E*Trade Bank Mortgage Lending & HMDA Data, 2005

In 2005, E*Trade Bank of Arlington, VA reported 42,960 mortgage applications totaling $12.0 billion, down 1% from 2004. The average application was for $278,419, and applicants reported an average income of $92,779. 24% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,353), Riverside-San Bernardino-Ontario, CA (1,444) and Santa Ana-Anaheim-Irvine, CA (1,354) (applications in parentheses).

Mortgage Company & Address E*Trade Bank
671 North Glebe Rd, 12th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 42,960
Total Mortgage Loan Application Amount $11,960,908,000
Average Mortgage Loan Application Amount $278,419
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $92,779
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E*Trade Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,353 $ 857,701,000 $ 364,513 $ 109,000
Orange, California 1,354 $ 522,235,000 $ 385,697 $ 127,000
Maricopa, Arizona 1,203 $ 291,376,000 $ 242,207 $ 88,000
San Diego, California 1,095 $ 425,303,000 $ 388,404 $ 116,000
Riverside, California 769 $ 218,899,000 $ 284,654 $ 97,000
Santa Clara, California 759 $ 340,827,000 $ 449,047 $ 128,000
Clark, Nevada 742 $ 183,778,000 $ 247,679 $ 104,000
San Bernardino, California 675 $ 162,682,000 $ 241,010 $ 106,000
Alameda, California 599 $ 252,206,000 $ 421,045 $ 109,000
Cook, Illinois 568 $ 161,296,000 $ 283,971 $ 89,000
Sacramento, California 556 $ 152,661,000 $ 274,570 $ 97,000
Contra Costa, California 452 $ 183,002,000 $ 404,871 $ 118,000
Suffolk, New York 438 $ 147,132,000 $ 335,917 $ 122,000
Fairfax, Virginia 438 $ 163,084,000 $ 372,337 $ 125,000
King, Washington 388 $ 133,650,000 $ 344,458 $ 116,000
Montgomery, Maryland 373 $ 137,254,000 $ 367,973 $ 112,000
Nassau, New York 372 $ 143,772,000 $ 386,483 $ 137,000
Kings, New York 311 $ 132,799,000 $ 427,006 $ 98,000
Middlesex, Massachusetts 296 $ 112,110,000 $ 378,750 $ 109,000
District of Columbia, District Of Columbia 280 $ 79,909,000 $ 285,389 $ 103,000
San Mateo, California 254 $ 123,235,000 $ 485,177 $ 161,000
Prince George's, Maryland 254 $ 61,804,000 $ 243,322 $ 83,000
Miami-Dade, Florida 248 $ 64,059,000 $ 258,302 $ 113,000
New York, New York 232 $ 137,233,000 $ 591,521 $ 214,000
Ventura, California 217 $ 89,963,000 $ 414,576 $ 112,000
Jefferson, Colorado 213 $ 51,297,000 $ 240,830 $ 87,000
Denver, Colorado 209 $ 50,758,000 $ 242,861 $ 94,000
San Francisco, California 208 $ 101,886,000 $ 489,836 $ 117,000
Broward, Florida 208 $ 58,789,000 $ 282,639 $ 119,000
Westchester, New York 206 $ 81,253,000 $ 394,432 $ 135,000
Loudoun, Virginia 203 $ 80,241,000 $ 395,275 $ 104,000
Queens, New York 197 $ 64,670,000 $ 328,274 $ 87,000
San Joaquin, California 196 $ 63,875,000 $ 325,892 $ 85,000
Fulton, Georgia 192 $ 50,146,000 $ 261,177 $ 84,000
Oakland, Michigan 192 $ 46,215,000 $ 240,703 $ 108,000
Washington, Oregon 185 $ 37,028,000 $ 200,151 $ 90,000
Prince William, Virginia 184 $ 60,087,000 $ 326,559 $ 98,000
Multnomah, Oregon 183 $ 46,027,000 $ 251,513 $ 92,000
Palm Beach, Florida 177 $ 50,908,000 $ 287,615 $ 132,000
Douglas, Colorado 176 $ 54,917,000 $ 312,028 $ 126,000
Placer, California 171 $ 62,352,000 $ 364,631 $ 128,000
Harris, Texas 169 $ 38,711,000 $ 229,059 $ 107,000
Anne Arundel, Maryland 163 $ 51,777,000 $ 317,650 $ 98,000
Fresno, California 160 $ 41,398,000 $ 258,737 $ 93,000
Bergen, New Jersey 155 $ 56,524,000 $ 364,670 $ 128,000
Pima, Arizona 152 $ 33,947,000 $ 223,335 $ 74,000
Hennepin, Minnesota 152 $ 39,484,000 $ 259,763 $ 91,000
Philadelphia, Pennsylvania 152 $ 23,632,000 $ 155,473 $ 75,000
Arapahoe, Colorado 146 $ 35,352,000 $ 242,136 $ 75,000
Fairfield, Connecticut 144 $ 66,863,000 $ 464,326 $ 126,000
Solano, California 139 $ 44,820,000 $ 322,446 $ 96,000
