E*Trade Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
E*Trade Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12Th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 42,960 |
| Total Mortgage Loan Application Amount | $11,960,908,000 |
| Average Mortgage Loan Application Amount | $219,666 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $87,719 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with E*Trade Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing E*Trade Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down E*Trade Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how E*Trade Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by E*Trade Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at E*Trade Bank's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,353 | $ 857,701,000 | $ 364,000 | $ 109,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,444 | $ 381,581,000 | $ 264,000 | $ 101,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,354 | $ 522,235,000 | $ 385,000 | $ 127,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,288 | $ 304,855,000 | $ 236,000 | $ 83,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 1,152 | $ 473,837,000 | $ 411,000 | $ 114,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,095 | $ 425,303,000 | $ 388,000 | $ 116,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1,051 | $ 435,208,000 | $ 414,000 | $ 113,000 |
| DENVER-AURORA, CO | 903 | $ 221,549,000 | $ 245,000 | $ 86,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 887 | $ 238,173,000 | $ 268,000 | $ 89,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 869 | $ 261,063,000 | $ 300,000 | $ 106,000 |
| NASSAU-SUFFOLK, NY | 810 | $ 290,904,000 | $ 359,000 | $ 129,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 783 | $ 348,825,000 | $ 445,000 | $ 123,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 758 | $ 158,135,000 | $ 208,000 | $ 72,000 |
| LAS VEGAS-PARADISE, NV | 742 | $ 183,778,000 | $ 247,000 | $ 104,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 561 | $ 272,817,000 | $ 486,000 | $ 142,000 |
| BALTIMORE-TOWSON, MD | 532 | $ 135,822,000 | $ 255,000 | $ 85,000 |
| PHILADELPHIA, PA | 487 | $ 98,528,000 | $ 202,000 | $ 90,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 475 | $ 153,289,000 | $ 322,000 | $ 107,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 471 | $ 107,790,000 | $ 228,000 | $ 86,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 458 | $ 158,444,000 | $ 345,000 | $ 108,000 |
| EDISON, NJ | 419 | $ 115,250,000 | $ 275,000 | $ 111,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 373 | $ 89,127,000 | $ 238,000 | $ 87,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 344 | $ 71,858,000 | $ 208,000 | $ 83,000 |
| NEWARK-UNION, NJ-PA | 337 | $ 106,714,000 | $ 316,000 | $ 118,000 |
| BOSTON-QUINCY, MA | 335 | $ 116,676,000 | $ 348,000 | $ 99,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 296 | $ 112,110,000 | $ 378,000 | $ 109,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 294 | $ 61,594,000 | $ 209,000 | $ 96,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 280 | $ 79,909,000 | $ 285,000 | $ 103,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 257 | $ 56,729,000 | $ 220,000 | $ 85,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 248 | $ 64,059,000 | $ 258,000 | $ 113,000 |
| ORLANDO, FL | 241 | $ 52,655,000 | $ 218,000 | $ 91,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 217 | $ 89,963,000 | $ 414,000 | $ 112,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 208 | $ 58,789,000 | $ 282,000 | $ 119,000 |
