Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2015

In 2015, Farm Credit Mid-America, Aca of Louisville, KY reported 6,929 mortgage applications totaling $1.5 billion, up 6% from 2014. The average application was for $223,644, and applicants reported an average income of $209,254. 76% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (435), Indianapolis-Carmel-Anderson, IN (239) and Cincinnati, OH-KY-IN (212) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,929
Total Mortgage Loan Application Amount $1,549,635,000
Average Mortgage Loan Application Amount $223,644
Highest Mortgage Loan Application Amount $9,970,000
Average Applicant Income $209,254
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 100 $ 21,920,000 $ 219,200 $ 76,000
Wayne, Ohio 90 $ 19,182,000 $ 213,133 $ 357,000
Greene, Tennessee 75 $ 8,801,000 $ 117,346 $ 176,000
Adams, Indiana 67 $ 15,896,000 $ 237,253 $ 168,000
Knox, Tennessee 64 $ 14,893,000 $ 232,703 $ 97,000
Maury, Tennessee 64 $ 11,179,000 $ 174,671 $ 82,000
Stark, Ohio 62 $ 11,820,000 $ 190,645 $ 411,000
Rutherford, Tennessee 62 $ 11,201,000 $ 180,661 $ 144,000
Williamson, Tennessee 59 $ 18,209,000 $ 308,627 $ 233,000
Christian, Kentucky 57 $ 20,256,000 $ 355,368 $ 278,000
Elkhart, Indiana 56 $ 13,977,000 $ 249,589 $ 102,000
Warren, Kentucky 56 $ 15,976,000 $ 285,285 $ 145,000
Hart, Kentucky 54 $ 7,329,000 $ 135,722 $ 114,000
Scott, Tennessee 53 $ 4,658,000 $ 87,886 $ 55,000
Holmes, Ohio 51 $ 12,905,000 $ 253,039 $ 353,000
Wilson, Tennessee 49 $ 11,459,000 $ 233,857 $ 114,000
Logan, Ohio 46 $ 7,207,000 $ 156,673 $ 239,000
Mercer, Ohio 46 $ 22,362,000 $ 486,130 $ 369,000
Ashland, Ohio 44 $ 8,226,000 $ 186,954 $ 190,000
Bedford, Tennessee 44 $ 8,574,000 $ 194,863 $ 110,000
Washington, Tennessee 43 $ 7,296,000 $ 169,674 $ 138,000
Ashtabula, Ohio 41 $ 5,343,000 $ 130,317 $ 204,000
Robertson, Tennessee 41 $ 6,402,000 $ 156,146 $ 146,000
Union, Ohio 40 $ 8,389,000 $ 209,725 $ 181,000
Jay, Indiana 39 $ 34,123,000 $ 874,948 $ 500,000
Preble, Ohio 39 $ 7,819,000 $ 200,487 $ 209,000
Sumner, Tennessee 38 $ 9,468,000 $ 249,157 $ 109,000
Hardin, Kentucky 37 $ 12,074,000 $ 326,324 $ 148,000
Blount, Tennessee 37 $ 8,213,000 $ 221,972 $ 106,000
Lawrence, Tennessee 37 $ 6,994,000 $ 189,027 $ 150,000
Williams, Ohio 36 $ 10,178,000 $ 282,722 $ 351,000
Shelby, Indiana 35 $ 5,622,000 $ 160,628 $ 220,000
Knox, Ohio 35 $ 9,064,000 $ 258,971 $ 300,000
Shelby, Ohio 35 $ 8,670,000 $ 247,714 $ 332,000
Warren, Ohio 35 $ 8,480,000 $ 242,285 $ 120,000
Jasper, Indiana 34 $ 5,947,000 $ 174,911 $ 231,000
Johnson, Indiana 34 $ 6,912,000 $ 203,294 $ 97,000
Geauga, Ohio 34 $ 5,698,000 $ 167,588 $ 164,000
Licking, Ohio 34 $ 6,811,000 $ 200,323 $ 264,000
Montgomery, Ohio 34 $ 8,009,000 $ 235,558 $ 154,000
Trumbull, Ohio 34 $ 4,107,000 $ 120,794 $ 127,000
Jefferson, Tennessee 34 $ 5,508,000 $ 162,000 $ 78,000
Breckinridge, Kentucky 33 $ 4,186,000 $ 126,848 $ 119,000
Nelson, Kentucky 33 $ 4,206,000 $ 127,454 $ 192,000
