Eloan Mortgage Lending & HMDA Data, 2008
In 2008, Eloan of Rosemont, IL reported 67,869 mortgage applications totaling $13.8 billion, down 55% from 2007. The average application was for $202,598, and applicants reported an average income of $97,163. 7% of its applications resulted in an originated loan and 53% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,324), Los Angeles-Long Beach-Glendale, CA (1,722) and New York-White Plains-Wayne, NY-NJ (1,282) (applications in parentheses).
| Mortgage Company & Address | Eloan 9600 West Bryn Mawr Rosemont, IL 60018 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 67,869 |
| Total Mortgage Loan Application Amount | $13,750,149,000 |
| Average Mortgage Loan Application Amount | $202,598 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $97,163 |
| Highest Applicant Income | $9,622,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eloan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 2,324 | $ 427,492,000 | $ 183,946 | $ 92,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,722 | $ 598,534,000 | $ 347,580 | $ 132,000 |
| New York-White Plains-Wayne, NY-NJ | 1,282 | $ 453,382,000 | $ 353,652 | $ 147,335 |
| Chicago-Naperville-Joliet, IL | 1,259 | $ 293,819,000 | $ 233,374 | $ 115,000 |
| Oakland-Fremont-Hayward, CA | 1,250 | $ 450,979,000 | $ 360,783 | $ 136,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,200 | $ 255,799,000 | $ 213,165 | $ 95,000 |
| Houston-Sugar Land-Baytown, TX | 1,090 | $ 169,612,000 | $ 155,607 | $ 97,000 |
| Riverside-San Bernardino-Ontario, CA | 1,075 | $ 275,370,000 | $ 256,158 | $ 114,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,063 | $ 330,742,000 | $ 311,140 | $ 121,028 |
| Philadelphia, PA | 976 | $ 202,935,000 | $ 207,925 | $ 97,000 |
| Dallas-Plano-Irving, TX | 794 | $ 133,204,000 | $ 167,763 | $ 97,000 |
| Baltimore-Towson, MD | 789 | $ 196,046,000 | $ 248,474 | $ 113,000 |
| San Diego-Carlsbad-San Marcos, CA | 768 | $ 255,689,000 | $ 332,928 | $ 128,000 |
| Seattle-Bellevue-Everett, WA | 698 | $ 214,794,000 | $ 307,727 | $ 122,000 |
| Orlando-Kissimmee, FL | 678 | $ 138,578,000 | $ 204,392 | $ 90,000 |
| Edison-New Brunswick, NJ | 672 | $ 189,704,000 | $ 282,297 | $ 147,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 633 | $ 163,418,000 | $ 258,164 | $ 112,000 |
| Santa Ana-Anaheim-Irvine, CA | 630 | $ 228,577,000 | $ 362,820 | $ 142,000 |
| Tampa-St. Petersburg-Clearwater, FL | 629 | $ 116,470,000 | $ 185,166 | $ 88,000 |
| St. Louis, MO-IL | 619 | $ 95,869,000 | $ 154,877 | $ 77,765 |
| Las Vegas-Paradise, NV | 611 | $ 148,555,000 | $ 243,134 | $ 106,000 |
| Nassau-Suffolk, NY | 601 | $ 187,088,000 | $ 311,294 | $ 126,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 593 | $ 266,343,000 | $ 449,145 | $ 161,000 |
| Denver-Aurora, CO | 564 | $ 130,947,000 | $ 232,175 | $ 105,000 |
| Newark-Union, NJ-PA | 542 | $ 158,524,000 | $ 292,479 | $ 132,110 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 533 | $ 109,787,000 | $ 205,979 | $ 105,703 |
| Miami-Miami Beach-Kendall, FL | 507 | $ 113,673,000 | $ 224,207 | $ 127,000 |
| San Francisco-San Mateo-Redwood City, CA | 502 | $ 240,157,000 | $ 478,400 | $ 184,000 |
| Pittsburgh, PA | 485 | $ 60,034,000 | $ 123,781 | $ 88,000 |
| Cincinnati-Middletown, OH-KY-IN | 484 | $ 74,074,000 | $ 153,045 | $ 79,758 |
| Charlotte-Gastonia-Concord, NC-SC | 476 | $ 84,448,000 | $ 177,411 | $ 92,245 |
| Kansas City, MO-KS | 471 | $ 74,210,000 | $ 157,558 | $ 93,220 |
| Fort Worth-Arlington, TX | 450 | $ 60,239,000 | $ 133,864 | $ 89,000 |