| STOCKTON, CA | 196 | $ 63,875,000 | $ 325,000 | $ 85,000 |
| DALLAS-PLANO-IRVING, TX | 186 | $ 52,481,000 | $ 282,000 | $ 113,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 177 | $ 50,908,000 | $ 287,000 | $ 132,000 |
| CAMDEN, NJ | 162 | $ 30,788,000 | $ 190,000 | $ 85,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 160 | $ 31,435,000 | $ 196,000 | $ 80,000 |
| FRESNO, CA | 160 | $ 41,398,000 | $ 258,000 | $ 93,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 155 | $ 32,041,000 | $ 206,000 | $ 77,000 |
| KANSAS CITY, MO-KS | 152 | $ 18,929,000 | $ 124,000 | $ 65,000 |
| TUCSON, AZ | 152 | $ 33,947,000 | $ 223,000 | $ 74,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 144 | $ 66,863,000 | $ 464,000 | $ 126,000 |
| SANTA ROSA-PETALUMA, CA | 139 | $ 58,644,000 | $ 421,000 | $ 117,000 |
| VALLEJO-FAIRFIELD, CA | 139 | $ 44,820,000 | $ 322,000 | $ 96,000 |
| RICHMOND, VA | 136 | $ 28,603,000 | $ 210,000 | $ 120,000 |
| BAKERSFIELD, CA | 133 | $ 29,683,000 | $ 223,000 | $ 89,000 |
| AUSTIN-ROUND ROCK, TX | 131 | $ 30,768,000 | $ 234,000 | $ 81,000 |
| COLORADO SPRINGS, CO | 131 | $ 27,360,000 | $ 208,000 | $ 89,000 |
| BOULDER, CO | 130 | $ 40,609,000 | $ 312,000 | $ 84,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 125 | $ 21,999,000 | $ 175,000 | $ 73,000 |
| ST. LOUIS, MO-IL | 124 | $ 29,632,000 | $ 238,000 | $ 72,000 |
| RENO-SPARKS, NV | 123 | $ 36,835,000 | $ 299,000 | $ 88,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 122 | $ 27,104,000 | $ 222,000 | $ 108,000 |
| RALEIGH-CARY, NC | 119 | $ 25,153,000 | $ 211,000 | $ 80,000 |
| ESSEX COUNTY, MA | 107 | $ 31,593,000 | $ 295,000 | $ 90,000 |
| CAPE CORAL-FORT MYERS, FL | 106 | $ 25,961,000 | $ 244,000 | $ 105,000 |
| TACOMA, WA | 103 | $ 24,791,000 | $ 240,000 | $ 91,000 |
| JACKSONVILLE, FL | 98 | $ 24,357,000 | $ 248,000 | $ 117,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 97 | $ 23,102,000 | $ 238,000 | $ 65,000 |
| HONOLULU, HI | 96 | $ 32,288,000 | $ 336,000 | $ 104,000 |
| COLUMBUS, OH | 94 | $ 20,067,000 | $ 213,000 | $ 77,000 |
| PITTSBURGH, PA | 94 | $ 13,022,000 | $ 138,000 | $ 68,000 |
| ALBUQUERQUE, NM | 93 | $ 15,924,000 | $ 171,000 | $ 93,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 93 | $ 22,022,000 | $ 236,000 | $ 81,000 |
| MODESTO, CA | 91 | $ 27,973,000 | $ 307,000 | $ 93,000 |
| SARASOTA-BRADENTON-VENICE, FL | 91 | $ 26,875,000 | $ 295,000 | $ 119,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 87 | $ 30,756,000 | $ 353,000 | $ 101,000 |
| SANTA CRUZ-WATSONVILLE, CA | 86 | $ 40,545,000 | $ 471,000 | $ 138,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 85 | $ 17,401,000 | $ 204,000 | $ 102,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 85 | $ 29,018,000 | $ 341,000 | $ 143,000 |
| INDIANAPOLIS, IN | 82 | $ 17,469,000 | $ 213,000 | $ 88,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 81 | $ 10,668,000 | $ 131,000 | $ 82,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 81 | $ 21,764,000 | $ 268,000 | $ 120,000 |
| FORT WORTH-ARLINGTON, TX | 80 | $ 16,950,000 | $ 211,000 | $ 89,000 |
| SALT LAKE CITY, UT | 78 | $ 15,798,000 | $ 202,000 | $ 88,000 |
| WORCESTER, MA | 78 | $ 20,438,000 | $ 262,000 | $ 92,000 |
| FORT COLLINS-LOVELAND, CO | 77 | $ 15,903,000 | $ 206,000 | $ 77,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 77 | $ 14,332,000 | $ 186,000 | $ 74,000 |
| BOISE CITY-NAMPA, ID | 74 | $ 13,291,000 | $ 179,000 | $ 77,000 |
