Pivot Financial Partners, Inc Mortgage Lending & HMDA Data, 2019

In 2019, Pivot Financial Partners, Inc of Littleton, CO reported 869 mortgage applications totaling $253.8 million, up 67% from 2018. The average application was for $292,077, and applicants reported an average income of $111,164. 83% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (368), Boulder, CO (59) and Wichita, KS (59) (applications in parentheses).

Mortgage Company & Address Pivot Financial Partners, Inc
5935 S Zang St., Ste 220
Littleton, CO 80120
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 869
Total Mortgage Loan Application Amount $253,815,000
Average Mortgage Loan Application Amount $292,077
Highest Mortgage Loan Application Amount $1,465,000
Average Applicant Income $111,164
Highest Applicant Income $5,070,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pivot Financial Partners, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pivot Financial Partners, Inc by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Colorado 107 $ 37,965,000 $ 354,813 $ 166,000
Adams, Colorado 68 $ 21,440,000 $ 315,294 $ 91,000
Denver, Colorado 61 $ 24,865,000 $ 407,622 $ 130,000
Boulder, Colorado 59 $ 28,875,000 $ 489,406 $ 212,000
Arapahoe, Colorado 53 $ 15,475,000 $ 291,981 $ 90,000
Douglas, Colorado 49 $ 17,665,000 $ 360,510 $ 134,000
Larimer, Colorado 42 $ 13,950,000 $ 332,142 $ 102,000
Sedgwick, Kansas 38 $ 4,150,000 $ 109,210 $ 72,000
Weld, Colorado 28 $ 9,300,000 $ 332,142 $ 97,000
Lancaster, Nebraska 26 $ 4,440,000 $ 170,769 $ 74,000
Pueblo, Colorado 23 $ 2,785,000 $ 121,086 $ 57,000
Jackson, Missouri 23 $ 3,005,000 $ 130,652 $ 75,000
El Paso, Colorado 20 $ 5,470,000 $ 273,500 $ 80,000
Maricopa, Arizona 17 $ 4,205,000 $ 247,352 $ 88,000
Broomfield, Colorado 14 $ 5,820,000 $ 415,714 $ 146,000
Fremont, Colorado 11 $ 1,315,000 $ 119,545 $ 60,000
Harvey, Kansas 11 $ 1,535,000 $ 139,545 $ 63,000
Elbert, Colorado 10 $ 4,410,000 $ 441,000 $ 147,000
Morgan, Colorado 10 $ 2,650,000 $ 265,000 $ 83,000
Adams, Illinois 10 $ 1,210,000 $ 121,000 $ 50,000
Butler, Kansas 10 $ 740,000 $ 74,000 $ 64,000
Chaffee, Colorado 8 $ 1,900,000 $ 237,500 $ 117,000
Cowley, Kansas 6 $ 670,000 $ 111,666 $ 51,000
Douglas, Nebraska 6 $ 1,410,000 $ 235,000 $ 113,000
Solano, California 5 $ 1,325,000 $ 265,000 $ 61,000
Logan, Colorado 5 $ 875,000 $ 175,000 $ 48,000
Natrona, Wyoming 5 $ 645,000 $ 129,000 $ 70,000
Los Angeles, California 4 $ 1,950,000 $ 487,500 $ 73,000
San Bernardino, California 4 $ 1,010,000 $ 252,500 $ 47,000
Phillips, Colorado 4 $ 490,000 $ 122,500 $ 48,000
Cass, Missouri 4 $ 850,000 $ 212,500 $ 97,000
Box Butte, Nebraska 4 $ 440,000 $ 110,000 $ 57,000
Scotts Bluff, Nebraska 4 $ 370,000 $ 92,500 $ 46,000
Washington, Nebraska 4 $ 930,000 $ 232,500 $ 90,000
Pinal, Arizona 3 $ 585,000 $ 195,000 $ 97,000
Riverside, California 3 $ 615,000 $ 205,000 $ 52,000
Gilpin, Colorado 3 $ 1,005,000 $ 335,000 $ 86,000
