Everett Financial, Inc. Mortgage Lending & HMDA Data, 2024
In 2024, Everett Financial, Inc. of Dallas, TX reported 20,853 mortgage applications totaling $6.4 billion, down 51% from 2023. The average application was for $305,849, and applicants reported an average income of $136,585. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,038), Dallas-Plano-Irving, TX (1,954) and Houston-The Woodlands-Sugar Land, TX (876) (applications in parentheses).
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 20,853 |
| Total Mortgage Loan Application Amount | $6,377,885,000 |
| Average Mortgage Loan Application Amount | $305,849 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $136,585 |
| Highest Applicant Income | $9,190,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 2,038 | $ 639,470,000 | $ 313,773 | $ 133,000 |
| Outside any metro area | 1,987 | $ 435,795,000 | $ 219,323 | $ 116,655 |
| Dallas-Plano-Irving, TX | 1,954 | $ 815,690,000 | $ 417,446 | $ 162,000 |
| Houston-The Woodlands-Sugar Land, TX | 876 | $ 257,720,000 | $ 294,200 | $ 129,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 836 | $ 233,660,000 | $ 279,497 | $ 120,064 |
| Fort Worth-Arlington, TX | 753 | $ 277,625,000 | $ 368,691 | $ 157,000 |
| Marietta, GA | 712 | $ 250,640,000 | $ 352,022 | $ 152,000 |
| Tampa, FL | 656 | $ 171,530,000 | $ 261,478 | $ 127,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 484 | $ 159,250,000 | $ 329,028 | $ 167,000 |
| Oakland-Hayward-Berkeley, CA | 425 | $ 200,035,000 | $ 470,670 | $ 184,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 419 | $ 153,155,000 | $ 365,525 | $ 206,000 |
| Jacksonville, FL | 381 | $ 93,155,000 | $ 244,501 | $ 121,000 |
| Austin-Round Rock, TX | 332 | $ 134,450,000 | $ 404,969 | $ 221,000 |
| Orlando-Kissimmee-Sanford, FL | 318 | $ 98,880,000 | $ 310,943 | $ 138,000 |
| Denver-Aurora-Lakewood, CO | 294 | $ 115,880,000 | $ 394,149 | $ 149,000 |
| Syracuse, NY | 289 | $ 64,845,000 | $ 224,377 | $ 115,000 |
| St. Petersburg-Clearwater-Largo, FL | 215 | $ 75,285,000 | $ 350,162 | $ 166,000 |
| Miami-Miami Beach-Kendall, FL | 213 | $ 78,615,000 | $ 369,084 | $ 138,000 |
| Kansas City, MO-KS | 209 | $ 51,315,000 | $ 245,526 | $ 116,157 |
| Lakeland-Winter Haven, FL | 209 | $ 50,575,000 | $ 241,985 | $ 99,000 |
| Cape Coral-Fort Myers, FL | 196 | $ 61,400,000 | $ 313,265 | $ 114,000 |
| Port St. Lucie, FL | 193 | $ 52,825,000 | $ 273,704 | $ 135,000 |
| Homosassa Springs, FL | 172 | $ 30,370,000 | $ 176,569 | $ 83,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 171 | $ 35,695,000 | $ 208,742 | $ 99,000 |
| Louisville/Jefferson County, KY-IN | 160 | $ 28,950,000 | $ 180,937 | $ 86,325 |
| St. Louis, MO-IL | 159 | $ 34,565,000 | $ 217,389 | $ 107,867 |
| Ocala, FL | 152 | $ 26,780,000 | $ 176,184 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 151 | $ 43,545,000 | $ 288,377 | $ 124,000 |
| Memphis, TN-MS-AR | 147 | $ 36,415,000 | $ 247,721 | $ 109,170 |
| Vallejo-Fairfield, CA | 137 | $ 47,975,000 | $ 350,182 | $ 148,000 |
| Birmingham-Hoover, AL | 134 | $ 18,930,000 | $ 141,268 | $ 78,000 |
| Hartford-West Hartford-East Hartford, CT | 128 | $ 29,640,000 | $ 231,562 | $ 112,000 |
