Evolve Bank & Trust Mortgage Lending & HMDA Data, 2011
In 2011, Evolve Bank & Trust of Memphis, TN reported 3,935 mortgage applications totaling $796.1 million, up 27% from 2010. The average application was for $202,301, and applicants reported an average income of $91,625. 71% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Memphis, TN-MS-AR (447), Houston-Sugar Land-Baytown, TX (214) and Atlanta-Sandy Springs-Marietta, GA (210) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,935 |
| Total Mortgage Loan Application Amount | $796,056,000 |
| Average Mortgage Loan Application Amount | $202,301 |
| Highest Mortgage Loan Application Amount | $1,660,000 |
| Average Applicant Income | $91,625 |
| Highest Applicant Income | $1,632,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Memphis, TN-MS-AR | 447 | $ 70,892,000 | $ 158,595 | $ 88,064 |
| Houston-Sugar Land-Baytown, TX | 214 | $ 49,412,000 | $ 230,897 | $ 125,000 |
| Atlanta-Sandy Springs-Marietta, GA | 210 | $ 31,558,000 | $ 150,276 | $ 62,000 |
| Dallas-Plano-Irving, TX | 210 | $ 41,649,000 | $ 198,328 | $ 96,000 |
| Cincinnati-Middletown, OH-KY-IN | 198 | $ 41,387,000 | $ 209,025 | $ 106,752 |
| Grand Rapids-Wyoming, MI | 161 | $ 21,166,000 | $ 131,465 | $ 72,000 |
| Worcester, MA | 141 | $ 27,260,000 | $ 193,333 | $ 66,000 |
| Cambridge-Newton-Framingham, MA | 123 | $ 32,327,000 | $ 262,821 | $ 98,000 |
| Peabody, MA | 92 | $ 24,503,000 | $ 266,336 | $ 96,000 |
| Nassau-Suffolk, NY | 91 | $ 30,450,000 | $ 334,615 | $ 143,000 |
| Los Angeles-Long Beach-Glendale, CA | 82 | $ 27,586,000 | $ 336,414 | $ 101,000 |
| Tulsa, OK | 79 | $ 14,173,000 | $ 179,405 | $ 90,000 |
| Santa Ana-Anaheim-Irvine, CA | 71 | $ 25,978,000 | $ 365,887 | $ 107,000 |
| Fort Worth-Arlington, TX | 64 | $ 12,496,000 | $ 195,250 | $ 96,000 |
| Rockingham County-Strafford County, NH | 62 | $ 15,106,000 | $ 243,645 | $ 108,000 |
| Jackson, MS | 52 | $ 7,785,000 | $ 149,711 | $ 47,000 |
| Binghamton, NY | 50 | $ 5,092,000 | $ 101,840 | $ 55,000 |
| Holland-Grand Haven, MI | 50 | $ 6,998,000 | $ 139,960 | $ 73,000 |
| Riverside-San Bernardino-Ontario, CA | 50 | $ 12,360,000 | $ 247,200 | $ 84,000 |
| Boston-Quincy, MA | 47 | $ 12,868,000 | $ 273,787 | $ 104,000 |
| San Antonio-New Braunfels, TX | 47 | $ 9,085,000 | $ 193,297 | $ 98,000 |
| Austin-Round Rock-San Marcos, TX | 43 | $ 8,696,000 | $ 202,232 | $ 114,000 |
| Philadelphia, PA | 37 | $ 7,696,000 | $ 208,000 | $ 92,000 |
| St. Louis, MO-IL | 34 | $ 5,440,000 | $ 160,000 | $ 58,294 |
| New York-White Plains-Wayne, NY-NJ | 32 | $ 10,870,000 | $ 339,687 | $ 129,500 |
| Chicago-Joliet-Naperville, IL | 31 | $ 6,872,000 | $ 221,677 | $ 85,000 |
| Laredo, TX | 27 | $ 3,883,000 | $ 143,814 | $ 57,000 |
| Manchester-Nashua, NH | 26 | $ 6,318,000 | $ 243,000 | $ 97,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 25 | $ 6,798,000 | $ 271,920 | $ 99,200 |
| Springfield, MA | 21 | $ 4,430,000 | $ 210,952 | $ 77,000 |
| Denver-Aurora-Broomfield, CO | 20 | $ 3,669,000 | $ 183,450 | $ 68,000 |
| Oklahoma City, OK | 20 | $ 2,910,000 | $ 145,500 | $ 86,000 |
| Columbus, OH | 19 | $ 5,274,000 | $ 277,578 | $ 158,000 |
| Little Rock-North Little Rock-Conway, AR | 19 | $ 2,892,000 | $ 152,210 | $ 72,000 |
| Providence-New Bedford-Fall River, RI-MA | 19 | $ 4,770,000 | $ 251,052 | $ 89,368 |
| Waco, TX | 19 | $ 2,651,000 | $ 139,526 | $ 78,000 |
| Kalamazoo-Portage, MI | 18 | $ 2,613,000 | $ 145,166 | $ 135,000 |
| Bridgeport-Stamford-Norwalk, CT | 17 | $ 4,461,000 | $ 262,411 | $ 107,000 |
| Cleveland-Elyria-Mentor, OH | 17 | $ 3,208,000 | $ 188,705 | $ 131,000 |
