Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2020

In 2020, Farm Credit Mid-America, Aca of Louisville, KY reported 8,931 mortgage applications totaling $2.5 billion, up 88% from 2019. The average application was for $282,002, and applicants reported an average income of $140,825. 66% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (553), Cincinnati, OH-KY-IN (280) and Columbus, OH (253) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,931
Total Mortgage Loan Application Amount $2,518,565,000
Average Mortgage Loan Application Amount $282,002
Highest Mortgage Loan Application Amount $4,795,000
Average Applicant Income $140,825
Highest Applicant Income $4,406,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 111 $ 31,335,000 $ 282,297 $ 98,000
Maury, Tennessee 105 $ 38,265,000 $ 364,428 $ 185,000
Geauga, Ohio 84 $ 17,740,000 $ 211,190 $ 98,000
Rutherford, Tennessee 67 $ 24,545,000 $ 366,343 $ 147,000
Ashtabula, Ohio 63 $ 12,065,000 $ 191,507 $ 83,000
Wilson, Tennessee 60 $ 26,680,000 $ 444,666 $ 155,000
Licking, Ohio 58 $ 15,250,000 $ 262,931 $ 160,000
Wayne, Ohio 57 $ 13,625,000 $ 239,035 $ 104,000
Williamson, Tennessee 57 $ 43,065,000 $ 755,526 $ 406,000
Elkhart, Indiana 56 $ 16,080,000 $ 287,142 $ 85,000
Sumner, Tennessee 56 $ 24,310,000 $ 434,107 $ 190,000
Stark, Ohio 54 $ 14,550,000 $ 269,444 $ 115,000
Hart, Kentucky 53 $ 9,075,000 $ 171,226 $ 88,000
Blount, Tennessee 52 $ 18,110,000 $ 348,269 $ 128,000
Allen, Indiana 49 $ 12,255,000 $ 250,102 $ 105,000
Medina, Ohio 48 $ 13,960,000 $ 290,833 $ 147,000
Trumbull, Ohio 47 $ 9,315,000 $ 198,191 $ 96,000
Knox, Tennessee 46 $ 18,380,000 $ 399,565 $ 208,000
Christian, Kentucky 45 $ 9,715,000 $ 215,888 $ 108,000
Clermont, Ohio 45 $ 16,245,000 $ 361,000 $ 156,000
Preble, Ohio 45 $ 10,105,000 $ 224,555 $ 133,000
Dickson, Tennessee 45 $ 13,625,000 $ 302,777 $ 197,000
Nelson, Kentucky 44 $ 9,830,000 $ 223,409 $ 113,000
Robertson, Tennessee 44 $ 14,560,000 $ 330,909 $ 181,000
Noble, Ohio 43 $ 9,245,000 $ 215,000 $ 117,000
Cumberland, Tennessee 43 $ 12,085,000 $ 281,046 $ 182,000
Fairfield, Ohio 42 $ 12,140,000 $ 289,047 $ 131,000
Bedford, Tennessee 42 $ 12,660,000 $ 301,428 $ 151,000
Adams, Indiana 40 $ 8,260,000 $ 206,500 $ 65,000
Lawrence, Tennessee 40 $ 8,670,000 $ 216,750 $ 90,000
Holmes, Ohio 39 $ 9,805,000 $ 251,410 $ 96,000
Putnam, Tennessee 39 $ 10,005,000 $ 256,538 $ 122,000
Daviess, Kentucky 38 $ 9,480,000 $ 249,473 $ 126,000
Butler, Ohio 37 $ 10,715,000 $ 289,594 $ 154,000
Muskingum, Ohio 37 $ 10,055,000 $ 271,756 $ 103,000
Warren, Ohio 37 $ 15,915,000 $ 430,135 $ 162,000
Marshall, Tennessee 37 $ 12,205,000 $ 329,864 $ 145,000
Warren, Kentucky 36 $ 12,810,000 $ 355,833 $ 141,000
Daviess, Indiana 35 $ 8,225,000 $ 235,000 $ 103,000
Breckinridge, Kentucky 35 $ 7,135,000 $ 203,857 $ 107,000
Hardin, Kentucky 35 $ 8,445,000 $ 241,285 $ 130,000
Giles, Tennessee 35 $ 8,795,000 $ 251,285 $ 141,000
Greene, Tennessee 35 $ 10,215,000 $ 291,857 $ 127,000
Lincoln, Tennessee 35 $ 9,175,000 $ 262,142 $ 114,000
Ashland, Ohio 34 $ 8,040,000 $ 236,470 $ 106,000
Greene, Ohio 34 $ 11,610,000 $ 341,470 $ 165,000
Union, Ohio 34 $ 10,920,000 $ 321,176 $ 175,000
Guernsey, Ohio 33 $ 7,785,000 $ 235,909 $ 103,000
Carroll, Ohio 32 $ 8,040,000 $ 251,250 $ 126,000
Portage, Ohio 32 $ 6,930,000 $ 216,562 $ 112,000
Tuscarawas, Ohio 32 $ 6,970,000 $ 217,812 $ 107,000
Cannon, Tennessee 32 $ 9,250,000 $ 289,062 $ 100,000
Cheatham, Tennessee 32 $ 10,160,000 $ 317,500 $ 146,000
Fayette, Tennessee 32 $ 11,000,000 $ 343,750 $ 150,000
