First Choice Loan Services Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Choice Loan Services Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Loan Services Inc. One Tower Center, Floor #18 East Brunswick, NJ 08816 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 12,683 |
| Total Mortgage Loan Application Amount | $3,452,825,000 |
| Average Mortgage Loan Application Amount | $275,666 |
| Highest Mortgage Loan Application Amount | $5,250,000 |
| Average Applicant Income | $118,333 |
| Highest Applicant Income | $5,436,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Choice Loan Services Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Loan Services Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Choice Loan Services Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Loan Services Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Loan Services Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Loan Services Inc.'s mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 1,339 | $ 337,477,000 | $ 252,000 | $ 131,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,235 | $ 287,171,000 | $ 232,000 | $ 114,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 831 | $ 205,020,000 | $ 246,000 | $ 91,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 663 | $ 207,332,000 | $ 346,500 | $ 137,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 550 | $ 136,829,000 | $ 248,000 | $ 104,000 |
| SAN DIEGO-CARLSBAD, CA | 414 | $ 168,959,000 | $ 408,000 | $ 133,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 356 | $ 131,400,000 | $ 369,000 | $ 124,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 342 | $ 90,521,000 | $ 264,000 | $ 100,000 |
| PHILADELPHIA, PA | 330 | $ 79,690,000 | $ 241,000 | $ 136,000 |
| FORT WORTH-ARLINGTON, TX | 290 | $ 67,474,000 | $ 232,000 | $ 111,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 261 | $ 115,545,000 | $ 442,000 | $ 146,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 221 | $ 78,436,000 | $ 354,000 | $ 132,000 |
| NEWARK, NJ-PA | 202 | $ 59,818,000 | $ 253,000 | $ 135,500 |
| AUSTIN-ROUND ROCK, TX | 192 | $ 56,389,000 | $ 293,000 | $ 131,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 187 | $ 52,531,000 | $ 268,000 | $ 105,000 |
| COLLEGE STATION-BRYAN, TX | 181 | $ 33,074,000 | $ 182,000 | $ 87,000 |
| COLUMBUS, OH | 174 | $ 31,845,000 | $ 183,000 | $ 84,000 |
| WILMINGTON, DE-MD-NJ | 168 | $ 40,065,000 | $ 206,666 | $ 111,000 |
| DENVER-AURORA-LAKEWOOD, CO | 166 | $ 47,812,000 | $ 288,000 | $ 107,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 153 | $ 57,174,000 | $ 332,250 | $ 153,750 |
| OAKLAND-HAYWARD-BERKELEY, CA | 147 | $ 67,708,000 | $ 460,000 | $ 151,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 132 | $ 42,230,000 | $ 319,000 | $ 147,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 131 | $ 28,814,000 | $ 219,000 | $ 94,000 |
| TRENTON, NJ | 128 | $ 35,132,000 | $ 274,000 | $ 147,000 |
| SANTA FE, NM | 122 | $ 38,589,000 | $ 316,000 | $ 178,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 116 | $ 29,965,000 | $ 258,000 | $ 110,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 113 | $ 31,471,000 | $ 278,000 | $ 119,000 |
| BROWNSVILLE-HARLINGEN, TX | 88 | $ 14,628,000 | $ 166,000 | $ 111,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 86 | $ 13,992,000 | $ 195,500 | $ 86,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 81 | $ 22,317,000 | $ 275,000 | $ 114,000 |
