Everett Financial, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Everett Financial, Inc. of Dallas, TX reported 28,471 mortgage applications totaling $8.6 billion, up 37% from 2024. The average application was for $302,499, and applicants reported an average income of $141,472. 57% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,363), Dallas-Plano-Irving, TX (2,212) and Minneapolis-St. Paul-Bloomington, MN-WI (915) (applications in parentheses).
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 28,471 |
| Total Mortgage Loan Application Amount | $8,612,475,000 |
| Average Mortgage Loan Application Amount | $302,499 |
| Highest Mortgage Loan Application Amount | $5,605,000 |
| Average Applicant Income | $141,472 |
| Highest Applicant Income | $9,592,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,880 | $ 676,390,000 | $ 234,857 | $ 117,801 |
| Atlanta-Sandy Springs-Roswell, GA | 2,363 | $ 641,055,000 | $ 271,288 | $ 126,000 |
| Dallas-Plano-Irving, TX | 2,212 | $ 822,290,000 | $ 371,740 | $ 153,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 915 | $ 283,495,000 | $ 309,830 | $ 126,433 |
| Fort Worth-Arlington, TX | 806 | $ 273,630,000 | $ 339,491 | $ 150,000 |
| Marietta, GA | 806 | $ 274,650,000 | $ 340,756 | $ 151,000 |
| Houston-The Woodlands-Sugar Land, TX | 792 | $ 235,050,000 | $ 296,780 | $ 151,000 |
| Tampa, FL | 721 | $ 200,575,000 | $ 278,190 | $ 123,000 |
| Oakland-Hayward-Berkeley, CA | 713 | $ 300,605,000 | $ 421,605 | $ 182,000 |
| Denver-Aurora-Lakewood, CO | 646 | $ 236,380,000 | $ 365,913 | $ 155,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 524 | $ 169,120,000 | $ 322,748 | $ 158,000 |
| Jacksonville, FL | 505 | $ 112,895,000 | $ 223,554 | $ 115,000 |
| Warren-Troy-Farmington Hills, MI | 477 | $ 117,445,000 | $ 246,215 | $ 108,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 438 | $ 163,430,000 | $ 373,127 | $ 203,000 |
| Phoenix-Mesa-Scottsdale, AZ | 363 | $ 117,465,000 | $ 323,595 | $ 170,000 |
| Austin-Round Rock, TX | 318 | $ 136,660,000 | $ 429,748 | $ 235,000 |
| Syracuse, NY | 300 | $ 68,210,000 | $ 227,366 | $ 125,000 |
| St. Louis, MO-IL | 293 | $ 60,815,000 | $ 207,559 | $ 114,959 |
| Los Angeles-Long Beach-Glendale, CA | 275 | $ 135,005,000 | $ 490,927 | $ 231,000 |
| St. Petersburg-Clearwater-Largo, FL | 275 | $ 87,715,000 | $ 318,963 | $ 159,000 |
| Louisville/Jefferson County, KY-IN | 270 | $ 51,450,000 | $ 190,555 | $ 115,944 |
| Miami-Miami Beach-Kendall, FL | 265 | $ 96,505,000 | $ 364,169 | $ 139,000 |
| Orlando-Kissimmee-Sanford, FL | 243 | $ 73,405,000 | $ 302,078 | $ 126,000 |
| Memphis, TN-MS-AR | 238 | $ 61,360,000 | $ 257,815 | $ 120,689 |
| Lakeland-Winter Haven, FL | 231 | $ 55,985,000 | $ 242,359 | $ 105,000 |
| Cape Coral-Fort Myers, FL | 229 | $ 61,785,000 | $ 269,803 | $ 110,000 |
| Kansas City, MO-KS | 210 | $ 52,640,000 | $ 250,666 | $ 129,657 |
| Riverside-San Bernardino-Ontario, CA | 203 | $ 74,955,000 | $ 369,236 | $ 211,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 194 | $ 43,270,000 | $ 223,041 | $ 104,000 |
| Anaheim-Santa Ana-Irvine, CA | 169 | $ 111,785,000 | $ 661,449 | $ 283,000 |
| San Diego-Carlsbad, CA | 167 | $ 98,105,000 | $ 587,455 | $ 248,000 |
| Detroit-Dearborn-Livonia, MI | 166 | $ 27,730,000 | $ 167,048 | $ 85,000 |
| Homosassa Springs, FL | 166 | $ 31,060,000 | $ 187,108 | $ 87,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 165 | $ 61,455,000 | $ 372,454 | $ 171,000 |
| Ocala, FL | 162 | $ 33,080,000 | $ 204,197 | $ 98,000 |
| Tulsa, OK | 156 | $ 37,090,000 | $ 237,756 | $ 100,000 |
| North Port-Sarasota-Bradenton, FL | 155 | $ 42,475,000 | $ 274,032 | $ 145,000 |
| Vallejo-Fairfield, CA | 145 | $ 46,275,000 | $ 319,137 | $ 139,000 |
