Dynamic Capital Mortgage, Inc Mortgage Lending & HMDA Data, 2008
In 2008, Dynamic Capital Mortgage, Inc of Brookline, MA reported 2,294 mortgage applications totaling $635.1 million, up 86% from 2007. The average application was for $276,831, and applicants reported an average income of $122,039. 86% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (429), Boston-Quincy, MA (251) and Baltimore-Towson, MD (217) (applications in parentheses).
| Mortgage Company & Address | Dynamic Capital Mortgage, Inc 1371 Beacon Street Brookline, MA 02446 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,294 |
| Total Mortgage Loan Application Amount | $635,051,000 |
| Average Mortgage Loan Application Amount | $276,831 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $122,039 |
| Highest Applicant Income | $1,991,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dynamic Capital Mortgage, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery, Maryland | 138 | $ 54,684,000 | $ 396,260 | $ 183,000 |
| Suffolk, Massachusetts | 129 | $ 45,928,000 | $ 356,031 | $ 186,000 |
| Middlesex, Massachusetts | 125 | $ 46,392,000 | $ 371,136 | $ 148,000 |
| Prince George's, Maryland | 117 | $ 30,996,000 | $ 264,923 | $ 89,000 |
| Norfolk, Massachusetts | 111 | $ 36,557,000 | $ 329,342 | $ 142,000 |
| Guilford, North Carolina | 103 | $ 14,968,000 | $ 145,320 | $ 66,000 |
| Burlington, New Jersey | 98 | $ 23,426,000 | $ 239,040 | $ 103,000 |
| District of Columbia, District Of Columbia | 85 | $ 27,821,000 | $ 327,305 | $ 168,000 |
| Fairfax, Virginia | 74 | $ 24,578,000 | $ 332,135 | $ 126,000 |
| Forsyth, North Carolina | 70 | $ 10,168,000 | $ 145,257 | $ 59,000 |
| Baltimore City, Maryland | 51 | $ 10,033,000 | $ 196,725 | $ 110,000 |
| Prince William, Virginia | 50 | $ 11,340,000 | $ 226,800 | $ 82,000 |
| Baltimore, Maryland | 48 | $ 11,812,000 | $ 246,083 | $ 110,000 |
| New York, New York | 48 | $ 22,615,000 | $ 471,145 | $ 250,000 |
| Davidson, North Carolina | 46 | $ 5,814,000 | $ 126,391 | $ 58,000 |
| Harford, Maryland | 45 | $ 10,453,000 | $ 232,288 | $ 100,000 |
| Anne Arundel, Maryland | 44 | $ 13,140,000 | $ 298,636 | $ 122,000 |
| Mercer, New Jersey | 37 | $ 10,834,000 | $ 292,810 | $ 101,000 |
| Wake, North Carolina | 30 | $ 6,137,000 | $ 204,566 | $ 83,000 |
| Essex, Massachusetts | 28 | $ 8,722,000 | $ 311,500 | $ 138,000 |
| Loudoun, Virginia | 28 | $ 7,787,000 | $ 278,107 | $ 97,000 |
| Worcester, Massachusetts | 27 | $ 6,886,000 | $ 255,037 | $ 133,000 |
| Howard, Maryland | 23 | $ 8,472,000 | $ 368,347 | $ 156,000 |
| Randolph, North Carolina | 23 | $ 3,157,000 | $ 137,260 | $ 55,000 |
| Mecklenburg, North Carolina | 21 | $ 3,389,000 | $ 161,380 | $ 67,000 |
| Virginia Beach, Virginia | 18 | $ 3,755,000 | $ 208,611 | $ 78,000 |
| Charles, Maryland | 16 | $ 4,208,000 | $ 263,000 | $ 82,000 |
| Frederick, Maryland | 16 | $ 4,338,000 | $ 271,125 | $ 94,000 |
| Barnstable, Massachusetts | 16 | $ 4,429,000 | $ 276,812 | $ 136,000 |
| Bristol, Massachusetts | 16 | $ 4,272,000 | $ 267,000 | $ 91,000 |
| Queens, New York | 15 | $ 6,920,000 | $ 461,333 | $ 118,000 |
| Camden, New Jersey | 14 | $ 3,219,000 | $ 229,928 | $ 79,000 |
