Dover Mortgage Company Mortgage Lending & HMDA Data, 2009

In 2009, Dover Mortgage Company of Charlotte, NC reported 4,903 mortgage applications totaling $774.2 million, up 158% from 2008. The average application was for $157,908, and applicants reported an average income of $51,901. 72% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Charlotte-Gastonia-Concord, NC-SC (649), Knoxville, TN (422) and Chattanooga, TN-GA (341) (applications in parentheses).

Mortgage Company & Address Dover Mortgage Company
711 E. Morehead St
Charlotte, NC 28202
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,903
Total Mortgage Loan Application Amount $774,224,000
Average Mortgage Loan Application Amount $157,908
Highest Mortgage Loan Application Amount $1,423,000
Average Applicant Income $51,901
Highest Applicant Income $1,430,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dover Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Dover Mortgage Company by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg, North Carolina 312 $ 55,988,000 $ 179,448 $ 71,000
Knox, Tennessee 283 $ 40,498,000 $ 143,102 $ 51,000
Hamilton, Tennessee 226 $ 31,796,000 $ 140,690 $ 45,000
Cumberland, North Carolina 148 $ 22,296,000 $ 150,648 $ 65,000
Union, North Carolina 128 $ 23,835,000 $ 186,210 $ 64,000
Wake, North Carolina 89 $ 17,379,000 $ 195,269 $ 62,000
Pitt, North Carolina 86 $ 12,840,000 $ 149,302 $ 60,000
Gaston, North Carolina 82 $ 11,065,000 $ 134,939 $ 51,000
Penobscot, Maine 73 $ 10,551,000 $ 144,534 $ 39,000
Lexington, South Carolina 68 $ 10,063,000 $ 147,985 $ 61,000
York, South Carolina 59 $ 10,254,000 $ 173,796 $ 60,000
Hillsborough, New Hampshire 58 $ 12,506,000 $ 215,620 $ 53,000
Cabarrus, North Carolina 58 $ 9,313,000 $ 160,568 $ 54,000
Anderson, Tennessee 55 $ 7,056,000 $ 128,290 $ 47,000
Hamblen, Tennessee 54 $ 6,111,000 $ 113,166 $ 38,000
Sevier, Tennessee 50 $ 7,182,000 $ 143,640 $ 48,000
Walker, Georgia 49 $ 6,726,000 $ 137,265 $ 39,000
Hoke, North Carolina 48 $ 8,200,000 $ 170,833 $ 57,000
Rowan, North Carolina 48 $ 6,440,000 $ 134,166 $ 52,000
Blount, Tennessee 48 $ 7,262,000 $ 151,291 $ 50,000
Greene, Tennessee 48 $ 5,473,000 $ 114,020 $ 37,000
Cumberland, Maine 46 $ 9,247,000 $ 201,021 $ 54,000
York, Maine 46 $ 8,231,000 $ 178,934 $ 48,000
Iredell, North Carolina 46 $ 7,391,000 $ 160,673 $ 57,000
Shelby, Tennessee 43 $ 5,601,000 $ 130,255 $ 52,000
Alamance, North Carolina 42 $ 5,730,000 $ 136,428 $ 53,000
Catoosa, Georgia 41 $ 5,900,000 $ 143,902 $ 51,000
Rockingham, New Hampshire 38 $ 8,567,000 $ 225,447 $ 60,000
Johnston, North Carolina 38 $ 5,675,000 $ 149,342 $ 43,000
Davidson, Tennessee 36 $ 5,387,000 $ 149,638 $ 48,000
Bradley, Tennessee 35 $ 5,178,000 $ 147,942 $ 43,000
Baltimore, Maryland 34 $ 8,137,000 $ 239,323 $ 60,000
Chesterfield, Virginia 34 $ 7,499,000 $ 220,558 $ 57,000
DeSoto, Mississippi 33 $ 5,197,000 $ 157,484 $ 55,000
Richland, South Carolina 32 $ 5,569,000 $ 174,031 $ 62,000
Lincoln, North Carolina 31 $ 5,055,000 $ 163,064 $ 58,000
Sumner, Tennessee 31 $ 4,428,000 $ 142,838 $ 43,000
Harnett, North Carolina 30 $ 5,178,000 $ 172,600 $ 59,000
New Hanover, North Carolina 30 $ 6,734,000 $ 224,466 $ 115,000
Jefferson, Tennessee 30 $ 3,806,000 $ 126,866 $ 36,000
Guilford, North Carolina 29 $ 5,059,000 $ 174,448 $ 49,000
Berkeley, South Carolina 29 $ 4,504,000 $ 155,310 $ 62,000
Knox, Maine 28 $ 3,938,000 $ 140,642 $ 44,000
Roane, Tennessee 27 $ 3,447,000 $ 127,666 $ 50,000
Strafford, New Hampshire 26 $ 4,987,000 $ 191,807 $ 49,000
Catawba, North Carolina 26 $ 3,947,000 $ 151,807 $ 50,000