| North Port-Sarasota-Bradenton, FL | 116 | $ 37,160,000 | $ 320,344 | $ 181,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 111 | $ 31,425,000 | $ 283,108 | $ 102,045 |
| Deltona-Daytona Beach-Ormond Beach, FL | 109 | $ 28,625,000 | $ 262,614 | $ 125,000 |
| Arlington-Alexandria-Reston, VA-WV | 105 | $ 35,035,000 | $ 333,666 | $ 134,171 |
| Beaumont-Port Arthur, TX | 100 | $ 21,120,000 | $ 211,200 | $ 99,000 |
| Midland, TX | 100 | $ 30,580,000 | $ 305,800 | $ 133,000 |
| Indianapolis-Carmel-Anderson, IN | 99 | $ 18,375,000 | $ 185,606 | $ 95,000 |
| Los Angeles-Long Beach-Glendale, CA | 98 | $ 48,500,000 | $ 494,897 | $ 225,000 |
| Gainesville, GA | 94 | $ 29,750,000 | $ 316,489 | $ 130,000 |
| Lansing-East Lansing, MI | 89 | $ 14,935,000 | $ 167,808 | $ 71,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 89 | $ 33,215,000 | $ 373,202 | $ 166,000 |
| Binghamton, NY | 88 | $ 14,700,000 | $ 167,045 | $ 84,000 |
| Las Vegas-Henderson-Paradise, NV | 86 | $ 28,790,000 | $ 334,767 | $ 175,000 |
| Elkhart-Goshen, IN | 84 | $ 13,670,000 | $ 162,738 | $ 77,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 82 | $ 32,360,000 | $ 394,634 | $ 178,000 |
| Phoenix-Mesa-Scottsdale, AZ | 78 | $ 21,020,000 | $ 269,487 | $ 136,000 |
| Kingsport-Bristol-Bristol, TN-VA | 77 | $ 16,395,000 | $ 212,922 | $ 81,766 |
| Duluth, MN-WI | 76 | $ 17,070,000 | $ 224,605 | $ 96,736 |
| San Diego-Carlsbad, CA | 74 | $ 39,900,000 | $ 539,189 | $ 186,000 |
| Odessa, TX | 70 | $ 18,350,000 | $ 262,142 | $ 122,000 |
| Paducah, KY-IL | 68 | $ 10,460,000 | $ 153,823 | $ 77,602 |
| San Francisco-Redwood City-South San Francisco, CA | 68 | $ 48,490,000 | $ 713,088 | $ 306,000 |
| Athens-Clarke County, GA | 67 | $ 20,665,000 | $ 308,432 | $ 145,000 |
| Santa Rosa, CA | 66 | $ 37,610,000 | $ 569,848 | $ 221,000 |
| Gainesville, FL | 64 | $ 9,420,000 | $ 147,187 | $ 71,000 |
| St. Cloud, MN | 62 | $ 10,580,000 | $ 170,645 | $ 90,000 |
| Washington, DC-MD | 62 | $ 19,700,000 | $ 317,741 | $ 122,548 |
| New York-Jersey City-White Plains, NY-NJ | 59 | $ 27,375,000 | $ 463,983 | $ 201,694 |
| Baltimore-Columbia-Towson, MD | 57 | $ 15,825,000 | $ 277,631 | $ 121,000 |
| Charlotte-Concord-Gastonia, NC-SC | 57 | $ 21,415,000 | $ 375,701 | $ 152,947 |
| Corpus Christi, TX | 56 | $ 14,090,000 | $ 251,607 | $ 127,000 |
| Columbus, OH | 53 | $ 16,135,000 | $ 304,433 | $ 117,000 |
| Riverside-San Bernardino-Ontario, CA | 53 | $ 16,625,000 | $ 313,679 | $ 122,000 |
| El Centro, CA | 52 | $ 11,360,000 | $ 218,461 | $ 119,000 |
| Rome, GA | 50 | $ 9,180,000 | $ 183,600 | $ 87,000 |
| Sebastian-Vero Beach, FL | 50 | $ 11,910,000 | $ 238,200 | $ 115,000 |
| Stockton-Lodi, CA | 50 | $ 18,140,000 | $ 362,800 | $ 154,000 |
| Chicago-Naperville, IL | 47 | $ 12,095,000 | $ 257,340 | $ 124,000 |
| Knoxville, TN | 47 | $ 11,725,000 | $ 249,468 | $ 89,000 |
| San Rafael, CA | 47 | $ 39,375,000 | $ 837,765 | $ 272,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 46 | $ 11,110,000 | $ 241,521 | $ 127,000 |
| San Juan-Carolina-Caguas, PR | 46 | $ 10,730,000 | $ 233,260 | $ 124,000 |
| Greensboro-High Point, NC | 44 | $ 8,150,000 | $ 185,227 | $ 66,000 |
| Washington-Baltimore-Arlington, DC | 44 | $ 15,440,000 | $ 350,909 | $ 148,000 |
| Morristown, TN | 42 | $ 9,270,000 | $ 220,714 | $ 83,000 |