| Arlington-Alexandria-Reston, VA-WV | 136 | $ 61,870,000 | $ 454,926 | $ 176,058 |
| Lansing-East Lansing, MI | 130 | $ 23,640,000 | $ 181,846 | $ 83,000 |
| Port St. Lucie, FL | 126 | $ 42,360,000 | $ 336,190 | $ 151,000 |
| San Antonio-New Braunfels, TX | 125 | $ 35,755,000 | $ 286,040 | $ 151,000 |
| Midland, TX | 123 | $ 36,195,000 | $ 294,268 | $ 126,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 118 | $ 33,370,000 | $ 282,796 | $ 124,000 |
| Indianapolis-Carmel-Anderson, IN | 118 | $ 23,590,000 | $ 199,915 | $ 88,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 118 | $ 46,190,000 | $ 391,440 | $ 198,000 |
| Duluth, MN-WI | 113 | $ 24,905,000 | $ 220,398 | $ 104,699 |
| New Orleans-Metairie, LA | 112 | $ 41,410,000 | $ 369,732 | $ 273,000 |
| Palm Bay-Melbourne-Titusville, FL | 112 | $ 32,370,000 | $ 289,017 | $ 117,000 |
| San Francisco-Redwood City-South San Francisco, CA | 108 | $ 60,390,000 | $ 559,166 | $ 247,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 106 | $ 38,240,000 | $ 360,754 | $ 173,396 |
| Bakersfield, CA | 103 | $ 29,095,000 | $ 282,475 | $ 156,000 |
| Charlotte-Concord-Gastonia, NC-SC | 103 | $ 34,505,000 | $ 335,000 | $ 159,106 |
| Knoxville, TN | 102 | $ 27,530,000 | $ 269,901 | $ 110,000 |
| Stockton-Lodi, CA | 100 | $ 29,400,000 | $ 294,000 | $ 141,000 |
| Odessa, TX | 98 | $ 23,480,000 | $ 239,591 | $ 110,000 |
| St. Cloud, MN | 98 | $ 20,070,000 | $ 204,795 | $ 75,000 |
| Elkhart-Goshen, IN | 97 | $ 14,955,000 | $ 154,175 | $ 82,000 |
| Oklahoma City, OK | 96 | $ 25,540,000 | $ 266,041 | $ 137,000 |
| Baltimore-Columbia-Towson, MD | 95 | $ 27,595,000 | $ 290,473 | $ 128,000 |
| Toledo, OH | 95 | $ 17,255,000 | $ 181,631 | $ 116,000 |
| El Centro, CA | 94 | $ 19,740,000 | $ 210,000 | $ 113,000 |
| Gainesville, FL | 94 | $ 16,300,000 | $ 173,404 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 94 | $ 20,080,000 | $ 213,617 | $ 123,063 |
| Chicago-Naperville, IL | 91 | $ 28,615,000 | $ 314,450 | $ 133,000 |
| Binghamton, NY | 89 | $ 15,545,000 | $ 174,662 | $ 123,000 |
| Washington, DC-MD | 89 | $ 26,795,000 | $ 301,067 | $ 91,235 |
| Columbus, OH | 88 | $ 22,040,000 | $ 250,454 | $ 104,000 |
| Gainesville, GA | 88 | $ 28,380,000 | $ 322,500 | $ 151,000 |
| San Rafael, CA | 85 | $ 70,195,000 | $ 825,823 | $ 326,000 |
| Omaha-Council Bluffs, NE-IA | 83 | $ 21,235,000 | $ 255,843 | $ 112,289 |
| Colorado Springs, CO | 81 | $ 25,935,000 | $ 320,185 | $ 134,000 |
| Elizabethtown-Fort Knox, KY | 79 | $ 10,965,000 | $ 138,797 | $ 73,000 |
| New York-Jersey City-White Plains, NY-NJ | 77 | $ 42,295,000 | $ 549,285 | $ 155,441 |
| Las Vegas-Henderson-Paradise, NV | 76 | $ 22,160,000 | $ 291,578 | $ 149,000 |
| Paducah, KY-IL | 74 | $ 13,900,000 | $ 187,837 | $ 91,837 |
| Birmingham-Hoover, AL | 73 | $ 11,325,000 | $ 155,136 | $ 86,000 |
| Elmira, NY | 70 | $ 9,690,000 | $ 138,428 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 70 | $ 32,650,000 | $ 466,428 | $ 258,000 |
| Seattle-Bellevue-Everett, WA | 69 | $ 41,525,000 | $ 601,811 | $ 260,000 |
| Athens-Clarke County, GA | 65 | $ 16,885,000 | $ 259,769 | $ 124,000 |
| Punta Gorda, FL | 64 | $ 15,050,000 | $ 235,156 | $ 121,000 |
| Bend-Redmond, OR | 63 | $ 22,615,000 | $ 358,968 | $ 145,000 |
| Rome, GA | 60 | $ 10,300,000 | $ 171,666 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 60 | $ 16,790,000 | $ 279,833 | $ 112,150 |
| Santa Rosa, CA | 59 | $ 31,965,000 | $ 541,779 | $ 226,000 |
| Beaumont-Port Arthur, TX | 58 | $ 11,160,000 | $ 192,413 | $ 90,000 |
| Corpus Christi, TX | 58 | $ 16,080,000 | $ 277,241 | $ 221,000 |
| Greeley, CO | 58 | $ 18,580,000 | $ 320,344 | $ 125,000 |