York, Pennsylvania 24 $ 4,223,000 $ 175,958 $ 45,000
Robertson, Tennessee 24 $ 3,155,000 $ 131,458 $ 46,000
Harford, Maryland 23 $ 5,683,000 $ 247,086 $ 45,000
Buncombe, North Carolina 22 $ 3,535,000 $ 160,681 $ 44,000
Rutherford, Tennessee 22 $ 3,657,000 $ 166,227 $ 55,000
Moore, North Carolina 21 $ 3,857,000 $ 183,666 $ 65,000
Kershaw, South Carolina 21 $ 2,624,000 $ 124,952 $ 47,000
Chesapeake, Virginia 21 $ 4,607,000 $ 219,380 $ 65,000
Virginia Beach, Virginia 21 $ 5,081,000 $ 241,952 $ 59,000
Bolivar, Mississippi 20 $ 2,526,000 $ 126,300 $ 42,000
Loudon, Tennessee 20 $ 2,938,000 $ 146,900 $ 39,000
Sullivan, Tennessee 20 $ 2,294,000 $ 114,700 $ 35,000
Washington, Tennessee 20 $ 3,211,000 $ 160,550 $ 45,000
Androscoggin, Maine 19 $ 2,673,000 $ 140,684 $ 43,000
Charleston, South Carolina 19 $ 3,701,000 $ 194,789 $ 45,000
Greenville, South Carolina 19 $ 2,670,000 $ 140,526 $ 42,000
Henrico, Virginia 19 $ 3,539,000 $ 186,263 $ 56,000
Brunswick, North Carolina 18 $ 3,213,000 $ 178,500 $ 59,000
Chatham, North Carolina 18 $ 3,073,000 $ 170,722 $ 50,000
Dorchester, South Carolina 18 $ 2,849,000 $ 158,277 $ 42,000
Claiborne, Tennessee 18 $ 2,119,000 $ 117,722 $ 39,000
Whitfield, Georgia 17 $ 1,980,000 $ 116,470 $ 36,000
Waldo, Maine 17 $ 2,195,000 $ 129,117 $ 39,000
Lancaster, South Carolina 17 $ 2,753,000 $ 161,941 $ 56,000
Caldwell, North Carolina 16 $ 1,760,000 $ 110,000 $ 39,000
Campbell, Tennessee 16 $ 1,750,000 $ 109,375 $ 27,000
Morgan, Tennessee 16 $ 1,757,000 $ 109,812 $ 41,000
Union, Tennessee 16 $ 1,888,000 $ 118,000 $ 45,000
Baltimore City, Maryland 15 $ 2,954,000 $ 196,933 $ 68,000
Cleveland, North Carolina 15 $ 1,691,000 $ 112,733 $ 48,000
Davidson, North Carolina 15 $ 1,794,000 $ 119,600 $ 20,000
Forsyth, North Carolina 15 $ 2,211,000 $ 147,400 $ 39,000
Marion, Tennessee 15 $ 1,776,000 $ 118,400 $ 45,000
Rhea, Tennessee 15 $ 1,997,000 $ 133,133 $ 33,000
Kennebec, Maine 14 $ 2,117,000 $ 151,214 $ 38,000
Middlesex, Massachusetts 14 $ 3,642,000 $ 260,142 $ 56,000
Dickson, Tennessee 14 $ 1,568,000 $ 112,000 $ 38,000
Hawkins, Tennessee 14 $ 1,604,000 $ 114,571 $ 50,000
Somerset, Maine 13 $ 1,410,000 $ 108,461 $ 39,000
Prince George's, Maryland 13 $ 3,497,000 $ 269,000 $ 55,000
Worcester, Massachusetts 13 $ 2,751,000 $ 211,615 $ 27,000
Merrimack, New Hampshire 13 $ 2,887,000 $ 222,076 $ 60,000
Stanly, North Carolina 13 $ 2,338,000 $ 179,846 $ 53,000
Anderson, South Carolina 13 $ 1,726,000 $ 132,769 $ 49,000
Spartanburg, South Carolina 13 $ 1,592,000 $ 122,461 $ 34,000
Piscataquis, Maine 12 $ 1,348,000 $ 112,333 $ 37,000
Alexander, North Carolina 12 $ 1,886,000 $ 157,166 $ 60,000
Orange, North Carolina 12 $ 2,342,000 $ 195,166 $ 69,000
Randolph, North Carolina 12 $ 1,468,000 $ 122,333 $ 33,000
Robeson, North Carolina 12 $ 1,650,000 $ 137,500 $ 46,000
Horry, South Carolina 12 $ 1,688,000 $ 140,666 $ 79,000
Wilson, Tennessee 11 $ 1,969,000 $ 179,000 $ 64,000
King William, Virginia 11 $ 1,895,000 $ 172,272 $ 58,000
Norfolk, Virginia 11 $ 1,612,000 $ 146,545 $ 84,000
Montgomery, Maryland 10 $ 4,088,000 $ 408,800 $ 91,000
Anson, North Carolina 10 $ 1,189,000 $ 118,900 $ 45,000
Franklin, North Carolina 10 $ 1,402,000 $ 140,200 $ 40,000
Rockingham, North Carolina 10 $ 1,172,000 $ 117,200 $ 31,000
Florence, South Carolina 10 $ 1,166,000 $ 116,600 $ 49,000
Pickens, South Carolina 10 $ 1,620,000 $ 162,000 $ 60,000
Cumberland, Tennessee 10 $ 1,510,000 $ 151,000 $ 52,000
Monroe, Tennessee 10 $ 873,000 $ 87,300 $ 27,000
Montgomery, Tennessee 10 $ 1,618,000 $ 161,800 $ 54,000
