Equity Services, Inc. Mortgage Lending & HMDA Data, 2009

In 2009, Equity Services, Inc. of Raleigh, NC reported 6,174 mortgage applications totaling $1.2 billion, up 30% from 2008. The average application was for $201,225, and applicants reported an average income of $88,786. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Raleigh-Cary, NC (1,728), Durham-Chapel Hill, NC (292) and Wilmington, NC (272) (applications in parentheses).

Mortgage Company & Address Equity Services, Inc.
5711 Six Forks Road, Ste 201
Raleigh, NC 27609
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,174
Total Mortgage Loan Application Amount $1,242,364,000
Average Mortgage Loan Application Amount $201,225
Highest Mortgage Loan Application Amount $1,086,000
Average Applicant Income $88,786
Highest Applicant Income $1,834,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Services, Inc. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake, North Carolina 1,595 $ 375,462,000 $ 235,399 $ 108,000
Kent, Michigan 224 $ 38,054,000 $ 169,883 $ 68,000
New Hanover, North Carolina 184 $ 38,946,000 $ 211,663 $ 123,000
Oakland, Michigan 158 $ 33,153,000 $ 209,829 $ 100,000
Durham, North Carolina 146 $ 28,456,000 $ 194,904 $ 83,000
Wayne, Michigan 124 $ 21,417,000 $ 172,717 $ 85,000
Travis, Texas 99 $ 22,435,000 $ 226,616 $ 113,000
Ottawa, Michigan 94 $ 16,185,000 $ 172,180 $ 78,000
Johnston, North Carolina 90 $ 17,454,000 $ 193,933 $ 83,000
Orange, North Carolina 90 $ 23,617,000 $ 262,411 $ 117,000
Hamilton, Ohio 89 $ 15,459,000 $ 173,696 $ 60,000
Washington, Virginia 87 $ 13,841,000 $ 159,091 $ 65,000
Mecklenburg, North Carolina 85 $ 16,290,000 $ 191,647 $ 81,000
Columbus, North Carolina 84 $ 13,945,000 $ 166,011 $ 75,000
Brunswick, North Carolina 67 $ 14,753,000 $ 220,194 $ 111,000
Moore, North Carolina 61 $ 14,272,000 $ 233,967 $ 97,000
Butler, Ohio 58 $ 10,244,000 $ 176,620 $ 72,000
Blount, Tennessee 57 $ 8,518,000 $ 149,438 $ 54,000
Chatham, North Carolina 52 $ 12,958,000 $ 249,192 $ 124,000
Lee, North Carolina 52 $ 8,217,000 $ 158,019 $ 74,000
Shiawassee, Michigan 49 $ 5,077,000 $ 103,612 $ 49,000
Franklin, North Carolina 43 $ 7,111,000 $ 165,372 $ 85,000
Cumberland, North Carolina 42 $ 7,655,000 $ 182,261 $ 77,000
Warren, Ohio 41 $ 7,961,000 $ 194,170 $ 72,000
Guilford, North Carolina 40 $ 8,220,000 $ 205,500 $ 94,000
Granville, North Carolina 39 $ 6,522,000 $ 167,230 $ 87,000
Alamance, North Carolina 38 $ 6,071,000 $ 159,763 $ 71,000
Lexington, South Carolina 38 $ 5,554,000 $ 146,157 $ 61,000
Onslow, North Carolina 37 $ 7,423,000 $ 200,621 $ 54,000
Williamson, Texas 37 $ 6,843,000 $ 184,945 $ 83,000
Clermont, Ohio 35 $ 7,169,000 $ 204,828 $ 81,000
Livingston, Michigan 34 $ 6,579,000 $ 193,500 $ 58,000
Washtenaw, Michigan 34 $ 7,114,000 $ 209,235 $ 92,000
Knox, Tennessee 34 $ 5,884,000 $ 173,058 $ 65,000
Buncombe, North Carolina 33 $ 6,589,000 $ 199,666 $ 81,000
Baltimore, Maryland 32 $ 6,891,000 $ 215,343 $ 29,000
Harris, Texas 32 $ 5,558,000 $ 173,687 $ 108,000
Collin, Texas 31 $ 6,317,000 $ 203,774 $ 124,000
Baltimore City, Maryland 28 $ 3,998,000 $ 142,785 $ 22,000
Horry, South Carolina 28 $ 4,920,000 $ 175,714 $ 64,000
Fulton, Georgia 26 $ 6,456,000 $ 248,307 $ 133,000
Wilson, North Carolina 26 $ 4,219,000 $ 162,269 $ 69,000
Richland, South Carolina 26 $ 3,726,000 $ 143,307 $ 59,000
Catawba, North Carolina 25 $ 4,525,000 $ 181,000 $ 75,000
Dallas, Texas 25 $ 5,139,000 $ 205,560 $ 96,000
Greenville, South Carolina 24 $ 3,897,000 $ 162,375 $ 58,000
Spartanburg, South Carolina 23 $ 2,978,000 $ 129,478 $ 51,000
Davidson, Tennessee 23 $ 3,531,000 $ 153,521 $ 58,000
