E*Trade Bank Mortgage Lending & HMDA Data, 2005
In 2005, E*Trade Bank of Arlington, VA reported 42,960 mortgage applications totaling $12.0 billion, down 1% from 2004. The average application was for $278,419, and applicants reported an average income of $92,779. 24% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,353), Riverside-San Bernardino-Ontario, CA (1,444) and Santa Ana-Anaheim-Irvine, CA (1,354) (applications in parentheses).
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 42,960 |
| Total Mortgage Loan Application Amount | $11,960,908,000 |
| Average Mortgage Loan Application Amount | $278,419 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $92,779 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 2,353 | $ 857,701,000 | $ 364,513 | $ 109,000 |
| Riverside-San Bernardino-Ontario, CA | 1,444 | $ 381,581,000 | $ 264,252 | $ 101,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,354 | $ 522,235,000 | $ 385,697 | $ 127,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,288 | $ 304,855,000 | $ 236,688 | $ 83,000 |
| New York-Wayne-White Plains, NY-NJ | 1,152 | $ 473,837,000 | $ 411,316 | $ 114,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,095 | $ 425,303,000 | $ 388,404 | $ 116,000 |
| Oakland-Fremont-Hayward, CA | 1,051 | $ 435,208,000 | $ 414,089 | $ 113,000 |
| Denver-Aurora, CO | 903 | $ 221,549,000 | $ 245,347 | $ 86,000 |
| Chicago-Naperville-Joliet, IL | 887 | $ 238,173,000 | $ 268,515 | $ 89,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 869 | $ 261,063,000 | $ 300,417 | $ 106,000 |
| Nassau-Suffolk, NY | 810 | $ 290,904,000 | $ 359,140 | $ 129,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 783 | $ 348,825,000 | $ 445,498 | $ 123,000 |
| Atlanta-Sandy Springs-Marietta, GA | 758 | $ 158,135,000 | $ 208,621 | $ 72,000 |
| Las Vegas-Paradise, NV | 742 | $ 183,778,000 | $ 247,679 | $ 104,000 |
| San Francisco-San Mateo-Redwood City, CA | 561 | $ 272,817,000 | $ 486,304 | $ 142,000 |
| Baltimore-Towson, MD | 532 | $ 135,822,000 | $ 255,304 | $ 85,000 |
| Philadelphia, PA | 487 | $ 98,528,000 | $ 202,316 | $ 90,000 |
| Seattle-Bellevue-Everett, WA | 475 | $ 153,289,000 | $ 322,713 | $ 107,000 |
| Portland-Vancouver-Beaverton, OR-WA | 471 | $ 107,790,000 | $ 228,853 | $ 86,000 |
| Bethesda-Frederick-Gaithersburg, MD | 458 | $ 158,444,000 | $ 345,947 | $ 108,000 |
| Edison, NJ | 419 | $ 115,250,000 | $ 275,059 | $ 111,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 373 | $ 89,127,000 | $ 238,946 | $ 87,000 |
| Warren-Farmington Hills-Troy, MI | 344 | $ 71,858,000 | $ 208,889 | $ 83,000 |
| Newark-Union, NJ-PA | 337 | $ 106,714,000 | $ 316,658 | $ 118,000 |
| Boston-Quincy, MA | 335 | $ 116,676,000 | $ 348,286 | $ 99,000 |
| Cambridge-Newton-Framingham, MA | 296 | $ 112,110,000 | $ 378,750 | $ 109,000 |
| Tampa-St. Petersburg-Clearwater, FL | 294 | $ 61,594,000 | $ 209,503 | $ 96,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 280 | $ 79,909,000 | $ 285,389 | $ 103,000 |
| Houston-Baytown-Sugar Land, TX | 257 | $ 56,729,000 | $ 220,735 | $ 85,000 |
| Miami-Miami Beach-Kendall, FL | 248 | $ 64,059,000 | $ 258,302 | $ 113,000 |
| Orlando, FL | 241 | $ 52,655,000 | $ 218,485 | $ 91,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 217 | $ 89,963,000 | $ 414,576 | $ 112,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 208 | $ 58,789,000 | $ 282,639 | $ 119,000 |
| Stockton, CA | 196 | $ 63,875,000 | $ 325,892 | $ 85,000 |
