Dubuque Bank and Trust Company Mortgage Lending & HMDA Data, 2013
In 2013, Dubuque Bank and Trust Company of Dubuque, IA reported 8,773 mortgage applications totaling $1.8 billion, down 15% from 2012. The average application was for $209,728, and applicants reported an average income of $95,338. 76% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Dubuque, IA (728), San Diego-Carlsbad-San Marcos, CA (647) and Phoenix-Mesa-Glendale, AZ (609) (applications in parentheses).
| Mortgage Company & Address | Dubuque Bank and Trust Company 1398 Central Avenue Dubuque, IA 52001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,773 |
| Total Mortgage Loan Application Amount | $1,839,950,000 |
| Average Mortgage Loan Application Amount | $209,728 |
| Highest Mortgage Loan Application Amount | $7,313,000 |
| Average Applicant Income | $95,338 |
| Highest Applicant Income | $2,844,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dubuque Bank and Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque, IA | 728 | $ 102,439,000 | $ 140,712 | $ 68,000 |
| San Diego-Carlsbad-San Marcos, CA | 647 | $ 249,239,000 | $ 385,222 | $ 142,000 |
| Phoenix-Mesa-Glendale, AZ | 609 | $ 152,640,000 | $ 250,640 | $ 123,000 |
| Madison, WI | 498 | $ 101,552,000 | $ 203,919 | $ 102,000 |
| Albuquerque, NM | 474 | $ 82,387,000 | $ 173,812 | $ 91,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 454 | $ 102,043,000 | $ 224,764 | $ 111,356 |
| Denver-Aurora-Broomfield, CO | 387 | $ 96,501,000 | $ 249,356 | $ 97,000 |
| Billings, MT | 332 | $ 64,182,000 | $ 193,319 | $ 85,000 |
| Rockford, IL | 257 | $ 26,670,000 | $ 103,774 | $ 72,000 |
| Santa Fe, NM | 216 | $ 55,080,000 | $ 255,000 | $ 114,000 |
| Reno-Sparks, NV | 198 | $ 46,308,000 | $ 233,878 | $ 116,000 |
| Riverside-San Bernardino-Ontario, CA | 171 | $ 45,783,000 | $ 267,736 | $ 100,000 |
| Missoula, MT | 135 | $ 27,635,000 | $ 204,703 | $ 99,000 |
| Los Angeles-Long Beach-Glendale, CA | 104 | $ 37,294,000 | $ 358,596 | $ 139,000 |
| Boise City-Nampa, ID | 81 | $ 12,567,000 | $ 155,148 | $ 73,000 |
| Milwaukee-Waukesha-West Allis, WI | 76 | $ 16,568,000 | $ 218,000 | $ 98,000 |
| Chicago-Joliet-Naperville, IL | 57 | $ 13,203,000 | $ 231,631 | $ 138,000 |
| Santa Ana-Anaheim-Irvine, CA | 45 | $ 20,769,000 | $ 461,533 | $ 175,000 |
| Great Falls, MT | 39 | $ 6,985,000 | $ 179,102 | $ 87,000 |
| Greeley, CO | 38 | $ 7,942,000 | $ 209,000 | $ 66,000 |
| Dallas-Plano-Irving, TX | 37 | $ 5,687,000 | $ 153,702 | $ 47,000 |
| Houston-Sugar Land-Baytown, TX | 36 | $ 5,830,000 | $ 161,944 | $ 37,000 |
| Boulder, CO | 35 | $ 11,409,000 | $ 325,971 | $ 114,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 35 | $ 8,624,000 | $ 246,400 | $ 78,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 32 | $ 6,426,000 | $ 200,812 | $ 15,000 |
| Austin-Round Rock-San Marcos, TX | 27 | $ 5,663,000 | $ 209,740 | $ 76,000 |
| Casper, WY | 26 | $ 5,153,000 | $ 198,192 | $ 65,000 |
| Janesville, WI | 25 | $ 2,869,000 | $ 114,760 | $ 57,000 |
| Las Vegas-Paradise, NV | 25 | $ 4,357,000 | $ 174,280 | $ 132,000 |
| San Antonio-New Braunfels, TX | 24 | $ 3,862,000 | $ 160,916 | $ 17,000 |
| Jacksonville, FL | 23 | $ 3,387,000 | $ 147,260 | $ 16,000 |
| Fort Worth-Arlington, TX | 22 | $ 3,687,000 | $ 167,590 | $ 24,000 |
| Tucson, AZ | 22 | $ 3,758,000 | $ 170,818 | $ 52,000 |
| San Francisco-San Mateo-Redwood City, CA | 21 | $ 7,766,000 | $ 369,809 | $ 184,000 |
| Fort Collins-Loveland, CO | 19 | $ 5,162,000 | $ 271,684 | $ 136,000 |
| Green Bay, WI | 19 | $ 2,516,000 | $ 132,421 | $ 67,000 |
| Oakland-Fremont-Hayward, CA | 19 | $ 5,958,000 | $ 313,578 | $ 90,000 |
| Colorado Springs, CO | 18 | $ 3,061,000 | $ 170,055 | $ 17,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 18 | $ 5,507,000 | $ 305,944 | $ 77,555 |
| Prescott, AZ | 17 | $ 3,159,000 | $ 185,823 | $ 90,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 6,303,000 | $ 393,937 | $ 87,000 |
| Killeen-Temple-Fort Hood, TX | 15 | $ 2,235,000 | $ 149,000 | $ 17,000 |