Denton, Texas 23 $ 4,134,000 $ 179,739 $ 106,000
Gwinnett, Georgia 22 $ 3,831,000 $ 174,136 $ 87,000
Prince George's, Maryland 22 $ 5,744,000 $ 261,090 $ 36,000
Carteret, North Carolina 21 $ 5,617,000 $ 267,476 $ 196,000
Iredell, North Carolina 21 $ 4,685,000 $ 223,095 $ 70,000
Pender, North Carolina 21 $ 4,379,000 $ 208,523 $ 112,000
Forsyth, North Carolina 20 $ 4,391,000 $ 219,550 $ 93,000
Franklin, Ohio 20 $ 3,065,000 $ 153,250 $ 24,000
Montgomery, Maryland 19 $ 5,411,000 $ 284,789 $ 66,000
Allegan, Michigan 19 $ 3,338,000 $ 175,684 $ 86,000
St. Clair, Michigan 19 $ 2,379,000 $ 125,210 $ 66,000
Cobb, Georgia 18 $ 3,857,000 $ 214,277 $ 87,000
DeKalb, Georgia 18 $ 4,389,000 $ 243,833 $ 108,000
Macomb, Michigan 18 $ 2,540,000 $ 141,111 $ 52,000
Harnett, North Carolina 18 $ 2,870,000 $ 159,444 $ 64,000
Cuyahoga, Ohio 18 $ 3,657,000 $ 203,166 $ 58,000
Broward, Florida 17 $ 3,569,000 $ 209,941 $ 68,000
Nash, North Carolina 17 $ 2,772,000 $ 163,058 $ 103,000
Montgomery, Ohio 17 $ 2,679,000 $ 157,588 $ 72,000
Fort Bend, Texas 16 $ 3,183,000 $ 198,937 $ 91,000
Genesee, Michigan 15 $ 1,901,000 $ 126,733 $ 44,000
Sullivan, Tennessee 15 $ 2,371,000 $ 158,066 $ 72,000
Barry, Michigan 14 $ 2,708,000 $ 193,428 $ 44,000
Saginaw, Michigan 14 $ 1,715,000 $ 122,500 $ 47,000
Cabarrus, North Carolina 14 $ 2,738,000 $ 195,571 $ 81,000
Union, North Carolina 14 $ 3,088,000 $ 220,571 $ 79,000
Bastrop, Texas 14 $ 1,827,000 $ 130,500 $ 61,000
Madison, Alabama 13 $ 2,534,000 $ 194,923 $ 67,000
Fayette, Kentucky 13 $ 2,334,000 $ 179,538 $ 93,000
Anne Arundel, Maryland 13 $ 3,654,000 $ 281,076 $ 59,000
Jackson, Michigan 13 $ 2,176,000 $ 167,384 $ 80,000
Kalamazoo, Michigan 13 $ 2,433,000 $ 187,153 $ 98,000
Cleveland, North Carolina 13 $ 2,229,000 $ 171,461 $ 91,000
Charleston, South Carolina 13 $ 2,584,000 $ 198,769 $ 67,000
Jefferson, Kentucky 11 $ 2,149,000 $ 195,363 $ 85,000
Lincoln, North Carolina 11 $ 2,625,000 $ 238,636 $ 69,000
Pitt, North Carolina 11 $ 1,407,000 $ 127,909 $ 92,000
Anderson, South Carolina 11 $ 1,337,000 $ 121,545 $ 47,000
Tarrant, Texas 11 $ 2,042,000 $ 185,636 $ 122,000
Fairfax, Virginia 11 $ 3,517,000 $ 319,727 $ 104,000
Henrico, Virginia 11 $ 2,360,000 $ 214,545 $ 48,000
Miami-Dade, Florida 10 $ 2,573,000 $ 257,300 $ 51,000
Newaygo, Michigan 10 $ 1,429,000 $ 142,900 $ 92,000
Bladen, North Carolina 10 $ 1,621,000 $ 162,100 $ 86,000
Davidson, North Carolina 10 $ 2,731,000 $ 273,100 $ 205,000
Gaston, North Carolina 10 $ 1,855,000 $ 185,500 $ 70,000
Watauga, North Carolina 10 $ 2,142,000 $ 214,200 $ 217,000
Delaware, Ohio 10 $ 2,251,000 $ 225,100 $ 86,000
Russell, Virginia 10 $ 1,420,000 $ 142,000 $ 42,000
Duval, Florida 9 $ 1,663,000 $ 184,777 $ 64,000
Hillsborough, Florida 9 $ 1,969,000 $ 218,777 $ 37,000
Palm Beach, Florida 9 $ 2,765,000 $ 307,222 $ 145,000
Clark, Indiana 9 $ 1,252,000 $ 139,111 $ 42,000
Lenawee, Michigan 9 $ 953,000 $ 105,888 $ 56,000
Suffolk, New York 9 $ 2,952,000 $ 328,000 $ 108,000
Portage, Ohio 9 $ 1,704,000 $ 189,333 $ 50,000
Pickens, South Carolina 9 $ 1,158,000 $ 128,666 $ 50,000
York, South Carolina 9 $ 1,617,000 $ 179,666 $ 61,000
Sevier, Tennessee 9 $ 1,775,000 $ 197,222 $ 56,000
Shelby, Tennessee 9 $ 1,869,000 $ 207,666 $ 72,000
Williamson, Tennessee 9 $ 2,578,000 $ 286,444 $ 100,000
Hays, Texas 9 $ 1,440,000 $ 160,000 $ 72,000
Lee, Florida 8 $ 1,587,000 $ 198,375 $ 82,000
Forsyth, Georgia 8 $ 2,001,000 $ 250,125 $ 103,000
Cook, Illinois 8 $ 1,937,000 $ 242,125 $ 146,000
Woodford, Kentucky 8 $ 1,081,000 $ 135,125 $ 65,000
Isabella, Michigan 8 $ 918,000 $ 114,750 $ 43,000