| Dallas-Plano-Irving, TX | 186 | $ 52,481,000 | $ 282,155 | $ 113,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 177 | $ 50,908,000 | $ 287,615 | $ 132,000 |
| Camden, NJ | 162 | $ 30,788,000 | $ 190,049 | $ 85,000 |
| Charlotte-Gastonia-Concord, NC-SC | 160 | $ 31,435,000 | $ 196,468 | $ 80,000 |
| Fresno, CA | 160 | $ 41,398,000 | $ 258,737 | $ 93,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 155 | $ 32,041,000 | $ 206,716 | $ 77,000 |
| Kansas City, MO-KS | 152 | $ 18,929,000 | $ 124,532 | $ 65,000 |
| Tucson, AZ | 152 | $ 33,947,000 | $ 223,335 | $ 74,000 |
| Bridgeport-Stamford-Norwalk, CT | 144 | $ 66,863,000 | $ 464,326 | $ 126,000 |
| Santa Rosa-Petaluma, CA | 139 | $ 58,644,000 | $ 421,899 | $ 117,000 |
| Vallejo-Fairfield, CA | 139 | $ 44,820,000 | $ 322,446 | $ 96,000 |
| Richmond, VA | 136 | $ 28,603,000 | $ 210,316 | $ 120,000 |
| Bakersfield, CA | 133 | $ 29,683,000 | $ 223,180 | $ 89,000 |
| Austin-Round Rock, TX | 131 | $ 30,768,000 | $ 234,870 | $ 81,000 |
| Colorado Springs, CO | 131 | $ 27,360,000 | $ 208,854 | $ 89,000 |
| Boulder, CO | 130 | $ 40,609,000 | $ 312,376 | $ 84,000 |
| Detroit-Livonia-Dearborn, MI | 125 | $ 21,999,000 | $ 175,992 | $ 73,000 |
| St. Louis, MO-IL | 124 | $ 29,632,000 | $ 238,967 | $ 72,000 |
| Reno-Sparks, NV | 123 | $ 36,835,000 | $ 299,471 | $ 88,000 |
| Hartford-West Hartford-East Hartford, CT | 122 | $ 27,104,000 | $ 222,163 | $ 108,000 |
| Raleigh-Cary, NC | 119 | $ 25,153,000 | $ 211,369 | $ 80,000 |
| Essex County, MA | 107 | $ 31,593,000 | $ 295,261 | $ 90,000 |
| Cape Coral-Fort Myers, FL | 106 | $ 25,961,000 | $ 244,915 | $ 105,000 |
| Tacoma, WA | 103 | $ 24,791,000 | $ 240,689 | $ 91,000 |
| Jacksonville, FL | 98 | $ 24,357,000 | $ 248,540 | $ 117,000 |
| Nashville-Davidson--Murfreesboro, TN | 97 | $ 23,102,000 | $ 238,164 | $ 65,000 |
| Honolulu, HI | 96 | $ 32,288,000 | $ 336,333 | $ 104,000 |
| Columbus, OH | 94 | $ 20,067,000 | $ 213,478 | $ 77,000 |
| Pittsburgh, PA | 94 | $ 13,022,000 | $ 138,531 | $ 68,000 |
| Albuquerque, NM | 93 | $ 15,924,000 | $ 171,225 | $ 93,000 |
| Providence-New Bedford-Fall River, RI-MA | 93 | $ 22,022,000 | $ 236,795 | $ 81,000 |
| Modesto, CA | 91 | $ 27,973,000 | $ 307,395 | $ 93,000 |
| Sarasota-Bradenton-Venice, FL | 91 | $ 26,875,000 | $ 295,329 | $ 119,000 |
| San Luis Obispo-Paso Robles, CA | 87 | $ 30,756,000 | $ 353,517 | $ 101,000 |
| Santa Cruz-Watsonville, CA | 86 | $ 40,545,000 | $ 471,453 | $ 138,000 |
| Cleveland-Elyria-Mentor, OH | 85 | $ 17,401,000 | $ 204,717 | $ 102,000 |
| Lake County-Kenosha County, IL-WI | 85 | $ 29,018,000 | $ 341,388 | $ 143,000 |
| Indianapolis, IN | 82 | $ 17,469,000 | $ 213,036 | $ 88,000 |
| Omaha-Council Bluffs, NE-IA | 81 | $ 10,668,000 | $ 131,703 | $ 82,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 81 | $ 21,764,000 | $ 268,691 | $ 120,000 |
| Fort Worth-Arlington, TX | 80 | $ 16,950,000 | $ 211,875 | $ 89,000 |
| Salt Lake City, UT | 78 | $ 15,798,000 | $ 202,538 | $ 88,000 |
| Worcester, MA | 78 | $ 20,438,000 | $ 262,025 | $ 92,000 |
| Fort Collins-Loveland, CO | 77 | $ 15,903,000 | $ 206,532 | $ 77,000 |
| New Orleans-Metairie-Kenner, LA | 77 | $ 14,332,000 | $ 186,129 | $ 74,000 |
| Boise City-Nampa, ID | 74 | $ 13,291,000 | $ 179,608 | $ 77,000 |
| Salinas, CA | 73 | $ 32,236,000 | $ 441,589 | $ 127,000 |
| Rockingham County-Strafford County, NH | 71 | $ 17,312,000 | $ 243,830 | $ 94,000 |
| Manchester-Nashua, NH | 69 | $ 14,985,000 | $ 217,173 | $ 124,000 |
| Cincinnati-Middletown, OH-KY-IN | 68 | $ 14,764,000 | $ 217,117 | $ 94,000 |
