F&B Acquisition Group LLC Mortgage Lending & HMDA Data, 2021
In 2021, F&B Acquisition Group LLC of St. Louis, MO reported 1,812 mortgage applications totaling $451.4 million, down 27% from 2020. The average application was for $249,139, and applicants reported an average income of $117,493. 90% of its applications resulted in an originated loan and 1% were denied. Its largest markets were St. Louis, MO-IL (1,706), Orlando-Kissimmee-Sanford, FL (13) and Kansas City, MO-KS (7) (applications in parentheses).
| Mortgage Company & Address | F&B Acquisition Group LLC 12412 Powerscourt Drive Ste. 20 St. Louis, MO 63131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,812 |
| Total Mortgage Loan Application Amount | $451,440,000 |
| Average Mortgage Loan Application Amount | $249,139 |
| Highest Mortgage Loan Application Amount | $885,000 |
| Average Applicant Income | $117,493 |
| Highest Applicant Income | $988,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records F&B Acquisition Group LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 856 | $ 228,030,000 | $ 266,390 | $ 123,000 |
| St. Louis City, Missouri | 475 | $ 105,545,000 | $ 222,200 | $ 106,000 |
| St. Charles, Missouri | 228 | $ 56,200,000 | $ 246,491 | $ 117,000 |
| Jefferson, Missouri | 81 | $ 16,995,000 | $ 209,814 | $ 87,000 |
| St. Clair, Illinois | 19 | $ 4,485,000 | $ 236,052 | $ 133,000 |
| Lincoln, Missouri | 16 | $ 3,810,000 | $ 238,125 | $ 106,000 |
| Monroe, Illinois | 11 | $ 2,515,000 | $ 228,636 | $ 133,000 |
| Orange, Florida | 9 | $ 3,735,000 | $ 415,000 | $ 145,000 |
| Madison, Illinois | 9 | $ 2,015,000 | $ 223,888 | $ 93,000 |
| Camden, Missouri | 8 | $ 1,720,000 | $ 215,000 | $ 133,000 |
| Franklin, Missouri | 6 | $ 1,360,000 | $ 226,666 | $ 81,000 |
| Cook, Illinois | 5 | $ 1,435,000 | $ 287,000 | $ 132,000 |
| Warren, Missouri | 5 | $ 1,385,000 | $ 277,000 | $ 116,000 |
| Boone, Missouri | 4 | $ 670,000 | $ 167,500 | $ 88,000 |
| Crawford, Missouri | 4 | $ 580,000 | $ 145,000 | $ 122,000 |
| Taney, Missouri | 4 | $ 550,000 | $ 137,500 | $ 117,000 |
| San Bernardino, California | 3 | $ 1,295,000 | $ 431,666 | $ 131,000 |
| Larimer, Colorado | 3 | $ 1,095,000 | $ 365,000 | $ 134,000 |
| Pinellas, Florida | 3 | $ 965,000 | $ 321,666 | $ 145,000 |
| Sarasota, Florida | 3 | $ 685,000 | $ 228,333 | $ 130,000 |
| Sumter, Florida | 3 | $ 915,000 | $ 305,000 | $ 161,000 |
| Effingham, Illinois | 3 | $ 525,000 | $ 175,000 | $ 47,000 |
| Jackson, Missouri | 3 | $ 615,000 | $ 205,000 | $ 153,000 |
| St. Francois, Missouri | 3 | $ 265,000 | $ 88,333 | $ 63,000 |
| Benton, Arkansas | 2 | $ 470,000 | $ 235,000 | $ 172,000 |
| Boulder, Colorado | 2 | $ 650,000 | $ 325,000 | $ 181,000 |
| Weld, Colorado | 2 | $ 580,000 | $ 290,000 | $ 139,000 |
| Brevard, Florida | 2 | $ 670,000 | $ 335,000 | $ 192,000 |
| Lake, Florida | 2 | $ 480,000 | $ 240,000 | $ 95,000 |
| Seminole, Florida | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
| Walton, Florida | 2 | $ 870,000 | $ 435,000 | $ 384,000 |
| Johnson, Kansas | 2 | $ 810,000 | $ 405,000 | $ 138,000 |
| Miller, Missouri | 2 | $ 600,000 | $ 300,000 | $ 484,000 |
| Morgan, Missouri | 2 | $ 350,000 | $ 175,000 | $ 118,000 |
| Phelps, Missouri | 2 | $ 580,000 | $ 290,000 | $ 180,000 |
| Platte, Missouri | 2 | $ 660,000 | $ 330,000 | $ 124,000 |
| Ste. Genevieve, Missouri | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| Stone, Missouri | 2 | $ 440,000 | $ 220,000 | $ 464,000 |
| Washington, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Orange, California | 1 | $ 425,000 | $ 425,000 | $ 194,000 |
