First Community Bank
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First Community Bank
29 College Dr
Bluefield, VA 24605
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,146
Total Mortgage Loan Application Amount $151,560,000
Average Mortgage Loan Application Amount $108,600
Highest Mortgage Loan Application Amount $1,385,000
Average Applicant Income $82,800
Highest Applicant Income $1,250,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Community Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mercer County West Virginia 219 $ 25,585,000 $ 116,000 $ 74,000
Nicholas County West Virginia 140 $ 14,480,000 $ 103,000 $ 70,000
Upshur County West Virginia 74 $ 10,190,000 $ 137,000 $ 104,000
Tazewell County Virginia 73 $ 9,195,000 $ 125,000 $ 75,000
Raleigh County West Virginia 67 $ 8,215,000 $ 122,000 $ 94,000
Wythe County Virginia 44 $ 5,330,000 $ 121,000 $ 67,000
Alexander County North Carolina 37 $ 3,925,000 $ 106,000 $ 51,000
Surry County North Carolina 28 $ 3,310,000 $ 118,000 $ 55,000
Montgomery County Virginia 28 $ 7,380,000 $ 263,000 $ 146,000
Wilkes County North Carolina 22 $ 2,690,000 $ 122,000 $ 74,000
Wyoming County West Virginia 22 $ 1,080,000 $ 49,000 $ 64,000
Pulaski County Virginia 20 $ 2,850,000 $ 142,000 $ 78,000
Webster County West Virginia 18 $ 1,510,000 $ 83,000 $ 57,000
Harrison County West Virginia 15 $ 2,665,000 $ 177,000 $ 90,000
Carroll County Virginia 13 $ 1,415,000 $ 108,000 $ 46,000
Fayette County West Virginia 13 $ 1,285,000 $ 98,000 $ 97,000
Monroe County West Virginia 13 $ 2,025,000 $ 155,000 $ 71,000
Summers County West Virginia 13 $ 1,115,000 $ 85,000 $ 43,000
Taylor County West Virginia 13 $ 1,115,000 $ 85,000 $ 69,000
Mecklenburg County North Carolina 12 $ 3,320,000 $ 276,000 $ 216,000
Washington County Virginia 12 $ 1,640,000 $ 136,000 $ 90,000
Alleghany County North Carolina 11 $ 1,405,000 $ 127,000 $ 64,000
Yadkin County North Carolina 10 $ 610,000 $ 61,000 $ 54,000
Washington County Tennessee 10 $ 1,300,000 $ 130,000 $ 46,000
Logan County West Virginia 10 $ 1,020,000 $ 102,000 $ 203,000
Bland County Virginia 9 $ 1,035,000 $ 115,000 $ 87,000
Lewis County West Virginia 9 $ 615,000 $ 68,000 $ 59,000
Richmond City County Virginia 8 $ 1,750,000 $ 218,000 $ 77,000
Forsyth County North Carolina 7 $ 845,000 $ 120,000 $ 78,000
Iredell County North Carolina 7 $ 1,475,000 $ 210,000 $ 117,000
Russell County Virginia 7 $ 1,025,000 $ 146,000 $ 118,000
Catawba County North Carolina 6 $ 1,000,000 $ 166,000 $ 148,000
Dickenson County Virginia 6 $ 550,000 $ 91,000 $ 72,000
Henrico County Virginia 6 $ 2,320,000 $ 386,000 $ 323,000
Barbour County West Virginia 6 $ 950,000 $ 158,000 $ 68,000
McDowell County West Virginia 6 $ 290,000 $ 48,000 $ 86,000
Carter County Tennessee 5 $ 925,000 $ 185,000 $ 41,000
Sullivan County Tennessee 5 $ 985,000 $ 197,000 $ 58,000
Radford County Virginia 5 $ 875,000 $ 175,000 $ 101,000
Randolph County West Virginia 5 $ 605,000 $ 121,000 $ 53,000