Sonoma, California 139 $ 58,644,000 $ 421,899 $ 117,000
Monmouth, New Jersey 137 $ 41,270,000 $ 301,240 $ 121,000
Norfolk, Massachusetts 135 $ 51,720,000 $ 383,111 $ 107,000
Kern, California 133 $ 29,683,000 $ 223,180 $ 89,000
Orange, Florida 131 $ 29,526,000 $ 225,389 $ 74,000
Boulder, Colorado 130 $ 40,609,000 $ 312,376 $ 84,000
Suffolk, Massachusetts 127 $ 40,890,000 $ 321,968 $ 98,000
El Paso, Colorado 125 $ 26,364,000 $ 210,912 $ 94,000
Wayne, Michigan 125 $ 21,999,000 $ 175,992 $ 73,000
Hillsborough, Florida 124 $ 28,006,000 $ 225,854 $ 96,000
Johnson, Kansas 121 $ 22,692,000 $ 187,537 $ 81,000
Washoe, Nevada 121 $ 36,232,000 $ 299,438 $ 91,000
Baltimore, Maryland 116 $ 20,691,000 $ 178,370 $ 75,000
Middlesex, New Jersey 112 $ 27,241,000 $ 243,223 $ 92,000
DuPage, Illinois 111 $ 33,400,000 $ 300,900 $ 114,000
Mecklenburg, North Carolina 109 $ 20,962,000 $ 192,311 $ 96,000
Macomb, Michigan 108 $ 18,087,000 $ 167,472 $ 84,000
Wake, North Carolina 108 $ 23,754,000 $ 219,944 $ 81,000
Pinellas, Florida 107 $ 23,856,000 $ 222,953 $ 99,000
Essex, Massachusetts 107 $ 31,593,000 $ 295,261 $ 90,000
Montgomery, Pennsylvania 107 $ 22,780,000 $ 212,897 $ 92,000
Lee, Florida 106 $ 25,961,000 $ 244,915 $ 105,000
Gwinnett, Georgia 106 $ 21,218,000 $ 200,169 $ 80,000
Pierce, Washington 103 $ 24,791,000 $ 240,689 $ 91,000
Essex, New Jersey 102 $ 35,179,000 $ 344,892 $ 117,000
Morris, New Jersey 102 $ 38,541,000 $ 377,852 $ 129,000
Adams, Colorado 100 $ 16,598,000 $ 165,980 $ 58,000
Marin, California 99 $ 47,696,000 $ 481,777 $ 153,000
Ocean, New Jersey 99 $ 22,255,000 $ 224,797 $ 115,000
Jackson, Missouri 97 $ 12,254,000 $ 126,329 $ 76,000
Honolulu, Hawaii 96 $ 32,288,000 $ 336,333 $ 104,000
Cobb, Georgia 95 $ 20,932,000 $ 220,336 $ 105,000
Hudson, New Jersey 94 $ 26,692,000 $ 283,957 $ 100,000
Stanislaus, California 91 $ 27,973,000 $ 307,395 $ 93,000
Bucks, Pennsylvania 91 $ 20,784,000 $ 228,395 $ 103,000
Howard, Maryland 90 $ 30,038,000 $ 333,755 $ 112,000
Travis, Texas 90 $ 24,187,000 $ 268,744 $ 102,000
El Dorado, California 89 $ 31,014,000 $ 348,471 $ 120,000
San Luis Obispo, California 87 $ 30,756,000 $ 353,517 $ 101,000
Hartford, Connecticut 87 $ 18,632,000 $ 214,160 $ 88,000
Snohomish, Washington 87 $ 19,639,000 $ 225,735 $ 93,000
Santa Cruz, California 86 $ 40,545,000 $ 471,453 $ 138,000
Baltimore City, Maryland 86 $ 13,864,000 $ 161,209 $ 62,000
Pinal, Arizona 85 $ 13,479,000 $ 158,576 $ 66,000
Lake, Illinois 85 $ 29,018,000 $ 341,388 $ 143,000
Frederick, Maryland 85 $ 21,190,000 $ 249,294 $ 98,000
Dallas, Texas 82 $ 24,085,000 $ 293,719 $ 112,000
DeKalb, Georgia 81 $ 16,539,000 $ 204,185 $ 83,000
Will, Illinois 80 $ 16,554,000 $ 206,925 $ 92,000
Clark, Washington 80 $ 17,180,000 $ 214,750 $ 95,000
Burlington, New Jersey 79 $ 16,914,000 $ 214,101 $ 81,000
Clackamas, Oregon 79 $ 20,543,000 $ 260,037 $ 83,000
Worcester, Massachusetts 78 $ 20,438,000 $ 262,025 $ 92,000
Richmond, New York 78 $ 21,598,000 $ 276,897 $ 76,000
Chester, Pennsylvania 78 $ 20,597,000 $ 264,064 $ 98,000
Larimer, Colorado 77 $ 15,903,000 $ 206,532 $ 77,000
Monterey, California 73 $ 32,236,000 $ 441,589 $ 127,000
Plymouth, Massachusetts 73 $ 24,066,000 $ 329,671 $ 86,000
Somerset, New Jersey 71 $ 24,484,000 $ 344,845 $ 117,000
Bernalillo, New Mexico 70 $ 11,682,000 $ 166,885 $ 81,000
Hillsborough, New Hampshire 69 $ 14,985,000 $ 217,173 $ 124,000
Tarrant, Texas 68 $ 15,239,000 $ 224,102 $ 114,000
Alexandria, Virginia 68 $ 25,841,000 $ 380,014 $ 92,000
Brevard, Florida 67 $ 13,884,000 $ 207,223 $ 83,000
New Haven, Connecticut 66 $ 12,968,000 $ 196,484 $ 82,000
Collier, Florida 66 $ 24,254,000 $ 367,484 $ 127,000
Ada, Idaho 66 $ 12,020,000 $ 182,121 $ 88,000
St. Louis, Missouri 66 $ 19,143,000 $ 290,045 $ 99,000
Salt Lake, Utah 66 $ 12,105,000 $ 183,409 $ 85,000
