Discover Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Discover Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 107,714 |
| Total Mortgage Loan Application Amount | $6,774,800,000 |
| Average Mortgage Loan Application Amount | $75,250 |
| Highest Mortgage Loan Application Amount | $395,000 |
| Average Applicant Income | $113,250 |
| Highest Applicant Income | $9,537,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Discover Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Discover Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Bank's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 11,682 | $ 664,980,000 | $ 58,521 | $ 95,043 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,390 | $ 210,540,000 | $ 62,000 | $ 108,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,978 | $ 240,850,000 | $ 78,000 | $ 142,500 |
| CHICAGO-NAPERVILLE, IL | 2,845 | $ 174,025,000 | $ 61,000 | $ 115,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,829 | $ 226,695,000 | $ 80,000 | $ 138,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,132 | $ 140,000,000 | $ 65,000 | $ 118,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,081 | $ 125,435,000 | $ 60,000 | $ 111,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2,000 | $ 153,000,000 | $ 76,000 | $ 143,000 |
| NEW YORK-NEWARK, NY | 1,862 | $ 122,750,000 | $ 65,000 | $ 124,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,555 | $ 95,505,000 | $ 61,000 | $ 100,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,495 | $ 105,055,000 | $ 74,250 | $ 126,250 |
| DENVER-AURORA-LAKEWOOD, CO | 1,424 | $ 96,290,000 | $ 67,000 | $ 119,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,361 | $ 85,095,000 | $ 62,000 | $ 111,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,328 | $ 82,440,000 | $ 62,000 | $ 101,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,298 | $ 79,010,000 | $ 58,000 | $ 113,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,201 | $ 71,305,000 | $ 57,500 | $ 107,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,188 | $ 82,870,000 | $ 69,000 | $ 114,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,136 | $ 76,610,000 | $ 67,000 | $ 129,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,054 | $ 72,310,000 | $ 68,000 | $ 112,000 |
| NEWARK, NJ-PA | 1,024 | $ 69,680,000 | $ 60,500 | $ 106,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,015 | $ 59,645,000 | $ 58,000 | $ 107,000 |
| SAN DIEGO-CARLSBAD, CA | 977 | $ 77,865,000 | $ 79,000 | $ 143,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 954 | $ 79,820,000 | $ 83,000 | $ 153,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 919 | $ 61,415,000 | $ 64,000 | $ 112,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 904 | $ 73,690,000 | $ 81,000 | $ 155,000 |
| ST. LOUIS, MO-IL | 901 | $ 50,555,000 | $ 54,500 | $ 102,000 |
| PITTSBURGH, PA | 898 | $ 51,220,000 | $ 57,000 | $ 122,000 |
| KANSAS CITY, MO-KS | 877 | $ 50,165,000 | $ 57,000 | $ 113,500 |
| CLEVELAND-ELYRIA, OH | 870 | $ 47,220,000 | $ 54,000 | $ 97,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 855 | $ 55,145,000 | $ 64,000 | $ 133,000 |
| COLUMBUS, OH | 854 | $ 49,470,000 | $ 57,000 | $ 116,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 848 | $ 53,580,000 | $ 63,000 | $ 106,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 805 | $ 46,185,000 | $ 57,000 | $ 113,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 789 | $ 55,275,000 | $ 70,000 | $ 119,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 778 | $ 58,870,000 | $ 75,000 | $ 126,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 756 | $ 55,240,000 | $ 73,000 | $ 139,000 |