| SALINAS, CA | 73 | $ 32,236,000 | $ 441,000 | $ 127,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 71 | $ 17,312,000 | $ 243,000 | $ 94,000 |
| MANCHESTER-NASHUA, NH | 69 | $ 14,985,000 | $ 217,000 | $ 124,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 68 | $ 14,764,000 | $ 217,000 | $ 94,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 67 | $ 13,884,000 | $ 207,000 | $ 83,000 |
| NAPLES-MARCO ISLAND, FL | 66 | $ 24,254,000 | $ 367,000 | $ 127,000 |
| NEW HAVEN-MILFORD, CT | 66 | $ 12,968,000 | $ 196,000 | $ 82,000 |
| ALBANY-SCHENECTADY-TROY, NY | 64 | $ 10,574,000 | $ 165,000 | $ 91,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 61 | $ 11,610,000 | $ 190,000 | $ 91,000 |
| PRESCOTT, AZ | 60 | $ 13,030,000 | $ 217,000 | $ 82,000 |
| BIRMINGHAM-HOOVER, AL | 59 | $ 13,575,000 | $ 230,000 | $ 58,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 59 | $ 14,481,000 | $ 245,000 | $ 72,000 |
| BUFFALO-NIAGARA FALLS, NY | 57 | $ 7,422,000 | $ 130,000 | $ 87,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 54 | $ 9,182,000 | $ 170,000 | $ 81,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 53 | $ 12,101,000 | $ 228,000 | $ 92,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 53 | $ 23,640,000 | $ 446,000 | $ 91,000 |
| LOUISVILLE, KY-IN | 52 | $ 9,257,000 | $ 178,000 | $ 47,000 |
| BEND, OR | 50 | $ 13,630,000 | $ 272,000 | $ 70,000 |
| DURHAM, NC | 50 | $ 9,245,000 | $ 184,000 | $ 82,000 |
| BATON ROUGE, LA | 48 | $ 7,523,000 | $ 156,000 | $ 60,000 |
| VISALIA-PORTERVILLE, CA | 48 | $ 10,819,000 | $ 225,000 | $ 109,000 |
| ANN ARBOR, MI | 47 | $ 12,149,000 | $ 258,000 | $ 95,000 |
| REDDING, CA | 46 | $ 10,082,000 | $ 219,000 | $ 105,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 45 | $ 7,929,000 | $ 176,000 | $ 118,000 |
| WICHITA, KS | 45 | $ 4,797,000 | $ 106,000 | $ 56,000 |
| OGDEN-CLEARFIELD, UT | 44 | $ 7,628,000 | $ 173,000 | $ 73,000 |
| OKLAHOMA CITY, OK | 44 | $ 5,341,000 | $ 121,000 | $ 60,000 |
| PROVO-OREM, UT | 44 | $ 7,245,000 | $ 164,000 | $ 98,000 |
| SPRINGFIELD, MA | 44 | $ 8,542,000 | $ 194,000 | $ 86,000 |
| BARNSTABLE TOWN, MA | 42 | $ 14,184,000 | $ 337,000 | $ 129,000 |
| NAPA, CA | 42 | $ 17,579,000 | $ 418,000 | $ 116,000 |
| COLUMBIA, SC | 41 | $ 7,240,000 | $ 176,000 | $ 82,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 41 | $ 6,203,000 | $ 151,000 | $ 84,000 |
| OCEAN CITY, NJ | 41 | $ 13,463,000 | $ 328,000 | $ 136,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 41 | $ 7,314,000 | $ 178,000 | $ 62,000 |
| SAN ANTONIO, TX | 41 | $ 8,693,000 | $ 212,000 | $ 73,000 |
| MERCED, CA | 40 | $ 10,316,000 | $ 257,000 | $ 95,000 |
| TRENTON-EWING, NJ | 40 | $ 9,038,000 | $ 225,000 | $ 84,000 |
| GREELEY, CO | 39 | $ 6,893,000 | $ 176,000 | $ 50,000 |
| MEMPHIS, TN-MS-AR | 39 | $ 6,528,000 | $ 167,000 | $ 82,000 |
| WILMINGTON, NC | 39 | $ 10,601,000 | $ 271,000 | $ 96,000 |
| ATLANTIC CITY, NJ | 38 | $ 8,141,000 | $ 214,000 | $ 82,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 38 | $ 11,189,000 | $ 294,000 | $ 82,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 38 | $ 6,121,000 | $ 161,000 | $ 83,000 |
| GREENVILLE, SC | 38 | $ 6,382,000 | $ 167,000 | $ 69,000 |
| WINSTON-SALEM, NC | 38 | $ 5,453,000 | $ 143,000 | $ 70,000 |
| ASHEVILLE, NC | 36 | $ 7,793,000 | $ 216,000 | $ 98,000 |
| ROCHESTER, NY | 36 | $ 6,004,000 | $ 166,000 | $ 70,000 |
| DES MOINES, IA | 35 | $ 4,946,000 | $ 141,000 | $ 49,000 |
| GRAND RAPIDS-WYOMING, MI | 35 | $ 7,095,000 | $ 202,000 | $ 81,000 |
| GREENSBORO-HIGH POINT, NC | 35 | $ 6,011,000 | $ 171,000 | $ 61,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 35 | $ 4,107,000 | $ 117,000 | $ 68,000 |