Douglas, Nebraska 64 $ 8,764,000 $ 136,937 $ 86,000
Kane, Illinois 61 $ 13,684,000 $ 224,327 $ 82,000
Yavapai, Arizona 60 $ 13,030,000 $ 217,166 $ 82,000
Arlington, Virginia 60 $ 21,121,000 $ 352,016 $ 110,000
Union, New Jersey 59 $ 16,327,000 $ 276,728 $ 139,000
Delaware, Pennsylvania 59 $ 10,735,000 $ 181,949 $ 91,000
Passaic, New Jersey 57 $ 14,114,000 $ 247,614 $ 70,000
Mohave, Arizona 56 $ 10,387,000 $ 185,482 $ 102,000
Collin, Texas 56 $ 15,668,000 $ 279,785 $ 108,000
Rockingham, New Hampshire 55 $ 14,649,000 $ 266,345 $ 92,000
Santa Barbara, California 53 $ 23,640,000 $ 446,037 $ 91,000
Yolo, California 53 $ 15,036,000 $ 283,698 $ 81,000
Dakota, Minnesota 53 $ 11,659,000 $ 219,981 $ 98,000
Bronx, New York 53 $ 14,256,000 $ 268,981 $ 93,000
Seminole, Florida 52 $ 10,865,000 $ 208,942 $ 92,000
Forsyth, Georgia 52 $ 11,821,000 $ 227,326 $ 79,000
Virginia Beach, Virginia 52 $ 10,308,000 $ 198,230 $ 63,000
Duval, Florida 51 $ 12,976,000 $ 254,431 $ 155,000
Franklin, Ohio 51 $ 9,860,000 $ 193,333 $ 86,000
Rockland, New York 50 $ 14,064,000 $ 281,280 $ 85,000
Deschutes, Oregon 50 $ 13,630,000 $ 272,600 $ 70,000
Charles, Maryland 49 $ 12,557,000 $ 256,265 $ 104,000
Orange, New York 49 $ 12,638,000 $ 257,918 $ 109,000
Allegheny, Pennsylvania 49 $ 6,546,000 $ 133,591 $ 73,000
Tulare, California 48 $ 10,819,000 $ 225,395 $ 109,000
Pasco, Florida 48 $ 7,467,000 $ 155,562 $ 115,000
Sarasota, Florida 48 $ 14,878,000 $ 309,958 $ 128,000
McHenry, Illinois 48 $ 10,214,000 $ 212,791 $ 73,000
Cuyahoga, Ohio 48 $ 10,121,000 $ 210,854 $ 83,000
Hawaii, Hawaii 47 $ 13,447,000 $ 286,106 $ 91,000
Washtenaw, Michigan 47 $ 12,149,000 $ 258,489 $ 95,000
Ramsey, Minnesota 47 $ 9,699,000 $ 206,361 $ 103,000
Shasta, California 46 $ 10,082,000 $ 219,173 $ 105,000
Erie, New York 46 $ 5,972,000 $ 129,826 $ 87,000
Volusia, Florida 45 $ 7,929,000 $ 176,200 $ 118,000
Calvert, Maryland 45 $ 10,795,000 $ 239,888 $ 76,000
Camden, New Jersey 45 $ 6,962,000 $ 154,711 $ 93,000
Manatee, Florida 43 $ 11,997,000 $ 279,000 $ 111,000
Utah, Utah 43 $ 7,083,000 $ 164,720 $ 97,000
Stafford, Virginia 43 $ 12,074,000 $ 280,790 $ 79,000
Napa, California 42 $ 17,579,000 $ 418,547 $ 116,000
Barnstable, Massachusetts 42 $ 14,184,000 $ 337,714 $ 129,000
Bristol, Massachusetts 42 $ 9,171,000 $ 218,357 $ 74,000
Gallatin, Montana 42 $ 9,097,000 $ 216,595 $ 87,000
Henrico, Virginia 42 $ 8,218,000 $ 195,666 $ 87,000
Cherokee, Georgia 41 $ 8,033,000 $ 195,926 $ 93,000
Cape May, New Jersey 41 $ 13,463,000 $ 328,365 $ 136,000
Providence, Rhode Island 41 $ 8,461,000 $ 206,365 $ 73,000
Horry, South Carolina 41 $ 6,203,000 $ 151,292 $ 84,000
Merced, California 40 $ 10,316,000 $ 257,900 $ 95,000
Mercer, New Jersey 40 $ 9,038,000 $ 225,950 $ 84,000
Sussex, New Jersey 40 $ 7,974,000 $ 199,350 $ 91,000
Weld, Colorado 39 $ 6,893,000 $ 176,743 $ 50,000
Davidson, Tennessee 39 $ 10,217,000 $ 261,974 $ 55,000
Eagle, Colorado 38 $ 16,036,000 $ 422,000 $ 100,000
Atlantic, New Jersey 38 $ 8,141,000 $ 214,236 $ 82,000
Gloucester, New Jersey 38 $ 6,912,000 $ 181,894 $ 83,000
Denton, Texas 38 $ 10,230,000 $ 269,210 $ 160,000
Carroll, Maryland 37 $ 11,052,000 $ 298,702 $ 69,000
Forsyth, North Carolina 36 $ 5,170,000 $ 143,611 $ 71,000
Chesterfield, Virginia 36 $ 8,030,000 $ 223,055 $ 84,000
Jefferson, Alabama 35 $ 9,608,000 $ 274,514 $ 71,000
Jefferson, Kentucky 35 $ 6,785,000 $ 193,857 $ 52,000
Anoka, Minnesota 35 $ 6,598,000 $ 188,514 $ 51,000
New London, Connecticut 34 $ 7,814,000 $ 229,823 $ 74,000
Osceola, Florida 34 $ 7,172,000 $ 210,941 $ 107,000
Hamilton, Indiana 34 $ 8,241,000 $ 242,382 $ 103,000
Sedgwick, Kansas 34 $ 2,849,000 $ 83,794 $ 56,000
Hunterdon, New Jersey 34 $ 8,693,000 $ 255,676 $ 104,000
Bexar, Texas 34 $ 6,830,000 $ 200,882 $ 95,000