Guernsey, Ohio 33 $ 4,735,000 $ 143,484 $ 71,000
Cumberland, Tennessee 33 $ 4,702,000 $ 142,484 $ 106,000
Hawkins, Tennessee 33 $ 4,569,000 $ 138,454 $ 74,000
Tippecanoe, Indiana 32 $ 7,460,000 $ 233,125 $ 414,000
Darke, Ohio 32 $ 9,510,000 $ 297,187 $ 540,000
Medina, Ohio 32 $ 7,708,000 $ 240,875 $ 149,000
Warren, Tennessee 32 $ 5,657,000 $ 176,781 $ 164,000
Putnam, Indiana 31 $ 5,077,000 $ 163,774 $ 176,000
St. Joseph, Indiana 31 $ 8,118,000 $ 261,870 $ 168,000
Carroll, Ohio 31 $ 3,449,000 $ 111,258 $ 75,000
Clark, Ohio 31 $ 7,358,000 $ 237,354 $ 564,000
Giles, Tennessee 31 $ 6,566,000 $ 211,806 $ 81,000
Hendricks, Indiana 30 $ 6,153,000 $ 205,100 $ 266,000
Butler, Ohio 30 $ 9,368,000 $ 312,266 $ 181,000
Highland, Ohio 30 $ 4,318,000 $ 143,933 $ 142,000
Sevier, Tennessee 30 $ 8,046,000 $ 268,200 $ 204,000
Allen, Indiana 29 $ 5,856,000 $ 201,931 $ 167,000
Barren, Kentucky 29 $ 7,885,000 $ 271,896 $ 734,000
Clinton, Ohio 29 $ 6,503,000 $ 224,241 $ 283,000
Columbiana, Ohio 29 $ 5,791,000 $ 199,689 $ 291,000
Richland, Ohio 29 $ 5,955,000 $ 205,344 $ 165,000
Dickson, Tennessee 29 $ 4,234,000 $ 146,000 $ 99,000
Madison, Indiana 28 $ 7,885,000 $ 281,607 $ 263,000
Allen, Kentucky 28 $ 5,737,000 $ 204,892 $ 79,000
Daviess, Kentucky 28 $ 5,332,000 $ 190,428 $ 511,000
Muskingum, Ohio 28 $ 7,906,000 $ 282,357 $ 277,000
Cannon, Tennessee 28 $ 3,900,000 $ 139,285 $ 124,000
Tipton, Tennessee 28 $ 7,815,000 $ 279,107 $ 286,000
Todd, Kentucky 27 $ 5,715,000 $ 211,666 $ 407,000
Lorain, Ohio 27 $ 4,489,000 $ 166,259 $ 164,000
Lincoln, Tennessee 27 $ 5,697,000 $ 211,000 $ 176,000
Sullivan, Tennessee 27 $ 6,347,000 $ 235,074 $ 134,000
LaPorte, Indiana 26 $ 5,893,000 $ 226,653 $ 374,000
Noble, Indiana 26 $ 8,555,000 $ 329,038 $ 312,000
Rush, Indiana 26 $ 3,813,000 $ 146,653 $ 156,000
Belmont, Ohio 26 $ 4,897,000 $ 188,346 $ 89,000
Montgomery, Kentucky 25 $ 2,688,000 $ 107,520 $ 118,000
Pendleton, Kentucky 25 $ 4,699,000 $ 187,960 $ 121,000
Shelby, Kentucky 25 $ 9,507,000 $ 380,280 $ 215,000
Auglaize, Ohio 25 $ 11,853,000 $ 474,120 $ 406,000
Champaign, Ohio 25 $ 6,601,000 $ 264,040 $ 200,000
Madison, Ohio 25 $ 8,427,000 $ 337,080 $ 511,000
Fayette, Tennessee 25 $ 5,836,000 $ 233,440 $ 128,000
Putnam, Tennessee 25 $ 5,039,000 $ 201,560 $ 102,000
Tipton, Indiana 24 $ 5,660,000 $ 235,833 $ 600,000
White, Indiana 24 $ 8,044,000 $ 335,166 $ 535,000
Laurel, Kentucky 24 $ 3,599,000 $ 149,958 $ 76,000
Pulaski, Kentucky 24 $ 3,653,000 $ 152,208 $ 282,000
Tuscarawas, Ohio 24 $ 7,488,000 $ 312,000 $ 254,000
Bartholomew, Indiana 23 $ 3,275,000 $ 142,391 $ 181,000
Bath, Kentucky 23 $ 2,530,000 $ 110,000 $ 90,000
Butler, Kentucky 23 $ 4,434,000 $ 192,782 $ 148,000
Ohio, Kentucky 23 $ 3,849,000 $ 167,347 $ 178,000
Simpson, Kentucky 23 $ 2,652,000 $ 115,304 $ 126,000
Fentress, Tennessee 23 $ 3,448,000 $ 149,913 $ 80,000
Hamilton, Tennessee 23 $ 4,721,000 $ 205,260 $ 104,000
Wayne, Indiana 22 $ 4,412,000 $ 200,545 $ 336,000