| Palm Bay-Melbourne-Titusville, FL | 67 | $ 13,884,000 | $ 207,223 | $ 83,000 |
| Naples-Marco Island, FL | 66 | $ 24,254,000 | $ 367,484 | $ 127,000 |
| New Haven-Milford, CT | 66 | $ 12,968,000 | $ 196,484 | $ 82,000 |
| Albany-Schenectady-Troy, NY | 64 | $ 10,574,000 | $ 165,218 | $ 91,000 |
| Portland-South Portland-Biddeford, ME | 61 | $ 11,610,000 | $ 190,327 | $ 91,000 |
| Prescott, AZ | 60 | $ 13,030,000 | $ 217,166 | $ 82,000 |
| Birmingham-Hoover, AL | 59 | $ 13,575,000 | $ 230,084 | $ 58,000 |
| Milwaukee-Waukesha-West Allis, WI | 59 | $ 14,481,000 | $ 245,440 | $ 72,000 |
| Buffalo-Niagara Falls, NY | 57 | $ 7,422,000 | $ 130,210 | $ 87,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 54 | $ 9,182,000 | $ 170,037 | $ 81,000 |
| Port St. Lucie-Fort Pierce, FL | 53 | $ 12,101,000 | $ 228,320 | $ 92,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 53 | $ 23,640,000 | $ 446,037 | $ 91,000 |
| Louisville, KY-IN | 52 | $ 9,257,000 | $ 178,019 | $ 47,000 |
| Bend, OR | 50 | $ 13,630,000 | $ 272,600 | $ 70,000 |
| Durham, NC | 50 | $ 9,245,000 | $ 184,900 | $ 82,000 |
| Baton Rouge, LA | 48 | $ 7,523,000 | $ 156,729 | $ 60,000 |
| Visalia-Porterville, CA | 48 | $ 10,819,000 | $ 225,395 | $ 109,000 |
| Ann Arbor, MI | 47 | $ 12,149,000 | $ 258,489 | $ 95,000 |
| Redding, CA | 46 | $ 10,082,000 | $ 219,173 | $ 105,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 45 | $ 7,929,000 | $ 176,200 | $ 118,000 |
| Wichita, KS | 45 | $ 4,797,000 | $ 106,600 | $ 56,000 |
| Ogden-Clearfield, UT | 44 | $ 7,628,000 | $ 173,363 | $ 73,000 |
| Oklahoma City, OK | 44 | $ 5,341,000 | $ 121,386 | $ 60,000 |
| Provo-Orem, UT | 44 | $ 7,245,000 | $ 164,659 | $ 98,000 |
| Springfield, MA | 44 | $ 8,542,000 | $ 194,136 | $ 86,000 |
| Barnstable Town, MA | 42 | $ 14,184,000 | $ 337,714 | $ 129,000 |
| Napa, CA | 42 | $ 17,579,000 | $ 418,547 | $ 116,000 |
| Columbia, SC | 41 | $ 7,240,000 | $ 176,585 | $ 82,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 41 | $ 6,203,000 | $ 151,292 | $ 84,000 |
| Ocean City, NJ | 41 | $ 13,463,000 | $ 328,365 | $ 136,000 |
| Pensacola-Ferry Pass-Brent, FL | 41 | $ 7,314,000 | $ 178,390 | $ 62,000 |
| San Antonio, TX | 41 | $ 8,693,000 | $ 212,024 | $ 73,000 |
| Merced, CA | 40 | $ 10,316,000 | $ 257,900 | $ 95,000 |
| Trenton-Ewing, NJ | 40 | $ 9,038,000 | $ 225,950 | $ 84,000 |
| Greeley, CO | 39 | $ 6,893,000 | $ 176,743 | $ 50,000 |
| Memphis, TN-MS-AR | 39 | $ 6,528,000 | $ 167,384 | $ 82,000 |
| Wilmington, NC | 39 | $ 10,601,000 | $ 271,820 | $ 96,000 |
| Atlantic City, NJ | 38 | $ 8,141,000 | $ 214,236 | $ 82,000 |
| Charleston-North Charleston, SC | 38 | $ 11,189,000 | $ 294,447 | $ 82,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 38 | $ 6,121,000 | $ 161,078 | $ 83,000 |
| Greenville, SC | 38 | $ 6,382,000 | $ 167,947 | $ 69,000 |
| Winston-Salem, NC | 38 | $ 5,453,000 | $ 143,500 | $ 70,000 |
| Asheville, NC | 36 | $ 7,793,000 | $ 216,472 | $ 98,000 |
| Rochester, NY | 36 | $ 6,004,000 | $ 166,777 | $ 70,000 |
| Des Moines, IA | 35 | $ 4,946,000 | $ 141,314 | $ 49,000 |
| Grand Rapids-Wyoming, MI | 35 | $ 7,095,000 | $ 202,714 | $ 81,000 |
| Greensboro-High Point, NC | 35 | $ 6,011,000 | $ 171,742 | $ 61,000 |
| Little Rock-North Little Rock, AR | 35 | $ 4,107,000 | $ 117,342 | $ 68,000 |
| Salem, OR | 35 | $ 5,727,000 | $ 163,628 | $ 50,000 |
| Akron, OH | 34 | $ 5,051,000 | $ 148,558 | $ 75,000 |
| Anchorage, AK | 34 | $ 7,991,000 | $ 235,029 | $ 97,000 |