| CAMDEN, NJ | 80 | $ 17,036,000 | $ 212,000 | $ 102,000 |
| READING, PA | 79 | $ 12,792,000 | $ 161,000 | $ 75,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 74 | $ 18,050,000 | $ 243,000 | $ 124,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 70 | $ 33,939,000 | $ 484,000 | $ 152,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 67 | $ 18,578,000 | $ 277,000 | $ 148,000 |
| EAST STROUDSBURG, PA | 62 | $ 8,827,000 | $ 142,000 | $ 97,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 55 | $ 26,353,000 | $ 479,000 | $ 163,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 51 | $ 16,350,000 | $ 320,000 | $ 116,000 |
| RENO, NV | 49 | $ 14,130,000 | $ 288,000 | $ 117,000 |
| STOCKTON-LODI, CA | 49 | $ 13,830,000 | $ 282,000 | $ 102,000 |
| DOVER, DE | 47 | $ 9,944,000 | $ 211,000 | $ 75,000 |
| TUCSON, AZ | 43 | $ 10,382,000 | $ 241,000 | $ 101,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 42 | $ 8,118,000 | $ 190,000 | $ 70,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 42 | $ 11,725,000 | $ 279,000 | $ 165,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 41 | $ 20,566,000 | $ 501,000 | $ 189,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 40 | $ 10,252,000 | $ 256,000 | $ 126,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 39 | $ 11,464,000 | $ 293,000 | $ 143,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 39 | $ 18,643,000 | $ 478,000 | $ 166,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 37 | $ 8,435,000 | $ 227,000 | $ 86,000 |
| RALEIGH, NC | 35 | $ 9,777,000 | $ 279,000 | $ 117,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 35 | $ 12,087,000 | $ 345,000 | $ 130,000 |
| TACOMA-LAKEWOOD, WA | 34 | $ 10,623,000 | $ 312,000 | $ 85,000 |
| VALLEJO-FAIRFIELD, CA | 34 | $ 10,835,000 | $ 318,000 | $ 111,000 |
| FRESNO, CA | 31 | $ 7,460,000 | $ 240,000 | $ 111,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 28 | $ 8,087,000 | $ 288,000 | $ 152,000 |
| MODESTO, CA | 28 | $ 6,979,000 | $ 249,000 | $ 90,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 28 | $ 8,759,000 | $ 312,000 | $ 126,000 |
| ST. LOUIS, MO-IL | 28 | $ 5,067,000 | $ 195,500 | $ 95,500 |
| SALT LAKE CITY, UT | 27 | $ 7,895,000 | $ 292,000 | $ 113,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 26 | $ 6,142,000 | $ 236,000 | $ 101,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 23 | $ 5,571,000 | $ 242,000 | $ 108,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 22 | $ 8,041,000 | $ 365,000 | $ 141,000 |
| SANTA ROSA, CA | 22 | $ 8,123,000 | $ 369,000 | $ 141,000 |
| ALBUQUERQUE, NM | 21 | $ 5,294,000 | $ 252,000 | $ 145,000 |
| KANSAS CITY, MO-KS | 20 | $ 4,047,000 | $ 196,500 | $ 73,500 |
| SPOKANE-SPOKANE VALLEY, WA | 20 | $ 4,860,000 | $ 243,000 | $ 121,000 |
| BOISE CITY, ID | 19 | $ 4,619,000 | $ 243,000 | $ 108,000 |
| BAKERSFIELD, CA | 18 | $ 4,216,000 | $ 234,000 | $ 99,000 |
| CLEVELAND-ELYRIA, OH | 18 | $ 3,673,000 | $ 204,000 | $ 101,000 |
| JACKSONVILLE, FL | 18 | $ 4,906,000 | $ 272,000 | $ 123,000 |
| SALEM, OR | 18 | $ 3,978,000 | $ 221,000 | $ 104,000 |
| PROVO-OREM, UT | 17 | $ 4,445,000 | $ 261,000 | $ 81,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 16 | $ 3,690,000 | $ 230,000 | $ 123,000 |
| KILLEEN-TEMPLE, TX | 16 | $ 3,672,000 | $ 229,000 | $ 89,000 |