Fleming, Kentucky 22 $ 4,395,000 $ 199,772 $ 139,000
Meade, Kentucky 22 $ 2,131,000 $ 96,863 $ 111,000
Fairfield, Ohio 22 $ 5,325,000 $ 242,045 $ 223,000
Fulton, Ohio 22 $ 5,437,000 $ 247,136 $ 270,000
Huron, Ohio 22 $ 4,834,000 $ 219,727 $ 236,000
McMinn, Tennessee 22 $ 6,810,000 $ 309,545 $ 171,000
Boone, Indiana 21 $ 6,794,000 $ 323,523 $ 493,000
Harrison, Indiana 21 $ 4,318,000 $ 205,619 $ 199,000
Grayson, Kentucky 21 $ 2,208,000 $ 105,142 $ 76,000
Adams, Ohio 21 $ 2,983,000 $ 142,047 $ 100,000
Brown, Ohio 21 $ 3,971,000 $ 189,095 $ 243,000
DeKalb, Tennessee 21 $ 6,750,000 $ 321,428 $ 252,000
Gibson, Tennessee 21 $ 2,817,000 $ 134,142 $ 210,000
Marshall, Tennessee 21 $ 3,779,000 $ 179,952 $ 128,000
Montgomery, Indiana 20 $ 2,959,000 $ 147,950 $ 393,000
Washington, Indiana 20 $ 3,984,000 $ 199,200 $ 168,000
Bullitt, Kentucky 20 $ 3,135,000 $ 156,750 $ 108,000
Clermont, Ohio 20 $ 4,688,000 $ 234,400 $ 279,000
Daviess, Indiana 19 $ 3,753,000 $ 197,526 $ 166,000
Newton, Indiana 19 $ 7,189,000 $ 378,368 $ 434,000
Wells, Indiana 19 $ 4,945,000 $ 260,263 $ 110,000
Allen, Ohio 19 $ 3,495,000 $ 183,947 $ 232,000
Coshocton, Ohio 19 $ 2,683,000 $ 141,210 $ 166,000
Erie, Ohio 19 $ 4,375,000 $ 230,263 $ 444,000
Mahoning, Ohio 19 $ 3,641,000 $ 191,631 $ 130,000
Hickman, Tennessee 19 $ 3,293,000 $ 173,315 $ 115,000
Montgomery, Tennessee 19 $ 4,745,000 $ 249,736 $ 153,000
Wayne, Tennessee 19 $ 4,872,000 $ 256,421 $ 346,000
Carroll, Indiana 18 $ 4,497,000 $ 249,833 $ 454,000
Gibson, Indiana 18 $ 2,168,000 $ 120,444 $ 291,000
Warren, Indiana 18 $ 3,553,000 $ 197,388 $ 266,000
Clark, Kentucky 18 $ 6,191,000 $ 343,944 $ 307,000
Grant, Kentucky 18 $ 2,503,000 $ 139,055 $ 60,000
Logan, Kentucky 18 $ 3,034,000 $ 168,555 $ 197,000
Nicholas, Kentucky 18 $ 1,666,000 $ 92,555 $ 173,000
Greene, Ohio 18 $ 4,044,000 $ 224,666 $ 252,000
Morrow, Ohio 18 $ 2,125,000 $ 118,055 $ 80,000
Putnam, Ohio 18 $ 5,432,000 $ 301,777 $ 692,000
Roane, Tennessee 18 $ 3,915,000 $ 217,500 $ 81,000
Decatur, Indiana 17 $ 6,118,000 $ 359,882 $ 304,000
Grant, Indiana 17 $ 3,414,000 $ 200,823 $ 574,000
Henry, Indiana 17 $ 3,454,000 $ 203,176 $ 247,000
Jefferson, Indiana 17 $ 3,932,000 $ 231,294 $ 236,000
Kosciusko, Indiana 17 $ 3,511,000 $ 206,529 $ 525,000
Miami, Indiana 17 $ 7,662,000 $ 450,705 $ 272,000
Porter, Indiana 17 $ 5,560,000 $ 327,058 $ 230,000
Madison, Kentucky 17 $ 8,895,000 $ 523,235 $ 103,000
Anderson, Tennessee 17 $ 5,498,000 $ 323,411 $ 92,000
Bradley, Tennessee 17 $ 4,465,000 $ 262,647 $ 344,000
White, Tennessee 17 $ 2,192,000 $ 128,941 $ 106,000
Hancock, Indiana 16 $ 4,564,000 $ 285,250 $ 600,000
Morgan, Indiana 16 $ 1,894,000 $ 118,375 $ 212,000
Bracken, Kentucky 16 $ 2,392,000 $ 149,500 $ 117,000
Harrison, Kentucky 16 $ 1,856,000 $ 116,000 $ 129,000
Mason, Kentucky 16 $ 2,620,000 $ 163,750 $ 100,000
McLean, Kentucky 16 $ 4,376,000 $ 273,500 $ 270,000
Monroe, Kentucky 16 $ 5,643,000 $ 352,687 $ 362,000
Portage, Ohio 16 $ 5,716,000 $ 357,250 $ 165,000