Muskegon, Michigan 8 $ 1,175,000 $ 146,875 $ 97,000
Randolph, North Carolina 8 $ 1,338,000 $ 167,250 $ 52,000
Summit, Ohio 8 $ 1,396,000 $ 174,500 $ 48,000
Collier, Florida 7 $ 1,603,000 $ 229,000 $ 98,000
Mecosta, Michigan 7 $ 780,000 $ 111,428 $ 85,000
Nassau, New York 7 $ 2,783,000 $ 397,571 $ 167,000
Caldwell, North Carolina 7 $ 828,000 $ 118,285 $ 61,000
Rowan, North Carolina 7 $ 1,228,000 $ 175,428 $ 46,000
Vance, North Carolina 7 $ 1,411,000 $ 201,571 $ 114,000
Greene, Ohio 7 $ 1,311,000 $ 187,285 $ 55,000
Lucas, Ohio 7 $ 1,078,000 $ 154,000 $ 53,000
Medina, Ohio 7 $ 1,438,000 $ 205,428 $ 67,000
Stark, Ohio 7 $ 1,008,000 $ 144,000 $ 71,000
Loudon, Tennessee 7 $ 1,707,000 $ 243,857 $ 82,000
Wilson, Tennessee 7 $ 1,529,000 $ 218,428 $ 102,000
Bristol, Virginia 7 $ 944,000 $ 134,857 $ 60,000
Prince William, Virginia 7 $ 1,586,000 $ 226,571 $ 39,000
Cherokee, Georgia 6 $ 1,272,000 $ 212,000 $ 109,000
Clare, Michigan 6 $ 671,000 $ 111,833 $ 52,000
Montcalm, Michigan 6 $ 633,000 $ 105,500 $ 37,000
Van Buren, Michigan 6 $ 952,000 $ 158,666 $ 89,000
Dare, North Carolina 6 $ 1,486,000 $ 247,666 $ 149,000
Henderson, North Carolina 6 $ 1,151,000 $ 191,833 $ 74,000
Georgetown, South Carolina 6 $ 1,363,000 $ 227,166 $ 98,000
Rutherford, Tennessee 6 $ 964,000 $ 160,666 $ 53,000
DeKalb, Alabama 5 $ 638,000 $ 127,600 $ 51,000
Limestone, Alabama 5 $ 663,000 $ 132,600 $ 44,000
Marshall, Alabama 5 $ 629,000 $ 125,800 $ 54,000
Charlotte, Florida 5 $ 814,000 $ 162,800 $ 56,000
Clayton, Georgia 5 $ 804,000 $ 160,800 $ 109,000
Boone, Kentucky 5 $ 621,000 $ 124,200 $ 48,000
Carroll, Maryland 5 $ 1,494,000 $ 298,800 $ 110,000
Frederick, Maryland 5 $ 1,245,000 $ 249,000 $ 21,000
Harford, Maryland 5 $ 1,435,000 $ 287,000 $ 79,000
Howard, Maryland 5 $ 1,646,000 $ 329,200 $ 61,000
Antrim, Michigan 5 $ 913,000 $ 182,600 $ 124,000
Clinton, Michigan 5 $ 1,142,000 $ 228,400 $ 77,000
Craven, North Carolina 5 $ 1,042,000 $ 208,400 $ 117,000
Edgecombe, North Carolina 5 $ 566,000 $ 113,200 $ 42,000
Halifax, North Carolina 5 $ 1,875,000 $ 375,000 $ 520,000
Richmond, North Carolina 5 $ 461,000 $ 92,200 $ 51,000
Rockingham, North Carolina 5 $ 986,000 $ 197,200 $ 58,000
Wayne, North Carolina 5 $ 749,000 $ 149,800 $ 46,000
Clark, Ohio 5 $ 807,000 $ 161,400 $ 58,000
Berkeley, South Carolina 5 $ 1,063,000 $ 212,600 $ 55,000
Dorchester, South Carolina 5 $ 1,076,000 $ 215,200 $ 86,000
Bradley, Tennessee 5 $ 644,000 $ 128,800 $ 73,000
Bexar, Texas 5 $ 1,174,000 $ 234,800 $ 90,000
Henry, Virginia 5 $ 522,000 $ 104,400 $ 60,000
Loudoun, Virginia 5 $ 1,624,000 $ 324,800 $ 101,000
Harrison, West Virginia 5 $ 914,000 $ 182,800 $ 97,000
Lauderdale, Alabama 4 $ 385,000 $ 96,250 $ 49,000
Clay, Florida 4 $ 784,000 $ 196,000 $ 72,000
Martin, Florida 4 $ 1,098,000 $ 274,500 $ 128,000
Orange, Florida 4 $ 563,000 $ 140,750 $ 42,000
Pasco, Florida 4 $ 1,195,000 $ 298,750 $ 58,000
Pinellas, Florida 4 $ 679,000 $ 169,750 $ 48,000
Seminole, Florida 4 $ 804,000 $ 201,000 $ 44,000
Fayette, Georgia 4 $ 1,002,000 $ 250,500 $ 115,000
Harrison, Indiana 4 $ 692,000 $ 173,000 $ 56,000
Shelby, Kentucky 4 $ 774,000 $ 193,500 $ 66,000
East Baton Rouge, Louisiana 4 $ 700,000 $ 175,000 $ 75,000
Gladwin, Michigan 4 $ 488,000 $ 122,000 $ 66,000
Ionia, Michigan 4 $ 366,000 $ 91,500 $ 30,000
Avery, North Carolina 4 $ 1,066,000 $ 266,500 $ 341,000
Currituck, North Carolina 4 $ 1,113,000 $ 278,250 $ 70,000
Duplin, North Carolina 4 $ 520,000 $ 130,000 $ 54,000
Lenoir, North Carolina 4 $ 656,000 $ 164,000 $ 59,000
Person, North Carolina 4 $ 706,000 $ 176,500 $ 97,000
Rutherford, North Carolina 4 $ 657,000 $ 164,250 $ 57,000