| PRESCOTT, AZ | 16 | $ 4,870,000 | $ 304,000 | $ 89,000 |
| SANTA MARIA-SANTA BARBARA, CA | 16 | $ 7,230,000 | $ 451,000 | $ 107,000 |
| ANCHORAGE, AK | 15 | $ 4,201,000 | $ 280,000 | $ 127,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 15 | $ 3,450,000 | $ 230,000 | $ 114,000 |
| RICHMOND, VA | 15 | $ 3,674,000 | $ 244,000 | $ 110,000 |
| SALINAS, CA | 15 | $ 5,081,000 | $ 338,000 | $ 116,000 |
| SALISBURY, MD-DE | 15 | $ 4,772,000 | $ 316,500 | $ 105,000 |
| SANTA CRUZ-WATSONVILLE, CA | 15 | $ 6,614,000 | $ 440,000 | $ 155,000 |
| URBAN HONOLULU, HI | 15 | $ 6,812,000 | $ 454,000 | $ 132,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 14 | $ 5,924,000 | $ 423,000 | $ 162,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 3,607,000 | $ 257,000 | $ 105,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 14 | $ 3,809,000 | $ 272,000 | $ 143,000 |
| OCEAN CITY, NJ | 14 | $ 3,632,000 | $ 259,000 | $ 159,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 14 | $ 5,647,000 | $ 403,000 | $ 127,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 13 | $ 3,545,000 | $ 272,000 | $ 106,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 12 | $ 3,291,000 | $ 254,000 | $ 110,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 2,702,000 | $ 225,000 | $ 94,000 |
| OGDEN-CLEARFIELD, UT | 12 | $ 2,897,000 | $ 241,000 | $ 73,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 3,647,000 | $ 331,000 | $ 105,000 |
| CORPUS CHRISTI, TX | 11 | $ 2,140,000 | $ 194,000 | $ 91,000 |
| EL PASO, TX | 11 | $ 1,880,000 | $ 170,000 | $ 71,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 11 | $ 2,657,000 | $ 241,000 | $ 88,000 |
| MERCED, CA | 11 | $ 2,012,000 | $ 182,000 | $ 87,000 |
| NEW ORLEANS-METAIRIE, LA | 11 | $ 3,166,000 | $ 287,000 | $ 145,000 |
| SHERMAN-DENISON, TX | 11 | $ 2,260,000 | $ 205,000 | $ 102,000 |
| YORK-HANOVER, PA | 11 | $ 2,448,000 | $ 222,000 | $ 78,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 10 | $ 1,889,000 | $ 188,000 | $ 139,000 |
| BOULDER, CO | 10 | $ 3,976,000 | $ 397,000 | $ 148,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 2,439,000 | $ 243,000 | $ 111,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 2,077,000 | $ 200,500 | $ 79,000 |
| NEW HAVEN-MILFORD, CT | 10 | $ 2,557,000 | $ 255,000 | $ 181,000 |
| OLYMPIA-TUMWATER, WA | 10 | $ 3,366,000 | $ 336,000 | $ 126,000 |
| SAN RAFAEL, CA | 10 | $ 4,630,000 | $ 463,000 | $ 133,000 |
| ANN ARBOR, MI | 9 | $ 2,199,000 | $ 244,000 | $ 128,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 2,192,000 | $ 243,000 | $ 111,000 |
| BOSTON, MA | 9 | $ 12,776,000 | $ 1,419,000 | $ 420,000 |
| CINCINNATI, OH-KY-IN | 9 | $ 2,057,000 | $ 228,000 | $ 116,000 |
| COLORADO SPRINGS, CO | 9 | $ 2,483,000 | $ 275,000 | $ 116,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 2,352,000 | $ 261,000 | $ 112,000 |
| HARRISBURG-CARLISLE, PA | 9 | $ 2,158,000 | $ 239,000 | $ 155,000 |
| MCALLEN-EDINBURG-MISSION, TX | 9 | $ 1,504,000 | $ 167,000 | $ 87,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 9 | $ 3,665,000 | $ 407,000 | $ 279,000 |
| PITTSBURGH, PA | 9 | $ 1,217,000 | $ 135,000 | $ 92,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 9 | $ 1,257,000 | $ 139,000 | $ 61,000 |
| TYLER, TX | 9 | $ 2,465,000 | $ 273,000 | $ 130,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 1,723,000 | $ 224,500 | $ 47,000 |