Coffee, Tennessee 16 $ 2,631,000 $ 164,437 $ 116,000
Decatur, Tennessee 16 $ 2,790,000 $ 174,375 $ 48,000
Dyer, Tennessee 16 $ 3,626,000 $ 226,625 $ 619,000
Grainger, Tennessee 16 $ 2,267,000 $ 141,687 $ 80,000
Monroe, Tennessee 16 $ 2,171,000 $ 135,687 $ 152,000
Shelby, Tennessee 16 $ 4,330,000 $ 270,625 $ 153,000
Clinton, Indiana 15 $ 5,054,000 $ 336,933 $ 740,000
Huntington, Indiana 15 $ 4,686,000 $ 312,400 $ 421,000
Knox, Indiana 15 $ 3,319,000 $ 221,266 $ 375,000
Scott, Kentucky 15 $ 2,948,000 $ 196,533 $ 265,000
Fayette, Ohio 15 $ 8,691,000 $ 579,400 $ 645,000
Hamblen, Tennessee 15 $ 2,533,000 $ 168,866 $ 84,000
Henry, Tennessee 15 $ 4,702,000 $ 313,466 $ 468,000
Morgan, Tennessee 15 $ 1,717,000 $ 114,466 $ 67,000
Delaware, Indiana 14 $ 6,106,000 $ 436,142 $ 447,000
Jennings, Indiana 14 $ 2,025,000 $ 144,642 $ 100,000
Owen, Kentucky 14 $ 2,956,000 $ 211,142 $ 95,000
Trigg, Kentucky 14 $ 1,972,000 $ 140,857 $ 522,000
Delaware, Ohio 14 $ 4,940,000 $ 352,857 $ 611,000
Carter, Tennessee 14 $ 2,035,000 $ 145,357 $ 90,000
Cheatham, Tennessee 14 $ 1,943,000 $ 138,785 $ 85,000
Cocke, Tennessee 14 $ 3,100,000 $ 221,428 $ 175,000
Lauderdale, Tennessee 14 $ 1,668,000 $ 119,142 $ 138,000
Overton, Tennessee 14 $ 1,320,000 $ 94,285 $ 93,000
Dubois, Indiana 13 $ 1,485,000 $ 114,230 $ 157,000
Hamilton, Indiana 13 $ 3,722,000 $ 286,307 $ 334,000
Randolph, Indiana 13 $ 3,672,000 $ 282,461 $ 308,000
Carter, Kentucky 13 $ 1,677,000 $ 129,000 $ 59,000
Casey, Kentucky 13 $ 1,249,000 $ 96,076 $ 134,000
Miami, Ohio 13 $ 3,438,000 $ 264,461 $ 242,000
Perry, Ohio 13 $ 1,486,000 $ 114,307 $ 258,000
Crockett, Tennessee 13 $ 2,325,000 $ 178,846 $ 315,000
Davidson, Tennessee 13 $ 2,580,000 $ 198,461 $ 89,000
Haywood, Tennessee 13 $ 2,397,000 $ 184,384 $ 674,000
McNairy, Tennessee 13 $ 1,147,000 $ 88,230 $ 124,000
Obion, Tennessee 13 $ 1,840,000 $ 141,538 $ 170,000
Benton, Indiana 12 $ 2,719,000 $ 226,583 $ 343,000
Fulton, Indiana 12 $ 10,117,000 $ 843,083 $ 690,000
Monroe, Indiana 12 $ 1,922,000 $ 160,166 $ 111,000
Green, Kentucky 12 $ 2,064,000 $ 172,000 $ 107,000
Hancock, Kentucky 12 $ 2,241,000 $ 186,750 $ 244,000
Lewis, Kentucky 12 $ 1,682,000 $ 140,166 $ 152,000
Spencer, Kentucky 12 $ 2,659,000 $ 221,583 $ 230,000
Washington, Kentucky 12 $ 1,644,000 $ 137,000 $ 97,000
Noble, Ohio 12 $ 2,385,000 $ 198,750 $ 74,000
Brown, Indiana 11 $ 1,073,000 $ 97,545 $ 104,000
Clark, Indiana 11 $ 1,945,000 $ 176,818 $ 87,000
Dearborn, Indiana 11 $ 2,966,000 $ 269,636 $ 102,000
Howard, Indiana 11 $ 4,600,000 $ 418,181 $ 206,000
Jackson, Indiana 11 $ 2,194,000 $ 199,454 $ 162,000
Ripley, Indiana 11 $ 2,628,000 $ 238,909 $ 480,000
Sullivan, Indiana 11 $ 3,749,000 $ 340,818 $ 312,000
Vigo, Indiana 11 $ 1,423,000 $ 129,363 $ 103,000
Adair, Kentucky 11 $ 2,248,000 $ 204,363 $ 199,000
Jefferson, Kentucky 11 $ 3,482,000 $ 316,545 $ 253,000
Marion, Kentucky 11 $ 1,042,000 $ 94,727 $ 198,000
Metcalfe, Kentucky 11 $ 1,233,000 $ 112,090 $ 146,000
