Evergreen Moneysource Mortgage Mortgage Lending & HMDA Data, 2010

In 2010, Evergreen Moneysource Mortgage of Bellevue, WA reported 5,231 mortgage applications totaling $1.0 billion, down 7% from 2009. The average application was for $192,160, and applicants reported an average income of $77,441. 85% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Las Vegas-Paradise, NV (1,061), Seattle-Bellevue-Everett, WA (888) and Portland-Vancouver-Hillsboro, OR-WA (400) (applications in parentheses).

Mortgage Company & Address Evergreen Moneysource Mortgage
915 118th Avenue Se, Suite 300
Bellevue, WA 98005
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,231
Total Mortgage Loan Application Amount $1,005,189,000
Average Mortgage Loan Application Amount $192,160
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $77,441
Highest Applicant Income $3,650,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evergreen Moneysource Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evergreen Moneysource Mortgage by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 1,061 $ 156,257,000 $ 147,273 $ 76,000
King, Washington 758 $ 211,364,000 $ 278,844 $ 104,000
Pierce, Washington 362 $ 79,908,000 $ 220,740 $ 76,000
Deschutes, Oregon 240 $ 39,600,000 $ 165,000 $ 74,000
Clark, Washington 223 $ 38,902,000 $ 174,448 $ 72,000
Ada, Idaho 217 $ 33,312,000 $ 153,511 $ 58,000
Mohave, Arizona 175 $ 26,940,000 $ 153,942 $ 85,000
San Bernardino, California 171 $ 22,254,000 $ 130,140 $ 51,000
Sutter, California 165 $ 26,461,000 $ 160,369 $ 77,000
Snohomish, Washington 130 $ 31,967,000 $ 245,900 $ 77,000
Thurston, Washington 119 $ 22,726,000 $ 190,974 $ 66,000
Maui, Hawaii 103 $ 33,795,000 $ 328,106 $ 70,000
Crook, Oregon 103 $ 12,750,000 $ 123,786 $ 52,000
Jackson, Oregon 99 $ 18,236,000 $ 184,202 $ 67,000
Multnomah, Oregon 94 $ 19,341,000 $ 205,755 $ 85,000
Canyon, Idaho 92 $ 8,296,000 $ 90,173 $ 30,000
El Paso, Colorado 87 $ 17,638,000 $ 202,735 $ 69,000
Coconino, Arizona 85 $ 17,285,000 $ 203,352 $ 78,000
Yuba, California 75 $ 11,981,000 $ 159,746 $ 60,000
Chelan, Washington 53 $ 10,525,000 $ 198,584 $ 69,000
Clackamas, Oregon 49 $ 11,257,000 $ 229,734 $ 90,000
Yakima, Washington 48 $ 6,742,000 $ 140,458 $ 47,000
Honolulu, Hawaii 47 $ 16,949,000 $ 360,617 $ 99,000
Marion, Oregon 41 $ 7,102,000 $ 173,219 $ 74,000
Los Angeles, California 40 $ 9,349,000 $ 233,725 $ 76,000
Kern, California 36 $ 5,927,000 $ 164,638 $ 53,000
Douglas, Washington 34 $ 7,386,000 $ 217,235 $ 119,000
Siskiyou, California 31 $ 5,319,000 $ 171,580 $ 57,000
Washington, Oregon 27 $ 6,242,000 $ 231,185 $ 88,000
Linn, Oregon 26 $ 3,793,000 $ 145,884 $ 48,000
San Diego, California 25 $ 6,325,000 $ 253,000 $ 104,000
Benton, Washington 22 $ 4,268,000 $ 194,000 $ 69,000
Butte, California 18 $ 2,809,000 $ 156,055 $ 70,000
Clatsop, Oregon 17 $ 2,680,000 $ 157,647 $ 90,000
Lincoln, Oregon 16 $ 2,991,000 $ 186,937 $ 118,000
Cowlitz, Washington 16 $ 2,689,000 $ 168,062 $ 77,000
Riverside, California 15 $ 3,344,000 $ 222,933 $ 170,000
Kitsap, Washington 14 $ 3,597,000 $ 256,928 $ 132,000
Whatcom, Washington 14 $ 3,219,000 $ 229,928 $ 81,000
Lewis, Washington 12 $ 1,756,000 $ 146,333 $ 57,000
