Evolve Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Evolve Bank & Trust 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evolve Bank & Trust 301 Shopping Way Blvd West Memphis, AR 72301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,228 |
| Total Mortgage Loan Application Amount | $1,297,497,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $1,768,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $2,224,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Evolve Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evolve Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Evolve Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evolve Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Evolve Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evolve Bank & Trust's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 794 | $ 134,366,000 | $ 169,000 | $ 76,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 472 | $ 96,096,000 | $ 203,000 | $ 87,000 |
| MEMPHIS, TN-MS-AR | 404 | $ 65,668,000 | $ 141,666 | $ 104,333 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 403 | $ 82,777,000 | $ 205,000 | $ 93,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 400 | $ 97,336,000 | $ 243,000 | $ 95,000 |
| GRAND RAPIDS-WYOMING, MI | 344 | $ 54,808,000 | $ 159,000 | $ 67,000 |
| WORCESTER, MA-CT | 258 | $ 52,548,000 | $ 208,500 | $ 72,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 251 | $ 74,474,000 | $ 296,000 | $ 127,000 |
| WILMINGTON, DE-MD-NJ | 182 | $ 39,335,000 | $ 203,000 | $ 66,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 169 | $ 37,231,000 | $ 220,000 | $ 97,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 128 | $ 39,280,000 | $ 306,000 | $ 98,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 107 | $ 24,397,000 | $ 228,000 | $ 119,000 |
| BOSTON, MA | 88 | $ 27,602,000 | $ 313,000 | $ 101,000 |
| CAPE CORAL-FORT MYERS, FL | 83 | $ 14,934,000 | $ 179,000 | $ 87,000 |
| TULSA, OK | 76 | $ 12,414,000 | $ 163,000 | $ 73,000 |
| MUSKEGON, MI | 73 | $ 8,505,000 | $ 116,000 | $ 51,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 68 | $ 16,726,000 | $ 245,000 | $ 81,000 |
| DENVER-AURORA-LAKEWOOD, CO | 66 | $ 19,287,000 | $ 292,000 | $ 100,000 |
| AUSTIN-ROUND ROCK, TX | 63 | $ 17,900,000 | $ 284,000 | $ 138,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 63 | $ 23,339,000 | $ 359,000 | $ 118,000 |
| JONESBORO, AR | 61 | $ 10,122,000 | $ 165,000 | $ 60,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 59 | $ 15,497,000 | $ 262,000 | $ 84,000 |
| CINCINNATI, OH-KY-IN | 57 | $ 9,878,000 | $ 209,000 | $ 103,500 |
| DALLAS-PLANO-IRVING, TX | 55 | $ 12,979,000 | $ 235,000 | $ 152,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 51 | $ 15,094,000 | $ 295,000 | $ 107,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 46 | $ 11,329,000 | $ 227,500 | $ 94,500 |
| PROVIDENCE-WARWICK, RI-MA | 45 | $ 10,937,000 | $ 232,500 | $ 83,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 35 | $ 8,151,000 | $ 232,000 | $ 89,000 |
| SALISBURY, MD-DE | 35 | $ 8,104,000 | $ 201,000 | $ 135,500 |
| DOVER, DE | 33 | $ 7,137,000 | $ 216,000 | $ 53,000 |
| FORT WORTH-ARLINGTON, TX | 30 | $ 6,020,000 | $ 200,000 | $ 112,000 |
| CLEVELAND-ELYRIA, OH | 25 | $ 3,729,000 | $ 149,000 | $ 67,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 23 | $ 3,429,000 | $ 149,000 | $ 68,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 23 | $ 7,615,000 | $ 325,333 | $ 129,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 22 | $ 4,228,000 | $ 192,000 | $ 83,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 21 | $ 4,206,000 | $ 200,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 20 | $ 2,984,000 | $ 142,000 | $ 76,500 |