Lincoln, Maine 9 $ 1,215,000 $ 135,000 $ 36,000
Oxford, Maine 9 $ 949,000 $ 105,444 $ 37,000
Anne Arundel, Maryland 9 $ 2,903,000 $ 322,555 $ 83,000
Essex, Massachusetts 9 $ 2,310,000 $ 256,666 $ 62,000
Columbus, North Carolina 9 $ 1,523,000 $ 169,222 $ 51,000
Henderson, North Carolina 9 $ 1,465,000 $ 162,777 $ 41,000
Jackson, North Carolina 9 $ 1,338,000 $ 148,666 $ 39,000
Onslow, North Carolina 9 $ 1,420,000 $ 157,777 $ 59,000
Sampson, North Carolina 9 $ 1,206,000 $ 134,000 $ 55,000
Wilkes, North Carolina 9 $ 1,596,000 $ 177,333 $ 61,000
Aiken, South Carolina 9 $ 1,408,000 $ 156,444 $ 60,000
Cocke, Tennessee 9 $ 998,000 $ 110,888 $ 40,000
Lincoln, Tennessee 9 $ 924,000 $ 102,666 $ 38,000
Putnam, Tennessee 9 $ 1,307,000 $ 145,222 $ 41,000
Williamson, Tennessee 9 $ 1,881,000 $ 209,000 $ 46,000
Richmond City, Virginia 9 $ 1,259,000 $ 139,888 $ 40,000
Hancock, Maine 8 $ 1,008,000 $ 126,000 $ 33,000
Belknap, New Hampshire 8 $ 1,325,000 $ 165,625 $ 45,000
Burke, North Carolina 8 $ 1,101,000 $ 137,625 $ 55,000
Hertford, North Carolina 8 $ 928,000 $ 116,000 $ 40,000
Lee, North Carolina 8 $ 1,301,000 $ 162,625 $ 34,000
Richmond, North Carolina 8 $ 602,000 $ 75,250 $ 31,000
Rutherford, North Carolina 8 $ 1,126,000 $ 140,750 $ 36,000
Surry, North Carolina 8 $ 1,096,000 $ 137,000 $ 48,000
Carroll, New Hampshire 7 $ 1,167,000 $ 166,714 $ 60,000
Granville, North Carolina 7 $ 999,000 $ 142,714 $ 45,000
Person, North Carolina 7 $ 897,000 $ 128,142 $ 48,000
Stokes, North Carolina 7 $ 855,000 $ 122,142 $ 30,000
Carter, Tennessee 7 $ 811,000 $ 115,857 $ 53,000
Maury, Tennessee 7 $ 1,001,000 $ 143,000 $ 46,000
Tipton, Tennessee 7 $ 1,116,000 $ 159,428 $ 47,000
White, Tennessee 7 $ 753,000 $ 107,571 $ 32,000
Portsmouth, Virginia 7 $ 969,000 $ 138,428 $ 33,000
Fulton, Georgia 6 $ 1,131,000 $ 188,500 $ 66,000
Spencer, Indiana 6 $ 616,000 $ 102,666 $ 43,000
Coahoma, Mississippi 6 $ 461,000 $ 76,833 $ 37,000
Ashe, North Carolina 6 $ 973,000 $ 162,166 $ 51,000
McDowell, North Carolina 6 $ 958,000 $ 159,666 $ 57,000
Nash, North Carolina 6 $ 816,000 $ 136,000 $ 43,000
Watauga, North Carolina 6 $ 2,345,000 $ 390,833 $ 215,000
Lancaster, Pennsylvania 6 $ 1,272,000 $ 212,000 $ 49,000
Philadelphia, Pennsylvania 6 $ 1,034,000 $ 172,333 $ 23,000
Chesterfield, South Carolina 6 $ 674,000 $ 112,333 $ 47,000
Greenwood, South Carolina 6 $ 894,000 $ 149,000 $ 63,000
Oconee, South Carolina 6 $ 853,000 $ 142,166 $ 28,000
Orangeburg, South Carolina 6 $ 809,000 $ 134,833 $ 88,000
Coffee, Tennessee 6 $ 596,000 $ 99,333 $ 22,000
Gibson, Tennessee 6 $ 598,000 $ 99,666 $ 42,000
Newport News, Virginia 6 $ 1,296,000 $ 216,000 $ 47,000
Cobb, Georgia 5 $ 1,220,000 $ 244,000 $ 106,000
Dade, Georgia 5 $ 554,000 $ 110,800 $ 47,000
Aroostook, Maine 5 $ 460,000 $ 92,000 $ 27,000
Carroll, Maryland 5 $ 1,485,000 $ 297,000 $ 103,000
Howard, Maryland 5 $ 1,221,000 $ 244,200 $ 67,000
Grafton, New Hampshire 5 $ 582,000 $ 116,400 $ 38,000
Caswell, North Carolina 5 $ 623,000 $ 124,600 $ 57,000
Pender, North Carolina 5 $ 875,000 $ 175,000 $ 35,000
Scotland, North Carolina 5 $ 514,000 $ 102,800 $ 32,000
Vance, North Carolina 5 $ 562,000 $ 112,400 $ 38,000
Laurens, South Carolina 5 $ 501,000 $ 100,200 $ 34,000
Lee, South Carolina 5 $ 584,000 $ 116,800 $ 47,000
Grainger, Tennessee 5 $ 627,000 $ 125,400 $ 44,000
McMinn, Tennessee 5 $ 436,000 $ 87,200 $ 30,000
McNairy, Tennessee 5 $ 611,000 $ 122,200 $ 32,000
Sequatchie, Tennessee 5 $ 739,000 $ 147,800 $ 44,000
Jefferson, Alabama 4 $ 737,000 $ 184,250 $ 49,000
Chattooga, Georgia 4 $ 396,000 $ 99,000 $ 31,000