| Muskegon-Norton Shores, MI | 16 | $ 1,851,000 | $ 115,687 | $ 55,000 |
| Portland-South Portland-Biddeford, ME | 15 | $ 3,342,000 | $ 222,800 | $ 78,000 |
| San Diego-Carlsbad-San Marcos, CA | 14 | $ 4,565,000 | $ 326,071 | $ 93,000 |
| Akron, OH | 13 | $ 2,438,000 | $ 187,538 | $ 69,000 |
| Longview, TX | 12 | $ 2,051,000 | $ 170,916 | $ 110,000 |
| Camden, NJ | 11 | $ 2,493,000 | $ 226,636 | $ 74,000 |
| Edison-New Brunswick, NJ | 11 | $ 3,168,000 | $ 288,000 | $ 112,000 |
| Hartford-West Hartford-East Hartford, CT | 11 | $ 2,792,000 | $ 253,818 | $ 101,000 |
| Killeen-Temple-Fort Hood, TX | 11 | $ 1,768,000 | $ 160,727 | $ 88,000 |
| Birmingham-Hoover, AL | 10 | $ 1,902,000 | $ 190,200 | $ 79,000 |
| Fort Smith, AR-OK | 10 | $ 1,403,000 | $ 140,300 | $ 63,000 |
| Jonesboro, AR | 10 | $ 1,537,000 | $ 153,700 | $ 74,000 |
| Corpus Christi, TX | 9 | $ 1,753,000 | $ 194,777 | $ 118,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 1,589,000 | $ 176,555 | $ 79,000 |
| Kansas City, MO-KS | 9 | $ 2,289,000 | $ 254,333 | $ 90,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 1,661,000 | $ 184,555 | $ 77,000 |
| New Haven-Milford, CT | 9 | $ 2,333,000 | $ 259,222 | $ 92,000 |
| Beaumont-Port Arthur, TX | 8 | $ 1,193,000 | $ 149,125 | $ 60,000 |
| Knoxville, TN | 8 | $ 1,303,000 | $ 162,875 | $ 72,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 1,925,000 | $ 240,625 | $ 92,000 |
| Naples-Marco Island, FL | 8 | $ 2,489,000 | $ 311,125 | $ 240,000 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 1,888,000 | $ 236,000 | $ 102,000 |
| Barnstable Town, MA | 7 | $ 1,494,000 | $ 213,428 | $ 93,000 |
| Hot Springs, AR | 7 | $ 1,410,000 | $ 201,428 | $ 66,000 |
| Midland, TX | 7 | $ 1,290,000 | $ 184,285 | $ 124,000 |
| Tucson, AZ | 7 | $ 2,063,000 | $ 294,714 | $ 131,000 |
| Canton-Massillon, OH | 6 | $ 1,441,000 | $ 240,166 | $ 177,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 6 | $ 1,165,000 | $ 194,166 | $ 84,000 |
| Dayton, OH | 6 | $ 1,026,000 | $ 171,000 | $ 69,000 |
| El Paso, TX | 6 | $ 594,000 | $ 99,000 | $ 122,000 |
| Lexington-Fayette, KY | 6 | $ 1,467,000 | $ 244,500 | $ 93,000 |
| Lubbock, TX | 6 | $ 865,000 | $ 144,166 | $ 150,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 1,531,000 | $ 255,166 | $ 90,000 |
| Utica-Rome, NY | 6 | $ 568,000 | $ 94,666 | $ 47,000 |
| Victoria, TX | 6 | $ 1,115,000 | $ 185,833 | $ 133,000 |
| Abilene, TX | 5 | $ 775,000 | $ 155,000 | $ 83,000 |
| Anchorage, AK | 5 | $ 978,000 | $ 195,600 | $ 94,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,040,000 | $ 208,000 | $ 208,000 |
| Las Vegas-Paradise, NV | 5 | $ 1,285,000 | $ 257,000 | $ 96,000 |
| Mobile, AL | 5 | $ 755,000 | $ 151,000 | $ 74,000 |
| Newark-Union, NJ-PA | 5 | $ 1,814,000 | $ 362,800 | $ 148,000 |
| Odessa, TX | 5 | $ 872,000 | $ 174,400 | $ 75,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 966,000 | $ 193,200 | $ 144,000 |
| Reading, PA | 5 | $ 964,000 | $ 192,800 | $ 84,000 |
| Springfield, MO | 5 | $ 728,000 | $ 145,600 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 1,230,000 | $ 246,000 | $ 215,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,019,000 | $ 203,800 | $ 66,000 |
| Wilmington, DE-MD-NJ | 5 | $ 2,272,000 | $ 454,400 | $ 143,000 |
| Albuquerque, NM | 4 | $ 720,000 | $ 180,000 | $ 67,000 |
| Baton Rouge, LA | 4 | $ 759,000 | $ 189,750 | $ 58,000 |
| College Station-Bryan, TX | 4 | $ 498,000 | $ 124,500 | $ 93,000 |
| Fairbanks, AK | 4 | $ 452,000 | $ 113,000 | $ 49,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 889,000 | $ 222,250 | $ 80,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 757,000 | $ 189,250 | $ 89,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 4 | $ 952,000 | $ 238,000 | $ 84,000 |