Fentress, Tennessee 32 $ 10,780,000 $ 336,875 $ 144,000
Miami, Ohio 31 $ 8,555,000 $ 275,967 $ 145,000
Montgomery, Tennessee 31 $ 9,935,000 $ 320,483 $ 120,000
LaPorte, Indiana 30 $ 8,210,000 $ 273,666 $ 127,000
Columbiana, Ohio 30 $ 5,560,000 $ 185,333 $ 136,000
Knox, Ohio 30 $ 8,000,000 $ 266,666 $ 94,000
Hawkins, Tennessee 30 $ 7,520,000 $ 250,666 $ 107,000
Tippecanoe, Indiana 28 $ 8,080,000 $ 288,571 $ 110,000
Delaware, Ohio 28 $ 12,700,000 $ 453,571 $ 338,000
Logan, Ohio 28 $ 6,110,000 $ 218,214 $ 125,000
Noble, Indiana 27 $ 6,495,000 $ 240,555 $ 89,000
St. Joseph, Indiana 27 $ 6,415,000 $ 237,592 $ 128,000
Warren, Iowa 27 $ 7,225,000 $ 267,592 $ 144,000
Barren, Kentucky 27 $ 5,635,000 $ 208,703 $ 130,000
Gallia, Ohio 27 $ 6,705,000 $ 248,333 $ 139,000
Coffee, Tennessee 27 $ 7,345,000 $ 272,037 $ 141,000
Sevier, Tennessee 27 $ 10,105,000 $ 374,259 $ 154,000
Grayson, Kentucky 26 $ 4,230,000 $ 162,692 $ 94,000
Shelby, Kentucky 26 $ 9,730,000 $ 374,230 $ 225,000
Jefferson, Tennessee 26 $ 6,440,000 $ 247,692 $ 144,000
Overton, Tennessee 26 $ 5,870,000 $ 225,769 $ 118,000
Porter, Indiana 25 $ 8,325,000 $ 333,000 $ 151,000
Lorain, Ohio 25 $ 7,465,000 $ 298,600 $ 120,000
Loudon, Tennessee 25 $ 11,335,000 $ 453,400 $ 142,000
Roane, Tennessee 25 $ 7,725,000 $ 309,000 $ 127,000
Washington, Tennessee 25 $ 7,065,000 $ 282,600 $ 157,000
Madison, Indiana 24 $ 4,740,000 $ 197,500 $ 117,000
Marshall, Indiana 24 $ 4,810,000 $ 200,416 $ 82,000
Campbell, Kentucky 24 $ 6,450,000 $ 268,750 $ 142,000
Lancaster, Nebraska 24 $ 7,160,000 $ 298,333 $ 169,000
Hickman, Tennessee 24 $ 5,590,000 $ 232,916 $ 126,000
Tipton, Tennessee 24 $ 4,760,000 $ 198,333 $ 289,000
White, Tennessee 24 $ 7,580,000 $ 315,833 $ 96,000
Jasper, Indiana 23 $ 6,995,000 $ 304,130 $ 198,000
Pulaski, Kentucky 23 $ 4,575,000 $ 198,913 $ 75,000
Brown, Ohio 23 $ 5,285,000 $ 229,782 $ 115,000
Darke, Ohio 23 $ 5,235,000 $ 227,608 $ 123,000
McMinn, Tennessee 23 $ 5,545,000 $ 241,086 $ 102,000
Harrison, Indiana 22 $ 4,520,000 $ 205,454 $ 130,000
Johnson, Indiana 22 $ 6,270,000 $ 285,000 $ 166,000
Putnam, Indiana 22 $ 5,180,000 $ 235,454 $ 135,000
Miami, Kansas 22 $ 7,610,000 $ 345,909 $ 185,000
Fleming, Kentucky 22 $ 4,060,000 $ 184,545 $ 80,000
Trigg, Kentucky 22 $ 4,110,000 $ 186,818 $ 98,000
Fulton, Ohio 22 $ 3,600,000 $ 163,636 $ 169,000
Pickaway, Ohio 22 $ 5,530,000 $ 251,363 $ 126,000
DeKalb, Tennessee 22 $ 6,720,000 $ 305,454 $ 136,000
Grainger, Tennessee 22 $ 6,170,000 $ 280,454 $ 122,000
Hamilton, Tennessee 22 $ 8,500,000 $ 386,363 $ 169,000
Bartholomew, Indiana 21 $ 5,625,000 $ 267,857 $ 146,000
Kosciusko, Indiana 21 $ 6,725,000 $ 320,238 $ 169,000
Logan, Kentucky 21 $ 4,585,000 $ 218,333 $ 123,000
Meade, Kentucky 21 $ 5,195,000 $ 247,380 $ 176,000
Highland, Ohio 21 $ 5,145,000 $ 245,000 $ 100,000
Montgomery, Ohio 21 $ 7,155,000 $ 340,714 $ 197,000
Hardeman, Tennessee 21 $ 5,035,000 $ 239,761 $ 281,000
Brown, Indiana 20 $ 4,520,000 $ 226,000 $ 100,000
Clark, Indiana 20 $ 4,970,000 $ 248,500 $ 115,000
Henry, Indiana 20 $ 4,800,000 $ 240,000 $ 137,000
Harrison, Kentucky 20 $ 5,660,000 $ 283,000 $ 108,000
Mason, Kentucky 20 $ 5,290,000 $ 264,500 $ 105,000
Owen, Kentucky 20 $ 3,950,000 $ 197,500 $ 105,000
Spencer, Kentucky 20 $ 5,530,000 $ 276,500 $ 131,000
Madison, Ohio 20 $ 6,330,000 $ 316,500 $ 141,000
Bradley, Tennessee 20 $ 6,910,000 $ 345,500 $ 177,000
Cocke, Tennessee 20 $ 5,310,000 $ 265,500 $ 122,000
Hamblen, Tennessee 20 $ 6,830,000 $ 341,500 $ 190,000
Hendricks, Indiana 19 $ 7,845,000 $ 412,894 $ 145,000