| Broomfield, Colorado | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Summit, Colorado | 1 | $ 825,000 | $ 825,000 | $ 326,000 |
| Broward, Florida | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Hillsborough, Florida | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Lee, Florida | 1 | $ 485,000 | $ 485,000 | $ 197,000 |
| Polk, Florida | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| St. Lucie, Florida | 1 | $ 335,000 | $ 335,000 | $ 157,000 |
| Volusia, Florida | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| DuPage, Illinois | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Jackson, Illinois | 1 | $ 325,000 | $ 325,000 | $ 139,000 |
| Kane, Illinois | 1 | $ 505,000 | $ 505,000 | $ 270,000 |
| Wabash, Illinois | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Williamson, Illinois | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Christian, Missouri | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Macon, Missouri | 1 | $ 275,000 | $ 275,000 | $ 230,000 |
| Montgomery, Missouri | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Washington, Missouri | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Fayette, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for F&B Acquisition Group LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 859 | $221,835,000 | $258,000 | $875,000 | $112,000 | $760,000 |
| Refinancing | 689 | $166,665,000 | $241,000 | $885,000 | $123,000 | $988,000 |
| Cash-out Refinancing | 264 | $62,940,000 | $238,000 | $635,000 | $121,000 | $440,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,504 | $374,160,000 | $248,000 | $885,000 | $117,000 | $988,000 |
| Not Provided | 182 | $46,120,000 | $253,000 | $825,000 | $118,000 | $968,000 |
| Asian | 39 | $10,915,000 | $279,000 | $545,000 | $134,000 | $559,000 |
| Black or African American | 38 | $8,020,000 | $211,000 | $495,000 | $87,000 | $340,000 |
| Hispanic | 38 | $9,310,000 | $245,000 | $595,000 | $143,000 | $539,000 |
| American Indian or Alaskan Native | 4 | $870,000 | $217,000 | $435,000 | $108,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $295,000 | $295,000 | $295,000 | $100,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,691 | $421,865,000 | $249,000 | $885,000 | $121,000 | $988,000 |
| FHA-insured (Federal Housing Administration) | 89 | $21,245,000 | $238,000 | $595,000 | $73,000 | $232,000 |
| VA-guaranteed (Veterans Administration) | 30 | $8,120,000 | $270,000 | $615,000 | $75,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $210,000 | $105,000 | $125,000 | $51,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,625 | $407,955,000 | $251,000 | $885,000 | $118,000 | $968,000 |
| Application Withdrawn By Applicant | 167 | $38,525,000 | $230,000 | $545,000 | $111,000 | $988,000 |
| Application Denied By Financial Institution | 19 | $4,075,000 | $214,000 | $595,000 | $109,000 | $263,000 |
| File Closed For Incompleteness | 1 | $885,000 | $885,000 | $885,000 | $607,000 | $607,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,793 | $447,365,000 | $249,000 | $885,000 | $117,000 | $988,000 |
| Other | 9 | $1,745,000 | $193,000 | $345,000 | $125,000 | $250,000 |
| Debt-To-Income Ratio | 5 | $1,145,000 | $229,000 | $595,000 | $64,000 | $131,000 |
| Unverifiable Information | 4 | $1,110,000 | $277,000 | $545,000 | $133,000 | $263,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $94,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into F&B Acquisition Group LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess F&B Acquisition Group LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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