Burke County North Carolina 4 $ 380,000 $ 95,000 $ 68,000
Durham County North Carolina 4 $ 400,000 $ 100,000 $ 0
Guilford County North Carolina 4 $ 520,000 $ 130,000 $ 239,000
Bristol County Virginia 4 $ 340,000 $ 85,000 $ 643,000
Putnam County West Virginia 4 $ 640,000 $ 160,000 $ 166,000
Brunswick County North Carolina 3 $ 635,000 $ 211,000 $ 125,000
Franklin County Virginia 3 $ 515,000 $ 171,000 $ 151,000
Roanoke City County Virginia 3 $ 1,065,000 $ 355,000 $ 0
Kanawha County West Virginia 3 $ 565,000 $ 188,000 $ 142,000
Mingo County West Virginia 3 $ 175,000 $ 58,000 $ 75,000
Tucker County West Virginia 3 $ 285,000 $ 95,000 $ 65,000
Monroe County Florida 2 $ 1,570,000 $ 785,000 $ 0
Pinellas County Florida 2 $ 900,000 $ 450,000 $ 672,000
Caldwell County North Carolina 2 $ 410,000 $ 205,000 $ 73,000
Davidson County North Carolina 2 $ 700,000 $ 350,000 $ 156,000
Davie County North Carolina 2 $ 130,000 $ 65,000 $ 69,000
Watauga County North Carolina 2 $ 380,000 $ 190,000 $ 111,000
Charleston County South Carolina 2 $ 540,000 $ 270,000 $ 121,000
Amelia County Virginia 2 $ 590,000 $ 295,000 $ 98,000
Bedford County Virginia 2 $ 320,000 $ 160,000 $ 73,000
Chesterfield County Virginia 2 $ 380,000 $ 190,000 $ 77,000
Giles County Virginia 2 $ 270,000 $ 135,000 $ 67,000
Grayson County Virginia 2 $ 390,000 $ 195,000 $ 71,000
Hanover County Virginia 2 $ 390,000 $ 195,000 $ 121,000
Norton County Virginia 2 $ 100,000 $ 50,000 $ 62,000
Petersburg County Virginia 2 $ 160,000 $ 80,000 $ 0
Scott County Virginia 2 $ 270,000 $ 135,000 $ 86,000
Smyth County Virginia 2 $ 80,000 $ 40,000 $ 66,000
Wise County Virginia 2 $ 50,000 $ 25,000 $ 0
Greenbrier County West Virginia 2 $ 350,000 $ 175,000 $ 54,000
Marion County West Virginia 2 $ 460,000 $ 230,000 $ 100,000
Monongalia County West Virginia 2 $ 660,000 $ 330,000 $ 83,000
Preston County West Virginia 2 $ 120,000 $ 60,000 $ 52,000
Pasco County Florida 1 $ 85,000 $ 85,000 $ 34,000
Gates County North Carolina 1 $ 155,000 $ 155,000 $ 185,000
Granville County North Carolina 1 $ 105,000 $ 105,000 $ 0
Harnett County North Carolina 1 $ 115,000 $ 115,000 $ 24,000
Johnston County North Carolina 1 $ 95,000 $ 95,000 $ 43,000
Lincoln County North Carolina 1 $ 425,000 $ 425,000 $ 136,000
Perquimans County North Carolina 1 $ 175,000 $ 175,000 $ 55,000
Randolph County North Carolina 1 $ 145,000 $ 145,000 $ 73,000
Rockingham County North Carolina 1 $ 525,000 $ 525,000 $ 0
Union County North Carolina 1 $ 485,000 $ 485,000 $ 463,000
Warren County North Carolina 1 $ 105,000 $ 105,000 $ 204,000
Mahoning County Ohio 1 $ 75,000 $ 75,000 $ 37,000
Allegheny County Pennsylvania 1 $ 315,000 $ 315,000 $ 83,000
Washington County Pennsylvania 1 $ 145,000 $ 145,000 $ 0
Aiken County South Carolina 1 $ 305,000 $ 305,000 $ 91,000
Beaufort County South Carolina 1 $ 725,000 $ 725,000 $ 0
Grainger County Tennessee 1 $ 125,000 $ 125,000 $ 35,000
Hawkins County Tennessee 1 $ 105,000 $ 105,000 $ 41,000