| SALEM, OR | 35 | $ 5,727,000 | $ 163,000 | $ 50,000 |
| AKRON, OH | 34 | $ 5,051,000 | $ 148,000 | $ 75,000 |
| ANCHORAGE, AK | 34 | $ 7,991,000 | $ 235,000 | $ 97,000 |
| HARRISBURG-CARLISLE, PA | 34 | $ 5,414,000 | $ 159,000 | $ 88,000 |
| NORWICH-NEW LONDON, CT | 34 | $ 7,814,000 | $ 229,000 | $ 74,000 |
| TALLAHASSEE, FL | 34 | $ 6,305,000 | $ 185,000 | $ 63,000 |
| CHICO, CA | 33 | $ 7,366,000 | $ 223,000 | $ 73,000 |
| COEUR D'ALENE, ID | 33 | $ 5,811,000 | $ 176,000 | $ 73,000 |
| LAKELAND, FL | 33 | $ 4,857,000 | $ 147,000 | $ 89,000 |
| OLYMPIA, WA | 33 | $ 7,057,000 | $ 213,000 | $ 76,000 |
| PEORIA, IL | 33 | $ 4,652,000 | $ 140,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 32 | $ 9,125,000 | $ 285,000 | $ 72,000 |
| CHARLOTTESVILLE, VA | 32 | $ 9,584,000 | $ 299,000 | $ 65,000 |
| KNOXVILLE, TN | 32 | $ 4,431,000 | $ 138,000 | $ 63,000 |
| FLINT, MI | 31 | $ 4,098,000 | $ 132,000 | $ 59,000 |
| DAYTON, OH | 30 | $ 4,199,000 | $ 139,000 | $ 511,000 |
| YUBA CITY, CA | 29 | $ 6,692,000 | $ 230,000 | $ 64,000 |
| EUGENE-SPRINGFIELD, OR | 28 | $ 4,839,000 | $ 172,000 | $ 86,000 |
| READING, PA | 28 | $ 4,638,000 | $ 165,000 | $ 86,000 |
| CHATTANOOGA, TN-GA | 27 | $ 6,107,000 | $ 226,000 | $ 77,000 |
| LANSING-EAST LANSING, MI | 27 | $ 5,146,000 | $ 190,000 | $ 65,000 |
| SPOKANE, WA | 27 | $ 4,284,000 | $ 158,000 | $ 79,000 |
| TULSA, OK | 27 | $ 3,400,000 | $ 125,000 | $ 49,000 |
| GARY, IN | 26 | $ 4,529,000 | $ 174,000 | $ 109,000 |
| HUNTSVILLE, AL | 26 | $ 4,037,000 | $ 155,000 | $ 78,000 |
| KINGSTON, NY | 26 | $ 5,789,000 | $ 222,000 | $ 134,000 |
| ST. GEORGE, UT | 26 | $ 4,257,000 | $ 163,000 | $ 120,000 |
| SANTA FE, NM | 25 | $ 9,403,000 | $ 376,000 | $ 154,000 |
| SCRANTON--WILKES-BARRE, PA | 25 | $ 3,903,000 | $ 156,000 | $ 71,000 |
| WILMINGTON, DE-MD-NJ | 25 | $ 4,299,000 | $ 171,000 | $ 78,000 |
| CANTON-MASSILLON, OH | 24 | $ 3,627,000 | $ 151,000 | $ 58,000 |
| MOBILE, AL | 24 | $ 3,513,000 | $ 146,000 | $ 67,000 |
| YORK-HANOVER, PA | 24 | $ 3,355,000 | $ 139,000 | $ 58,000 |
| MEDFORD, OR | 23 | $ 6,932,000 | $ 301,000 | $ 85,000 |
| SAVANNAH, GA | 23 | $ 4,462,000 | $ 194,000 | $ 45,000 |
| LANCASTER, PA | 22 | $ 4,470,000 | $ 203,000 | $ 134,000 |
| MADISON, WI | 22 | $ 5,596,000 | $ 254,000 | $ 77,000 |
| SYRACUSE, NY | 22 | $ 3,053,000 | $ 138,000 | $ 67,000 |
| FLAGSTAFF, AZ | 21 | $ 5,283,000 | $ 251,000 | $ 87,000 |
| BELLINGHAM, WA | 20 | $ 5,337,000 | $ 266,000 | $ 81,000 |
| CHARLESTON, WV | 20 | $ 2,565,000 | $ 128,000 | $ 55,000 |
| GRAND JUNCTION, CO | 20 | $ 3,524,000 | $ 176,000 | $ 52,000 |
| VERO BEACH, FL | 20 | $ 5,098,000 | $ 254,000 | $ 109,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 19 | $ 3,165,000 | $ 166,000 | $ 73,000 |
| MADERA, CA | 19 | $ 4,219,000 | $ 222,000 | $ 60,000 |
| YUMA, AZ | 19 | $ 2,919,000 | $ 153,000 | $ 47,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 18 | $ 3,662,000 | $ 203,000 | $ 64,000 |
| HICKORY-LENOIR-MORGANTON, NC | 18 | $ 2,725,000 | $ 151,000 | $ 190,000 |
| JACKSON, MS | 18 | $ 3,116,000 | $ 173,000 | $ 70,000 |
| ROCKFORD, IL | 18 | $ 3,219,000 | $ 178,000 | $ 53,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 17 | $ 1,866,000 | $ 109,000 | $ 86,000 |
| LAFAYETTE, LA | 17 | $ 1,976,000 | $ 116,000 | $ 32,000 |
| LONGVIEW, WA | 17 | $ 1,499,000 | $ 88,000 | $ 96,000 |
| PUNTA GORDA, FL | 17 | $ 3,934,000 | $ 231,000 | $ 101,000 |
| SIOUX FALLS, SD | 17 | $ 2,342,000 | $ 137,000 | $ 79,000 |
| SPARTANBURG, SC | 17 | $ 2,256,000 | $ 132,000 | $ 65,000 |