| CINCINNATI, OH-KY-IN | 744 | $ 41,170,000 | $ 50,333 | $ 102,333 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 709 | $ 47,395,000 | $ 66,000 | $ 125,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 692 | $ 39,500,000 | $ 57,000 | $ 107,000 |
| CAMDEN, NJ | 661 | $ 38,635,000 | $ 58,000 | $ 114,000 |
| DALLAS-PLANO-IRVING, TX | 657 | $ 47,025,000 | $ 71,000 | $ 119,000 |
| PROVIDENCE-WARWICK, RI-MA | 646 | $ 38,770,000 | $ 60,000 | $ 124,000 |
| PHILADELPHIA, PA | 618 | $ 38,140,000 | $ 61,000 | $ 99,000 |
| BOSTON, MA | 617 | $ 44,765,000 | $ 72,000 | $ 134,000 |
| JACKSONVILLE, FL | 590 | $ 37,100,000 | $ 62,000 | $ 102,000 |
| SALT LAKE CITY, UT | 588 | $ 36,310,000 | $ 61,000 | $ 120,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 568 | $ 32,050,000 | $ 56,000 | $ 88,000 |
| RALEIGH, NC | 550 | $ 32,980,000 | $ 59,000 | $ 130,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 513 | $ 29,605,000 | $ 55,500 | $ 102,000 |
| RICHMOND, VA | 509 | $ 29,705,000 | $ 58,000 | $ 103,000 |
| OKLAHOMA CITY, OK | 506 | $ 27,880,000 | $ 55,000 | $ 103,000 |
| NEW ORLEANS-METAIRIE, LA | 495 | $ 29,635,000 | $ 59,000 | $ 105,000 |
| MEMPHIS, TN-MS-AR | 469 | $ 26,195,000 | $ 54,333 | $ 96,666 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 456 | $ 26,860,000 | $ 58,000 | $ 123,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 427 | $ 23,255,000 | $ 54,000 | $ 103,500 |
| ROCHESTER, NY | 425 | $ 24,215,000 | $ 56,000 | $ 99,000 |
| WORCESTER, MA-CT | 414 | $ 25,570,000 | $ 60,000 | $ 104,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 404 | $ 39,360,000 | $ 97,000 | $ 174,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 402 | $ 23,310,000 | $ 57,000 | $ 96,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 401 | $ 24,065,000 | $ 62,500 | $ 132,000 |
| BOISE CITY, ID | 401 | $ 23,705,000 | $ 59,000 | $ 93,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 395 | $ 24,405,000 | $ 61,000 | $ 130,500 |
| COLORADO SPRINGS, CO | 390 | $ 23,220,000 | $ 59,000 | $ 128,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 385 | $ 24,185,000 | $ 62,000 | $ 95,000 |
| BIRMINGHAM-HOOVER, AL | 377 | $ 21,205,000 | $ 56,000 | $ 100,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 376 | $ 21,490,000 | $ 57,000 | $ 89,000 |
| STOCKTON-LODI, CA | 371 | $ 24,185,000 | $ 65,000 | $ 117,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 369 | $ 20,185,000 | $ 54,000 | $ 111,000 |
| TACOMA-LAKEWOOD, WA | 367 | $ 22,625,000 | $ 61,000 | $ 110,000 |
| TULSA, OK | 366 | $ 20,480,000 | $ 55,000 | $ 105,000 |
| ELGIN, IL | 364 | $ 20,280,000 | $ 55,000 | $ 120,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 361 | $ 25,605,000 | $ 70,000 | $ 162,000 |
| ALBANY-SCHENECTADY-TROY, NY | 355 | $ 20,495,000 | $ 57,000 | $ 105,000 |
| CAPE CORAL-FORT MYERS, FL | 353 | $ 22,485,000 | $ 63,000 | $ 94,000 |
| WILMINGTON, DE-MD-NJ | 346 | $ 19,860,000 | $ 55,000 | $ 96,000 |
| TUCSON, AZ | 345 | $ 20,725,000 | $ 60,000 | $ 100,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 342 | $ 21,060,000 | $ 61,000 | $ 125,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 335 | $ 20,535,000 | $ 61,000 | $ 91,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 324 | $ 23,660,000 | $ 73,000 | $ 134,000 |
| FORT WORTH-ARLINGTON, TX | 320 | $ 21,580,000 | $ 67,000 | $ 120,000 |
| KNOXVILLE, TN | 315 | $ 17,545,000 | $ 55,000 | $ 96,000 |
| GARY, IN | 314 | $ 16,050,000 | $ 51,000 | $ 98,000 |
| GRAND RAPIDS-WYOMING, MI | 312 | $ 17,650,000 | $ 56,000 | $ 94,000 |
| NEW HAVEN-MILFORD, CT | 312 | $ 18,260,000 | $ 58,000 | $ 111,000 |
| LAKELAND-WINTER HAVEN, FL | 309 | $ 17,825,000 | $ 57,000 | $ 84,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 309 | $ 31,945,000 | $ 103,000 | $ 178,000 |
| FRESNO, CA | 300 | $ 17,580,000 | $ 58,000 | $ 111,000 |