Oldham, Kentucky 11 $ 3,155,000 $ 286,818 $ 265,000
Taylor, Kentucky 11 $ 940,000 $ 85,454 $ 194,000
Hardin, Ohio 11 $ 3,228,000 $ 293,454 $ 326,000
Pickaway, Ohio 11 $ 1,386,000 $ 126,000 $ 515,000
Scioto, Ohio 11 $ 2,046,000 $ 186,000 $ 82,000
Carroll, Tennessee 11 $ 1,824,000 $ 165,818 $ 123,000
Chester, Tennessee 11 $ 1,366,000 $ 124,181 $ 54,000
Claiborne, Tennessee 11 $ 2,039,000 $ 185,363 $ 129,000
Hardeman, Tennessee 11 $ 1,998,000 $ 181,636 $ 123,000
Hardin, Tennessee 11 $ 4,011,000 $ 364,636 $ 429,000
Polk, Tennessee 11 $ 1,654,000 $ 150,363 $ 92,000
Weakley, Tennessee 11 $ 1,633,000 $ 148,454 $ 114,000
Clay, Indiana 10 $ 968,000 $ 96,800 $ 494,000
Martin, Indiana 10 $ 5,154,000 $ 515,400 $ 218,000
Owen, Indiana 10 $ 1,349,000 $ 134,900 $ 70,000
Parke, Indiana 10 $ 2,909,000 $ 290,900 $ 260,000
Pike, Indiana 10 $ 1,716,000 $ 171,600 $ 373,000
Posey, Indiana 10 $ 3,190,000 $ 319,000 $ 658,000
Wabash, Indiana 10 $ 2,132,000 $ 213,200 $ 420,000
Whitley, Indiana 10 $ 1,385,000 $ 138,500 $ 159,000
Clinton, Kentucky 10 $ 4,730,000 $ 473,000 $ 124,000
Fayette, Kentucky 10 $ 5,707,000 $ 570,700 $ 704,000
Greenup, Kentucky 10 $ 845,000 $ 84,500 $ 96,000
Larue, Kentucky 10 $ 2,073,000 $ 207,300 $ 266,000
Woodford, Kentucky 10 $ 3,487,000 $ 348,700 $ 217,000
Gallia, Ohio 10 $ 842,000 $ 84,200 $ 52,000
Harrison, Ohio 10 $ 1,223,000 $ 122,300 $ 132,000
Pike, Ohio 10 $ 2,261,000 $ 226,100 $ 101,000
Franklin, Tennessee 10 $ 10,173,000 $ 1,017,300 $ 371,000
Meigs, Tennessee 10 $ 1,408,000 $ 140,800 $ 85,000
Greene, Indiana 9 $ 2,572,000 $ 285,777 $ 172,000
Pulaski, Indiana 9 $ 12,253,000 $ 1,361,444 $ 177,000
Scott, Indiana 9 $ 1,018,000 $ 113,111 $ 69,000
Vanderburgh, Indiana 9 $ 2,104,000 $ 233,777 $ 225,000
Edmonson, Kentucky 9 $ 1,784,000 $ 198,222 $ 120,000
Franklin, Kentucky 9 $ 1,277,000 $ 141,888 $ 136,000
Lincoln, Kentucky 9 $ 1,338,000 $ 148,666 $ 289,000
Mercer, Kentucky 9 $ 1,947,000 $ 216,333 $ 136,000
Muhlenberg, Kentucky 9 $ 1,450,000 $ 161,111 $ 168,000
Defiance, Ohio 9 $ 1,966,000 $ 218,444 $ 270,000
Franklin, Ohio 9 $ 1,742,000 $ 193,555 $ 150,000
Ross, Ohio 9 $ 1,504,000 $ 167,111 $ 73,000
Summit, Ohio 9 $ 2,589,000 $ 287,666 $ 155,000
Humphreys, Tennessee 9 $ 931,000 $ 103,444 $ 87,000
Loudon, Tennessee 9 $ 2,345,000 $ 260,555 $ 172,000
Lawrence, Indiana 8 $ 2,367,000 $ 295,875 $ 408,000
Spencer, Indiana 8 $ 2,327,000 $ 290,875 $ 591,000
Anderson, Kentucky 8 $ 716,000 $ 89,500 $ 74,000
Boone, Kentucky 8 $ 1,952,000 $ 244,000 $ 96,000
Bourbon, Kentucky 8 $ 4,138,000 $ 517,250 $ 579,000
Campbell, Kentucky 8 $ 1,458,000 $ 182,250 $ 57,000
Menifee, Kentucky 8 $ 854,000 $ 106,750 $ 66,000
Russell, Kentucky 8 $ 917,000 $ 114,625 $ 82,000
Henry, Ohio 8 $ 1,765,000 $ 220,625 $ 77,000
Clay, Tennessee 8 $ 1,270,000 $ 158,750 $ 91,000
Henderson, Tennessee 8 $ 880,000 $ 110,000 $ 122,000
Jackson, Tennessee 8 $ 859,000 $ 107,375 $ 42,000
Smith, Tennessee 8 $ 931,000 $ 116,375 $ 52,000
Fountain, Indiana 7 $ 467,000 $ 66,714 $ 352,000