| Harrisburg-Carlisle, PA | 34 | $ 5,414,000 | $ 159,235 | $ 88,000 |
| Norwich-New London, CT | 34 | $ 7,814,000 | $ 229,823 | $ 74,000 |
| Tallahassee, FL | 34 | $ 6,305,000 | $ 185,441 | $ 63,000 |
| Chico, CA | 33 | $ 7,366,000 | $ 223,212 | $ 73,000 |
| Coeur D'Alene, ID | 33 | $ 5,811,000 | $ 176,090 | $ 73,000 |
| Lakeland, FL | 33 | $ 4,857,000 | $ 147,181 | $ 89,000 |
| Olympia, WA | 33 | $ 7,057,000 | $ 213,848 | $ 76,000 |
| Peoria, IL | 33 | $ 4,652,000 | $ 140,969 | $ 70,000 |
| Bremerton-Silverdale, WA | 32 | $ 9,125,000 | $ 285,156 | $ 72,000 |
| Charlottesville, VA | 32 | $ 9,584,000 | $ 299,500 | $ 65,000 |
| Knoxville, TN | 32 | $ 4,431,000 | $ 138,468 | $ 63,000 |
| Flint, MI | 31 | $ 4,098,000 | $ 132,193 | $ 59,000 |
| Dayton, OH | 30 | $ 4,199,000 | $ 139,966 | $ 511,000 |
| Yuba City, CA | 29 | $ 6,692,000 | $ 230,758 | $ 64,000 |
| Eugene-Springfield, OR | 28 | $ 4,839,000 | $ 172,821 | $ 86,000 |
| Reading, PA | 28 | $ 4,638,000 | $ 165,642 | $ 86,000 |
| Chattanooga, TN-GA | 27 | $ 6,107,000 | $ 226,185 | $ 77,000 |
| Lansing-East Lansing, MI | 27 | $ 5,146,000 | $ 190,592 | $ 65,000 |
| Spokane, WA | 27 | $ 4,284,000 | $ 158,666 | $ 79,000 |
| Tulsa, OK | 27 | $ 3,400,000 | $ 125,925 | $ 49,000 |
| Gary, IN | 26 | $ 4,529,000 | $ 174,192 | $ 109,000 |
| Huntsville, AL | 26 | $ 4,037,000 | $ 155,269 | $ 78,000 |
| Kingston, NY | 26 | $ 5,789,000 | $ 222,653 | $ 134,000 |
| St. George, UT | 26 | $ 4,257,000 | $ 163,730 | $ 120,000 |
| Santa Fe, NM | 25 | $ 9,403,000 | $ 376,120 | $ 154,000 |
| Scranton--Wilkes-Barre, PA | 25 | $ 3,903,000 | $ 156,120 | $ 71,000 |
| Wilmington, DE-MD-NJ | 25 | $ 4,299,000 | $ 171,960 | $ 78,000 |
| Canton-Massillon, OH | 24 | $ 3,627,000 | $ 151,125 | $ 58,000 |
| Mobile, AL | 24 | $ 3,513,000 | $ 146,375 | $ 67,000 |
| York-Hanover, PA | 24 | $ 3,355,000 | $ 139,791 | $ 58,000 |
| Medford, OR | 23 | $ 6,932,000 | $ 301,391 | $ 85,000 |
| Savannah, GA | 23 | $ 4,462,000 | $ 194,000 | $ 45,000 |
| Lancaster, PA | 22 | $ 4,470,000 | $ 203,181 | $ 134,000 |
| Madison, WI | 22 | $ 5,596,000 | $ 254,363 | $ 77,000 |
| Syracuse, NY | 22 | $ 3,053,000 | $ 138,772 | $ 67,000 |
| Flagstaff, AZ | 21 | $ 5,283,000 | $ 251,571 | $ 87,000 |
| Bellingham, WA | 20 | $ 5,337,000 | $ 266,850 | $ 81,000 |
| Charleston, WV | 20 | $ 2,565,000 | $ 128,250 | $ 55,000 |
| Grand Junction, CO | 20 | $ 3,524,000 | $ 176,200 | $ 52,000 |
| Vero Beach, FL | 20 | $ 5,098,000 | $ 254,900 | $ 109,000 |
| Burlington-South Burlington, VT | 19 | $ 3,165,000 | $ 166,578 | $ 73,000 |
| Madera, CA | 19 | $ 4,219,000 | $ 222,052 | $ 60,000 |
| Yuma, AZ | 19 | $ 2,919,000 | $ 153,631 | $ 47,000 |
| Hagerstown-Martinsburg, MD-WV | 18 | $ 3,662,000 | $ 203,444 | $ 64,000 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 2,725,000 | $ 151,388 | $ 190,000 |
| Jackson, MS | 18 | $ 3,116,000 | $ 173,111 | $ 70,000 |
| Rockford, IL | 18 | $ 3,219,000 | $ 178,833 | $ 53,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 1,866,000 | $ 109,764 | $ 86,000 |
| Lafayette, LA | 17 | $ 1,976,000 | $ 116,235 | $ 32,000 |
| Longview, WA | 17 | $ 1,499,000 | $ 88,176 | $ 96,000 |
| Punta Gorda, FL | 17 | $ 3,934,000 | $ 231,411 | $ 101,000 |
| Sioux Falls, SD | 17 | $ 2,342,000 | $ 137,764 | $ 79,000 |
| Spartanburg, SC | 17 | $ 2,256,000 | $ 132,705 | $ 65,000 |
| Toledo, OH | 17 | $ 2,962,000 | $ 174,235 | $ 72,000 |
| Winchester, VA-WV | 17 | $ 4,802,000 | $ 282,470 | $ 111,000 |
| El Centro, CA | 16 | $ 3,401,000 | $ 212,562 | $ 79,000 |