| TUCSON, AZ | 18 | $ 2,485,000 | $ 138,000 | $ 75,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 17 | $ 2,193,000 | $ 129,000 | $ 85,000 |
| SPRINGFIELD, MA | 16 | $ 2,384,000 | $ 149,000 | $ 64,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 15 | $ 3,045,000 | $ 203,000 | $ 87,000 |
| OKLAHOMA CITY, OK | 15 | $ 2,326,000 | $ 155,000 | $ 57,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 14 | $ 4,623,000 | $ 330,000 | $ 159,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 14 | $ 3,207,000 | $ 229,000 | $ 90,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 13 | $ 4,134,000 | $ 318,000 | $ 124,000 |
| NEWARK, NJ-PA | 13 | $ 4,289,000 | $ 329,000 | $ 142,000 |
| SAN DIEGO-CARLSBAD, CA | 13 | $ 4,859,000 | $ 373,000 | $ 121,000 |
| ELGIN, IL | 12 | $ 2,457,000 | $ 204,000 | $ 85,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 12 | $ 2,544,000 | $ 212,000 | $ 125,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 11 | $ 2,169,000 | $ 195,500 | $ 94,500 |
| RALEIGH, NC | 11 | $ 2,238,000 | $ 203,000 | $ 95,000 |
| WARNER ROBINS, GA | 11 | $ 1,801,000 | $ 163,000 | $ 70,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 10 | $ 4,950,000 | $ 495,000 | $ 138,000 |
| LAKELAND-WINTER HAVEN, FL | 10 | $ 2,197,000 | $ 219,000 | $ 142,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 10 | $ 2,575,000 | $ 257,000 | $ 85,000 |
| MANCHESTER-NASHUA, NH | 10 | $ 2,174,000 | $ 217,000 | $ 112,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 2,900,000 | $ 292,500 | $ 114,500 |
| BARNSTABLE TOWN, MA | 9 | $ 2,489,000 | $ 276,000 | $ 101,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 9 | $ 1,513,000 | $ 168,000 | $ 88,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 1,704,000 | $ 189,000 | $ 64,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 9 | $ 1,397,000 | $ 155,000 | $ 77,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 8 | $ 1,392,000 | $ 174,000 | $ 89,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 8 | $ 2,267,000 | $ 283,000 | $ 91,000 |
| AMARILLO, TX | 7 | $ 1,185,000 | $ 169,000 | $ 121,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 1,389,000 | $ 198,000 | $ 62,000 |
| GREELEY, CO | 7 | $ 1,577,000 | $ 225,000 | $ 80,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 1,556,000 | $ 222,000 | $ 93,000 |
| PHILADELPHIA, PA | 7 | $ 1,287,000 | $ 183,000 | $ 75,000 |
| RICHMOND, VA | 7 | $ 2,045,000 | $ 292,000 | $ 192,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 2,316,000 | $ 330,000 | $ 124,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 7 | $ 2,151,000 | $ 307,000 | $ 96,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 6 | $ 1,490,000 | $ 248,000 | $ 107,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,030,000 | $ 171,000 | $ 55,000 |
| KANSAS CITY, MO-KS | 6 | $ 953,000 | $ 174,500 | $ 90,000 |
| MANSFIELD, OH | 6 | $ 949,000 | $ 158,000 | $ 83,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 747,000 | $ 124,000 | $ 108,500 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 1,001,000 | $ 200,000 | $ 95,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 1,476,000 | $ 295,000 | $ 198,000 |
| DAYTON, OH | 5 | $ 1,190,000 | $ 238,000 | $ 157,000 |
| GAINESVILLE, GA | 5 | $ 978,000 | $ 195,000 | $ 71,000 |
| GARY, IN | 5 | $ 1,124,000 | $ 224,000 | $ 78,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 567,000 | $ 113,000 | $ 58,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 697,000 | $ 139,000 | $ 98,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 5 | $ 1,265,000 | $ 253,000 | $ 136,000 |
| PORT ST. LUCIE, FL | 5 | $ 896,000 | $ 179,000 | $ 74,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,744,000 | $ 348,000 | $ 96,000 |
| ROANOKE, VA | 5 | $ 979,000 | $ 195,000 | $ 56,000 |
| ST. LOUIS, MO-IL | 5 | $ 1,018,000 | $ 199,500 | $ 67,500 |
