First Consolidated Mortgage Mortgage Lending & HMDA Data, 2007
In 2007, First Consolidated Mortgage of Dallas, TX reported 514 mortgage applications totaling $66.7 million, down 88% from 2006. The average application was for $129,861, and applicants reported an average income of $44,801. 17% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (56), Dallas-Plano-Irving, TX (41) and Atlanta-Sandy Springs-Marietta, GA (21) (applications in parentheses).
| Mortgage Company & Address | First Consolidated Mortgage 1700 Pacific Avenue, Ste 2400 Dallas, TX 75080 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 514 |
| Total Mortgage Loan Application Amount | $66,749,000 |
| Average Mortgage Loan Application Amount | $129,861 |
| Highest Mortgage Loan Application Amount | $617,000 |
| Average Applicant Income | $44,801 |
| Highest Applicant Income | $757,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Consolidated Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 56 | $ 7,027,000 | $ 125,482 | $ 42,000 |
| Dallas-Plano-Irving, TX | 41 | $ 4,873,000 | $ 118,853 | $ 54,000 |
| Atlanta-Sandy Springs-Marietta, GA | 21 | $ 2,840,000 | $ 135,238 | $ 68,000 |
| Detroit-Livonia-Dearborn, MI | 20 | $ 1,754,000 | $ 87,700 | $ 35,000 |
| Kansas City, MO-KS | 20 | $ 2,023,000 | $ 101,150 | $ 41,000 |
| Cape Coral-Fort Myers, FL | 14 | $ 2,305,000 | $ 164,642 | $ 44,000 |
| Memphis, TN-MS-AR | 13 | $ 1,565,000 | $ 120,384 | $ 42,846 |
| Austin-Round Rock, TX | 12 | $ 1,401,000 | $ 116,750 | $ 49,000 |
| Denver-Aurora, CO | 12 | $ 1,791,000 | $ 149,250 | $ 30,000 |
| Fort Worth-Arlington, TX | 12 | $ 1,335,000 | $ 111,250 | $ 22,000 |
| Indianapolis-Carmel, IN | 12 | $ 1,128,000 | $ 94,000 | $ 21,000 |
| Orlando-Kissimmee, FL | 12 | $ 2,510,000 | $ 209,166 | $ 42,000 |
| Jacksonville, FL | 11 | $ 1,256,000 | $ 114,181 | $ 30,000 |
| Salt Lake City, UT | 11 | $ 1,537,000 | $ 139,727 | $ 33,000 |
| Boise City-Nampa, ID | 10 | $ 1,345,000 | $ 134,500 | $ 36,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 889,000 | $ 98,777 | $ 38,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 1,290,000 | $ 143,333 | $ 12,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9 | $ 1,745,000 | $ 193,888 | $ 37,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,145,000 | $ 127,222 | $ 163,000 |
| St. Louis, MO-IL | 8 | $ 779,000 | $ 97,375 | $ 23,000 |
| Louisville-Jefferson County, KY-IN | 6 | $ 688,000 | $ 114,666 | $ 89,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6 | $ 1,648,000 | $ 274,666 | $ 78,000 |
| Beaumont-Port Arthur, TX | 5 | $ 424,000 | $ 84,800 | $ 26,000 |
| Charlotte-Gastonia-Concord, NC-SC | 5 | $ 463,000 | $ 92,600 | $ 21,000 |
| Columbia, SC | 5 | $ 459,000 | $ 91,800 | $ 16,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 778,000 | $ 155,600 | $ 32,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 990,000 | $ 198,000 | $ 36,000 |
| New Orleans-Metairie-Kenner, LA | 5 | $ 701,000 | $ 140,200 | $ 38,000 |
| San Antonio, TX | 5 | $ 438,000 | $ 87,600 | $ 37,000 |
| Tyler, TX | 5 | $ 429,000 | $ 85,800 | $ 27,000 |
| Columbus, OH | 4 | $ 394,000 | $ 98,500 | $ 13,000 |
| New Haven-Milford, CT | 4 | $ 639,000 | $ 159,750 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 502,000 | $ 125,500 | $ 126,000 |
| Baltimore-Towson, MD | 3 | $ 627,000 | $ 209,000 | $ 32,000 |
| Colorado Springs, CO | 3 | $ 399,000 | $ 133,000 | $ 20,000 |
| El Paso, TX | 3 | $ 490,000 | $ 163,333 | $ 89,000 |
| Flint, MI | 3 | $ 155,000 | $ 51,666 | $ 36,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 502,000 | $ 167,333 | $ 40,000 |
| Lakeland, FL | 3 | $ 624,000 | $ 208,000 | $ 0 |
| Provo-Orem, UT | 3 | $ 441,000 | $ 147,000 | $ 25,000 |
| Bethesda-Gaithersburg-Frederick, MD | 2 | $ 490,000 | $ 245,000 | $ 30,000 |
| Birmingham-Hoover, AL | 2 | $ 252,000 | $ 126,000 | $ 64,000 |
| Chattanooga, TN-GA | 2 | $ 329,000 | $ 164,500 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 489,000 | $ 244,500 | $ 48,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 242,000 | $ 121,000 | $ 30,000 |
| Gainesville, FL | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Green Bay, WI | 2 | $ 185,000 | $ 92,500 | $ 37,000 |
| Greensboro-High Point, NC | 2 | $ 954,000 | $ 477,000 | $ 428,000 |
| Huntsville, AL | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Jackson, MS | 2 | $ 162,000 | $ 81,000 | $ 17,000 |
| Lafayette, LA | 2 | $ 199,000 | $ 99,500 | $ 13,000 |
| Lake Charles, LA | 2 | $ 179,000 | $ 89,500 | $ 0 |
| Oklahoma City, OK | 2 | $ 127,000 | $ 63,500 | $ 21,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 155,000 | $ 77,500 | $ 17,000 |