Mills, Iowa 19 $ 5,775,000 $ 303,947 $ 131,000
Pottawattamie, Iowa 19 $ 6,475,000 $ 340,789 $ 170,000
Grant, Kentucky 19 $ 5,495,000 $ 289,210 $ 123,000
Ohio, Kentucky 19 $ 4,915,000 $ 258,684 $ 105,000
Seward, Nebraska 19 $ 4,295,000 $ 226,052 $ 128,000
Clinton, Ohio 19 $ 5,195,000 $ 273,421 $ 120,000
Monroe, Tennessee 19 $ 6,615,000 $ 348,157 $ 150,000
Sullivan, Tennessee 19 $ 7,395,000 $ 389,210 $ 158,000
Warren, Tennessee 19 $ 5,875,000 $ 309,210 $ 148,000
Hancock, Indiana 18 $ 6,350,000 $ 352,777 $ 154,000
Jackson, Indiana 18 $ 4,740,000 $ 263,333 $ 119,000
Monroe, Indiana 18 $ 4,250,000 $ 236,111 $ 188,000
Montgomery, Indiana 18 $ 3,780,000 $ 210,000 $ 164,000
White, Indiana 18 $ 4,850,000 $ 269,444 $ 139,000
Bracken, Kentucky 18 $ 4,000,000 $ 222,222 $ 132,000
Belmont, Ohio 18 $ 4,120,000 $ 228,888 $ 115,000
Mahoning, Ohio 18 $ 3,430,000 $ 190,555 $ 114,000
Mercer, Ohio 18 $ 3,540,000 $ 196,666 $ 134,000
Washington, Ohio 18 $ 3,900,000 $ 216,666 $ 143,000
Codington, South Dakota 18 $ 5,510,000 $ 306,111 $ 207,000
Anderson, Tennessee 18 $ 5,650,000 $ 313,888 $ 130,000
Gibson, Tennessee 18 $ 5,940,000 $ 330,000 $ 209,000
Jackson, Tennessee 18 $ 5,510,000 $ 306,111 $ 88,000
Wayne, Tennessee 18 $ 3,960,000 $ 220,000 $ 107,000
Howard, Indiana 17 $ 3,225,000 $ 189,705 $ 96,000
Custer, Nebraska 17 $ 5,525,000 $ 325,000 $ 170,000
Adams, Ohio 17 $ 4,235,000 $ 249,117 $ 129,000
Athens, Ohio 17 $ 5,985,000 $ 352,058 $ 197,000
Clark, Ohio 17 $ 3,825,000 $ 225,000 $ 207,000
Coshocton, Ohio 17 $ 3,965,000 $ 233,235 $ 115,000
Richland, Ohio 17 $ 3,945,000 $ 232,058 $ 114,000
Franklin, Tennessee 17 $ 5,195,000 $ 305,588 $ 163,000
Lauderdale, Tennessee 17 $ 4,785,000 $ 281,470 $ 456,000
Smith, Tennessee 17 $ 5,565,000 $ 327,352 $ 193,000
Union, Tennessee 17 $ 4,915,000 $ 289,117 $ 138,000
Dearborn, Indiana 16 $ 5,820,000 $ 363,750 $ 143,000
Greene, Indiana 16 $ 3,600,000 $ 225,000 $ 94,000
Hamilton, Indiana 16 $ 4,220,000 $ 263,750 $ 131,000
Morgan, Indiana 16 $ 4,510,000 $ 281,875 $ 117,000
Wells, Indiana 16 $ 3,260,000 $ 203,750 $ 123,000
Allen, Kentucky 16 $ 2,650,000 $ 165,625 $ 78,000
Shelby, Ohio 16 $ 4,080,000 $ 255,000 $ 119,000
Minnehaha, South Dakota 16 $ 5,680,000 $ 355,000 $ 127,000
McNairy, Tennessee 16 $ 3,640,000 $ 227,500 $ 97,000
Boone, Indiana 15 $ 4,185,000 $ 279,000 $ 125,000
Clay, Indiana 15 $ 4,015,000 $ 267,666 $ 117,000
Johnson, Iowa 15 $ 5,385,000 $ 359,000 $ 175,000
Story, Iowa 15 $ 5,865,000 $ 391,000 $ 136,000
Boone, Kentucky 15 $ 6,045,000 $ 403,000 $ 159,000
Bourbon, Kentucky 15 $ 6,275,000 $ 418,333 $ 150,000
Todd, Kentucky 15 $ 3,375,000 $ 225,000 $ 107,000
Lincoln, Nebraska 15 $ 3,365,000 $ 224,333 $ 126,000
Saunders, Nebraska 15 $ 3,425,000 $ 228,333 $ 124,000
Auglaize, Ohio 15 $ 3,745,000 $ 249,666 $ 150,000
Meigs, Ohio 15 $ 2,295,000 $ 153,000 $ 81,000
Morrow, Ohio 15 $ 4,165,000 $ 277,666 $ 130,000
Williams, Ohio 15 $ 3,975,000 $ 265,000 $ 303,000
Chester, Tennessee 15 $ 3,985,000 $ 265,666 $ 131,000
Stewart, Tennessee 15 $ 3,685,000 $ 245,666 $ 109,000
Clinton, Indiana 14 $ 2,360,000 $ 168,571 $ 87,000
Gibson, Indiana 14 $ 3,460,000 $ 247,142 $ 93,000
Polk, Iowa 14 $ 5,490,000 $ 392,142 $ 395,000
Hopkins, Kentucky 14 $ 3,050,000 $ 217,857 $ 92,000
Oldham, Kentucky 14 $ 5,660,000 $ 404,285 $ 216,000
Pendleton, Kentucky 14 $ 3,000,000 $ 214,285 $ 105,000
Gage, Nebraska 14 $ 3,460,000 $ 247,142 $ 175,000
Perry, Ohio 14 $ 3,070,000 $ 219,285 $ 103,000
Ross, Ohio 14 $ 2,810,000 $ 200,714 $ 101,000