Nye, Nevada 11 $ 1,132,000 $ 102,909 $ 50,000
Jefferson, Oregon 11 $ 1,057,000 $ 96,090 $ 74,000
Benton, Oregon 9 $ 1,938,000 $ 215,333 $ 104,000
Mason, Washington 9 $ 1,983,000 $ 220,333 $ 83,000
Tillamook, Oregon 8 $ 1,975,000 $ 246,875 $ 89,000
Okanogan, Washington 8 $ 1,332,000 $ 166,500 $ 78,000
La Paz, Arizona 7 $ 1,676,000 $ 239,428 $ 286,000
Maricopa, Arizona 7 $ 901,000 $ 128,714 $ 85,000
Colusa, California 7 $ 1,157,000 $ 165,285 $ 78,000
Jefferson, Washington 7 $ 1,619,000 $ 231,285 $ 78,000
Skagit, Washington 7 $ 1,229,000 $ 175,571 $ 80,000
Spokane, Washington 7 $ 944,000 $ 134,857 $ 80,000
Kauai, Hawaii 6 $ 1,846,000 $ 307,666 $ 83,000
Polk, Oregon 6 $ 1,434,000 $ 239,000 $ 89,000
Sacramento, California 5 $ 854,000 $ 170,800 $ 31,000
Hawaii, Hawaii 5 $ 819,000 $ 163,800 $ 54,000
Yamhill, Oregon 5 $ 1,313,000 $ 262,600 $ 87,000
Grays Harbor, Washington 5 $ 1,077,000 $ 215,400 $ 67,000
Fresno, California 4 $ 554,000 $ 138,500 $ 44,000
Orange, California 4 $ 1,049,000 $ 262,250 $ 100,000
Yolo, California 4 $ 862,000 $ 215,500 $ 86,000
Josephine, Oregon 4 $ 531,000 $ 132,750 $ 57,000
Lane, Oregon 4 $ 974,000 $ 243,500 $ 95,000
Kittitas, Washington 4 $ 833,000 $ 208,250 $ 89,000
Pacific, Washington 4 $ 517,000 $ 129,250 $ 56,000
Whitman, Washington 4 $ 518,000 $ 129,500 $ 52,000
Tulare, California 3 $ 497,000 $ 165,666 $ 90,000
Teller, Colorado 3 $ 145,000 $ 48,333 $ 52,000
Gem, Idaho 3 $ 264,000 $ 88,000 $ 29,000
Coos, Oregon 3 $ 353,000 $ 117,666 $ 45,000
Hood River, Oregon 3 $ 660,000 $ 220,000 $ 62,000
Clallam, Washington 3 $ 394,000 $ 131,333 $ 44,000
Grant, Washington 3 $ 274,000 $ 91,333 $ 47,000
Island, Washington 3 $ 654,000 $ 218,000 $ 330,000
San Juan, Washington 3 $ 896,000 $ 298,666 $ 148,000
Marin, California 2 $ 917,000 $ 458,500 $ 197,000
Boulder, Colorado 2 $ 442,000 $ 221,000 $ 48,000
Denver, Colorado 2 $ 385,000 $ 192,500 $ 71,000
Blaine, Idaho 2 $ 596,000 $ 298,000 $ 105,000
Boise, Idaho 2 $ 217,000 $ 108,500 $ 46,000
Payette, Idaho 2 $ 346,000 $ 173,000 $ 36,000
Flathead, Montana 2 $ 474,000 $ 237,000 $ 184,000
Grant, Oregon 2 $ 265,000 $ 132,500 $ 57,000
Wasco, Oregon 2 $ 310,000 $ 155,000 $ 55,000
Ferry, Washington 2 $ 297,000 $ 148,500 $ 103,000
Franklin, Washington 2 $ 381,000 $ 190,500 $ 50,000
Lincoln, Washington 2 $ 395,000 $ 197,500 $ 153,000
Stevens, Washington 2 $ 300,000 $ 150,000 $ 63,000
Cochise, Arizona 1 $ 108,000 $ 108,000 $ 190,000
Gila, Arizona 1 $ 269,000 $ 269,000 $ 159,000
Graham, Arizona 1 $ 79,000 $ 79,000 $ 21,000
Pima, Arizona 1 $ 417,000 $ 417,000 $ 105,000
Pinal, Arizona 1 $ 260,000 $ 260,000 $ 64,000
Yavapai, Arizona 1 $ 188,000 $ 188,000 $ 589,000
Yuma, Arizona 1 $ 101,000 $ 101,000 $ 57,000
Alameda, California 1 $ 570,000 $ 570,000 $ 200,000
Glenn, California 1 $ 135,000 $ 135,000 $ 122,000
Humboldt, California 1 $ 104,000 $ 104,000 $ 167,000
Lassen, California 1 $ 184,000 $ 184,000 $ 193,000
Nevada, California 1 $ 380,000 $ 380,000 $ 288,000
Plumas, California 1 $ 288,000 $ 288,000 $ 94,000
San Luis Obispo, California 1 $ 404,000 $ 404,000 $ 95,000
Santa Clara, California 1 $ 424,000 $ 424,000 $ 0