Franklin, Indiana 7 $ 1,754,000 $ 250,571 $ 98,000
Marshall, Indiana 7 $ 1,220,000 $ 174,285 $ 81,000
Orange, Indiana 7 $ 1,690,000 $ 241,428 $ 86,000
Jackson, Kentucky 7 $ 798,000 $ 114,000 $ 81,000
Kenton, Kentucky 7 $ 1,184,000 $ 169,142 $ 89,000
Union, Kentucky 7 $ 871,000 $ 124,428 $ 964,000
Webster, Kentucky 7 $ 3,318,000 $ 474,000 $ 1,294,000
Jackson, Ohio 7 $ 503,000 $ 71,857 $ 69,000
Lake, Ohio 7 $ 1,070,000 $ 152,857 $ 89,000
Monroe, Ohio 7 $ 1,228,000 $ 175,428 $ 52,000
Van Wert, Ohio 7 $ 3,036,000 $ 433,714 $ 423,000
Trousdale, Tennessee 7 $ 944,000 $ 134,857 $ 138,000
DeKalb, Indiana 6 $ 1,697,000 $ 282,833 $ 176,000
Lake, Indiana 6 $ 748,000 $ 124,666 $ 165,000
Warrick, Indiana 6 $ 684,000 $ 114,000 $ 68,000
Henderson, Kentucky 6 $ 1,424,000 $ 237,333 $ 820,000
Jessamine, Kentucky 6 $ 2,118,000 $ 353,000 $ 280,000
Rowan, Kentucky 6 $ 481,000 $ 80,166 $ 54,000
Trimble, Kentucky 6 $ 1,503,000 $ 250,500 $ 290,000
Bledsoe, Tennessee 6 $ 1,509,000 $ 251,500 $ 178,000
Rhea, Tennessee 6 $ 575,000 $ 95,833 $ 81,000
Sequatchie, Tennessee 6 $ 1,115,000 $ 185,833 $ 94,000
Stewart, Tennessee 6 $ 1,246,000 $ 207,666 $ 84,000
Unicoi, Tennessee 6 $ 602,000 $ 100,333 $ 105,000
Van Buren, Tennessee 6 $ 979,000 $ 163,166 $ 277,000
Blackford, Indiana 5 $ 901,000 $ 180,200 $ 239,000
Floyd, Indiana 5 $ 1,128,000 $ 225,600 $ 88,000
Switzerland, Indiana 5 $ 435,000 $ 87,000 $ 98,000
Caldwell, Kentucky 5 $ 833,000 $ 166,600 $ 82,000
Estill, Kentucky 5 $ 1,012,000 $ 202,400 $ 78,000
Henry, Kentucky 5 $ 894,000 $ 178,800 $ 297,000
Hopkins, Kentucky 5 $ 597,000 $ 119,400 $ 39,000
Lawrence, Kentucky 5 $ 465,000 $ 93,000 $ 61,000
Wayne, Kentucky 5 $ 752,000 $ 150,400 $ 177,000
Hamilton, Ohio 5 $ 936,000 $ 187,200 $ 96,000
Paulding, Ohio 5 $ 1,639,000 $ 327,800 $ 80,000
Washington, Ohio 5 $ 873,000 $ 174,600 $ 98,000
Benton, Tennessee 5 $ 752,000 $ 150,400 $ 264,000
Grundy, Tennessee 5 $ 359,000 $ 71,800 $ 110,000
Lewis, Tennessee 5 $ 405,000 $ 81,000 $ 50,000
Madison, Tennessee 5 $ 1,210,000 $ 242,000 $ 143,000
Marion, Tennessee 5 $ 997,000 $ 199,400 $ 68,000
Perry, Tennessee 5 $ 752,000 $ 150,400 $ 32,000
Union, Tennessee 5 $ 1,092,000 $ 218,400 $ 159,000
Marion, Florida 4 $ 716,000 $ 179,000 $ 264,000
Crawford, Indiana 4 $ 386,000 $ 96,500 $ 66,000
Fayette, Indiana 4 $ 564,000 $ 141,000 $ 116,000
Marion, Indiana 4 $ 736,000 $ 184,000 $ 136,000
Ohio, Indiana 4 $ 1,023,000 $ 255,750 $ 147,000
Starke, Indiana 4 $ 382,000 $ 95,500 $ 116,000
Steuben, Indiana 4 $ 721,000 $ 180,250 $ 188,000
Cumberland, Kentucky 4 $ 720,000 $ 180,000 $ 64,000
Hocking, Ohio 4 $ 680,000 $ 170,000 $ 39,000
Marion, Ohio 4 $ 323,000 $ 80,750 $ 76,000
Meigs, Ohio 4 $ 640,000 $ 160,000 $ 152,000
Johnson, Tennessee 4 $ 537,000 $ 134,250 $ 137,000
Macon, Tennessee 4 $ 2,543,000 $ 635,750 $ 40,000
Moore, Tennessee 4 $ 631,000 $ 157,750 $ 113,000
Vermillion, Indiana 3 $ 216,000 $ 72,000 $ 52,000
Carroll, Kentucky 3 $ 255,000 $ 85,000 $ 140,000