| San Antonio-New Braunfels, TX | 40 | $ 12,210,000 | $ 305,250 | $ 141,000 |
| Elizabethtown-Fort Knox, KY | 39 | $ 6,795,000 | $ 174,230 | $ 82,000 |
| Bowling Green, KY | 37 | $ 6,365,000 | $ 172,027 | $ 85,000 |
| Winston-Salem, NC | 37 | $ 6,175,000 | $ 166,891 | $ 79,000 |
| Bakersfield, CA | 35 | $ 9,825,000 | $ 280,714 | $ 119,000 |
| Newark, NJ-PA | 34 | $ 15,350,000 | $ 451,470 | $ 151,000 |
| Springfield, MO | 34 | $ 8,140,000 | $ 239,411 | $ 92,000 |
| Pensacola-Ferry Pass-Brent, FL | 33 | $ 9,675,000 | $ 293,181 | $ 124,000 |
| Greeley, CO | 32 | $ 11,700,000 | $ 365,625 | $ 134,000 |
| Albuquerque, NM | 31 | $ 10,685,000 | $ 344,677 | $ 156,000 |
| Elmira, NY | 31 | $ 4,535,000 | $ 146,290 | $ 93,000 |
| Harrisonburg, VA | 31 | $ 7,965,000 | $ 256,935 | $ 77,000 |
| Jonesboro, AR | 30 | $ 5,940,000 | $ 198,000 | $ 94,000 |
| Colorado Springs, CO | 29 | $ 11,925,000 | $ 411,206 | $ 167,000 |
| Sherman-Denison, TX | 29 | $ 10,015,000 | $ 345,344 | $ 182,000 |
| Punta Gorda, FL | 28 | $ 8,720,000 | $ 311,428 | $ 118,000 |
| Eugene, OR | 27 | $ 10,665,000 | $ 395,000 | $ 149,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 27 | $ 17,185,000 | $ 636,481 | $ 388,000 |
| Hagerstown-Martinsburg, MD-WV | 26 | $ 7,830,000 | $ 301,153 | $ 100,538 |
| Little Rock-North Little Rock-Conway, AR | 26 | $ 4,190,000 | $ 161,153 | $ 82,000 |
| Providence-Warwick, RI-MA | 26 | $ 11,170,000 | $ 429,615 | $ 154,692 |
| Tulsa, OK | 26 | $ 5,700,000 | $ 219,230 | $ 117,000 |
| Greenville-Anderson-Mauldin, SC | 25 | $ 6,035,000 | $ 241,400 | $ 106,000 |
| South Bend-Mishawaka, IN-MI | 25 | $ 5,335,000 | $ 213,400 | $ 118,720 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 7,400,000 | $ 308,333 | $ 175,208 |
| Crestview-Fort Walton Beach-Destin, FL | 24 | $ 9,560,000 | $ 398,333 | $ 161,000 |
| Omaha-Council Bluffs, NE-IA | 24 | $ 7,280,000 | $ 303,333 | $ 155,125 |
| Lakewood-New Brunswick, NJ | 23 | $ 8,755,000 | $ 380,652 | $ 140,000 |
| Longview, TX | 23 | $ 5,535,000 | $ 240,652 | $ 97,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 23 | $ 7,665,000 | $ 333,260 | $ 154,521 |
| Tallahassee, FL | 23 | $ 5,055,000 | $ 219,782 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 22 | $ 10,660,000 | $ 484,545 | $ 201,000 |
| Modesto, CA | 22 | $ 6,750,000 | $ 306,818 | $ 143,000 |
| Visalia-Porterville, CA | 22 | $ 6,370,000 | $ 289,545 | $ 135,000 |
| Winchester, VA-WV | 22 | $ 6,160,000 | $ 280,000 | $ 110,227 |
| Panama City, FL | 21 | $ 6,035,000 | $ 287,380 | $ 145,000 |
| Huntsville, AL | 20 | $ 5,490,000 | $ 274,500 | $ 116,000 |
| La Crosse-Onalaska, WI-MN | 20 | $ 5,150,000 | $ 257,500 | $ 94,000 |
| Johnson City, TN | 19 | $ 4,185,000 | $ 220,263 | $ 80,000 |
| Manchester-Nashua, NH | 19 | $ 6,835,000 | $ 359,736 | $ 137,000 |
| Columbus, GA-AL | 18 | $ 3,990,000 | $ 221,666 | $ 136,000 |
| Napa, CA | 18 | $ 8,510,000 | $ 472,777 | $ 187,000 |
| Norwich-New London, CT | 18 | $ 4,150,000 | $ 230,555 | $ 115,000 |
| Staunton-Waynesboro, VA | 18 | $ 4,110,000 | $ 228,333 | $ 85,000 |
| Texarkana, TX-AR | 18 | $ 2,480,000 | $ 137,777 | $ 86,777 |
| Warner Robins, GA | 18 | $ 3,770,000 | $ 209,444 | $ 96,000 |
| Pittsburgh, PA | 17 | $ 3,305,000 | $ 194,411 | $ 94,000 |