Brown, South Dakota 14 $ 5,340,000 $ 381,428 $ 176,000
Carroll, Tennessee 14 $ 2,780,000 $ 198,571 $ 88,000
Davidson, Tennessee 14 $ 5,400,000 $ 385,714 $ 204,000
Madison, Tennessee 14 $ 4,380,000 $ 312,857 $ 149,000
DeKalb, Indiana 13 $ 2,905,000 $ 223,461 $ 84,000
Delaware, Indiana 13 $ 2,875,000 $ 221,153 $ 148,000
Grant, Indiana 13 $ 3,475,000 $ 267,307 $ 196,000
Shelby, Indiana 13 $ 3,725,000 $ 286,538 $ 113,000
Starke, Indiana 13 $ 3,435,000 $ 264,230 $ 140,000
Wayne, Indiana 13 $ 2,535,000 $ 195,000 $ 70,000
Dallas, Iowa 13 $ 4,395,000 $ 338,076 $ 135,000
Hancock, Kentucky 13 $ 2,715,000 $ 208,846 $ 97,000
Champaign, Ohio 13 $ 2,885,000 $ 221,923 $ 209,000
Scioto, Ohio 13 $ 2,735,000 $ 210,384 $ 107,000
Bledsoe, Tennessee 13 $ 2,865,000 $ 220,384 $ 102,000
Morgan, Tennessee 13 $ 2,125,000 $ 163,461 $ 75,000
Shelby, Tennessee 13 $ 8,115,000 $ 624,230 $ 348,000
Natrona, Wyoming 13 $ 4,575,000 $ 351,923 $ 181,000
Iroquois, Illinois 12 $ 2,300,000 $ 191,666 $ 92,000
Floyd, Indiana 12 $ 3,340,000 $ 278,333 $ 161,000
Posey, Indiana 12 $ 3,330,000 $ 277,500 $ 103,000
Tipton, Indiana 12 $ 3,210,000 $ 267,500 $ 215,000
Black Hawk, Iowa 12 $ 3,770,000 $ 314,166 $ 158,000
Sioux, Iowa 12 $ 3,640,000 $ 303,333 $ 138,000
Bullitt, Kentucky 12 $ 2,760,000 $ 230,000 $ 111,000
Fayette, Kentucky 12 $ 7,580,000 $ 631,666 $ 269,000
Franklin, Kentucky 12 $ 3,520,000 $ 293,333 $ 125,000
Greenup, Kentucky 12 $ 2,760,000 $ 230,000 $ 129,000
Laurel, Kentucky 12 $ 2,450,000 $ 204,166 $ 100,000
Macon, Tennessee 12 $ 3,280,000 $ 273,333 $ 147,000
Trousdale, Tennessee 12 $ 2,900,000 $ 241,666 $ 117,000
Decatur, Indiana 11 $ 3,605,000 $ 327,727 $ 143,000
Jay, Indiana 11 $ 3,955,000 $ 359,545 $ 85,000
Owen, Indiana 11 $ 3,255,000 $ 295,909 $ 107,000
Switzerland, Indiana 11 $ 2,385,000 $ 216,818 $ 153,000
Boone, Iowa 11 $ 2,645,000 $ 240,454 $ 139,000
Butler, Kentucky 11 $ 1,545,000 $ 140,454 $ 71,000
Green, Kentucky 11 $ 1,355,000 $ 123,181 $ 80,000
Marion, Kentucky 11 $ 1,935,000 $ 175,909 $ 76,000
Metcalfe, Kentucky 11 $ 1,855,000 $ 168,636 $ 130,000
Cass, Nebraska 11 $ 3,095,000 $ 281,363 $ 128,000
Furnas, Nebraska 11 $ 2,175,000 $ 197,727 $ 96,000
Hamilton, Nebraska 11 $ 3,175,000 $ 288,636 $ 139,000
Perkins, Nebraska 11 $ 3,335,000 $ 303,181 $ 212,000
Platte, Nebraska 11 $ 3,565,000 $ 324,090 $ 198,000
Red Willow, Nebraska 11 $ 2,475,000 $ 225,000 $ 151,000
Fayette, Ohio 11 $ 1,955,000 $ 177,727 $ 100,000
Hocking, Ohio 11 $ 2,395,000 $ 217,727 $ 219,000
Henderson, Tennessee 11 $ 2,115,000 $ 192,272 $ 98,000
Lewis, Tennessee 11 $ 2,805,000 $ 255,000 $ 151,000
Weakley, Tennessee 11 $ 2,615,000 $ 237,727 $ 85,000
Carroll, Indiana 10 $ 2,740,000 $ 274,000 $ 112,000
Crawford, Indiana 10 $ 1,540,000 $ 154,000 $ 90,000
Perry, Indiana 10 $ 2,200,000 $ 220,000 $ 69,000
Randolph, Indiana 10 $ 2,400,000 $ 240,000 $ 109,000
Rush, Indiana 10 $ 1,960,000 $ 196,000 $ 112,000
Vigo, Indiana 10 $ 1,850,000 $ 185,000 $ 100,000
Whitley, Indiana 10 $ 2,310,000 $ 231,000 $ 121,000
Anderson, Kansas 10 $ 2,740,000 $ 274,000 $ 143,000
Leavenworth, Kansas 10 $ 4,510,000 $ 451,000 $ 153,000
Lyon, Kansas 10 $ 2,420,000 $ 242,000 $ 110,000
Riley, Kansas 10 $ 2,570,000 $ 257,000 $ 134,000
Anderson, Kentucky 10 $ 2,080,000 $ 208,000 $ 113,000
Bath, Kentucky 10 $ 2,000,000 $ 200,000 $ 164,000
Larue, Kentucky 10 $ 1,890,000 $ 189,000 $ 93,000
Scott, Kentucky 10 $ 3,370,000 $ 337,000 $ 137,000
Harrison, Ohio 10 $ 1,860,000 $ 186,000 $ 143,000
Decatur, Tennessee 10 $ 2,520,000 $ 252,000 $ 126,000