| TOLEDO, OH | 17 | $ 2,962,000 | $ 174,000 | $ 72,000 |
| WINCHESTER, VA-WV | 17 | $ 4,802,000 | $ 282,000 | $ 111,000 |
| EL CENTRO, CA | 16 | $ 3,401,000 | $ 212,000 | $ 79,000 |
| GAINESVILLE, FL | 16 | $ 2,240,000 | $ 140,000 | $ 64,000 |
| LEXINGTON-FAYETTE, KY | 16 | $ 3,487,000 | $ 217,000 | $ 129,000 |
| LINCOLN, NE | 16 | $ 2,080,000 | $ 130,000 | $ 72,000 |
| WENATCHEE, WA | 16 | $ 3,091,000 | $ 193,000 | $ 61,000 |
| CHAMPAIGN-URBANA, IL | 15 | $ 2,017,000 | $ 134,000 | $ 58,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 15 | $ 5,260,000 | $ 350,000 | $ 18,000 |
| GAINESVILLE, GA | 15 | $ 2,807,000 | $ 187,000 | $ 60,000 |
| PANAMA CITY-LYNN HAVEN, FL | 15 | $ 4,025,000 | $ 268,000 | $ 60,000 |
| FORT WAYNE, IN | 14 | $ 1,543,000 | $ 110,000 | $ 56,000 |
| HARRISONBURG, VA | 14 | $ 2,989,000 | $ 213,000 | $ 48,000 |
| LUBBOCK, TX | 14 | $ 1,709,000 | $ 122,000 | $ 47,000 |
| MISSOULA, MT | 14 | $ 2,451,000 | $ 175,000 | $ 125,000 |
| MONROE, MI | 14 | $ 1,944,000 | $ 138,000 | $ 28,000 |
| MOUNT VERNON-ANACORTES, WA | 14 | $ 4,013,000 | $ 286,000 | $ 72,000 |
| OCALA, FL | 14 | $ 2,763,000 | $ 197,000 | $ 68,000 |
| PITTSFIELD, MA | 14 | $ 2,853,000 | $ 203,000 | $ 85,000 |
| CARSON CITY, NV | 13 | $ 3,563,000 | $ 274,000 | $ 81,000 |
| CORPUS CHRISTI, TX | 13 | $ 2,217,000 | $ 170,000 | $ 117,000 |
| LAS CRUCES, NM | 13 | $ 1,957,000 | $ 150,000 | $ 72,000 |
| LAWRENCE, KS | 13 | $ 1,545,000 | $ 118,000 | $ 52,000 |
| MANSFIELD, OH | 13 | $ 1,392,000 | $ 107,000 | $ 49,000 |
| BEAUMONT-PORT ARTHUR, TX | 12 | $ 1,239,000 | $ 103,000 | $ 8,000 |
| CHEYENNE, WY | 12 | $ 2,570,000 | $ 214,000 | $ 72,000 |
| FAYETTEVILLE, NC | 12 | $ 1,799,000 | $ 149,000 | $ 83,000 |
| HANFORD-CORCORAN, CA | 12 | $ 2,567,000 | $ 213,000 | $ 70,000 |
| ROANOKE, VA | 12 | $ 1,979,000 | $ 164,000 | $ 45,000 |
| SPRINGFIELD, MO | 12 | $ 1,534,000 | $ 127,000 | $ 65,000 |
| ATHENS-CLARKE COUNTY, GA | 11 | $ 1,908,000 | $ 173,000 | $ 75,000 |
| BANGOR, ME | 11 | $ 1,113,000 | $ 101,000 | $ 67,000 |
| BILLINGS, MT | 11 | $ 1,583,000 | $ 143,000 | $ 56,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 11 | $ 1,801,000 | $ 163,000 | $ 65,000 |
| LYNCHBURG, VA | 11 | $ 1,800,000 | $ 163,000 | $ 48,000 |
| MONTGOMERY, AL | 11 | $ 1,516,000 | $ 137,000 | $ 47,000 |
| PUEBLO, CO | 11 | $ 1,230,000 | $ 111,000 | $ 66,000 |
| YAKIMA, WA | 11 | $ 2,645,000 | $ 240,000 | $ 95,000 |
| BINGHAMTON, NY | 10 | $ 1,248,000 | $ 124,000 | $ 69,000 |
| BRUNSWICK, GA | 10 | $ 2,448,000 | $ 244,000 | $ 100,000 |
| GULFPORT-BILOXI, MS | 10 | $ 1,108,000 | $ 110,000 | $ 68,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 10 | $ 1,502,000 | $ 150,000 | $ 54,000 |
| MORGANTOWN, WV | 10 | $ 1,404,000 | $ 140,000 | $ 98,000 |
| POCATELLO, ID | 10 | $ 1,248,000 | $ 124,000 | $ 62,000 |
| WARNER ROBINS, GA | 10 | $ 1,340,000 | $ 134,000 | $ 68,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 919,000 | $ 91,000 | $ 57,000 |
| COLUMBUS, GA-AL | 9 | $ 1,347,000 | $ 149,000 | $ 93,000 |
| CORVALLIS, OR | 9 | $ 1,483,000 | $ 164,000 | $ 97,000 |
| EL PASO, TX | 9 | $ 1,482,000 | $ 164,000 | $ 203,000 |
| GLENS FALLS, NY | 9 | $ 2,296,000 | $ 255,000 | $ 115,000 |
| HATTIESBURG, MS | 9 | $ 1,289,000 | $ 143,000 | $ 36,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 9 | $ 1,753,000 | $ 194,000 | $ 208,000 |
| IDAHO FALLS, ID | 9 | $ 1,131,000 | $ 125,000 | $ 80,000 |
| JACKSON, MI | 9 | $ 1,321,000 | $ 146,000 | $ 46,000 |
| JOHNSON CITY, TN | 9 | $ 1,594,000 | $ 177,000 | $ 31,000 |