| ALBUQUERQUE, NM | 295 | $ 16,895,000 | $ 57,000 | $ 100,000 |
| OGDEN-CLEARFIELD, UT | 287 | $ 17,305,000 | $ 60,000 | $ 108,000 |
| AKRON, OH | 277 | $ 14,195,000 | $ 51,000 | $ 122,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 276 | $ 18,020,000 | $ 65,000 | $ 117,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 273 | $ 14,925,000 | $ 54,000 | $ 102,000 |
| BAKERSFIELD, CA | 266 | $ 15,270,000 | $ 57,000 | $ 108,000 |
| AUSTIN-ROUND ROCK, TX | 263 | $ 18,715,000 | $ 71,000 | $ 122,000 |
| SPRINGFIELD, MA | 261 | $ 15,445,000 | $ 59,000 | $ 96,000 |
| COLUMBIA, SC | 258 | $ 14,170,000 | $ 54,000 | $ 121,000 |
| PORT ST. LUCIE, FL | 256 | $ 16,670,000 | $ 65,000 | $ 96,000 |
| PORTLAND-SOUTH PORTLAND, ME | 251 | $ 14,225,000 | $ 56,000 | $ 103,000 |
| BATON ROUGE, LA | 245 | $ 13,915,000 | $ 56,000 | $ 162,000 |
| PROVO-OREM, UT | 242 | $ 16,360,000 | $ 67,000 | $ 117,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 241 | $ 14,045,000 | $ 58,000 | $ 106,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 241 | $ 15,755,000 | $ 65,000 | $ 121,000 |
| CHATTANOOGA, TN-GA | 240 | $ 14,280,000 | $ 58,000 | $ 97,500 |
| RENO, NV | 235 | $ 15,465,000 | $ 65,000 | $ 106,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 231 | $ 13,355,000 | $ 58,500 | $ 80,500 |
| URBAN HONOLULU, HI | 231 | $ 18,595,000 | $ 80,000 | $ 105,000 |
| VALLEJO-FAIRFIELD, CA | 231 | $ 16,035,000 | $ 69,000 | $ 121,000 |
| SYRACUSE, NY | 226 | $ 11,970,000 | $ 52,000 | $ 88,000 |
| MODESTO, CA | 222 | $ 13,680,000 | $ 61,000 | $ 112,000 |
| TOLEDO, OH | 220 | $ 11,360,000 | $ 51,000 | $ 85,000 |
| WICHITA, KS | 218 | $ 11,800,000 | $ 54,000 | $ 99,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 211 | $ 10,825,000 | $ 51,000 | $ 89,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 209 | $ 11,985,000 | $ 56,500 | $ 94,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 209 | $ 10,975,000 | $ 52,500 | $ 71,500 |
| JACKSON, MS | 207 | $ 11,175,000 | $ 53,000 | $ 108,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 204 | $ 12,120,000 | $ 59,000 | $ 142,000 |
| MANCHESTER-NASHUA, NH | 204 | $ 13,020,000 | $ 63,000 | $ 110,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 199 | $ 11,245,000 | $ 56,000 | $ 94,000 |
| GREENSBORO-HIGH POINT, NC | 195 | $ 11,025,000 | $ 56,000 | $ 131,000 |
| WINSTON-SALEM, NC | 186 | $ 10,230,000 | $ 55,000 | $ 97,000 |
| SPRINGFIELD, MO | 182 | $ 10,170,000 | $ 55,000 | $ 101,000 |
| LANCASTER, PA | 178 | $ 9,960,000 | $ 55,000 | $ 113,000 |
| DURHAM-CHAPEL HILL, NC | 172 | $ 10,230,000 | $ 59,000 | $ 101,000 |
| YORK-HANOVER, PA | 172 | $ 9,650,000 | $ 56,000 | $ 110,000 |
| HARRISBURG-CARLISLE, PA | 171 | $ 9,535,000 | $ 55,000 | $ 95,000 |
| ASHEVILLE, NC | 165 | $ 9,815,000 | $ 59,000 | $ 88,000 |
| GREELEY, CO | 165 | $ 8,905,000 | $ 53,000 | $ 107,000 |
| SPOKANE-SPOKANE VALLEY, WA | 162 | $ 10,160,000 | $ 62,000 | $ 94,000 |
| LEXINGTON-FAYETTE, KY | 158 | $ 9,400,000 | $ 59,000 | $ 109,000 |
| TRENTON, NJ | 158 | $ 9,770,000 | $ 61,000 | $ 145,000 |
| SALEM, OR | 156 | $ 8,650,000 | $ 55,000 | $ 95,000 |
| HUNTSVILLE, AL | 152 | $ 8,570,000 | $ 56,000 | $ 95,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 152 | $ 8,860,000 | $ 58,000 | $ 92,000 |
| SAVANNAH, GA | 152 | $ 8,720,000 | $ 57,000 | $ 95,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 150 | $ 9,920,000 | $ 66,000 | $ 99,000 |
| READING, PA | 150 | $ 8,050,000 | $ 53,000 | $ 91,000 |
| OCALA, FL | 147 | $ 8,305,000 | $ 56,000 | $ 83,000 |
| FORT COLLINS, CO | 146 | $ 10,040,000 | $ 68,000 | $ 140,000 |
| FORT WAYNE, IN | 146 | $ 7,960,000 | $ 54,000 | $ 87,000 |
| LANSING-EAST LANSING, MI | 137 | $ 7,295,000 | $ 53,000 | $ 83,000 |