| Fort Collins, CO | 16 | $ 4,780,000 | $ 298,750 | $ 203,000 |
| Gulfport-Biloxi-Pascagoula, MS | 16 | $ 2,210,000 | $ 138,125 | $ 107,000 |
| Wildwood-The Villages, FL | 16 | $ 4,740,000 | $ 296,250 | $ 116,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 3,445,000 | $ 229,666 | $ 117,000 |
| Grand Rapids-Wyoming, MI | 15 | $ 4,675,000 | $ 311,666 | $ 118,000 |
| Killeen-Temple, TX | 15 | $ 3,695,000 | $ 246,333 | $ 122,000 |
| Utica-Rome, NY | 15 | $ 2,825,000 | $ 188,333 | $ 113,000 |
| Ithaca, NY | 14 | $ 3,240,000 | $ 231,428 | $ 86,000 |
| Macon-Bibb County, GA | 14 | $ 2,580,000 | $ 184,285 | $ 87,000 |
| Waco, TX | 14 | $ 3,260,000 | $ 232,857 | $ 112,000 |
| Fayetteville, NC | 13 | $ 1,475,000 | $ 113,461 | $ 73,000 |
| Tyler, TX | 13 | $ 3,045,000 | $ 234,230 | $ 92,000 |
| Fort Smith, AR-OK | 12 | $ 1,350,000 | $ 112,500 | $ 72,000 |
| Oklahoma City, OK | 12 | $ 2,780,000 | $ 231,666 | $ 129,000 |
| Santa Cruz-Watsonville, CA | 12 | $ 5,320,000 | $ 443,333 | $ 224,000 |
| Springfield, MA | 12 | $ 2,790,000 | $ 232,500 | $ 86,000 |
| Auburn-Opelika, AL | 11 | $ 1,455,000 | $ 132,272 | $ 69,000 |
| Clarksville, TN-KY | 11 | $ 1,565,000 | $ 142,272 | $ 75,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 1,935,000 | $ 175,909 | $ 110,000 |
| Jackson, TN | 11 | $ 1,705,000 | $ 155,000 | $ 70,000 |
| Spartanburg, SC | 11 | $ 2,485,000 | $ 225,909 | $ 82,000 |
| Lake County-Porter County-Jasper County, IN | 10 | $ 2,210,000 | $ 221,000 | $ 97,000 |
| Wilmington, DE-MD-NJ | 10 | $ 2,940,000 | $ 294,000 | $ 125,500 |
| Wilmington, NC | 10 | $ 3,570,000 | $ 357,000 | $ 170,000 |
| Boulder, CO | 9 | $ 4,485,000 | $ 498,333 | $ 169,000 |
| Charleston-North Charleston, SC | 9 | $ 2,855,000 | $ 317,222 | $ 138,000 |
| College Station-Bryan, TX | 9 | $ 1,975,000 | $ 219,444 | $ 132,000 |
| Mankato-North Mankato, MN | 9 | $ 1,665,000 | $ 185,000 | $ 74,000 |
| Philadelphia, PA | 9 | $ 2,115,000 | $ 235,000 | $ 141,000 |
| Raleigh, NC | 9 | $ 3,035,000 | $ 337,222 | $ 201,000 |
| Richmond, VA | 9 | $ 2,005,000 | $ 222,777 | $ 112,000 |
| Savannah, GA | 9 | $ 2,775,000 | $ 308,333 | $ 119,000 |
| Asheville, NC | 8 | $ 2,940,000 | $ 367,500 | $ 168,000 |
| Columbia, SC | 8 | $ 2,310,000 | $ 288,750 | $ 90,000 |
| El Paso, TX | 8 | $ 2,070,000 | $ 258,750 | $ 270,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 3,305,000 | $ 472,142 | $ 171,000 |
| Chambersburg-Waynesboro, PA | 7 | $ 1,305,000 | $ 186,428 | $ 75,000 |
| Fresno, CA | 7 | $ 3,465,000 | $ 495,000 | $ 186,000 |
| Gadsden, AL | 7 | $ 745,000 | $ 106,428 | $ 43,000 |
| Kokomo, IN | 7 | $ 1,395,000 | $ 199,285 | $ 76,000 |
| Redding, CA | 7 | $ 2,365,000 | $ 337,857 | $ 174,000 |
| Rochester, MN | 7 | $ 2,065,000 | $ 295,000 | $ 185,000 |
| Rochester, NY | 7 | $ 1,425,000 | $ 203,571 | $ 95,000 |
| Sebring, FL | 7 | $ 1,685,000 | $ 240,714 | $ 69,000 |
| Waterbury-Shelton, CT | 7 | $ 1,345,000 | $ 192,142 | $ 102,000 |
| Battle Creek, MI | 6 | $ 1,060,000 | $ 176,666 | $ 66,000 |
| Charlottesville, VA | 6 | $ 1,750,000 | $ 291,666 | $ 103,000 |
| Cincinnati, OH-KY-IN | 6 | $ 1,530,000 | $ 255,000 | $ 108,000 |
| Cleveland, OH | 6 | $ 1,150,000 | $ 191,666 | $ 85,000 |
| Dalton, GA | 6 | $ 1,820,000 | $ 303,333 | $ 78,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 820,000 | $ 136,666 | $ 73,000 |
