Dollar Bank, FSB Mortgage Lending & HMDA Data, 2014

In 2014, Dollar Bank, FSB of Pittsburgh, PA reported 9,409 mortgage applications totaling $1.2 billion, down 22% from 2013. The average application was for $130,044, and applicants reported an average income of $104,356. 67% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Pittsburgh, PA (6,242), Cleveland-Elyria, OH (1,973) and Akron, OH (195) (applications in parentheses).

Mortgage Company & Address Dollar Bank, FSB
#3 Gateway Center, Seven West
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,409
Total Mortgage Loan Application Amount $1,223,585,000
Average Mortgage Loan Application Amount $130,044
Highest Mortgage Loan Application Amount $5,600,000
Average Applicant Income $104,356
Highest Applicant Income $3,015,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dollar Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dollar Bank, FSB by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Pittsburgh, PA 6,242 $ 688,380,000 $ 110,281 $ 99,000
Cleveland-Elyria, OH 1,973 $ 182,306,000 $ 92,400 $ 80,000
Akron, OH 195 $ 22,973,000 $ 117,810 $ 88,000
Chicago-Naperville-Arlington Heights, IL 74 $ 37,305,000 $ 504,121 $ 266,000
Columbus, OH 68 $ 23,043,000 $ 338,867 $ 156,000
Canton-Massillon, OH 67 $ 11,325,000 $ 169,029 $ 116,000
Milwaukee-Waukesha-West Allis, WI 50 $ 17,783,000 $ 355,660 $ 177,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 45 $ 21,176,000 $ 470,577 $ 159,511
Baltimore-Columbia-Towson, MD 40 $ 14,517,000 $ 362,925 $ 142,000
Youngstown-Warren-Boardman, OH-PA 38 $ 5,018,000 $ 132,052 $ 130,210
Montgomery County-Bucks County-Chester County, PA 33 $ 12,421,000 $ 376,393 $ 171,000
St. Louis, MO-IL 32 $ 16,036,000 $ 501,125 $ 265,000
Cincinnati, OH-KY-IN 25 $ 9,320,000 $ 372,800 $ 287,480
Kansas City, MO-KS 24 $ 14,931,000 $ 622,125 $ 293,333
Richmond, VA 22 $ 6,882,000 $ 312,818 $ 118,000
Minneapolis-St. Paul-Bloomington, MN-WI 20 $ 9,499,000 $ 474,950 $ 344,000
Silver Spring-Frederick-Rockville, MD 20 $ 8,056,000 $ 402,800 $ 153,000
Cambridge-Newton-Framingham, MA 19 $ 9,868,000 $ 519,368 $ 207,000
Charlotte-Concord-Gastonia, NC-SC 19 $ 8,043,000 $ 423,315 $ 189,894
Lake County-Kenosha County, IL-WI 19 $ 10,734,000 $ 564,947 $ 398,000
Indianapolis-Carmel-Anderson, IN 13 $ 6,069,000 $ 466,846 $ 268,000
Providence-Warwick, RI-MA 12 $ 3,737,000 $ 311,416 $ 203,166
Boston, MA 10 $ 4,592,000 $ 459,200 $ 187,000
Boulder, CO 9 $ 5,234,000 $ 581,555 $ 231,000
Cape Coral-Fort Myers, FL 7 $ 3,094,000 $ 442,000 $ 326,000
Greenville-Anderson-Mauldin, SC 7 $ 1,648,000 $ 235,428 $ 99,000
Johnstown, PA 6 $ 455,000 $ 75,833 $ 57,000
Nashville-Davidson--Murfreesboro--Franklin, TN 6 $ 1,741,000 $ 290,166 $ 186,000
North Port-Sarasota-Bradenton, FL 6 $ 1,067,000 $ 177,833 $ 184,000
Raleigh, NC 6 $ 1,241,000 $ 206,833 $ 86,000
Weirton-Steubenville, WV-OH 6 $ 518,000 $ 86,333 $ 63,000
York-Hanover, PA 6 $ 1,161,000 $ 193,500 $ 142,000