Humphreys, Tennessee 10 $ 1,830,000 $ 183,000 $ 90,000
Meigs, Tennessee 10 $ 2,330,000 $ 233,000 $ 130,000
Effingham, Illinois 9 $ 2,545,000 $ 282,777 $ 98,000
Madison, Illinois 9 $ 1,965,000 $ 218,333 $ 160,000
Wayne, Illinois 9 $ 2,515,000 $ 279,444 $ 163,000
Benton, Indiana 9 $ 2,265,000 $ 251,666 $ 186,000
Fountain, Indiana 9 $ 1,765,000 $ 196,111 $ 114,000
Franklin, Indiana 9 $ 2,505,000 $ 278,333 $ 177,000
Ripley, Indiana 9 $ 2,535,000 $ 281,666 $ 109,000
Warren, Indiana 9 $ 1,395,000 $ 155,000 $ 177,000
Warrick, Indiana 9 $ 2,215,000 $ 246,111 $ 102,000
Butler, Iowa 9 $ 2,115,000 $ 235,000 $ 167,000
Clinton, Iowa 9 $ 2,535,000 $ 281,666 $ 149,000
Grundy, Iowa 9 $ 2,825,000 $ 313,888 $ 126,000
Linn, Iowa 9 $ 3,075,000 $ 341,666 $ 105,000
Lyon, Iowa 9 $ 3,305,000 $ 367,222 $ 129,000
Madison, Iowa 9 $ 2,625,000 $ 291,666 $ 142,000
Union, Iowa 9 $ 3,365,000 $ 373,888 $ 135,000
Johnson, Kansas 9 $ 3,555,000 $ 395,000 $ 174,000
Osage, Kansas 9 $ 2,325,000 $ 258,333 $ 166,000
Casey, Kentucky 9 $ 2,015,000 $ 223,888 $ 86,000
Henry, Kentucky 9 $ 2,705,000 $ 300,555 $ 179,000
Kenton, Kentucky 9 $ 3,385,000 $ 376,111 $ 231,000
Lewis, Kentucky 9 $ 1,195,000 $ 132,777 $ 61,000
Montgomery, Kentucky 9 $ 2,275,000 $ 252,777 $ 129,000
Taylor, Kentucky 9 $ 1,545,000 $ 171,666 $ 78,000
Wayne, Kentucky 9 $ 1,715,000 $ 190,555 $ 123,000
Woodford, Kentucky 9 $ 3,875,000 $ 430,555 $ 108,000
Cedar, Nebraska 9 $ 1,925,000 $ 213,888 $ 204,000
Franklin, Ohio 9 $ 2,585,000 $ 287,222 $ 156,000
Monroe, Ohio 9 $ 1,875,000 $ 208,333 $ 134,000
Morgan, Ohio 9 $ 1,595,000 $ 177,222 $ 105,000
Bon Homme, South Dakota 9 $ 2,175,000 $ 241,666 $ 106,000
Brookings, South Dakota 9 $ 2,635,000 $ 292,777 $ 121,000
Hamlin, South Dakota 9 $ 3,295,000 $ 366,111 $ 138,000
Pennington, South Dakota 9 $ 4,405,000 $ 489,444 $ 229,000
Hardin, Tennessee 9 $ 2,255,000 $ 250,555 $ 138,000
Henry, Tennessee 9 $ 1,725,000 $ 191,666 $ 84,000
Houston, Tennessee 9 $ 2,615,000 $ 290,555 $ 142,000
Rhea, Tennessee 9 $ 1,745,000 $ 193,888 $ 96,000
Sequatchie, Tennessee 9 $ 2,495,000 $ 277,222 $ 97,000
Laramie, Wyoming 9 $ 2,755,000 $ 306,111 $ 116,000
Champaign, Illinois 8 $ 3,060,000 $ 382,500 $ 193,000
Fulton, Indiana 8 $ 1,570,000 $ 196,250 $ 85,000
Jefferson, Indiana 8 $ 2,100,000 $ 262,500 $ 268,000
Jennings, Indiana 8 $ 1,950,000 $ 243,750 $ 131,000
Lawrence, Indiana 8 $ 2,430,000 $ 303,750 $ 144,000
Parke, Indiana 8 $ 2,550,000 $ 318,750 $ 125,000
Washington, Indiana 8 $ 1,740,000 $ 217,500 $ 153,000
Calhoun, Iowa 8 $ 1,930,000 $ 241,250 $ 159,000
Cass, Iowa 8 $ 2,050,000 $ 256,250 $ 176,000
Fremont, Iowa 8 $ 2,160,000 $ 270,000 $ 166,000
Hardin, Iowa 8 $ 1,240,000 $ 155,000 $ 141,000
Iowa, Iowa 8 $ 2,230,000 $ 278,750 $ 243,000
Kossuth, Iowa 8 $ 1,730,000 $ 216,250 $ 131,000
Marion, Iowa 8 $ 2,350,000 $ 293,750 $ 153,000
Montgomery, Iowa 8 $ 1,630,000 $ 203,750 $ 86,000
Douglas, Kansas 8 $ 2,490,000 $ 311,250 $ 430,000
Franklin, Kansas 8 $ 1,870,000 $ 233,750 $ 100,000
Madison, Kentucky 8 $ 1,680,000 $ 210,000 $ 125,000
Simpson, Kentucky 8 $ 1,390,000 $ 173,750 $ 74,000
Antelope, Nebraska 8 $ 2,750,000 $ 343,750 $ 176,000
Buffalo, Nebraska 8 $ 2,560,000 $ 320,000 $ 108,000
Chase, Nebraska 8 $ 1,980,000 $ 247,500 $ 100,000
Cuming, Nebraska 8 $ 2,150,000 $ 268,750 $ 121,000
Jefferson, Nebraska 8 $ 1,400,000 $ 175,000 $ 82,000
Defiance, Ohio 8 $ 1,620,000 $ 202,500 $ 73,000
Huron, Ohio 8 $ 1,260,000 $ 157,500 $ 79,000
Pike, Ohio 8 $ 1,390,000 $ 173,750 $ 112,000
Charles Mix, South Dakota 8 $ 1,470,000 $ 183,750 $ 183,000