Butte, California 33 $ 7,366,000 $ 223,212 $ 73,000
Polk, Florida 33 $ 4,857,000 $ 147,181 $ 89,000
Maui, Hawaii 33 $ 11,623,000 $ 352,212 $ 107,000
Kootenai, Idaho 33 $ 5,811,000 $ 176,090 $ 73,000
Cumberland, Maine 33 $ 6,861,000 $ 207,909 $ 89,000
Shelby, Tennessee 33 $ 5,605,000 $ 169,848 $ 88,000
Thurston, Washington 33 $ 7,057,000 $ 213,848 $ 76,000
Dutchess, New York 32 $ 9,126,000 $ 285,187 $ 134,000
Greenville, South Carolina 32 $ 5,671,000 $ 177,218 $ 83,000
Fort Bend, Texas 32 $ 7,365,000 $ 230,156 $ 107,000
Kitsap, Washington 32 $ 9,125,000 $ 285,156 $ 72,000
Nevada, California 31 $ 10,394,000 $ 335,290 $ 96,000
Genesee, Michigan 31 $ 4,098,000 $ 132,193 $ 59,000
Durham, North Carolina 31 $ 5,177,000 $ 167,000 $ 90,000
Montgomery, Texas 31 $ 6,605,000 $ 213,064 $ 77,000
Spotsylvania, Virginia 31 $ 7,370,000 $ 237,741 $ 90,000
Summit, Colorado 30 $ 8,047,000 $ 268,233 $ 147,000
Leon, Florida 30 $ 5,180,000 $ 172,666 $ 74,000
Polk, Iowa 30 $ 3,763,000 $ 125,433 $ 57,000
East Baton Rouge, Louisiana 30 $ 4,947,000 $ 164,900 $ 73,000
Davis, Utah 30 $ 5,884,000 $ 196,133 $ 75,000
Milwaukee, Wisconsin 30 $ 4,716,000 $ 157,200 $ 80,000
St. Lucie, Florida 29 $ 5,729,000 $ 197,551 $ 95,000
Harford, Maryland 29 $ 4,829,000 $ 166,517 $ 85,000
Kent, Michigan 29 $ 6,129,000 $ 211,344 $ 80,000
Hamilton, Ohio 29 $ 7,570,000 $ 261,034 $ 98,000
Williamson, Texas 29 $ 4,895,000 $ 168,793 $ 79,000
Hampden, Massachusetts 28 $ 5,217,000 $ 186,321 $ 99,000
Lane, Oregon 28 $ 4,839,000 $ 172,821 $ 86,000
Berks, Pennsylvania 28 $ 4,638,000 $ 165,642 $ 86,000
Fauquier, Virginia 28 $ 10,439,000 $ 372,821 $ 83,000
Humboldt, California 27 $ 6,718,000 $ 248,814 $ 95,000
Jefferson, Louisiana 27 $ 3,994,000 $ 147,925 $ 66,000
Summit, Ohio 27 $ 4,298,000 $ 159,185 $ 86,000
Spokane, Washington 27 $ 4,284,000 $ 158,666 $ 79,000
Anchorage, Alaska 26 $ 6,355,000 $ 244,423 $ 97,000
Henry, Georgia 26 $ 4,146,000 $ 159,461 $ 97,000
Livingston, Michigan 26 $ 5,168,000 $ 198,769 $ 44,000
Washington, Minnesota 26 $ 8,761,000 $ 336,961 $ 91,000
Ulster, New York 26 $ 5,789,000 $ 222,653 $ 134,000
Washington, Utah 26 $ 4,257,000 $ 163,730 $ 120,000
New Castle, Delaware 25 $ 4,299,000 $ 171,960 $ 78,000
Orleans, Louisiana 25 $ 6,276,000 $ 251,040 $ 94,000
St. Charles, Missouri 25 $ 4,672,000 $ 186,880 $ 68,000
Santa Fe, New Mexico 25 $ 9,403,000 $ 376,120 $ 154,000
Putnam, New York 25 $ 7,964,000 $ 318,560 $ 87,000
Guilford, North Carolina 25 $ 4,661,000 $ 186,440 $ 73,000
Northampton, Pennsylvania 25 $ 3,890,000 $ 155,600 $ 92,000
Charleston, South Carolina 25 $ 8,185,000 $ 327,400 $ 98,000
Mobile, Alabama 24 $ 3,513,000 $ 146,375 $ 67,000
San Benito, California 24 $ 7,998,000 $ 333,250 $ 99,000
Middlesex, Connecticut 24 $ 5,718,000 $ 238,250 $ 87,000
Lake, Florida 24 $ 5,092,000 $ 212,166 $ 114,000
Martin, Florida 24 $ 6,372,000 $ 265,500 $ 89,000
Marion, Indiana 24 $ 3,108,000 $ 129,500 $ 95,000
Clay, Missouri 24 $ 3,225,000 $ 134,375 $ 60,000
Monroe, New York 24 $ 4,674,000 $ 194,750 $ 93,000
Union, North Carolina 24 $ 5,857,000 $ 244,041 $ 67,000
Delaware, Ohio 24 $ 6,454,000 $ 268,916 $ 92,000
Oklahoma, Oklahoma 24 $ 2,755,000 $ 114,791 $ 74,000
Lehigh, Pennsylvania 24 $ 4,783,000 $ 199,291 $ 85,000
York, Pennsylvania 24 $ 3,355,000 $ 139,791 $ 58,000
Chesapeake, Virginia 24 $ 4,620,000 $ 192,500 $ 92,000
Benton, Arkansas 23 $ 3,694,000 $ 160,608 $ 79,000
Peoria, Illinois 23 $ 3,438,000 $ 149,478 $ 62,000
Jackson, Oregon 23 $ 6,932,000 $ 301,391 $ 85,000
Marion, Oregon 23 $ 3,186,000 $ 138,521 $ 48,000
Beaufort, South Carolina 23 $ 7,024,000 $ 305,391 $ 171,000
Jefferson, West Virginia 23 $ 4,976,000 $ 216,347 $ 84,000
Baldwin, Alabama 22 $ 4,696,000 $ 213,454 $ 95,000
Scott, Minnesota 22 $ 5,033,000 $ 228,772 $ 79,000