| Gainesville, FL | 16 | $ 2,240,000 | $ 140,000 | $ 64,000 |
| Lexington-Fayette, KY | 16 | $ 3,487,000 | $ 217,937 | $ 129,000 |
| Lincoln, NE | 16 | $ 2,080,000 | $ 130,000 | $ 72,000 |
| Wenatchee, WA | 16 | $ 3,091,000 | $ 193,187 | $ 61,000 |
| Champaign-Urbana, IL | 15 | $ 2,017,000 | $ 134,466 | $ 58,000 |
| Fort Walton Beach-Crestview-Destin, FL | 15 | $ 5,260,000 | $ 350,666 | $ 18,000 |
| Gainesville, GA | 15 | $ 2,807,000 | $ 187,133 | $ 60,000 |
| Panama City-Lynn Haven, FL | 15 | $ 4,025,000 | $ 268,333 | $ 60,000 |
| Fort Wayne, IN | 14 | $ 1,543,000 | $ 110,214 | $ 56,000 |
| Harrisonburg, VA | 14 | $ 2,989,000 | $ 213,500 | $ 48,000 |
| Lubbock, TX | 14 | $ 1,709,000 | $ 122,071 | $ 47,000 |
| Missoula, MT | 14 | $ 2,451,000 | $ 175,071 | $ 125,000 |
| Monroe, MI | 14 | $ 1,944,000 | $ 138,857 | $ 28,000 |
| Mount Vernon-Anacortes, WA | 14 | $ 4,013,000 | $ 286,642 | $ 72,000 |
| Ocala, FL | 14 | $ 2,763,000 | $ 197,357 | $ 68,000 |
| Pittsfield, MA | 14 | $ 2,853,000 | $ 203,785 | $ 85,000 |
| Carson City, NV | 13 | $ 3,563,000 | $ 274,076 | $ 81,000 |
| Corpus Christi, TX | 13 | $ 2,217,000 | $ 170,538 | $ 117,000 |
| Las Cruces, NM | 13 | $ 1,957,000 | $ 150,538 | $ 72,000 |
| Lawrence, KS | 13 | $ 1,545,000 | $ 118,846 | $ 52,000 |
| Mansfield, OH | 13 | $ 1,392,000 | $ 107,076 | $ 49,000 |
| Beaumont-Port Arthur, TX | 12 | $ 1,239,000 | $ 103,250 | $ 8,000 |
| Cheyenne, WY | 12 | $ 2,570,000 | $ 214,166 | $ 72,000 |
| Fayetteville, NC | 12 | $ 1,799,000 | $ 149,916 | $ 83,000 |
| Hanford-Corcoran, CA | 12 | $ 2,567,000 | $ 213,916 | $ 70,000 |
| Roanoke, VA | 12 | $ 1,979,000 | $ 164,916 | $ 45,000 |
| Springfield, MO | 12 | $ 1,534,000 | $ 127,833 | $ 65,000 |
| Athens-Clarke County, GA | 11 | $ 1,908,000 | $ 173,454 | $ 75,000 |
| Bangor, ME | 11 | $ 1,113,000 | $ 101,181 | $ 67,000 |
| Billings, MT | 11 | $ 1,583,000 | $ 143,909 | $ 56,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 1,801,000 | $ 163,727 | $ 65,000 |
| Lynchburg, VA | 11 | $ 1,800,000 | $ 163,636 | $ 48,000 |
| Montgomery, AL | 11 | $ 1,516,000 | $ 137,818 | $ 47,000 |
| Pueblo, CO | 11 | $ 1,230,000 | $ 111,818 | $ 66,000 |
| Yakima, WA | 11 | $ 2,645,000 | $ 240,454 | $ 95,000 |
| Binghamton, NY | 10 | $ 1,248,000 | $ 124,800 | $ 69,000 |
| Brunswick, GA | 10 | $ 2,448,000 | $ 244,800 | $ 100,000 |
| Gulfport-Biloxi, MS | 10 | $ 1,108,000 | $ 110,800 | $ 68,000 |
| Kennewick-Richland-Pasco, WA | 10 | $ 1,502,000 | $ 150,200 | $ 54,000 |
| Morgantown, WV | 10 | $ 1,404,000 | $ 140,400 | $ 98,000 |
| Pocatello, ID | 10 | $ 1,248,000 | $ 124,800 | $ 62,000 |
| Warner Robins, GA | 10 | $ 1,340,000 | $ 134,000 | $ 68,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 919,000 | $ 91,900 | $ 57,000 |
| Columbus, GA-AL | 9 | $ 1,347,000 | $ 149,666 | $ 93,000 |
| Corvallis, OR | 9 | $ 1,483,000 | $ 164,777 | $ 97,000 |
| El Paso, TX | 9 | $ 1,482,000 | $ 164,666 | $ 203,000 |
| Glens Falls, NY | 9 | $ 2,296,000 | $ 255,111 | $ 115,000 |
| Hattiesburg, MS | 9 | $ 1,289,000 | $ 143,222 | $ 36,000 |
| Houma-Bayou Cane-Thibodaux, LA | 9 | $ 1,753,000 | $ 194,777 | $ 208,000 |
| Idaho Falls, ID | 9 | $ 1,131,000 | $ 125,666 | $ 80,000 |
| Jackson, MI | 9 | $ 1,321,000 | $ 146,777 | $ 46,000 |
| Johnson City, TN | 9 | $ 1,594,000 | $ 177,111 | $ 31,000 |
| Kankakee-Bradley, IL | 9 | $ 1,452,000 | $ 161,333 | $ 69,000 |
| Macon, GA | 9 | $ 1,159,000 | $ 128,777 | $ 72,000 |
| Shreveport-Bossier City, LA | 9 | $ 1,480,000 | $ 164,444 | $ 47,000 |