| Richmond, VA | 4 | $ 960,000 | $ 240,000 | $ 114,000 |
| Santa Fe, NM | 4 | $ 921,000 | $ 230,250 | $ 167,000 |
| Tyler, TX | 4 | $ 538,000 | $ 134,500 | $ 72,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 1,423,000 | $ 355,750 | $ 148,000 |
| Baltimore-Towson, MD | 3 | $ 898,000 | $ 299,333 | $ 66,000 |
| Brownsville-Harlingen, TX | 3 | $ 568,000 | $ 189,333 | $ 113,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 592,000 | $ 197,333 | $ 124,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 1,458,000 | $ 486,000 | $ 230,000 |
| Harrisonburg, VA | 3 | $ 612,000 | $ 204,000 | $ 25,000 |
| Ithaca, NY | 3 | $ 386,000 | $ 128,666 | $ 50,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 405,000 | $ 135,000 | $ 31,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 896,000 | $ 298,666 | $ 119,000 |
| Macon, GA | 3 | $ 249,000 | $ 83,000 | $ 30,000 |
| North Port-Bradenton-Sarasota, FL | 3 | $ 1,646,000 | $ 548,666 | $ 209,000 |
| Oakland-Fremont-Hayward, CA | 3 | $ 909,000 | $ 303,000 | $ 107,000 |
| Phoenix-Mesa-Glendale, AZ | 3 | $ 2,278,000 | $ 759,333 | $ 331,000 |
| Raleigh-Cary, NC | 3 | $ 679,000 | $ 226,333 | $ 75,000 |
| Rochester, NY | 3 | $ 395,000 | $ 131,666 | $ 52,000 |
| San Angelo, TX | 3 | $ 362,000 | $ 120,666 | $ 82,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 931,000 | $ 310,333 | $ 98,000 |
| Sherman-Denison, TX | 3 | $ 795,000 | $ 265,000 | $ 110,000 |
| Winston-Salem, NC | 3 | $ 372,000 | $ 124,000 | $ 51,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 620,000 | $ 310,000 | $ 160,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Altoona, PA | 2 | $ 542,000 | $ 271,000 | $ 191,000 |
| Amarillo, TX | 2 | $ 285,000 | $ 142,500 | $ 121,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 392,000 | $ 196,000 | $ 71,000 |
| Colorado Springs, CO | 2 | $ 905,000 | $ 452,500 | $ 124,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 134,000 | $ 67,000 | $ 80,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 462,000 | $ 231,000 | $ 106,000 |
| Dover, DE | 2 | $ 533,000 | $ 266,500 | $ 91,000 |
| Evansville, IN-KY | 2 | $ 268,000 | $ 134,000 | $ 59,000 |
| Farmington, NM | 2 | $ 345,000 | $ 172,500 | $ 69,000 |
| Fayetteville, NC | 2 | $ 276,000 | $ 138,000 | $ 10,000 |
| Fort Collins-Loveland, CO | 2 | $ 426,000 | $ 213,000 | $ 155,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 538,000 | $ 269,000 | $ 101,000 |
| Greeley, CO | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Gulfport-Biloxi, MS | 2 | $ 265,000 | $ 132,500 | $ 104,000 |
| Harrisburg-Carlisle, PA | 2 | $ 287,000 | $ 143,500 | $ 34,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 254,000 | $ 127,000 | $ 78,000 |
| Jacksonville, FL | 2 | $ 574,000 | $ 287,000 | $ 83,000 |
| Lafayette, IN | 2 | $ 409,000 | $ 204,500 | $ 123,000 |
| Lancaster, PA | 2 | $ 301,000 | $ 150,500 | $ 40,000 |
| Lewiston-Auburn, ME | 2 | $ 173,000 | $ 86,500 | $ 55,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 305,000 | $ 152,500 | $ 174,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 349,000 | $ 174,500 | $ 61,000 |
| Pittsfield, MA | 2 | $ 467,000 | $ 233,500 | $ 99,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 388,000 | $ 194,000 | $ 63,000 |
| Syracuse, NY | 2 | $ 265,000 | $ 132,500 | $ 41,000 |
| Toledo, OH | 2 | $ 1,473,000 | $ 736,500 | $ 147,000 |
| Trenton-Ewing, NJ | 2 | $ 562,000 | $ 281,000 | $ 71,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 327,000 | $ 163,500 | $ 224,000 |