| Dover, DE | 6 | $ 1,440,000 | $ 240,000 | $ 101,000 |
| Greenville, NC | 6 | $ 1,910,000 | $ 318,333 | $ 267,000 |
| Hanford-Corcoran, CA | 6 | $ 1,070,000 | $ 178,333 | $ 99,000 |
| Jackson, MS | 6 | $ 1,120,000 | $ 186,666 | $ 64,000 |
| Lexington-Fayette, KY | 6 | $ 1,140,000 | $ 190,000 | $ 89,000 |
| Lubbock, TX | 6 | $ 1,970,000 | $ 328,333 | $ 253,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,320,000 | $ 220,000 | $ 113,000 |
| Merced, CA | 6 | $ 1,840,000 | $ 306,666 | $ 121,000 |
| Nassau County-Suffolk County, NY | 6 | $ 2,330,000 | $ 388,333 | $ 126,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 1,600,000 | $ 266,666 | $ 155,000 |
| Rockingham County-Strafford County, NH | 6 | $ 2,420,000 | $ 403,333 | $ 168,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 2,320,000 | $ 386,666 | $ 100,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 3,260,000 | $ 543,333 | $ 335,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,950,000 | $ 325,000 | $ 96,000 |
| Albany, OR | 5 | $ 1,615,000 | $ 323,000 | $ 99,000 |
| Amarillo, TX | 5 | $ 1,035,000 | $ 207,000 | $ 57,000 |
| Ann Arbor, MI | 5 | $ 1,285,000 | $ 257,000 | $ 95,000 |
| Boise City, ID | 5 | $ 2,315,000 | $ 463,000 | $ 377,000 |
| Chattanooga, TN-GA | 5 | $ 1,545,000 | $ 309,000 | $ 232,800 |
| Daphne-Fairhope-Foley, AL | 5 | $ 2,045,000 | $ 409,000 | $ 144,000 |
| Durham-Chapel Hill, NC | 5 | $ 2,395,000 | $ 479,000 | $ 178,000 |
| Flint, MI | 5 | $ 1,365,000 | $ 273,000 | $ 95,000 |
| Harrisburg-Carlisle, PA | 5 | $ 1,225,000 | $ 245,000 | $ 89,000 |
| Hattiesburg, MS | 5 | $ 605,000 | $ 121,000 | $ 65,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 885,000 | $ 177,000 | $ 80,000 |
| Montgomery, AL | 5 | $ 1,095,000 | $ 219,000 | $ 89,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,995,000 | $ 399,000 | $ 205,000 |
| Pueblo, CO | 5 | $ 795,000 | $ 159,000 | $ 91,000 |
| Reading, PA | 5 | $ 865,000 | $ 173,000 | $ 106,000 |
| Salt Lake City, UT | 5 | $ 3,425,000 | $ 685,000 | $ 169,000 |
| Tacoma-Lakewood, WA | 5 | $ 2,645,000 | $ 529,000 | $ 145,000 |
| Tucson, AZ | 5 | $ 1,155,000 | $ 231,000 | $ 154,000 |
| Burlington, NC | 4 | $ 810,000 | $ 202,500 | $ 66,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 780,000 | $ 195,000 | $ 79,000 |
| Elgin, IL | 4 | $ 710,000 | $ 177,500 | $ 62,000 |
| Flagstaff, AZ | 4 | $ 900,000 | $ 225,000 | $ 170,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 1,350,000 | $ 337,500 | $ 122,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 4 | $ 1,910,000 | $ 477,500 | $ 206,000 |
| Medford, OR | 4 | $ 1,230,000 | $ 307,500 | $ 86,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,970,000 | $ 492,500 | $ 181,000 |
| Muncie, IN | 4 | $ 260,000 | $ 65,000 | $ 37,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,300,000 | $ 325,000 | $ 137,000 |
| Owensboro, KY | 4 | $ 390,000 | $ 97,500 | $ 134,000 |
| Provo-Orem, UT | 4 | $ 1,740,000 | $ 435,000 | $ 98,000 |
| Reno, NV | 4 | $ 1,480,000 | $ 370,000 | $ 163,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,770,000 | $ 442,500 | $ 160,000 |
| Santa Fe, NM | 4 | $ 1,680,000 | $ 420,000 | $ 217,000 |
| Tuscaloosa, AL | 4 | $ 1,500,000 | $ 375,000 | $ 272,000 |