| Warren-Troy-Farmington Hills, MI | 434 | $ 74,636,000 | $ 171,972 | $ 89,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 433 | $ 93,361,000 | $ 215,614 | $ 94,000 |
| Jacksonville, FL | 426 | $ 82,448,000 | $ 193,539 | $ 86,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 420 | $ 91,311,000 | $ 217,407 | $ 85,133 |
| Portland-Vancouver-Beaverton, OR-WA | 419 | $ 107,320,000 | $ 256,133 | $ 100,241 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 413 | $ 72,429,000 | $ 175,372 | $ 82,000 |
| Indianapolis-Carmel, IN | 410 | $ 58,704,000 | $ 143,180 | $ 87,000 |
| Boston-Quincy, MA | 405 | $ 110,000,000 | $ 271,604 | $ 130,000 |
| Cleveland-Elyria-Mentor, OH | 405 | $ 56,907,000 | $ 140,511 | $ 79,000 |
| Camden, NJ | 401 | $ 84,009,000 | $ 209,498 | $ 121,000 |
| Memphis, TN-MS-AR | 396 | $ 56,265,000 | $ 142,083 | $ 75,095 |
| Chattanooga, TN-GA | 388 | $ 57,528,000 | $ 148,268 | $ 73,164 |
| Austin-Round Rock, TX | 374 | $ 69,411,000 | $ 185,590 | $ 106,000 |
| Raleigh-Cary, NC | 374 | $ 74,927,000 | $ 200,339 | $ 96,000 |
| Detroit-Livonia-Dearborn, MI | 364 | $ 45,006,000 | $ 123,642 | $ 90,000 |
| Richmond, VA | 364 | $ 77,571,000 | $ 213,107 | $ 90,000 |
| Cambridge-Newton-Framingham, MA | 363 | $ 105,179,000 | $ 289,749 | $ 123,000 |
| Columbus, OH | 349 | $ 52,022,000 | $ 149,060 | $ 101,000 |
| Providence-New Bedford-Fall River, RI-MA | 348 | $ 79,569,000 | $ 228,646 | $ 94,896 |
| Louisville-Jefferson County, KY-IN | 313 | $ 46,848,000 | $ 149,674 | $ 90,568 |
| Hartford-West Hartford-East Hartford, CT | 312 | $ 64,761,000 | $ 207,567 | $ 98,000 |
| New Orleans-Metairie-Kenner, LA | 303 | $ 47,929,000 | $ 158,181 | $ 95,000 |
| Birmingham-Hoover, AL | 279 | $ 43,409,000 | $ 155,587 | $ 87,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 279 | $ 65,470,000 | $ 234,659 | $ 108,000 |
| Bethesda-Frederick-Gaithersburg, MD | 266 | $ 84,774,000 | $ 318,699 | $ 124,000 |
| Milwaukee-Waukesha-West Allis, WI | 239 | $ 46,666,000 | $ 195,255 | $ 109,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 233 | $ 45,323,000 | $ 194,519 | $ 79,120 |
| Salt Lake City, UT | 228 | $ 52,068,000 | $ 228,368 | $ 98,000 |
| Oklahoma City, OK | 223 | $ 31,382,000 | $ 140,726 | $ 79,000 |
| San Antonio, TX | 222 | $ 33,882,000 | $ 152,621 | $ 87,000 |
| Tacoma, WA | 222 | $ 54,394,000 | $ 245,018 | $ 86,000 |
| Wilmington, DE-MD-NJ | 218 | $ 47,094,000 | $ 216,027 | $ 103,192 |
| New Haven-Milford, CT | 214 | $ 47,148,000 | $ 220,317 | $ 95,000 |
| Tucson, AZ | 212 | $ 43,347,000 | $ 204,466 | $ 94,000 |
| Stockton, CA | 204 | $ 50,423,000 | $ 247,171 | $ 104,000 |
| Buffalo-Niagara Falls, NY | 201 | $ 23,006,000 | $ 114,457 | $ 117,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 201 | $ 50,017,000 | $ 248,840 | $ 100,000 |
| Dayton, OH | 200 | $ 24,964,000 | $ 124,820 | $ 83,000 |
| Albany-Schenectady-Troy, NY | 193 | $ 32,406,000 | $ 167,906 | $ 92,000 |
| Lake County-Kenosha County, IL-WI | 193 | $ 41,649,000 | $ 215,797 | $ 103,746 |
| Tulsa, OK | 193 | $ 25,488,000 | $ 132,062 | $ 89,000 |
| Worcester, MA | 191 | $ 40,890,000 | $ 214,083 | $ 86,000 |
| Bridgeport-Stamford-Norwalk, CT | 190 | $ 69,873,000 | $ 367,752 | $ 185,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 187 | $ 65,400,000 | $ 349,732 | $ 125,000 |
| Little Rock-North Little Rock-Conway, AR | 182 | $ 24,675,000 | $ 135,576 | $ 103,000 |
| Baton Rouge, LA | 181 | $ 29,172,000 | $ 161,171 | $ 89,000 |
| Fresno, CA | 172 | $ 38,587,000 | $ 224,343 | $ 95,000 |