| CANTON-MASSILLON, OH | 134 | $ 6,600,000 | $ 49,000 | $ 83,000 |
| FLINT, MI | 133 | $ 7,125,000 | $ 53,000 | $ 85,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 129 | $ 6,935,000 | $ 53,000 | $ 103,000 |
| ANN ARBOR, MI | 126 | $ 7,480,000 | $ 59,000 | $ 109,000 |
| BARNSTABLE TOWN, MA | 126 | $ 8,830,000 | $ 70,000 | $ 113,000 |
| ROCKFORD, IL | 126 | $ 6,240,000 | $ 49,000 | $ 92,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 126 | $ 6,620,000 | $ 54,500 | $ 87,500 |
| SANTA ROSA, CA | 125 | $ 9,665,000 | $ 77,000 | $ 129,000 |
| FAYETTEVILLE, NC | 122 | $ 6,780,000 | $ 55,000 | $ 123,000 |
| SPARTANBURG, SC | 121 | $ 6,435,000 | $ 53,000 | $ 90,000 |
| MADISON, WI | 120 | $ 7,500,000 | $ 62,000 | $ 106,000 |
| PEORIA, IL | 120 | $ 6,000,000 | $ 50,000 | $ 93,000 |
| SALINAS, CA | 120 | $ 9,580,000 | $ 79,000 | $ 132,000 |
| ANCHORAGE, AK | 119 | $ 6,945,000 | $ 58,000 | $ 116,000 |
| LINCOLN, NE | 119 | $ 6,915,000 | $ 58,000 | $ 114,000 |
| MOBILE, AL | 119 | $ 6,695,000 | $ 56,000 | $ 85,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 117 | $ 6,905,000 | $ 59,000 | $ 99,000 |
| BOULDER, CO | 114 | $ 9,050,000 | $ 79,000 | $ 125,000 |
| SANTA MARIA-SANTA BARBARA, CA | 111 | $ 8,465,000 | $ 76,000 | $ 127,000 |
| VISALIA-PORTERVILLE, CA | 109 | $ 6,725,000 | $ 61,000 | $ 107,000 |
| SIOUX FALLS, SD | 108 | $ 5,990,000 | $ 55,000 | $ 104,000 |
| SHREVEPORT-BOSSIER CITY, LA | 107 | $ 5,805,000 | $ 54,000 | $ 98,000 |
| HICKORY-LENOIR-MORGANTON, NC | 106 | $ 5,680,000 | $ 53,000 | $ 93,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 106 | $ 5,690,000 | $ 50,000 | $ 92,000 |
| NORWICH-NEW LONDON, CT | 105 | $ 6,365,000 | $ 60,000 | $ 112,000 |
| EUGENE, OR | 103 | $ 5,835,000 | $ 56,000 | $ 90,000 |
| LAFAYETTE, LA | 103 | $ 6,045,000 | $ 58,000 | $ 92,000 |
| PUNTA GORDA, FL | 103 | $ 6,165,000 | $ 59,000 | $ 71,000 |
| BREMERTON-SILVERDALE, WA | 102 | $ 6,490,000 | $ 63,000 | $ 104,000 |
| EAST STROUDSBURG, PA | 100 | $ 5,790,000 | $ 57,000 | $ 89,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 100 | $ 5,380,000 | $ 53,000 | $ 117,000 |
| GAINESVILLE, GA | 99 | $ 5,985,000 | $ 60,000 | $ 107,000 |
| GAINESVILLE, FL | 98 | $ 6,780,000 | $ 69,000 | $ 107,000 |
| MERCED, CA | 98 | $ 5,900,000 | $ 60,000 | $ 92,000 |
| OLYMPIA-TUMWATER, WA | 98 | $ 6,330,000 | $ 64,000 | $ 118,000 |
| KENNEWICK-RICHLAND, WA | 97 | $ 6,155,000 | $ 63,000 | $ 105,000 |
| SALISBURY, MD-DE | 97 | $ 6,025,000 | $ 62,000 | $ 113,000 |
| ROANOKE, VA | 96 | $ 5,730,000 | $ 59,000 | $ 89,000 |
| SEBASTIAN-VERO BEACH, FL | 96 | $ 5,920,000 | $ 61,000 | $ 84,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 95 | $ 5,355,000 | $ 56,000 | $ 107,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 95 | $ 5,915,000 | $ 62,000 | $ 106,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 95 | $ 6,075,000 | $ 63,000 | $ 164,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 94 | $ 5,730,000 | $ 60,000 | $ 100,000 |
| LYNCHBURG, VA | 94 | $ 5,000,000 | $ 53,000 | $ 78,000 |
| UTICA-ROME, NY | 94 | $ 5,690,000 | $ 60,000 | $ 79,000 |
| CLARKSVILLE, TN-KY | 93 | $ 4,915,000 | $ 53,000 | $ 97,500 |
| EVANSVILLE, IN-KY | 92 | $ 4,920,000 | $ 58,500 | $ 89,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 92 | $ 6,380,000 | $ 69,000 | $ 146,000 |
| MONTGOMERY, AL | 91 | $ 4,945,000 | $ 54,000 | $ 89,000 |
| HOMOSASSA SPRINGS, FL | 90 | $ 5,620,000 | $ 62,000 | $ 75,000 |
| COLUMBUS, GA-AL | 88 | $ 4,680,000 | $ 54,000 | $ 76,000 |
| TALLAHASSEE, FL | 87 | $ 5,425,000 | $ 62,000 | $ 106,000 |
| BEND-REDMOND, OR | 86 | $ 5,830,000 | $ 67,000 | $ 108,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 86 | $ 5,770,000 | $ 67,000 | $ 100,000 |
| BINGHAMTON, NY | 85 | $ 4,795,000 | $ 56,000 | $ 86,000 |