| Visalia-Porterville, CA | 58 | $ 15,600,000 | $ 268,965 | $ 263,000 |
| Washington-Baltimore-Arlington, DC | 57 | $ 19,315,000 | $ 338,859 | $ 368,000 |
| Wilmington, NC | 57 | $ 15,795,000 | $ 277,105 | $ 150,000 |
| Hartford-West Hartford-East Hartford, CT | 53 | $ 13,175,000 | $ 248,584 | $ 102,000 |
| Boise City, ID | 52 | $ 17,830,000 | $ 342,884 | $ 148,000 |
| Morristown, TN | 52 | $ 11,580,000 | $ 222,692 | $ 80,000 |
| Camden, NJ | 51 | $ 13,105,000 | $ 256,960 | $ 138,000 |
| Greenville-Anderson-Mauldin, SC | 50 | $ 11,780,000 | $ 235,600 | $ 98,000 |
| Sebastian-Vero Beach, FL | 49 | $ 10,925,000 | $ 222,959 | $ 183,000 |
| Pensacola-Ferry Pass-Brent, FL | 47 | $ 10,985,000 | $ 233,723 | $ 98,000 |
| South Bend-Mishawaka, IN-MI | 46 | $ 11,370,000 | $ 247,173 | $ 107,652 |
| Albuquerque, NM | 45 | $ 17,625,000 | $ 391,666 | $ 181,000 |
| Flint, MI | 45 | $ 8,025,000 | $ 178,333 | $ 93,000 |
| Grand Rapids-Wyoming, MI | 45 | $ 12,165,000 | $ 270,333 | $ 131,000 |
| San Juan-Carolina-Caguas, PR | 43 | $ 9,995,000 | $ 232,441 | $ 117,000 |
| Waco, TX | 43 | $ 11,375,000 | $ 264,534 | $ 99,000 |
| Bowling Green, KY | 42 | $ 6,640,000 | $ 158,095 | $ 93,000 |
| Hagerstown-Martinsburg, MD-WV | 42 | $ 11,020,000 | $ 262,380 | $ 107,833 |
| Cincinnati, OH-KY-IN | 40 | $ 10,040,000 | $ 251,000 | $ 100,750 |
| Providence-Warwick, RI-MA | 40 | $ 12,930,000 | $ 323,250 | $ 158,700 |
| Huntsville, AL | 39 | $ 9,235,000 | $ 236,794 | $ 105,000 |
| Longview, TX | 36 | $ 8,950,000 | $ 248,611 | $ 97,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 35 | $ 7,635,000 | $ 218,142 | $ 99,000 |
| Crestview-Fort Walton Beach-Destin, FL | 34 | $ 19,000,000 | $ 558,823 | $ 257,000 |
| Johnson City, TN | 34 | $ 9,750,000 | $ 286,764 | $ 109,000 |
| Fort Collins, CO | 33 | $ 9,775,000 | $ 296,212 | $ 140,000 |
| Modesto, CA | 33 | $ 10,025,000 | $ 303,787 | $ 143,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 33 | $ 12,795,000 | $ 387,727 | $ 185,000 |
| Winchester, VA-WV | 33 | $ 10,285,000 | $ 311,666 | $ 125,000 |
| McAllen-Edinburg-Mission, TX | 32 | $ 6,040,000 | $ 188,750 | $ 97,000 |
| Nassau County-Suffolk County, NY | 32 | $ 15,830,000 | $ 494,687 | $ 168,000 |
| Panama City, FL | 32 | $ 8,190,000 | $ 255,937 | $ 123,000 |
| Newark, NJ-PA | 31 | $ 15,395,000 | $ 496,612 | $ 203,000 |
| Tucson, AZ | 31 | $ 8,345,000 | $ 269,193 | $ 144,000 |
| Fresno, CA | 30 | $ 8,700,000 | $ 290,000 | $ 110,000 |
| Lexington-Fayette, KY | 30 | $ 6,690,000 | $ 223,000 | $ 102,000 |
| Wildwood-The Villages, FL | 30 | $ 5,520,000 | $ 184,000 | $ 75,000 |
| Augusta-Richmond County, GA-SC | 29 | $ 5,845,000 | $ 201,551 | $ 83,896 |
| Pittsburgh, PA | 29 | $ 7,415,000 | $ 255,689 | $ 124,000 |
| Sherman-Denison, TX | 29 | $ 7,525,000 | $ 259,482 | $ 104,000 |
| Bangor, ME | 28 | $ 6,780,000 | $ 242,142 | $ 121,000 |
| Goldsboro, NC | 28 | $ 7,130,000 | $ 254,642 | $ 94,000 |
| Philadelphia, PA | 28 | $ 6,810,000 | $ 243,214 | $ 81,000 |
| Mobile, AL | 27 | $ 5,455,000 | $ 202,037 | $ 109,000 |
| Warner Robins, GA | 27 | $ 5,745,000 | $ 212,777 | $ 92,000 |
| Daphne-Fairhope-Foley, AL | 26 | $ 9,600,000 | $ 369,230 | $ 169,000 |
| Macon-Bibb County, GA | 25 | $ 3,345,000 | $ 133,800 | $ 65,000 |
| Cleveland, OH | 24 | $ 5,590,000 | $ 232,916 | $ 112,000 |
| La Crosse-Onalaska, WI-MN | 24 | $ 5,600,000 | $ 233,333 | $ 90,000 |
| Montgomery County-Bucks County-Chester County, PA | 24 | $ 9,170,000 | $ 382,083 | $ 209,000 |
| Everett, WA | 23 | $ 12,945,000 | $ 562,826 | $ 232,000 |
| Jonesboro, AR | 23 | $ 3,755,000 | $ 163,260 | $ 95,000 |
| Santa Cruz-Watsonville, CA | 23 | $ 11,815,000 | $ 513,695 | $ 213,000 |
| Salem, OR | 22 | $ 7,240,000 | $ 329,090 | $ 113,000 |