| Wausau, WI | 4 | $ 650,000 | $ 162,500 | $ 72,000 |
| Wichita Falls, TX | 4 | $ 770,000 | $ 192,500 | $ 61,000 |
| Wichita, KS | 4 | $ 580,000 | $ 145,000 | $ 59,000 |
| Yuba City, CA | 4 | $ 810,000 | $ 202,500 | $ 77,000 |
| Yuma, AZ | 4 | $ 610,000 | $ 152,500 | $ 180,000 |
| Aguadilla-Isabela, PR | 3 | $ 545,000 | $ 181,666 | $ 43,000 |
| Akron, OH | 3 | $ 1,125,000 | $ 375,000 | $ 186,000 |
| Albany, GA | 3 | $ 465,000 | $ 155,000 | $ 154,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 405,000 | $ 135,000 | $ 45,000 |
| Boston, MA | 3 | $ 1,815,000 | $ 605,000 | $ 201,000 |
| Camden, NJ | 3 | $ 995,000 | $ 331,666 | $ 164,000 |
| Columbia, MO | 3 | $ 725,000 | $ 241,666 | $ 169,000 |
| Jackson, MI | 3 | $ 415,000 | $ 138,333 | $ 68,000 |
| Joplin, MO | 3 | $ 305,000 | $ 101,666 | $ 96,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 645,000 | $ 215,000 | $ 133,000 |
| Lexington Park, MD | 3 | $ 925,000 | $ 308,333 | $ 174,000 |
| Manhattan, KS | 3 | $ 445,000 | $ 148,333 | $ 333,000 |
| Niles-Benton Harbor, MI | 3 | $ 675,000 | $ 225,000 | $ 87,000 |
| Roanoke, VA | 3 | $ 665,000 | $ 221,666 | $ 57,000 |
| Salem, OR | 3 | $ 995,000 | $ 331,666 | $ 172,000 |
| Salisbury, MD-DE | 3 | $ 695,000 | $ 231,666 | $ 100,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 555,000 | $ 185,000 | $ 107,000 |
| St. George, UT | 3 | $ 1,085,000 | $ 361,666 | $ 169,000 |
| St. Joseph, MO-KS | 3 | $ 825,000 | $ 275,000 | $ 106,000 |
| Toledo, OH | 3 | $ 505,000 | $ 168,333 | $ 107,000 |
| Trenton, NJ | 3 | $ 805,000 | $ 268,333 | $ 70,000 |
| Valdosta, GA | 3 | $ 645,000 | $ 215,000 | $ 72,000 |
| Worcester, MA-CT | 3 | $ 1,185,000 | $ 395,000 | $ 151,000 |
| York-Hanover, PA | 3 | $ 755,000 | $ 251,666 | $ 66,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 900,000 | $ 450,000 | $ 225,000 |
| Amherst Town-Northampton, MA | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Arecibo, PR | 2 | $ 240,000 | $ 120,000 | $ 42,000 |
| Bend-Redmond, OR | 2 | $ 260,000 | $ 130,000 | $ 189,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 990,000 | $ 495,000 | $ 254,000 |
| Casper, WY | 2 | $ 550,000 | $ 275,000 | $ 114,000 |
| Chico, CA | 2 | $ 840,000 | $ 420,000 | $ 129,000 |
| Cleveland, TN | 2 | $ 610,000 | $ 305,000 | $ 74,000 |
| Coeur D'Alene, ID | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Columbus, IN | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| Eau Claire, WI | 2 | $ 730,000 | $ 365,000 | $ 144,000 |
| Everett, WA | 2 | $ 1,140,000 | $ 570,000 | $ 98,000 |
| Fargo, ND-MN | 2 | $ 440,000 | $ 220,000 | $ 144,000 |
| Florence-Muscle Shoals, AL | 2 | $ 130,000 | $ 65,000 | $ 69,000 |
| Grand Junction, CO | 2 | $ 740,000 | $ 370,000 | $ 156,000 |
| Grants Pass, OR | 2 | $ 380,000 | $ 190,000 | $ 28,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 870,000 | $ 435,000 | $ 826,000 |
| Idaho Falls, ID | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Jacksonville, NC | 2 | $ 850,000 | $ 425,000 | $ 249,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| Kalamazoo-Portage, MI | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Kenosha, WI | 2 | $ 470,000 | $ 235,000 | $ 110,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 700,000 | $ 350,000 | $ 169,000 |