Sagadahoc, Maine 4 $ 691,000 $ 172,750 $ 19,000
Washington, Maine 4 $ 424,000 $ 106,000 $ 38,000
Hampden, Massachusetts 4 $ 699,000 $ 174,750 $ 42,000
Norfolk, Massachusetts 4 $ 881,000 $ 220,250 $ 50,000
Suffolk, Massachusetts 4 $ 1,187,000 $ 296,750 $ 38,000
Marshall, Mississippi 4 $ 850,000 $ 212,500 $ 46,000
Panola, Mississippi 4 $ 403,000 $ 100,750 $ 50,000
Beaufort, North Carolina 4 $ 579,000 $ 144,750 $ 54,000
Bladen, North Carolina 4 $ 289,000 $ 72,250 $ 41,000
Carteret, North Carolina 4 $ 814,000 $ 203,500 $ 46,000
Cherokee, North Carolina 4 $ 784,000 $ 196,000 $ 46,000
Duplin, North Carolina 4 $ 589,000 $ 147,250 $ 30,000
Durham, North Carolina 4 $ 706,000 $ 176,500 $ 59,000
Haywood, North Carolina 4 $ 671,000 $ 167,750 $ 38,000
Montgomery, Pennsylvania 4 $ 1,187,000 $ 296,750 $ 57,000
Colleton, South Carolina 4 $ 459,000 $ 114,750 $ 24,000
Cheatham, Tennessee 4 $ 423,000 $ 105,750 $ 26,000
Giles, Tennessee 4 $ 346,000 $ 86,500 $ 33,000
Grundy, Tennessee 4 $ 340,000 $ 85,000 $ 35,000
Hardeman, Tennessee 4 $ 339,000 $ 84,750 $ 32,000
Hardin, Tennessee 4 $ 334,000 $ 83,500 $ 28,000
Humphreys, Tennessee 4 $ 313,000 $ 78,250 $ 27,000
Lawrence, Tennessee 4 $ 264,000 $ 66,000 $ 34,000
Dinwiddie, Virginia 4 $ 836,000 $ 209,000 $ 52,000
Fairfax, Virginia 4 $ 984,000 $ 246,000 $ 39,000
Goochland, Virginia 4 $ 1,382,000 $ 345,500 $ 82,000
Hanover, Virginia 4 $ 1,115,000 $ 278,750 $ 75,000
Louisa, Virginia 4 $ 659,000 $ 164,750 $ 59,000
Powhatan, Virginia 4 $ 970,000 $ 242,500 $ 101,000
Suffolk, Virginia 4 $ 895,000 $ 223,750 $ 49,000
New Castle, Delaware 3 $ 574,000 $ 191,333 $ 34,000
Bartow, Georgia 3 $ 464,000 $ 154,666 $ 78,000
Cherokee, Georgia 3 $ 574,000 $ 191,333 $ 35,000
Columbia, Georgia 3 $ 503,000 $ 167,666 $ 71,000
Fannin, Georgia 3 $ 467,000 $ 155,666 $ 48,000
Forsyth, Georgia 3 $ 657,000 $ 219,000 $ 74,000
Gwinnett, Georgia 3 $ 464,000 $ 154,666 $ 42,000
Henry, Georgia 3 $ 809,000 $ 269,666 $ 24,000
Jefferson, Kentucky 3 $ 341,000 $ 113,666 $ 42,000
Pike, Kentucky 3 $ 357,000 $ 119,000 $ 81,000
Cecil, Maryland 3 $ 550,000 $ 183,333 $ 45,000
Frederick, Maryland 3 $ 594,000 $ 198,000 $ 57,000
Bristol, Massachusetts 3 $ 967,000 $ 322,333 $ 33,000
Hinds, Mississippi 3 $ 225,000 $ 75,000 $ 46,000
Yazoo, Mississippi 3 $ 232,000 $ 77,333 $ 35,000
Barry, Missouri 3 $ 167,000 $ 55,666 $ 26,000
Cass, Missouri 3 $ 479,000 $ 159,666 $ 56,000
Newton, Missouri 3 $ 190,000 $ 63,333 $ 37,000
Davie, North Carolina 3 $ 302,000 $ 100,666 $ 30,000
Edgecombe, North Carolina 3 $ 325,000 $ 108,333 $ 19,000
Wayne, North Carolina 3 $ 493,000 $ 164,333 $ 22,000
Wilson, North Carolina 3 $ 390,000 $ 130,000 $ 43,000
Berks, Pennsylvania 3 $ 649,000 $ 216,333 $ 71,000
Chester, South Carolina 3 $ 470,000 $ 156,666 $ 25,000
Fairfield, South Carolina 3 $ 315,000 $ 105,000 $ 34,000
Georgetown, South Carolina 3 $ 398,000 $ 132,666 $ 95,000
Decatur, Tennessee 3 $ 315,000 $ 105,000 $ 51,000
DeKalb, Tennessee 3 $ 288,000 $ 96,000 $ 49,000
Dyer, Tennessee 3 $ 251,000 $ 83,666 $ 24,000
Fentress, Tennessee 3 $ 513,000 $ 171,000 $ 48,000
Franklin, Tennessee 3 $ 383,000 $ 127,666 $ 62,000
Meigs, Tennessee 3 $ 319,000 $ 106,333 $ 34,000
Smith, Tennessee 3 $ 450,000 $ 150,000 $ 43,000
Warren, Tennessee 3 $ 377,000 $ 125,666 $ 37,000
Weakley, Tennessee 3 $ 428,000 $ 142,666 $ 42,000
Caroline, Virginia 3 $ 486,000 $ 162,000 $ 57,000
Loudoun, Virginia 3 $ 1,528,000 $ 509,333 $ 77,000
Stafford, Virginia 3 $ 850,000 $ 283,333 $ 29,000
Washington, Virginia 3 $ 260,000 $ 86,666 $ 28,000
Marengo, Alabama 2 $ 193,000 $ 96,500 $ 51,000