| Utica-Rome, NY | 9 | $ 937,000 | $ 104,111 | $ 124,000 |
| Bloomington-Normal, IL | 8 | $ 1,958,000 | $ 244,750 | $ 67,000 |
| Cleveland, TN | 8 | $ 882,000 | $ 110,250 | $ 80,000 |
| Fairbanks, AK | 8 | $ 1,216,000 | $ 152,000 | $ 115,000 |
| Farmington, NM | 8 | $ 919,000 | $ 114,875 | $ 60,000 |
| Jacksonville, NC | 8 | $ 1,624,000 | $ 203,000 | $ 56,000 |
| Joplin, MO | 8 | $ 1,844,000 | $ 230,500 | $ 64,000 |
| Kalamazoo-Portage, MI | 8 | $ 1,551,000 | $ 193,875 | $ 63,000 |
| Killeen-Temple-Fort Hood, TX | 8 | $ 1,605,000 | $ 200,625 | $ 80,000 |
| McAllen-Edinburg-Pharr, TX | 8 | $ 1,143,000 | $ 142,875 | $ 45,000 |
| Monroe, LA | 8 | $ 1,648,000 | $ 206,000 | $ 104,000 |
| Racine, WI | 8 | $ 1,153,000 | $ 144,125 | $ 56,000 |
| Rochester, MN | 8 | $ 1,285,000 | $ 160,625 | $ 109,000 |
| Auburn-Opelika, AL | 7 | $ 1,116,000 | $ 159,428 | $ 207,000 |
| Cedar Rapids, IA | 7 | $ 1,192,000 | $ 170,285 | $ 114,000 |
| Clarksville, TN-KY | 7 | $ 571,000 | $ 81,571 | $ 78,000 |
| Duluth, MN-WI | 7 | $ 921,000 | $ 131,571 | $ 43,000 |
| Erie, PA | 7 | $ 648,000 | $ 92,571 | $ 53,000 |
| Florence-Muscle Shoals, AL | 7 | $ 823,000 | $ 117,571 | $ 29,000 |
| Iowa City, IA | 7 | $ 479,000 | $ 68,428 | $ 60,000 |
| Lake Charles, LA | 7 | $ 519,000 | $ 74,142 | $ 49,000 |
| Niles-Benton Harbor, MI | 7 | $ 1,158,000 | $ 165,428 | $ 57,000 |
| Rapid City, SD | 7 | $ 780,000 | $ 111,428 | $ 51,000 |
| State College, PA | 7 | $ 720,000 | $ 102,857 | $ 58,000 |
| Topeka, KS | 7 | $ 646,000 | $ 92,285 | $ 43,000 |
| Valdosta, GA | 7 | $ 1,046,000 | $ 149,428 | $ 50,000 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 960,000 | $ 137,142 | $ 42,000 |
| Wausau, WI | 7 | $ 1,267,000 | $ 181,000 | $ 72,000 |
| Bloomington, IN | 6 | $ 765,000 | $ 127,500 | $ 52,000 |
| Brownsville-Harlingen, TX | 6 | $ 867,000 | $ 144,500 | $ 51,000 |
| Eau Claire, WI | 6 | $ 1,038,000 | $ 173,000 | $ 58,000 |
| Jonesboro, AR | 6 | $ 751,000 | $ 125,166 | $ 36,000 |
| La Crosse, WI-MN | 6 | $ 787,000 | $ 131,166 | $ 53,000 |
| Lebanon, PA | 6 | $ 683,000 | $ 113,833 | $ 54,000 |
| Morristown, TN | 6 | $ 433,000 | $ 72,166 | $ 14,000 |
| Saginaw-Saginaw Township North, MI | 6 | $ 811,000 | $ 135,166 | $ 41,000 |
| Sherman-Denison, TX | 6 | $ 1,155,000 | $ 192,500 | $ 37,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 644,000 | $ 107,333 | $ 56,000 |
| St. Joseph, MO-KS | 6 | $ 754,000 | $ 125,666 | $ 30,000 |
| Tuscaloosa, AL | 6 | $ 894,000 | $ 149,000 | $ 61,000 |
| Tyler, TX | 6 | $ 728,000 | $ 121,333 | $ 16,000 |
| Waco, TX | 6 | $ 1,100,000 | $ 183,333 | $ 56,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 689,000 | $ 114,833 | $ 64,000 |
| Wheeling, WV-OH | 6 | $ 913,000 | $ 152,166 | $ 49,000 |
| Bay City, MI | 5 | $ 842,000 | $ 168,400 | $ 6,000 |
| Burlington, NC | 5 | $ 1,194,000 | $ 238,800 | $ 52,000 |
| College Station-Bryan, TX | 5 | $ 918,000 | $ 183,600 | $ 54,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 1,019,000 | $ 203,800 | $ 58,000 |
| Lafayette, IN | 5 | $ 473,000 | $ 94,600 | $ 38,000 |
| Longview, TX | 5 | $ 594,000 | $ 118,800 | $ 36,000 |
| Muskegon-Norton Shores, MI | 5 | $ 531,000 | $ 106,200 | $ 25,000 |
| Pascagoula, MS | 5 | $ 613,000 | $ 122,600 | $ 56,000 |
| Anniston-Oxford, AL | 4 | $ 426,000 | $ 106,500 | $ 25,000 |
| Appleton, WI | 4 | $ 499,000 | $ 124,750 | $ 69,000 |
| Bowling Green, KY | 4 | $ 823,000 | $ 205,750 | $ 33,000 |
| Columbus, IN | 4 | $ 311,000 | $ 77,750 | $ 52,000 |
| Dubuque, IA | 4 | $ 434,000 | $ 108,500 | $ 13,000 |