| Arlington, Virginia | 13 | $ 4,892,000 | $ 376,307 | $ 160,000 |
| Cecil, Maryland | 11 | $ 2,649,000 | $ 240,818 | $ 83,000 |
| Plymouth, Massachusetts | 11 | $ 3,502,000 | $ 318,363 | $ 121,000 |
| Kings, New York | 11 | $ 5,719,000 | $ 519,909 | $ 173,000 |
| Iredell, North Carolina | 10 | $ 1,149,000 | $ 114,900 | $ 47,000 |
| Alexandria, Virginia | 10 | $ 3,417,000 | $ 341,700 | $ 114,000 |
| Sussex, Delaware | 9 | $ 2,982,000 | $ 331,333 | $ 199,000 |
| Philadelphia, Pennsylvania | 9 | $ 1,151,000 | $ 127,888 | $ 75,000 |
| Manassas, Virginia | 9 | $ 1,397,000 | $ 155,222 | $ 71,000 |
| Broward, Florida | 8 | $ 1,573,000 | $ 196,625 | $ 111,000 |
| Cook, Illinois | 8 | $ 3,041,000 | $ 380,125 | $ 213,000 |
| Ocean, New Jersey | 8 | $ 2,606,000 | $ 325,750 | $ 109,000 |
| Chesapeake, Virginia | 8 | $ 2,175,000 | $ 271,875 | $ 94,000 |
| Norfolk, Virginia | 8 | $ 1,402,000 | $ 175,250 | $ 43,000 |
| Spotsylvania, Virginia | 8 | $ 1,985,000 | $ 248,125 | $ 79,000 |
| Nassau, New York | 7 | $ 2,147,000 | $ 306,714 | $ 116,000 |
| Brunswick, North Carolina | 7 | $ 2,788,000 | $ 398,285 | $ 250,000 |
| Catawba, North Carolina | 7 | $ 809,000 | $ 115,571 | $ 48,000 |
| Rockingham, North Carolina | 7 | $ 656,000 | $ 93,714 | $ 44,000 |
| Bucks, Pennsylvania | 7 | $ 1,647,000 | $ 235,285 | $ 72,000 |
| Montgomery, Pennsylvania | 7 | $ 1,963,000 | $ 280,428 | $ 117,000 |
| Rockingham, New Hampshire | 6 | $ 1,562,000 | $ 260,333 | $ 133,000 |
| Davie, North Carolina | 6 | $ 746,000 | $ 124,333 | $ 40,000 |
| Nash, North Carolina | 6 | $ 941,000 | $ 156,833 | $ 134,000 |
| Washington, Rhode Island | 6 | $ 1,908,000 | $ 318,000 | $ 97,000 |
| Portsmouth, Virginia | 6 | $ 1,145,000 | $ 190,833 | $ 74,000 |
| Stafford, Virginia | 6 | $ 1,666,000 | $ 277,666 | $ 100,000 |
| Fairfield, Connecticut | 5 | $ 3,245,000 | $ 649,000 | $ 260,000 |
| Palm Beach, Florida | 5 | $ 1,351,000 | $ 270,200 | $ 311,000 |
| Sarasota, Florida | 5 | $ 1,331,000 | $ 266,200 | $ 175,000 |
| St. Mary's, Maryland | 5 | $ 1,291,000 | $ 258,200 | $ 104,000 |
| Wicomico, Maryland | 5 | $ 628,000 | $ 125,600 | $ 59,000 |
| Bergen, New Jersey | 5 | $ 1,687,000 | $ 337,400 | $ 173,000 |
| Gloucester, New Jersey | 5 | $ 1,053,000 | $ 210,600 | $ 85,000 |
| Hudson, New Jersey | 5 | $ 2,049,000 | $ 409,800 | $ 117,000 |
| Middlesex, New Jersey | 5 | $ 1,786,000 | $ 357,200 | $ 136,000 |
| Alamance, North Carolina | 5 | $ 579,000 | $ 115,800 | $ 79,000 |
| Buncombe, North Carolina | 5 | $ 1,321,000 | $ 264,200 | $ 103,000 |
| Caldwell, North Carolina | 5 | $ 409,000 | $ 81,800 | $ 49,000 |
| New Hanover, North Carolina | 5 | $ 973,000 | $ 194,600 | $ 82,000 |
| Stokes, North Carolina | 5 | $ 677,000 | $ 135,400 | $ 46,000 |
| Wilkes, North Carolina | 5 | $ 657,000 | $ 131,400 | $ 41,000 |
| Adams, Pennsylvania | 5 | $ 1,169,000 | $ 233,800 | $ 94,000 |
| Newport News, Virginia | 5 | $ 1,039,000 | $ 207,800 | $ 64,000 |
| Miami-Dade, Florida | 4 | $ 1,226,000 | $ 306,500 | $ 131,000 |
| Cumberland, Maine | 4 | $ 1,309,000 | $ 327,250 | $ 134,000 |
| Calvert, Maryland | 4 | $ 1,221,000 | $ 305,250 | $ 103,000 |
| Carroll, Maryland | 4 | $ 1,233,000 | $ 308,250 | $ 103,000 |