| TACOMA-LAKEWOOD, WA | 5 | $ 1,219,000 | $ 243,000 | $ 58,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 1,078,000 | $ 269,000 | $ 161,000 |
| COLUMBIA, SC | 4 | $ 216,000 | $ 54,000 | $ 192,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 1,040,000 | $ 260,000 | $ 103,000 |
| FRESNO, CA | 4 | $ 986,000 | $ 246,000 | $ 63,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 1,454,000 | $ 363,000 | $ 120,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4 | $ 1,484,000 | $ 371,000 | $ 102,000 |
| MACON, GA | 4 | $ 787,000 | $ 196,000 | $ 89,000 |
| MIDLAND, TX | 4 | $ 711,000 | $ 177,000 | $ 94,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 744,000 | $ 186,000 | $ 19,000 |
| MODESTO, CA | 4 | $ 1,039,000 | $ 259,000 | $ 111,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 888,000 | $ 222,000 | $ 60,000 |
| PINE BLUFF, AR | 4 | $ 467,000 | $ 116,000 | $ 55,000 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 577,000 | $ 144,000 | $ 54,000 |
| PRESCOTT, AZ | 4 | $ 910,000 | $ 227,000 | $ 115,000 |
| SALT LAKE CITY, UT | 4 | $ 909,000 | $ 227,000 | $ 141,000 |
| SAVANNAH, GA | 4 | $ 1,006,000 | $ 251,000 | $ 113,000 |
| URBAN HONOLULU, HI | 4 | $ 1,630,000 | $ 407,000 | $ 102,000 |
| WINSTON-SALEM, NC | 4 | $ 636,000 | $ 159,000 | $ 54,000 |
| ALBUQUERQUE, NM | 3 | $ 793,000 | $ 264,000 | $ 135,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 922,000 | $ 280,000 | $ 79,500 |
| BINGHAMTON, NY | 3 | $ 306,000 | $ 102,000 | $ 46,000 |
| BOISE CITY, ID | 3 | $ 488,000 | $ 162,000 | $ 126,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 693,000 | $ 231,000 | $ 105,000 |
| CAMDEN, NJ | 3 | $ 357,000 | $ 119,000 | $ 60,000 |
| CHATTANOOGA, TN-GA | 3 | $ 648,000 | $ 231,000 | $ 78,500 |
| COLORADO SPRINGS, CO | 3 | $ 658,000 | $ 219,000 | $ 50,000 |
| FLINT, MI | 3 | $ 429,000 | $ 143,000 | $ 121,000 |
| FORT COLLINS, CO | 3 | $ 838,000 | $ 279,000 | $ 108,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 614,000 | $ 220,500 | $ 23,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 393,000 | $ 131,000 | $ 92,000 |
| JACKSONVILLE, FL | 3 | $ 606,000 | $ 202,000 | $ 30,000 |
| KNOXVILLE, TN | 3 | $ 502,000 | $ 167,000 | $ 64,000 |
| LANSING-EAST LANSING, MI | 3 | $ 309,000 | $ 103,000 | $ 115,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 438,000 | $ 146,000 | $ 59,000 |
| OCALA, FL | 3 | $ 495,000 | $ 165,000 | $ 139,000 |
| RACINE, WI | 3 | $ 450,000 | $ 150,000 | $ 80,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3 | $ 866,000 | $ 288,000 | $ 98,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,342,000 | $ 447,000 | $ 105,000 |
| SANTA ROSA, CA | 3 | $ 870,000 | $ 290,000 | $ 109,000 |
| SPRINGFIELD, OH | 3 | $ 612,000 | $ 204,000 | $ 60,000 |
| TOLEDO, OH | 3 | $ 526,000 | $ 175,000 | $ 87,000 |
| AKRON, OH | 2 | $ 179,000 | $ 89,000 | $ 85,000 |
| ANN ARBOR, MI | 2 | $ 446,000 | $ 223,000 | $ 77,000 |
| ASHEVILLE, NC | 2 | $ 663,000 | $ 331,000 | $ 93,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 464,000 | $ 232,000 | $ 133,000 |
| BOULDER, CO | 2 | $ 712,000 | $ 356,000 | $ 93,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 490,000 | $ 245,000 | $ 136,000 |
| EVANSVILLE, IN-KY | 2 | $ 522,000 | $ 261,000 | $ 87,000 |
| FLAGSTAFF, AZ | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| GLENS FALLS, NY | 2 | $ 385,000 | $ 192,000 | $ 89,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 362,000 | $ 181,000 | $ 83,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 433,000 | $ 216,000 | $ 60,000 |
| JACKSON, MS | 2 | $ 324,000 | $ 162,000 | $ 74,000 |
