $ 108,000
Wilmington, NC 2 $ 1,040,000 $ 520,000 $ 199,000
Youngstown-Warren-Boardman, OH-PA 2 $ 120,000 $ 60,000 $ 96,000
Alexandria, LA 1 $ 215,000 $ 215,000 $ 134,000
Amarillo, TX 1 $ 135,000 $ 135,000 $ 34,000
Atlantic City-Hammonton, NJ 1 $ 125,000 $ 125,000 $ 122,000
Beaumont-Port Arthur, TX 1 $ 205,000 $ 205,000 $ 96,000
Bellingham, WA 1 $ 435,000 $ 435,000 $ 268,000
Billings, MT 1 $ 275,000 $ 275,000 $ 54,000
Brownsville-Harlingen, TX 1 $ 265,000 $ 265,000 $ 166,000
Camden, NJ 1 $ 175,000 $ 175,000 $ 71,000
Charlottesville, VA 1 $ 445,000 $ 445,000 $ 305,000
Des Moines-West Des Moines, IA 1 $ 145,000 $ 145,000 $ 102,000
Elgin, IL 1 $ 645,000 $ 645,000 $ 350,000
Florence, SC 1 $ 85,000 $ 85,000 $ 118,000
Florence-Muscle Shoals, AL 1 $ 215,000 $ 215,000 $ 61,000
Gainesville, GA 1 $ 655,000 $ 655,000 $ 226,000
Grand Rapids-Wyoming, MI 1 $ 255,000 $ 255,000 $ 2,377,000
Greensboro-High Point, NC 1 $ 65,000 $ 65,000 $ 269,000
Greenville-Anderson-Mauldin, SC 1 $ 345,000 $ 345,000 $ 91,000
Hickory-Lenoir-Morganton, NC 1 $ 275,000 $ 275,000 $ 110,000
Homosassa Springs, FL 1 $ 185,000 $ 185,000 $ 480,000
Hot Springs, AR 1 $ 125,000 $ 125,000 $ 30,000
Houma-Thibodaux, LA 1 $ 425,000 $ 425,000 $ 175,000
Iowa City, IA 1 $ 235,000 $ 235,000 $ 47,000
Jefferson City, MO 1 $ 625,000 $ 625,000 $ 161,000
Joplin, MO 1 $ 325,000 $ 325,000 $ 90,000
Kennewick-Richland, WA 1 $ 385,000 $ 385,000 $ 391,000
Lancaster, PA 1 $ 175,000 $ 175,000 $ 93,000
Las Cruces, NM 1 $ 245,000 $ 245,000 $ 111,000
Lawrence, KS 1 $ 315,000 $ 315,000 $ 183,000
Lexington-Fayette, KY 1 $ 155,000 $ 155,000 $ 114,000
Monroe, LA 1 $ 235,000 $ 235,000 $ 80,000
Mount Vernon-Anacortes, WA 1 $ 245,000 $ 245,000 $ 106,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 455,000 $ 455,000 $ 311,000
New Haven-Milford, CT 1 $ 135,000 $ 135,000 $ 63,000
Providence-Warwick, RI-MA 1 $ 285,000 $ 285,000 $ 85,000
Punta Gorda, FL 1 $ 645,000 $ 645,000 $ 1,320,000
Raleigh, NC 1 $ 425,000 $ 425,000 $ 160,000
Rockford, IL 1 $ 95,000 $ 95,000 $ 34,000
Rome, GA 1 $ 275,000 $ 275,000 $ 93,000
Sacramento--Roseville--Arden-Arcade, CA 1 $ 415,000 $ 415,000 $ 86,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 335,000 $ 335,000 $ 202,000
Sebastian-Vero Beach, FL 1 $ 355,000 $ 355,000 $ 118,000
Shreveport-Bossier City, LA 1 $ 175,000 $ 175,000 $ 145,000
Spartanburg, SC 1 $ 285,000 $ 285,000 $ 73,000
Spokane-Spokane Valley, WA 1 $ 215,000 $ 215,000 $ 39,000
Springfield, MA 1 $ 445,000 $ 445,000 $ 122,000
Springfield, OH 1 $ 115,000 $ 115,000 $ 54,000
Tacoma-Lakewood, WA 1 $ 845,000 $ 845,000 $ 262,000
Toledo, OH 1 $ 125,000 $ 125,000 $ 98,000
Topeka, KS 1 $ 145,000 $ 145,000 $ 71,000
Winston-Salem, NC 1 $ 285,000 $ 285,000 $ 67,000

Mortgage Loan Application Detail Totals for Delmar Financial Company in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,492 $836,540,000 $239,000 $2,245,000 $120,000 $2,377,000
Cash-out Refinancing 503 $119,485,000 $237,000 $1,205,000 $150,000 $9,931,000
Refinancing 241 $60,705,000 $251,000 $1,425,000 $132,000 $1,048,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,873 $700,835,000 $243,000 $2,245,000 $123,000 $9,931,000
Not Provided 493 $119,885,000 $243,000 $1,035,000 $145,000 $2,377,000
Black or African American 314 $65,000,000 $207,000 $635,000 $88,000 $365,000
Asian 299 $77,955,000 $260,000 $1,085,000 $146,000 $736,000
Hispanic 218 $44,250,000 $202,000 $1,045,000 $107,000 $1,297,000
American Indian or Alaskan Native 31 $6,375,000 $205,000 $635,000 $125,000 $552,000
Native Hawaiian or Other Pacific Islander 8 $2,430,000 $303,000 $645,000 $136,000 $249,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,148 $778,970,000 $247,000 $2,245,000 $140,000 $9,931,000
FHA-insured (Federal Housing Administration) 714 $139,150,000 $194,000 $755,000 $71,000 $920,000
VA-guaranteed (Veterans Administration) 272 $80,700,000 $296,000 $855,000 $99,000 $460,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 102 $17,910,000 $175,000 $435,000 $61,000 $134,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,900 $689,660,000 $237,000 $2,245,000 $116,000 $2,330,000
Application Withdrawn By Applicant 729 $192,055,000 $263,000 $1,285,000 $148,000 $2,377,000
Application Approved But Not Accepted 475 $104,865,000 $220,000 $1,285,000 $137,000 $9,931,000
Application Denied By Financial Institution 106 $24,920,000 $235,000 $1,005,000 $113,000 $1,340,000
File Closed For Incompleteness 26 $5,230,000 $201,000 $695,000 $103,000 $232,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,130 $991,810,000 $240,000 $2,245,000 $124,000 $9,931,000
Other 94 $22,280,000 $237,000 $1,005,000 $117,000 $1,340,000
Debt-To-Income Ratio 7 $1,605,000 $229,000 $525,000 $45,000 $146,000
Collateral 4 $750,000 $187,000 $245,000 $141,000 $308,000
Credit History 1 $285,000 $285,000 $285,000 $107,000 $107,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Delmar Financial Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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