| Albuquerque, NM | 170 | $ 30,028,000 | $ 176,635 | $ 102,000 |
| Lakeland-Winter Haven, FL | 169 | $ 25,366,000 | $ 150,094 | $ 77,000 |
| Cape Coral-Fort Myers, FL | 167 | $ 30,215,000 | $ 180,928 | $ 103,000 |
| Peabody, MA | 167 | $ 43,290,000 | $ 259,221 | $ 109,000 |
| Rochester, NY | 167 | $ 18,841,000 | $ 112,820 | $ 85,000 |
| Columbia, SC | 163 | $ 25,057,000 | $ 153,723 | $ 82,000 |
| Scranton--Wilkes-Barre, PA | 160 | $ 19,917,000 | $ 124,481 | $ 79,000 |
| Greensboro-High Point, NC | 159 | $ 24,203,000 | $ 152,220 | $ 79,000 |
| Akron, OH | 152 | $ 19,371,000 | $ 127,440 | $ 86,000 |
| Boise City-Nampa, ID | 151 | $ 27,122,000 | $ 179,615 | $ 72,000 |
| Gary, IN | 151 | $ 22,692,000 | $ 150,278 | $ 87,000 |
| Bakersfield, CA | 147 | $ 29,366,000 | $ 199,768 | $ 87,000 |
| Knoxville, TN | 147 | $ 25,273,000 | $ 171,925 | $ 89,000 |
| Vallejo-Fairfield, CA | 146 | $ 40,692,000 | $ 278,712 | $ 103,000 |
| Durham, NC | 145 | $ 27,911,000 | $ 192,489 | $ 82,000 |
| Omaha-Council Bluffs, NE-IA | 143 | $ 20,188,000 | $ 141,174 | $ 85,300 |
| Lexington-Fayette, KY | 142 | $ 22,312,000 | $ 157,126 | $ 77,000 |
| Palm Bay-Melbourne-Titusville, FL | 140 | $ 24,009,000 | $ 171,492 | $ 80,000 |
| Des Moines-West Des Moines, IA | 138 | $ 20,008,000 | $ 144,985 | $ 78,000 |
| Colorado Springs, CO | 133 | $ 27,524,000 | $ 206,947 | $ 82,000 |
| Springfield, MA | 133 | $ 25,994,000 | $ 195,443 | $ 82,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 132 | $ 20,773,000 | $ 157,371 | $ 73,000 |
| Bradenton-Sarasota-Venice, FL | 131 | $ 27,366,000 | $ 208,900 | $ 110,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 128 | $ 20,528,000 | $ 160,375 | $ 76,140 |
| Modesto, CA | 128 | $ 29,567,000 | $ 230,992 | $ 90,000 |
| Toledo, OH | 126 | $ 15,422,000 | $ 122,396 | $ 79,000 |
| Harrisburg-Carlisle, PA | 124 | $ 16,797,000 | $ 135,459 | $ 69,000 |
| York-Hanover, PA | 124 | $ 22,931,000 | $ 184,927 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 124 | $ 11,113,000 | $ 89,620 | $ 53,588 |
| Charleston-North Charleston-Summerville, SC | 122 | $ 21,191,000 | $ 173,696 | $ 87,000 |
| Greenville-Mauldin-Easley, SC | 122 | $ 17,326,000 | $ 142,016 | $ 68,000 |
| Pensacola-Ferry Pass-Brent, FL | 122 | $ 18,564,000 | $ 152,163 | $ 80,000 |
| Santa Rosa-Petaluma, CA | 122 | $ 38,522,000 | $ 315,754 | $ 119,000 |
| Syracuse, NY | 122 | $ 12,381,000 | $ 101,483 | $ 86,000 |
| Jackson, MS | 121 | $ 16,047,000 | $ 132,619 | $ 72,000 |
| Ogden-Clearfield, UT | 119 | $ 25,103,000 | $ 210,949 | $ 131,000 |
| Savannah, GA | 116 | $ 21,391,000 | $ 184,405 | $ 84,000 |
| Portland-South Portland-Biddeford, ME | 114 | $ 23,928,000 | $ 209,894 | $ 90,000 |
| Provo-Orem, UT | 110 | $ 23,501,000 | $ 213,645 | $ 89,000 |
| Wichita, KS | 108 | $ 12,779,000 | $ 118,324 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 107 | $ 11,924,000 | $ 111,439 | $ 56,214 |
| Trenton-Ewing, NJ | 107 | $ 28,466,000 | $ 266,037 | $ 111,000 |
| Rockingham County-Strafford County, NH | 106 | $ 24,335,000 | $ 229,575 | $ 93,000 |
| Grand Rapids-Wyoming, MI | 105 | $ 13,313,000 | $ 126,790 | $ 88,000 |
| Augusta-Richmond County, GA-SC | 104 | $ 15,266,000 | $ 146,788 | $ 77,509 |
| Huntsville, AL | 103 | $ 16,638,000 | $ 161,533 | $ 109,000 |
| Wilmington, NC | 103 | $ 20,197,000 | $ 196,087 | $ 94,000 |
| Spokane, WA | 102 | $ 17,596,000 | $ 172,509 | $ 87,000 |
| Mobile, AL | 99 | $ 12,962,000 | $ 130,929 | $ 72,000 |
| Port St. Lucie, FL | 99 | $ 16,823,000 | $ 169,929 | $ 81,000 |
| Reno-Sparks, NV | 99 | $ 25,402,000 | $ 256,585 | $ 106,000 |