Grand, Colorado 3 $ 1,165,000 $ 388,333 $ 187,000
Park, Colorado 3 $ 1,035,000 $ 345,000 $ 181,000
Summit, Colorado 3 $ 1,975,000 $ 658,333 $ 510,000
Clay, Missouri 3 $ 565,000 $ 188,333 $ 77,000
Cheyenne, Nebraska 3 $ 415,000 $ 138,333 $ 79,000
Kimball, Nebraska 3 $ 485,000 $ 161,666 $ 77,000
Sarpy, Nebraska 3 $ 665,000 $ 221,666 $ 96,000
Salt Lake, Utah 3 $ 1,235,000 $ 411,666 $ 160,000
Napa, California 2 $ 950,000 $ 475,000 $ 104,000
Orange, California 2 $ 1,030,000 $ 515,000 $ 102,000
Sacramento, California 2 $ 610,000 $ 305,000 $ 60,000
San Joaquin, California 2 $ 720,000 $ 360,000 $ 154,000
Eagle, Colorado 2 $ 1,080,000 $ 540,000 $ 276,000
Saguache, Colorado 2 $ 450,000 $ 225,000 $ 38,000
Pottawattamie, Iowa 2 $ 320,000 $ 160,000 $ 100,000
Finney, Kansas 2 $ 170,000 $ 85,000 $ 59,000
Marion, Kansas 2 $ 140,000 $ 70,000 $ 64,000
Shawnee, Kansas 2 $ 470,000 $ 235,000 $ 65,000
Monroe, Missouri 2 $ 180,000 $ 90,000 $ 40,000
Cass, Nebraska 2 $ 300,000 $ 150,000 $ 50,000
Greeley, Nebraska 2 $ 390,000 $ 195,000 $ 94,000
Pawnee, Nebraska 2 $ 240,000 $ 120,000 $ 71,000
King, Washington 2 $ 610,000 $ 305,000 $ 20,000
Kitsap, Washington 2 $ 540,000 $ 270,000 $ 46,000
Fremont, Wyoming 2 $ 380,000 $ 190,000 $ 266,000
Laramie, Wyoming 2 $ 400,000 $ 200,000 $ 76,000
Mohave, Arizona 1 $ 185,000 $ 185,000 $ 97,000
Amador, California 1 $ 435,000 $ 435,000 $ 88,000
Contra Costa, California 1 $ 485,000 $ 485,000 $ 189,000
El Dorado, California 1 $ 245,000 $ 245,000 $ 78,000
Kern, California 1 $ 205,000 $ 205,000 $ 75,000
Placer, California 1 $ 645,000 $ 645,000 $ 0
San Diego, California 1 $ 345,000 $ 345,000 $ 115,000
San Mateo, California 1 $ 475,000 $ 475,000 $ 83,000
Tulare, California 1 $ 165,000 $ 165,000 $ 81,000
Ventura, California 1 $ 565,000 $ 565,000 $ 0
Alamosa, Colorado 1 $ 45,000 $ 45,000 $ 25,000
Crowley, Colorado 1 $ 65,000 $ 65,000 $ 16,000
Huerfano, Colorado 1 $ 145,000 $ 145,000 $ 41,000
Mesa, Colorado 1 $ 215,000 $ 215,000 $ 49,000
Routt, Colorado 1 $ 875,000 $ 875,000 $ 192,000
Teller, Colorado 1 $ 155,000 $ 155,000 $ 84,000
Yuma, Colorado 1 $ 125,000 $ 125,000 $ 35,000
Hancock, Illinois 1 $ 105,000 $ 105,000 $ 31,000
Knox, Illinois 1 $ 75,000 $ 75,000 $ 79,000
Calhoun, Iowa 1 $ 85,000 $ 85,000 $ 37,000
Greenwood, Kansas 1 $ 65,000 $ 65,000 $ 82,000
Johnson, Kansas 1 $ 165,000 $ 165,000 $ 84,000
Leavenworth, Kansas 1 $ 115,000 $ 115,000 $ 79,000
Linn, Kansas 1 $ 85,000 $ 85,000 $ 92,000
Saline, Kansas 1 $ 65,000 $ 65,000 $ 42,000
Thomas, Kansas 1 $ 185,000 $ 185,000 $ 42,000
Wabaunsee, Kansas 1 $ 45,000 $ 45,000 $ 40,000
Boone, Missouri 1 $ 65,000 $ 65,000 $ 22,000
Chariton, Missouri 1 $ 175,000 $ 175,000 $ 145,000
Lafayette, Missouri 1 $ 415,000 $ 415,000 $ 123,000
Platte, Missouri 1 $ 185,000 $ 185,000 $ 100,000
St. Clair, Missouri 1 $ 75,000 $ 75,000 $ 62,000
Vernon, Missouri 1 $ 185,000 $ 185,000 $ 109,000
Boone, Nebraska 1 $ 245,000 $ 245,000 $ 125,000