Stark, Ohio 22 $ 3,390,000 $ 154,090 $ 62,000
Lancaster, Pennsylvania 22 $ 4,470,000 $ 203,181 $ 134,000
Monroe, Pennsylvania 22 $ 3,300,000 $ 150,000 $ 71,000
Richland, South Carolina 22 $ 4,345,000 $ 197,500 $ 82,000
Hamilton, Tennessee 22 $ 4,968,000 $ 225,818 $ 84,000
Knox, Tennessee 22 $ 3,202,000 $ 145,545 $ 67,000
Williamson, Tennessee 22 $ 6,964,000 $ 316,545 $ 94,000
Madison, Alabama 21 $ 3,506,000 $ 166,952 $ 82,000
Coconino, Arizona 21 $ 5,283,000 $ 251,571 $ 87,000
Broomfield, Colorado 21 $ 5,556,000 $ 264,571 $ 85,000
Escambia, Florida 21 $ 3,018,000 $ 143,714 $ 55,000
St. Johns, Florida 21 $ 6,440,000 $ 306,666 $ 58,000
Chatham, Georgia 21 $ 4,292,000 $ 204,380 $ 50,000
York, Maine 21 $ 3,623,000 $ 172,523 $ 95,000
Albany, New York 21 $ 3,119,000 $ 148,523 $ 91,000
Buncombe, North Carolina 21 $ 5,235,000 $ 249,285 $ 143,000
New Hanover, North Carolina 21 $ 5,425,000 $ 258,333 $ 114,000
Washington, Rhode Island 21 $ 5,794,000 $ 275,904 $ 83,000
Waukesha, Wisconsin 21 $ 7,648,000 $ 364,190 $ 48,000
Mesa, Colorado 20 $ 3,524,000 $ 176,200 $ 52,000
Indian River, Florida 20 $ 5,098,000 $ 254,900 $ 109,000
Santa Rosa, Florida 20 $ 4,296,000 $ 214,800 $ 76,000
Ingham, Michigan 20 $ 3,843,000 $ 192,150 $ 75,000
Saratoga, New York 20 $ 3,976,000 $ 198,800 $ 106,000
Whatcom, Washington 20 $ 5,337,000 $ 266,850 $ 81,000
Yuma, Arizona 19 $ 2,919,000 $ 153,631 $ 47,000
Pulaski, Arkansas 19 $ 2,665,000 $ 140,263 $ 71,000
Madera, California 19 $ 4,219,000 $ 222,052 $ 60,000
Park, Colorado 19 $ 2,740,000 $ 144,210 $ 82,000
St. Tammany, Louisiana 19 $ 3,079,000 $ 162,052 $ 72,000
Sandoval, New Mexico 19 $ 3,460,000 $ 182,105 $ 141,000
Montgomery, Ohio 19 $ 2,669,000 $ 140,473 $ 962,000
Dauphin, Pennsylvania 19 $ 3,380,000 $ 177,894 $ 74,000
Dane, Wisconsin 19 $ 4,907,000 $ 258,263 $ 85,000
Washington, Maryland 18 $ 3,662,000 $ 203,444 $ 64,000
Douglas, Nevada 18 $ 6,108,000 $ 339,333 $ 111,000
Butler, Ohio 18 $ 2,707,000 $ 150,388 $ 116,000
Yamhill, Oregon 18 $ 3,541,000 $ 196,722 $ 70,000
Westmoreland, Pennsylvania 18 $ 2,962,000 $ 164,555 $ 74,000
Albemarle, Virginia 18 $ 6,350,000 $ 352,777 $ 68,000
Litchfield, Connecticut 17 $ 4,314,000 $ 253,764 $ 112,000
Sussex, Delaware 17 $ 6,492,000 $ 381,882 $ 0
Charlotte, Florida 17 $ 3,934,000 $ 231,411 $ 101,000
Lake, Indiana 17 $ 3,209,000 $ 188,764 $ 114,000
Warren, New Jersey 17 $ 3,411,000 $ 200,647 $ 69,000
Lorain, Ohio 17 $ 3,050,000 $ 179,411 $ 148,000
Spartanburg, South Carolina 17 $ 2,256,000 $ 132,705 $ 65,000
Cowlitz, Washington 17 $ 1,499,000 $ 88,176 $ 96,000
Imperial, California 16 $ 3,401,000 $ 212,562 $ 79,000
Yuba, California 16 $ 3,792,000 $ 237,000 $ 64,000
Alachua, Florida 16 $ 2,240,000 $ 140,000 $ 64,000
Clay, Florida 16 $ 2,411,000 $ 150,687 $ 50,000
Fayette, Georgia 16 $ 4,631,000 $ 289,437 $ 74,000
Walton, Georgia 16 $ 2,297,000 $ 143,562 $ 46,000
Lafayette, Louisiana 16 $ 1,898,000 $ 118,625 $ 38,000
Lyon, Nevada 16 $ 2,758,000 $ 172,375 $ 60,000
Strafford, New Hampshire 16 $ 2,663,000 $ 166,437 $ 97,000
Tulsa, Oklahoma 16 $ 1,832,000 $ 114,500 $ 77,000
Clatsop, Oregon 16 $ 3,264,000 $ 204,000 $ 90,000
Kent, Rhode Island 16 $ 3,762,000 $ 235,125 $ 86,000
Lexington, South Carolina 16 $ 2,557,000 $ 159,812 $ 75,000
Galveston, Texas 16 $ 2,564,000 $ 160,250 $ 74,000
Cochise, Arizona 15 $ 2,309,000 $ 153,933 $ 68,000
Washington, Arkansas 15 $ 2,427,000 $ 161,800 $ 87,000
Bay, Florida 15 $ 4,025,000 $ 268,333 $ 60,000
Flagler, Florida 15 $ 3,086,000 $ 205,733 $ 104,000
Hernando, Florida 15 $ 2,265,000 $ 151,000 $ 54,000
Okaloosa, Florida 15 $ 5,260,000 $ 350,666 $ 18,000
Hall, Georgia 15 $ 2,807,000 $ 187,133 $ 60,000
Paulding, Georgia 15 $ 2,154,000 $ 143,600 $ 42,000
Worcester, Maryland 15 $ 4,171,000 $ 278,066 $ 104,000
Wright, Minnesota 15 $ 2,685,000 $ 179,000 $ 103,000