| Ocala, FL | 95 | $ 14,259,000 | $ 150,094 | $ 65,000 |
| Atlantic City-Hammonton, NJ | 92 | $ 20,070,000 | $ 218,152 | $ 97,000 |
| Manchester-Nashua, NH | 92 | $ 21,334,000 | $ 231,891 | $ 103,000 |
| Canton-Massillon, OH | 91 | $ 10,620,000 | $ 116,703 | $ 63,000 |
| Lancaster, PA | 90 | $ 14,167,000 | $ 157,411 | $ 75,000 |
| Reading, PA | 89 | $ 12,764,000 | $ 143,415 | $ 71,000 |
| Asheville, NC | 87 | $ 15,216,000 | $ 174,896 | $ 89,000 |
| Winston-Salem, NC | 87 | $ 12,541,000 | $ 144,149 | $ 71,000 |
| Springfield, MO | 85 | $ 10,232,000 | $ 120,376 | $ 74,000 |
| Fayetteville, NC | 84 | $ 9,729,000 | $ 115,821 | $ 72,000 |
| South Bend-Mishawaka, IN-MI | 84 | $ 9,981,000 | $ 118,821 | $ 93,952 |
| Utica-Rome, NY | 83 | $ 7,651,000 | $ 92,180 | $ 103,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 82 | $ 13,774,000 | $ 167,975 | $ 77,000 |
| Hickory-Lenoir-Morganton, NC | 79 | $ 10,501,000 | $ 132,924 | $ 64,000 |
| Honolulu, HI | 78 | $ 27,150,000 | $ 348,076 | $ 129,000 |
| Visalia-Porterville, CA | 78 | $ 15,891,000 | $ 203,730 | $ 84,000 |
| Flint, MI | 77 | $ 10,272,000 | $ 133,402 | $ 74,000 |
| Madison, WI | 76 | $ 17,363,000 | $ 228,460 | $ 87,000 |
| Fort Wayne, IN | 75 | $ 8,846,000 | $ 117,946 | $ 63,000 |
| Eugene-Springfield, OR | 74 | $ 15,397,000 | $ 208,067 | $ 89,000 |
| Tallahassee, FL | 74 | $ 13,105,000 | $ 177,094 | $ 79,000 |
| Norwich-New London, CT | 73 | $ 15,318,000 | $ 209,835 | $ 82,000 |
| Montgomery, AL | 72 | $ 10,593,000 | $ 147,125 | $ 97,000 |
| Shreveport-Bossier City, LA | 72 | $ 9,501,000 | $ 131,958 | $ 68,000 |
| Bremerton-Silverdale, WA | 70 | $ 17,019,000 | $ 243,128 | $ 98,000 |
| Rockford, IL | 70 | $ 9,269,000 | $ 132,414 | $ 81,000 |
| Boulder, CO | 69 | $ 18,857,000 | $ 273,289 | $ 105,000 |
| Lansing-East Lansing, MI | 69 | $ 8,635,000 | $ 125,144 | $ 65,000 |
| Lafayette, LA | 68 | $ 10,072,000 | $ 148,117 | $ 70,000 |
| Panama City-Lynn Haven, FL | 68 | $ 12,828,000 | $ 188,647 | $ 89,000 |
| Spartanburg, SC | 68 | $ 8,854,000 | $ 130,205 | $ 61,000 |
| Fort Smith, AR-OK | 67 | $ 6,389,000 | $ 95,358 | $ 71,955 |
| Roanoke, VA | 67 | $ 11,258,000 | $ 168,029 | $ 64,000 |
| Peoria, IL | 66 | $ 7,288,000 | $ 110,424 | $ 73,000 |
| Prescott, AZ | 66 | $ 14,887,000 | $ 225,560 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 65 | $ 7,698,000 | $ 118,430 | $ 67,061 |
| Lake Havasu City-Kingman, AZ | 64 | $ 11,322,000 | $ 176,906 | $ 91,000 |
| Killeen-Temple-Fort Hood, TX | 63 | $ 6,683,000 | $ 106,079 | $ 87,000 |
| Salem, OR | 63 | $ 12,123,000 | $ 192,428 | $ 77,000 |
| Anchorage, AK | 62 | $ 12,741,000 | $ 205,500 | $ 91,000 |
| Naples-Marco Island, FL | 62 | $ 15,808,000 | $ 254,967 | $ 213,000 |
| Evansville, IN-KY | 61 | $ 6,406,000 | $ 105,016 | $ 60,557 |
| Salinas, CA | 61 | $ 25,319,000 | $ 415,065 | $ 142,000 |
| Athens-Clarke County, GA | 59 | $ 9,334,000 | $ 158,203 | $ 74,000 |
| Binghamton, NY | 59 | $ 5,923,000 | $ 100,389 | $ 74,000 |
| El Paso, TX | 58 | $ 7,991,000 | $ 137,775 | $ 107,000 |
| Macon, GA | 58 | $ 8,618,000 | $ 148,586 | $ 94,000 |
| Beaumont-Port Arthur, TX | 57 | $ 6,013,000 | $ 105,491 | $ 76,000 |
| Charlottesville, VA | 57 | $ 14,021,000 | $ 245,982 | $ 94,000 |
| Jackson, TN | 57 | $ 6,591,000 | $ 115,631 | $ 51,000 |
| Santa Cruz-Watsonville, CA | 57 | $ 20,356,000 | $ 357,122 | $ 140,000 |
| Ann Arbor, MI | 55 | $ 10,869,000 | $ 197,618 | $ 95,000 |
| Barnstable Town, MA | 55 | $ 14,921,000 | $ 271,290 | $ 183,000 |
| Fort Collins-Loveland, CO | 55 | $ 13,063,000 | $ 237,509 | $ 103,000 |
