Dignified Home Loans LLC Mortgage Lending & HMDA Data, 2022
In 2022, Dignified Home Loans LLC of Westlake Village, CA reported 975 mortgage applications totaling $383.6 million, down 75% from 2021. The average application was for $393,420, and applicants reported an average income of $130,658. 75% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Bakersfield, CA (355), Oxnard-Thousand Oaks-Ventura, CA (149) and Los Angeles-Long Beach-Glendale, CA (93) (applications in parentheses).
| Mortgage Company & Address | Dignified Home Loans LLC 1 Baxter Way, Suite 120 Westlake Village, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 975 |
| Total Mortgage Loan Application Amount | $383,585,000 |
| Average Mortgage Loan Application Amount | $393,420 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $130,658 |
| Highest Applicant Income | $1,329,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dignified Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bakersfield, CA | 355 | $ 96,205,000 | $ 271,000 | $ 103,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 149 | $ 73,875,000 | $ 495,805 | $ 141,000 |
| Los Angeles-Long Beach-Glendale, CA | 93 | $ 45,605,000 | $ 490,376 | $ 140,000 |
| Riverside-San Bernardino-Ontario, CA | 85 | $ 32,775,000 | $ 385,588 | $ 160,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 74 | $ 38,270,000 | $ 517,162 | $ 169,000 |
| Anaheim-Santa Ana-Irvine, CA | 44 | $ 24,380,000 | $ 554,090 | $ 174,000 |
| Stockton-Lodi, CA | 31 | $ 8,685,000 | $ 280,161 | $ 87,000 |
| San Diego-Carlsbad, CA | 28 | $ 14,720,000 | $ 525,714 | $ 175,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 11 | $ 4,755,000 | $ 432,272 | $ 107,000 |
| Santa Maria-Santa Barbara, CA | 11 | $ 4,775,000 | $ 434,090 | $ 109,000 |
| Outside any metro area | 10 | $ 3,290,000 | $ 329,000 | $ 129,400 |
| Las Vegas-Henderson-Paradise, NV | 9 | $ 2,735,000 | $ 303,888 | $ 116,000 |
| Salinas, CA | 9 | $ 6,215,000 | $ 690,555 | $ 226,000 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 2,630,000 | $ 328,750 | $ 117,000 |
| Carson City, NV | 7 | $ 2,555,000 | $ 365,000 | $ 137,000 |
| Visalia-Porterville, CA | 7 | $ 1,515,000 | $ 216,428 | $ 120,000 |
| Modesto, CA | 4 | $ 1,380,000 | $ 345,000 | $ 122,000 |
| Salem, OR | 4 | $ 1,290,000 | $ 322,500 | $ 108,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 3,830,000 | $ 957,500 | $ 290,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,465,000 | $ 488,333 | $ 130,000 |
| Peoria, IL | 3 | $ 385,000 | $ 128,333 | $ 62,000 |
| Reno, NV | 3 | $ 1,475,000 | $ 491,666 | $ 127,000 |
| Yuma, AZ | 3 | $ 875,000 | $ 291,666 | $ 68,000 |
| Fresno, CA | 2 | $ 430,000 | $ 215,000 | $ 122,000 |
| Redding, CA | 2 | $ 870,000 | $ 435,000 | $ 105,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 3,170,000 | $ 1,585,000 | $ 283,000 |
| Vallejo-Fairfield, CA | 2 | $ 830,000 | $ 415,000 | $ 103,000 |
| Bremerton-Silverdale, WA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 595,000 | $ 595,000 | $ 90,000 |
| Colorado Springs, CO | 1 | $ 575,000 | $ 575,000 | $ 152,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Denver-Aurora-Lakewood, CO | 1 | $ 615,000 | $ 615,000 | $ 460,000 |
| Grand Junction, CO | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Grants Pass, OR | 1 | $ 335,000 | $ 335,000 | $ 171,000 |
| Idaho Falls, ID | 1 | $ 385,000 | $ 385,000 | $ 194,000 |
| Merced, CA | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Santa Rosa, CA | 1 | $ 435,000 | $ 435,000 | $ 108,000 |
| Yuba City, CA | 1 | $ 545,000 | $ 545,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Dignified Home Loans LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 674 | $278,710,000 | $413,000 | $1,885,000 | $135,000 | $981,000 |
| Cash-out Refinancing | 207 | $74,215,000 | $358,000 | $1,215,000 | $120,000 | $1,329,000 |
| Refinancing | 94 | $30,660,000 | $326,000 | $865,000 | $123,000 | $588,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 483 | $211,525,000 | $437,000 | $1,885,000 | $152,000 | $1,329,000 |
| Hispanic | 375 | $125,005,000 | $333,000 | $1,505,000 | $100,000 | $507,000 |
| Asian | 45 | $21,555,000 | $479,000 | $1,235,000 | $183,000 | $798,000 |
| Black or African American | 35 | $10,175,000 | $290,000 | $685,000 | $107,000 | $210,000 |
| Not Provided | 31 | $12,985,000 | $418,000 | $1,475,000 | $119,000 | $330,000 |
| American Indian or Alaskan Native | 2 | $850,000 | $425,000 | $545,000 | $98,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $720,000 | $360,000 | $615,000 | $112,000 | $183,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 779 | $304,545,000 | $390,000 | $1,885,000 | $137,000 | $1,329,000 |
| FHA-insured (Federal Housing Administration) | 147 | $53,915,000 | $366,000 | $1,475,000 | $97,000 | $353,000 |
| VA-guaranteed (Veterans Administration) | 46 | $24,290,000 | $528,000 | $1,205,000 | $141,000 | $596,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $835,000 | $278,000 | $325,000 | $79,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 731 | $286,345,000 | $391,000 | $1,685,000 | $132,000 | $1,329,000 |
| Application Withdrawn By Applicant | 173 | $66,455,000 | $384,000 | $1,885,000 | $123,000 | $748,000 |
| Application Approved But Not Accepted | 64 | $28,460,000 | $444,000 | $1,235,000 | $141,000 | $798,000 |
| Application Denied By Financial Institution | 7 | $2,325,000 | $332,000 | $685,000 | $74,000 | $106,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 968 | $381,260,000 | $393,000 | $1,885,000 | $131,000 | $1,329,000 |
| Debt-To-Income Ratio | 5 | $1,775,000 | $355,000 | $685,000 | $83,000 | $106,000 |
| Collateral | 1 | $325,000 | $325,000 | $325,000 | $52,000 | $52,000 |
| Credit History | 1 | $225,000 | $225,000 | $225,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dignified Home Loans LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dignified Home Loans LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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