Lake, Ohio 4 $ 722,000 $ 180,500 $ 83,000
Miami, Ohio 4 $ 785,000 $ 196,250 $ 99,000
Montgomery, Pennsylvania 4 $ 969,000 $ 242,250 $ 118,000
Sumter, South Carolina 4 $ 638,000 $ 159,500 $ 56,000
Sumner, Tennessee 4 $ 563,000 $ 140,750 $ 40,000
Montgomery, Texas 4 $ 983,000 $ 245,750 $ 128,000
James City, Virginia 4 $ 730,000 $ 182,500 $ 116,000
Tazewell, Virginia 4 $ 711,000 $ 177,750 $ 55,000
Virginia Beach, Virginia 4 $ 1,280,000 $ 320,000 $ 67,000
Citrus, Florida 3 $ 757,000 $ 252,333 $ 85,000
Okaloosa, Florida 3 $ 730,000 $ 243,333 $ 56,000
Sumter, Florida 3 $ 639,000 $ 213,000 $ 90,000
Henry, Georgia 3 $ 577,000 $ 192,333 $ 30,000
Jackson, Georgia 3 $ 441,000 $ 147,000 $ 33,000
Troup, Georgia 3 $ 671,000 $ 223,666 $ 137,000
Emmet, Michigan 3 $ 455,000 $ 151,666 $ 159,000
Ingham, Michigan 3 $ 442,000 $ 147,333 $ 70,000
Lapeer, Michigan 3 $ 429,000 $ 143,000 $ 67,000
Ashe, North Carolina 3 $ 619,000 $ 206,333 $ 171,000
Robeson, North Carolina 3 $ 392,000 $ 130,666 $ 43,000
Ashland, Ohio 3 $ 261,000 $ 87,000 $ 25,000
Clinton, Ohio 3 $ 541,000 $ 180,333 $ 27,000
Fairfield, Ohio 3 $ 580,000 $ 193,333 $ 36,000
Hancock, Ohio 3 $ 574,000 $ 191,333 $ 50,000
Highland, Ohio 3 $ 523,000 $ 174,333 $ 23,000
Lorain, Ohio 3 $ 275,000 $ 91,666 $ 31,000
Mahoning, Ohio 3 $ 588,000 $ 196,000 $ 95,000
Wayne, Ohio 3 $ 482,000 $ 160,666 $ 43,000
Beaufort, South Carolina 3 $ 748,000 $ 249,333 $ 144,000
Cherokee, South Carolina 3 $ 455,000 $ 151,666 $ 59,000
Florence, South Carolina 3 $ 477,000 $ 159,000 $ 34,000
Oconee, South Carolina 3 $ 564,000 $ 188,000 $ 53,000
Williamsburg, South Carolina 3 $ 305,000 $ 101,666 $ 49,000
Anderson, Tennessee 3 $ 337,000 $ 112,333 $ 83,000
Jefferson, Tennessee 3 $ 787,000 $ 262,333 $ 83,000
Montgomery, Tennessee 3 $ 345,000 $ 115,000 $ 46,000
Bell, Texas 3 $ 391,000 $ 130,333 $ 26,000
Brazoria, Texas 3 $ 689,000 $ 229,666 $ 55,000
Galveston, Texas 3 $ 656,000 $ 218,666 $ 82,000
Hardin, Texas 3 $ 353,000 $ 117,666 $ 43,000
Arlington, Virginia 3 $ 831,000 $ 277,000 $ 45,000
Fauquier, Virginia 3 $ 843,000 $ 281,000 $ 52,000
Spotsylvania, Virginia 3 $ 734,000 $ 244,666 $ 117,000
Cullman, Alabama 2 $ 209,000 $ 104,500 $ 44,000
Madera, California 2 $ 382,000 $ 191,000 $ 102,000
Brevard, Florida 2 $ 557,000 $ 278,500 $ 60,000
Escambia, Florida 2 $ 442,000 $ 221,000 $ 81,000
Lake, Florida 2 $ 298,000 $ 149,000 $ 23,000
Leon, Florida 2 $ 358,000 $ 179,000 $ 32,000
Marion, Florida 2 $ 301,000 $ 150,500 $ 0
Polk, Florida 2 $ 435,000 $ 217,500 $ 170,000
Sarasota, Florida 2 $ 383,000 $ 191,500 $ 198,000
St. Lucie, Florida 2 $ 345,000 $ 172,500 $ 83,000
Barrow, Georgia 2 $ 325,000 $ 162,500 $ 80,000
Bartow, Georgia 2 $ 259,000 $ 129,500 $ 88,000
Hall, Georgia 2 $ 385,000 $ 192,500 $ 21,000
Floyd, Indiana 2 $ 327,000 $ 163,500 $ 50,000
Franklin, Indiana 2 $ 316,000 $ 158,000 $ 91,000
Marion, Indiana 2 $ 237,000 $ 118,500 $ 43,000
Washington, Indiana 2 $ 191,000 $ 95,500 $ 41,000
Jessamine, Kentucky 2 $ 468,000 $ 234,000 $ 213,000
Oldham, Kentucky 2 $ 527,000 $ 263,500 $ 75,000
Jefferson, Louisiana 2 $ 600,000 $ 300,000 $ 140,000
Orleans, Louisiana 2 $ 345,000 $ 172,500 $ 102,000
Calvert, Maryland 2 $ 552,000 $ 276,000 $ 96,000
Charles, Maryland 2 $ 620,000 $ 310,000 $ 26,000
St. Mary's, Maryland 2 $ 597,000 $ 298,500 $ 0
Eaton, Michigan 2 $ 410,000 $ 205,000 $ 85,000
Grand Traverse, Michigan 2 $ 234,000 $ 117,000 $ 44,000
Mason, Michigan 2 $ 243,000 $ 121,500 $ 132,000
Midland, Michigan 2 $ 192,000 $ 96,000 $ 43,000
Otsego, Michigan 2 $ 415,000 $ 207,500 $ 74,000
Roscommon, Michigan 2 $ 106,000 $ 53,000 $ 51,000
