Tbk Bank, SSB Mortgage Lending & HMDA Data, 2024

In 2024, Tbk Bank, SSB of Dallas, TX reported 226 mortgage applications totaling $86.4 million, up 82% from 2023. The average application was for $382,168, and applicants reported an average income of $198,072. 35% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Dallas-Plano-Irving, TX (91), Davenport-Moline-Rock Island, IA-IL (32) and Elgin, IL (20) (applications in parentheses).

Mortgage Company & Address Tbk Bank, SSB
12700 Park Central Drive Ste #1700
Dallas, TX 75251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2011  2007  2006  2005  
Total Number of Mortgage Applications 226
Total Mortgage Loan Application Amount $86,370,000
Average Mortgage Loan Application Amount $382,168
Highest Mortgage Loan Application Amount $6,155,000
Average Applicant Income $198,072
Highest Applicant Income $4,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tbk Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tbk Bank, SSB by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 87 $ 35,715,000 $ 410,517 $ 145,000
Kane, Illinois 20 $ 4,450,000 $ 222,500 $ 91,000
Rock Island, Illinois 19 $ 1,735,000 $ 91,315 $ 97,000
La Plata, Colorado 14 $ 3,970,000 $ 283,571 $ 168,000
Scott, Iowa 12 $ 2,080,000 $ 173,333 $ 87,000
Carroll, Illinois 8 $ 500,000 $ 62,500 $ 60,000
Bernalillo, New Mexico 8 $ 1,860,000 $ 232,500 $ 223,000
Weld, Colorado 5 $ 1,515,000 $ 303,000 $ 490,000
Archuleta, Colorado 4 $ 1,130,000 $ 282,500 $ 133,000
Park, Colorado 4 $ 7,160,000 $ 1,790,000 $ 148,000
Pueblo, Colorado 4 $ 660,000 $ 165,000 $ 745,000
Adams, Colorado 3 $ 765,000 $ 255,000 $ 134,000
Cibola, New Mexico 3 $ 445,000 $ 148,333 $ 296,000
Fremont, Colorado 2 $ 2,310,000 $ 1,155,000 $ 0
Prowers, Colorado 2 $ 250,000 $ 125,000 $ 89,000
Fulton, Illinois 2 $ 120,000 $ 60,000 $ 48,000
Whiteside, Illinois 2 $ 110,000 $ 55,000 $ 72,000
Greeley, Kansas 2 $ 260,000 $ 130,000 $ 180,000
San Juan, New Mexico 2 $ 390,000 $ 195,000 $ 81,000
Collin, Texas 2 $ 1,280,000 $ 640,000 $ 192,000
Rains, Texas 2 $ 6,010,000 $ 3,005,000 $ 4,000,000
Arapahoe, Colorado 1 $ 315,000 $ 315,000 $ 158,000
Chaffee, Colorado 1 $ 385,000 $ 385,000 $ 238,000
Denver, Colorado 1 $ 565,000 $ 565,000 $ 264,000
El Paso, Colorado 1 $ 305,000 $ 305,000 $ 0
Jefferson, Colorado 1 $ 845,000 $ 845,000 $ 166,000
Morgan, Colorado 1 $ 245,000 $ 245,000 $ 0
Miami-Dade, Florida 1 $ 565,000 $ 565,000 $ 0
Cook, Illinois 1 $ 1,535,000 $ 1,535,000 $ 0
Henry, Illinois 1 $ 165,000 $ 165,000 $ 72,000
Mason, Illinois 1 $ 35,000 $ 35,000 $ 78,000
Stephenson, Illinois 1 $ 155,000 $ 155,000 $ 163,000
Page, Iowa 1 $ 195,000 $ 195,000 $ 110,000
Gallatin, Montana 1 $ 6,155,000 $ 6,155,000 $ 3,963,000
Taos, New Mexico 1 $ 375,000 $ 375,000 $ 154,000
Fannin, Texas 1 $ 505,000 $ 505,000 $ 245,000
Hunt, Texas 1 $ 125,000 $ 125,000 $ 34,000
Rockwall, Texas 1 $ 415,000 $ 415,000 $ 0
Tarrant, Texas 1 $ 275,000 $ 275,000 $ 88,000
Travis, Texas 1 $ 495,000 $ 495,000 $ 52,000

Mortgage Loan Application Detail Totals for Tbk Bank, SSB in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 130 $38,970,000 $299,000 $2,005,000 $158,000 $1,491,000
Cash-out Refinancing 52 $30,670,000 $589,000 $6,155,000 $346,000 $4,000,000
Refinancing 40 $16,110,000 $402,000 $3,945,000 $136,000 $995,000
Home Improvement 4 $620,000 $155,000 $275,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 109 $50,465,000 $462,000 $6,155,000 $273,000 $4,000,000
Hispanic 55 $13,945,000 $253,000 $845,000 $100,000 $296,000
Not applicable 20 $10,380,000 $519,000 $3,945,000 $0 $0
Black or African American 19 $4,735,000 $249,000 $565,000 $92,000 $264,000
Not Provided 17 $4,935,000 $290,000 $445,000 $245,000 $1,491,000
Asian 5 $1,525,000 $305,000 $445,000 $126,000 $193,000
American Indian or Alaskan Native 1 $385,000 $385,000 $385,000 $224,000 $224,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 225 $86,305,000 $383,000 $6,155,000 $204,000 $4,000,000
FHA-insured (Federal Housing Administration) 1 $65,000 $65,000 $65,000 $27,000 $27,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 90 $23,320,000 $259,000 $715,000 $101,000 $341,000
Loan Originated 80 $32,280,000 $403,000 $6,155,000 $254,000 $3,963,000
Application Denied By Financial Institution 35 $15,895,000 $454,000 $6,005,000 $149,000 $1,462,000
Application Withdrawn By Applicant 20 $13,340,000 $667,000 $3,005,000 $665,000 $4,000,000
File Closed For Incompleteness 1 $1,535,000 $1,535,000 $1,535,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 226 $86,370,000 $382,000 $6,155,000 $203,000 $4,000,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tbk Bank, SSB's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tbk Bank, SSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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