| BEND-REDMOND, OR | 8 | $ 2,442,000 | $ 305,000 | $ 115,000 |
| CHATTANOOGA, TN-GA | 8 | $ 1,442,000 | $ 180,000 | $ 62,500 |
| COEUR D'ALENE, ID | 8 | $ 1,803,000 | $ 225,000 | $ 93,000 |
| DAYTON, OH | 8 | $ 1,690,000 | $ 211,000 | $ 71,000 |
| GAINESVILLE, GA | 8 | $ 1,986,000 | $ 248,000 | $ 372,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 8 | $ 2,881,000 | $ 360,000 | $ 88,000 |
| LANCASTER, PA | 8 | $ 1,471,000 | $ 183,000 | $ 100,000 |
| MEDFORD, OR | 8 | $ 1,886,000 | $ 235,000 | $ 89,000 |
| MIDLAND, TX | 8 | $ 2,101,000 | $ 262,000 | $ 114,000 |
| PANAMA CITY, FL | 8 | $ 1,640,000 | $ 205,000 | $ 185,000 |
| PORT ST. LUCIE, FL | 8 | $ 2,001,000 | $ 250,000 | $ 209,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 1,643,000 | $ 205,000 | $ 106,000 |
| BELLINGHAM, WA | 7 | $ 1,814,000 | $ 259,000 | $ 110,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 1,481,000 | $ 211,000 | $ 88,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 1,691,000 | $ 241,000 | $ 168,000 |
| LONGVIEW, TX | 7 | $ 1,126,000 | $ 160,000 | $ 75,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 7 | $ 1,277,000 | $ 182,000 | $ 102,000 |
| NAPA, CA | 7 | $ 2,217,000 | $ 316,000 | $ 119,000 |
| AKRON, OH | 6 | $ 903,000 | $ 150,000 | $ 107,000 |
| BATON ROUGE, LA | 6 | $ 793,000 | $ 132,000 | $ 90,000 |
| CHICO, CA | 6 | $ 1,205,000 | $ 200,000 | $ 115,000 |
| EL CENTRO, CA | 6 | $ 1,156,000 | $ 192,000 | $ 119,000 |
| ELGIN, IL | 6 | $ 1,765,000 | $ 294,000 | $ 124,000 |
| FORT COLLINS, CO | 6 | $ 1,840,000 | $ 306,000 | $ 139,000 |
| GREELEY, CO | 6 | $ 1,597,000 | $ 266,000 | $ 116,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 1,213,000 | $ 202,000 | $ 101,000 |
| OKLAHOMA CITY, OK | 6 | $ 1,227,000 | $ 204,000 | $ 179,000 |
| TULSA, OK | 6 | $ 1,285,000 | $ 214,000 | $ 100,000 |
| WINCHESTER, VA-WV | 6 | $ 1,508,000 | $ 251,000 | $ 99,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 825,000 | $ 165,000 | $ 100,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 822,000 | $ 164,000 | $ 76,000 |
| CORVALLIS, OR | 5 | $ 1,165,000 | $ 233,000 | $ 106,000 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 671,000 | $ 134,000 | $ 65,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 5 | $ 948,000 | $ 189,000 | $ 125,000 |
| EUGENE, OR | 5 | $ 1,103,000 | $ 220,000 | $ 60,000 |
| FLAGSTAFF, AZ | 5 | $ 1,168,000 | $ 233,000 | $ 116,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 893,000 | $ 178,000 | $ 58,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 522,000 | $ 109,000 | $ 39,000 |
| KNOXVILLE, TN | 5 | $ 1,038,000 | $ 207,000 | $ 119,000 |
| MISSOULA, MT | 5 | $ 1,573,000 | $ 314,000 | $ 136,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 736,000 | $ 147,000 | $ 58,000 |
| ROCHESTER, NY | 5 | $ 675,000 | $ 135,000 | $ 77,000 |
| SAVANNAH, GA | 5 | $ 631,000 | $ 126,000 | $ 59,000 |
| SPRINGFIELD, MA | 5 | $ 851,000 | $ 170,000 | $ 91,000 |
| ST. GEORGE, UT | 5 | $ 1,134,000 | $ 226,000 | $ 113,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 829,000 | $ 165,000 | $ 72,000 |
| YUMA, AZ | 5 | $ 900,000 | $ 180,000 | $ 93,000 |
| ALBANY, OR | 4 | $ 728,000 | $ 182,000 | $ 81,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 701,000 | $ 175,000 | $ 65,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 1,002,000 | $ 250,000 | $ 93,000 |
| COLUMBIA, SC | 4 | $ 800,000 | $ 200,000 | $ 126,000 |
