Fidelity Lending Solutions Inc Mortgage Lending & HMDA Data, 2024

In 2024, Fidelity Lending Solutions Inc of Brea, CA reported 1,527 mortgage applications totaling $942.9 million. The average application was for $617,475, and applicants reported an average income of $223,723. 64% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (414), Anaheim-Santa Ana-Irvine, CA (205) and Riverside-San Bernardino-Ontario, CA (158) (applications in parentheses).

Mortgage Company & Address Fidelity Lending Solutions Inc
2650 E. Imperial Hwy. Suite 110
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2022  2018  
Total Number of Mortgage Applications 1,527
Total Mortgage Loan Application Amount $942,885,000
Average Mortgage Loan Application Amount $617,475
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $223,723
Highest Applicant Income $3,877,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Lending Solutions Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Lending Solutions Inc by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 414 $ 328,700,000 $ 793,961 $ 331,000
Orange, California 205 $ 154,265,000 $ 752,512 $ 306,000
San Bernardino, California 87 $ 45,435,000 $ 522,241 $ 202,000
Riverside, California 71 $ 39,375,000 $ 554,577 $ 186,000
Gwinnett, Georgia 65 $ 24,255,000 $ 373,153 $ 113,000
San Diego, California 54 $ 42,690,000 $ 790,555 $ 197,000
Harris, Texas 39 $ 9,355,000 $ 239,871 $ 12,000
Santa Clara, California 38 $ 31,460,000 $ 827,894 $ 209,000
Alameda, California 37 $ 29,695,000 $ 802,567 $ 471,000
Sacramento, California 36 $ 13,490,000 $ 374,722 $ 65,000
Contra Costa, California 23 $ 10,075,000 $ 438,043 $ 52,000
San Francisco, California 21 $ 11,735,000 $ 558,809 $ 168,000
San Mateo, California 20 $ 19,420,000 $ 971,000 $ 263,000
Montgomery, Texas 14 $ 3,370,000 $ 240,714 $ 2,000
Ventura, California 12 $ 7,140,000 $ 595,000 $ 181,000
Fort Bend, Texas 12 $ 2,860,000 $ 238,333 $ 13,000
San Joaquin, California 10 $ 6,190,000 $ 619,000 $ 236,000
Solano, California 10 $ 3,350,000 $ 335,000 $ 30,000
Orange, Florida 10 $ 3,160,000 $ 316,000 $ 56,000
Maricopa, Arizona 9 $ 4,175,000 $ 463,888 $ 164,000
Fresno, California 9 $ 3,415,000 $ 379,444 $ 218,000
Kern, California 9 $ 4,455,000 $ 495,000 $ 235,000
Bexar, Texas 9 $ 2,235,000 $ 248,333 $ 0
King, Washington 9 $ 7,845,000 $ 871,666 $ 110,000
Hillsborough, Florida 8 $ 2,210,000 $ 276,250 $ 102,000
Suffolk, Massachusetts 8 $ 6,710,000 $ 838,750 $ 17,000
Norfolk, Massachusetts 7 $ 4,055,000 $ 579,285 $ 0
Travis, Texas 7 $ 2,665,000 $ 380,714 $ 1,000
Pinellas, Florida 6 $ 1,840,000 $ 306,666 $ 239,000
DeKalb, Georgia 6 $ 1,200,000 $ 200,000 $ 65,000
Dallas, Texas 6 $ 1,270,000 $ 211,666 $ 1,000
Duval, Florida 5 $ 1,465,000 $ 293,000 $ 178,000
Escambia, Florida 5 $ 975,000 $ 195,000 $ 83,000
Chatham, Georgia 5 $ 1,095,000 $ 219,000 $ 81,000
Fulton, Georgia 5 $ 3,245,000 $ 649,000 $ 251,000
Collin, Texas 5 $ 1,685,000 $ 337,000 $ 0
Tarrant, Texas 5 $ 1,355,000 $ 271,000 $ 22,000
Sonoma, California 4 $ 2,290,000 $ 572,500 $ 2,000
Tulare, California 4 $ 1,320,000 $ 330,000 $ 1,000
Broward, Florida 4 $ 1,400,000 $ 350,000 $ 92,000
Collier, Florida 4 $ 6,300,000 $ 1,575,000 $ 260,000
Sarasota, Florida 4 $ 1,750,000 $ 437,500 $ 129,000
Cobb, Georgia 4 $ 1,580,000 $ 395,000 $ 150,000
Henry, Georgia 4 $ 1,430,000 $ 357,500 $ 147,000
Paulding, Georgia 4 $ 1,260,000 $ 315,000 $ 106,000