St. Clair, Alabama 2 $ 533,000 $ 266,500 $ 75,000
Tuscaloosa, Alabama 2 $ 242,000 $ 121,000 $ 38,000
Hartford, Connecticut 2 $ 633,000 $ 316,500 $ 119,000
Kent, Delaware 2 $ 224,000 $ 112,000 $ 26,000
Barrow, Georgia 2 $ 231,000 $ 115,500 $ 53,000
Clayton, Georgia 2 $ 335,000 $ 167,500 $ 36,000
Hall, Georgia 2 $ 220,000 $ 110,000 $ 49,000
Houston, Georgia 2 $ 355,000 $ 177,500 $ 77,000
Murray, Georgia 2 $ 253,000 $ 126,500 $ 73,000
Newton, Georgia 2 $ 357,000 $ 178,500 $ 24,000
Ballard, Kentucky 2 $ 244,000 $ 122,000 $ 59,000
Daviess, Kentucky 2 $ 170,000 $ 85,000 $ 35,000
Greenup, Kentucky 2 $ 191,000 $ 95,500 $ 47,000
Johnson, Kentucky 2 $ 220,000 $ 110,000 $ 48,000
Madison, Kentucky 2 $ 233,000 $ 116,500 $ 21,000
McCracken, Kentucky 2 $ 291,000 $ 145,500 $ 54,000
Nelson, Kentucky 2 $ 211,000 $ 105,500 $ 17,000
Oldham, Kentucky 2 $ 360,000 $ 180,000 $ 53,000
Whitley, Kentucky 2 $ 129,000 $ 64,500 $ 38,000
Franklin, Maine 2 $ 226,000 $ 113,000 $ 29,000
Charles, Maryland 2 $ 523,000 $ 261,500 $ 70,000
St. Mary's, Maryland 2 $ 461,000 $ 230,500 $ 76,000
Talbot, Maryland 2 $ 264,000 $ 132,000 $ 22,000
Barnstable, Massachusetts 2 $ 376,000 $ 188,000 $ 15,000
Madison, Mississippi 2 $ 228,000 $ 114,000 $ 44,000
Tate, Mississippi 2 $ 262,000 $ 131,000 $ 48,000
Tunica, Mississippi 2 $ 148,000 $ 74,000 $ 21,000
Cape Girardeau, Missouri 2 $ 297,000 $ 148,500 $ 70,000
Cedar, Missouri 2 $ 99,000 $ 49,500 $ 20,000
Dallas, Missouri 2 $ 231,000 $ 115,500 $ 38,000
Dent, Missouri 2 $ 149,000 $ 74,500 $ 23,000
Greene, Missouri 2 $ 159,000 $ 79,500 $ 29,000
Jackson, Missouri 2 $ 291,000 $ 145,500 $ 12,000
Marion, Missouri 2 $ 283,000 $ 141,500 $ 71,000
Taney, Missouri 2 $ 200,000 $ 100,000 $ 45,000
Cheshire, New Hampshire 2 $ 340,000 $ 170,000 $ 45,000
Sullivan, New Hampshire 2 $ 261,000 $ 130,500 $ 36,000
Lenoir, North Carolina 2 $ 416,000 $ 208,000 $ 65,000
Pasquotank, North Carolina 2 $ 424,000 $ 212,000 $ 25,000
Yadkin, North Carolina 2 $ 250,000 $ 125,000 $ 30,000
Yancey, North Carolina 2 $ 396,000 $ 198,000 $ 26,000
Armstrong, Pennsylvania 2 $ 500,000 $ 250,000 $ 0
Bucks, Pennsylvania 2 $ 573,000 $ 286,500 $ 46,000
Delaware, Pennsylvania 2 $ 566,000 $ 283,000 $ 0
Lehigh, Pennsylvania 2 $ 517,000 $ 258,500 $ 129,000
Abbeville, South Carolina 2 $ 287,000 $ 143,500 $ 29,000
Beaufort, South Carolina 2 $ 380,000 $ 190,000 $ 97,000
Darlington, South Carolina 2 $ 327,000 $ 163,500 $ 35,000
Dillon, South Carolina 2 $ 255,000 $ 127,500 $ 26,000
Jasper, South Carolina 2 $ 378,000 $ 189,000 $ 45,000
Marion, South Carolina 2 $ 243,000 $ 121,500 $ 74,000
Saluda, South Carolina 2 $ 247,000 $ 123,500 $ 51,000
Sumter, South Carolina 2 $ 200,000 $ 100,000 $ 19,000
Benton, Tennessee 2 $ 188,000 $ 94,000 $ 48,000
Bledsoe, Tennessee 2 $ 220,000 $ 110,000 $ 85,000
Henderson, Tennessee 2 $ 309,000 $ 154,500 $ 38,000
Hickman, Tennessee 2 $ 232,000 $ 116,000 $ 34,000
Madison, Tennessee 2 $ 139,000 $ 69,500 $ 51,000
Obion, Tennessee 2 $ 126,000 $ 63,000 $ 11,000
Overton, Tennessee 2 $ 341,000 $ 170,500 $ 32,000
Scott, Tennessee 2 $ 186,000 $ 93,000 $ 40,000
Van Buren, Tennessee 2 $ 203,000 $ 101,500 $ 46,000
Albemarle, Virginia 2 $ 350,000 $ 175,000 $ 62,000
Amelia, Virginia 2 $ 316,000 $ 158,000 $ 46,000
Danville, Virginia 2 $ 202,000 $ 101,000 $ 37,000
Gloucester, Virginia 2 $ 380,000 $ 190,000 $ 43,000
Isle of Wight, Virginia 2 $ 427,000 $ 213,500 $ 57,000
Martinsville, Virginia 2 $ 200,000 $ 100,000 $ 21,000
Prince William, Virginia 2 $ 749,000 $ 374,500 $ 130,000
Bibb, Alabama 1 $ 97,000 $ 97,000 $ 27,000
Clarke, Alabama 1 $ 112,000 $ 112,000 $ 0
