East West Bank Mortgage Lending & HMDA Data, 2019
In 2019, East West Bank of Pasadena, CA reported 7,492 mortgage applications totaling $3.9 billion, up 11% from 2018. The average application was for $519,167, and applicants reported an average income of $75,456. 70% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,592), New York-Jersey City-White Plains, NY-NJ (1,521) and Riverside-San Bernardino-Ontario, CA (734) (applications in parentheses).
| Mortgage Company & Address | East West Bank 135 North Los Robles Avenue Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,492 |
| Total Mortgage Loan Application Amount | $3,889,600,000 |
| Average Mortgage Loan Application Amount | $519,167 |
| Highest Mortgage Loan Application Amount | $62,005,000 |
| Average Applicant Income | $75,456 |
| Highest Applicant Income | $3,012,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records East West Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,592 | $ 931,310,000 | $ 584,993 | $ 90,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,521 | $ 804,015,000 | $ 528,609 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 734 | $ 271,520,000 | $ 369,918 | $ 91,000 |
| Anaheim-Santa Ana-Irvine, CA | 584 | $ 360,910,000 | $ 617,996 | $ 87,000 |
| Atlanta-Sandy Springs-Roswell, GA | 506 | $ 82,900,000 | $ 163,833 | $ 49,000 |
| Seattle-Bellevue-Everett, WA | 477 | $ 257,025,000 | $ 538,836 | $ 206,000 |
| Las Vegas-Henderson-Paradise, NV | 455 | $ 99,965,000 | $ 219,703 | $ 51,000 |
| Oakland-Hayward-Berkeley, CA | 325 | $ 146,755,000 | $ 451,553 | $ 131,000 |
| San Francisco-Redwood City-South San Francisco, CA | 288 | $ 261,770,000 | $ 908,923 | $ 104,000 |
| Houston-The Woodlands-Sugar Land, TX | 271 | $ 109,905,000 | $ 405,553 | $ 50,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 222 | $ 165,520,000 | $ 745,585 | $ 145,000 |
| Boston, MA | 90 | $ 39,100,000 | $ 434,444 | $ 59,000 |
| San Diego-Carlsbad, CA | 81 | $ 50,365,000 | $ 621,790 | $ 172,000 |
| Cambridge-Newton-Framingham, MA | 76 | $ 43,710,000 | $ 575,131 | $ 44,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 76 | $ 42,160,000 | $ 554,736 | $ 54,000 |
| Dallas-Plano-Irving, TX | 60 | $ 30,240,000 | $ 504,000 | $ 104,000 |
| Nassau County-Suffolk County, NY | 39 | $ 18,075,000 | $ 463,461 | $ 83,000 |
| Fort Worth-Arlington, TX | 7 | $ 2,345,000 | $ 335,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 3,330,000 | $ 555,000 | $ 130,000 |
| Bakersfield, CA | 5 | $ 6,225,000 | $ 1,245,000 | $ 77,000 |
| Stockton-Lodi, CA | 5 | $ 3,555,000 | $ 711,000 | $ 74,000 |
| Tacoma-Lakewood, WA | 3 | $ 655,000 | $ 218,333 | $ 55,000 |
| Austin-Round Rock, TX | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Merced, CA | 2 | $ 610,000 | $ 305,000 | $ 54,000 |
| Outside any metro area | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Reno, NV | 2 | $ 107,510,000 | $ 53,755,000 | $ 0 |
| Salt Lake City, UT | 2 | $ 6,160,000 | $ 3,080,000 | $ 0 |
| Boise City, ID | 1 | $ 7,575,000 | $ 7,575,000 | $ 0 |
| Modesto, CA | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| New York-Newark, NY | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Newark, NJ-PA | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 11,985,000 | $ 11,985,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 255,000 | $ 255,000 | $ 184,000 |
| Providence-Warwick, RI-MA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 355,000 | $ 355,000 | $ 84,000 |
| Yuba City, CA | 1 | $ 8,345,000 | $ 8,345,000 | $ 0 |
Mortgage Loan Application Detail Totals for East West Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,670 | $2,397,770,000 | $513,000 | $62,005,000 | $70,000 | $1,716,000 |
| Refinancing | 1,043 | $676,015,000 | $648,000 | $29,005,000 | $77,000 | $546,000 |
| Cash-out Refinancing | 978 | $496,350,000 | $507,000 | $4,505,000 | $61,000 | $545,000 |
| Other Purpose | 383 | $151,825,000 | $396,000 | $3,205,000 | $107,000 | $488,000 |
| Home Improvement | 301 | $132,875,000 | $441,000 | $15,005,000 | $161,000 | $3,012,000 |
| Not Applicable | 117 | $34,765,000 | $297,000 | $1,195,000 | $77,000 | $138,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 4,824 | $2,354,550,000 | $488,000 | $3,485,000 | $123,000 | $3,012,000 |
| Hispanic | 909 | $234,975,000 | $258,000 | $1,805,000 | $56,000 | $280,000 |
| Not applicable | 629 | $870,435,000 | $1,383,000 | $62,005,000 | $51,000 | $53,000 |
| White | 601 | $269,465,000 | $448,000 | $4,005,000 | $83,000 | $545,000 |
| Black or African American | 347 | $77,775,000 | $224,000 | $1,505,000 | $58,000 | $562,000 |
| Not Provided | 109 | $46,315,000 | $424,000 | $1,465,000 | $88,000 | $470,000 |
| American Indian or Alaskan Native | 6 | $2,050,000 | $341,000 | $805,000 | $101,000 | $274,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $920,000 | $230,000 | $375,000 | $78,000 | $89,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,492 | $3,889,600,000 | $519,000 | $62,005,000 | $74,000 | $3,012,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,260 | $3,004,160,000 | $571,000 | $62,005,000 | $64,000 | $546,000 |
| Application Withdrawn By Applicant | 711 | $334,115,000 | $469,000 | $4,005,000 | $123,000 | $3,012,000 |
| Application Denied By Financial Institution | 636 | $269,110,000 | $423,000 | $3,205,000 | $71,000 | $1,620,000 |
| Loan Purchased By The Institution | 536 | $119,700,000 | $223,000 | $1,195,000 | $52,000 | $138,000 |
| Application Approved But Not Accepted | 218 | $105,930,000 | $485,000 | $2,335,000 | $53,000 | $89,000 |
| File Closed For Incompleteness | 82 | $44,400,000 | $541,000 | $3,005,000 | $145,000 | $1,716,000 |
| Preapproval Approved but not Accepted | 26 | $6,880,000 | $264,000 | $605,000 | $60,000 | $237,000 |
| Preapproval Denied by Financial Institution | 23 | $5,305,000 | $230,000 | $415,000 | $43,000 | $120,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,833 | $3,615,185,000 | $529,000 | $62,005,000 | $75,000 | $3,012,000 |
| Collateral | 206 | $87,760,000 | $426,000 | $2,505,000 | $73,000 | $388,000 |
| Other | 147 | $76,765,000 | $522,000 | $1,505,000 | $160,000 | $545,000 |
| Debt-To-Income Ratio | 136 | $39,310,000 | $289,000 | $1,505,000 | $46,000 | $166,000 |
| Credit History | 120 | $50,070,000 | $417,000 | $3,205,000 | $108,000 | $1,620,000 |
| Unverifiable Information | 49 | $20,245,000 | $413,000 | $1,905,000 | $44,000 | $76,000 |
| Employment History | 1 | $265,000 | $265,000 | $265,000 | $36,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into East West Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess East West Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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