| DOVER, DE | 83 | $ 4,815,000 | $ 58,000 | $ 96,000 |
| FARGO, ND-MN | 83 | $ 4,645,000 | $ 55,500 | $ 109,000 |
| KINGSTON, NY | 83 | $ 5,535,000 | $ 66,000 | $ 118,000 |
| CHARLESTON, WV | 81 | $ 4,235,000 | $ 52,000 | $ 78,000 |
| GREEN BAY, WI | 81 | $ 4,185,000 | $ 51,000 | $ 93,000 |
| MEDFORD, OR | 81 | $ 5,585,000 | $ 68,000 | $ 101,000 |
| ROCHESTER, MN | 81 | $ 4,095,000 | $ 50,000 | $ 109,000 |
| WILMINGTON, NC | 81 | $ 4,585,000 | $ 56,000 | $ 98,000 |
| EL PASO, TX | 79 | $ 4,955,000 | $ 62,000 | $ 114,000 |
| HOUMA-THIBODAUX, LA | 78 | $ 4,450,000 | $ 57,000 | $ 96,000 |
| GRAND JUNCTION, CO | 77 | $ 4,175,000 | $ 54,000 | $ 100,000 |
| PUEBLO, CO | 77 | $ 4,815,000 | $ 62,000 | $ 89,000 |
| CHICO, CA | 76 | $ 4,680,000 | $ 61,000 | $ 117,000 |
| SANTA CRUZ-WATSONVILLE, CA | 76 | $ 6,540,000 | $ 86,000 | $ 122,000 |
| ATHENS-CLARKE COUNTY, GA | 74 | $ 4,520,000 | $ 61,000 | $ 90,000 |
| TOPEKA, KS | 74 | $ 4,100,000 | $ 55,000 | $ 85,000 |
| BELLINGHAM, WA | 72 | $ 4,590,000 | $ 63,000 | $ 114,000 |
| LAKE CHARLES, LA | 69 | $ 4,045,000 | $ 58,000 | $ 143,000 |
| REDDING, CA | 68 | $ 3,970,000 | $ 58,000 | $ 118,000 |
| CHARLOTTESVILLE, VA | 67 | $ 4,225,000 | $ 63,000 | $ 113,000 |
| COEUR D'ALENE, ID | 67 | $ 4,145,000 | $ 61,000 | $ 95,000 |
| ERIE, PA | 67 | $ 3,855,000 | $ 57,000 | $ 90,000 |
| KALAMAZOO-PORTAGE, MI | 67 | $ 3,875,000 | $ 57,000 | $ 108,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 65 | $ 3,705,000 | $ 52,500 | $ 83,500 |
| LAFAYETTE-WEST LAFAYETTE, IN | 65 | $ 3,485,000 | $ 53,000 | $ 89,000 |
| BILLINGS, MT | 64 | $ 3,550,000 | $ 55,000 | $ 95,000 |
| ELKHART-GOSHEN, IN | 64 | $ 3,310,000 | $ 51,000 | $ 115,000 |
| IDAHO FALLS, ID | 63 | $ 3,665,000 | $ 58,000 | $ 88,000 |
| SAN RAFAEL, CA | 63 | $ 6,385,000 | $ 101,000 | $ 226,000 |
| YUBA CITY, CA | 63 | $ 3,935,000 | $ 62,000 | $ 102,000 |
| APPLETON, WI | 62 | $ 3,140,000 | $ 50,000 | $ 108,000 |
| JOHNSON CITY, TN | 62 | $ 3,520,000 | $ 56,000 | $ 71,000 |
| MONROE, MI | 62 | $ 3,450,000 | $ 55,000 | $ 111,000 |
| YAKIMA, WA | 62 | $ 3,280,000 | $ 52,000 | $ 87,000 |
| AUBURN-OPELIKA, AL | 61 | $ 3,355,000 | $ 55,000 | $ 93,000 |
| OCEAN CITY, NJ | 61 | $ 3,265,000 | $ 53,000 | $ 99,000 |
| SPRINGFIELD, IL | 61 | $ 3,195,000 | $ 52,000 | $ 98,000 |
| SANTA FE, NM | 60 | $ 3,870,000 | $ 64,000 | $ 87,000 |
| WARNER ROBINS, GA | 60 | $ 3,220,000 | $ 53,000 | $ 82,000 |
| WINCHESTER, VA-WV | 60 | $ 3,740,000 | $ 69,000 | $ 78,500 |
| CHEYENNE, WY | 59 | $ 3,625,000 | $ 61,000 | $ 96,000 |
| WHEELING, WV-OH | 59 | $ 3,285,000 | $ 55,000 | $ 90,500 |
| CHAMPAIGN-URBANA, IL | 58 | $ 3,120,000 | $ 53,000 | $ 90,000 |
| MADERA, CA | 58 | $ 3,200,000 | $ 55,000 | $ 101,000 |
| MANSFIELD, OH | 58 | $ 2,940,000 | $ 50,000 | $ 77,000 |
| ST. GEORGE, UT | 58 | $ 3,570,000 | $ 61,000 | $ 94,000 |
| ST. CLOUD, MN | 57 | $ 3,245,000 | $ 56,000 | $ 102,000 |
| VINELAND-BRIDGETON, NJ | 57 | $ 3,015,000 | $ 52,000 | $ 90,000 |
| JACKSON, MI | 56 | $ 3,120,000 | $ 55,000 | $ 81,000 |
| RAPID CITY, SD | 56 | $ 3,460,000 | $ 61,000 | $ 95,000 |
| DALTON, GA | 55 | $ 3,235,000 | $ 58,000 | $ 80,000 |
| MACON-BIBB COUNTY, GA | 55 | $ 3,025,000 | $ 55,000 | $ 113,000 |
| THE VILLAGES, FL | 55 | $ 3,675,000 | $ 66,000 | $ 82,000 |
| DULUTH, MN-WI | 54 | $ 2,950,000 | $ 54,000 | $ 103,500 |
| FORT SMITH, AR-OK | 54 | $ 3,030,000 | $ 56,500 | $ 128,500 |
| JONESBORO, AR | 54 | $ 3,110,000 | $ 57,000 | $ 99,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 54 | $ 4,800,000 | $ 88,000 | $ 120,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 53 | $ 2,565,000 | $ 48,000 | $ 88,000 |
| GLENS FALLS, NY | 53 | $ 2,835,000 | $ 53,000 | $ 83,000 |