| Boulder, CO | 21 | $ 8,495,000 | $ 404,523 | $ 165,000 |
| Green Bay, WI | 21 | $ 5,755,000 | $ 274,047 | $ 97,000 |
| Napa, CA | 21 | $ 11,645,000 | $ 554,523 | $ 259,000 |
| Naples-Immokalee-Marco Island, FL | 21 | $ 8,195,000 | $ 390,238 | $ 179,000 |
| Ogden-Clearfield, UT | 21 | $ 8,245,000 | $ 392,619 | $ 129,000 |
| Reno, NV | 21 | $ 7,125,000 | $ 339,285 | $ 159,000 |
| Winston-Salem, NC | 21 | $ 3,475,000 | $ 165,476 | $ 68,000 |
| Clarksville, TN-KY | 20 | $ 5,670,000 | $ 283,500 | $ 100,550 |
| Manchester-Nashua, NH | 20 | $ 8,590,000 | $ 429,500 | $ 178,000 |
| Richmond, VA | 20 | $ 6,110,000 | $ 305,500 | $ 103,000 |
| Utica-Rome, NY | 20 | $ 3,510,000 | $ 175,500 | $ 90,000 |
| Chattanooga, TN-GA | 19 | $ 4,915,000 | $ 258,684 | $ 104,157 |
| Lake County-Porter County-Jasper County, IN | 19 | $ 4,045,000 | $ 212,894 | $ 89,000 |
| Killeen-Temple, TX | 18 | $ 5,820,000 | $ 323,333 | $ 121,000 |
| Lakewood-New Brunswick, NJ | 18 | $ 8,210,000 | $ 456,111 | $ 158,000 |
| Little Rock-North Little Rock-Conway, AR | 18 | $ 3,290,000 | $ 182,777 | $ 78,000 |
| Missoula, MT | 18 | $ 7,810,000 | $ 433,888 | $ 137,000 |
| Prescott Valley-Prescott, AZ | 18 | $ 4,930,000 | $ 273,888 | $ 168,000 |
| Raleigh, NC | 18 | $ 5,900,000 | $ 327,777 | $ 117,000 |
| Waterbury-Shelton, CT | 18 | $ 4,020,000 | $ 223,333 | $ 108,000 |
| Rochester, NY | 17 | $ 3,805,000 | $ 223,823 | $ 107,000 |
| Ann Arbor, MI | 16 | $ 6,300,000 | $ 393,750 | $ 189,000 |
| Bridgeport-Stamford-Norwalk, CT | 16 | $ 4,820,000 | $ 301,250 | $ 90,000 |
| Elgin, IL | 16 | $ 3,950,000 | $ 246,875 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 16 | $ 5,110,000 | $ 319,375 | $ 119,000 |
| Greensboro-High Point, NC | 16 | $ 4,280,000 | $ 267,500 | $ 107,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 16 | $ 4,590,000 | $ 286,875 | $ 156,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 16 | $ 5,730,000 | $ 358,125 | $ 117,000 |
| Redding, CA | 16 | $ 6,310,000 | $ 394,375 | $ 193,000 |
| Rockingham County-Strafford County, NH | 16 | $ 6,420,000 | $ 401,250 | $ 128,000 |
| Salt Lake City, UT | 16 | $ 8,390,000 | $ 524,375 | $ 287,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 8,595,000 | $ 573,000 | $ 170,000 |
| College Station-Bryan, TX | 15 | $ 2,985,000 | $ 199,000 | $ 148,000 |
| Grand Junction, CO | 15 | $ 4,185,000 | $ 279,000 | $ 120,000 |
| Merced, CA | 15 | $ 4,095,000 | $ 273,000 | $ 129,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 15 | $ 6,445,000 | $ 429,666 | $ 165,000 |
| Tacoma-Lakewood, WA | 15 | $ 8,035,000 | $ 535,666 | $ 188,000 |
| Baton Rouge, LA | 14 | $ 3,240,000 | $ 231,428 | $ 153,000 |
| Columbus, GA-AL | 14 | $ 2,760,000 | $ 197,142 | $ 99,000 |
| Ithaca, NY | 14 | $ 2,520,000 | $ 180,000 | $ 132,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 4,720,000 | $ 337,142 | $ 291,000 |
| Norwich-New London, CT | 14 | $ 3,320,000 | $ 237,142 | $ 85,000 |
| Savannah, GA | 14 | $ 4,140,000 | $ 295,714 | $ 95,000 |
| Wichita, KS | 14 | $ 2,580,000 | $ 184,285 | $ 82,000 |
| Amarillo, TX | 13 | $ 2,925,000 | $ 225,000 | $ 152,000 |
| El Paso, TX | 13 | $ 3,465,000 | $ 266,538 | $ 90,000 |
| Harrisonburg, VA | 13 | $ 3,885,000 | $ 298,846 | $ 86,000 |
| Lake County-Kenosha County, IL-WI | 13 | $ 3,835,000 | $ 295,000 | $ 145,000 |
| Salinas, CA | 13 | $ 6,365,000 | $ 489,615 | $ 175,000 |
| Brownsville-Harlingen, TX | 12 | $ 4,040,000 | $ 336,666 | $ 227,000 |
| Eugene, OR | 12 | $ 3,640,000 | $ 303,333 | $ 198,000 |
| Fort Wayne, IN | 12 | $ 2,930,000 | $ 244,166 | $ 92,000 |
| Hot Springs, AR | 12 | $ 1,760,000 | $ 146,666 | $ 89,000 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 1,560,000 | $ 130,000 | $ 68,083 |