| Glens Falls, NY | 55 | $ 7,576,000 | $ 137,745 | $ 61,000 |
| Houma-Bayou Cane-Thibodaux, LA | 54 | $ 7,750,000 | $ 143,518 | $ 172,000 |
| Kalamazoo-Portage, MI | 54 | $ 6,859,000 | $ 127,018 | $ 88,000 |
| Pascagoula, MS | 54 | $ 8,316,000 | $ 154,000 | $ 79,000 |
| Champaign-Urbana, IL | 53 | $ 6,996,000 | $ 132,000 | $ 89,000 |
| Olympia, WA | 53 | $ 10,247,000 | $ 193,339 | $ 85,000 |
| Gulfport-Biloxi, MS | 52 | $ 7,003,000 | $ 134,673 | $ 66,000 |
| Johnson City, TN | 52 | $ 6,628,000 | $ 127,461 | $ 60,000 |
| Merced, CA | 52 | $ 10,156,000 | $ 195,307 | $ 91,000 |
| Columbus, GA-AL | 51 | $ 7,476,000 | $ 146,588 | $ 70,529 |
| Dover, DE | 51 | $ 11,092,000 | $ 217,490 | $ 94,000 |
| Yuba City, CA | 51 | $ 12,558,000 | $ 246,235 | $ 80,000 |
| Gainesville, FL | 50 | $ 8,113,000 | $ 162,260 | $ 92,000 |
| Lake Charles, LA | 50 | $ 6,925,000 | $ 138,500 | $ 82,000 |
| Burlington-South Burlington, VT | 49 | $ 8,694,000 | $ 177,428 | $ 82,000 |
| San Luis Obispo-Paso Robles, CA | 49 | $ 16,581,000 | $ 338,387 | $ 140,000 |
| Hagerstown-Martinsburg, MD-WV | 48 | $ 9,986,000 | $ 208,041 | $ 76,000 |
| Fort Walton Beach-Crestview-Destin, FL | 47 | $ 8,927,000 | $ 189,936 | $ 82,000 |
| Lynchburg, VA | 47 | $ 7,419,000 | $ 157,851 | $ 75,000 |
| Medford, OR | 47 | $ 11,105,000 | $ 236,276 | $ 110,000 |
| Chico, CA | 46 | $ 10,966,000 | $ 238,391 | $ 77,000 |
| Duluth, MN-WI | 46 | $ 5,275,000 | $ 114,673 | $ 67,043 |
| Greeley, CO | 46 | $ 9,475,000 | $ 205,978 | $ 100,000 |
| Erie, PA | 45 | $ 4,885,000 | $ 108,555 | $ 57,000 |
| Gainesville, GA | 45 | $ 8,248,000 | $ 183,288 | $ 177,000 |
| Anderson, SC | 44 | $ 4,986,000 | $ 113,318 | $ 60,000 |
| Clarksville, TN-KY | 44 | $ 5,024,000 | $ 114,181 | $ 172,772 |
| Green Bay, WI | 44 | $ 6,453,000 | $ 146,659 | $ 75,000 |
| McAllen-Edinburg-Mission, TX | 44 | $ 5,830,000 | $ 132,500 | $ 86,000 |
| Bellingham, WA | 43 | $ 11,530,000 | $ 268,139 | $ 102,000 |
| Jackson, MI | 43 | $ 5,584,000 | $ 129,860 | $ 63,000 |
| Kennewick-Pasco-Richland, WA | 43 | $ 6,194,000 | $ 144,046 | $ 86,000 |
| Lafayette, IN | 43 | $ 4,899,000 | $ 113,930 | $ 72,000 |
| Decatur, AL | 42 | $ 5,028,000 | $ 119,714 | $ 65,000 |
| Corpus Christi, TX | 41 | $ 5,128,000 | $ 125,073 | $ 77,000 |
| Holland-Grand Haven, MI | 41 | $ 6,149,000 | $ 149,975 | $ 67,000 |
| Punta Gorda, FL | 41 | $ 6,306,000 | $ 153,804 | $ 70,000 |
| Cleveland, TN | 40 | $ 6,217,000 | $ 155,425 | $ 82,000 |
| Huntington-Ashland, WV-KY-OH | 40 | $ 3,874,000 | $ 96,850 | $ 56,700 |
| Monroe, LA | 40 | $ 5,113,000 | $ 127,825 | $ 71,000 |
| Ocean City, NJ | 40 | $ 9,485,000 | $ 237,125 | $ 175,000 |
| Vineland-Millville-Bridgeton, NJ | 40 | $ 6,617,000 | $ 165,425 | $ 71,000 |
| Grand Junction, CO | 39 | $ 7,181,000 | $ 184,128 | $ 66,000 |
| Joplin, MO | 39 | $ 4,333,000 | $ 111,102 | $ 59,000 |
| Lincoln, NE | 39 | $ 5,627,000 | $ 144,282 | $ 102,000 |
| Tuscaloosa, AL | 39 | $ 6,953,000 | $ 178,282 | $ 107,000 |
| Warner Robins, GA | 39 | $ 5,772,000 | $ 148,000 | $ 74,000 |
| Bloomington, IN | 38 | $ 4,841,000 | $ 127,394 | $ 60,000 |
| Cedar Rapids, IA | 38 | $ 4,904,000 | $ 129,052 | $ 65,000 |
| College Station-Bryan, TX | 38 | $ 4,818,000 | $ 126,789 | $ 95,000 |
| Dothan, AL | 38 | $ 4,316,000 | $ 113,578 | $ 65,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 38 | $ 12,679,000 | $ 333,657 | $ 107,000 |
| Anderson, IN | 37 | $ 3,556,000 | $ 96,108 | $ 52,000 |
| Appleton, WI | 37 | $ 6,322,000 | $ 170,864 | $ 74,000 |
| Kingston, NY | 37 | $ 6,693,000 | $ 180,891 | $ 74,000 |