| JACKSONVILLE, NC | 2 | $ 326,000 | $ 163,000 | $ 137,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 834,000 | $ 417,000 | $ 294,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 350,000 | $ 175,000 | $ 389,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 300,000 | $ 150,000 | $ 139,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 176,000 | $ 88,000 | $ 37,000 |
| MORGANTOWN, WV | 2 | $ 533,000 | $ 266,000 | $ 147,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 469,000 | $ 234,000 | $ 205,000 |
| PANAMA CITY, FL | 2 | $ 504,000 | $ 252,000 | $ 216,000 |
| PEORIA, IL | 2 | $ 401,000 | $ 200,000 | $ 98,000 |
| PITTSBURGH, PA | 2 | $ 345,000 | $ 172,000 | $ 75,000 |
| PITTSFIELD, MA | 2 | $ 409,000 | $ 204,000 | $ 89,000 |
| PROVO-OREM, UT | 2 | $ 577,000 | $ 288,000 | $ 83,000 |
| SALINAS, CA | 2 | $ 534,000 | $ 267,000 | $ 79,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 384,000 | $ 192,000 | $ 67,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 165,000 | $ 82,000 | $ 35,000 |
| SYRACUSE, NY | 2 | $ 96,000 | $ 48,000 | $ 238,000 |
| WICHITA, KS | 2 | $ 245,000 | $ 122,000 | $ 71,000 |
| YORK-HANOVER, PA | 2 | $ 285,000 | $ 142,000 | $ 45,000 |
| ALBANY, GA | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| ALBANY, OR | 1 | $ 166,000 | $ 166,000 | $ 101,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| APPLETON, WI | 1 | $ 96,000 | $ 96,000 | $ 180,000 |
| AUBURN-OPELIKA, AL | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 251,000 | $ 251,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 223,000 | $ 223,000 | $ 148,000 |
| BAY CITY, MI | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| CHARLESTON, WV | 1 | $ 134,000 | $ 134,000 | $ 75,000 |
| CLARKSVILLE, TN-KY | 1 | $ 161,000 | $ 161,000 | $ 85,000 |
| COEUR D'ALENE, ID | 1 | $ 300,000 | $ 300,000 | $ 138,000 |
| COLUMBIA, MO | 1 | $ 88,000 | $ 88,000 | $ 107,000 |
| COLUMBUS, GA-AL | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| DANVILLE, IL | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| DOTHAN, AL | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 82,000 | $ 82,000 | $ 23,000 |
| EAST STROUDSBURG, PA | 1 | $ 89,000 | $ 89,000 | $ 28,000 |
| EL PASO, TX | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| EUGENE, OR | 1 | $ 180,000 | $ 180,000 | $ 34,000 |
| FARGO, ND-MN | 1 | $ 232,000 | $ 232,000 | $ 63,000 |
| FAYETTEVILLE, NC | 1 | $ 69,000 | $ 69,000 | $ 83,000 |
| FORT SMITH, AR-OK | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| GAINESVILLE, FL | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| GOLDSBORO, NC | 1 | $ 239,000 | $ 239,000 | $ 48,000 |
| GRAND FORKS, ND-MN | 1 | $ 212,000 | $ 212,000 | $ 88,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| HUNTSVILLE, AL | 1 | $ 371,000 | $ 371,000 | $ 75,000 |
| IOWA CITY, IA | 1 | $ 154,000 | $ 154,000 | $ 0 |
| JACKSON, MI | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| JACKSON, TN | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| JOPLIN, MO | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| KANKAKEE, IL | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| LAWRENCE, KS | 1 | $ 158,000 | $ 158,000 | $ 249,000 |
| LIMA, OH | 1 | $ 169,000 | $ 169,000 | $ 104,000 |
| LYNCHBURG, VA | 1 | $ 128,000 | $ 128,000 | $ 588,000 |
| MADISON, WI | 1 | $ 209,000 | $ 209,000 | $ 66,000 |
| MANHATTAN, KS | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| MISSOULA, MT | 1 | $ 236,000 | $ 236,000 | $ 65,000 |
| MONROE, LA | 1 | $ 211,000 | $ 211,000 | $ 55,000 |
| MONROE, MI | 1 | $ 157,000 | $ 157,000 | $ 40,000 |
| NEW BERN, NC | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1 | $ 417,000 | $ 417,000 | $ 134,000 |
| OCEAN CITY, NJ | 1 | $ 412,000 | $ 412,000 | $ 145,000 |
| ODESSA, TX | 1 | $ 204,000 | $ 204,000 | $ 185,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 238,000 | $ 238,000 | $ 95,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 170,000 | $ 170,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 359,000 | $ 359,000 | $ 334,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 229,000 | $ 229,000 | $ 130,000 |