| Jackson, MI | 12 | $ 3,900,000 | $ 325,000 | $ 177,000 |
| Jackson, MS | 12 | $ 1,350,000 | $ 112,500 | $ 68,000 |
| Lincoln, NE | 12 | $ 2,840,000 | $ 236,666 | $ 104,000 |
| Santa Maria-Santa Barbara, CA | 12 | $ 9,350,000 | $ 779,166 | $ 667,000 |
| Springfield, MA | 12 | $ 3,440,000 | $ 286,666 | $ 88,000 |
| St. George, UT | 12 | $ 4,320,000 | $ 360,000 | $ 143,000 |
| Asheville, NC | 11 | $ 3,515,000 | $ 319,545 | $ 234,000 |
| Hanford-Corcoran, CA | 11 | $ 3,955,000 | $ 359,545 | $ 448,000 |
| Kalamazoo-Portage, MI | 11 | $ 2,195,000 | $ 199,545 | $ 80,000 |
| Lubbock, TX | 11 | $ 2,045,000 | $ 185,909 | $ 293,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 2,085,000 | $ 189,545 | $ 104,000 |
| Portland-South Portland, ME | 11 | $ 3,845,000 | $ 349,545 | $ 121,000 |
| Pueblo, CO | 11 | $ 3,295,000 | $ 299,545 | $ 100,000 |
| Slidell-Mandeville-Covington, LA | 11 | $ 3,075,000 | $ 279,545 | $ 129,000 |
| Tyler, TX | 11 | $ 3,295,000 | $ 299,545 | $ 171,000 |
| Charleston-North Charleston, SC | 10 | $ 2,290,000 | $ 229,000 | $ 120,000 |
| Fayetteville, NC | 10 | $ 2,730,000 | $ 273,000 | $ 124,000 |
| Saginaw, MI | 10 | $ 1,480,000 | $ 148,000 | $ 76,000 |
| Shreveport-Bossier City, LA | 10 | $ 1,680,000 | $ 168,000 | $ 74,000 |
| Staunton-Waynesboro, VA | 10 | $ 2,400,000 | $ 240,000 | $ 92,000 |
| Tallahassee, FL | 10 | $ 1,810,000 | $ 181,000 | $ 78,000 |
| Wilmington, DE-MD-NJ | 10 | $ 2,850,000 | $ 285,000 | $ 131,600 |
| Fort Smith, AR-OK | 9 | $ 825,000 | $ 91,666 | $ 129,666 |
| Las Cruces, NM | 9 | $ 2,455,000 | $ 272,777 | $ 117,000 |
| Michigan City-La Porte, IN | 9 | $ 1,625,000 | $ 180,555 | $ 76,000 |
| Montgomery, AL | 9 | $ 2,135,000 | $ 237,222 | $ 75,000 |
| York-Hanover, PA | 9 | $ 2,385,000 | $ 265,000 | $ 85,000 |
| Yuma, AZ | 9 | $ 2,075,000 | $ 230,555 | $ 142,000 |
| Bay City, MI | 8 | $ 1,050,000 | $ 131,250 | $ 81,000 |
| Boston, MA | 8 | $ 4,730,000 | $ 591,250 | $ 168,000 |
| Chico, CA | 8 | $ 2,440,000 | $ 305,000 | $ 141,000 |
| Columbia, SC | 8 | $ 1,700,000 | $ 212,500 | $ 59,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 2,100,000 | $ 262,500 | $ 114,000 |
| Muskegon, MI | 8 | $ 1,230,000 | $ 153,750 | $ 87,000 |
| Spartanburg, SC | 8 | $ 1,200,000 | $ 150,000 | $ 96,000 |
| Worcester, MA-CT | 8 | $ 3,960,000 | $ 495,000 | $ 169,000 |
| Arecibo, PR | 7 | $ 1,765,000 | $ 252,142 | $ 158,000 |
| Columbia, MO | 7 | $ 1,185,000 | $ 169,285 | $ 75,000 |
| Flagstaff, AZ | 7 | $ 3,515,000 | $ 502,142 | $ 532,000 |
| Florence, SC | 7 | $ 1,575,000 | $ 225,000 | $ 86,000 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 1,505,000 | $ 215,000 | $ 104,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,645,000 | $ 235,000 | $ 93,000 |
| New Haven-Milford, CT | 7 | $ 1,095,000 | $ 156,428 | $ 79,000 |
| Olympia-Tumwater, WA | 7 | $ 3,335,000 | $ 476,428 | $ 272,000 |
| Owensboro, KY | 7 | $ 815,000 | $ 116,428 | $ 61,000 |
| Provo-Orem, UT | 7 | $ 2,745,000 | $ 392,142 | $ 111,000 |
| Albany, OR | 6 | $ 1,250,000 | $ 208,333 | $ 88,000 |
| Auburn-Opelika, AL | 6 | $ 630,000 | $ 105,000 | $ 310,000 |
| Battle Creek, MI | 6 | $ 1,010,000 | $ 168,333 | $ 56,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 1,320,000 | $ 220,000 | $ 96,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 1,060,000 | $ 176,666 | $ 143,500 |
| Dothan, AL | 6 | $ 1,440,000 | $ 240,000 | $ 98,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,170,000 | $ 195,000 | $ 58,000 |
| Greenville, NC | 6 | $ 2,090,000 | $ 348,333 | $ 127,000 |
| Hammond, LA | 6 | $ 1,100,000 | $ 183,333 | $ 75,000 |
| Idaho Falls, ID | 6 | $ 1,420,000 | $ 236,666 | $ 147,000 |