| KANKAKEE-BRADLEY, IL | 9 | $ 1,452,000 | $ 161,000 | $ 69,000 |
| MACON, GA | 9 | $ 1,159,000 | $ 128,000 | $ 72,000 |
| SHREVEPORT-BOSSIER CITY, LA | 9 | $ 1,480,000 | $ 164,000 | $ 47,000 |
| UTICA-ROME, NY | 9 | $ 937,000 | $ 104,000 | $ 124,000 |
| BLOOMINGTON-NORMAL, IL | 8 | $ 1,958,000 | $ 244,000 | $ 67,000 |
| CLEVELAND, TN | 8 | $ 882,000 | $ 110,000 | $ 80,000 |
| FAIRBANKS, AK | 8 | $ 1,216,000 | $ 152,000 | $ 115,000 |
| FARMINGTON, NM | 8 | $ 919,000 | $ 114,000 | $ 60,000 |
| JACKSONVILLE, NC | 8 | $ 1,624,000 | $ 203,000 | $ 56,000 |
| JOPLIN, MO | 8 | $ 1,844,000 | $ 230,000 | $ 64,000 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 1,551,000 | $ 193,000 | $ 63,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 8 | $ 1,605,000 | $ 200,000 | $ 80,000 |
| MCALLEN-EDINBURG-PHARR, TX | 8 | $ 1,143,000 | $ 142,000 | $ 45,000 |
| MONROE, LA | 8 | $ 1,648,000 | $ 206,000 | $ 104,000 |
| RACINE, WI | 8 | $ 1,153,000 | $ 144,000 | $ 56,000 |
| ROCHESTER, MN | 8 | $ 1,285,000 | $ 160,000 | $ 109,000 |
| AUBURN-OPELIKA, AL | 7 | $ 1,116,000 | $ 159,000 | $ 207,000 |
| CEDAR RAPIDS, IA | 7 | $ 1,192,000 | $ 170,000 | $ 114,000 |
| CLARKSVILLE, TN-KY | 7 | $ 571,000 | $ 81,000 | $ 78,000 |
| DULUTH, MN-WI | 7 | $ 921,000 | $ 131,000 | $ 43,000 |
| ERIE, PA | 7 | $ 648,000 | $ 92,000 | $ 53,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 823,000 | $ 117,000 | $ 29,000 |
| IOWA CITY, IA | 7 | $ 479,000 | $ 68,000 | $ 60,000 |
| LAKE CHARLES, LA | 7 | $ 519,000 | $ 74,000 | $ 49,000 |
| NILES-BENTON HARBOR, MI | 7 | $ 1,158,000 | $ 165,000 | $ 57,000 |
| RAPID CITY, SD | 7 | $ 780,000 | $ 111,000 | $ 51,000 |
| STATE COLLEGE, PA | 7 | $ 720,000 | $ 102,000 | $ 58,000 |
| TOPEKA, KS | 7 | $ 646,000 | $ 92,000 | $ 43,000 |
| VALDOSTA, GA | 7 | $ 1,046,000 | $ 149,000 | $ 50,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 7 | $ 960,000 | $ 137,000 | $ 42,000 |
| WAUSAU, WI | 7 | $ 1,267,000 | $ 181,000 | $ 72,000 |
| BLOOMINGTON, IN | 6 | $ 765,000 | $ 127,000 | $ 52,000 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 867,000 | $ 144,000 | $ 51,000 |
| EAU CLAIRE, WI | 6 | $ 1,038,000 | $ 173,000 | $ 58,000 |
| JONESBORO, AR | 6 | $ 751,000 | $ 125,000 | $ 36,000 |
| LA CROSSE, WI-MN | 6 | $ 787,000 | $ 131,000 | $ 53,000 |
| LEBANON, PA | 6 | $ 683,000 | $ 113,000 | $ 54,000 |
| MORRISTOWN, TN | 6 | $ 433,000 | $ 72,000 | $ 14,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 6 | $ 811,000 | $ 135,000 | $ 41,000 |
| SHERMAN-DENISON, TX | 6 | $ 1,155,000 | $ 192,000 | $ 37,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 644,000 | $ 107,000 | $ 56,000 |
| ST. JOSEPH, MO-KS | 6 | $ 754,000 | $ 125,000 | $ 30,000 |
| TUSCALOOSA, AL | 6 | $ 894,000 | $ 149,000 | $ 61,000 |
| TYLER, TX | 6 | $ 728,000 | $ 121,000 | $ 16,000 |
| WACO, TX | 6 | $ 1,100,000 | $ 183,000 | $ 56,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 689,000 | $ 114,000 | $ 64,000 |
| WHEELING, WV-OH | 6 | $ 913,000 | $ 152,000 | $ 49,000 |
| BAY CITY, MI | 5 | $ 842,000 | $ 168,000 | $ 6,000 |
| BURLINGTON, NC | 5 | $ 1,194,000 | $ 238,000 | $ 52,000 |
| COLLEGE STATION-BRYAN, TX | 5 | $ 918,000 | $ 183,000 | $ 54,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 1,019,000 | $ 203,000 | $ 58,000 |
| LAFAYETTE, IN | 5 | $ 473,000 | $ 94,000 | $ 38,000 |
| LONGVIEW, TX | 5 | $ 594,000 | $ 118,000 | $ 36,000 |
| MUSKEGON-NORTON SHORES, MI | 5 | $ 531,000 | $ 106,000 | $ 25,000 |
| PASCAGOULA, MS | 5 | $ 613,000 | $ 122,000 | $ 56,000 |
| ANNISTON-OXFORD, AL | 4 | $ 426,000 | $ 106,000 | $ 25,000 |