Jefferson County Tennessee 1 $ 495,000 $ 495,000 $ 335,000
Sevier County Tennessee 1 $ 195,000 $ 195,000 $ 403,000
Buchanan County Virginia 1 $ 175,000 $ 175,000 $ 175,000
Galax County Virginia 1 $ 55,000 $ 55,000 $ 30,000
Greensville County Virginia 1 $ 145,000 $ 145,000 $ 56,000
King William County Virginia 1 $ 165,000 $ 165,000 $ 69,000
Pittsylvania County Virginia 1 $ 65,000 $ 65,000 $ 58,000
Powhatan County Virginia 1 $ 425,000 $ 425,000 $ 121,000
Rockingham County Virginia 1 $ 15,000 $ 15,000 $ 43,000
Braxton County West Virginia 1 $ 85,000 $ 85,000 $ 36,000
Cabell County West Virginia 1 $ 225,000 $ 225,000 $ 100,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Community Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 580 $86,560,000 $149,000 $1,385,000 $90,000 $1,250,000
Cash-out Refinancing 292 $35,640,000 $122,000 $655,000 $70,000 $535,000
Refinancing 169 $21,825,000 $129,000 $675,000 $90,000 $1,087,000
Home Improvement 56 $3,780,000 $67,000 $215,000 $69,000 $327,000
Other Purpose 49 $3,755,000 $76,000 $195,000 $95,000 $1,200,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 961 $120,325,000 $125,000 $905,000 $84,000 $1,250,000
Not applicable 127 $22,115,000 $174,000 $1,385,000 $0 $0
Not Provided 27 $4,955,000 $183,000 $745,000 $80,000 $245,000
Hispanic 11 $1,385,000 $125,000 $275,000 $57,000 $90,000
Black or African American 9 $985,000 $109,000 $185,000 $71,000 $250,000
Asian 8 $1,490,000 $186,000 $465,000 $134,000 $390,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,143 $151,105,000 $132,000 $1,385,000 $84,000 $1,250,000
FHA-insured (Federal Housing Administration) 1 $165,000 $165,000 $165,000 $58,000 $58,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $65,000 $65,000 $65,000 $48,000 $48,000
VA-guaranteed (Veterans Administration) 1 $225,000 $225,000 $225,000 $65,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 723 $95,855,000 $132,000 $1,385,000 $89,000 $1,250,000
Application Denied By Financial Institution 238 $27,580,000 $115,000 $795,000 $70,000 $1,200,000
Application Withdrawn By Applicant 101 $15,575,000 $154,000 $705,000 $88,000 $672,000
File Closed For Incompleteness 60 $9,240,000 $154,000 $905,000 $94,000 $515,000
Application Approved But Not Accepted 24 $3,310,000 $137,000 $425,000 $68,000 $138,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 908 $123,980,000 $136,000 $1,385,000 $88,000 $1,250,000
Credit History 116 $10,020,000 $86,000 $465,000 $74,000 $1,200,000
Debt-To-Income Ratio 64 $8,960,000 $140,000 $795,000 $58,000 $443,000
Collateral 27 $3,905,000 $144,000 $475,000 $82,000 $413,000
Other 9 $1,495,000 $166,000 $405,000 $61,000 $100,000
Employment History 9 $905,000 $100,000 $195,000 $73,000 $168,000
Credit Application Incomplete 8 $1,160,000 $145,000 $385,000 $87,000 $231,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,135,000 $227,000 $555,000 $39,000 $40,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List