| Chatham, North Carolina | 4 | $ 425,000 | $ 106,250 | $ 32,000 |
| Durham, North Carolina | 4 | $ 623,000 | $ 155,750 | $ 54,000 |
| Rowan, North Carolina | 4 | $ 398,000 | $ 99,500 | $ 32,000 |
| Delaware, Pennsylvania | 4 | $ 846,000 | $ 211,500 | $ 78,000 |
| Lackawanna, Pennsylvania | 4 | $ 384,000 | $ 96,000 | $ 43,000 |
| Gloucester, Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 75,000 |
| Hampton, Virginia | 4 | $ 740,000 | $ 185,000 | $ 63,000 |
| Henrico, Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 91,000 |
| Denver, Colorado | 3 | $ 925,000 | $ 308,333 | $ 201,000 |
| Hartford, Connecticut | 3 | $ 788,000 | $ 262,666 | $ 133,000 |
| Worcester, Maryland | 3 | $ 857,000 | $ 285,666 | $ 247,000 |
| Nantucket, Massachusetts | 3 | $ 1,234,000 | $ 411,333 | $ 616,000 |
| Atlantic, New Jersey | 3 | $ 506,000 | $ 168,666 | $ 102,000 |
| Cape May, New Jersey | 3 | $ 1,219,000 | $ 406,333 | $ 268,000 |
| Orange, New York | 3 | $ 1,114,000 | $ 371,333 | $ 101,000 |
| Suffolk, New York | 3 | $ 912,000 | $ 304,000 | $ 64,000 |
| Westchester, New York | 3 | $ 2,247,000 | $ 749,000 | $ 200,000 |
| Craven, North Carolina | 3 | $ 597,000 | $ 199,000 | $ 85,000 |
| Cumberland, North Carolina | 3 | $ 333,000 | $ 111,000 | $ 75,000 |
| Harnett, North Carolina | 3 | $ 361,000 | $ 120,333 | $ 51,000 |
| Johnston, North Carolina | 3 | $ 327,000 | $ 109,000 | $ 34,000 |
| Surry, North Carolina | 3 | $ 387,000 | $ 129,000 | $ 42,000 |
| Yadkin, North Carolina | 3 | $ 357,000 | $ 119,000 | $ 26,000 |
| Lebanon, Pennsylvania | 3 | $ 460,000 | $ 153,333 | $ 52,000 |
| York, Pennsylvania | 3 | $ 991,000 | $ 330,333 | $ 128,000 |
| Providence, Rhode Island | 3 | $ 781,000 | $ 260,333 | $ 100,000 |
| Horry, South Carolina | 3 | $ 1,103,000 | $ 367,666 | $ 101,000 |
| Chesterfield, Virginia | 3 | $ 600,000 | $ 200,000 | $ 61,000 |
| Fauquier, Virginia | 3 | $ 767,000 | $ 255,666 | $ 80,000 |
| Manassas Park, Virginia | 3 | $ 695,000 | $ 231,666 | $ 48,000 |
| Richmond City, Virginia | 3 | $ 742,000 | $ 247,333 | $ 84,000 |
| Suffolk, Virginia | 3 | $ 684,000 | $ 228,000 | $ 137,000 |
| York, Virginia | 3 | $ 1,055,000 | $ 351,666 | $ 111,000 |
| Eagle, Colorado | 2 | $ 494,000 | $ 247,000 | $ 406,000 |
| New Haven, Connecticut | 2 | $ 813,000 | $ 406,500 | $ 189,000 |
| Lee, Florida | 2 | $ 834,000 | $ 417,000 | $ 150,000 |
| Sumter, Florida | 2 | $ 240,000 | $ 120,000 | $ 155,000 |
| Garrett, Maryland | 2 | $ 697,000 | $ 348,500 | $ 291,000 |
| Queen Anne's, Maryland | 2 | $ 480,000 | $ 240,000 | $ 174,000 |
| Hampden, Massachusetts | 2 | $ 505,000 | $ 252,500 | $ 74,000 |
| Oakland, Michigan | 2 | $ 893,000 | $ 446,500 | $ 388,000 |
| Wayne, Michigan | 2 | $ 533,000 | $ 266,500 | $ 184,000 |
| Hillsborough, New Hampshire | 2 | $ 448,000 | $ 224,000 | $ 78,000 |
| Essex, New Jersey | 2 | $ 1,436,000 | $ 718,000 | $ 195,000 |
| Monmouth, New Jersey | 2 | $ 576,000 | $ 288,000 | $ 136,000 |
| Morris, New Jersey | 2 | $ 1,056,000 | $ 528,000 | $ 201,000 |
| Bronx, New York | 2 | $ 737,000 | $ 368,500 | $ 143,000 |
| Saratoga, New York | 2 | $ 591,000 | $ 295,500 | $ 163,000 |
| Alexander, North Carolina | 2 | $ 334,000 | $ 167,000 | $ 89,000 |