| Lawton, OK | 2 | $ 450,000 | $ 225,000 | $ 185,000 |
| Lynchburg, VA | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Madison, WI | 2 | $ 1,170,000 | $ 585,000 | $ 318,000 |
| New Orleans-Metairie, LA | 2 | $ 640,000 | $ 320,000 | $ 94,000 |
| Ogden-Clearfield, UT | 2 | $ 390,000 | $ 195,000 | $ 101,000 |
| Pocatello, ID | 2 | $ 330,000 | $ 165,000 | $ 167,000 |
| Salinas, CA | 2 | $ 790,000 | $ 395,000 | $ 161,000 |
| San Angelo, TX | 2 | $ 550,000 | $ 275,000 | $ 119,000 |
| Spokane-Spokane Valley, WA | 2 | $ 760,000 | $ 380,000 | $ 154,000 |
| Topeka, KS | 2 | $ 340,000 | $ 170,000 | $ 147,000 |
| Vineland-Bridgeton, NJ | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Altoona, PA | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Appleton, WI | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Baton Rouge, LA | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Bay City, MI | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Bloomington, IL | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Bremerton-Silverdale, WA | 1 | $ 155,000 | $ 155,000 | $ 219,000 |
| Brownsville-Harlingen, TX | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Burlington-South Burlington, VT | 1 | $ 395,000 | $ 395,000 | $ 171,000 |
| Cedar Rapids, IA | 1 | $ 225,000 | $ 225,000 | $ 2,311,000 |
| Champaign-Urbana, IL | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Decatur, AL | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Des Moines-West Des Moines, IA | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Fort Wayne, IN | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Gettysburg, PA | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Goldsboro, NC | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Green Bay, WI | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Hammond, LA | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Houma-Thibodaux, LA | 1 | $ 415,000 | $ 415,000 | $ 148,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Jefferson City, MO | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Kennewick-Richland, WA | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Lake Charles, LA | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Lancaster, PA | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Las Cruces, NM | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Lawrence, KS | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Lincoln, NE | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Minot, ND | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Monroe, MI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| Olympia-Tumwater, WA | 1 | $ 525,000 | $ 525,000 | $ 117,000 |
| Oshkosh-Neenah, WI | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Peoria, IL | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Portland-South Portland, ME | 1 | $ 485,000 | $ 485,000 | $ 168,000 |
| Racine, WI | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Rockford, IL | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Sandusky, OH | 1 | $ 455,000 | $ 455,000 | $ 163,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Shreveport-Bossier City, LA | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Traverse City, MI | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Victoria, TX | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Walla Walla, WA | 1 | $ 425,000 | $ 425,000 | $ 430,000 |