| Green Bay, WI | 4 | $ 1,124,000 | $ 281,000 | $ 858,000 |
| Greenville, NC | 4 | $ 547,000 | $ 136,750 | $ 44,000 |
| Holland-Grand Haven, MI | 4 | $ 460,000 | $ 115,000 | $ 120,000 |
| Hot Springs, AR | 4 | $ 1,096,000 | $ 274,000 | $ 62,000 |
| Michigan City-La Porte, IN | 4 | $ 634,000 | $ 158,500 | $ 86,000 |
| Springfield, IL | 4 | $ 679,000 | $ 169,750 | $ 78,000 |
| Abilene, TX | 3 | $ 227,000 | $ 75,666 | $ 0 |
| Amarillo, TX | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Anderson, SC | 3 | $ 953,000 | $ 317,666 | $ 123,000 |
| Battle Creek, MI | 3 | $ 370,000 | $ 123,333 | $ 21,000 |
| Bismarck, ND | 3 | $ 241,000 | $ 80,333 | $ 47,000 |
| Casper, WY | 3 | $ 588,000 | $ 196,000 | $ 62,000 |
| Columbia, MO | 3 | $ 469,000 | $ 156,333 | $ 84,000 |
| Cumberland, MD-WV | 3 | $ 157,000 | $ 52,333 | $ 32,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 526,000 | $ 175,333 | $ 41,000 |
| Decatur, IL | 3 | $ 342,000 | $ 114,000 | $ 20,000 |
| Elmira, NY | 3 | $ 312,000 | $ 104,000 | $ 48,000 |
| Fort Smith, AR-OK | 3 | $ 445,000 | $ 148,333 | $ 60,000 |
| Grand Forks, ND-MN | 3 | $ 286,000 | $ 95,333 | $ 94,000 |
| Great Falls, MT | 3 | $ 165,000 | $ 55,000 | $ 61,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 424,000 | $ 141,333 | $ 109,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 264,000 | $ 88,000 | $ 153,000 |
| Jackson, TN | 3 | $ 361,000 | $ 120,333 | $ 373,000 |
| Jefferson City, MO | 3 | $ 451,000 | $ 150,333 | $ 97,000 |
| Lewiston, ID-WA | 3 | $ 378,000 | $ 126,000 | $ 149,000 |
| Lewiston-Auburn, ME | 3 | $ 714,000 | $ 238,000 | $ 0 |
| Logan, UT-ID | 3 | $ 401,000 | $ 133,666 | $ 99,000 |
| Muncie, IN | 3 | $ 469,000 | $ 156,333 | $ 105,000 |
| Owensboro, KY | 3 | $ 240,000 | $ 80,000 | $ 66,000 |
| Parkersburg-Marietta, WV-OH | 3 | $ 401,000 | $ 133,666 | $ 114,000 |
| Sandusky, OH | 3 | $ 335,000 | $ 111,666 | $ 20,000 |
| Sioux City, IA-NE-SD | 3 | $ 440,000 | $ 146,666 | $ 57,000 |
| St. Cloud, MN | 3 | $ 356,000 | $ 118,666 | $ 32,000 |
| Sumter, SC | 3 | $ 352,000 | $ 117,333 | $ 30,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 304,000 | $ 101,333 | $ 0 |
| Albany, GA | 2 | $ 245,000 | $ 122,500 | $ 83,000 |
| Alexandria, LA | 2 | $ 167,000 | $ 83,500 | $ 66,000 |
| Altoona, PA | 2 | $ 318,000 | $ 159,000 | $ 240,000 |
| Ames, IA | 2 | $ 249,000 | $ 124,500 | $ 64,000 |
| Dalton, GA | 2 | $ 204,000 | $ 102,000 | $ 26,000 |
| Danville, VA | 2 | $ 546,000 | $ 273,000 | $ 186,000 |
| Decatur, AL | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| Dothan, AL | 2 | $ 195,000 | $ 97,500 | $ 33,000 |
| Dover, DE | 2 | $ 189,000 | $ 94,500 | $ 10,000 |
| Elizabethtown, KY | 2 | $ 128,000 | $ 64,000 | $ 41,000 |
| Elkhart-Goshen, IN | 2 | $ 220,000 | $ 110,000 | $ 69,000 |
| Evansville, IN-KY | 2 | $ 210,000 | $ 105,000 | $ 86,000 |
| Florence, SC | 2 | $ 424,000 | $ 212,000 | $ 59,000 |
| Gadsden, AL | 2 | $ 196,000 | $ 98,000 | $ 34,000 |
| Ithaca, NY | 2 | $ 456,000 | $ 228,000 | $ 30,000 |
| Kokomo, IN | 2 | $ 256,000 | $ 128,000 | $ 113,000 |
| Laredo, TX | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Rocky Mount, NC | 2 | $ 318,000 | $ 159,000 | $ 111,000 |
| Rome, GA | 2 | $ 681,000 | $ 340,500 | $ 303,000 |
| Salisbury, MD | 2 | $ 236,000 | $ 118,000 | $ 76,000 |
| Terre Haute, IN | 2 | $ 192,000 | $ 96,000 | $ 111,000 |
| Wichita Falls, TX | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Williamsport, PA | 2 | $ 82,000 | $ 41,000 | $ 26,000 |
