Dollar Bank, FSB Mortgage Lending & HMDA Data, 2012
In 2012, Dollar Bank, FSB of Pittsburgh, PA reported 13,140 mortgage applications totaling $1.7 billion, up 21% from 2011. The average application was for $130,749, and applicants reported an average income of $94,883. 61% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Pittsburgh, PA (7,808), Cleveland-Elyria-Mentor, OH (2,687) and Akron, OH (253) (applications in parentheses).
| Mortgage Company & Address | Dollar Bank, FSB #3 Gateway Center, Seven West Pittsburgh, PA 15222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,140 |
| Total Mortgage Loan Application Amount | $1,718,050,000 |
| Average Mortgage Loan Application Amount | $130,749 |
| Highest Mortgage Loan Application Amount | $9,400,000 |
| Average Applicant Income | $94,883 |
| Highest Applicant Income | $7,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pittsburgh, PA | 7,808 | $ 959,673,000 | $ 122,908 | $ 94,000 |
| Cleveland-Elyria-Mentor, OH | 2,687 | $ 289,032,000 | $ 107,566 | $ 87,000 |
| Akron, OH | 253 | $ 43,720,000 | $ 172,806 | $ 99,000 |
| Columbus, OH | 88 | $ 16,145,000 | $ 183,465 | $ 125,000 |
| Milwaukee-Waukesha-West Allis, WI | 81 | $ 24,782,000 | $ 305,950 | $ 235,000 |
| Chicago-Joliet-Naperville, IL | 73 | $ 30,363,000 | $ 415,931 | $ 227,000 |
| Cincinnati-Middletown, OH-KY-IN | 31 | $ 7,155,000 | $ 230,806 | $ 173,000 |
| St. Louis, MO-IL | 31 | $ 17,938,000 | $ 578,645 | $ 340,000 |
| Youngstown-Warren-Boardman, OH-PA | 31 | $ 8,445,000 | $ 272,419 | $ 76,290 |
| Lake County-Kenosha County, IL-WI | 28 | $ 12,813,000 | $ 457,607 | $ 360,000 |
| Canton-Massillon, OH | 25 | $ 3,393,000 | $ 135,720 | $ 61,000 |
| Indianapolis-Carmel, IN | 19 | $ 7,159,000 | $ 376,789 | $ 214,000 |
| Sandusky, OH | 19 | $ 2,628,000 | $ 138,315 | $ 122,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 8,460,000 | $ 497,647 | $ 292,000 |
| Toledo, OH | 17 | $ 3,443,000 | $ 202,529 | $ 192,000 |
| Philadelphia, PA | 15 | $ 7,207,000 | $ 480,466 | $ 164,000 |
| Baltimore-Towson, MD | 13 | $ 6,112,000 | $ 470,153 | $ 182,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 12 | $ 5,362,000 | $ 446,833 | $ 212,333 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 4,537,000 | $ 453,700 | $ 186,400 |
| State College, PA | 8 | $ 1,606,000 | $ 200,750 | $ 143,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 2,842,000 | $ 406,000 | $ 232,000 |
| Boston-Quincy, MA | 6 | $ 3,521,000 | $ 586,833 | $ 235,000 |
| Bethesda-Rockville-Frederick, MD | 5 | $ 1,630,000 | $ 326,000 | $ 129,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 3,183,000 | $ 636,600 | $ 234,000 |
| Erie, PA | 5 | $ 875,000 | $ 175,000 | $ 169,000 |
| Harrisburg-Carlisle, PA | 5 | $ 686,000 | $ 137,200 | $ 105,000 |
| Raleigh-Cary, NC | 5 | $ 2,464,000 | $ 492,800 | $ 189,000 |
| Steubenville-Weirton, OH-WV | 5 | $ 300,000 | $ 60,000 | $ 46,200 |
| Naples-Marco Island, FL | 4 | $ 1,322,000 | $ 330,500 | $ 494,000 |
| Phoenix-Mesa-Glendale, AZ | 4 | $ 1,073,000 | $ 268,250 | $ 222,000 |
| York-Hanover, PA | 4 | $ 548,000 | $ 137,000 | $ 95,000 |
| Johnstown, PA | 3 | $ 213,000 | $ 71,000 | $ 91,000 |
| Mansfield, OH | 3 | $ 305,000 | $ 101,666 | $ 73,000 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 1,469,000 | $ 489,666 | $ 174,000 |
| Boulder, CO | 2 | $ 946,000 | $ 473,000 | $ 229,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 1,081,000 | $ 540,500 | $ 250,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 439,000 | $ 219,500 | $ 1,501,000 |
| Denver-Aurora-Broomfield, CO | 2 | $ 1,223,000 | $ 611,500 | $ 198,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 388,000 | $ 194,000 | $ 977,000 |
| Holland-Grand Haven, MI | 2 | $ 1,146,000 | $ 573,000 | $ 273,000 |
| Kansas City, MO-KS | 2 | $ 1,300,000 | $ 650,000 | $ 393,000 |
| Newark-Union, NJ-PA | 2 | $ 830,000 | $ 415,000 | $ 301,000 |
| Sheboygan, WI | 2 | $ 493,000 | $ 246,500 | $ 294,000 |
| Columbia, SC | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Dayton, OH | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Green Bay, WI | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 200,000 | $ 200,000 | $ 197,000 |