Santa Cruz, California 1 $ 417,000 $ 417,000 $ 132,000
Solano, California 1 $ 364,000 $ 364,000 $ 0
Sonoma, California 1 $ 262,000 $ 262,000 $ 58,000
Stanislaus, California 1 $ 68,000 $ 68,000 $ 60,000
Ventura, California 1 $ 743,000 $ 743,000 $ 203,000
Adams, Colorado 1 $ 101,000 $ 101,000 $ 101,000
Arapahoe, Colorado 1 $ 235,000 $ 235,000 $ 0
Pueblo, Colorado 1 $ 92,000 $ 92,000 $ 23,000
Adams, Idaho 1 $ 89,000 $ 89,000 $ 0
Bannock, Idaho 1 $ 143,000 $ 143,000 $ 71,000
Boundary, Idaho 1 $ 226,000 $ 226,000 $ 45,000
Idaho, Idaho 1 $ 172,000 $ 172,000 $ 0
Kootenai, Idaho 1 $ 158,000 $ 158,000 $ 71,000
Valley, Idaho 1 $ 329,000 $ 329,000 $ 96,000
Lincoln, Nevada 1 $ 218,000 $ 218,000 $ 87,000
Washoe, Nevada 1 $ 197,000 $ 197,000 $ 52,000
Columbia, Oregon 1 $ 100,000 $ 100,000 $ 30,000
Curry, Oregon 1 $ 188,000 $ 188,000 $ 144,000
Klamath, Oregon 1 $ 162,000 $ 162,000 $ 37,000
Adams, Washington 1 $ 107,000 $ 107,000 $ 32,000
Klickitat, Washington 1 $ 200,000 $ 200,000 $ 118,000
Skamania, Washington 1 $ 328,000 $ 328,000 $ 94,000
Walla Walla, Washington 1 $ 189,000 $ 189,000 $ 34,000

Mortgage Loan Application Detail Totals for Evergreen Moneysource Mortgage in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,812 $674,767,000 $177,000 $1,060,000 $75,000 $3,650,000
Refinancing 1,419 $330,422,000 $232,000 $1,500,000 $84,000 $2,100,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,876 $741,620,000 $191,000 $1,119,000 $80,000 $2,100,000
Not Provided 449 $95,280,000 $212,000 $743,000 $78,000 $467,000
Hispanic 438 $64,680,000 $147,000 $591,000 $51,000 $316,000
Asian 255 $65,335,000 $256,000 $1,500,000 $97,000 $3,650,000
Black or African American 140 $23,313,000 $166,000 $532,000 $58,000 $207,000
Native Hawaiian or Other Pacific Islander 48 $11,541,000 $240,000 $509,000 $82,000 $269,000
American Indian or Alaskan Native 25 $3,420,000 $136,000 $248,000 $55,000 $176,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,453 $478,592,000 $195,000 $1,500,000 $101,000 $3,650,000
FHA-insured (Federal Housing Administration) 2,190 $409,978,000 $187,000 $743,000 $57,000 $619,000
VA-guaranteed (Veterans Administration) 383 $86,089,000 $224,000 $725,000 $67,000 $268,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 205 $30,530,000 $148,000 $337,000 $44,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,423 $842,033,000 $190,000 $1,060,000 $77,000 $3,650,000
Application Withdrawn By Applicant 534 $109,230,000 $204,000 $1,119,000 $81,000 $1,300,000
Application Denied By Financial Institution 270 $53,192,000 $197,000 $1,500,000 $85,000 $1,647,000
File Closed For Incompleteness 4 $734,000 $183,000 $235,000 $44,000 $78,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5 $850,000 $170,000 $262,000 $69,000 $143,000
Collateral 2 $341,000 $170,000 $229,000 $42,000 $59,000
Employment History 1 $122,000 $122,000 $122,000 $43,000 $43,000
Other 1 $153,000 $153,000 $153,000 $44,000 $44,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evergreen Moneysource Mortgage's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evergreen Moneysource Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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