| Cabarrus, North Carolina | 2 | $ 249,000 | $ 124,500 | $ 78,000 |
| Gaston, North Carolina | 2 | $ 558,000 | $ 279,000 | $ 106,000 |
| Henderson, North Carolina | 2 | $ 366,000 | $ 183,000 | $ 76,000 |
| Lincoln, North Carolina | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Moore, North Carolina | 2 | $ 267,000 | $ 133,500 | $ 51,000 |
| Perquimans, North Carolina | 2 | $ 521,000 | $ 260,500 | $ 115,000 |
| Pitt, North Carolina | 2 | $ 215,000 | $ 107,500 | $ 88,000 |
| Robeson, North Carolina | 2 | $ 316,000 | $ 158,000 | $ 49,000 |
| Union, North Carolina | 2 | $ 339,000 | $ 169,500 | $ 84,000 |
| Wilson, North Carolina | 2 | $ 222,000 | $ 111,000 | $ 57,000 |
| Berks, Pennsylvania | 2 | $ 299,000 | $ 149,500 | $ 58,000 |
| Luzerne, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Pike, Pennsylvania | 2 | $ 292,000 | $ 146,000 | $ 55,000 |
| Florence, South Carolina | 2 | $ 242,000 | $ 121,000 | $ 135,000 |
| Richland, South Carolina | 2 | $ 466,000 | $ 233,000 | $ 50,000 |
| Albemarle, Virginia | 2 | $ 554,000 | $ 277,000 | $ 118,000 |
| Culpeper, Virginia | 2 | $ 450,000 | $ 225,000 | $ 213,000 |
| Frederick, Virginia | 2 | $ 443,000 | $ 221,500 | $ 159,000 |
| Isle of Wight, Virginia | 2 | $ 664,000 | $ 332,000 | $ 138,000 |
| Orange, Virginia | 2 | $ 533,000 | $ 266,500 | $ 82,000 |
| Jefferson, Colorado | 1 | $ 370,000 | $ 370,000 | $ 95,000 |
| Middlesex, Connecticut | 1 | $ 309,000 | $ 309,000 | $ 361,000 |
| New London, Connecticut | 1 | $ 196,000 | $ 196,000 | $ 71,000 |
| Kent, Delaware | 1 | $ 243,000 | $ 243,000 | $ 117,000 |
| New Castle, Delaware | 1 | $ 208,000 | $ 208,000 | $ 91,000 |
| Duval, Florida | 1 | $ 137,000 | $ 137,000 | $ 39,000 |
| Escambia, Florida | 1 | $ 137,000 | $ 137,000 | $ 172,000 |
| Hillsborough, Florida | 1 | $ 200,000 | $ 200,000 | $ 1,000,000 |
| Manatee, Florida | 1 | $ 190,000 | $ 190,000 | $ 29,000 |
| Orange, Florida | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Pinellas, Florida | 1 | $ 414,000 | $ 414,000 | $ 197,000 |
| Polk, Florida | 1 | $ 286,000 | $ 286,000 | $ 122,000 |
| DuPage, Illinois | 1 | $ 750,000 | $ 750,000 | $ 210,000 |
| Sangamon, Illinois | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Will, Illinois | 1 | $ 227,000 | $ 227,000 | $ 105,000 |
| Knox, Maine | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Penobscot, Maine | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Caroline, Maryland | 1 | $ 378,000 | $ 378,000 | $ 382,000 |
| Washington, Maryland | 1 | $ 252,000 | $ 252,000 | $ 54,000 |
| Dukes, Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Hampshire, Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Berrien, Michigan | 1 | $ 173,000 | $ 173,000 | $ 160,000 |
| Leelanau, Michigan | 1 | $ 400,000 | $ 400,000 | $ 107,000 |
| Merrimack, New Hampshire | 1 | $ 192,000 | $ 192,000 | $ 63,000 |
| Sullivan, New Hampshire | 1 | $ 239,000 | $ 239,000 | $ 75,000 |
| Passaic, New Jersey | 1 | $ 300,000 | $ 300,000 | $ 94,000 |
| Salem, New Jersey | 1 | $ 297,000 | $ 297,000 | $ 67,000 |
| Somerset, New Jersey | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Sussex, New Jersey | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Union, New Jersey | 1 | $ 280,000 | $ 280,000 | $ 243,000 |