Meade, South Dakota 8 $ 4,780,000 $ 597,500 $ 319,000
Spink, South Dakota 8 $ 2,310,000 $ 288,750 $ 140,000
Benton, Tennessee 8 $ 1,990,000 $ 248,750 $ 132,000
Carter, Tennessee 8 $ 2,000,000 $ 250,000 $ 86,000
Knox, Indiana 7 $ 1,795,000 $ 256,428 $ 100,000
Lake, Indiana 7 $ 1,665,000 $ 237,857 $ 114,000
Miami, Indiana 7 $ 1,225,000 $ 175,000 $ 82,000
Vanderburgh, Indiana 7 $ 2,725,000 $ 389,285 $ 134,000
Bremer, Iowa 7 $ 1,545,000 $ 220,714 $ 186,000
Buchanan, Iowa 7 $ 1,685,000 $ 240,714 $ 106,000
Cedar, Iowa 7 $ 1,835,000 $ 262,142 $ 268,000
Cerro Gordo, Iowa 7 $ 1,805,000 $ 257,857 $ 108,000
Dubuque, Iowa 7 $ 2,945,000 $ 420,714 $ 180,000
Lucas, Iowa 7 $ 1,335,000 $ 190,714 $ 57,000
Mahaska, Iowa 7 $ 1,775,000 $ 253,571 $ 173,000
Muscatine, Iowa 7 $ 1,355,000 $ 193,571 $ 129,000
O'Brien, Iowa 7 $ 1,795,000 $ 256,428 $ 219,000
Ringgold, Iowa 7 $ 2,055,000 $ 293,571 $ 108,000
Tama, Iowa 7 $ 1,985,000 $ 283,571 $ 133,000
Linn, Kansas 7 $ 1,885,000 $ 269,285 $ 112,000
Nemaha, Kansas 7 $ 1,175,000 $ 167,857 $ 182,000
Shawnee, Kansas 7 $ 2,195,000 $ 313,571 $ 149,000
Henderson, Kentucky 7 $ 1,435,000 $ 205,000 $ 139,000
Jackson, Kentucky 7 $ 845,000 $ 120,714 $ 95,000
Lincoln, Kentucky 7 $ 1,245,000 $ 177,857 $ 53,000
Muhlenberg, Kentucky 7 $ 1,105,000 $ 157,857 $ 78,000
Nicholas, Kentucky 7 $ 1,025,000 $ 146,428 $ 90,000
Washington, Kentucky 7 $ 2,345,000 $ 335,000 $ 139,000
Webster, Kentucky 7 $ 1,265,000 $ 180,714 $ 111,000
Hall, Nebraska 7 $ 1,355,000 $ 193,571 $ 76,000
Howard, Nebraska 7 $ 2,145,000 $ 306,428 $ 144,000
Keith, Nebraska 7 $ 1,915,000 $ 273,571 $ 198,000
Pawnee, Nebraska 7 $ 1,145,000 $ 163,571 $ 163,000
York, Nebraska 7 $ 2,535,000 $ 362,142 $ 243,000
Summit, Ohio 7 $ 1,625,000 $ 232,142 $ 89,000
Day, South Dakota 7 $ 1,915,000 $ 273,571 $ 182,000
Clay, Tennessee 7 $ 1,195,000 $ 170,714 $ 135,000
Grundy, Tennessee 7 $ 1,685,000 $ 240,714 $ 200,000
Hancock, Tennessee 7 $ 1,515,000 $ 216,428 $ 99,000
Johnson, Tennessee 7 $ 1,605,000 $ 229,285 $ 131,000
Washington, Texas 7 $ 5,575,000 $ 796,428 $ 340,000
Converse, Wyoming 7 $ 3,615,000 $ 516,428 $ 205,000
Lincoln, Wyoming 7 $ 2,155,000 $ 307,857 $ 147,000
Randolph, Illinois 6 $ 2,010,000 $ 335,000 $ 138,000
Cass, Indiana 6 $ 790,000 $ 131,666 $ 99,000
Newton, Indiana 6 $ 1,260,000 $ 210,000 $ 108,000
Orange, Indiana 6 $ 1,220,000 $ 203,333 $ 87,000
Sullivan, Indiana 6 $ 1,230,000 $ 205,000 $ 95,000
Adams, Iowa 6 $ 1,450,000 $ 241,666 $ 186,000
Crawford, Iowa 6 $ 1,410,000 $ 235,000 $ 126,000
Decatur, Iowa 6 $ 1,200,000 $ 200,000 $ 140,000
Fayette, Iowa 6 $ 1,380,000 $ 230,000 $ 60,000
Jackson, Iowa 6 $ 1,830,000 $ 305,000 $ 136,000
Scott, Iowa 6 $ 1,280,000 $ 213,333 $ 154,000
Jefferson, Kansas 6 $ 2,000,000 $ 333,333 $ 139,000
Montgomery, Kansas 6 $ 1,040,000 $ 173,333 $ 93,000
Pottawatomie, Kansas 6 $ 1,610,000 $ 268,333 $ 114,000
Adair, Kentucky 6 $ 1,490,000 $ 248,333 $ 201,000
Caldwell, Kentucky 6 $ 1,530,000 $ 255,000 $ 89,000
Edmonson, Kentucky 6 $ 1,150,000 $ 191,666 $ 76,000
Jefferson, Kentucky 6 $ 1,640,000 $ 273,333 $ 81,000
McLean, Kentucky 6 $ 1,950,000 $ 325,000 $ 154,000
Monroe, Kentucky 6 $ 740,000 $ 123,333 $ 84,000
Robertson, Kentucky 6 $ 1,130,000 $ 188,333 $ 102,000
Russell, Kentucky 6 $ 3,430,000 $ 571,666 $ 210,000
Colfax, Nebraska 6 $ 2,330,000 $ 388,333 $ 134,000
Douglas, Nebraska 6 $ 2,920,000 $ 486,666 $ 656,000
Fillmore, Nebraska 6 $ 1,310,000 $ 218,333 $ 75,000
Holt, Nebraska 6 $ 1,680,000 $ 280,000 $ 236,000
Otoe, Nebraska 6 $ 1,550,000 $ 258,333 $ 196,000