Erie, PA 5 $ 1,122,000 $ 224,400 $ 260,000
Harrisburg-Carlisle, PA 5 $ 1,315,000 $ 263,000 $ 109,000
Naples-Immokalee-Marco Island, FL 4 $ 1,668,000 $ 417,000 $ 209,000
Philadelphia, PA 4 $ 1,880,000 $ 470,000 $ 458,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 2,203,000 $ 550,750 $ 204,000
Bridgeport-Stamford-Norwalk, CT 3 $ 1,867,000 $ 622,333 $ 278,000
Louisville/Jefferson County, KY-IN 3 $ 1,593,000 $ 531,000 $ 223,000
Mansfield, OH 3 $ 288,000 $ 96,000 $ 197,000
West Palm Beach-Boca Raton-Delray Beach, FL 3 $ 1,277,000 $ 425,666 $ 833,000
Camden, NJ 2 $ 354,000 $ 177,000 $ 65,000
Charleston-North Charleston, SC 2 $ 408,000 $ 204,000 $ 145,000
Denver-Aurora-Lakewood, CO 2 $ 1,287,000 $ 643,500 $ 122,000
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 640,000 $ 320,000 $ 178,000
Morgantown, WV 2 $ 640,000 $ 320,000 $ 92,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 887,000 $ 443,500 $ 361,500
New York-Jersey City-White Plains, NY-NJ 2 $ 823,000 $ 411,500 $ 353,000
Omaha-Council Bluffs, NE-IA 2 $ 468,000 $ 234,000 $ 106,000
Racine, WI 2 $ 457,000 $ 228,500 $ 80,000
Tampa-St. Petersburg-Clearwater, FL 2 $ 745,000 $ 372,500 $ 301,000
Toledo, OH 2 $ 199,000 $ 99,500 $ 297,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 475,000 $ 475,000 $ 152,000
Ann Arbor, MI 1 $ 417,000 $ 417,000 $ 354,000
Barnstable Town, MA 1 $ 420,000 $ 420,000 $ 155,000
Bloomington, IN 1 $ 525,000 $ 525,000 $ 108,000
Columbia, SC 1 $ 197,000 $ 197,000 $ 57,000
Columbus, GA-AL 1 $ 650,000 $ 650,000 $ 507,000
Dayton, OH 1 $ 85,000 $ 85,000 $ 55,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 199,000 $ 199,000 $ 172,000
Detroit-Dearborn-Livonia, MI 1 $ 239,000 $ 239,000 $ 105,000
Fond Du Lac, WI 1 $ 210,000 $ 210,000 $ 127,000
Fort Collins, CO 1 $ 902,000 $ 902,000 $ 390,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 24,000 $ 24,000 $ 434,000
Fort Wayne, IN 1 $ 342,000 $ 342,000 $ 141,000
Gary, IN 1 $ 100,000 $ 100,000 $ 82,000
Grand Rapids-Wyoming, MI 1 $ 199,000 $ 199,000 $ 186,000
Knoxville, TN 1 $ 228,000 $ 228,000 $ 351,000
Lansing-East Lansing, MI 1 $ 77,000 $ 77,000 $ 52,000
Lexington-Fayette, KY 1 $ 500,000 $ 500,000 $ 280,000
Manchester-Nashua, NH 1 $ 745,000 $ 745,000 $ 485,000
Memphis, TN-MS-AR 1 $ 600,000 $ 600,000 $ 177,000
Miami-Miami Beach-Kendall, FL 1 $ 780,000 $ 780,000 $ 592,000
Muncie, IN 1 $ 578,000 $ 578,000 $ 900,000
New Haven-Milford, CT 1 $ 568,000 $ 568,000 $ 194,000
Newark, NJ-PA 1 $ 200,000 $ 200,000 $ 98,000
Phoenix-Mesa-Scottsdale, AZ 1 $ 250,000 $ 250,000 $ 340,000
Reading, PA 1 $ 290,000 $ 290,000 $ 95,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 236,000 $ 236,000 $ 649,000
Sebastian-Vero Beach, FL 1 $ 193,000 $ 193,000 $ 195,000
St. Cloud, MN 1 $ 144,000 $ 144,000 $ 79,000
State College, PA 1 $ 613,000 $ 613,000 $ 310,000
The Villages, FL 1 $ 188,000 $ 188,000 $ 65,000
Warren-Troy-Farmington Hills, MI 1 $ 460,000 $ 460,000 $ 160,000