| Atlanta-Sandy Springs-Marietta, GA | 14 | $ 3,034,000 | $ 216,714 | $ 70,000 |
| Bakersfield-Delano, CA | 14 | $ 3,239,000 | $ 231,357 | $ 66,000 |
| Tampa-St. Petersburg-Clearwater, FL | 13 | $ 1,652,000 | $ 127,076 | $ 39,000 |
| Des Moines-West Des Moines, IA | 12 | $ 1,520,000 | $ 126,666 | $ 79,000 |
| Indianapolis-Carmel, IN | 12 | $ 2,620,000 | $ 218,333 | $ 153,000 |
| Carson City, NV | 9 | $ 2,123,000 | $ 235,888 | $ 269,000 |
| Hanford-Corcoran, CA | 9 | $ 1,571,000 | $ 174,555 | $ 25,000 |
| Richmond, VA | 9 | $ 1,428,000 | $ 158,666 | $ 16,000 |
| Cedar Rapids, IA | 8 | $ 1,465,000 | $ 183,125 | $ 85,000 |
| Danville, IL | 8 | $ 832,000 | $ 104,000 | $ 97,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 8,101,000 | $ 1,012,625 | $ 52,500 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 1,228,000 | $ 153,500 | $ 28,000 |
| Salt Lake City, UT | 8 | $ 1,958,000 | $ 244,750 | $ 183,000 |
| Stockton, CA | 8 | $ 1,140,000 | $ 142,500 | $ 57,000 |
| Wausau, WI | 8 | $ 959,000 | $ 119,875 | $ 54,000 |
| Cheyenne, WY | 7 | $ 1,013,000 | $ 144,714 | $ 69,000 |
| El Paso, TX | 7 | $ 1,065,000 | $ 152,142 | $ 35,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 1,802,000 | $ 257,428 | $ 100,000 |
| Spokane, WA | 7 | $ 1,292,000 | $ 184,571 | $ 76,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 1,399,000 | $ 199,857 | $ 30,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,137,000 | $ 189,500 | $ 45,333 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 973,000 | $ 162,166 | $ 16,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 1,130,000 | $ 188,333 | $ 69,000 |
| Ann Arbor, MI | 5 | $ 907,000 | $ 181,400 | $ 73,000 |
| Baltimore-Towson, MD | 5 | $ 2,138,000 | $ 427,600 | $ 236,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 1,192,000 | $ 238,400 | $ 36,800 |
| Flagstaff, AZ | 5 | $ 1,281,000 | $ 256,200 | $ 197,000 |
| Kansas City, MO-KS | 5 | $ 1,102,000 | $ 220,400 | $ 151,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 957,000 | $ 191,400 | $ 17,000 |
| Modesto, CA | 5 | $ 721,000 | $ 144,200 | $ 71,000 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 1,217,000 | $ 243,400 | $ 58,000 |
| Racine, WI | 5 | $ 638,000 | $ 127,600 | $ 31,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,879,000 | $ 375,800 | $ 61,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,432,000 | $ 286,400 | $ 77,000 |
| St. Louis, MO-IL | 5 | $ 670,000 | $ 134,000 | $ 43,600 |
| Chico, CA | 4 | $ 1,094,000 | $ 273,500 | $ 96,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 744,000 | $ 186,000 | $ 34,000 |
| Kalamazoo-Portage, MI | 4 | $ 747,000 | $ 186,750 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 666,000 | $ 166,500 | $ 101,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 957,000 | $ 239,250 | $ 95,000 |
| Pittsburgh, PA | 4 | $ 572,000 | $ 143,000 | $ 56,000 |
| Provo-Orem, UT | 4 | $ 733,000 | $ 183,250 | $ 194,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 2,003,000 | $ 500,750 | $ 278,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 2,200,000 | $ 550,000 | $ 156,000 |
| Amarillo, TX | 3 | $ 596,000 | $ 198,666 | $ 54,000 |
| Bethesda-Rockville-Frederick, MD | 3 | $ 942,000 | $ 314,000 | $ 201,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 844,000 | $ 281,333 | $ 132,000 |
| Clarksville, TN-KY | 3 | $ 318,000 | $ 106,000 | $ 88,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Duluth, MN-WI | 3 | $ 569,000 | $ 189,666 | $ 418,000 |
| Eau Claire, WI | 3 | $ 483,000 | $ 161,000 | $ 120,000 |
| Fayetteville, NC | 3 | $ 377,000 | $ 125,666 | $ 0 |
| Kennewick-Pasco-Richland, WA | 3 | $ 415,000 | $ 138,333 | $ 49,000 |
| Knoxville, TN | 3 | $ 600,000 | $ 200,000 | $ 48,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 480,000 | $ 160,000 | $ 0 |
| Olympia, WA | 3 | $ 699,000 | $ 233,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 541,000 | $ 180,333 | $ 28,000 |
| Philadelphia, PA | 3 | $ 520,000 | $ 173,333 | $ 284,000 |