Sanilac, Michigan 2 $ 440,000 $ 220,000 $ 121,000
Davie, North Carolina 2 $ 577,000 $ 288,500 $ 113,000
Gates, North Carolina 2 $ 369,000 $ 184,500 $ 60,000
Macon, North Carolina 2 $ 667,000 $ 333,500 $ 213,000
Martin, North Carolina 2 $ 183,000 $ 91,500 $ 33,000
Mitchell, North Carolina 2 $ 199,000 $ 99,500 $ 21,000
Stanly, North Carolina 2 $ 524,000 $ 262,000 $ 61,000
Transylvania, North Carolina 2 $ 558,000 $ 279,000 $ 603,000
Warren, North Carolina 2 $ 541,000 $ 270,500 $ 55,000
Ashtabula, Ohio 2 $ 311,000 $ 155,500 $ 65,000
Champaign, Ohio 2 $ 313,000 $ 156,500 $ 39,000
Licking, Ohio 2 $ 245,000 $ 122,500 $ 20,000
Ottawa, Ohio 2 $ 537,000 $ 268,500 $ 134,000
Perry, Ohio 2 $ 391,000 $ 195,500 $ 0
Tuscarawas, Ohio 2 $ 354,000 $ 177,000 $ 92,000
Bucks, Pennsylvania 2 $ 398,000 $ 199,000 $ 75,000
Chester, Pennsylvania 2 $ 606,000 $ 303,000 $ 160,000
Philadelphia, Pennsylvania 2 $ 234,000 $ 117,000 $ 93,000
York, Pennsylvania 2 $ 606,000 $ 303,000 $ 108,000
Aiken, South Carolina 2 $ 271,000 $ 135,500 $ 68,000
Newberry, South Carolina 2 $ 418,000 $ 209,000 $ 84,000
Orangeburg, South Carolina 2 $ 230,000 $ 115,000 $ 68,000
Claiborne, Tennessee 2 $ 194,000 $ 97,000 $ 36,000
Monroe, Tennessee 2 $ 373,000 $ 186,500 $ 66,000
Washington, Tennessee 2 $ 338,000 $ 169,000 $ 63,000
Caldwell, Texas 2 $ 203,000 $ 101,500 $ 41,000
Comal, Texas 2 $ 311,000 $ 155,500 $ 61,000
Ellis, Texas 2 $ 420,000 $ 210,000 $ 98,000
Grayson, Texas 2 $ 263,000 $ 131,500 $ 69,000
Hood, Texas 2 $ 585,000 $ 292,500 $ 262,000
Jefferson, Texas 2 $ 190,000 $ 95,000 $ 104,000
Kaufman, Texas 2 $ 285,000 $ 142,500 $ 101,000
Parker, Texas 2 $ 370,000 $ 185,000 $ 102,000
Alleghany, Virginia 2 $ 134,000 $ 67,000 $ 22,000
Amherst, Virginia 2 $ 208,000 $ 104,000 $ 26,000
Brunswick, Virginia 2 $ 314,000 $ 157,000 $ 148,000
Chesapeake, Virginia 2 $ 229,000 $ 114,500 $ 36,000
Chesterfield, Virginia 2 $ 474,000 $ 237,000 $ 69,000
Fluvanna, Virginia 2 $ 389,000 $ 194,500 $ 79,000
Franklin, Virginia 2 $ 655,000 $ 327,500 $ 76,000
Frederick, Virginia 2 $ 319,000 $ 159,500 $ 37,000
Norfolk, Virginia 2 $ 416,000 $ 208,000 $ 61,000
Pittsylvania, Virginia 2 $ 153,000 $ 76,500 $ 146,000
Roanoke, Virginia 2 $ 666,000 $ 333,000 $ 49,000
Smyth, Virginia 2 $ 258,000 $ 129,000 $ 47,000
Stafford, Virginia 2 $ 580,000 $ 290,000 $ 115,000
Wise, Virginia 2 $ 540,000 $ 270,000 $ 36,000
York, Virginia 2 $ 702,000 $ 351,000 $ 111,000
Baldwin, Alabama 1 $ 275,000 $ 275,000 $ 112,000
Coffee, Alabama 1 $ 131,000 $ 131,000 $ 36,000
Colbert, Alabama 1 $ 151,000 $ 151,000 $ 46,000
Etowah, Alabama 1 $ 56,000 $ 56,000 $ 19,000
Jackson, Alabama 1 $ 180,000 $ 180,000 $ 71,000
Morgan, Alabama 1 $ 95,000 $ 95,000 $ 28,000
Tuscaloosa, Alabama 1 $ 182,000 $ 182,000 $ 156,000
Benton, Arkansas 1 $ 282,000 $ 282,000 $ 117,000
Stanislaus, California 1 $ 325,000 $ 325,000 $ 0
Jefferson, Colorado 1 $ 288,000 $ 288,000 $ 47,000
Alachua, Florida 1 $ 183,000 $ 183,000 $ 105,000
Flagler, Florida 1 $ 94,000 $ 94,000 $ 81,000
Gadsden, Florida 1 $ 155,000 $ 155,000 $ 45,000
Hernando, Florida 1 $ 250,000 $ 250,000 $ 100,000
Highlands, Florida 1 $ 128,000 $ 128,000 $ 79,000
Indian River, Florida 1 $ 138,000 $ 138,000 $ 162,000
Manatee, Florida 1 $ 168,000 $ 168,000 $ 0
Osceola, Florida 1 $ 59,000 $ 59,000 $ 101,000
Putnam, Florida 1 $ 225,000 $ 225,000 $ 0
Santa Rosa, Florida 1 $ 186,000 $ 186,000 $ 0
St. Johns, Florida 1 $ 165,000 $ 165,000 $ 98,000
Volusia, Florida 1 $ 234,000 $ 234,000 $ 0
Atkinson, Georgia 1 $ 126,000 $ 126,000 $ 74,000
Bulloch, Georgia 1 $ 107,000 $ 107,000 $ 31,000
Chatham, Georgia 1 $ 384,000 $ 384,000 $ 167,000