| Watertown-Fort Drum, NY | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Wheeling, WV-OH | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,443 | $5,602,655,000 | $303,000 | $3,005,000 | $133,000 | $4,792,000 |
| Cash-out Refinancing | 1,800 | $527,870,000 | $293,000 | $2,805,000 | $162,000 | $9,190,000 |
| Refinancing | 610 | $247,360,000 | $405,000 | $3,005,000 | $170,000 | $1,501,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,945 | $2,649,085,000 | $296,000 | $2,875,000 | $141,000 | $9,190,000 |
| Not Provided | 4,295 | $1,432,785,000 | $333,000 | $3,005,000 | $153,000 | $5,515,000 |
| Hispanic | 3,999 | $1,120,875,000 | $280,000 | $2,515,000 | $109,000 | $1,502,000 |
| Black or African American | 2,284 | $629,550,000 | $275,000 | $3,005,000 | $112,000 | $2,700,000 |
| Asian | 1,091 | $491,435,000 | $450,000 | $3,005,000 | $187,000 | $3,780,000 |
| Not applicable | 129 | $27,185,000 | $210,000 | $955,000 | $0 | $0 |
| American Indian or Alaskan Native | 93 | $21,825,000 | $234,000 | $765,000 | $108,000 | $486,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,145,000 | $302,000 | $585,000 | $107,000 | $207,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,474 | $4,116,810,000 | $305,000 | $3,005,000 | $156,000 | $9,190,000 |
| FHA-insured (Federal Housing Administration) | 6,121 | $1,811,785,000 | $295,000 | $1,225,000 | $97,000 | $993,000 |
| VA-guaranteed (Veterans Administration) | 1,072 | $417,530,000 | $389,000 | $2,215,000 | $123,000 | $1,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 186 | $31,760,000 | $170,000 | $375,000 | $68,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,471 | $4,753,325,000 | $307,000 | $2,885,000 | $136,000 | $4,792,000 |
| Application Withdrawn By Applicant | 3,870 | $1,191,980,000 | $308,000 | $3,005,000 | $146,000 | $9,190,000 |
| Application Denied By Financial Institution | 1,308 | $381,740,000 | $291,000 | $3,005,000 | $118,000 | $3,972,000 |
| Loan Purchased By The Institution | 128 | $27,060,000 | $211,000 | $955,000 | $0 | $0 |
| Application Approved But Not Accepted | 59 | $16,615,000 | $281,000 | $765,000 | $113,000 | $258,000 |
| File Closed For Incompleteness | 17 | $7,165,000 | $421,000 | $955,000 | $142,000 | $252,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,545 | $5,996,145,000 | $306,000 | $3,005,000 | $138,000 | $9,190,000 |
| Debt-To-Income Ratio | 590 | $189,410,000 | $321,000 | $3,005,000 | $101,000 | $976,000 |
| Collateral | 213 | $49,995,000 | $234,000 | $1,125,000 | $111,000 | $971,000 |
| Credit History | 197 | $52,275,000 | $265,000 | $1,225,000 | $126,000 | $1,961,000 |
| Other | 128 | $35,320,000 | $275,000 | $2,005,000 | $200,000 | $3,972,000 |
| Unverifiable Information | 100 | $34,010,000 | $340,000 | $2,305,000 | $143,000 | $2,191,000 |
| Employment History | 72 | $18,300,000 | $254,000 | $645,000 | $84,000 | $246,000 |
| Credit Application Incomplete | 8 | $2,430,000 | $303,000 | $495,000 | $138,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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