Dignified Home Loans LLC Mortgage Lending & HMDA Data, 2016
In 2016, Dignified Home Loans LLC of Westlake Village, CA reported 1,651 mortgage applications totaling $410.8 million. The average application was for $248,834, and applicants reported an average income of $86,267. 65% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Oxnard-Thousand Oaks-Ventura, CA (388), Los Angeles-Long Beach-Glendale, CA (375) and Riverside-San Bernardino-Ontario, CA (243) (applications in parentheses).
| Mortgage Company & Address | Dignified Home Loans LLC 1 Baxter Way, Suite 120 Westlake Village, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,651 |
| Total Mortgage Loan Application Amount | $410,826,000 |
| Average Mortgage Loan Application Amount | $248,834 |
| Highest Mortgage Loan Application Amount | $1,365,000 |
| Average Applicant Income | $86,267 |
| Highest Applicant Income | $1,396,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dignified Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ventura, California | 388 | $ 130,020,000 | $ 335,103 | $ 97,000 |
| Los Angeles, California | 375 | $ 90,877,000 | $ 242,338 | $ 87,000 |
| Kern, California | 195 | $ 32,262,000 | $ 165,446 | $ 67,000 |
| San Bernardino, California | 162 | $ 25,116,000 | $ 155,037 | $ 62,000 |
| Clark, Nevada | 90 | $ 13,461,000 | $ 149,566 | $ 51,000 |
| Riverside, California | 81 | $ 14,232,000 | $ 175,703 | $ 78,000 |
| Santa Barbara, California | 57 | $ 23,143,000 | $ 406,017 | $ 117,000 |
| Sacramento, California | 30 | $ 7,432,000 | $ 247,733 | $ 97,000 |
| Douglas, Nevada | 27 | $ 7,225,000 | $ 267,592 | $ 162,000 |
| Shasta, California | 26 | $ 4,803,000 | $ 184,730 | $ 91,000 |
| Washoe, Nevada | 23 | $ 6,647,000 | $ 289,000 | $ 88,000 |
| Trinity, California | 21 | $ 4,701,000 | $ 223,857 | $ 79,000 |
| El Dorado, California | 19 | $ 4,831,000 | $ 254,263 | $ 84,000 |
| Carson City, Nevada | 19 | $ 4,307,000 | $ 226,684 | $ 63,000 |
| Lyon, Nevada | 16 | $ 3,201,000 | $ 200,062 | $ 52,000 |
| Placer, California | 12 | $ 4,414,000 | $ 367,833 | $ 137,000 |
| Santa Cruz, California | 7 | $ 2,663,000 | $ 380,428 | $ 112,000 |
| Alameda, California | 6 | $ 2,892,000 | $ 482,000 | $ 130,000 |
| Orange, California | 6 | $ 2,282,000 | $ 380,333 | $ 89,000 |
| San Diego, California | 6 | $ 2,299,000 | $ 383,166 | $ 90,000 |
| San Luis Obispo, California | 6 | $ 2,200,000 | $ 366,666 | $ 138,000 |
| Santa Clara, California | 6 | $ 2,638,000 | $ 439,666 | $ 123,000 |
| Tehama, California | 6 | $ 765,000 | $ 127,500 | $ 59,000 |
| Calaveras, California | 5 | $ 1,338,000 | $ 267,600 | $ 118,000 |
| Fresno, California | 4 | $ 1,345,000 | $ 336,250 | $ 453,000 |
| Monterey, California | 4 | $ 1,578,000 | $ 394,500 | $ 124,000 |
| San Francisco, California | 4 | $ 2,631,000 | $ 657,750 | $ 354,000 |
| San Joaquin, California | 3 | $ 537,000 | $ 179,000 | $ 78,000 |
| Yolo, California | 3 | $ 896,000 | $ 298,666 | $ 71,000 |
| Contra Costa, California | 2 | $ 488,000 | $ 244,000 | $ 76,000 |
| Madera, California | 2 | $ 335,000 | $ 167,500 | $ 42,000 |
| Mendocino, California | 2 | $ 579,000 | $ 289,500 | $ 108,000 |
| Nevada, California | 2 | $ 807,000 | $ 403,500 | $ 145,000 |
| Sonoma, California | 2 | $ 550,000 | $ 275,000 | $ 102,000 |
| Marshall, Illinois | 2 | $ 264,000 | $ 132,000 | $ 73,000 |
| Storey, Nevada | 2 | $ 493,000 | $ 246,500 | $ 83,000 |
| Butte, California | 1 | $ 269,000 | $ 269,000 | $ 70,000 |
| Humboldt, California | 1 | $ 147,000 | $ 147,000 | $ 149,000 |
