Fidelity Lending Solutions Inc Mortgage Lending & HMDA Data, 2024

In 2024, Fidelity Lending Solutions Inc of Brea, CA reported 1,527 mortgage applications totaling $942.9 million. The average application was for $617,475, and applicants reported an average income of $223,723. 64% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (414), Anaheim-Santa Ana-Irvine, CA (205) and Riverside-San Bernardino-Ontario, CA (158) (applications in parentheses).

Mortgage Company & Address Fidelity Lending Solutions Inc
2650 E. Imperial Hwy. Suite 110
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2022  2018  
Total Number of Mortgage Applications 1,527
Total Mortgage Loan Application Amount $942,885,000
Average Mortgage Loan Application Amount $617,475
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $223,723
Highest Applicant Income $3,877,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Lending Solutions Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Lending Solutions Inc by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 414 $ 328,700,000 $ 793,961 $ 331,000
Anaheim-Santa Ana-Irvine, CA 205 $ 154,265,000 $ 752,512 $ 306,000
Riverside-San Bernardino-Ontario, CA 158 $ 84,810,000 $ 536,772 $ 195,000
Atlanta-Sandy Springs-Roswell, GA 84 $ 30,900,000 $ 367,857 $ 114,000
Houston-The Woodlands-Sugar Land, TX 69 $ 16,535,000 $ 239,637 $ 12,000
Oakland-Hayward-Berkeley, CA 60 $ 39,770,000 $ 662,833 $ 326,000
Outside any metro area 56 $ 27,320,000 $ 487,857 $ 163,814
San Diego-Carlsbad, CA 54 $ 42,690,000 $ 790,555 $ 197,000
Sacramento--Roseville--Arden-Arcade, CA 43 $ 17,555,000 $ 408,255 $ 96,000
San Francisco-Redwood City-South San Francisco, CA 41 $ 31,155,000 $ 759,878 $ 213,000
San Jose-Sunnyvale-Santa Clara, CA 39 $ 32,085,000 $ 822,692 $ 203,000
Boston, MA 17 $ 11,675,000 $ 686,764 $ 8,000
Orlando-Kissimmee-Sanford, FL 16 $ 4,890,000 $ 305,625 $ 78,000
Dallas-Plano-Irving, TX 14 $ 3,880,000 $ 277,142 $ 8,000
Oxnard-Thousand Oaks-Ventura, CA 12 $ 7,140,000 $ 595,000 $ 181,000
Austin-Round Rock, TX 11 $ 3,685,000 $ 335,000 $ 3,000
Stockton-Lodi, CA 10 $ 6,190,000 $ 619,000 $ 236,000
Tampa, FL 10 $ 2,770,000 $ 277,000 $ 85,000
Vallejo-Fairfield, CA 10 $ 3,350,000 $ 335,000 $ 30,000
Bakersfield, CA 9 $ 4,455,000 $ 495,000 $ 235,000
Fresno, CA 9 $ 3,415,000 $ 379,444 $ 218,000
Phoenix-Mesa-Scottsdale, AZ 9 $ 4,175,000 $ 463,888 $ 164,000
San Antonio-New Braunfels, TX 9 $ 2,235,000 $ 248,333 $ 0
Seattle-Bellevue-Everett, WA 9 $ 7,845,000 $ 871,666 $ 110,000
Marietta, GA 8 $ 2,840,000 $ 355,000 $ 128,000
Jacksonville, FL 7 $ 2,565,000 $ 366,428 $ 211,000
North Port-Sarasota-Bradenton, FL 7 $ 2,785,000 $ 397,857 $ 77,000
Denver-Aurora-Lakewood, CO 6 $ 3,030,000 $ 505,000 $ 118,000
Pensacola-Ferry Pass-Brent, FL 6 $ 1,130,000 $ 188,333 $ 69,000
St. Petersburg-Clearwater-Largo, FL 6 $ 1,840,000 $ 306,666 $ 239,000
Cambridge-Newton-Framingham, MA 5 $ 2,835,000 $ 567,000 $ 0
Fort Worth-Arlington, TX 5 $ 1,355,000 $ 271,000 $ 22,000
Savannah, GA 5 $ 1,095,000 $ 219,000 $ 81,000
Crestview-Fort Walton Beach-Destin, FL 4 $ 2,600,000 $ 650,000 $ 216,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 4 $ 1,400,000 $ 350,000 $ 92,000
Naples-Immokalee-Marco Island, FL 4 $ 6,300,000 $ 1,575,000 $ 260,000
Santa Rosa, CA 4 $ 2,290,000 $ 572,500 $ 2,000
Urban Honolulu, HI 4 $ 4,060,000 $ 1,015,000 $ 0
Visalia-Porterville, CA 4 $ 1,320,000 $ 330,000 $ 1,000
Washington-Baltimore-Arlington, DC 4 $ 1,060,000 $ 265,000 $ 9,000
Cape Coral-Fort Myers, FL 3 $ 2,325,000 $ 775,000 $ 279,000
Indianapolis-Carmel-Anderson, IN 3 $ 995,000 $ 331,666 $ 0
Las Vegas-Henderson-Paradise, NV 3 $ 1,575,000 $ 525,000 $ 147,000
Miami-Miami Beach-Kendall, FL 3 $ 1,285,000 $ 428,333 $ 84,000
Modesto, CA 3 $ 1,095,000 $ 365,000 $ 151,000
Providence-Warwick, RI-MA 3 $ 955,000 $ 318,333 $ 2,000
Cincinnati, OH-KY-IN 2 $ 520,000 $ 260,000 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 550,000 $ 275,000 $ 0
Everett, WA 2 $ 1,890,000 $ 945,000 $ 0
Fort Collins, CO 2 $ 910,000 $ 455,000 $ 25,000
Gainesville, GA 2 $ 950,000 $ 475,000 $ 176,000
Lake Havasu City-Kingman, AZ 2 $ 2,330,000 $ 1,165,000 $ 738,000
Lakeland-Winter Haven, FL 2 $ 490,000 $ 245,000 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 500,000 $ 250,000 $ 5,000