Platte, Missouri 15 $ 1,750,000 $ 116,666 $ 49,000
Lancaster, Nebraska 15 $ 2,027,000 $ 135,133 $ 56,000
Sarpy, Nebraska 15 $ 1,790,000 $ 119,333 $ 79,000
Merrimack, New Hampshire 15 $ 3,110,000 $ 207,333 $ 87,000
Frederick, Virginia 15 $ 3,951,000 $ 263,400 $ 109,000
Hanover, Virginia 15 $ 3,083,000 $ 205,533 $ 97,000
Richmond City, Virginia 15 $ 3,842,000 $ 256,133 $ 100,000
Calaveras, California 14 $ 4,406,000 $ 314,714 $ 89,000
Marion, Florida 14 $ 2,763,000 $ 197,357 $ 68,000
Douglas, Georgia 14 $ 1,516,000 $ 108,285 $ 36,000
Allen, Indiana 14 $ 1,543,000 $ 110,214 $ 56,000
Wyandotte, Kansas 14 $ 1,089,000 $ 77,785 $ 58,000
Berkshire, Massachusetts 14 $ 2,853,000 $ 203,785 $ 85,000
Monroe, Michigan 14 $ 1,944,000 $ 138,857 $ 28,000
St. Clair, Michigan 14 $ 1,618,000 $ 115,571 $ 48,000
Missoula, Montana 14 $ 2,451,000 $ 175,071 $ 125,000
Gaston, North Carolina 14 $ 2,603,000 $ 185,928 $ 61,000
Warren, Ohio 14 $ 3,191,000 $ 227,928 $ 80,000
Linn, Oregon 14 $ 2,551,000 $ 182,214 $ 62,000
Rutherford, Tennessee 14 $ 1,792,000 $ 128,000 $ 66,000
Lubbock, Texas 14 $ 1,709,000 $ 122,071 $ 47,000
Manassas, Virginia 14 $ 3,341,000 $ 238,642 $ 51,000
Newport News, Virginia 14 $ 2,260,000 $ 161,428 $ 85,000
Skagit, Washington 14 $ 4,013,000 $ 286,642 $ 72,000
Shelby, Alabama 13 $ 2,592,000 $ 199,384 $ 58,000
Sutter, California 13 $ 2,900,000 $ 223,076 $ 64,000
Tehama, California 13 $ 2,495,000 $ 191,923 $ 48,000
Monroe, Florida 13 $ 6,858,000 $ 527,538 $ 184,000
Barrow, Georgia 13 $ 1,302,000 $ 100,153 $ 21,000
Clayton, Georgia 13 $ 1,330,000 $ 102,307 $ 46,000
Douglas, Kansas 13 $ 1,545,000 $ 118,846 $ 52,000
Fayette, Kentucky 13 $ 3,197,000 $ 245,923 $ 127,000
Carver, Minnesota 13 $ 3,424,000 $ 263,384 $ 106,000
DeSoto, Mississippi 13 $ 1,388,000 $ 106,769 $ 67,000
Carson City, Nevada 13 $ 3,563,000 $ 274,076 $ 81,000
Dona Ana, New Mexico 13 $ 1,957,000 $ 150,538 $ 72,000
Rensselaer, New York 13 $ 1,972,000 $ 151,692 $ 99,000
Catawba, North Carolina 13 $ 2,127,000 $ 163,615 $ 232,000
Orange, North Carolina 13 $ 2,654,000 $ 204,153 $ 83,000
Richland, Ohio 13 $ 1,392,000 $ 107,076 $ 49,000
Cumberland, Pennsylvania 13 $ 1,844,000 $ 141,846 $ 110,000
Luzerne, Pennsylvania 13 $ 1,600,000 $ 123,076 $ 65,000
Pike, Pennsylvania 13 $ 1,737,000 $ 133,615 $ 77,000
Chittenden, Vermont 13 $ 2,171,000 $ 167,000 $ 73,000
Kanawha, West Virginia 13 $ 1,295,000 $ 99,615 $ 46,000
Kenosha, Wisconsin 13 $ 2,053,000 $ 157,923 $ 56,000
Kings, California 12 $ 2,567,000 $ 213,916 $ 70,000
Walton, Florida 12 $ 5,662,000 $ 471,833 $ 31,000
Columbia, Georgia 12 $ 1,273,000 $ 106,083 $ 87,000
Newton, Georgia 12 $ 1,337,000 $ 111,416 $ 39,000
Floyd, Indiana 12 $ 2,791,000 $ 232,583 $ 56,000
Jefferson, Missouri 12 $ 2,182,000 $ 181,833 $ 71,000
Grafton, New Hampshire 12 $ 1,413,000 $ 117,750 $ 75,000
Onondaga, New York 12 $ 1,789,000 $ 149,083 $ 60,000
Cabarrus, North Carolina 12 $ 1,871,000 $ 155,916 $ 55,000
Polk, Oregon 12 $ 2,541,000 $ 211,750 $ 54,000
Butler, Pennsylvania 12 $ 2,040,000 $ 170,000 $ 77,000
Lackawanna, Pennsylvania 12 $ 2,303,000 $ 191,916 $ 84,000
Sumner, Tennessee 12 $ 2,742,000 $ 228,500 $ 79,000
Weber, Utah 12 $ 1,573,000 $ 131,083 $ 65,000
Norfolk, Virginia 12 $ 2,815,000 $ 234,583 $ 77,000
Warren, Virginia 12 $ 2,618,000 $ 218,166 $ 36,000
Laramie, Wyoming 12 $ 2,570,000 $ 214,166 $ 72,000
Mendocino, California 11 $ 3,669,000 $ 333,545 $ 60,000
Pueblo, Colorado 11 $ 1,230,000 $ 111,818 $ 66,000
Tolland, Connecticut 11 $ 2,754,000 $ 250,363 $ 183,000
Coweta, Georgia 11 $ 1,808,000 $ 164,363 $ 47,000
DeKalb, Illinois 11 $ 1,632,000 $ 148,363 $ 45,000
Clark, Indiana 11 $ 1,463,000 $ 133,000 $ 39,000
Penobscot, Maine 11 $ 1,113,000 $ 101,181 $ 67,000
Queen Anne's, Maryland 11 $ 3,571,000 $ 324,636 $ 59,000