| Morristown, TN | 37 | $ 4,240,000 | $ 114,594 | $ 50,000 |
| Racine, WI | 37 | $ 6,406,000 | $ 173,135 | $ 289,000 |
| St. Joseph, MO-KS | 37 | $ 3,749,000 | $ 101,324 | $ 66,729 |
| Terre Haute, IN | 37 | $ 3,060,000 | $ 82,702 | $ 52,000 |
| Coeur D'Alene, ID | 36 | $ 7,623,000 | $ 211,750 | $ 129,000 |
| Idaho Falls, ID | 36 | $ 6,369,000 | $ 176,916 | $ 62,000 |
| Las Cruces, NM | 36 | $ 5,906,000 | $ 164,055 | $ 64,000 |
| Lawton, OK | 36 | $ 3,906,000 | $ 108,500 | $ 66,000 |
| Sioux Falls, SD | 36 | $ 5,896,000 | $ 163,777 | $ 90,000 |
| Topeka, KS | 36 | $ 3,391,000 | $ 94,194 | $ 50,000 |
| Janesville, WI | 35 | $ 4,599,000 | $ 131,400 | $ 72,000 |
| Muskegon-Norton Shores, MI | 35 | $ 3,391,000 | $ 96,885 | $ 69,000 |
| Palm Coast, FL | 35 | $ 6,333,000 | $ 180,942 | $ 84,000 |
| Bangor, ME | 34 | $ 4,390,000 | $ 129,117 | $ 61,000 |
| Jacksonville, NC | 34 | $ 4,756,000 | $ 139,882 | $ 66,000 |
| Monroe, MI | 34 | $ 5,584,000 | $ 164,235 | $ 120,000 |
| Redding, CA | 34 | $ 6,917,000 | $ 203,441 | $ 102,000 |
| Saginaw-Saginaw Township North, MI | 34 | $ 3,767,000 | $ 110,794 | $ 82,000 |
| Sebastian-Vero Beach, FL | 34 | $ 5,017,000 | $ 147,558 | $ 63,000 |
| St. George, UT | 34 | $ 8,393,000 | $ 246,852 | $ 105,000 |
| Waco, TX | 34 | $ 4,037,000 | $ 118,735 | $ 67,000 |
| Wichita Falls, TX | 34 | $ 4,499,000 | $ 132,323 | $ 221,000 |
| Yakima, WA | 34 | $ 4,760,000 | $ 140,000 | $ 69,000 |
| Brownsville-Harlingen, TX | 33 | $ 4,067,000 | $ 123,242 | $ 106,000 |
| Florence, SC | 33 | $ 4,247,000 | $ 128,696 | $ 96,000 |
| Niles-Benton Harbor, MI | 33 | $ 4,513,000 | $ 136,757 | $ 64,000 |
| Pittsfield, MA | 33 | $ 5,371,000 | $ 162,757 | $ 73,000 |
| Alexandria, LA | 32 | $ 4,779,000 | $ 149,343 | $ 78,000 |
| Bend, OR | 32 | $ 7,895,000 | $ 246,718 | $ 86,000 |
| Blacksburg-Christiansburg-Radford, VA | 32 | $ 5,715,000 | $ 178,593 | $ 70,000 |
| Eau Claire, WI | 32 | $ 4,579,000 | $ 143,093 | $ 79,000 |
| Elkhart-Goshen, IN | 32 | $ 3,847,000 | $ 120,218 | $ 69,000 |
| Flagstaff, AZ | 32 | $ 6,654,000 | $ 207,937 | $ 77,000 |
| Florence-Muscle Shoals, AL | 32 | $ 3,650,000 | $ 114,062 | $ 60,000 |
| Jonesboro, AR | 32 | $ 2,723,000 | $ 85,093 | $ 52,000 |
| Yuma, AZ | 32 | $ 8,392,000 | $ 262,250 | $ 248,000 |
| Auburn-Opelika, AL | 31 | $ 4,478,000 | $ 144,451 | $ 75,000 |
| Kankakee-Bradley, IL | 31 | $ 4,558,000 | $ 147,032 | $ 64,000 |
| Michigan City-La Porte, IN | 31 | $ 4,129,000 | $ 133,193 | $ 75,000 |
| Rome, GA | 31 | $ 3,046,000 | $ 98,258 | $ 51,000 |
| Sioux City, IA-NE-SD | 31 | $ 2,818,000 | $ 90,903 | $ 55,225 |
| Springfield, IL | 31 | $ 3,949,000 | $ 127,387 | $ 99,000 |
| Amarillo, TX | 30 | $ 3,555,000 | $ 118,500 | $ 69,000 |
| Bloomington-Normal, IL | 30 | $ 4,031,000 | $ 134,366 | $ 62,000 |
| Madera, CA | 29 | $ 6,577,000 | $ 226,793 | $ 132,000 |
| Napa, CA | 29 | $ 13,283,000 | $ 458,034 | $ 195,000 |
| Dalton, GA | 28 | $ 3,249,000 | $ 116,035 | $ 43,000 |
| Greenville, NC | 28 | $ 4,102,000 | $ 146,500 | $ 102,000 |
| Hattiesburg, MS | 28 | $ 3,596,000 | $ 128,428 | $ 55,000 |
| Kokomo, IN | 28 | $ 2,882,000 | $ 102,928 | $ 61,000 |
| Lubbock, TX | 28 | $ 4,741,000 | $ 169,321 | $ 153,000 |
| Pueblo, CO | 28 | $ 3,925,000 | $ 140,178 | $ 61,000 |
| Rochester, MN | 28 | $ 4,108,000 | $ 146,714 | $ 78,000 |
| Rocky Mount, NC | 28 | $ 3,214,000 | $ 114,785 | $ 62,000 |
| Salisbury, MD | 28 | $ 5,554,000 | $ 198,357 | $ 70,000 |
| Wheeling, WV-OH | 28 | $ 2,941,000 | $ 105,035 | $ 57,000 |