| Madison, WI | 6 | $ 2,750,000 | $ 458,333 | $ 199,000 |
| Mankato-North Mankato, MN | 6 | $ 1,450,000 | $ 241,666 | $ 94,000 |
| Muncie, IN | 6 | $ 570,000 | $ 95,000 | $ 66,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,090,000 | $ 181,666 | $ 250,000 |
| Traverse City, MI | 6 | $ 4,120,000 | $ 686,666 | $ 273,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 1,595,000 | $ 319,000 | $ 160,000 |
| Bozeman, MT | 5 | $ 3,065,000 | $ 613,000 | $ 183,000 |
| Bremerton-Silverdale, WA | 5 | $ 2,325,000 | $ 465,000 | $ 168,000 |
| Burlington, NC | 5 | $ 1,165,000 | $ 233,000 | $ 82,000 |
| Cleveland, TN | 5 | $ 1,055,000 | $ 211,000 | $ 75,000 |
| Coeur D'Alene, ID | 5 | $ 2,405,000 | $ 481,000 | $ 141,000 |
| Decatur, AL | 5 | $ 1,005,000 | $ 201,000 | $ 83,000 |
| Harrisburg-Carlisle, PA | 5 | $ 925,000 | $ 185,000 | $ 80,000 |
| Jackson, TN | 5 | $ 645,000 | $ 129,000 | $ 58,000 |
| Jefferson City, MO | 5 | $ 955,000 | $ 191,000 | $ 77,000 |
| Lafayette-West Lafayette, IN | 5 | $ 775,000 | $ 155,000 | $ 92,000 |
| Medford, OR | 5 | $ 1,245,000 | $ 249,000 | $ 114,000 |
| Peoria, IL | 5 | $ 925,000 | $ 185,000 | $ 98,000 |
| Sebring, FL | 5 | $ 735,000 | $ 147,000 | $ 78,000 |
| Springfield, MO | 5 | $ 1,165,000 | $ 233,000 | $ 77,000 |
| Wichita Falls, TX | 5 | $ 995,000 | $ 199,000 | $ 122,000 |
| Akron, OH | 4 | $ 960,000 | $ 240,000 | $ 101,000 |
| Brunswick, GA | 4 | $ 480,000 | $ 120,000 | $ 43,000 |
| Charlottesville, VA | 4 | $ 1,540,000 | $ 385,000 | $ 96,000 |
| Corvallis, OR | 4 | $ 1,450,000 | $ 362,500 | $ 123,000 |
| Dalton, GA | 4 | $ 940,000 | $ 235,000 | $ 85,000 |
| Des Moines-West Des Moines, IA | 4 | $ 870,000 | $ 217,500 | $ 90,000 |
| Fargo, ND-MN | 4 | $ 1,250,000 | $ 312,500 | $ 92,000 |
| Florence-Muscle Shoals, AL | 4 | $ 680,000 | $ 170,000 | $ 72,000 |
| Gadsden, AL | 4 | $ 480,000 | $ 120,000 | $ 71,000 |
| Jacksonville, NC | 4 | $ 2,840,000 | $ 710,000 | $ 267,000 |
| Lexington Park, MD | 4 | $ 1,320,000 | $ 330,000 | $ 128,000 |
| Logan, UT-ID | 4 | $ 1,310,000 | $ 327,500 | $ 364,000 |
| Longview, WA | 4 | $ 1,260,000 | $ 315,000 | $ 110,000 |
| Manhattan, KS | 4 | $ 2,490,000 | $ 622,500 | $ 202,000 |
| Midland, MI | 4 | $ 1,250,000 | $ 312,500 | $ 148,000 |
| Monroe, MI | 4 | $ 1,360,000 | $ 340,000 | $ 97,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,370,000 | $ 342,500 | $ 124,000 |
| Niles-Benton Harbor, MI | 4 | $ 860,000 | $ 215,000 | $ 66,000 |
| Pinehurst-Southern Pines, NC | 4 | $ 1,660,000 | $ 415,000 | $ 173,000 |
| Roanoke, VA | 4 | $ 610,000 | $ 152,500 | $ 53,000 |
| Rochester, MN | 4 | $ 1,200,000 | $ 300,000 | $ 215,000 |
| Walla Walla, WA | 4 | $ 1,870,000 | $ 467,500 | $ 228,000 |
| Aguadilla-Isabela, PR | 3 | $ 725,000 | $ 241,666 | $ 89,000 |
| Albany, GA | 3 | $ 615,000 | $ 205,000 | $ 175,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 825,000 | $ 275,000 | $ 73,000 |
| Appleton, WI | 3 | $ 525,000 | $ 175,000 | $ 89,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 1,395,000 | $ 465,000 | $ 145,000 |
| Canton-Massillon, OH | 3 | $ 675,000 | $ 225,000 | $ 110,000 |
| Charleston, WV | 3 | $ 765,000 | $ 255,000 | $ 80,000 |
| Hinesville, GA | 3 | $ 855,000 | $ 285,000 | $ 105,000 |
| Janesville-Beloit, WI | 3 | $ 335,000 | $ 111,666 | $ 108,000 |
| Kenosha, WI | 3 | $ 1,185,000 | $ 395,000 | $ 119,000 |
| Lafayette, LA | 3 | $ 1,005,000 | $ 335,000 | $ 135,000 |
| Lancaster, PA | 3 | $ 525,000 | $ 175,000 | $ 133,000 |
| Lewiston-Auburn, ME | 3 | $ 685,000 | $ 228,333 | $ 123,000 |
| Mayagnez, PR | 3 | $ 605,000 | $ 201,666 | $ 109,000 |
| Oshkosh-Neenah, WI | 3 | $ 475,000 | $ 158,333 | $ 78,000 |
| Reading, PA | 3 | $ 675,000 | $ 225,000 | $ 108,000 |