| APPLETON, WI | 4 | $ 499,000 | $ 124,000 | $ 69,000 |
| BOWLING GREEN, KY | 4 | $ 823,000 | $ 205,000 | $ 33,000 |
| COLUMBUS, IN | 4 | $ 311,000 | $ 77,000 | $ 52,000 |
| DUBUQUE, IA | 4 | $ 434,000 | $ 108,000 | $ 13,000 |
| GREEN BAY, WI | 4 | $ 1,124,000 | $ 281,000 | $ 858,000 |
| GREENVILLE, NC | 4 | $ 547,000 | $ 136,000 | $ 44,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 460,000 | $ 115,000 | $ 120,000 |
| HOT SPRINGS, AR | 4 | $ 1,096,000 | $ 274,000 | $ 62,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 634,000 | $ 158,000 | $ 86,000 |
| SPRINGFIELD, IL | 4 | $ 679,000 | $ 169,000 | $ 78,000 |
| ABILENE, TX | 3 | $ 227,000 | $ 75,000 | $ 0 |
| AMARILLO, TX | 3 | $ 435,000 | $ 145,000 | $ 0 |
| ANDERSON, SC | 3 | $ 953,000 | $ 317,000 | $ 123,000 |
| BATTLE CREEK, MI | 3 | $ 370,000 | $ 123,000 | $ 21,000 |
| BISMARCK, ND | 3 | $ 241,000 | $ 80,000 | $ 47,000 |
| CASPER, WY | 3 | $ 588,000 | $ 196,000 | $ 62,000 |
| COLUMBIA, MO | 3 | $ 469,000 | $ 156,000 | $ 84,000 |
| CUMBERLAND, MD-WV | 3 | $ 157,000 | $ 52,000 | $ 32,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 526,000 | $ 175,000 | $ 41,000 |
| DECATUR, IL | 3 | $ 342,000 | $ 114,000 | $ 20,000 |
| ELMIRA, NY | 3 | $ 312,000 | $ 104,000 | $ 48,000 |
| FORT SMITH, AR-OK | 3 | $ 445,000 | $ 148,000 | $ 60,000 |
| GRAND FORKS, ND-MN | 3 | $ 286,000 | $ 95,000 | $ 94,000 |
| GREAT FALLS, MT | 3 | $ 165,000 | $ 55,000 | $ 61,000 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 424,000 | $ 141,000 | $ 109,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 264,000 | $ 88,000 | $ 153,000 |
| JACKSON, TN | 3 | $ 361,000 | $ 120,000 | $ 373,000 |
| JEFFERSON CITY, MO | 3 | $ 451,000 | $ 150,000 | $ 97,000 |
| LEWISTON, ID-WA | 3 | $ 378,000 | $ 126,000 | $ 149,000 |
| LEWISTON-AUBURN, ME | 3 | $ 714,000 | $ 238,000 | $ 0 |
| LOGAN, UT-ID | 3 | $ 401,000 | $ 133,000 | $ 99,000 |
| MUNCIE, IN | 3 | $ 469,000 | $ 156,000 | $ 105,000 |
| OWENSBORO, KY | 3 | $ 240,000 | $ 80,000 | $ 66,000 |
| PARKERSBURG-MARIETTA, WV-OH | 3 | $ 401,000 | $ 133,000 | $ 114,000 |
| SANDUSKY, OH | 3 | $ 335,000 | $ 111,000 | $ 20,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 440,000 | $ 146,000 | $ 57,000 |
| ST. CLOUD, MN | 3 | $ 356,000 | $ 118,000 | $ 32,000 |
| SUMTER, SC | 3 | $ 352,000 | $ 117,000 | $ 30,000 |
| TEXARKANA, TX-TEXARKANA, AR | 3 | $ 304,000 | $ 101,000 | $ 0 |
| ALBANY, GA | 2 | $ 245,000 | $ 122,000 | $ 83,000 |
| ALEXANDRIA, LA | 2 | $ 167,000 | $ 83,000 | $ 66,000 |
| ALTOONA, PA | 2 | $ 318,000 | $ 159,000 | $ 240,000 |
| AMES, IA | 2 | $ 249,000 | $ 124,000 | $ 64,000 |
| DALTON, GA | 2 | $ 204,000 | $ 102,000 | $ 26,000 |
| DANVILLE, VA | 2 | $ 546,000 | $ 273,000 | $ 186,000 |
| DECATUR, AL | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| DOTHAN, AL | 2 | $ 195,000 | $ 97,000 | $ 33,000 |
| DOVER, DE | 2 | $ 189,000 | $ 94,000 | $ 10,000 |
| ELIZABETHTOWN, KY | 2 | $ 128,000 | $ 64,000 | $ 41,000 |
| ELKHART-GOSHEN, IN | 2 | $ 220,000 | $ 110,000 | $ 69,000 |
| EVANSVILLE, IN-KY | 2 | $ 210,000 | $ 105,000 | $ 86,000 |
| FLORENCE, SC | 2 | $ 424,000 | $ 212,000 | $ 59,000 |
| GADSDEN, AL | 2 | $ 196,000 | $ 98,000 | $ 34,000 |
| ITHACA, NY | 2 | $ 456,000 | $ 228,000 | $ 30,000 |
| KOKOMO, IN | 2 | $ 256,000 | $ 128,000 | $ 113,000 |
| LAREDO, TX | 2 | $ 291,000 | $ 145,000 | $ 0 |
| ROCKY MOUNT, NC | 2 | $ 318,000 | $ 159,000 | $ 111,000 |
| ROME, GA | 2 | $ 681,000 | $ 340,000 | $ 303,000 |
| SALISBURY, MD | 2 | $ 236,000 | $ 118,000 | $ 76,000 |
| TERRE HAUTE, IN | 2 | $ 192,000 | $ 96,000 | $ 111,000 |