Hampshire, Massachusetts 11 $ 2,546,000 $ 231,454 $ 59,000
Lee, Mississippi 11 $ 1,655,000 $ 150,454 $ 97,000
St. Louis City, Missouri 11 $ 1,869,000 $ 169,909 $ 59,000
Belknap, New Hampshire 11 $ 1,886,000 $ 171,454 $ 102,000
Niagara, New York 11 $ 1,450,000 $ 131,818 $ 88,000
Brunswick, North Carolina 11 $ 3,937,000 $ 357,909 $ 86,000
Dare, North Carolina 11 $ 3,989,000 $ 362,636 $ 104,000
Johnston, North Carolina 11 $ 1,399,000 $ 127,181 $ 74,000
Washington, Vermont 11 $ 1,705,000 $ 155,000 $ 104,000
Windham, Vermont 11 $ 1,666,000 $ 151,454 $ 122,000
Yakima, Washington 11 $ 2,645,000 $ 240,454 $ 95,000
Plumas, California 10 $ 2,822,000 $ 282,200 $ 106,000
Nassau, Florida 10 $ 2,530,000 $ 253,000 $ 177,000
Bartow, Georgia 10 $ 1,159,000 $ 115,900 $ 43,000
Carroll, Georgia 10 $ 1,559,000 $ 155,900 $ 52,000
Houston, Georgia 10 $ 1,340,000 $ 134,000 $ 68,000
Pickens, Georgia 10 $ 2,073,000 $ 207,300 $ 59,000
Bannock, Idaho 10 $ 1,248,000 $ 124,800 $ 62,000
Champaign, Illinois 10 $ 1,349,000 $ 134,900 $ 59,000
Harrison, Iowa 10 $ 443,000 $ 44,300 $ 73,000
Cecil, Maryland 10 $ 1,347,000 $ 134,700 $ 94,000
Cass, Missouri 10 $ 1,041,000 $ 104,100 $ 63,000
Greene, New York 10 $ 2,241,000 $ 224,100 $ 145,000
Sullivan, New York 10 $ 1,414,000 $ 141,400 $ 61,000
Cumberland, North Carolina 10 $ 1,576,000 $ 157,600 $ 95,000
Henderson, North Carolina 10 $ 1,541,000 $ 154,100 $ 59,000
Nueces, Texas 10 $ 1,778,000 $ 177,800 $ 179,000
Summit, Utah 10 $ 3,200,000 $ 320,000 $ 108,000
Windsor, Vermont 10 $ 1,984,000 $ 198,400 $ 346,000
Culpeper, Virginia 10 $ 2,626,000 $ 262,600 $ 90,000
Hampton, Virginia 10 $ 1,239,000 $ 123,900 $ 91,000
Suffolk, Virginia 10 $ 1,743,000 $ 174,300 $ 54,000
Chelan, Washington 10 $ 2,395,000 $ 239,500 $ 60,000
Lake, California 9 $ 1,633,000 $ 181,444 $ 58,000
Elbert, Colorado 9 $ 2,140,000 $ 237,777 $ 72,000
La Plata, Colorado 9 $ 3,144,000 $ 349,333 $ 109,000
Boone, Illinois 9 $ 1,829,000 $ 203,222 $ 32,000
Kankakee, Illinois 9 $ 1,452,000 $ 161,333 $ 69,000
Winnebago, Illinois 9 $ 1,390,000 $ 154,444 $ 61,000
Jackson, Michigan 9 $ 1,321,000 $ 146,777 $ 46,000
Flathead, Montana 9 $ 1,167,000 $ 129,666 $ 82,000
Cheshire, New Hampshire 9 $ 1,502,000 $ 166,888 $ 57,000
Broome, New York 9 $ 1,136,000 $ 126,222 $ 80,000
Carteret, North Carolina 9 $ 2,784,000 $ 309,333 $ 51,000
Currituck, North Carolina 9 $ 2,256,000 $ 250,666 $ 84,000
Lake, Ohio 9 $ 1,444,000 $ 160,444 $ 82,000
Lucas, Ohio 9 $ 1,697,000 $ 188,555 $ 63,000
Benton, Oregon 9 $ 1,483,000 $ 164,777 $ 97,000
Coos, Oregon 9 $ 1,385,000 $ 153,888 $ 69,000
Lincoln, Oregon 9 $ 1,789,000 $ 198,777 $ 73,000
Franklin, Pennsylvania 9 $ 1,423,000 $ 158,111 $ 62,000
York, South Carolina 9 $ 1,612,000 $ 179,111 $ 31,000
Minnehaha, South Dakota 9 $ 1,436,000 $ 159,555 $ 82,000
El Paso, Texas 9 $ 1,482,000 $ 164,666 $ 203,000
Hays, Texas 9 $ 1,415,000 $ 157,222 $ 56,000
Falls Church, Virginia 9 $ 3,053,000 $ 339,222 $ 80,000
Louisa, Virginia 9 $ 2,262,000 $ 251,333 $ 491,000
Montgomery, Virginia 9 $ 1,535,000 $ 170,555 $ 78,000
Berkeley, West Virginia 9 $ 1,416,000 $ 157,333 $ 66,000
Monongalia, West Virginia 9 $ 1,354,000 $ 150,444 $ 103,000
Montgomery, Alabama 8 $ 1,195,000 $ 149,375 $ 50,000
Fairbanks North Star, Alaska 8 $ 1,216,000 $ 152,000 $ 115,000
Matanuska-Susitna, Alaska 8 $ 1,636,000 $ 204,500 $ 97,000
Amador, California 8 $ 2,660,000 $ 332,500 $ 92,000
Clear Creek, Colorado 8 $ 1,770,000 $ 221,250 $ 24,000
Gunnison, Colorado 8 $ 1,649,000 $ 206,125 $ 0
Citrus, Florida 8 $ 1,055,000 $ 131,875 $ 55,000
Glynn, Georgia 8 $ 2,232,000 $ 279,000 $ 134,000
Canyon, Idaho 8 $ 1,271,000 $ 158,875 $ 36,000
McLean, Illinois 8 $ 1,958,000 $ 244,750 $ 67,000
St. Clair, Illinois 8 $ 1,299,000 $ 162,375 $ 82,000
Tazewell, Illinois 8 $ 885,000 $ 110,625 $ 88,000
