First National Bank of Brookfield Mortgage Lending & HMDA Data, 2021
In 2021, First National Bank of Brookfield of Brookfield, IL reported 329 mortgage applications totaling $124.7 million, up 333% from 2020. The average application was for $379,042, and applicants reported an average income of $180,790. 92% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville, IL (273), Albuquerque, NM (7) and Elgin, IL (5) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Brookfield 9136 Washington Avenue Brookfield, IL 60513 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 329 |
| Total Mortgage Loan Application Amount | $124,705,000 |
| Average Mortgage Loan Application Amount | $379,042 |
| Highest Mortgage Loan Application Amount | $2,835,000 |
| Average Applicant Income | $180,790 |
| Highest Applicant Income | $932,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Brookfield filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 273 | $ 104,855,000 | $ 384,084 | $ 162,000 |
| Outside any metro area | 12 | $ 3,450,000 | $ 287,500 | $ 188,500 |
| Albuquerque, NM | 7 | $ 2,235,000 | $ 319,285 | $ 220,000 |
| Elgin, IL | 5 | $ 2,095,000 | $ 419,000 | $ 234,000 |
| Gary, IN | 3 | $ 1,085,000 | $ 361,666 | $ 369,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 1,085,000 | $ 361,666 | $ 368,000 |
| Niles-Benton Harbor, MI | 3 | $ 1,265,000 | $ 421,666 | $ 433,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 770,000 | $ 385,000 | $ 561,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 960,000 | $ 480,000 | $ 156,000 |
| St. Louis, MO-IL | 2 | $ 870,000 | $ 435,000 | $ 133,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 1,000,000 | $ 500,000 | $ 254,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 385,000 | $ 385,000 | $ 476,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 325,000 | $ 325,000 | $ 251,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 185,000 | $ 185,000 | $ 279,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 495,000 | $ 495,000 | $ 339,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 475,000 | $ 475,000 | $ 196,000 |
| Kalamazoo-Portage, MI | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 825,000 | $ 825,000 | $ 183,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 355,000 | $ 355,000 | $ 341,000 |
| Pittsburgh, PA | 1 | $ 455,000 | $ 455,000 | $ 300,000 |
| Punta Gorda, FL | 1 | $ 535,000 | $ 535,000 | $ 279,000 |
| San Antonio-New Braunfels, TX | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Springfield, IL | 1 | $ 235,000 | $ 235,000 | $ 159,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for First National Bank of Brookfield in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 159 | $49,705,000 | $312,000 | $955,000 | $174,000 | $635,000 |
| Home Purchase | 87 | $38,945,000 | $447,000 | $1,745,000 | $193,000 | $801,000 |
| Cash-out Refinancing | 83 | $36,055,000 | $434,000 | $2,835,000 | $181,000 | $932,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 241 | $79,645,000 | $330,000 | $1,355,000 | $187,000 | $932,000 |
| Not applicable | 52 | $36,170,000 | $695,000 | $2,835,000 | $0 | $0 |
| Not Provided | 23 | $5,295,000 | $230,000 | $495,000 | $123,000 | $337,000 |
| Hispanic | 9 | $2,755,000 | $306,000 | $545,000 | $136,000 | $390,000 |
| Asian | 2 | $480,000 | $240,000 | $255,000 | $146,000 | $193,000 |
| Black or African American | 2 | $360,000 | $180,000 | $285,000 | $88,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 329 | $124,705,000 | $379,000 | $2,835,000 | $179,000 | $932,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 302 | $115,850,000 | $383,000 | $2,835,000 | $182,000 | $932,000 |
| Application Withdrawn By Applicant | 20 | $6,690,000 | $334,000 | $955,000 | $141,000 | $801,000 |
| Application Denied By Financial Institution | 5 | $1,605,000 | $321,000 | $545,000 | $238,000 | $390,000 |
| File Closed For Incompleteness | 2 | $560,000 | $280,000 | $335,000 | $93,000 | $120,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 324 | $123,100,000 | $379,000 | $2,835,000 | $178,000 | $932,000 |
| Collateral | 2 | $740,000 | $370,000 | $495,000 | $364,000 | $390,000 |
| Debt-To-Income Ratio | 2 | $320,000 | $160,000 | $195,000 | $170,000 | $285,000 |
| Other | 1 | $545,000 | $545,000 | $545,000 | $125,000 | $125,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Brookfield's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Brookfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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