| Redding, CA | 3 | $ 622,000 | $ 207,333 | $ 89,000 |
| Roanoke, VA | 3 | $ 394,000 | $ 131,333 | $ 0 |
| Salinas, CA | 3 | $ 1,857,000 | $ 619,000 | $ 193,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 1,066,000 | $ 355,333 | $ 63,000 |
| Savannah, GA | 3 | $ 740,000 | $ 246,666 | $ 0 |
| Tulsa, OK | 3 | $ 283,000 | $ 94,333 | $ 29,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 620,000 | $ 206,666 | $ 48,000 |
| Yuma, AZ | 3 | $ 509,000 | $ 169,666 | $ 44,000 |
| Appleton, WI | 2 | $ 455,000 | $ 227,500 | $ 63,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 274,000 | $ 137,000 | $ 53,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 814,000 | $ 407,000 | $ 105,000 |
| Champaign-Urbana, IL | 2 | $ 314,000 | $ 157,000 | $ 119,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 2 | $ 193,000 | $ 96,500 | $ 48,000 |
| Dayton, OH | 2 | $ 426,000 | $ 213,000 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 246,000 | $ 123,000 | $ 70,000 |
| Evansville, IN-KY | 2 | $ 180,000 | $ 90,000 | $ 50,500 |
| Fond Du Lac, WI | 2 | $ 507,000 | $ 253,500 | $ 142,000 |
| Fresno, CA | 2 | $ 309,000 | $ 154,500 | $ 46,000 |
| Grand Forks, ND-MN | 2 | $ 445,000 | $ 222,500 | $ 191,000 |
| Joplin, MO | 2 | $ 238,000 | $ 119,000 | $ 84,000 |
| Lakeland-Winter Haven, FL | 2 | $ 306,000 | $ 153,000 | $ 48,000 |
| Lancaster, PA | 2 | $ 234,000 | $ 117,000 | $ 59,000 |
| Las Cruces, NM | 2 | $ 412,000 | $ 206,000 | $ 38,000 |
| Lawton, OK | 2 | $ 264,000 | $ 132,000 | $ 42,000 |
| Lubbock, TX | 2 | $ 291,000 | $ 145,500 | $ 72,000 |
| Lynchburg, VA | 2 | $ 198,000 | $ 99,000 | $ 48,000 |
| Memphis, TN-MS-AR | 2 | $ 206,000 | $ 103,000 | $ 176,000 |
| Michigan City-La Porte, IN | 2 | $ 227,000 | $ 113,500 | $ 54,000 |
| New Haven-Milford, CT | 2 | $ 303,000 | $ 151,500 | $ 58,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 715,000 | $ 357,500 | $ 58,000 |
| Sheboygan, WI | 2 | $ 302,000 | $ 151,000 | $ 23,000 |
| Springfield, MA | 2 | $ 246,000 | $ 123,000 | $ 183,000 |
| Tacoma, WA | 2 | $ 778,000 | $ 389,000 | $ 58,000 |
| Vallejo-Fairfield, CA | 2 | $ 589,000 | $ 294,500 | $ 79,000 |
| Waco, TX | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Wenatchee-East Wenatchee, WA | 2 | $ 627,000 | $ 313,500 | $ 110,000 |
| Yuba City, CA | 2 | $ 333,000 | $ 166,500 | $ 64,000 |
| Ames, IA | 1 | $ 150,000 | $ 150,000 | $ 134,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Bangor, ME | 1 | $ 197,000 | $ 197,000 | $ 122,000 |
| Bend, OR | 1 | $ 600,000 | $ 600,000 | $ 468,000 |
| Bismarck, ND | 1 | $ 336,000 | $ 336,000 | $ 102,000 |
| Bloomington, IN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 222,000 | $ 222,000 | $ 115,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Charlottesville, VA | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
| College Station-Bryan, TX | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Columbia, SC | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 154,000 | $ 154,000 | $ 0 |
| El Centro, CA | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 170,000 | $ 170,000 | $ 85,000 |
| Flint, MI | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 188,000 | $ 188,000 | $ 111,000 |
| Gary, IN | 1 | $ 162,000 | $ 162,000 | $ 63,000 |
| Goldsboro, NC | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Grand Junction, CO | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| Greensboro-High Point, NC | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Holland-Grand Haven, MI | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Jacksonville, NC | 1 | $ 298,000 | $ 298,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 256,000 | $ 256,000 | $ 339,000 |
| Lansing-East Lansing, MI | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Laredo, TX | 1 | $ 151,000 | $ 151,000 | $ 40,000 |
| Madera-Chowchilla, CA | 1 | $ 108,000 | $ 108,000 | $ 205,000 |
| Mankato-North Mankato, MN | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Merced, CA | 1 | $ 178,000 | $ 178,000 | $ 36,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 51,000 | $ 51,000 | $ 161,000 |