Dallas, Alabama 1 $ 276,000 $ 276,000 $ 65,000
Elmore, Alabama 1 $ 236,000 $ 236,000 $ 41,000
Jackson, Alabama 1 $ 129,000 $ 129,000 $ 41,000
Limestone, Alabama 1 $ 209,000 $ 209,000 $ 76,000
Montgomery, Alabama 1 $ 94,000 $ 94,000 $ 0
Walker, Alabama 1 $ 61,000 $ 61,000 $ 53,000
Arapahoe, Colorado 1 $ 517,000 $ 517,000 $ 314,000
Fairfield, Connecticut 1 $ 195,000 $ 195,000 $ 49,000
New Haven, Connecticut 1 $ 179,000 $ 179,000 $ 103,000
Windham, Connecticut 1 $ 187,000 $ 187,000 $ 58,000
Sussex, Delaware 1 $ 281,000 $ 281,000 $ 46,000
District of Columbia, District Of Columbia 1 $ 477,000 $ 477,000 $ 0
Orange, Florida 1 $ 119,000 $ 119,000 $ 93,000
Seminole, Florida 1 $ 104,000 $ 104,000 $ 33,000
Brooks, Georgia 1 $ 127,000 $ 127,000 $ 37,000
Charlton, Georgia 1 $ 145,000 $ 145,000 $ 72,000
Chatham, Georgia 1 $ 130,000 $ 130,000 $ 38,000
Dawson, Georgia 1 $ 209,000 $ 209,000 $ 60,000
DeKalb, Georgia 1 $ 142,000 $ 142,000 $ 0
Dodge, Georgia 1 $ 159,000 $ 159,000 $ 51,000
Franklin, Georgia 1 $ 248,000 $ 248,000 $ 120,000
Gordon, Georgia 1 $ 69,000 $ 69,000 $ 37,000
Harris, Georgia 1 $ 175,000 $ 175,000 $ 65,000
Jackson, Georgia 1 $ 120,000 $ 120,000 $ 38,000
Lee, Georgia 1 $ 133,000 $ 133,000 $ 47,000
Lowndes, Georgia 1 $ 57,000 $ 57,000 $ 15,000
Madison, Georgia 1 $ 209,000 $ 209,000 $ 37,000
Pike, Georgia 1 $ 306,000 $ 306,000 $ 88,000
Polk, Georgia 1 $ 88,000 $ 88,000 $ 37,000
Richmond, Georgia 1 $ 90,000 $ 90,000 $ 59,000
Rockdale, Georgia 1 $ 148,000 $ 148,000 $ 42,000
Sumter, Georgia 1 $ 275,000 $ 275,000 $ 68,000
Ware, Georgia 1 $ 124,000 $ 124,000 $ 60,000
White, Georgia 1 $ 119,000 $ 119,000 $ 55,000
Dubois, Indiana 1 $ 56,000 $ 56,000 $ 31,000
Anderson, Kentucky 1 $ 169,000 $ 169,000 $ 55,000
Boone, Kentucky 1 $ 131,000 $ 131,000 $ 42,000
Boyd, Kentucky 1 $ 92,000 $ 92,000 $ 60,000
Boyle, Kentucky 1 $ 81,000 $ 81,000 $ 34,000
Bullitt, Kentucky 1 $ 95,000 $ 95,000 $ 28,000
Butler, Kentucky 1 $ 153,000 $ 153,000 $ 65,000
Caldwell, Kentucky 1 $ 82,000 $ 82,000 $ 35,000
Campbell, Kentucky 1 $ 86,000 $ 86,000 $ 43,000
Carroll, Kentucky 1 $ 123,000 $ 123,000 $ 0
Christian, Kentucky 1 $ 128,000 $ 128,000 $ 57,000
Cumberland, Kentucky 1 $ 81,000 $ 81,000 $ 48,000
Fayette, Kentucky 1 $ 123,000 $ 123,000 $ 47,000
Hardin, Kentucky 1 $ 103,000 $ 103,000 $ 47,000
Hart, Kentucky 1 $ 71,000 $ 71,000 $ 43,000
Henry, Kentucky 1 $ 163,000 $ 163,000 $ 64,000
Kenton, Kentucky 1 $ 178,000 $ 178,000 $ 62,000
Larue, Kentucky 1 $ 122,000 $ 122,000 $ 36,000
Laurel, Kentucky 1 $ 174,000 $ 174,000 $ 31,000
Lawrence, Kentucky 1 $ 117,000 $ 117,000 $ 50,000
Lewis, Kentucky 1 $ 180,000 $ 180,000 $ 63,000
Logan, Kentucky 1 $ 107,000 $ 107,000 $ 47,000
Magoffin, Kentucky 1 $ 148,000 $ 148,000 $ 0
Mason, Kentucky 1 $ 91,000 $ 91,000 $ 66,000
Meade, Kentucky 1 $ 119,000 $ 119,000 $ 41,000
Mercer, Kentucky 1 $ 83,000 $ 83,000 $ 30,000
Metcalfe, Kentucky 1 $ 169,000 $ 169,000 $ 41,000
Monroe, Kentucky 1 $ 71,000 $ 71,000 $ 30,000
Ohio, Kentucky 1 $ 129,000 $ 129,000 $ 42,000
Owen, Kentucky 1 $ 123,000 $ 123,000 $ 38,000
Pendleton, Kentucky 1 $ 103,000 $ 103,000 $ 23,000
Pulaski, Kentucky 1 $ 91,000 $ 91,000 $ 36,000
Scott, Kentucky 1 $ 122,000 $ 122,000 $ 51,000
Shelby, Kentucky 1 $ 127,000 $ 127,000 $ 57,000
Simpson, Kentucky 1 $ 113,000 $ 113,000 $ 34,000
Taylor, Kentucky 1 $ 133,000 $ 133,000 $ 28,000
Todd, Kentucky 1 $ 108,000 $ 108,000 $ 47,000
Woodford, Kentucky 1 $ 106,000 $ 106,000 $ 41,000
Allegany, Maryland 1 $ 160,000 $ 160,000 $ 0
Caroline, Maryland 1 $ 225,000 $ 225,000 $ 0
Queen Anne's, Maryland 1 $ 568,000 $ 568,000 $ 0