Columbia, Georgia 1 $ 204,000 $ 204,000 $ 47,000
Coweta, Georgia 1 $ 120,000 $ 120,000 $ 76,000
Douglas, Georgia 1 $ 258,000 $ 258,000 $ 128,000
Glynn, Georgia 1 $ 152,000 $ 152,000 $ 35,000
Gordon, Georgia 1 $ 159,000 $ 159,000 $ 0
Hancock, Georgia 1 $ 120,000 $ 120,000 $ 34,000
Houston, Georgia 1 $ 145,000 $ 145,000 $ 70,000
Irwin, Georgia 1 $ 277,000 $ 277,000 $ 57,000
Lamar, Georgia 1 $ 120,000 $ 120,000 $ 18,000
Montgomery, Georgia 1 $ 157,000 $ 157,000 $ 72,000
Newton, Georgia 1 $ 240,000 $ 240,000 $ 112,000
Richmond, Georgia 1 $ 74,000 $ 74,000 $ 73,000
Terrell, Georgia 1 $ 106,000 $ 106,000 $ 0
Union, Georgia 1 $ 215,000 $ 215,000 $ 61,000
DuPage, Illinois 1 $ 194,000 $ 194,000 $ 185,000
Kane, Illinois 1 $ 400,000 $ 400,000 $ 110,000
Lake, Illinois 1 $ 209,000 $ 209,000 $ 170,000
Lake, Indiana 1 $ 178,000 $ 178,000 $ 0
Shelby, Indiana 1 $ 119,000 $ 119,000 $ 39,000
Spencer, Indiana 1 $ 134,000 $ 134,000 $ 83,000
Starke, Indiana 1 $ 90,000 $ 90,000 $ 40,000
Allen, Kentucky 1 $ 172,000 $ 172,000 $ 194,000
Anderson, Kentucky 1 $ 90,000 $ 90,000 $ 21,000
Campbell, Kentucky 1 $ 214,000 $ 214,000 $ 102,000
Carter, Kentucky 1 $ 166,000 $ 166,000 $ 43,000
Clark, Kentucky 1 $ 159,000 $ 159,000 $ 44,000
Garrard, Kentucky 1 $ 168,000 $ 168,000 $ 128,000
Harrison, Kentucky 1 $ 70,000 $ 70,000 $ 105,000
Hopkins, Kentucky 1 $ 131,000 $ 131,000 $ 59,000
Jackson, Kentucky 1 $ 105,000 $ 105,000 $ 18,000
Meade, Kentucky 1 $ 139,000 $ 139,000 $ 49,000
Nelson, Kentucky 1 $ 154,000 $ 154,000 $ 66,000
Pulaski, Kentucky 1 $ 105,000 $ 105,000 $ 60,000
Washington, Kentucky 1 $ 118,000 $ 118,000 $ 40,000
Caddo, Louisiana 1 $ 171,000 $ 171,000 $ 64,000
Evangeline, Louisiana 1 $ 128,000 $ 128,000 $ 294,000
Livingston, Louisiana 1 $ 236,000 $ 236,000 $ 155,000
St. Tammany, Louisiana 1 $ 145,000 $ 145,000 $ 51,000
Webster, Louisiana 1 $ 141,000 $ 141,000 $ 68,000
Alcona, Michigan 1 $ 100,000 $ 100,000 $ 0
Bay, Michigan 1 $ 127,000 $ 127,000 $ 50,000
Branch, Michigan 1 $ 100,000 $ 100,000 $ 85,000
Cheboygan, Michigan 1 $ 293,000 $ 293,000 $ 175,000
Crawford, Michigan 1 $ 85,000 $ 85,000 $ 175,000
Houghton, Michigan 1 $ 100,000 $ 100,000 $ 95,000
Huron, Michigan 1 $ 137,000 $ 137,000 $ 97,000
Iosco, Michigan 1 $ 231,000 $ 231,000 $ 0
Lake, Michigan 1 $ 133,000 $ 133,000 $ 106,000
Leelanau, Michigan 1 $ 245,000 $ 245,000 $ 919,000
Manistee, Michigan 1 $ 109,000 $ 109,000 $ 65,000
Marquette, Michigan 1 $ 112,000 $ 112,000 $ 44,000
Missaukee, Michigan 1 $ 235,000 $ 235,000 $ 137,000
Monroe, Michigan 1 $ 123,000 $ 123,000 $ 148,000
Osceola, Michigan 1 $ 80,000 $ 80,000 $ 55,000
St. Joseph, Michigan 1 $ 123,000 $ 123,000 $ 32,000
Wexford, Michigan 1 $ 143,000 $ 143,000 $ 47,000
Greene, Missouri 1 $ 303,000 $ 303,000 $ 65,000
Jefferson, Missouri 1 $ 186,000 $ 186,000 $ 0
St. Charles, Missouri 1 $ 248,000 $ 248,000 $ 96,000
Taney, Missouri 1 $ 149,000 $ 149,000 $ 35,000
Jefferson, New York 1 $ 116,000 $ 116,000 $ 106,000
Kings, New York 1 $ 320,000 $ 320,000 $ 73,000
Queens, New York 1 $ 531,000 $ 531,000 $ 98,000
Alexander, North Carolina 1 $ 148,000 $ 148,000 $ 41,000
Burke, North Carolina 1 $ 86,000 $ 86,000 $ 65,000
Greene, North Carolina 1 $ 158,000 $ 158,000 $ 111,000
Haywood, North Carolina 1 $ 125,000 $ 125,000 $ 55,000
Hoke, North Carolina 1 $ 145,000 $ 145,000 $ 54,000
Jones, North Carolina 1 $ 92,000 $ 92,000 $ 51,000
McDowell, North Carolina 1 $ 126,000 $ 126,000 $ 72,000
Montgomery, North Carolina 1 $ 417,000 $ 417,000 $ 420,000
Northampton, North Carolina 1 $ 333,000 $ 333,000 $ 367,000
Pasquotank, North Carolina 1 $ 72,000 $ 72,000 $ 19,000