Honolulu, Hawaii 4 $ 4,060,000 $ 1,015,000 $ 0
Montgomery, Maryland 4 $ 1,060,000 $ 265,000 $ 9,000
Middlesex, Massachusetts 4 $ 1,910,000 $ 477,500 $ 0
El Dorado, California 3 $ 2,255,000 $ 751,666 $ 370,000
Placer, California 3 $ 1,405,000 $ 468,333 $ 0
Stanislaus, California 3 $ 1,095,000 $ 365,000 $ 151,000
Douglas, Colorado 3 $ 1,805,000 $ 601,666 $ 152,000
Lee, Florida 3 $ 2,325,000 $ 775,000 $ 279,000
Manatee, Florida 3 $ 1,035,000 $ 345,000 $ 0
Miami-Dade, Florida 3 $ 1,285,000 $ 428,333 $ 84,000
Osceola, Florida 3 $ 785,000 $ 261,666 $ 124,000
Walton, Florida 3 $ 2,205,000 $ 735,000 $ 216,000
Clayton, Georgia 3 $ 505,000 $ 168,333 $ 30,000
Bristol, Massachusetts 3 $ 955,000 $ 318,333 $ 2,000
Clark, Nevada 3 $ 1,575,000 $ 525,000 $ 147,000
Denton, Texas 3 $ 925,000 $ 308,333 $ 32,000
Galveston, Texas 3 $ 715,000 $ 238,333 $ 18,000
Williamson, Texas 3 $ 825,000 $ 275,000 $ 9,000
Mohave, Arizona 2 $ 2,330,000 $ 1,165,000 $ 738,000
Marin, California 2 $ 1,020,000 $ 510,000 $ 140,000
Monterey, California 2 $ 1,110,000 $ 555,000 $ 0
Adams, Colorado 2 $ 940,000 $ 470,000 $ 127,000
Larimer, Colorado 2 $ 910,000 $ 455,000 $ 25,000
Palm Beach, Florida 2 $ 860,000 $ 430,000 $ 143,000
Pasco, Florida 2 $ 560,000 $ 280,000 $ 0
Polk, Florida 2 $ 490,000 $ 245,000 $ 0
Seminole, Florida 2 $ 620,000 $ 310,000 $ 118,000
St. Johns, Florida 2 $ 1,100,000 $ 550,000 $ 379,000
Volusia, Florida 2 $ 550,000 $ 275,000 $ 0
Hall, Georgia 2 $ 950,000 $ 475,000 $ 176,000
Hamilton, Indiana 2 $ 680,000 $ 340,000 $ 0
Plymouth, Massachusetts 2 $ 910,000 $ 455,000 $ 5,000
Butler, Ohio 2 $ 520,000 $ 260,000 $ 0
Oklahoma, Oklahoma 2 $ 400,000 $ 200,000 $ 1,000
Horry, South Carolina 2 $ 500,000 $ 250,000 $ 5,000
Henderson, Texas 2 $ 850,000 $ 425,000 $ 0
Clark, Washington 2 $ 870,000 $ 435,000 $ 0
Snohomish, Washington 2 $ 1,890,000 $ 945,000 $ 0
Campbell, Wyoming 2 $ 450,000 $ 225,000 $ 0
Yuma, Arizona 1 $ 255,000 $ 255,000 $ 0
Mariposa, California 1 $ 275,000 $ 275,000 $ 0
Merced, California 1 $ 355,000 $ 355,000 $ 0
Napa, California 1 $ 425,000 $ 425,000 $ 97,000
San Benito, California 1 $ 625,000 $ 625,000 $ 8,000
San Luis Obispo, California 1 $ 405,000 $ 405,000 $ 656,000
Santa Barbara, California 1 $ 515,000 $ 515,000 $ 1,208,000
Santa Cruz, California 1 $ 255,000 $ 255,000 $ 0
Sutter, California 1 $ 355,000 $ 355,000 $ 0
Yolo, California 1 $ 405,000 $ 405,000 $ 0
Arapahoe, Colorado 1 $ 285,000 $ 285,000 $ 1,000
District of Columbia, District Of Columbia 1 $ 1,085,000 $ 1,085,000 $ 0
Charlotte, Florida 1 $ 225,000 $ 225,000 $ 0
Lake, Florida 1 $ 325,000 $ 325,000 $ 158,000
Marion, Florida 1 $ 275,000 $ 275,000 $ 150,000
Martin, Florida 1 $ 645,000 $ 645,000 $ 0
Monroe, Florida 1 $ 355,000 $ 355,000 $ 0
Okaloosa, Florida 1 $ 395,000 $ 395,000 $ 0
Santa Rosa, Florida 1 $ 155,000 $ 155,000 $ 0
St. Lucie, Florida 1 $ 305,000 $ 305,000 $ 96,000
Sumter, Florida 1 $ 265,000 $ 265,000 $ 95,000
Coweta, Georgia 1 $ 265,000 $ 265,000 $ 0
Floyd, Georgia 1 $ 115,000 $ 115,000 $ 17,000
Franklin, Georgia 1 $ 185,000 $ 185,000 $ 49,000
Muscogee, Georgia 1 $ 205,000 $ 205,000 $ 72,000
Troup, Georgia 1 $ 205,000 $ 205,000 $ 103,000
Hawaii, Hawaii 1 $ 365,000 $ 365,000 $ 0
Kauai, Hawaii 1 $ 1,005,000 $ 1,005,000 $ 0
Maui, Hawaii 1 $ 435,000 $ 435,000 $ 0
Kendall, Illinois 1 $ 395,000 $ 395,000 $ 0
Hendricks, Indiana 1 $ 315,000 $ 315,000 $ 0
Pottawattamie, Iowa 1 $ 125,000 $ 125,000 $ 0
Kennebec, Maine 1 $ 225,000 $ 225,000 $ 0