Sarpy, Nebraska 6 $ 2,010,000 $ 335,000 $ 197,000
Washington, Nebraska 6 $ 2,860,000 $ 476,666 $ 169,000
Henry, Ohio 6 $ 1,150,000 $ 191,666 $ 138,000
Jackson, Ohio 6 $ 1,280,000 $ 213,333 $ 77,000
Putnam, Ohio 6 $ 1,110,000 $ 185,000 $ 129,000
Grant, South Dakota 6 $ 2,270,000 $ 378,333 $ 129,000
Sully, South Dakota 6 $ 1,190,000 $ 198,333 $ 102,000
Marion, Tennessee 6 $ 1,630,000 $ 271,666 $ 116,000
Moore, Tennessee 6 $ 1,640,000 $ 273,333 $ 143,000
Polk, Tennessee 6 $ 2,330,000 $ 388,333 $ 174,000
Scott, Tennessee 6 $ 1,700,000 $ 283,333 $ 96,000
Fremont, Wyoming 6 $ 5,480,000 $ 913,333 $ 401,000
Clinton, Illinois 5 $ 1,785,000 $ 357,000 $ 108,000
Lawrence, Illinois 5 $ 905,000 $ 181,000 $ 118,000
Macoupin, Illinois 5 $ 1,495,000 $ 299,000 $ 118,000
St. Clair, Illinois 5 $ 955,000 $ 191,000 $ 123,000
Blackford, Indiana 5 $ 665,000 $ 133,000 $ 103,000
Ohio, Indiana 5 $ 1,795,000 $ 359,000 $ 124,000
Scott, Indiana 5 $ 965,000 $ 193,000 $ 158,000
Steuben, Indiana 5 $ 815,000 $ 163,000 $ 151,000
Wabash, Indiana 5 $ 1,315,000 $ 263,000 $ 138,000
Carroll, Iowa 5 $ 995,000 $ 199,000 $ 110,000
Delaware, Iowa 5 $ 1,135,000 $ 227,000 $ 138,000
Dickinson, Iowa 5 $ 1,635,000 $ 327,000 $ 103,000
Emmet, Iowa 5 $ 855,000 $ 171,000 $ 71,000
Floyd, Iowa 5 $ 1,225,000 $ 245,000 $ 184,000
Hancock, Iowa 5 $ 975,000 $ 195,000 $ 117,000
Harrison, Iowa 5 $ 975,000 $ 195,000 $ 72,000
Henry, Iowa 5 $ 925,000 $ 185,000 $ 61,000
Jones, Iowa 5 $ 1,455,000 $ 291,000 $ 203,000
Marshall, Iowa 5 $ 1,045,000 $ 209,000 $ 106,000
Monroe, Iowa 5 $ 1,255,000 $ 251,000 $ 71,000
Palo Alto, Iowa 5 $ 1,025,000 $ 205,000 $ 87,000
Poweshiek, Iowa 5 $ 2,355,000 $ 471,000 $ 196,000
Sac, Iowa 5 $ 615,000 $ 123,000 $ 56,000
Webster, Iowa 5 $ 985,000 $ 197,000 $ 147,000
Brown, Kansas 5 $ 1,345,000 $ 269,000 $ 137,000
Greenwood, Kansas 5 $ 1,015,000 $ 203,000 $ 129,000
Jackson, Kansas 5 $ 765,000 $ 153,000 $ 118,000
Clark, Kentucky 5 $ 1,325,000 $ 265,000 $ 94,000
Gallatin, Kentucky 5 $ 1,425,000 $ 285,000 $ 164,000
Jessamine, Kentucky 5 $ 2,335,000 $ 467,000 $ 265,000
Morgan, Kentucky 5 $ 955,000 $ 191,000 $ 101,000
Rockcastle, Kentucky 5 $ 1,845,000 $ 369,000 $ 234,000
Union, Kentucky 5 $ 1,145,000 $ 229,000 $ 79,000
Boone, Nebraska 5 $ 1,395,000 $ 279,000 $ 210,000
Brown, Nebraska 5 $ 1,245,000 $ 249,000 $ 73,000
Cherry, Nebraska 5 $ 1,815,000 $ 363,000 $ 256,000
Dawson, Nebraska 5 $ 1,965,000 $ 393,000 $ 390,000
Dodge, Nebraska 5 $ 1,355,000 $ 271,000 $ 177,000
Polk, Nebraska 5 $ 855,000 $ 171,000 $ 107,000
Saline, Nebraska 5 $ 1,385,000 $ 277,000 $ 120,000
Allen, Ohio 5 $ 935,000 $ 187,000 $ 104,000
Erie, Ohio 5 $ 1,595,000 $ 319,000 $ 130,000
Jefferson, Ohio 5 $ 985,000 $ 197,000 $ 102,000
Van Wert, Ohio 5 $ 925,000 $ 185,000 $ 62,000
Beadle, South Dakota 5 $ 1,565,000 $ 313,000 $ 144,000
Clark, South Dakota 5 $ 1,605,000 $ 321,000 $ 148,000
Kingsbury, South Dakota 5 $ 1,895,000 $ 379,000 $ 105,000
Lincoln, South Dakota 5 $ 1,685,000 $ 337,000 $ 113,000
Yankton, South Dakota 5 $ 845,000 $ 169,000 $ 181,000
Dyer, Tennessee 5 $ 1,345,000 $ 269,000 $ 177,000
Van Buren, Tennessee 5 $ 1,135,000 $ 227,000 $ 120,000
Goshen, Wyoming 5 $ 1,405,000 $ 281,000 $ 129,000
Sublette, Wyoming 5 $ 1,675,000 $ 335,000 $ 157,000
Uinta, Wyoming 5 $ 4,275,000 $ 855,000 $ 433,000
Bond, Illinois 4 $ 810,000 $ 202,500 $ 112,000
Clark, Illinois 4 $ 1,620,000 $ 405,000 $ 381,000
Franklin, Illinois 4 $ 960,000 $ 240,000 $ 93,000
Jasper, Illinois 4 $ 1,090,000 $ 272,500 $ 90,000
Jefferson, Illinois 4 $ 1,040,000 $ 260,000 $ 93,000