Somerset, Maryland 1 $ 187,000 $ 187,000 $ 78,000
Washington, Maryland 1 $ 206,000 $ 206,000 $ 39,000
Wicomico, Maryland 1 $ 151,000 $ 151,000 $ 70,000
Worcester, Maryland 1 $ 236,000 $ 236,000 $ 84,000
Berkshire, Massachusetts 1 $ 102,000 $ 102,000 $ 65,000
Pike, Mississippi 1 $ 77,000 $ 77,000 $ 25,000
Sunflower, Mississippi 1 $ 69,000 $ 69,000 $ 24,000
Tallahatchie, Mississippi 1 $ 41,000 $ 41,000 $ 16,000
Adair, Missouri 1 $ 92,000 $ 92,000 $ 29,000
Andrew, Missouri 1 $ 97,000 $ 97,000 $ 75,000
Benton, Missouri 1 $ 74,000 $ 74,000 $ 31,000
Franklin, Missouri 1 $ 108,000 $ 108,000 $ 30,000
Henry, Missouri 1 $ 159,000 $ 159,000 $ 69,000
Jasper, Missouri 1 $ 199,000 $ 199,000 $ 89,000
Johnson, Missouri 1 $ 206,000 $ 206,000 $ 66,000
Lincoln, Missouri 1 $ 116,000 $ 116,000 $ 50,000
Macon, Missouri 1 $ 87,000 $ 87,000 $ 36,000
Miller, Missouri 1 $ 92,000 $ 92,000 $ 55,000
New Madrid, Missouri 1 $ 80,000 $ 80,000 $ 35,000
Pulaski, Missouri 1 $ 161,000 $ 161,000 $ 52,000
Coos, New Hampshire 1 $ 144,000 $ 144,000 $ 0
Sussex, New Jersey 1 $ 397,000 $ 397,000 $ 110,000
Alleghany, North Carolina 1 $ 232,000 $ 232,000 $ 168,000
Avery, North Carolina 1 $ 108,000 $ 108,000 $ 65,000
Bertie, North Carolina 1 $ 130,000 $ 130,000 $ 29,000
Chowan, North Carolina 1 $ 125,000 $ 125,000 $ 35,000
Craven, North Carolina 1 $ 114,000 $ 114,000 $ 64,000
Gates, North Carolina 1 $ 138,000 $ 138,000 $ 48,000
Graham, North Carolina 1 $ 125,000 $ 125,000 $ 47,000
Greene, North Carolina 1 $ 128,000 $ 128,000 $ 25,000
Polk, North Carolina 1 $ 181,000 $ 181,000 $ 48,000
Athens, Ohio 1 $ 108,000 $ 108,000 $ 33,000
Adams, Pennsylvania 1 $ 240,000 $ 240,000 $ 71,000
Allegheny, Pennsylvania 1 $ 81,000 $ 81,000 $ 0
Chester, Pennsylvania 1 $ 207,000 $ 207,000 $ 96,000
Cumberland, Pennsylvania 1 $ 303,000 $ 303,000 $ 101,000
Dauphin, Pennsylvania 1 $ 225,000 $ 225,000 $ 48,000
Lackawanna, Pennsylvania 1 $ 186,000 $ 186,000 $ 79,000
Somerset, Pennsylvania 1 $ 105,000 $ 105,000 $ 198,000
Washington, Pennsylvania 1 $ 185,000 $ 185,000 $ 34,000
Calhoun, South Carolina 1 $ 97,000 $ 97,000 $ 31,000
Cherokee, South Carolina 1 $ 101,000 $ 101,000 $ 0
Edgefield, South Carolina 1 $ 143,000 $ 143,000 $ 68,000
Hampton, South Carolina 1 $ 56,000 $ 56,000 $ 43,000
Marlboro, South Carolina 1 $ 140,000 $ 140,000 $ 54,000
Williamsburg, South Carolina 1 $ 113,000 $ 113,000 $ 31,000
Bedford, Tennessee 1 $ 105,000 $ 105,000 $ 35,000
Cannon, Tennessee 1 $ 69,000 $ 69,000 $ 33,000
Carroll, Tennessee 1 $ 52,000 $ 52,000 $ 19,000
Chester, Tennessee 1 $ 117,000 $ 117,000 $ 40,000
Haywood, Tennessee 1 $ 67,000 $ 67,000 $ 24,000
Houston, Tennessee 1 $ 82,000 $ 82,000 $ 25,000
Jackson, Tennessee 1 $ 101,000 $ 101,000 $ 22,000
Lake, Tennessee 1 $ 99,000 $ 99,000 $ 51,000
Macon, Tennessee 1 $ 85,000 $ 85,000 $ 26,000
Marshall, Tennessee 1 $ 95,000 $ 95,000 $ 51,000
Moore, Tennessee 1 $ 76,000 $ 76,000 $ 22,000
Polk, Tennessee 1 $ 318,000 $ 318,000 $ 110,000
Stewart, Tennessee 1 $ 162,000 $ 162,000 $ 51,000
Trousdale, Tennessee 1 $ 250,000 $ 250,000 $ 101,000
Unicoi, Tennessee 1 $ 87,000 $ 87,000 $ 38,000
Alexandria, Virginia 1 $ 180,000 $ 180,000 $ 100,000
Bedford, Virginia 1 $ 82,000 $ 82,000 $ 59,000
Botetourt, Virginia 1 $ 236,000 $ 236,000 $ 66,000
Bristol, Virginia 1 $ 89,000 $ 89,000 $ 0
Campbell, Virginia 1 $ 148,000 $ 148,000 $ 63,000
Carroll, Virginia 1 $ 152,000 $ 152,000 $ 39,000
Charles City, Virginia 1 $ 282,000 $ 282,000 $ 79,000
Culpeper, Virginia 1 $ 256,000 $ 256,000 $ 143,000
Cumberland, Virginia 1 $ 162,000 $ 162,000 $ 0