| Napa, CA | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Naples-Marco Island, FL | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Oshkosh-Neenah, WI | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Palm Coast, FL | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Pocatello, ID | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
| Port St. Lucie, FL | 1 | $ 343,000 | $ 343,000 | $ 143,000 |
| Punta Gorda, FL | 1 | $ 89,000 | $ 89,000 | $ 68,000 |
| Raleigh-Cary, NC | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
| Rochester, MN | 1 | $ 221,000 | $ 221,000 | $ 105,000 |
| Salem, OR | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 64,000 | $ 64,000 | $ 82,000 |
| Springfield, MO | 1 | $ 54,000 | $ 54,000 | $ 16,000 |
| St. Cloud, MN | 1 | $ 105,000 | $ 105,000 | $ 488,000 |
| St. George, UT | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| St. Joseph, MO-KS | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Sumter, SC | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Topeka, KS | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Valdosta, GA | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Victoria, TX | 1 | $ 189,000 | $ 189,000 | $ 78,000 |
| Visalia-Porterville, CA | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Wichita Falls, TX | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Wichita, KS | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Worcester, MA | 1 | $ 302,000 | $ 302,000 | $ 134,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 290,000 | $ 290,000 | $ 219,000 |
Mortgage Loan Application Detail Totals for Dubuque Bank and Trust Company in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,583 | $980,159,000 | $213,000 | $4,630,000 | $96,000 | $2,844,000 |
| Home Purchase | 4,045 | $855,521,000 | $211,000 | $7,313,000 | $96,000 | $2,206,000 |
| Home Improvement | 145 | $4,270,000 | $29,000 | $550,000 | $56,000 | $460,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,494 | $1,322,064,000 | $203,000 | $1,945,000 | $99,000 | $2,844,000 |
| Not Provided | 1,425 | $323,563,000 | $227,000 | $1,389,000 | $89,000 | $1,951,000 |
| Hispanic | 465 | $84,256,000 | $181,000 | $675,000 | $67,000 | $660,000 |
| Asian | 242 | $65,822,000 | $271,000 | $970,000 | $129,000 | $1,022,000 |
| Black or African American | 64 | $11,426,000 | $178,000 | $750,000 | $64,000 | $208,000 |
| Not applicable | 49 | $26,223,000 | $535,000 | $7,313,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 18 | $3,596,000 | $199,000 | $410,000 | $86,000 | $263,000 |
| American Indian or Alaskan Native | 16 | $3,000,000 | $187,000 | $387,000 | $74,000 | $183,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,417 | $1,402,561,000 | $218,000 | $7,313,000 | $111,000 | $2,844,000 |
| FHA-insured (Federal Housing Administration) | 1,409 | $248,200,000 | $176,000 | $657,000 | $55,000 | $808,000 |
| VA-guaranteed (Veterans Administration) | 719 | $158,131,000 | $219,000 | $1,133,000 | $52,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 228 | $31,058,000 | $136,000 | $350,000 | $47,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,655 | $1,381,608,000 | $207,000 | $7,313,000 | $97,000 | $2,844,000 |
| Application Denied By Financial Institution | 1,350 | $270,180,000 | $200,000 | $1,945,000 | $82,000 | $1,104,000 |
| Application Approved But Not Accepted | 436 | $94,047,000 | $215,000 | $1,420,000 | $98,000 | $944,000 |
| Application Withdrawn By Applicant | 263 | $73,312,000 | $278,000 | $1,200,000 | $117,000 | $863,000 |
| File Closed For Incompleteness | 57 | $18,870,000 | $331,000 | $1,610,000 | $144,000 | $1,022,000 |
| Loan Purchased By The Institution | 12 | $1,933,000 | $161,000 | $375,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dubuque Bank and Trust Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dubuque Bank and Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About