Logan, Illinois 4 $ 920,000 $ 230,000 $ 81,000
Macon, Illinois 4 $ 1,160,000 $ 290,000 $ 156,000
Monroe, Illinois 4 $ 1,460,000 $ 365,000 $ 200,000
Sangamon, Illinois 4 $ 930,000 $ 232,500 $ 133,000
Shelby, Illinois 4 $ 1,200,000 $ 300,000 $ 135,000
Union, Illinois 4 $ 870,000 $ 217,500 $ 130,000
Fayette, Indiana 4 $ 780,000 $ 195,000 $ 89,000
Martin, Indiana 4 $ 1,100,000 $ 275,000 $ 153,000
Pike, Indiana 4 $ 840,000 $ 210,000 $ 130,000
Pulaski, Indiana 4 $ 770,000 $ 192,500 $ 110,000
Spencer, Indiana 4 $ 2,230,000 $ 557,500 $ 226,000
Allamakee, Iowa 4 $ 910,000 $ 227,500 $ 90,000
Appanoose, Iowa 4 $ 1,450,000 $ 362,500 $ 169,000
Clarke, Iowa 4 $ 980,000 $ 245,000 $ 43,000
Clay, Iowa 4 $ 770,000 $ 192,500 $ 108,000
Franklin, Iowa 4 $ 1,180,000 $ 295,000 $ 114,000
Guthrie, Iowa 4 $ 1,110,000 $ 277,500 $ 99,000
Humboldt, Iowa 4 $ 710,000 $ 177,500 $ 108,000
Jasper, Iowa 4 $ 840,000 $ 210,000 $ 147,000
Shelby, Iowa 4 $ 440,000 $ 110,000 $ 69,000
Wapello, Iowa 4 $ 1,150,000 $ 287,500 $ 96,000
Washington, Iowa 4 $ 1,050,000 $ 262,500 $ 132,000
Winneshiek, Iowa 4 $ 1,050,000 $ 262,500 $ 108,000
Woodbury, Iowa 4 $ 840,000 $ 210,000 $ 97,000
Wright, Iowa 4 $ 1,420,000 $ 355,000 $ 229,000
Atchison, Kansas 4 $ 1,520,000 $ 380,000 $ 236,000
Bourbon, Kansas 4 $ 1,200,000 $ 300,000 $ 244,000
Morris, Kansas 4 $ 1,380,000 $ 345,000 $ 148,000
Wyandotte, Kansas 4 $ 2,120,000 $ 530,000 $ 386,000
Carroll, Kentucky 4 $ 800,000 $ 200,000 $ 136,000
Carter, Kentucky 4 $ 580,000 $ 145,000 $ 72,000
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Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,668 $1,422,130,000 $304,000 $4,795,000 $142,000 $4,163,000
Refinancing 3,905 $1,046,825,000 $268,000 $3,985,000 $140,000 $4,406,000
Home Improvement 347 $46,765,000 $134,000 $985,000 $128,000 $1,607,000
Cash-out Refinancing 11 $2,845,000 $258,000 $835,000 $340,000 $2,357,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,040 $2,255,440,000 $280,000 $4,795,000 $139,000 $4,406,000
Not Provided 784 $225,800,000 $288,000 $2,495,000 $155,000 $3,161,000
Hispanic 38 $11,450,000 $301,000 $995,000 $148,000 $427,000
American Indian or Alaskan Native 28 $6,590,000 $235,000 $655,000 $174,000 $1,176,000
Black or African American 13 $6,645,000 $511,000 $1,135,000 $189,000 $320,000
Asian 4 $1,250,000 $312,000 $515,000 $271,000 $701,000
Not applicable 1 $215,000 $215,000 $215,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,931 $2,518,565,000 $282,000 $4,795,000 $141,000 $4,406,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,918 $1,677,750,000 $283,000 $4,795,000 $158,000 $4,406,000
Application Approved But Not Accepted 1,264 $333,560,000 $263,000 $3,985,000 $119,000 $2,871,000
Application Denied By Financial Institution 895 $263,495,000 $294,000 $4,535,000 $90,000 $1,217,000
Application Withdrawn By Applicant 854 $243,760,000 $285,000 $1,985,000 $101,000 $2,836,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,036 $2,255,070,000 $280,000 $4,795,000 $146,000 $4,406,000
Debt-To-Income Ratio 724 $216,150,000 $298,000 $4,535,000 $87,000 $1,217,000
Insufficient Cash (Downpayment, Closing Cost) 84 $23,410,000 $278,000 $1,375,000 $84,000 $277,000
Collateral 39 $11,115,000 $285,000 $765,000 $129,000 $708,000
Credit History 39 $8,515,000 $218,000 $505,000 $105,000 $247,000
Other 8 $3,970,000 $496,000 $2,025,000 $179,000 $464,000
Employment History 1 $335,000 $335,000 $335,000 $43,000 $43,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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