Polk, North Carolina 1 $ 350,000 $ 350,000 $ 50,000
Surry, North Carolina 1 $ 188,000 $ 188,000 $ 0
Yancey, North Carolina 1 $ 204,000 $ 204,000 $ 226,000
Adams, Ohio 1 $ 72,000 $ 72,000 $ 25,000
Athens, Ohio 1 $ 162,000 $ 162,000 $ 85,000
Brown, Ohio 1 $ 79,000 $ 79,000 $ 27,000
Columbiana, Ohio 1 $ 129,000 $ 129,000 $ 87,000
Coshocton, Ohio 1 $ 144,000 $ 144,000 $ 0
Crawford, Ohio 1 $ 192,000 $ 192,000 $ 0
Fulton, Ohio 1 $ 137,000 $ 137,000 $ 95,000
Geauga, Ohio 1 $ 173,000 $ 173,000 $ 39,000
Holmes, Ohio 1 $ 115,000 $ 115,000 $ 40,000
Jefferson, Ohio 1 $ 123,000 $ 123,000 $ 110,000
Lawrence, Ohio 1 $ 142,000 $ 142,000 $ 0
Logan, Ohio 1 $ 122,000 $ 122,000 $ 37,000
Morrow, Ohio 1 $ 222,000 $ 222,000 $ 0
Muskingum, Ohio 1 $ 142,000 $ 142,000 $ 126,000
Ross, Ohio 1 $ 167,000 $ 167,000 $ 0
Sandusky, Ohio 1 $ 127,000 $ 127,000 $ 23,000
Trumbull, Ohio 1 $ 153,000 $ 153,000 $ 51,000
Union, Ohio 1 $ 113,000 $ 113,000 $ 55,000
Wood, Ohio 1 $ 253,000 $ 253,000 $ 134,000
Wyandot, Ohio 1 $ 184,000 $ 184,000 $ 0
Lackawanna, Pennsylvania 1 $ 110,000 $ 110,000 $ 136,000
Northampton, Pennsylvania 1 $ 218,000 $ 218,000 $ 106,000
Pike, Pennsylvania 1 $ 382,000 $ 382,000 $ 80,000
Chester, South Carolina 1 $ 60,000 $ 60,000 $ 21,000
Clarendon, South Carolina 1 $ 132,000 $ 132,000 $ 28,000
Colleton, South Carolina 1 $ 179,000 $ 179,000 $ 51,000
Darlington, South Carolina 1 $ 92,000 $ 92,000 $ 46,000
Edgefield, South Carolina 1 $ 144,000 $ 144,000 $ 94,000
Fairfield, South Carolina 1 $ 148,000 $ 148,000 $ 34,000
Greenwood, South Carolina 1 $ 79,000 $ 79,000 $ 56,000
Hampton, South Carolina 1 $ 278,000 $ 278,000 $ 210,000
Jasper, South Carolina 1 $ 170,000 $ 170,000 $ 37,000
Kershaw, South Carolina 1 $ 102,000 $ 102,000 $ 28,000
Lancaster, South Carolina 1 $ 141,000 $ 141,000 $ 0
Laurens, South Carolina 1 $ 165,000 $ 165,000 $ 44,000
Lee, South Carolina 1 $ 153,000 $ 153,000 $ 81,000
Marion, South Carolina 1 $ 365,000 $ 365,000 $ 0
McCormick, South Carolina 1 $ 117,000 $ 117,000 $ 31,000
Saluda, South Carolina 1 $ 69,000 $ 69,000 $ 22,000
Campbell, Tennessee 1 $ 140,000 $ 140,000 $ 35,000
Cheatham, Tennessee 1 $ 70,000 $ 70,000 $ 59,000
Decatur, Tennessee 1 $ 310,000 $ 310,000 $ 27,000
Hamblen, Tennessee 1 $ 156,000 $ 156,000 $ 0
Hamilton, Tennessee 1 $ 179,000 $ 179,000 $ 39,000
Maury, Tennessee 1 $ 84,000 $ 84,000 $ 26,000
Rhea, Tennessee 1 $ 193,000 $ 193,000 $ 48,000
Roane, Tennessee 1 $ 63,000 $ 63,000 $ 41,000
Robertson, Tennessee 1 $ 168,000 $ 168,000 $ 51,000
Scott, Tennessee 1 $ 80,000 $ 80,000 $ 35,000
Tipton, Tennessee 1 $ 70,000 $ 70,000 $ 45,000
Union, Tennessee 1 $ 345,000 $ 345,000 $ 113,000
Brazos, Texas 1 $ 175,000 $ 175,000 $ 58,000
Burleson, Texas 1 $ 133,000 $ 133,000 $ 77,000
Calhoun, Texas 1 $ 42,000 $ 42,000 $ 94,000
Cameron, Texas 1 $ 299,000 $ 299,000 $ 140,000
Cass, Texas 1 $ 57,000 $ 57,000 $ 68,000
Chambers, Texas 1 $ 280,000 $ 280,000 $ 71,000
Ector, Texas 1 $ 105,000 $ 105,000 $ 47,000
Gillespie, Texas 1 $ 172,000 $ 172,000 $ 41,000
Gregg, Texas 1 $ 175,000 $ 175,000 $ 100,000
Guadalupe, Texas 1 $ 86,000 $ 86,000 $ 26,000
Henderson, Texas 1 $ 189,000 $ 189,000 $ 122,000
Hidalgo, Texas 1 $ 400,000 $ 400,000 $ 466,000
Leon, Texas 1 $ 128,000 $ 128,000 $ 44,000
Midland, Texas 1 $ 76,000 $ 76,000 $ 77,000
Nolan, Texas 1 $ 63,000 $ 63,000 $ 42,000
Rockwall, Texas 1 $ 376,000 $ 376,000 $ 136,000
Wise, Texas 1 $ 300,000 $ 300,000 $ 166,000
Alexandria, Virginia 1 $ 440,000 $ 440,000 $ 120,000
Amelia, Virginia 1 $ 296,000 $ 296,000 $ 75,000
Buchanan, Virginia 1 $ 75,000 $ 75,000 $ 0
Clarke, Virginia 1 $ 221,000 $ 221,000 $ 62,000