Prince George's, Maryland 1 $ 225,000 $ 225,000 $ 0
Essex, Massachusetts 1 $ 925,000 $ 925,000 $ 0
Worcester, Massachusetts 1 $ 385,000 $ 385,000 $ 0
Lancaster, Nebraska 1 $ 285,000 $ 285,000 $ 0
Sarpy, Nebraska 1 $ 235,000 $ 235,000 $ 0
New York, New York 1 $ 1,575,000 $ 1,575,000 $ 0
Lorain, Ohio 1 $ 405,000 $ 405,000 $ 0
Montgomery, Ohio 1 $ 215,000 $ 215,000 $ 0
Montgomery, Pennsylvania 1 $ 395,000 $ 395,000 $ 0
Philadelphia, Pennsylvania 1 $ 275,000 $ 275,000 $ 0
Beaufort, South Carolina 1 $ 285,000 $ 285,000 $ 0
Anderson, Texas 1 $ 165,000 $ 165,000 $ 0
Bell, Texas 1 $ 245,000 $ 245,000 $ 0
Hays, Texas 1 $ 195,000 $ 195,000 $ 0
Milam, Texas 1 $ 125,000 $ 125,000 $ 0
Waller, Texas 1 $ 235,000 $ 235,000 $ 102,000
Thurston, Washington 1 $ 415,000 $ 415,000 $ 0
Whatcom, Washington 1 $ 405,000 $ 405,000 $ 0
Dane, Wisconsin 1 $ 275,000 $ 275,000 $ 0
Waushara, Wisconsin 1 $ 285,000 $ 285,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Lending Solutions Inc in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,114 $662,530,000 $594,000 $3,315,000 $208,000 $3,877,000
Cash-out Refinancing 237 $158,475,000 $668,000 $4,005,000 $288,000 $3,402,000
Refinancing 170 $119,930,000 $705,000 $2,805,000 $240,000 $1,769,000
Home Improvement 2 $690,000 $345,000 $485,000 $0 $0
Not Applicable 2 $760,000 $380,000 $475,000 $134,000 $162,000
Other Purpose 2 $500,000 $250,000 $295,000 $295,000 $581,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,097 $620,375,000 $565,000 $3,315,000 $196,000 $3,877,000
White 318 $265,160,000 $833,000 $4,005,000 $337,000 $2,763,000
Hispanic 76 $33,540,000 $441,000 $1,825,000 $113,000 $816,000
Not Provided 24 $15,420,000 $642,000 $1,825,000 $160,000 $660,000
Black or African American 9 $6,485,000 $720,000 $1,755,000 $150,000 $511,000
Native Hawaiian or Other Pacific Islander 1 $825,000 $825,000 $825,000 $738,000 $738,000
Not applicable 1 $865,000 $865,000 $865,000 $0 $0
American Indian or Alaskan Native 1 $215,000 $215,000 $215,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,526 $942,400,000 $617,000 $4,005,000 $224,000 $3,877,000
FHA-insured (Federal Housing Administration) 1 $485,000 $485,000 $485,000 $149,000 $149,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 981 $587,465,000 $598,000 $3,315,000 $238,000 $3,877,000
Application Approved But Not Accepted 321 $207,435,000 $646,000 $4,005,000 $203,000 $2,779,000
Application Withdrawn By Applicant 201 $133,795,000 $665,000 $3,205,000 $193,000 $1,464,000
Application Denied By Financial Institution 21 $13,305,000 $633,000 $2,415,000 $188,000 $804,000
Preapproval Approved but not Accepted 2 $610,000 $305,000 $485,000 $74,000 $149,000
Loan Purchased By The Institution 1 $275,000 $275,000 $275,000 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,506 $929,580,000 $617,000 $4,005,000 $224,000 $3,877,000
Collateral 11 $5,565,000 $505,000 $1,545,000 $175,000 $586,000
Credit History 4 $2,070,000 $517,000 $905,000 $110,000 $299,000
Other 3 $2,495,000 $831,000 $1,075,000 $192,000 $304,000
Insufficient Cash (Downpayment, Closing Cost) 2 $2,670,000 $1,335,000 $2,415,000 $804,000 $804,000
Unverifiable Information 1 $505,000 $505,000 $505,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Lending Solutions Inc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Lending Solutions Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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