| Battle Creek, MI | 27 | $ 2,754,000 | $ 102,000 | $ 63,000 |
| Elizabethtown, KY | 27 | $ 4,089,000 | $ 151,444 | $ 65,000 |
| Elmira, NY | 27 | $ 1,985,000 | $ 73,518 | $ 47,000 |
| Farmington, NM | 27 | $ 4,355,000 | $ 161,296 | $ 79,000 |
| Longview, TX | 27 | $ 3,685,000 | $ 136,481 | $ 72,000 |
| State College, PA | 27 | $ 3,876,000 | $ 143,555 | $ 78,000 |
| Valdosta, GA | 27 | $ 3,919,000 | $ 145,148 | $ 104,000 |
| Winchester, VA-WV | 27 | $ 5,882,000 | $ 217,851 | $ 205,000 |
| Columbia, MO | 26 | $ 3,040,000 | $ 116,923 | $ 65,000 |
| Cumberland, MD-WV | 26 | $ 2,917,000 | $ 112,192 | $ 66,000 |
| Lebanon, PA | 26 | $ 3,675,000 | $ 141,346 | $ 67,000 |
| Mansfield, OH | 26 | $ 2,454,000 | $ 94,384 | $ 49,000 |
| Muncie, IN | 26 | $ 2,235,000 | $ 85,961 | $ 55,000 |
| Billings, MT | 25 | $ 3,758,000 | $ 150,320 | $ 88,000 |
| Burlington, NC | 25 | $ 3,345,000 | $ 133,800 | $ 56,000 |
| Owensboro, KY | 25 | $ 2,823,000 | $ 112,920 | $ 61,000 |
| Santa Fe, NM | 25 | $ 7,398,000 | $ 295,920 | $ 99,000 |
| Texarkana, Tx-Texarkana, AR | 25 | $ 2,289,000 | $ 91,560 | $ 58,880 |
| Hinesville-Fort Stewart, GA | 24 | $ 2,968,000 | $ 123,666 | $ 56,000 |
| Mount Vernon-Anacortes, WA | 24 | $ 5,915,000 | $ 246,458 | $ 96,000 |
| Lewiston-Auburn, ME | 23 | $ 2,963,000 | $ 128,826 | $ 48,000 |
| Lima, OH | 23 | $ 2,246,000 | $ 97,652 | $ 49,000 |
| Albany, GA | 22 | $ 3,141,000 | $ 142,772 | $ 62,000 |
| Anniston-Oxford, AL | 22 | $ 1,998,000 | $ 90,818 | $ 58,000 |
| Columbus, IN | 22 | $ 3,493,000 | $ 158,772 | $ 76,000 |
| Tyler, TX | 22 | $ 2,445,000 | $ 111,136 | $ 85,000 |
| Abilene, TX | 21 | $ 3,323,000 | $ 158,238 | $ 117,000 |
| Altoona, PA | 21 | $ 2,140,000 | $ 101,904 | $ 70,000 |
| Cheyenne, WY | 21 | $ 3,631,000 | $ 172,904 | $ 129,000 |
| Longview, WA | 21 | $ 4,024,000 | $ 191,619 | $ 74,000 |
| Pine Bluff, AR | 21 | $ 2,605,000 | $ 124,047 | $ 69,000 |
| Springfield, OH | 21 | $ 1,976,000 | $ 94,095 | $ 51,000 |
| St. Cloud, MN | 21 | $ 3,221,000 | $ 153,380 | $ 74,000 |
| Danville, VA | 20 | $ 2,425,000 | $ 121,250 | $ 62,000 |
| El Centro, CA | 20 | $ 3,634,000 | $ 181,700 | $ 86,000 |
| Hanford-Corcoran, CA | 20 | $ 4,002,000 | $ 200,100 | $ 98,000 |
| Oshkosh-Neenah, WI | 20 | $ 2,921,000 | $ 146,050 | $ 99,000 |
| Sandusky, OH | 20 | $ 2,412,000 | $ 120,600 | $ 50,000 |
| Waterloo-Cedar Falls, IA | 20 | $ 2,878,000 | $ 143,900 | $ 71,000 |
| Wausau, WI | 20 | $ 2,381,000 | $ 119,050 | $ 50,000 |
| Williamsport, PA | 20 | $ 2,410,000 | $ 120,500 | $ 271,000 |
| Carson City, NV | 19 | $ 4,125,000 | $ 217,105 | $ 86,000 |
| Danville, IL | 19 | $ 1,666,000 | $ 87,684 | $ 58,000 |
| Fargo, ND-MN | 19 | $ 3,040,000 | $ 160,000 | $ 75,210 |
| Fond Du Lac, WI | 19 | $ 2,283,000 | $ 120,157 | $ 53,000 |
| Gadsden, AL | 19 | $ 1,569,000 | $ 82,578 | $ 56,000 |
| Hot Springs, AR | 19 | $ 2,423,000 | $ 127,526 | $ 65,000 |
| Jefferson City, MO | 19 | $ 2,192,000 | $ 115,368 | $ 73,000 |
| Johnstown, PA | 19 | $ 2,320,000 | $ 122,105 | $ 66,000 |
| Rapid City, SD | 19 | $ 2,825,000 | $ 148,684 | $ 71,000 |
| Sumter, SC | 19 | $ 2,082,000 | $ 109,578 | $ 52,000 |
| Laredo, TX | 18 | $ 2,518,000 | $ 139,888 | $ 65,000 |
| Sherman-Denison, TX | 18 | $ 1,750,000 | $ 97,222 | $ 80,000 |
| Goldsboro, NC | 17 | $ 1,921,000 | $ 113,000 | $ 58,000 |
| Logan, UT-ID | 17 | $ 3,441,000 | $ 202,411 | $ 62,705 |
| Midland, TX | 17 | $ 1,882,000 | $ 110,705 | $ 83,000 |
| Odessa, TX | 17 | $ 2,335,000 | $ 137,352 | $ 86,000 |
| Sheboygan, WI | 17 | $ 2,189,000 | $ 128,764 | $ 312,000 |
| Victoria, TX | 17 | $ 1,906,000 | $ 112,117 | $ 61,000 |