| MORGANTOWN, WV | 53 | $ 3,085,000 | $ 58,000 | $ 113,000 |
| BLOOMINGTON, IL | 52 | $ 2,740,000 | $ 52,000 | $ 117,000 |
| RACINE, WI | 52 | $ 2,820,000 | $ 54,000 | $ 114,000 |
| BURLINGTON, NC | 51 | $ 2,905,000 | $ 56,000 | $ 94,000 |
| FLORENCE, SC | 51 | $ 2,755,000 | $ 54,000 | $ 81,000 |
| LEBANON, PA | 51 | $ 2,835,000 | $ 55,000 | $ 106,000 |
| TERRE HAUTE, IN | 51 | $ 2,365,000 | $ 46,000 | $ 86,000 |
| JOPLIN, MO | 50 | $ 2,930,000 | $ 58,000 | $ 69,000 |
| LAS CRUCES, NM | 50 | $ 2,810,000 | $ 56,000 | $ 95,000 |
| CLEVELAND, TN | 49 | $ 2,545,000 | $ 51,000 | $ 76,000 |
| MCALLEN-EDINBURG-MISSION, TX | 49 | $ 3,375,000 | $ 68,000 | $ 111,000 |
| MUSKEGON, MI | 49 | $ 2,685,000 | $ 54,000 | $ 81,000 |
| FLORENCE-MUSCLE SHOALS, AL | 48 | $ 2,400,000 | $ 50,000 | $ 82,000 |
| MISSOULA, MT | 48 | $ 2,570,000 | $ 53,000 | $ 101,000 |
| WAUSAU, WI | 48 | $ 2,620,000 | $ 54,000 | $ 96,000 |
| ALBANY, OR | 47 | $ 3,125,000 | $ 66,000 | $ 81,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 47 | $ 2,455,000 | $ 52,000 | $ 79,000 |
| LOGAN, UT-ID | 47 | $ 2,725,000 | $ 50,000 | $ 80,500 |
| PITTSFIELD, MA | 47 | $ 2,485,000 | $ 52,000 | $ 92,000 |
| BISMARCK, ND | 46 | $ 2,680,000 | $ 58,000 | $ 114,000 |
| COLUMBIA, MO | 46 | $ 2,360,000 | $ 51,000 | $ 109,000 |
| KILLEEN-TEMPLE, TX | 46 | $ 3,360,000 | $ 73,000 | $ 105,000 |
| TUSCALOOSA, AL | 46 | $ 2,540,000 | $ 55,000 | $ 91,000 |
| ALTOONA, PA | 45 | $ 2,335,000 | $ 51,000 | $ 71,000 |
| NAPA, CA | 45 | $ 3,895,000 | $ 86,000 | $ 145,000 |
| OSHKOSH-NEENAH, WI | 45 | $ 2,335,000 | $ 51,000 | $ 94,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 44 | $ 2,630,000 | $ 59,000 | $ 124,000 |
| EAU CLAIRE, WI | 44 | $ 2,670,000 | $ 60,000 | $ 112,000 |
| JACKSON, TN | 44 | $ 2,390,000 | $ 54,000 | $ 75,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 43 | $ 2,215,000 | $ 51,000 | $ 79,000 |
| GRAND FORKS, ND-MN | 43 | $ 2,225,000 | $ 51,000 | $ 90,500 |
| JACKSONVILLE, NC | 43 | $ 2,445,000 | $ 56,000 | $ 81,000 |
| VALDOSTA, GA | 43 | $ 2,485,000 | $ 57,000 | $ 73,000 |
| JOHNSTOWN, PA | 42 | $ 2,110,000 | $ 50,000 | $ 76,000 |
| CARBONDALE-MARION, IL | 41 | $ 2,135,000 | $ 52,000 | $ 71,000 |
| HAMMOND, LA | 41 | $ 2,185,000 | $ 53,000 | $ 78,000 |
| NILES-BENTON HARBOR, MI | 41 | $ 2,805,000 | $ 68,000 | $ 109,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 41 | $ 2,125,000 | $ 51,000 | $ 88,500 |
| GETTYSBURG, PA | 40 | $ 2,920,000 | $ 73,000 | $ 87,000 |
| LAWTON, OK | 40 | $ 2,290,000 | $ 57,000 | $ 79,000 |
| MICHIGAN CITY-LA PORTE, IN | 40 | $ 2,090,000 | $ 52,000 | $ 92,000 |
| ST. JOSEPH, MO-KS | 40 | $ 2,000,000 | $ 47,500 | $ 92,500 |
| BECKLEY, WV | 39 | $ 2,105,000 | $ 53,000 | $ 89,000 |
| BLOOMINGTON, IN | 39 | $ 1,995,000 | $ 51,000 | $ 89,000 |
| BROWNSVILLE-HARLINGEN, TX | 39 | $ 2,915,000 | $ 74,000 | $ 86,000 |
| ROME, GA | 39 | $ 2,235,000 | $ 57,000 | $ 80,000 |
| SEBRING, FL | 39 | $ 2,185,000 | $ 56,000 | $ 71,000 |
| BANGOR, ME | 38 | $ 2,220,000 | $ 58,000 | $ 90,000 |
| DECATUR, AL | 38 | $ 2,240,000 | $ 58,000 | $ 86,000 |
| EL CENTRO, CA | 38 | $ 2,070,000 | $ 54,000 | $ 106,000 |
| YUMA, AZ | 38 | $ 2,190,000 | $ 57,000 | $ 112,000 |
| BATTLE CREEK, MI | 37 | $ 1,825,000 | $ 49,000 | $ 81,000 |
| BOWLING GREEN, KY | 37 | $ 2,075,000 | $ 56,000 | $ 76,000 |
| DOTHAN, AL | 37 | $ 2,455,000 | $ 66,000 | $ 83,000 |
| ELMIRA, NY | 37 | $ 1,675,000 | $ 45,000 | $ 90,000 |
| JANESVILLE-BELOIT, WI | 37 | $ 2,035,000 | $ 55,000 | $ 105,000 |
| JEFFERSON CITY, MO | 37 | $ 1,995,000 | $ 53,000 | $ 87,000 |
| SPRINGFIELD, OH | 37 | $ 2,025,000 | $ 54,000 | $ 114,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 36 | $ 1,900,000 | $ 52,000 | $ 72,000 |
| CASPER, WY | 36 | $ 1,920,000 | $ 53,000 | $ 100,000 |