Oklahoma City, OK 2 $ 400,000 $ 200,000 $ 1,000
Omaha-Council Bluffs, NE-IA 2 $ 360,000 $ 180,000 $ 0
Port St. Lucie, FL 2 $ 950,000 $ 475,000 $ 96,000
Portland-Vancouver-Hillsboro, OR-WA 2 $ 870,000 $ 435,000 $ 0
Salinas, CA 2 $ 1,110,000 $ 555,000 $ 0
San Rafael, CA 2 $ 1,020,000 $ 510,000 $ 140,000
Washington, DC-MD 2 $ 1,310,000 $ 655,000 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 860,000 $ 430,000 $ 143,000
Bellingham, WA 1 $ 405,000 $ 405,000 $ 0
Cleveland, OH 1 $ 405,000 $ 405,000 $ 0
Columbus, GA-AL 1 $ 205,000 $ 205,000 $ 72,000
Dayton-Springfield-Kettering, OH 1 $ 215,000 $ 215,000 $ 0
Elgin, IL 1 $ 395,000 $ 395,000 $ 0
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 285,000 $ 285,000 $ 0
Kahului-Wailuku-Lahaina, HI 1 $ 435,000 $ 435,000 $ 0
Killeen-Temple, TX 1 $ 245,000 $ 245,000 $ 0
Lincoln, NE 1 $ 285,000 $ 285,000 $ 0
Madison, WI 1 $ 275,000 $ 275,000 $ 0
Merced, CA 1 $ 355,000 $ 355,000 $ 0
Montgomery County-Bucks County-Chester County, PA 1 $ 395,000 $ 395,000 $ 0
Napa, CA 1 $ 425,000 $ 425,000 $ 97,000
New York-Jersey City-White Plains, NY-NJ 1 $ 1,575,000 $ 1,575,000 $ 0
Ocala, FL 1 $ 275,000 $ 275,000 $ 150,000
Olympia-Tumwater, WA 1 $ 415,000 $ 415,000 $ 0
Philadelphia, PA 1 $ 275,000 $ 275,000 $ 0
Punta Gorda, FL 1 $ 225,000 $ 225,000 $ 0
Rome, GA 1 $ 115,000 $ 115,000 $ 17,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 405,000 $ 405,000 $ 656,000
Santa Cruz-Watsonville, CA 1 $ 255,000 $ 255,000 $ 0
Santa Maria-Santa Barbara, CA 1 $ 515,000 $ 515,000 $ 1,208,000
Wildwood-The Villages, FL 1 $ 265,000 $ 265,000 $ 95,000
Worcester, MA-CT 1 $ 385,000 $ 385,000 $ 0
Yuba City, CA 1 $ 355,000 $ 355,000 $ 0
Yuma, AZ 1 $ 255,000 $ 255,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Lending Solutions Inc in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,114 $662,530,000 $594,000 $3,315,000 $208,000 $3,877,000
Cash-out Refinancing 237 $158,475,000 $668,000 $4,005,000 $288,000 $3,402,000
Refinancing 170 $119,930,000 $705,000 $2,805,000 $240,000 $1,769,000
Home Improvement 2 $690,000 $345,000 $485,000 $0 $0
Not Applicable 2 $760,000 $380,000 $475,000 $134,000 $162,000
Other Purpose 2 $500,000 $250,000 $295,000 $295,000 $581,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,097 $620,375,000 $565,000 $3,315,000 $196,000 $3,877,000
White 318 $265,160,000 $833,000 $4,005,000 $337,000 $2,763,000
Hispanic 76 $33,540,000 $441,000 $1,825,000 $113,000 $816,000
Not Provided 24 $15,420,000 $642,000 $1,825,000 $160,000 $660,000
Black or African American 9 $6,485,000 $720,000 $1,755,000 $150,000 $511,000
Native Hawaiian or Other Pacific Islander 1 $825,000 $825,000 $825,000 $738,000 $738,000
Not applicable 1 $865,000 $865,000 $865,000 $0 $0
American Indian or Alaskan Native 1 $215,000 $215,000 $215,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,526 $942,400,000 $617,000 $4,005,000 $224,000 $3,877,000
FHA-insured (Federal Housing Administration) 1 $485,000 $485,000 $485,000 $149,000 $149,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 981 $587,465,000 $598,000 $3,315,000 $238,000 $3,877,000
Application Approved But Not Accepted 321 $207,435,000 $646,000 $4,005,000 $203,000 $2,779,000
Application Withdrawn By Applicant 201 $133,795,000 $665,000 $3,205,000 $193,000 $1,464,000
Application Denied By Financial Institution 21 $13,305,000 $633,000 $2,415,000 $188,000 $804,000
Preapproval Approved but not Accepted 2 $610,000 $305,000 $485,000 $74,000 $149,000
Loan Purchased By The Institution 1 $275,000 $275,000 $275,000 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,506 $929,580,000 $617,000 $4,005,000 $224,000 $3,877,000
Collateral 11 $5,565,000 $505,000 $1,545,000 $175,000 $586,000
Credit History 4 $2,070,000 $517,000 $905,000 $110,000 $299,000
Other 3 $2,495,000 $831,000 $1,075,000 $192,000 $304,000
Insufficient Cash (Downpayment, Closing Cost) 2 $2,670,000 $1,335,000 $2,415,000 $804,000 $804,000
Unverifiable Information 1 $505,000 $505,000 $505,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Lending Solutions Inc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Lending Solutions Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List