Franklin, Nebraska 1 $ 65,000 $ 65,000 $ 66,000
Harlan, Nebraska 1 $ 65,000 $ 65,000 $ 48,000
Colfax, New Mexico 1 $ 85,000 $ 85,000 $ 27,000
Taos, New Mexico 1 $ 265,000 $ 265,000 $ 86,000
Davidson, Tennessee 1 $ 305,000 $ 305,000 $ 162,000
Hamilton, Tennessee 1 $ 285,000 $ 285,000 $ 0
Harris, Texas 1 $ 425,000 $ 425,000 $ 196,000
Tooele, Utah 1 $ 275,000 $ 275,000 $ 67,000
Weber, Utah 1 $ 405,000 $ 405,000 $ 82,000
Benton, Washington 1 $ 475,000 $ 475,000 $ 0
Clark, Washington 1 $ 215,000 $ 215,000 $ 38,000
Pierce, Washington 1 $ 185,000 $ 185,000 $ 53,000
Goshen, Wyoming 1 $ 195,000 $ 195,000 $ 60,000

Mortgage Loan Application Detail Totals for Pivot Financial Partners, Inc in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 485 $144,905,000 $298,000 $1,465,000 $110,000 $4,398,000
Cash-out Refinancing 230 $59,680,000 $259,000 $1,075,000 $99,000 $530,000
Refinancing 154 $49,230,000 $319,000 $1,295,000 $133,000 $5,070,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 620 $193,790,000 $312,000 $1,465,000 $122,000 $5,070,000
Not Provided 136 $32,780,000 $241,000 $785,000 $94,000 $402,000
Hispanic 73 $15,995,000 $219,000 $615,000 $72,000 $230,000
Asian 16 $4,710,000 $294,000 $485,000 $80,000 $160,000
Black or African American 16 $4,140,000 $258,000 $675,000 $74,000 $187,000
Not applicable 5 $1,305,000 $261,000 $615,000 $87,000 $195,000
American Indian or Alaskan Native 2 $800,000 $400,000 $485,000 $68,000 $83,000
Native Hawaiian or Other Pacific Islander 1 $295,000 $295,000 $295,000 $87,000 $87,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 686 $200,840,000 $292,000 $1,465,000 $121,000 $5,070,000
FHA-insured (Federal Housing Administration) 94 $22,310,000 $237,000 $515,000 $66,000 $167,000
VA-guaranteed (Veterans Administration) 81 $28,965,000 $357,000 $1,075,000 $86,000 $483,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,700,000 $212,000 $425,000 $65,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 722 $211,650,000 $293,000 $1,465,000 $114,000 $5,070,000
Application Withdrawn By Applicant 91 $28,355,000 $311,000 $1,305,000 $106,000 $400,000
File Closed For Incompleteness 50 $12,800,000 $256,000 $805,000 $94,000 $356,000
Application Denied By Financial Institution 5 $735,000 $147,000 $275,000 $35,000 $55,000
Application Approved But Not Accepted 1 $275,000 $275,000 $275,000 $94,000 $94,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 864 $253,080,000 $292,000 $1,465,000 $112,000 $5,070,000
Collateral 2 $300,000 $150,000 $275,000 $43,000 $55,000
Debt-To-Income Ratio 2 $310,000 $155,000 $205,000 $29,000 $44,000
Credit History 1 $125,000 $125,000 $125,000 $35,000 $35,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pivot Financial Partners, Inc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pivot Financial Partners, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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