| COLUMBUS, GA-AL | 4 | $ 619,000 | $ 144,000 | $ 28,500 |
| FAYETTEVILLE, NC | 4 | $ 742,000 | $ 185,000 | $ 50,000 |
| GARY, IN | 4 | $ 940,000 | $ 235,000 | $ 84,000 |
| JOHNSON CITY, TN | 4 | $ 796,000 | $ 199,000 | $ 125,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 937,000 | $ 234,000 | $ 124,000 |
| KENNEWICK-RICHLAND, WA | 4 | $ 933,000 | $ 233,000 | $ 98,000 |
| LUBBOCK, TX | 4 | $ 539,000 | $ 134,000 | $ 99,000 |
| MADERA, CA | 4 | $ 953,000 | $ 238,000 | $ 66,000 |
| MADISON, WI | 4 | $ 682,000 | $ 170,000 | $ 50,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 713,000 | $ 178,000 | $ 182,000 |
| REDDING, CA | 4 | $ 825,000 | $ 206,000 | $ 94,000 |
| SAN ANGELO, TX | 4 | $ 759,000 | $ 189,000 | $ 58,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 514,000 | $ 136,000 | $ 90,500 |
| WACO, TX | 4 | $ 912,000 | $ 228,000 | $ 59,000 |
| WENATCHEE, WA | 4 | $ 1,125,000 | $ 281,000 | $ 110,000 |
| WINSTON-SALEM, NC | 4 | $ 762,000 | $ 190,000 | $ 101,000 |
| YAKIMA, WA | 4 | $ 869,000 | $ 217,000 | $ 90,000 |
| YUBA CITY, CA | 4 | $ 808,000 | $ 202,000 | $ 98,000 |
| ABILENE, TX | 3 | $ 610,000 | $ 203,000 | $ 55,000 |
| AMARILLO, TX | 3 | $ 420,000 | $ 140,000 | $ 74,000 |
| BILLINGS, MT | 3 | $ 857,000 | $ 285,000 | $ 98,000 |
| CARSON CITY, NV | 3 | $ 977,000 | $ 325,000 | $ 81,000 |
| CHEYENNE, WY | 3 | $ 733,000 | $ 244,000 | $ 152,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 423,000 | $ 141,000 | $ 73,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 491,000 | $ 163,000 | $ 81,000 |
| GREEN BAY, WI | 3 | $ 760,000 | $ 253,000 | $ 75,000 |
| HUNTSVILLE, AL | 3 | $ 607,000 | $ 202,000 | $ 53,000 |
| MONROE, MI | 3 | $ 350,000 | $ 116,000 | $ 90,000 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 756,000 | $ 252,000 | $ 81,000 |
| ROCHESTER, MN | 3 | $ 473,000 | $ 157,000 | $ 30,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 827,000 | $ 275,000 | $ 77,000 |
| TALLAHASSEE, FL | 3 | $ 513,000 | $ 171,000 | $ 52,000 |
| WALLA WALLA, WA | 3 | $ 712,000 | $ 237,000 | $ 74,000 |
| WORCESTER, MA-CT | 3 | $ 664,000 | $ 221,000 | $ 152,000 |
| ALBANY, GA | 2 | $ 249,000 | $ 124,000 | $ 53,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 181,000 | $ 90,000 | $ 56,000 |
| AMES, IA | 2 | $ 268,000 | $ 134,000 | $ 37,000 |
| ASHEVILLE, NC | 2 | $ 321,000 | $ 160,000 | $ 41,000 |
| BARNSTABLE TOWN, MA | 2 | $ 557,000 | $ 278,000 | $ 217,000 |
| CHARLOTTESVILLE, VA | 2 | $ 867,000 | $ 433,000 | $ 144,000 |
| DALTON, GA | 2 | $ 162,000 | $ 81,000 | $ 48,000 |
| DOTHAN, AL | 2 | $ 711,000 | $ 355,000 | $ 263,000 |
| GETTYSBURG, PA | 2 | $ 173,000 | $ 86,000 | $ 29,000 |
| GRAND JUNCTION, CO | 2 | $ 460,000 | $ 230,000 | $ 0 |
| GRANTS PASS, OR | 2 | $ 387,000 | $ 193,000 | $ 68,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 368,000 | $ 184,000 | $ 65,000 |
| HANFORD-CORCORAN, CA | 2 | $ 383,000 | $ 191,000 | $ 45,000 |
| LAFAYETTE, LA | 2 | $ 536,000 | $ 268,000 | $ 128,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 342,000 | $ 171,000 | $ 42,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| LEBANON, PA | 2 | $ 278,000 | $ 139,000 | $ 60,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 1,001,000 | $ 500,000 | $ 134,000 |
| LONGVIEW, WA | 2 | $ 710,000 | $ 355,000 | $ 0 |
| MOBILE, AL | 2 | $ 466,000 | $ 233,000 | $ 102,000 |