| WICHITA FALLS, TX | 2 | $ 184,000 | $ 92,000 | $ 0 |
| WILLIAMSPORT, PA | 2 | $ 82,000 | $ 41,000 | $ 26,000 |
| FARGO, ND-MN | 1 | $ 122,000 | $ 122,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| GOLDSBORO, NC | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
| JOHNSTOWN, PA | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| LAWTON, OK | 1 | $ 49,000 | $ 49,000 | $ 0 |
| LIMA, OH | 1 | $ 43,000 | $ 43,000 | $ 100,000 |
| MIDLAND, TX | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| ODESSA, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 132,000 | $ 132,000 | $ 2,460,000 |
| PINE BLUFF, AR | 1 | $ 92,000 | $ 92,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 399,000 | $ 399,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| VICTORIA, TX | 1 | $ 160,000 | $ 160,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 22,507 | $6,249,574,000 | $207,960 | $5,000,000 | $81,941 | $9,999,000 |
| Home Purchase | 20,210 | $5,639,168,000 | $225,673 | $2,200,000 | $82,461 | $8,090,000 |
| Home Improvement | 243 | $72,166,000 | $229,482 | $1,044,000 | $107,310 | $290,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,025 | $3,602,840,000 | $203,942 | $5,000,000 | $101,634 | $8,090,000 |
| Not applicable | 13,429 | $4,646,801,000 | $264,843 | $2,000,000 | $294 | $807,000 |
| Not Provided | 11,400 | $2,584,054,000 | $161,769 | $2,000,000 | $104,673 | $3,360,000 |
| Asian | 1,885 | $601,690,000 | $213,978 | $2,000,000 | $97,304 | $2,400,000 |
| Hispanic | 1,273 | $316,096,000 | $206,950 | $3,700,000 | $143,475 | $9,999,000 |
| Black or African American | 729 | $156,066,000 | $183,583 | $1,325,000 | $80,055 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 112 | $32,119,000 | $238,500 | $950,000 | $102,214 | $648,000 |
| American Indian or Alaskan Native | 107 | $21,242,000 | $201,880 | $650,000 | $118,440 | $912,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42,960 | $11,960,908,000 | $214,173 | $5,000,000 | $83,307 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 16,331 | $5,135,434,000 | $252,764 | $2,000,000 | $3,823 | $807,000 |
| Loan Originated | 10,195 | $2,813,733,000 | $199,627 | $3,700,000 | $108,176 | $2,196,000 |
| Application Denied By Financial Institution | 7,608 | $1,841,590,000 | $183,039 | $5,000,000 | $102,666 | $9,999,000 |
| Preapproval Denied by Financial Institution | 5,528 | $1,340,632,000 | $242,000 | $2,000,000 | $87,000 | $3,360,000 |
| Application Withdrawn By Applicant | 2,118 | $468,843,000 | $169,019 | $1,430,000 | $101,470 | $1,176,000 |
| Application Approved But Not Accepted | 1,155 | $352,837,000 | $212,551 | $2,000,000 | $98,551 | $8,090,000 |
| File Closed For Incompleteness | 25 | $7,839,000 | $314,444 | $780,000 | $86,444 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 9,833 | $2,398,707,000 | $182,384 | $5,000,000 | $110,980 | $9,999,000 |
| Debt-To-Income Ratio | 1,126 | $297,259,000 | $201,632 | $1,820,000 | $82,612 | $480,000 |
| Credit History | 966 | $200,511,000 | $180,320 | $2,922,000 | $84,320 | $2,160,000 |
| Collateral | 649 | $160,498,000 | $199,333 | $2,000,000 | $114,901 | $744,000 |
| Unverifiable Information | 210 | $35,351,000 | $151,000 | $955,000 | $93,700 | $3,000,000 |
| Other | 195 | $47,388,000 | $177,027 | $1,600,000 | $111,486 | $525,000 |
| Employment History | 120 | $32,194,000 | $220,000 | $825,000 | $127,333 | $887,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $10,314,000 | $248,923 | $1,350,000 | $116,153 | $1,000,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.