| Harrisonburg, VA | 16 | $ 3,748,000 | $ 234,250 | $ 88,000 |
| Lawrence, KS | 16 | $ 2,252,000 | $ 140,750 | $ 64,000 |
| Great Falls, MT | 15 | $ 1,894,000 | $ 126,266 | $ 103,000 |
| La Crosse, WI-MN | 15 | $ 1,893,000 | $ 126,200 | $ 53,533 |
| Lewiston, ID-WA | 15 | $ 2,512,000 | $ 167,466 | $ 74,666 |
| Weirton-Steubenville, WV-OH | 15 | $ 1,106,000 | $ 73,733 | $ 56,000 |
| Bismarck, ND | 14 | $ 1,756,000 | $ 125,428 | $ 56,000 |
| Bowling Green, KY | 14 | $ 1,963,000 | $ 140,214 | $ 66,000 |
| Brunswick, GA | 14 | $ 2,623,000 | $ 187,357 | $ 65,000 |
| Pocatello, ID | 14 | $ 1,730,000 | $ 123,571 | $ 62,000 |
| Bay City, MI | 13 | $ 1,736,000 | $ 133,538 | $ 77,000 |
| Dubuque, IA | 13 | $ 1,404,000 | $ 108,000 | $ 52,000 |
| Ames, IA | 12 | $ 1,459,000 | $ 121,583 | $ 74,000 |
| Decatur, IL | 12 | $ 1,995,000 | $ 166,250 | $ 70,000 |
| Fairbanks, AK | 11 | $ 1,939,000 | $ 176,272 | $ 100,000 |
| Iowa City, IA | 11 | $ 1,955,000 | $ 177,727 | $ 86,000 |
| Casper, WY | 10 | $ 2,040,000 | $ 204,000 | $ 88,000 |
| Grand Forks, ND-MN | 10 | $ 1,279,000 | $ 127,900 | $ 45,400 |
| San Angelo, TX | 10 | $ 763,000 | $ 76,300 | $ 51,000 |
| Wenatchee, WA | 10 | $ 2,080,000 | $ 208,000 | $ 90,000 |
| Corvallis, OR | 9 | $ 2,356,000 | $ 261,777 | $ 104,000 |
| Ithaca, NY | 8 | $ 1,329,000 | $ 166,125 | $ 84,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 8 | $ 1,025,000 | $ 128,125 | $ 103,000 |
| Missoula, MT | 7 | $ 1,640,000 | $ 234,285 | $ 224,000 |
Mortgage Loan Application Detail Totals for Eloan in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 38,005 | $8,240,451,000 | $216,000 | $2,500,000 | $100,000 | $9,600,000 |
| Home Purchase | 23,693 | $4,413,313,000 | $186,000 | $3,000,000 | $95,000 | $9,622,000 |
| Home Improvement | 6,171 | $1,096,385,000 | $177,000 | $1,875,000 | $88,000 | $6,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 34,033 | $6,386,142,000 | $187,000 | $2,090,000 | $92,000 | $9,600,000 |
| Not Provided | 22,769 | $5,086,220,000 | $223,000 | $2,500,000 | $106,000 | $8,300,000 |
| Black or African American | 4,330 | $716,638,000 | $165,000 | $3,000,000 | $81,000 | $6,418,000 |
| Hispanic | 3,351 | $674,371,000 | $201,000 | $1,985,000 | $91,000 | $9,622,000 |
| Asian | 2,449 | $714,319,000 | $291,000 | $2,500,000 | $123,000 | $2,445,000 |
| American Indian or Alaskan Native | 705 | $113,997,000 | $161,000 | $784,000 | $91,000 | $8,160,000 |
| Native Hawaiian or Other Pacific Islander | 232 | $58,462,000 | $251,000 | $750,000 | $93,000 | $1,466,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 61,133 | $12,513,514,000 | $204,000 | $3,000,000 | $99,000 | $9,622,000 |
| FHA-insured (Federal Housing Administration) | 6,735 | $1,236,545,000 | $183,000 | $926,000 | $74,000 | $5,657,000 |
| VA-guaranteed (Veterans Administration) | 1 | $90,000 | $90,000 | $90,000 | $72,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 36,305 | $6,594,542,000 | $181,000 | $3,000,000 | $85,000 | $9,622,000 |
| Application Withdrawn By Applicant | 16,200 | $3,708,949,000 | $228,000 | $2,450,000 | $111,000 | $4,850,000 |
| Application Approved But Not Accepted | 10,308 | $2,410,562,000 | $233,000 | $2,000,000 | $117,000 | $6,785,000 |
| Loan Originated | 5,056 | $1,036,096,000 | $204,000 | $2,500,000 | $95,000 | $1,400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eloan's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eloan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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