| Sherman-Denison, TX | 2 | $ 153,000 | $ 76,500 | $ 116,000 |
| Tallahassee, FL | 2 | $ 227,000 | $ 113,500 | $ 35,000 |
| Albany, GA | 1 | $ 149,000 | $ 149,000 | $ 71,000 |
| Albuquerque, NM | 1 | $ 225,000 | $ 225,000 | $ 16,000 |
| Alexandria, LA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Asheville, NC | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Baton Rouge, LA | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Bloomington, IN | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Charleston-North Charleston, SC | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Cleveland, TN | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 197,000 | $ 197,000 | $ 30,000 |
| College Station-Bryan, TX | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Dayton, OH | 1 | $ 72,000 | $ 72,000 | $ 138,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 152,000 | $ 152,000 | $ 79,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 176,000 | $ 176,000 | $ 138,000 |
| Johnson City, TN | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Knoxville, TN | 1 | $ 77,000 | $ 77,000 | $ 32,000 |
| Laredo, TX | 1 | $ 261,000 | $ 261,000 | $ 209,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 161,000 | $ 161,000 | $ 85,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Montgomery, AL | 1 | $ 415,000 | $ 415,000 | $ 96,000 |
| Ocala, FL | 1 | $ 157,000 | $ 157,000 | $ 56,000 |
| Ogden-Clearfield, UT | 1 | $ 57,000 | $ 57,000 | $ 15,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Pascagoula, MS | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Port St. Lucie, FL | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Prescott, AZ | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Raleigh-Cary, NC | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Santa Fe, NM | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Sheboygan, WI | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Spartanburg, SC | 1 | $ 71,000 | $ 71,000 | $ 306,000 |
| Tucson, AZ | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Tulsa, OK | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| Tuscaloosa, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Victoria, TX | 1 | $ 72,000 | $ 72,000 | $ 66,000 |
| Waco, TX | 1 | $ 114,000 | $ 114,000 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Wilmington, DE-MD-NJ | 1 | $ 179,000 | $ 179,000 | $ 61,000 |
| Wilmington, NC | 1 | $ 121,000 | $ 121,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Consolidated Mortgage in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 370 | $47,167,000 | $127,000 | $610,000 | $42,000 | $757,000 |
| Refinancing | 144 | $19,582,000 | $135,000 | $617,000 | $52,000 | $600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 174 | $23,923,000 | $137,000 | $550,000 | $41,000 | $757,000 |
| Black or African American | 155 | $17,487,000 | $112,000 | $453,000 | $45,000 | $420,000 |
| White | 145 | $20,366,000 | $140,000 | $617,000 | $53,000 | $600,000 |
| Not Provided | 30 | $4,025,000 | $134,000 | $337,000 | $38,000 | $306,000 |
| Asian | 5 | $508,000 | $101,000 | $150,000 | $54,000 | $116,000 |
| American Indian or Alaskan Native | 4 | $240,000 | $60,000 | $96,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $200,000 | $200,000 | $200,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 514 | $66,749,000 | $129,000 | $617,000 | $45,000 | $757,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 207 | $22,267,000 | $107,000 | $617,000 | $44,000 | $372,000 |
| Application Denied By Financial Institution | 163 | $24,968,000 | $153,000 | $610,000 | $50,000 | $600,000 |
| Loan Originated | 86 | $10,191,000 | $118,000 | $337,000 | $24,000 | $276,000 |
| Application Withdrawn By Applicant | 32 | $4,761,000 | $148,000 | $389,000 | $68,000 | $420,000 |
| File Closed For Incompleteness | 26 | $4,562,000 | $175,000 | $550,000 | $68,000 | $757,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 41 | $6,168,000 | $150,000 | $356,000 | $105,000 | $600,000 |
| Debt-To-Income Ratio | 36 | $5,220,000 | $145,000 | $453,000 | $46,000 | $240,000 |
| Employment History | 6 | $1,134,000 | $189,000 | $415,000 | $65,000 | $100,000 |
| Collateral | 2 | $163,000 | $81,000 | $93,000 | $51,000 | $78,000 |
| Unverifiable Information | 1 | $60,000 | $60,000 | $60,000 | $47,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $80,000 | $80,000 | $80,000 | $35,000 | $35,000 |
| Credit History | 1 | $261,000 | $261,000 | $261,000 | $209,000 | $209,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Consolidated Mortgage's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Consolidated Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About