Wheeling, WV-OH 1 $ 55,000 $ 55,000 $ 45,000
Wichita, KS 1 $ 680,000 $ 680,000 $ 400,000
Williamsport, PA 1 $ 71,000 $ 71,000 $ 88,000
Worcester, MA-CT 1 $ 650,000 $ 650,000 $ 254,000

Mortgage Loan Application Detail Totals for Dollar Bank, FSB in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,769 $535,298,000 $142,000 $5,600,000 $106,000 $2,797,000
Home Improvement 3,093 $154,302,000 $49,000 $2,887,000 $87,000 $3,015,000
Home Purchase 2,547 $533,985,000 $209,000 $1,906,000 $123,000 $1,655,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,687 $1,002,798,000 $130,000 $2,000,000 $108,000 $3,015,000
Black or African American 618 $37,640,000 $60,000 $637,000 $57,000 $600,000
Not Provided 571 $68,239,000 $119,000 $1,120,000 $112,000 $918,000
Asian 247 $64,450,000 $260,000 $840,000 $129,000 $1,003,000
Hispanic 142 $11,772,000 $82,000 $672,000 $82,000 $989,000
Not applicable 93 $32,503,000 $349,000 $5,600,000 $5,000 $531,000
American Indian or Alaskan Native 36 $4,341,000 $120,000 $473,000 $87,000 $375,000
Native Hawaiian or Other Pacific Islander 15 $1,842,000 $122,000 $303,000 $82,000 $263,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,057 $1,189,001,000 $131,000 $5,600,000 $106,000 $3,015,000
FHA-insured (Federal Housing Administration) 330 $31,821,000 $96,000 $276,000 $48,000 $168,000
VA-guaranteed (Veterans Administration) 22 $2,763,000 $125,000 $264,000 $58,000 $125,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,341 $928,720,000 $146,000 $5,600,000 $117,000 $3,015,000
Application Denied By Financial Institution 2,027 $141,810,000 $69,000 $860,000 $65,000 $1,296,000
Application Withdrawn By Applicant 549 $84,185,000 $153,000 $2,000,000 $111,000 $2,797,000
Application Approved But Not Accepted 364 $48,107,000 $132,000 $1,125,000 $103,000 $1,094,000
File Closed For Incompleteness 94 $14,911,000 $158,000 $448,000 $100,000 $600,000
Preapproval Denied by Financial Institution 22 $2,817,000 $128,000 $700,000 $51,000 $308,000
Preapproval Approved but not Accepted 12 $3,035,000 $252,000 $1,250,000 $81,000 $414,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,025 $56,932,000 $55,000 $700,000 $63,000 $1,296,000
Debt-To-Income Ratio 560 $44,830,000 $80,000 $860,000 $52,000 $374,000
Collateral 242 $22,586,000 $93,000 $650,000 $88,000 $800,000
Other 135 $10,124,000 $74,000 $530,000 $76,000 $250,000
Credit Application Incomplete 30 $3,245,000 $108,000 $550,000 $106,000 $568,000
Unverifiable Information 26 $2,769,000 $106,000 $455,000 $82,000 $319,000
Insufficient Cash (Downpayment, Closing Cost) 17 $2,244,000 $132,000 $525,000 $25,000 $71,000
Employment History 14 $1,897,000 $135,000 $464,000 $83,000 $290,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dollar Bank, FSB's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dollar Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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