| GREAT FALLS, MT | 36 | $ 2,140,000 | $ 59,000 | $ 109,000 |
| LEWISTON-AUBURN, ME | 36 | $ 2,040,000 | $ 56,000 | $ 78,000 |
| LUBBOCK, TX | 36 | $ 2,200,000 | $ 61,000 | $ 98,000 |
| WILLIAMSPORT, PA | 36 | $ 1,970,000 | $ 54,000 | $ 74,000 |
| CORPUS CHRISTI, TX | 35 | $ 2,055,000 | $ 58,000 | $ 111,000 |
| FLAGSTAFF, AZ | 35 | $ 2,305,000 | $ 65,000 | $ 213,000 |
| PARKERSBURG-VIENNA, WV | 35 | $ 2,065,000 | $ 59,000 | $ 74,000 |
| SIERRA VISTA-DOUGLAS, AZ | 35 | $ 1,935,000 | $ 55,000 | $ 71,000 |
| WATERTOWN-FORT DRUM, NY | 35 | $ 2,015,000 | $ 57,000 | $ 96,000 |
| GRAND ISLAND, NE | 34 | $ 1,770,000 | $ 52,000 | $ 75,000 |
| HANFORD-CORCORAN, CA | 34 | $ 1,710,000 | $ 50,000 | $ 113,000 |
| KANKAKEE, IL | 34 | $ 1,820,000 | $ 53,000 | $ 86,000 |
| KOKOMO, IN | 34 | $ 1,560,000 | $ 45,000 | $ 99,000 |
| MONROE, LA | 34 | $ 1,720,000 | $ 50,000 | $ 88,000 |
| MOUNT VERNON-ANACORTES, WA | 34 | $ 2,130,000 | $ 62,000 | $ 96,000 |
| STATE COLLEGE, PA | 34 | $ 2,400,000 | $ 70,000 | $ 100,000 |
| ALBANY, GA | 33 | $ 1,735,000 | $ 52,000 | $ 92,000 |
| FARMINGTON, NM | 33 | $ 1,805,000 | $ 54,000 | $ 278,000 |
| GRANTS PASS, OR | 33 | $ 2,085,000 | $ 63,000 | $ 75,000 |
| MORRISTOWN, TN | 33 | $ 1,725,000 | $ 52,000 | $ 81,000 |
| NEW BERN, NC | 33 | $ 1,985,000 | $ 60,000 | $ 81,000 |
| POCATELLO, ID | 33 | $ 1,635,000 | $ 49,000 | $ 105,000 |
| LONGVIEW, WA | 32 | $ 1,750,000 | $ 54,000 | $ 91,000 |
| TWIN FALLS, ID | 32 | $ 1,700,000 | $ 53,000 | $ 149,000 |
| HARRISONBURG, VA | 31 | $ 1,535,000 | $ 49,000 | $ 77,000 |
| HATTIESBURG, MS | 31 | $ 1,855,000 | $ 59,000 | $ 131,000 |
| LAWRENCE, KS | 31 | $ 1,545,000 | $ 49,000 | $ 111,000 |
| MANHATTAN, KS | 31 | $ 1,435,000 | $ 46,000 | $ 89,000 |
| OWENSBORO, KY | 31 | $ 1,405,000 | $ 45,000 | $ 84,000 |
| SHEBOYGAN, WI | 31 | $ 1,465,000 | $ 47,000 | $ 97,000 |
| WENATCHEE, WA | 31 | $ 2,475,000 | $ 79,000 | $ 87,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 30 | $ 1,710,000 | $ 57,000 | $ 84,000 |
| GREENVILLE, NC | 30 | $ 1,420,000 | $ 47,000 | $ 85,000 |
| PANAMA CITY, FL | 30 | $ 1,440,000 | $ 48,000 | $ 77,000 |
| SUMTER, SC | 30 | $ 1,630,000 | $ 54,000 | $ 76,000 |
| ALEXANDRIA, LA | 29 | $ 1,745,000 | $ 60,000 | $ 127,000 |
| BRUNSWICK, GA | 29 | $ 1,575,000 | $ 54,000 | $ 102,000 |
| CAPE GIRARDEAU, MO-IL | 29 | $ 1,655,000 | $ 60,500 | $ 90,000 |
| SAGINAW, MI | 29 | $ 1,565,000 | $ 53,000 | $ 78,000 |
| STAUNTON-WAYNESBORO, VA | 29 | $ 1,555,000 | $ 53,000 | $ 82,000 |
| FOND DU LAC, WI | 28 | $ 1,510,000 | $ 53,000 | $ 84,000 |
| ROCKY MOUNT, NC | 28 | $ 1,690,000 | $ 60,000 | $ 104,000 |
| BEAUMONT-PORT ARTHUR, TX | 27 | $ 1,795,000 | $ 66,000 | $ 108,000 |
| GADSDEN, AL | 27 | $ 1,315,000 | $ 48,000 | $ 74,000 |
| HINESVILLE, GA | 27 | $ 1,635,000 | $ 60,000 | $ 71,000 |
| HOT SPRINGS, AR | 27 | $ 1,405,000 | $ 52,000 | $ 69,000 |
| LAREDO, TX | 27 | $ 1,705,000 | $ 63,000 | $ 92,000 |
| LIMA, OH | 27 | $ 1,215,000 | $ 45,000 | $ 125,000 |
| MANKATO-NORTH MANKATO, MN | 27 | $ 1,275,000 | $ 47,000 | $ 84,000 |
| TYLER, TX | 27 | $ 1,765,000 | $ 65,000 | $ 81,000 |
| MUNCIE, IN | 26 | $ 1,360,000 | $ 52,000 | $ 80,000 |
| DECATUR, IL | 25 | $ 1,125,000 | $ 45,000 | $ 74,000 |
| FAIRBANKS, AK | 24 | $ 1,450,000 | $ 60,000 | $ 209,000 |
| PINE BLUFF, AR | 24 | $ 1,100,000 | $ 45,000 | $ 77,000 |
| WACO, TX | 24 | $ 1,440,000 | $ 60,000 | $ 123,000 |
| BLOOMSBURG-BERWICK, PA | 23 | $ 1,565,000 | $ 68,000 | $ 100,000 |
| LA CROSSE-ONALASKA, WI-MN | 23 | $ 1,585,000 | $ 69,000 | $ 83,500 |
| COLUMBUS, IN | 22 | $ 1,080,000 | $ 49,000 | $ 79,000 |
| AMARILLO, TX | 20 | $ 1,190,000 | $ 59,000 | $ 94,000 |
| GOLDSBORO, NC | 20 | $ 1,060,000 | $ 53,000 | $ 106,000 |