| Merced, California | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Mono, California | 1 | $ 248,000 | $ 248,000 | $ 107,000 |
| Napa, California | 1 | $ 203,000 | $ 203,000 | $ 67,000 |
| San Mateo, California | 1 | $ 548,000 | $ 548,000 | $ 96,000 |
| Siskiyou, California | 1 | $ 237,000 | $ 237,000 | $ 167,000 |
| Solano, California | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Tuolumne, California | 1 | $ 271,000 | $ 271,000 | $ 77,000 |
| Pierce, Washington | 1 | $ 136,000 | $ 136,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Dignified Home Loans LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,126 | $258,282,000 | $229,000 | $1,084,000 | $81,000 | $505,000 |
| Refinancing | 451 | $132,969,000 | $294,000 | $1,365,000 | $97,000 | $1,182,000 |
| Home Improvement | 74 | $19,575,000 | $264,000 | $626,000 | $101,000 | $1,396,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 727 | $165,852,000 | $228,000 | $778,000 | $73,000 | $379,000 |
| White | 605 | $156,679,000 | $258,000 | $1,365,000 | $94,000 | $1,182,000 |
| Not Provided | 167 | $51,469,000 | $308,000 | $1,056,000 | $100,000 | $406,000 |
| Black or African American | 77 | $14,630,000 | $190,000 | $445,000 | $70,000 | $160,000 |
| Asian | 65 | $19,668,000 | $302,000 | $626,000 | $128,000 | $1,396,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $1,344,000 | $268,000 | $508,000 | $199,000 | $628,000 |
| American Indian or Alaskan Native | 4 | $971,000 | $242,000 | $412,000 | $194,000 | $547,000 |
| Not applicable | 1 | $213,000 | $213,000 | $213,000 | $99,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,016 | $235,981,000 | $232,000 | $1,365,000 | $96,000 | $1,396,000 |
| FHA-insured (Federal Housing Administration) | 483 | $130,427,000 | $270,000 | $725,000 | $69,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 127 | $39,116,000 | $308,000 | $713,000 | $83,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $5,302,000 | $212,000 | $339,000 | $57,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,066 | $257,677,000 | $241,000 | $1,084,000 | $86,000 | $1,182,000 |
| Application Withdrawn By Applicant | 316 | $82,269,000 | $260,000 | $1,365,000 | $90,000 | $1,396,000 |
| Application Denied By Financial Institution | 161 | $39,345,000 | $244,000 | $1,000,000 | $74,000 | $505,000 |
| File Closed For Incompleteness | 52 | $15,092,000 | $290,000 | $604,000 | $101,000 | $379,000 |
| Application Approved But Not Accepted | 50 | $14,049,000 | $280,000 | $681,000 | $84,000 | $215,000 |
| Preapproval Approved but not Accepted | 5 | $2,217,000 | $443,000 | $672,000 | $149,000 | $331,000 |
| Preapproval Denied by Financial Institution | 1 | $177,000 | $177,000 | $177,000 | $40,000 | $40,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 61 | $15,927,000 | $261,000 | $1,000,000 | $59,000 | $184,000 |
| Collateral | 53 | $13,664,000 | $257,000 | $620,000 | $91,000 | $505,000 |
| Credit History | 16 | $3,354,000 | $209,000 | $323,000 | $75,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,650,000 | $220,000 | $416,000 | $67,000 | $209,000 |
| Other | 3 | $419,000 | $139,000 | $272,000 | $49,000 | $63,000 |
| Employment History | 2 | $857,000 | $428,000 | $588,000 | $65,000 | $75,000 |
| Unverifiable Information | 1 | $274,000 | $274,000 | $274,000 | $74,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dignified Home Loans LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dignified Home Loans LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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