| Fargo, ND-MN | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Goldsboro, NC | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
| Johnstown, PA | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Lawton, OK | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Lima, OH | 1 | $ 43,000 | $ 43,000 | $ 100,000 |
| Midland, TX | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Odessa, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 132,000 | $ 132,000 | $ 2,460,000 |
| Pine Bluff, AR | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Sheboygan, WI | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Springfield, OH | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| Victoria, TX | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 22,507 | $6,249,574,000 | $207,960 | $5,000,000 | $81,941 | $9,999,000 |
| Home Purchase | 20,210 | $5,639,168,000 | $225,673 | $2,200,000 | $82,461 | $8,090,000 |
| Home Improvement | 243 | $72,166,000 | $229,482 | $1,044,000 | $107,310 | $290,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,025 | $3,602,840,000 | $203,942 | $5,000,000 | $101,634 | $8,090,000 |
| Not applicable | 13,429 | $4,646,801,000 | $264,843 | $2,000,000 | $294 | $807,000 |
| Not Provided | 11,400 | $2,584,054,000 | $161,769 | $2,000,000 | $104,673 | $3,360,000 |
| Asian | 1,885 | $601,690,000 | $213,978 | $2,000,000 | $97,304 | $2,400,000 |
| Hispanic | 1,273 | $316,096,000 | $206,950 | $3,700,000 | $143,475 | $9,999,000 |
| Black or African American | 729 | $156,066,000 | $183,583 | $1,325,000 | $80,055 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 112 | $32,119,000 | $238,500 | $950,000 | $102,214 | $648,000 |
| American Indian or Alaskan Native | 107 | $21,242,000 | $201,880 | $650,000 | $118,440 | $912,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42,960 | $11,960,908,000 | $214,173 | $5,000,000 | $83,307 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 16,331 | $5,135,434,000 | $252,764 | $2,000,000 | $3,823 | $807,000 |
| Loan Originated | 10,195 | $2,813,733,000 | $199,627 | $3,700,000 | $108,176 | $2,196,000 |
| Application Denied By Financial Institution | 7,608 | $1,841,590,000 | $183,039 | $5,000,000 | $102,666 | $9,999,000 |
| Preapproval Denied by Financial Institution | 5,528 | $1,340,632,000 | $242,000 | $2,000,000 | $87,000 | $3,360,000 |
| Application Withdrawn By Applicant | 2,118 | $468,843,000 | $169,019 | $1,430,000 | $101,470 | $1,176,000 |
| Application Approved But Not Accepted | 1,155 | $352,837,000 | $212,551 | $2,000,000 | $98,551 | $8,090,000 |
| File Closed For Incompleteness | 25 | $7,839,000 | $314,444 | $780,000 | $86,444 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 9,833 | $2,398,707,000 | $182,384 | $5,000,000 | $110,980 | $9,999,000 |
| Debt-To-Income Ratio | 1,126 | $297,259,000 | $201,632 | $1,820,000 | $82,612 | $480,000 |
| Credit History | 966 | $200,511,000 | $180,320 | $2,922,000 | $84,320 | $2,160,000 |
| Collateral | 649 | $160,498,000 | $199,333 | $2,000,000 | $114,901 | $744,000 |
| Unverifiable Information | 210 | $35,351,000 | $151,000 | $955,000 | $93,700 | $3,000,000 |
| Other | 195 | $47,388,000 | $177,027 | $1,600,000 | $111,486 | $525,000 |
| Employment History | 120 | $32,194,000 | $220,000 | $825,000 | $127,333 | $887,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $10,314,000 | $248,923 | $1,350,000 | $116,153 | $1,000,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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