| Rockford, IL | 3 | $ 505,000 | $ 168,333 | $ 76,000 |
| Salisbury, MD-DE | 3 | $ 615,000 | $ 205,000 | $ 28,000 |
| Valdosta, GA | 3 | $ 485,000 | $ 161,666 | $ 107,000 |
| Vineland-Bridgeton, NJ | 3 | $ 785,000 | $ 261,666 | $ 83,000 |
| Watertown-Fort Drum, NY | 3 | $ 1,005,000 | $ 335,000 | $ 194,000 |
| Wenatchee, WA | 3 | $ 685,000 | $ 228,333 | $ 173,000 |
| Barnstable Town, MA | 2 | $ 1,050,000 | $ 525,000 | $ 200,000 |
| Billings, MT | 2 | $ 950,000 | $ 475,000 | $ 98,000 |
| Bloomington, IN | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Burlington-South Burlington, VT | 2 | $ 460,000 | $ 230,000 | $ 211,000 |
| Champaign-Urbana, IL | 2 | $ 490,000 | $ 245,000 | $ 47,000 |
| Columbus, IN | 2 | $ 410,000 | $ 205,000 | $ 143,000 |
| Evansville, IN-KY | 2 | $ 540,000 | $ 270,000 | $ 79,000 |
| Grand Forks, ND-MN | 2 | $ 500,000 | $ 250,000 | $ 128,000 |
| Grants Pass, OR | 2 | $ 880,000 | $ 440,000 | $ 177,000 |
| Hattiesburg, MS | 2 | $ 910,000 | $ 455,000 | $ 172,000 |
| Houma-Thibodaux, LA | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Kennewick-Richland, WA | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Lake Charles, LA | 2 | $ 720,000 | $ 360,000 | $ 195,000 |
| Lynchburg, VA | 2 | $ 870,000 | $ 435,000 | $ 87,000 |
| Monroe, LA | 2 | $ 500,000 | $ 250,000 | $ 73,000 |
| Parkersburg-Vienna, WV | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Pittsfield, MA | 2 | $ 590,000 | $ 295,000 | $ 35,000 |
| Ponce, PR | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Sioux Falls, SD | 2 | $ 1,590,000 | $ 795,000 | $ 220,000 |
| Springfield, IL | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| Texarkana, TX-AR | 2 | $ 140,000 | $ 70,000 | $ 51,500 |
| Topeka, KS | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Tuscaloosa, AL | 2 | $ 530,000 | $ 265,000 | $ 124,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 470,000 | $ 235,000 | $ 171,000 |
| Yuba City, CA | 2 | $ 690,000 | $ 345,000 | $ 76,000 |
| Abilene, TX | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Amherst Town-Northampton, MA | 1 | $ 415,000 | $ 415,000 | $ 135,000 |
| Anchorage, AK | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Bellingham, WA | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Bismarck, ND | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Cape Girardeau, MO-IL | 1 | $ 505,000 | $ 505,000 | $ 127,000 |
| Cedar Rapids, IA | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Cheyenne, WY | 1 | $ 535,000 | $ 535,000 | $ 129,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Dubuque, IA | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Farmington, NM | 1 | $ 435,000 | $ 435,000 | $ 85,000 |
| Glens Falls, NY | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Johnstown, PA | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Joplin, MO | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Kokomo, IN | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Lawrence, KS | 1 | $ 805,000 | $ 805,000 | $ 441,000 |
| Lawton, OK | 1 | $ 235,000 | $ 235,000 | $ 174,000 |
| Lebanon, PA | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Lewiston, ID-WA | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Minot, ND | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Pocatello, ID | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Rocky Mount, NC | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Sandusky, OH | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Santa Fe, NM | 1 | $ 715,000 | $ 715,000 | $ 132,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Springfield, OH | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| St. Joseph, MO-KS | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Terre Haute, IN | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Trenton, NJ | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Urban Honolulu, HI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wausau, WI | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Williamsport, PA | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Yakima, WA | 1 | $ 205,000 | $ 205,000 | $ 252,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 21,175 | $6,373,605,000 | $300,000 | $5,605,000 | $133,000 | $9,592,000 |