| MORGANTOWN, WV | 2 | $ 363,000 | $ 181,000 | $ 33,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 587,000 | $ 293,000 | $ 140,000 |
| NEW BERN, NC | 2 | $ 286,000 | $ 143,000 | $ 64,000 |
| OCALA, FL | 2 | $ 254,000 | $ 127,000 | $ 55,000 |
| ODESSA, TX | 2 | $ 500,000 | $ 250,000 | $ 112,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 558,000 | $ 279,000 | $ 72,000 |
| PEORIA, IL | 2 | $ 235,000 | $ 117,000 | $ 48,000 |
| POCATELLO, ID | 2 | $ 532,000 | $ 266,000 | $ 73,000 |
| PUNTA GORDA, FL | 2 | $ 644,000 | $ 322,000 | $ 89,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 283,000 | $ 141,000 | $ 48,000 |
| SIOUX FALLS, SD | 2 | $ 451,000 | $ 225,000 | $ 86,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 345,000 | $ 172,000 | $ 150,000 |
| TEXARKANA, TX-AR | 2 | $ 224,000 | $ 112,000 | $ 20,000 |
| TOLEDO, OH | 2 | $ 296,000 | $ 148,000 | $ 87,000 |
| TOPEKA, KS | 2 | $ 219,000 | $ 109,000 | $ 23,000 |
| UTICA-ROME, NY | 2 | $ 335,000 | $ 167,000 | $ 103,000 |
| WICHITA FALLS, TX | 2 | $ 316,000 | $ 158,000 | $ 118,000 |
| WICHITA, KS | 2 | $ 272,000 | $ 136,000 | $ 20,000 |
| WILLIAMSPORT, PA | 2 | $ 271,000 | $ 135,000 | $ 60,000 |
| WILMINGTON, NC | 2 | $ 342,000 | $ 171,000 | $ 64,000 |
| BISMARCK, ND | 1 | $ 91,000 | $ 91,000 | $ 27,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 359,000 | $ 359,000 | $ 105,000 |
| BRUNSWICK, GA | 1 | $ 181,000 | $ 181,000 | $ 75,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 270,000 | $ 270,000 | $ 141,000 |
| CASPER, WY | 1 | $ 374,000 | $ 374,000 | $ 91,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| CLARKSVILLE, TN-KY | 1 | $ 89,000 | $ 89,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 208,000 | $ 208,000 | $ 133,000 |
| EVANSVILLE, IN-KY | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| FLORENCE, SC | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| FORT WAYNE, IN | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| GREENVILLE, NC | 1 | $ 243,000 | $ 243,000 | $ 0 |
| HAMMOND, LA | 1 | $ 231,000 | $ 231,000 | $ 152,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 70,000 | $ 70,000 | $ 246,000 |
| HINESVILLE, GA | 1 | $ 390,000 | $ 390,000 | $ 73,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 375,000 | $ 375,000 | $ 129,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| JACKSONVILLE, NC | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| KOKOMO, IN | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| LAS CRUCES, NM | 1 | $ 156,000 | $ 156,000 | $ 58,000 |
| LIMA, OH | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| LOGAN, UT-ID | 1 | $ 136,000 | $ 136,000 | $ 33,000 |
| LYNCHBURG, VA | 1 | $ 320,000 | $ 320,000 | $ 113,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 170,000 | $ 170,000 | $ 92,000 |
| MIDLAND, MI | 1 | $ 100,000 | $ 100,000 | $ 157,000 |
| MONTGOMERY, AL | 1 | $ 212,000 | $ 212,000 | $ 40,000 |
| MUSKEGON, MI | 1 | $ 137,000 | $ 137,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 256,000 | $ 256,000 | $ 85,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 111,000 | $ 111,000 | $ 206,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 383,000 | $ 383,000 | $ 137,000 |
| RACINE, WI | 1 | $ 349,000 | $ 349,000 | $ 164,000 |
| ROCKFORD, IL | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| SAGINAW, MI | 1 | $ 229,000 | $ 229,000 | $ 140,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 196,000 | $ 196,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 220,000 | $ 220,000 | $ 145,000 |