| Essex, New York | 1 | $ 168,000 | $ 168,000 | $ 329,000 |
| Onondaga, New York | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Putnam, New York | 1 | $ 203,000 | $ 203,000 | $ 49,000 |
| Richmond, New York | 1 | $ 396,000 | $ 396,000 | $ 102,000 |
| Tioga, New York | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Ulster, New York | 1 | $ 137,000 | $ 137,000 | $ 25,000 |
| Cleveland, North Carolina | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Currituck, North Carolina | 1 | $ 133,000 | $ 133,000 | $ 70,000 |
| Dare, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Edgecombe, North Carolina | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Martin, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Mitchell, North Carolina | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| Orange, North Carolina | 1 | $ 330,000 | $ 330,000 | $ 106,000 |
| Stanly, North Carolina | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Butler, Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 104,000 |
| Chester, Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 137,000 |
| Franklin, Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 104,000 |
| Northampton, Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 73,000 |
| Westmoreland, Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| Newport, Rhode Island | 1 | $ 737,000 | $ 737,000 | $ 331,000 |
| Anderson, South Carolina | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
| Bamberg, South Carolina | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Darlington, South Carolina | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Dorchester, South Carolina | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Georgetown, South Carolina | 1 | $ 194,000 | $ 194,000 | $ 109,000 |
| Kershaw, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Lexington, South Carolina | 1 | $ 228,000 | $ 228,000 | $ 86,000 |
| Newberry, South Carolina | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Oconee, South Carolina | 1 | $ 338,000 | $ 338,000 | $ 196,000 |
| Smith, Texas | 1 | $ 178,000 | $ 178,000 | $ 124,000 |
| Accomack, Virginia | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Bedford, Virginia | 1 | $ 298,000 | $ 298,000 | $ 250,000 |
| Caroline, Virginia | 1 | $ 261,000 | $ 261,000 | $ 66,000 |
| Carroll, Virginia | 1 | $ 210,000 | $ 210,000 | $ 35,000 |
| Falls Church, Virginia | 1 | $ 252,000 | $ 252,000 | $ 70,000 |
| Fluvanna, Virginia | 1 | $ 114,000 | $ 114,000 | $ 33,000 |
| Henry, Virginia | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| James City, Virginia | 1 | $ 399,000 | $ 399,000 | $ 121,000 |
| King George, Virginia | 1 | $ 279,000 | $ 279,000 | $ 51,000 |
| Lancaster, Virginia | 1 | $ 156,000 | $ 156,000 | $ 79,000 |
| Louisa, Virginia | 1 | $ 357,000 | $ 357,000 | $ 102,000 |
| Lynchburg, Virginia | 1 | $ 169,000 | $ 169,000 | $ 51,000 |
| Nelson, Virginia | 1 | $ 378,000 | $ 378,000 | $ 1,872,000 |
| Northampton, Virginia | 1 | $ 174,000 | $ 174,000 | $ 36,000 |
| Northumberland, Virginia | 1 | $ 180,000 | $ 180,000 | $ 118,000 |
