East West Bank Mortgage Lending & HMDA Data, 2019

In 2019, East West Bank of Pasadena, CA reported 7,492 mortgage applications totaling $3.9 billion, up 11% from 2018. The average application was for $519,167, and applicants reported an average income of $75,456. 70% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,592), New York-Jersey City-White Plains, NY-NJ (1,521) and Riverside-San Bernardino-Ontario, CA (734) (applications in parentheses).

Mortgage Company & Address East West Bank
135 North Los Robles Avenue
Pasadena, CA 91101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,492
Total Mortgage Loan Application Amount $3,889,600,000
Average Mortgage Loan Application Amount $519,167
Highest Mortgage Loan Application Amount $62,005,000
Average Applicant Income $75,456
Highest Applicant Income $3,012,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records East West Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for East West Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,592 $ 931,310,000 $ 584,993 $ 90,000
Queens, New York 846 $ 433,980,000 $ 512,978 $ 84,000
Orange, California 584 $ 360,910,000 $ 617,996 $ 87,000
San Bernardino, California 503 $ 163,785,000 $ 325,616 $ 78,000
Clark, Nevada 455 $ 99,965,000 $ 219,703 $ 51,000
King, Washington 428 $ 241,480,000 $ 564,205 $ 218,000
Kings, New York 317 $ 191,125,000 $ 602,917 $ 84,000
Alameda, California 241 $ 110,335,000 $ 457,821 $ 145,000
Riverside, California 231 $ 107,735,000 $ 466,385 $ 118,000
Santa Clara, California 222 $ 165,520,000 $ 745,585 $ 145,000
Harris, Texas 187 $ 94,315,000 $ 504,358 $ 49,000
Richmond, New York 177 $ 64,155,000 $ 362,457 $ 56,000
San Francisco, California 164 $ 156,940,000 $ 956,951 $ 106,000
San Mateo, California 124 $ 104,830,000 $ 845,403 $ 101,000
Gwinnett, Georgia 107 $ 17,925,000 $ 167,523 $ 48,000
New York, New York 99 $ 78,495,000 $ 792,878 $ 192,000
DeKalb, Georgia 95 $ 13,365,000 $ 140,684 $ 45,000
Fulton, Georgia 92 $ 17,520,000 $ 190,434 $ 64,000
Contra Costa, California 84 $ 36,420,000 $ 433,571 $ 103,000
San Diego, California 81 $ 50,365,000 $ 621,790 $ 172,000
Bronx, New York 78 $ 34,830,000 $ 446,538 $ 74,000
Fort Bend, Texas 77 $ 14,285,000 $ 185,519 $ 53,000
Middlesex, Massachusetts 76 $ 43,710,000 $ 575,131 $ 44,000
Sacramento, California 73 $ 41,285,000 $ 565,547 $ 54,000
Snohomish, Washington 49 $ 15,545,000 $ 317,244 $ 93,000
Suffolk, Massachusetts 44 $ 21,010,000 $ 477,500 $ 62,000
Norfolk, Massachusetts 43 $ 17,495,000 $ 406,860 $ 57,000
Cobb, Georgia 37 $ 5,755,000 $ 155,540 $ 42,000
Henry, Georgia 32 $ 5,420,000 $ 169,375 $ 50,000
Collin, Texas 31 $ 21,005,000 $ 677,580 $ 301,000
Nassau, New York 27 $ 14,455,000 $ 535,370 $ 82,000
Clayton, Georgia 24 $ 3,080,000 $ 128,333 $ 52,000
Forsyth, Georgia 22 $ 4,530,000 $ 205,909 $ 47,000
Douglas, Georgia 18 $ 3,080,000 $ 171,111 $ 46,000
Dallas, Texas 18 $ 7,360,000 $ 408,888 $ 51,000
Rockdale, Georgia 17 $ 2,225,000 $ 130,882 $ 52,000
Paulding, Georgia 16 $ 2,050,000 $ 128,125 $ 40,000
Newton, Georgia 13 $ 2,465,000 $ 189,615 $ 45,000
Suffolk, New York 12 $ 3,620,000 $ 301,666 $ 84,000
Fayette, Georgia 11 $ 1,905,000 $ 173,181 $ 44,000
Denton, Texas 10 $ 1,750,000 $ 175,000 $ 220,000
Cherokee, Georgia 8 $ 1,550,000 $ 193,750 $ 45,000
Ventura, California 6 $ 3,330,000 $ 555,000 $ 130,000
Kern, California 5 $ 6,225,000 $ 1,245,000 $ 77,000
San Joaquin, California 5 $ 3,555,000 $ 711,000 $ 74,000
Tarrant, Texas 5 $ 1,975,000 $ 395,000 $ 0
Spalding, Georgia 4 $ 560,000 $ 140,000 $ 48,000
Westchester, New York 4 $ 1,430,000 $ 357,500 $ 85,000
Barrow, Georgia 3 $ 475,000 $ 158,333 $ 41,000
Walton, Georgia 3 $ 305,000 $ 101,666 $ 37,000
Plymouth, Massachusetts 3 $ 595,000 $ 198,333 $ 52,000
Galveston, Texas 3 $ 545,000 $ 181,666 $ 52,000
Waller, Texas 3 $ 605,000 $ 201,666 $ 78,000
Pierce, Washington 3 $ 655,000 $ 218,333 $ 55,000
Merced, California 2 $ 610,000 $ 305,000 $ 54,000
Yolo, California 2 $ 630,000 $ 315,000 $ 0
Bartow, Georgia 2 $ 240,000 $ 120,000 $ 36,000
Washoe, Nevada 2 $ 107,510,000 $ 53,755,000 $ 0
Johnson, Texas 2 $ 370,000 $ 185,000 $ 0
Williamson, Texas 2 $ 240,000 $ 120,000 $ 0
Salt Lake, Utah 2 $ 6,160,000 $ 3,080,000 $ 0
Maricopa, Arizona 1 $ 11,985,000 $ 11,985,000 $ 0
Placer, California 1 $ 245,000 $ 245,000 $ 0
Sonoma, California 1 $ 355,000 $ 355,000 $ 84,000
Stanislaus, California 1 $ 275,000 $ 275,000 $ 62,000
Sutter, California 1 $ 8,345,000 $ 8,345,000 $ 0
Carroll, Georgia 1 $ 165,000 $ 165,000 $ 32,000
Coweta, Georgia 1 $ 285,000 $ 285,000 $ 103,000
Gordon, Georgia 1 $ 165,000 $ 165,000 $ 52,000
Troup, Georgia 1 $ 15,000 $ 15,000 $ 63,000
Ada, Idaho 1 $ 7,575,000 $ 7,575,000 $ 0
Bristol, Massachusetts 1 $ 155,000 $ 155,000 $ 0
Morris, New Jersey 1 $ 845,000 $ 845,000 $ 0
Orange, New York 1 $ 165,000 $ 165,000 $ 37,000
Davidson, Tennessee 1 $ 1,405,000 $ 1,405,000 $ 0
Brazoria, Texas 1 $ 155,000 $ 155,000 $ 0
Kaufman, Texas 1 $ 125,000 $ 125,000 $ 0
Clark, Washington 1 $ 255,000 $ 255,000 $ 184,000

