F&B Acquisition Group LLC Mortgage Lending & HMDA Data, 2022

In 2022, F&B Acquisition Group LLC of St. Louis, MO reported 552 mortgage applications totaling $147.1 million, down 70% from 2021. The average application was for $266,539, and applicants reported an average income of $127,487. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were St. Louis, MO-IL (524), Tampa-St. Petersburg-Clearwater, FL (3) and Columbia, MO (2) (applications in parentheses).

Mortgage Company & Address F&B Acquisition Group LLC
12412 Powerscourt Drive Ste. 20
St. Louis, MO 63131
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 552
Total Mortgage Loan Application Amount $147,130,000
Average Mortgage Loan Application Amount $266,539
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $127,487
Highest Applicant Income $696,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records F&B Acquisition Group LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for F&B Acquisition Group LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 247 $ 66,875,000 $ 270,748 $ 134,000
St. Louis City, Missouri 173 $ 42,585,000 $ 246,156 $ 115,000
St. Charles, Missouri 53 $ 15,105,000 $ 285,000 $ 124,000
Jefferson, Missouri 26 $ 7,000,000 $ 269,230 $ 95,000
Warren, Missouri 7 $ 2,185,000 $ 312,142 $ 214,000
Madison, Illinois 6 $ 1,630,000 $ 271,666 $ 122,000
Lincoln, Missouri 6 $ 1,640,000 $ 273,333 $ 146,000
Monroe, Illinois 3 $ 875,000 $ 291,666 $ 141,000
St. Clair, Illinois 3 $ 405,000 $ 135,000 $ 179,000
St. Francois, Missouri 3 $ 895,000 $ 298,333 $ 157,000
Boone, Missouri 2 $ 440,000 $ 220,000 $ 60,000
Greene, Missouri 2 $ 320,000 $ 160,000 $ 157,000
Benton, Arkansas 1 $ 345,000 $ 345,000 $ 269,000
Riverside, California 1 $ 365,000 $ 365,000 $ 98,000
San Bernardino, California 1 $ 335,000 $ 335,000 $ 197,000
Boulder, Colorado 1 $ 905,000 $ 905,000 $ 411,000
Brevard, Florida 1 $ 465,000 $ 465,000 $ 193,000
Hillsborough, Florida 1 $ 625,000 $ 625,000 $ 185,000
Manatee, Florida 1 $ 285,000 $ 285,000 $ 133,000
Orange, Florida 1 $ 125,000 $ 125,000 $ 64,000
Pasco, Florida 1 $ 235,000 $ 235,000 $ 56,000
Pinellas, Florida 1 $ 205,000 $ 205,000 $ 164,000
Sarasota, Florida 1 $ 395,000 $ 395,000 $ 134,000
Walton, Florida 1 $ 495,000 $ 495,000 $ 550,000
Kane, Illinois 1 $ 315,000 $ 315,000 $ 164,000
Johnson, Kansas 1 $ 605,000 $ 605,000 $ 150,000
Audrain, Missouri 1 $ 105,000 $ 105,000 $ 35,000
Camden, Missouri 1 $ 285,000 $ 285,000 $ 103,000
Carroll, Missouri 1 $ 95,000 $ 95,000 $ 52,000
Jackson, Missouri 1 $ 335,000 $ 335,000 $ 120,000
Miller, Missouri 1 $ 155,000 $ 155,000 $ 125,000
Ste. Genevieve, Missouri 1 $ 285,000 $ 285,000 $ 144,000
Taney, Missouri 1 $ 215,000 $ 215,000 $ 140,000

Mortgage Loan Application Detail Totals for F&B Acquisition Group LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 458 $126,060,000 $275,000 $1,505,000 $128,000 $696,000
Cash-out Refinancing 51 $11,085,000 $217,000 $905,000 $141,000 $657,000
Refinancing 43 $9,985,000 $232,000 $645,000 $106,000 $569,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 430 $114,700,000 $266,000 $1,505,000 $128,000 $696,000
Not Provided 74 $19,900,000 $268,000 $905,000 $131,000 $512,000
Asian 18 $4,830,000 $268,000 $805,000 $141,000 $550,000
Black or African American 17 $3,715,000 $218,000 $425,000 $98,000 $185,000
Hispanic 11 $3,495,000 $317,000 $535,000 $123,000 $254,000
Native Hawaiian or Other Pacific Islander 1 $335,000 $335,000 $335,000 $118,000 $118,000
American Indian or Alaskan Native 1 $155,000 $155,000 $155,000 $68,000 $68,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 502 $134,560,000 $268,000 $1,505,000 $132,000 $696,000
FHA-insured (Federal Housing Administration) 34 $7,950,000 $233,000 $575,000 $90,000 $277,000
VA-guaranteed (Veterans Administration) 15 $4,515,000 $301,000 $505,000 $92,000 $201,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $105,000 $105,000 $105,000 $35,000 $35,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 552 $147,130,000 $266,000 $1,505,000 $128,000 $696,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 552 $147,130,000 $266,000 $1,505,000 $128,000 $696,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into F&B Acquisition Group LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess F&B Acquisition Group LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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