| Cash-out Refinancing | 4,344 | $1,385,370,000 | $318,000 | $3,005,000 | $157,000 | $7,596,000 |
| Refinancing | 1,737 | $697,715,000 | $401,000 | $2,165,000 | $190,000 | $7,200,000 |
| Other Purpose | 709 | $93,915,000 | $132,000 | $755,000 | $153,000 | $1,168,000 |
| Home Improvement | 506 | $61,870,000 | $122,000 | $1,885,000 | $180,000 | $909,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,232 | $3,958,590,000 | $299,000 | $5,605,000 | $143,000 | $7,596,000 |
| Not Provided | 5,952 | $1,948,930,000 | $327,000 | $3,005,000 | $163,000 | $9,592,000 |
| Hispanic | 4,749 | $1,355,115,000 | $285,000 | $1,885,000 | $118,000 | $3,427,000 |
| Black or African American | 3,124 | $794,630,000 | $254,000 | $1,755,000 | $109,000 | $1,522,000 |
| Asian | 1,084 | $459,530,000 | $423,000 | $3,225,000 | $186,000 | $7,200,000 |
| Not applicable | 187 | $57,205,000 | $305,000 | $1,035,000 | $0 | $0 |
| American Indian or Alaskan Native | 122 | $30,120,000 | $246,000 | $1,345,000 | $163,000 | $5,911,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $8,355,000 | $397,000 | $1,045,000 | $176,000 | $1,003,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,932 | $5,635,250,000 | $297,000 | $5,605,000 | $161,000 | $9,592,000 |
| FHA-insured (Federal Housing Administration) | 7,816 | $2,328,930,000 | $297,000 | $1,235,000 | $98,000 | $6,000,000 |
| VA-guaranteed (Veterans Administration) | 1,510 | $607,370,000 | $402,000 | $1,805,000 | $125,000 | $737,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 213 | $40,925,000 | $192,000 | $475,000 | $72,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,190 | $4,890,090,000 | $302,000 | $4,455,000 | $138,000 | $7,596,000 |
| Application Withdrawn By Applicant | 9,684 | $3,065,860,000 | $316,000 | $3,225,000 | $148,000 | $5,870,000 |
| Application Denied By Financial Institution | 1,614 | $438,420,000 | $271,000 | $5,605,000 | $124,000 | $9,592,000 |
| File Closed For Incompleteness | 525 | $82,785,000 | $157,000 | $935,000 | $156,000 | $661,000 |
| Application Approved But Not Accepted | 279 | $80,445,000 | $288,000 | $1,225,000 | $122,000 | $2,280,000 |
| Loan Purchased By The Institution | 179 | $54,875,000 | $306,000 | $1,035,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,857 | $8,174,055,000 | $304,000 | $4,455,000 | $142,000 | $7,596,000 |
| Debt-To-Income Ratio | 593 | $173,145,000 | $291,000 | $1,925,000 | $105,000 | $2,716,000 |
| Credit History | 300 | $59,850,000 | $199,000 | $1,045,000 | $110,000 | $515,000 |
| Collateral | 241 | $56,795,000 | $235,000 | $1,505,000 | $125,000 | $1,276,000 |
| Other | 196 | $60,050,000 | $306,000 | $5,605,000 | $141,000 | $4,100,000 |
| Unverifiable Information | 177 | $59,735,000 | $337,000 | $1,555,000 | $144,000 | $1,295,000 |
| Employment History | 90 | $25,170,000 | $279,000 | $1,005,000 | $194,000 | $9,592,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,435,000 | $130,000 | $405,000 | $130,000 | $335,000 |
| Credit Application Incomplete | 6 | $2,240,000 | $373,000 | $615,000 | $124,000 | $168,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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