| PUNTA GORDA, FL | 1 | $ 320,000 | $ 320,000 | $ 83,000 |
| RENO, NV | 1 | $ 162,000 | $ 162,000 | $ 124,000 |
| ROCKFORD, IL | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 626,000 | $ 626,000 | $ 225,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 386,000 | $ 386,000 | $ 182,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 574,000 | $ 574,000 | $ 149,000 |
| SPRINGFIELD, MO | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 298,000 | $ 298,000 | $ 123,000 |
| TALLAHASSEE, FL | 1 | $ 173,000 | $ 173,000 | $ 120,000 |
| TYLER, TX | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| UTICA-ROME, NY | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 263,000 | $ 263,000 | $ 71,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 122,000 | $ 122,000 | $ 107,000 |
| WILMINGTON, NC | 1 | $ 128,000 | $ 128,000 | $ 31,000 |
| YUMA, AZ | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,399 | $877,599,000 | $199,000 | $1,768,000 | $85,000 | $2,224,000 |
| Refinancing | 1,758 | $403,893,000 | $229,000 | $1,087,000 | $99,000 | $900,000 |
| Home Improvement | 71 | $16,005,000 | $225,000 | $626,000 | $110,000 | $275,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,404 | $932,772,000 | $211,000 | $1,768,000 | $95,000 | $2,224,000 |
| Hispanic | 628 | $121,931,000 | $194,000 | $564,000 | $67,000 | $374,000 |
| Black or African American | 625 | $116,656,000 | $186,000 | $720,000 | $76,000 | $883,000 |
| Asian | 320 | $72,813,000 | $227,000 | $995,000 | $95,000 | $1,300,000 |
| Not Provided | 172 | $38,056,000 | $221,000 | $835,000 | $86,000 | $588,000 |
| Native Hawaiin or Other Pacific Islander | 28 | $6,081,000 | $217,000 | $417,000 | $83,000 | $218,000 |
| American Indian or Alaskan Native | 27 | $5,083,000 | $188,000 | $417,000 | $79,000 | $228,000 |
| Not applicable | 24 | $4,105,000 | $171,000 | $656,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,579 | $792,203,000 | $221,000 | $1,768,000 | $109,000 | $2,224,000 |
| FHA-insured (Federal Housing Administration) | 2,085 | $387,209,000 | $185,000 | $835,000 | $61,000 | $1,225,000 |
| VA-guaranteed (Veterans Administration) | 371 | $89,422,000 | $241,000 | $1,012,000 | $74,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 193 | $28,663,000 | $148,000 | $376,000 | $53,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,694 | $976,771,000 | $208,000 | $1,768,000 | $90,000 | $2,224,000 |
| Application Withdrawn By Applicant | 613 | $134,013,000 | $218,000 | $1,628,000 | $95,000 | $900,000 |
| Application Approved But Not Accepted | 459 | $96,105,000 | $209,000 | $1,012,000 | $89,000 | $1,225,000 |
| Application Denied By Financial Institution | 443 | $86,187,000 | $194,000 | $1,087,000 | $71,000 | $372,000 |
| File Closed For Incompleteness | 19 | $4,421,000 | $232,000 | $626,000 | $84,000 | $229,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 121 | $23,009,000 | $190,000 | $1,075,000 | $74,000 | $266,000 |
| Debt-To-Income Ratio | 102 | $21,634,000 | $212,000 | $633,000 | $65,000 | $275,000 |
| Collateral | 89 | $16,514,000 | $185,000 | $477,000 | $83,000 | $372,000 |
| Credit History | 73 | $14,413,000 | $197,000 | $611,000 | $66,000 | $307,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $4,658,000 | $179,000 | $1,087,000 | $56,000 | $212,000 |
| Unverifiable Information | 23 | $4,392,000 | $190,000 | $417,000 | $67,000 | $186,000 |
| Employment History | 7 | $1,143,000 | $163,000 | $347,000 | $52,000 | $106,000 |
| Credit Application Incomplete | 2 | $424,000 | $212,000 | $240,000 | $70,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.