Dickenson, Virginia 1 $ 216,000 $ 216,000 $ 52,000
Essex, Virginia 1 $ 160,000 $ 160,000 $ 48,000
Fluvanna, Virginia 1 $ 106,000 $ 106,000 $ 59,000
Franklin, Virginia 1 $ 96,000 $ 96,000 $ 44,000
Franklin City, Virginia 1 $ 94,000 $ 94,000 $ 32,000
Hopewell, Virginia 1 $ 100,000 $ 100,000 $ 55,000
James City, Virginia 1 $ 193,000 $ 193,000 $ 74,000
King and Queen, Virginia 1 $ 250,000 $ 250,000 $ 105,000
Madison, Virginia 1 $ 380,000 $ 380,000 $ 106,000
Middlesex, Virginia 1 $ 350,000 $ 350,000 $ 112,000
Nelson, Virginia 1 $ 264,000 $ 264,000 $ 47,000
New Kent, Virginia 1 $ 102,000 $ 102,000 $ 29,000
Page, Virginia 1 $ 94,000 $ 94,000 $ 16,000
Patrick, Virginia 1 $ 195,000 $ 195,000 $ 52,000
Pittsylvania, Virginia 1 $ 123,000 $ 123,000 $ 125,000
Prince George, Virginia 1 $ 245,000 $ 245,000 $ 52,000
York, Virginia 1 $ 163,000 $ 163,000 $ 31,000
Mason, West Virginia 1 $ 66,000 $ 66,000 $ 20,000
Wetzel, West Virginia 1 $ 108,000 $ 108,000 $ 53,000

Mortgage Loan Application Detail Totals for Dover Mortgage Company in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,558 $355,904,000 $139,000 $800,000 $50,000 $584,000
Refinancing 2,338 $417,480,000 $178,000 $1,423,000 $54,000 $1,430,000
Home Improvement 7 $840,000 $120,000 $296,000 $46,000 $90,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,772 $597,597,000 $158,000 $1,423,000 $53,000 $1,430,000
Black or African American 607 $90,048,000 $148,000 $639,000 $46,000 $212,000
Not Provided 320 $52,639,000 $164,000 $539,000 $50,000 $315,000
Hispanic 126 $19,642,000 $155,000 $625,000 $53,000 $683,000
Asian 52 $9,917,000 $190,000 $675,000 $62,000 $320,000
American Indian or Alaskan Native 15 $2,222,000 $148,000 $382,000 $63,000 $205,000
Native Hawaiian or Other Pacific Islander 11 $2,159,000 $196,000 $361,000 $33,000 $141,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,244 $350,715,000 $156,000 $639,000 $45,000 $584,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,486 $191,820,000 $129,000 $372,000 $42,000 $103,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 795 $157,923,000 $198,000 $1,423,000 $87,000 $1,430,000
VA-guaranteed (Veterans Administration) 378 $73,766,000 $195,000 $660,000 $59,000 $199,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,514 $547,688,000 $155,000 $854,000 $50,000 $672,000
Application Withdrawn By Applicant 548 $87,091,000 $158,000 $517,000 $55,000 $584,000
Application Approved But Not Accepted 363 $59,481,000 $163,000 $625,000 $54,000 $683,000
Application Denied By Financial Institution 356 $59,989,000 $168,000 $1,423,000 $60,000 $589,000
File Closed For Incompleteness 122 $19,975,000 $163,000 $595,000 $68,000 $1,430,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 116 $16,413,000 $141,000 $397,000 $50,000 $451,000
Debt-To-Income Ratio 60 $10,883,000 $181,000 $545,000 $51,000 $183,000
Other 55 $9,168,000 $166,000 $539,000 $70,000 $315,000
Collateral 40 $9,433,000 $235,000 $1,423,000 $90,000 $589,000
Unverifiable Information 36 $6,416,000 $178,000 $800,000 $65,000 $312,000
Employment History 14 $2,290,000 $163,000 $330,000 $50,000 $97,000
Insufficient Cash (Downpayment, Closing Cost) 5 $478,000 $95,000 $158,000 $35,000 $57,000
Credit Application Incomplete 4 $813,000 $203,000 $293,000 $95,000 $191,000
Mortgage Insurance Denied 3 $704,000 $234,000 $266,000 $54,000 $89,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dover Mortgage Company's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dover Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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