| SHERMAN-DENISON, TX | 20 | $ 1,370,000 | $ 68,000 | $ 110,000 |
| BAY CITY, MI | 19 | $ 1,005,000 | $ 52,000 | $ 76,000 |
| CARSON CITY, NV | 19 | $ 875,000 | $ 46,000 | $ 79,000 |
| COLLEGE STATION-BRYAN, TX | 19 | $ 1,385,000 | $ 72,000 | $ 173,000 |
| MIDLAND, MI | 19 | $ 1,335,000 | $ 70,000 | $ 157,000 |
| SIOUX CITY, IA-NE-SD | 19 | $ 965,000 | $ 51,000 | $ 92,000 |
| TEXARKANA, TX-AR | 19 | $ 1,045,000 | $ 56,500 | $ 64,000 |
| DANVILLE, IL | 18 | $ 900,000 | $ 50,000 | $ 123,000 |
| ODESSA, TX | 16 | $ 1,200,000 | $ 75,000 | $ 113,000 |
| WICHITA FALLS, TX | 16 | $ 780,000 | $ 48,000 | $ 99,000 |
| CORVALLIS, OR | 15 | $ 1,065,000 | $ 71,000 | $ 106,000 |
| MIDLAND, TX | 14 | $ 860,000 | $ 61,000 | $ 152,000 |
| ITHACA, NY | 13 | $ 725,000 | $ 55,000 | $ 99,000 |
| LONGVIEW, TX | 13 | $ 795,000 | $ 61,000 | $ 106,000 |
| ABILENE, TX | 12 | $ 750,000 | $ 62,000 | $ 83,000 |
| SAN ANGELO, TX | 12 | $ 700,000 | $ 58,000 | $ 71,000 |
| LEWISTON, ID-WA | 10 | $ 490,000 | $ 48,500 | $ 105,500 |
| CUMBERLAND, MD-WV | 9 | $ 555,000 | $ 61,000 | $ 78,000 |
| ENID, OK | 9 | $ 695,000 | $ 77,000 | $ 88,000 |
| WALLA WALLA, WA | 8 | $ 460,000 | $ 57,000 | $ 69,000 |
| VICTORIA, TX | 6 | $ 470,000 | $ 78,000 | $ 145,000 |
| AGUADILLA-ISABELA, PR | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 60,396 | $3,507,200,000 | $58,000 | $395,000 | $111,000 | $9,435,000 |
| Home Improvement | 35,338 | $2,214,900,000 | $62,000 | $205,000 | $116,000 | $9,537,000 |
| Refinancing | 11,025 | $962,425,000 | $87,000 | $355,000 | $109,000 | $5,811,000 |
| Home Purchase | 955 | $90,275,000 | $94,000 | $205,000 | $117,000 | $850,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 66,090 | $4,038,080,000 | $61,000 | $205,000 | $112,000 | $8,500,000 |
| Not Provided | 16,227 | $1,063,605,000 | $65,000 | $395,000 | $121,000 | $9,537,000 |
| Hispanic | 9,234 | $575,460,000 | $62,000 | $205,000 | $105,000 | $9,435,000 |
| Black or African American | 6,732 | $395,230,000 | $58,000 | $205,000 | $93,000 | $7,080,000 |
| Asian | 5,596 | $431,200,000 | $77,000 | $205,000 | $122,000 | $5,000,000 |
| American Indian or Alaskan Native | 1,348 | $83,640,000 | $62,000 | $205,000 | $105,000 | $5,000,000 |
| Native Hawaiian or Other Pacific Islander | 183 | $13,565,000 | $74,000 | $205,000 | $105,000 | $1,320,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 107,714 | $6,774,800,000 | $62,000 | $395,000 | $112,000 | $9,537,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 78,890 | $4,827,830,000 | $61,000 | $395,000 | $107,000 | $9,537,000 |
| Application Withdrawn By Applicant | 13,234 | $882,710,000 | $66,000 | $205,000 | $127,000 | $8,551,000 |
| Loan Originated | 11,699 | $794,245,000 | $67,000 | $205,000 | $124,000 | $878,000 |
| File Closed For Incompleteness | 3,517 | $242,515,000 | $68,000 | $205,000 | $123,000 | $6,356,000 |
| Application Approved But Not Accepted | 374 | $27,500,000 | $73,000 | $155,000 | $129,000 | $693,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 28,824 | $1,946,970,000 | $67,000 | $205,000 | $126,000 | $8,551,000 |
| Collateral | 21,945 | $1,231,685,000 | $56,000 | $355,000 | $114,000 | $8,282,000 |
| Unverifiable Information | 21,299 | $1,370,285,000 | $64,000 | $205,000 | $121,000 | $9,537,000 |
| Credit History | 18,526 | $1,055,430,000 | $56,000 | $205,000 | $100,000 | $9,435,000 |
| Debt-To-Income Ratio | 11,504 | $776,570,000 | $67,000 | $205,000 | $72,000 | $1,100,000 |
| Other | 2,761 | $199,745,000 | $72,000 | $205,000 | $121,000 | $3,019,000 |
| Credit Application Incomplete | 2,729 | $185,325,000 | $67,000 | $395,000 | $133,000 | $7,800,000 |
| Employment History | 126 | $8,790,000 | $69,000 | $205,000 | $47,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.