Knox, Kentucky 3 $ 186,000 $ 62,000 $ 93,000
McCreary, Kentucky 3 $ 807,000 $ 269,000 $ 233,000
Robertson, Kentucky 3 $ 406,000 $ 135,333 $ 60,000
Rockcastle, Kentucky 3 $ 185,000 $ 61,666 $ 76,000
Whitley, Kentucky 3 $ 288,000 $ 96,000 $ 76,000
Morgan, Ohio 3 $ 472,000 $ 157,333 $ 151,000
Sandusky, Ohio 3 $ 1,050,000 $ 350,000 $ 102,000
Campbell, Tennessee 3 $ 360,000 $ 120,000 $ 55,000
Hancock, Tennessee 3 $ 235,000 $ 78,333 $ 625,000
Houston, Tennessee 3 $ 570,000 $ 190,000 $ 97,000
Citrus, Florida 2 $ 172,000 $ 86,000 $ 89,000
Cass, Indiana 2 $ 820,000 $ 410,000 $ 2,302,000
Union, Indiana 2 $ 583,000 $ 291,500 $ 1,659,000
Boyd, Kentucky 2 $ 340,000 $ 170,000 $ 29,000
Boyle, Kentucky 2 $ 260,000 $ 130,000 $ 223,000
Gallatin, Kentucky 2 $ 157,000 $ 78,500 $ 51,000
Lee, Kentucky 2 $ 122,000 $ 61,000 $ 32,000
Marshall, Kentucky 2 $ 286,000 $ 143,000 $ 50,000
Powell, Kentucky 2 $ 203,000 $ 101,500 $ 59,000
Wolfe, Kentucky 2 $ 92,000 $ 46,000 $ 39,000
Kent, Michigan 2 $ 247,000 $ 123,500 $ 222,000
Otsego, New York 2 $ 1,248,000 $ 624,000 $ 302,000
Cuyahoga, Ohio 2 $ 768,000 $ 384,000 $ 188,000
Hancock, Ohio 2 $ 178,000 $ 89,000 $ 101,000
Jefferson, Ohio 2 $ 758,000 $ 379,000 $ 131,000
Lawrence, Ohio 2 $ 409,000 $ 204,500 $ 336,000
Wyandot, Ohio 2 $ 832,000 $ 416,000 $ 109,000
Aiken, South Carolina 2 $ 252,000 $ 126,000 $ 308,000
Lee, Virginia 2 $ 152,000 $ 76,000 $ 88,000
Washington, Virginia 2 $ 800,000 $ 400,000 $ 823,000
Autauga, Alabama 1 $ 43,000 $ 43,000 $ 43,000
Colbert, Alabama 1 $ 93,000 $ 93,000 $ 80,000
Limestone, Alabama 1 $ 76,000 $ 76,000 $ 97,000
Maricopa, Arizona 1 $ 1,160,000 $ 1,160,000 $ 250,000
Baxter, Arkansas 1 $ 90,000 $ 90,000 $ 77,000
Crittenden, Arkansas 1 $ 566,000 $ 566,000 $ 250,000
Napa, California 1 $ 41,000 $ 41,000 $ 123,000
Tulare, California 1 $ 184,000 $ 184,000 $ 98,000
Ventura, California 1 $ 65,000 $ 65,000 $ 252,000
Douglas, Colorado 1 $ 509,000 $ 509,000 $ 52,000
District of Columbia, District Of Columbia 1 $ 21,000 $ 21,000 $ 206,000
Hillsborough, Florida 1 $ 202,000 $ 202,000 $ 182,000
Manatee, Florida 1 $ 104,000 $ 104,000 $ 63,000
Miami-Dade, Florida 1 $ 25,000 $ 25,000 $ 143,000
Okaloosa, Florida 1 $ 500,000 $ 500,000 $ 211,000
Okeechobee, Florida 1 $ 77,000 $ 77,000 $ 98,000
Palm Beach, Florida 1 $ 55,000 $ 55,000 $ 96,000
Sarasota, Florida 1 $ 505,000 $ 505,000 $ 424,000
Volusia, Florida 1 $ 201,000 $ 201,000 $ 246,000
Catoosa, Georgia 1 $ 217,000 $ 217,000 $ 83,000
Lee, Georgia 1 $ 179,000 $ 179,000 $ 86,000
Walker, Georgia 1 $ 128,000 $ 128,000 $ 113,000
Champaign, Illinois 1 $ 46,000 $ 46,000 $ 85,000
Clark, Illinois 1 $ 223,000 $ 223,000 $ 0
Gallatin, Illinois 1 $ 709,000 $ 709,000 $ 2,633,000
Lawrence, Illinois 1 $ 132,000 $ 132,000 $ 0
Richland, Illinois 1 $ 188,000 $ 188,000 $ 0
Vermilion, Illinois 1 $ 600,000 $ 600,000 $ 588,000
Williamson, Illinois 1 $ 201,000 $ 201,000 $ 91,000
Perry, Indiana 1 $ 138,000 $ 138,000 $ 35,000