Mortgage Loan Application Detail Totals for East West Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,670 $2,397,770,000 $513,000 $62,005,000 $70,000 $1,716,000
Refinancing 1,043 $676,015,000 $648,000 $29,005,000 $77,000 $546,000
Cash-out Refinancing 978 $496,350,000 $507,000 $4,505,000 $61,000 $545,000
Other Purpose 383 $151,825,000 $396,000 $3,205,000 $107,000 $488,000
Home Improvement 301 $132,875,000 $441,000 $15,005,000 $161,000 $3,012,000
Not Applicable 117 $34,765,000 $297,000 $1,195,000 $77,000 $138,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 4,824 $2,354,550,000 $488,000 $3,485,000 $123,000 $3,012,000
Hispanic 909 $234,975,000 $258,000 $1,805,000 $56,000 $280,000
Not applicable 629 $870,435,000 $1,383,000 $62,005,000 $51,000 $53,000
White 601 $269,465,000 $448,000 $4,005,000 $83,000 $545,000
Black or African American 347 $77,775,000 $224,000 $1,505,000 $58,000 $562,000
Not Provided 109 $46,315,000 $424,000 $1,465,000 $88,000 $470,000
American Indian or Alaskan Native 6 $2,050,000 $341,000 $805,000 $101,000 $274,000
Native Hawaiian or Other Pacific Islander 4 $920,000 $230,000 $375,000 $78,000 $89,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,492 $3,889,600,000 $519,000 $62,005,000 $74,000 $3,012,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,260 $3,004,160,000 $571,000 $62,005,000 $64,000 $546,000
Application Withdrawn By Applicant 711 $334,115,000 $469,000 $4,005,000 $123,000 $3,012,000
Application Denied By Financial Institution 636 $269,110,000 $423,000 $3,205,000 $71,000 $1,620,000
Loan Purchased By The Institution 536 $119,700,000 $223,000 $1,195,000 $52,000 $138,000
Application Approved But Not Accepted 218 $105,930,000 $485,000 $2,335,000 $53,000 $89,000
File Closed For Incompleteness 82 $44,400,000 $541,000 $3,005,000 $145,000 $1,716,000
Preapproval Approved but not Accepted 26 $6,880,000 $264,000 $605,000 $60,000 $237,000
Preapproval Denied by Financial Institution 23 $5,305,000 $230,000 $415,000 $43,000 $120,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,833 $3,615,185,000 $529,000 $62,005,000 $75,000 $3,012,000
Collateral 206 $87,760,000 $426,000 $2,505,000 $73,000 $388,000
Other 147 $76,765,000 $522,000 $1,505,000 $160,000 $545,000
Debt-To-Income Ratio 136 $39,310,000 $289,000 $1,505,000 $46,000 $166,000
Credit History 120 $50,070,000 $417,000 $3,205,000 $108,000 $1,620,000
Unverifiable Information 49 $20,245,000 $413,000 $1,905,000 $44,000 $76,000
Employment History 1 $265,000 $265,000 $265,000 $36,000 $36,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into East West Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess East West Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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