Fieldpoint Private Bank & Trust Mortgage Lending & HMDA Data, 2023

In 2023, Fieldpoint Private Bank & Trust of Greenwich, CT reported 33 mortgage applications totaling $80.9 million, down 61% from 2022. The average application was for $2,450,151, and applicants reported an average income of $1,113,758. 73% of its applications resulted in an originated loan and 12% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (10), Atlanta-Sandy Springs-Roswell, GA (4) and Bridgeport-Stamford-Norwalk, CT (3) (applications in parentheses).

Mortgage Company & Address Fieldpoint Private Bank & Trust
100 Field Point Road
Greenwich, CT 06830
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  
Total Number of Mortgage Applications 33
Total Mortgage Loan Application Amount $80,855,000
Average Mortgage Loan Application Amount $2,450,151
Highest Mortgage Loan Application Amount $10,305,000
Average Applicant Income $1,113,758
Highest Applicant Income $2,721,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fieldpoint Private Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fieldpoint Private Bank & Trust by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
New York-Jersey City-White Plains, NY-NJ 10 $ 18,810,000 $ 1,881,000 $ 1,140,000
Atlanta-Sandy Springs-Roswell, GA 4 $ 10,300,000 $ 2,575,000 $ 2,721,000
Bridgeport-Stamford-Norwalk, CT 3 $ 10,345,000 $ 3,448,333 $ 928,000
Outside any metro area 3 $ 6,215,000 $ 2,071,666 $ 822,666
Palm Bay-Melbourne-Titusville, FL 2 $ 16,810,000 $ 8,405,000 $ 0
Anaheim-Santa Ana-Irvine, CA 1 $ 4,965,000 $ 4,965,000 $ 1,499,000
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 1,575,000 $ 1,575,000 $ 600,000
Jacksonville, FL 1 $ 805,000 $ 805,000 $ 1,560,000
Miami-Miami Beach-Kendall, FL 1 $ 705,000 $ 705,000 $ 314,000
Nassau County-Suffolk County, NY 1 $ 1,505,000 $ 1,505,000 $ 371,000
New Orleans-Metairie, LA 1 $ 285,000 $ 285,000 $ 170,000
New York-Newark, NY 1 $ 1,955,000 $ 1,955,000 $ 0
Newark, NJ-PA 1 $ 315,000 $ 315,000 $ 125,000
Orlando-Kissimmee-Sanford, FL 1 $ 805,000 $ 805,000 $ 471,000
Tampa-St. Petersburg-Clearwater, FL 1 $ 3,055,000 $ 3,055,000 $ 1,890,000
West Palm Beach-Boca Raton-Delray Beach, FL 1 $ 2,405,000 $ 2,405,000 $ 2,237,000

Mortgage Loan Application Detail Totals for Fieldpoint Private Bank & Trust in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19 $40,025,000 $2,106,000 $5,805,000 $1,081,000 $2,721,000
Cash-out Refinancing 10 $19,650,000 $1,965,000 $3,205,000 $1,176,000 $2,400,000
Refinancing 4 $21,180,000 $5,295,000 $10,305,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15 $25,425,000 $1,695,000 $5,135,000 $1,261,000 $2,721,000
Not applicable 10 $38,720,000 $3,872,000 $10,305,000 $0 $0
Not Provided 5 $9,335,000 $1,867,000 $3,205,000 $869,000 $2,400,000
American Indian or Alaskan Native 1 $1,705,000 $1,705,000 $1,705,000 $550,000 $550,000
Asian 1 $4,965,000 $4,965,000 $4,965,000 $1,499,000 $1,499,000
Hispanic 1 $705,000 $705,000 $705,000 $314,000 $314,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33 $80,855,000 $2,450,000 $10,305,000 $1,114,000 $2,721,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 24 $56,340,000 $2,347,000 $6,505,000 $1,230,000 $2,721,000
Application Denied By Financial Institution 4 $16,720,000 $4,180,000 $10,305,000 $1,107,000 $2,400,000
Application Withdrawn By Applicant 2 $2,710,000 $1,355,000 $1,905,000 $745,000 $1,019,000
File Closed For Incompleteness 2 $4,080,000 $2,040,000 $2,505,000 $568,000 $600,000
Application Approved But Not Accepted 1 $1,005,000 $1,005,000 $1,005,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 29 $64,135,000 $2,211,000 $6,505,000 $1,115,000 $2,721,000
Other 1 $10,305,000 $10,305,000 $10,305,000 $0 $0
Collateral 1 $3,205,000 $3,205,000 $3,205,000 $2,400,000 $2,400,000
Credit History 1 $1,505,000 $1,505,000 $1,505,000 $371,000 $371,000
Debt-To-Income Ratio 1 $1,705,000 $1,705,000 $1,705,000 $550,000 $550,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fieldpoint Private Bank & Trust's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fieldpoint Private Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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