| Poquoson, Virginia | 1 | $ 320,000 | $ 320,000 | $ 78,000 |
| Richmond, Virginia | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Warren, Virginia | 1 | $ 183,000 | $ 183,000 | $ 46,000 |
| Winchester, Virginia | 1 | $ 173,000 | $ 173,000 | $ 39,000 |
| Mason, Washington | 1 | $ 200,000 | $ 200,000 | $ 245,000 |
| Berkeley, West Virginia | 1 | $ 92,000 | $ 92,000 | $ 128,000 |
| Jefferson, West Virginia | 1 | $ 332,000 | $ 332,000 | $ 168,000 |
| Morgan, West Virginia | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Dynamic Capital Mortgage, Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,296 | $363,524,000 | $280,000 | $1,675,000 | $129,000 | $1,991,000 |
| Home Purchase | 998 | $271,527,000 | $272,000 | $1,750,000 | $113,000 | $1,125,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,629 | $472,875,000 | $290,000 | $1,750,000 | $132,000 | $1,991,000 |
| Black or African American | 400 | $90,078,000 | $225,000 | $769,000 | $88,000 | $1,000,000 |
| Hispanic | 119 | $26,325,000 | $221,000 | $1,000,000 | $76,000 | $318,000 |
| Asian | 77 | $22,825,000 | $296,000 | $1,000,000 | $145,000 | $792,000 |
| Not Provided | 57 | $19,724,000 | $346,000 | $1,558,000 | $132,000 | $406,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,166,000 | $309,000 | $598,000 | $111,000 | $256,000 |
| American Indian or Alaskan Native | 5 | $1,058,000 | $211,000 | $245,000 | $90,000 | $222,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,473 | $478,820,000 | $325,000 | $1,750,000 | $153,000 | $1,991,000 |
| FHA-insured (Federal Housing Administration) | 786 | $147,863,000 | $188,000 | $350,000 | $65,000 | $282,000 |
| VA-guaranteed (Veterans Administration) | 35 | $8,368,000 | $239,000 | $344,000 | $78,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,981 | $549,253,000 | $277,000 | $1,750,000 | $122,000 | $1,991,000 |
| Application Approved But Not Accepted | 104 | $28,406,000 | $273,000 | $1,073,000 | $119,000 | $969,000 |
| Application Withdrawn By Applicant | 101 | $29,681,000 | $293,000 | $1,060,000 | $137,000 | $1,872,000 |
| Application Denied By Financial Institution | 83 | $21,584,000 | $260,000 | $920,000 | $115,000 | $800,000 |
| File Closed For Incompleteness | 25 | $6,127,000 | $245,000 | $730,000 | $102,000 | $263,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 11 | $2,292,000 | $208,000 | $417,000 | $61,000 | $141,000 |
| Unverifiable Information | 10 | $4,493,000 | $449,000 | $600,000 | $198,000 | $800,000 |
| Collateral | 5 | $1,495,000 | $299,000 | $648,000 | $153,000 | $336,000 |
| Credit History | 5 | $901,000 | $180,000 | $400,000 | $55,000 | $107,000 |
| Other | 5 | $1,569,000 | $313,000 | $720,000 | $293,000 | $420,000 |
| Credit Application Incomplete | 2 | $784,000 | $392,000 | $417,000 | $151,000 | $163,000 |
| Employment History | 1 | $121,000 | $121,000 | $121,000 | $33,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $920,000 | $920,000 | $920,000 | $216,000 | $216,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dynamic Capital Mortgage, Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dynamic Capital Mortgage, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About