| Jacksonville, FL | 1 | $ 344,000 | $ 344,000 | $ 2,554,000 |
| Lancaster, PA | 1 | $ 304,000 | $ 304,000 | $ 115,000 |
| Macon, GA | 1 | $ 522,000 | $ 522,000 | $ 486,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 270,000 | $ 270,000 | $ 350,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 366,000 | $ 366,000 | $ 1,824,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 417,000 | $ 417,000 | $ 213,000 |
| North Port-Bradenton-Sarasota, FL | 1 | $ 272,000 | $ 272,000 | $ 885,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 134,000 | $ 134,000 | $ 162,000 |
| Racine, WI | 1 | $ 96,000 | $ 96,000 | $ 104,000 |
| Salem, OR | 1 | $ 123,000 | $ 123,000 | $ 375,000 |
| Santa Fe, NM | 1 | $ 417,000 | $ 417,000 | $ 230,000 |
| Spartanburg, SC | 1 | $ 129,000 | $ 129,000 | $ 80,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 202,000 | $ 202,000 | $ 61,000 |
| Wheeling, WV-OH | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,230 | $1,110,970,000 | $153,000 | $8,670,000 | $107,000 | $7,500,000 |
| Home Purchase | 3,134 | $472,280,000 | $150,000 | $2,300,000 | $81,000 | $2,340,000 |
| Home Improvement | 2,776 | $134,800,000 | $48,000 | $9,400,000 | $79,000 | $1,100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,872 | $1,299,285,000 | $131,000 | $1,170,000 | $98,000 | $7,500,000 |
| Not Provided | 1,922 | $255,104,000 | $132,000 | $800,000 | $96,000 | $2,804,000 |
| Black or African American | 855 | $55,574,000 | $64,000 | $780,000 | $52,000 | $1,298,000 |
| Asian | 201 | $38,981,000 | $193,000 | $750,000 | $125,000 | $2,340,000 |
| Hispanic | 181 | $15,599,000 | $86,000 | $600,000 | $65,000 | $645,000 |
| American Indian or Alaskan Native | 46 | $3,921,000 | $85,000 | $417,000 | $74,000 | $286,000 |
| Not applicable | 40 | $45,966,000 | $1,149,000 | $9,400,000 | $171,000 | $2,554,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $3,620,000 | $157,000 | $396,000 | $121,000 | $450,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,737 | $1,576,272,000 | $134,000 | $9,400,000 | $100,000 | $7,500,000 |
| FHA-insured (Federal Housing Administration) | 1,337 | $133,564,000 | $99,000 | $328,000 | $49,000 | $832,000 |
| VA-guaranteed (Veterans Administration) | 66 | $8,214,000 | $124,000 | $380,000 | $57,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,990 | $1,147,085,000 | $143,000 | $9,400,000 | $109,000 | $7,500,000 |
| Application Denied By Financial Institution | 2,132 | $148,488,000 | $69,000 | $700,000 | $63,000 | $924,000 |
| Preapproval Approved but not Accepted | 1,169 | $160,999,000 | $137,000 | $556,000 | $69,000 | $467,000 |
| Application Approved But Not Accepted | 537 | $72,627,000 | $135,000 | $8,670,000 | $90,000 | $1,255,000 |
| File Closed For Incompleteness | 484 | $79,603,000 | $164,000 | $700,000 | $92,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 445 | $43,947,000 | $98,000 | $750,000 | $56,000 | $2,340,000 |
| Application Withdrawn By Applicant | 383 | $65,301,000 | $170,000 | $780,000 | $114,000 | $2,780,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,179 | $64,060,000 | $54,000 | $700,000 | $54,000 | $924,000 |
| Debt-To-Income Ratio | 688 | $56,259,000 | $81,000 | $650,000 | $48,000 | $450,000 |
| Collateral | 408 | $48,601,000 | $119,000 | $540,000 | $91,000 | $473,000 |
| Other | 225 | $16,763,000 | $74,000 | $750,000 | $88,000 | $2,340,000 |
| Unverifiable Information | 23 | $2,171,000 | $94,000 | $312,000 | $110,000 | $555,000 |
| Credit Application Incomplete | 21 | $1,701,000 | $81,000 | $338,000 | $95,000 | $321,000 |
| Employment History | 19 | $1,737,000 | $91,000 | $400,000 | $67,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,029,000 | $79,000 | $160,000 | $39,000 | $103,000 |
| Mortgage Insurance Denied | 1 | $114,000 | $114,000 | $114,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dollar Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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