Clinton, Iowa 1 $ 97,000 $ 97,000 $ 483,000
Taylor, Iowa 1 $ 146,000 $ 146,000 $ 195,000
Johnson, Kansas 1 $ 456,000 $ 456,000 $ 301,000
Clay, Kentucky 1 $ 118,000 $ 118,000 $ 41,000
Crittenden, Kentucky 1 $ 72,000 $ 72,000 $ 60,000
Garrard, Kentucky 1 $ 129,000 $ 129,000 $ 46,000
Graves, Kentucky 1 $ 173,000 $ 173,000 $ 85,000
Livingston, Kentucky 1 $ 203,000 $ 203,000 $ 64,000
Lyon, Kentucky 1 $ 403,000 $ 403,000 $ 1,186,000
Morgan, Kentucky 1 $ 43,000 $ 43,000 $ 35,000
Carroll, Maryland 1 $ 203,000 $ 203,000 $ 45,000
St. Mary's, Maryland 1 $ 112,000 $ 112,000 $ 214,000
Hillsdale, Michigan 1 $ 162,000 $ 162,000 $ 255,000
Lenawee, Michigan 1 $ 51,000 $ 51,000 $ 63,000
Lafayette, Mississippi 1 $ 121,000 $ 121,000 $ 892,000
Sanders, Montana 1 $ 367,000 $ 367,000 $ 376,000
Sullivan, New York 1 $ 283,000 $ 283,000 $ 126,000
Transylvania, North Carolina 1 $ 298,000 $ 298,000 $ 183,000
Athens, Ohio 1 $ 204,000 $ 204,000 $ 183,000
Crawford, Ohio 1 $ 133,000 $ 133,000 $ 332,000
Lucas, Ohio 1 $ 654,000 $ 654,000 $ 245,000
Seneca, Ohio 1 $ 150,000 $ 150,000 $ 229,000
Vinton, Ohio 1 $ 36,000 $ 36,000 $ 53,000
Wood, Ohio 1 $ 86,000 $ 86,000 $ 46,000
Chester, Pennsylvania 1 $ 350,000 $ 350,000 $ 297,000
Crawford, Pennsylvania 1 $ 97,000 $ 97,000 $ 28,000
Mercer, Pennsylvania 1 $ 293,000 $ 293,000 $ 0
Washington, Pennsylvania 1 $ 132,000 $ 132,000 $ 903,000
York, South Carolina 1 $ 570,000 $ 570,000 $ 390,000
Pickett, Tennessee 1 $ 53,000 $ 53,000 $ 31,000
Fairfax, Virginia 1 $ 256,000 $ 256,000 $ 50,000
Loudoun, Virginia 1 $ 450,000 $ 450,000 $ 1,130,000
Cabell, West Virginia 1 $ 29,000 $ 29,000 $ 97,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,271 $894,750,000 $209,000 $9,970,000 $191,000 $6,478,000
Refinancing 2,199 $598,515,000 $272,000 $7,000,000 $260,000 $9,999,000
Home Improvement 459 $56,370,000 $122,000 $1,198,000 $136,000 $2,909,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,397 $777,418,000 $176,000 $2,840,000 $110,000 $3,752,000
Not Provided 1,235 $441,175,000 $357,000 $5,500,000 $496,000 $6,478,000
American Indian or Alaskan Native 1,150 $263,590,000 $229,000 $9,970,000 $229,000 $3,981,000
Not applicable 91 $58,031,000 $637,000 $7,000,000 $950,000 $9,999,000
Hispanic 25 $2,570,000 $102,000 $288,000 $62,000 $145,000
Black or African American 22 $4,820,000 $219,000 $557,000 $60,000 $193,000
Asian 7 $1,739,000 $248,000 $772,000 $262,000 $1,252,000
Native Hawaiian or Other Pacific Islander 2 $292,000 $146,000 $216,000 $67,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,929 $1,549,635,000 $223,000 $9,970,000 $210,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,296 $1,225,481,000 $231,000 $9,970,000 $255,000 $9,999,000
Application Denied By Financial Institution 933 $153,629,000 $164,000 $3,186,000 $51,000 $1,000,000
Application Withdrawn By Applicant 700 $170,525,000 $243,000 $5,188,000 $80,000 $4,601,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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