| SPRINGFIELD, OH | 1 | $ 157,000 | $ 157,000 | $ 43,000 |
| SYRACUSE, NY | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| THE VILLAGES, FL | 1 | $ 217,000 | $ 217,000 | $ 56,000 |
| TUSCALOOSA, AL | 1 | $ 414,000 | $ 414,000 | $ 124,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 48,000 | $ 48,000 | $ 41,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for First Choice Loan Services Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,084 | $1,768,224,000 | $249,000 | $3,000,000 | $110,000 | $2,107,000 |
| Refinancing | 5,455 | $1,644,659,000 | $301,000 | $5,250,000 | $127,000 | $5,436,000 |
| Home Improvement | 144 | $39,942,000 | $277,000 | $840,000 | $118,000 | $555,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,897 | $1,524,982,000 | $258,000 | $5,250,000 | $117,000 | $5,436,000 |
| Not Provided | 4,686 | $1,417,145,000 | $302,000 | $3,000,000 | $126,000 | $2,107,000 |
| Hispanic | 905 | $198,102,000 | $218,000 | $745,000 | $85,000 | $471,000 |
| Asian | 573 | $179,411,000 | $313,000 | $1,800,000 | $133,000 | $1,794,000 |
| Black or African American | 552 | $114,444,000 | $207,000 | $844,000 | $81,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $12,816,000 | $305,000 | $626,000 | $103,000 | $282,000 |
| American Indian or Alaskan Native | 28 | $5,925,000 | $211,000 | $417,000 | $92,000 | $254,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,785 | $2,577,317,000 | $293,000 | $5,250,000 | $136,000 | $5,436,000 |
| FHA-insured (Federal Housing Administration) | 2,501 | $517,684,000 | $206,000 | $902,000 | $72,000 | $2,100,000 |
| VA-guaranteed (Veterans Administration) | 1,280 | $337,940,000 | $264,000 | $1,063,000 | $79,000 | $779,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 117 | $19,884,000 | $169,000 | $509,000 | $59,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,188 | $2,455,435,000 | $267,000 | $3,000,000 | $116,000 | $5,436,000 |
| Application Withdrawn By Applicant | 2,162 | $606,751,000 | $280,000 | $2,025,000 | $119,000 | $1,994,000 |
| Application Approved But Not Accepted | 593 | $167,459,000 | $282,000 | $2,800,000 | $123,000 | $2,107,000 |
| Application Denied By Financial Institution | 389 | $110,959,000 | $285,000 | $1,800,000 | $105,000 | $610,000 |
| File Closed For Incompleteness | 343 | $110,661,000 | $322,000 | $5,250,000 | $146,000 | $2,100,000 |
| Preapproval Denied by Financial Institution | 8 | $1,560,000 | $195,000 | $300,000 | $142,000 | $779,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 128 | $36,652,000 | $286,000 | $1,800,000 | $123,000 | $779,000 |
| Debt-To-Income Ratio | 102 | $33,219,000 | $325,000 | $1,500,000 | $90,000 | $451,000 |
| Credit History | 62 | $17,359,000 | $279,000 | $776,000 | $103,000 | $339,000 |
| Collateral | 55 | $12,685,000 | $230,000 | $626,000 | $113,000 | $500,000 |
| Unverifiable Information | 19 | $4,978,000 | $262,000 | $569,000 | $100,000 | $300,000 |
| Employment History | 13 | $2,928,000 | $225,000 | $369,000 | $83,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,878,000 | $287,000 | $576,000 | $102,000 | $261,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Loan Services Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Loan Services Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.