Livingston, Louisiana 8 $ 1,118,000 $ 139,750 $ 30,000
Ouachita, Louisiana 8 $ 1,648,000 $ 206,000 $ 104,000
Terrebonne, Louisiana 8 $ 1,578,000 $ 197,250 $ 256,000
St. Mary's, Maryland 8 $ 2,147,000 $ 268,375 $ 92,000
Lamar, Mississippi 8 $ 1,201,000 $ 150,125 $ 43,000
Yellowstone, Montana 8 $ 1,288,000 $ 161,000 $ 52,000
San Juan, New Mexico 8 $ 919,000 $ 114,875 $ 60,000
Columbia, New York 8 $ 1,524,000 $ 190,500 $ 84,000
Onslow, North Carolina 8 $ 1,624,000 $ 203,000 $ 56,000
Randolph, North Carolina 8 $ 1,065,000 $ 133,125 $ 34,000
Ward, North Dakota 8 $ 766,000 $ 95,750 $ 0
Canadian, Oklahoma 8 $ 1,043,000 $ 130,375 $ 67,000
Cleveland, Oklahoma 8 $ 1,018,000 $ 127,250 $ 47,000
Josephine, Oregon 8 $ 2,077,000 $ 259,625 $ 49,000
Newport, Rhode Island 8 $ 2,130,000 $ 266,250 $ 54,000
Lincoln, South Dakota 8 $ 906,000 $ 113,250 $ 75,000
Bradley, Tennessee 8 $ 882,000 $ 110,250 $ 80,000
Bell, Texas 8 $ 1,605,000 $ 200,625 $ 80,000
Hidalgo, Texas 8 $ 1,143,000 $ 142,875 $ 45,000
Johnson, Texas 8 $ 1,283,000 $ 160,375 $ 0
Iron, Utah 8 $ 1,553,000 $ 194,125 $ 44,000
James City, Virginia 8 $ 3,077,000 $ 384,625 $ 84,000
Racine, Wisconsin 8 $ 1,153,000 $ 144,125 $ 56,000
Lee, Alabama 7 $ 1,116,000 $ 159,428 $ 207,000
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Mortgage Loan Application Detail Totals for E*Trade Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 22,507 $6,249,574,000 $207,960 $5,000,000 $81,941 $9,999,000
Home Purchase 20,210 $5,639,168,000 $225,673 $2,200,000 $82,461 $8,090,000
Home Improvement 243 $72,166,000 $229,482 $1,044,000 $107,310 $290,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,025 $3,602,840,000 $203,942 $5,000,000 $101,634 $8,090,000
Not applicable 13,429 $4,646,801,000 $264,843 $2,000,000 $294 $807,000
Not Provided 11,400 $2,584,054,000 $161,769 $2,000,000 $104,673 $3,360,000
Asian 1,885 $601,690,000 $213,978 $2,000,000 $97,304 $2,400,000
Hispanic 1,273 $316,096,000 $206,950 $3,700,000 $143,475 $9,999,000
Black or African American 729 $156,066,000 $183,583 $1,325,000 $80,055 $456,000
Native Hawaiian or Other Pacific Islander 112 $32,119,000 $238,500 $950,000 $102,214 $648,000
American Indian or Alaskan Native 107 $21,242,000 $201,880 $650,000 $118,440 $912,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 42,960 $11,960,908,000 $214,173 $5,000,000 $83,307 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 16,331 $5,135,434,000 $252,764 $2,000,000 $3,823 $807,000
Loan Originated 10,195 $2,813,733,000 $199,627 $3,700,000 $108,176 $2,196,000
Application Denied By Financial Institution 7,608 $1,841,590,000 $183,039 $5,000,000 $102,666 $9,999,000
Preapproval Denied by Financial Institution 5,528 $1,340,632,000 $242,000 $2,000,000 $87,000 $3,360,000
Application Withdrawn By Applicant 2,118 $468,843,000 $169,019 $1,430,000 $101,470 $1,176,000
Application Approved But Not Accepted 1,155 $352,837,000 $212,551 $2,000,000 $98,551 $8,090,000
File Closed For Incompleteness 25 $7,839,000 $314,444 $780,000 $86,444 $480,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 9,833 $2,398,707,000 $182,384 $5,000,000 $110,980 $9,999,000
Debt-To-Income Ratio 1,126 $297,259,000 $201,632 $1,820,000 $82,612 $480,000
Credit History 966 $200,511,000 $180,320 $2,922,000 $84,320 $2,160,000
Collateral 649 $160,498,000 $199,333 $2,000,000 $114,901 $744,000
Unverifiable Information 210 $35,351,000 $151,000 $955,000 $93,700 $3,000,000
Other 195 $47,388,000 $177,027 $1,600,000 $111,486 $525,000
Employment History 120 $32,194,000 $220,000 $825,000 $127,333 $887,000
Insufficient Cash (Downpayment, Closing Cost) 37 $10,314,000 $248,923 $1,350,000 $116,153 $1,000,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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