Culpeper, Virginia 1 $ 228,000 $ 228,000 $ 131,000
Halifax, Virginia 1 $ 246,000 $ 246,000 $ 381,000
Hampton, Virginia 1 $ 125,000 $ 125,000 $ 50,000
Isle of Wight, Virginia 1 $ 417,000 $ 417,000 $ 149,000
King George, Virginia 1 $ 302,000 $ 302,000 $ 78,000
Louisa, Virginia 1 $ 183,000 $ 183,000 $ 69,000
Lynchburg, Virginia 1 $ 129,000 $ 129,000 $ 41,000
Manassas, Virginia 1 $ 256,000 $ 256,000 $ 83,000
Mecklenburg, Virginia 1 $ 275,000 $ 275,000 $ 230,000
Montgomery, Virginia 1 $ 193,000 $ 193,000 $ 70,000
Newport News, Virginia 1 $ 259,000 $ 259,000 $ 0
Norton, Virginia 1 $ 137,000 $ 137,000 $ 50,000
Portsmouth, Virginia 1 $ 193,000 $ 193,000 $ 0
Roanoke City, Virginia 1 $ 95,000 $ 95,000 $ 0
Scott, Virginia 1 $ 186,000 $ 186,000 $ 91,000
Shenandoah, Virginia 1 $ 124,000 $ 124,000 $ 35,000
Southampton, Virginia 1 $ 197,000 $ 197,000 $ 66,000
Surry, Virginia 1 $ 185,000 $ 185,000 $ 72,000
Warren, Virginia 1 $ 123,000 $ 123,000 $ 39,000
Wythe, Virginia 1 $ 250,000 $ 250,000 $ 61,000
King, Washington 1 $ 417,000 $ 417,000 $ 266,000
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Mortgage Loan Application Detail Totals for Equity Services, Inc. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,548 $964,817,000 $212,000 $1,086,000 $93,000 $1,834,000
Home Purchase 1,626 $277,547,000 $170,000 $600,000 $77,000 $1,592,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,481 $893,154,000 $199,000 $1,086,000 $96,000 $1,834,000
Not Provided 712 $139,616,000 $196,000 $450,000 $46,000 $420,000
Asian 506 $125,176,000 $247,000 $417,000 $111,000 $500,000
Black or African American 311 $55,019,000 $176,000 $531,000 $61,000 $1,429,000
Hispanic 145 $25,357,000 $174,000 $417,000 $64,000 $504,000
Native Hawaiian or Other Pacific Islander 10 $2,448,000 $244,000 $417,000 $60,000 $166,000
American Indian or Alaskan Native 9 $1,594,000 $177,000 $296,000 $88,000 $226,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,390 $951,945,000 $216,000 $1,086,000 $106,000 $1,834,000
FHA-insured (Federal Housing Administration) 1,321 $216,766,000 $164,000 $486,000 $48,000 $258,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 268 $34,013,000 $126,000 $383,000 $42,000 $84,000
VA-guaranteed (Veterans Administration) 195 $39,640,000 $203,000 $450,000 $50,000 $198,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,021 $829,672,000 $206,000 $856,000 $98,000 $1,834,000
Application Withdrawn By Applicant 1,462 $279,185,000 $190,000 $1,000,000 $66,000 $1,500,000
Application Denied By Financial Institution 373 $72,007,000 $193,000 $1,086,000 $82,000 $994,000
Application Approved But Not Accepted 307 $58,753,000 $191,000 $418,000 $83,000 $644,000
File Closed For Incompleteness 11 $2,747,000 $249,000 $417,000 $97,000 $194,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 72 $16,238,000 $225,000 $1,086,000 $109,000 $919,000
Other 66 $12,612,000 $191,000 $417,000 $96,000 $994,000
Debt-To-Income Ratio 60 $11,255,000 $187,000 $554,000 $53,000 $156,000
Credit History 35 $4,955,000 $141,000 $361,000 $56,000 $192,000
Credit Application Incomplete 11 $2,087,000 $189,000 $392,000 $82,000 $161,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,977,000 $219,000 $324,000 $97,000 $182,000
Employment History 8 $1,348,000 $168,000 $245,000 $72,000 $144,000
Mortgage Insurance Denied 7 $1,038,000 $148,000 $259,000 $60,000 $120,000
Unverifiable Information 5 $1,163,000 $232,000 $312,000 $112,000 $181,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Services, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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