| Wichita, KS | 2 | $ 272,000 | $ 136,000 | $ 98,000 |
| Albany, GA | 1 | $ 182,000 | $ 182,000 | $ 132,000 |
| Alexandria, LA | 1 | $ 238,000 | $ 238,000 | $ 103,000 |
| Anniston-Oxford, AL | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Athens-Clarke County, GA | 1 | $ 300,000 | $ 300,000 | $ 103,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Bakersfield-Delano, CA | 1 | $ 183,000 | $ 183,000 | $ 36,000 |
| Bethesda-Rockville-Frederick, MD | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Boulder, CO | 1 | $ 243,000 | $ 243,000 | $ 89,000 |
| Bremerton-Silverdale, WA | 1 | $ 200,000 | $ 200,000 | $ 152,000 |
| Brunswick, GA | 1 | $ 144,000 | $ 144,000 | $ 73,000 |
| Burlington-South Burlington, VT | 1 | $ 163,000 | $ 163,000 | $ 50,000 |
| Casper, WY | 1 | $ 204,000 | $ 204,000 | $ 87,000 |
| Charlottesville, VA | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Chattanooga, TN-GA | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Clarksville, TN-KY | 1 | $ 122,000 | $ 122,000 | $ 75,000 |
| Coeur D'Alene, ID | 1 | $ 67,000 | $ 67,000 | $ 23,000 |
| Columbia, SC | 1 | $ 272,000 | $ 272,000 | $ 99,000 |
| Dothan, AL | 1 | $ 160,000 | $ 160,000 | $ 87,000 |
| Dubuque, IA | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Elmira, NY | 1 | $ 199,000 | $ 199,000 | $ 49,000 |
| Erie, PA | 1 | $ 184,000 | $ 184,000 | $ 98,000 |
| Flint, MI | 1 | $ 146,000 | $ 146,000 | $ 68,000 |
| Florence, SC | 1 | $ 290,000 | $ 290,000 | $ 126,000 |
| Fort Wayne, IN | 1 | $ 62,000 | $ 62,000 | $ 54,000 |
| Gainesville, GA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Gary, IN | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Glens Falls, NY | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Greensboro-High Point, NC | 1 | $ 156,000 | $ 156,000 | $ 189,000 |
| Hattiesburg, MS | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Huntsville, AL | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Indianapolis-Carmel, IN | 1 | $ 357,000 | $ 357,000 | $ 0 |
| Jacksonville, NC | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Janesville, WI | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Lafayette, LA | 1 | $ 247,000 | $ 247,000 | $ 147,000 |
| Lansing-East Lansing, MI | 1 | $ 107,000 | $ 107,000 | $ 172,000 |
| Las Cruces, NM | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Lawrence, KS | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Lawton, OK | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Missoula, MT | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Monroe, MI | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Montgomery, AL | 1 | $ 301,000 | $ 301,000 | $ 59,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Norwich-New London, CT | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Ogden-Clearfield, UT | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 122,000 | $ 122,000 | $ 120,000 |
| Pascagoula, MS | 1 | $ 223,000 | $ 223,000 | $ 57,000 |
| Peoria, IL | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Pittsburgh, PA | 1 | $ 417,000 | $ 417,000 | $ 259,000 |
| Port St. Lucie, FL | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Prescott, AZ | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Pueblo, CO | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Roanoke, VA | 1 | $ 174,000 | $ 174,000 | $ 69,000 |
| Salt Lake City, UT | 1 | $ 417,000 | $ 417,000 | $ 470,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 410,000 | $ 410,000 | $ 56,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 270,000 | $ 270,000 | $ 94,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 488,000 | $ 488,000 | $ 192,000 |
| Savannah, GA | 1 | $ 414,000 | $ 414,000 | $ 118,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 110,000 | $ 110,000 | $ 155,000 |
| Spokane, WA | 1 | $ 274,000 | $ 274,000 | $ 105,000 |
| Springfield, OH | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| St. Joseph, MO-KS | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Tacoma, WA | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Topeka, KS | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Tuscaloosa, AL | 1 | $ 66,000 | $ 66,000 | $ 250,000 |
| Valdosta, GA | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Wheeling, WV-OH | 1 | $ 412,000 | $ 412,000 | $ 257,000 |
| Wilmington, NC | 1 | $ 98,000 | $ 98,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,219 | $506,659,000 | $228,000 | $1,660,000 | $104,000 | $1,632,000 |
| Home Purchase | 1,702 | $289,226,000 | $169,000 | $1,500,000 | $76,000 | $740,000 |
| Home Improvement | 14 | $171,000 | $12,000 | $55,000 | $30,000 | $124,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,072 | $634,730,000 | $206,000 | $1,660,000 | $95,000 | $1,632,000 |
| Black or African American | 311 | $47,260,000 | $151,000 | $506,000 | $57,000 | $518,000 |
| Hispanic | 262 | $48,556,000 | $185,000 | $687,000 | $77,000 | $382,000 |
| Not Provided | 150 | $33,276,000 | $221,000 | $1,200,000 | $89,000 | $482,000 |
| Asian | 123 | $29,836,000 | $242,000 | $814,000 | $120,000 | $742,000 |
| American Indian or Alaskan Native | 8 | $1,124,000 | $140,000 | $228,000 | $60,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,122,000 | $160,000 | $327,000 | $78,000 | $111,000 |
| Not applicable | 2 | $152,000 | $76,000 | $90,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,143 | $491,290,000 | $229,000 | $1,660,000 | $119,000 | $1,632,000 |
| FHA-insured (Federal Housing Administration) | 1,433 | $246,190,000 | $171,000 | $721,000 | $62,000 | $537,000 |
| VA-guaranteed (Veterans Administration) | 184 | $35,937,000 | $195,000 | $779,000 | $52,000 | $249,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 175 | $22,639,000 | $129,000 | $276,000 | $43,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,798 | $562,939,000 | $201,000 | $1,621,000 | $94,000 | $1,632,000 |
| Application Withdrawn By Applicant | 596 | $124,893,000 | $209,000 | $1,225,000 | $91,000 | $742,000 |
| Application Denied By Financial Institution | 428 | $86,296,000 | $201,000 | $1,660,000 | $79,000 | $891,000 |
| File Closed For Incompleteness | 77 | $15,225,000 | $197,000 | $610,000 | $86,000 | $283,000 |
| Application Approved But Not Accepted | 36 | $6,703,000 | $186,000 | $459,000 | $100,000 | $470,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 123 | $23,201,000 | $188,000 | $492,000 | $86,000 | $349,000 |
| Debt-To-Income Ratio | 121 | $26,279,000 | $217,000 | $1,276,000 | $69,000 | $585,000 |
| Credit History | 73 | $11,983,000 | $164,000 | $444,000 | $72,000 | $482,000 |
| Credit Application Incomplete | 39 | $8,794,000 | $225,000 | $592,000 | $79,000 | $179,000 |
| Other | 23 | $6,697,000 | $291,000 | $1,660,000 | $140,000 | $891,000 |
| Unverifiable Information | 15 | $3,130,000 | $208,000 | $400,000 | $82,000 | $217,000 |
| Employment History | 11 | $1,269,000 | $115,000 | $194,000 | $40,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,304,000 | $186,000 | $551,000 | $51,000 | $103,000 |
| Mortgage Insurance Denied | 1 | $77,000 | $77,000 | $77,000 | $158,000 | $158,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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