First Nb of Jacksboro Mortgage Lending & HMDA Data, 2011

In 2011, First Nb of Jacksboro of Jacksboro, TX reported 471 mortgage applications totaling $69.4 million, down 2% from 2010. The average application was for $147,316, and applicants reported an average income of $81,685. 13% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Fort Worth-Arlington, TX (34), San Antonio-New Braunfels, TX (34) and Dallas-Plano-Irving, TX (30) (applications in parentheses).

Mortgage Company & Address First Nb of Jacksboro
P.O. Drawer E
Jacksboro, TX 76458
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 471
Total Mortgage Loan Application Amount $69,386,000
Average Mortgage Loan Application Amount $147,316
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $81,685
Highest Applicant Income $3,847,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Nb of Jacksboro filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Nb of Jacksboro by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jack, Texas 46 $ 3,315,000 $ 72,065 $ 72,000
Hunt, Texas 13 $ 1,403,000 $ 107,923 $ 44,000
Bexar, Texas 11 $ 1,355,000 $ 123,181 $ 48,000
Bastrop, Texas 10 $ 1,585,000 $ 158,500 $ 61,000
Johnson, Texas 10 $ 1,344,000 $ 134,400 $ 62,000
Parker, Texas 9 $ 1,037,000 $ 115,222 $ 80,000
Wise, Texas 9 $ 542,000 $ 60,222 $ 88,000
Travis, Texas 8 $ 1,351,000 $ 168,875 $ 105,000
Denton, Texas 7 $ 3,226,000 $ 460,857 $ 654,000
Hays, Texas 7 $ 1,035,000 $ 147,857 $ 51,000
Atascosa, Texas 6 $ 940,000 $ 156,666 $ 46,000
Palo Pinto, Texas 6 $ 687,000 $ 114,500 $ 218,000
Tarrant, Texas 6 $ 636,000 $ 106,000 $ 35,000
Wilson, Texas 6 $ 1,162,000 $ 193,666 $ 72,000
Long, Georgia 5 $ 619,000 $ 123,800 $ 52,000
Collin, Texas 5 $ 2,476,000 $ 495,200 $ 371,000
Montgomery, Texas 5 $ 694,000 $ 138,800 $ 58,000
San Juan, New Mexico 4 $ 636,000 $ 159,000 $ 59,000
Bell, Texas 4 $ 523,000 $ 130,750 $ 52,000
Bowie, Texas 4 $ 505,000 $ 126,250 $ 53,000
Brazos, Texas 4 $ 462,000 $ 115,500 $ 40,000
Dallas, Texas 4 $ 3,763,000 $ 940,750 $ 922,000
Gregg, Texas 4 $ 744,000 $ 186,000 $ 70,000
Harrison, Texas 4 $ 658,000 $ 164,500 $ 68,000
Henderson, Texas 4 $ 464,000 $ 116,000 $ 71,000
McLennan, Texas 4 $ 373,000 $ 93,250 $ 46,000
Midland, Texas 4 $ 638,000 $ 159,500 $ 61,000
Lafayette, Louisiana 3 $ 329,000 $ 109,666 $ 84,000
Livingston, Louisiana 3 $ 459,000 $ 153,000 $ 73,000
St. Landry, Louisiana 3 $ 436,000 $ 145,333 $ 67,000
Bandera, Texas 3 $ 555,000 $ 185,000 $ 66,000
Gonzales, Texas 3 $ 481,000 $ 160,333 $ 54,000
Guadalupe, Texas 3 $ 519,000 $ 173,000 $ 41,000
Hill, Texas 3 $ 349,000 $ 116,333 $ 35,000
Lee, Texas 3 $ 549,000 $ 183,000 $ 51,000
Navarro, Texas 3 $ 331,000 $ 110,333 $ 38,000
Smith, Texas 3 $ 489,000 $ 163,000 $ 74,000
Young, Texas 3 $ 186,000 $ 62,000 $ 46,000
Elmore, Alabama 2 $ 177,000 $ 88,500 $ 47,000
Cochise, Arizona 2 $ 250,000 $ 125,000 $ 48,000
Garland, Arkansas 2 $ 201,000 $ 100,500 $ 34,000
Shasta, California 2 $ 299,000 $ 149,500 $ 70,000
Dodge, Georgia 2 $ 170,000 $ 85,000 $ 27,000
Acadia, Louisiana 2 $ 179,000 $ 89,500 $ 40,000
Bossier, Louisiana 2 $ 256,000 $ 128,000 $ 48,000
Calcasieu, Louisiana 2 $ 244,000 $ 122,000 $ 64,000
Iberia, Louisiana 2 $ 387,000 $ 193,500 $ 67,000
Lafourche, Louisiana 2 $ 324,000 $ 162,000 $ 70,000
Sabine, Louisiana 2 $ 196,000 $ 98,000 $ 49,000
Vermilion, Louisiana 2 $ 215,000 $ 107,500 $ 30,000
Webster, Louisiana 2 $ 174,000 $ 87,000 $ 25,000
Eddy, New Mexico 2 $ 325,000 $ 162,500 $ 30,000
Rio Arriba, New Mexico 2 $ 325,000 $ 162,500 $ 49,000
San Miguel, New Mexico 2 $ 363,000 $ 181,500 $ 81,000
Santa Fe, New Mexico 2 $ 351,000 $ 175,500 $ 47,000
Canadian, Oklahoma 2 $ 335,000 $ 167,500 $ 58,000
Garvin, Oklahoma 2 $ 298,000 $ 149,000 $ 74,000
Okmulgee, Oklahoma 2 $ 331,000 $ 165,500 $ 46,000
Pottawatomie, Oklahoma 2 $ 243,000 $ 121,500 $ 56,000
Maury, Tennessee 2 $ 301,000 $ 150,500 $ 60,000
Anderson, Texas 2 $ 270,000 $ 135,000 $ 46,000
Austin, Texas 2 $ 410,000 $ 205,000 $ 88,000
Brewster, Texas 2 $ 382,000 $ 191,000 $ 72,000
Comal, Texas 2 $ 206,000 $ 103,000 $ 42,000
Fayette, Texas 2 $ 375,000 $ 187,500 $ 80,000
Hood, Texas 2 $ 202,000 $ 101,000 $ 31,000
Jim Wells, Texas 2 $ 283,000 $ 141,500 $ 60,000
Jones, Texas 2 $ 204,000 $ 102,000 $ 54,000
Lamar, Texas 2 $ 226,000 $ 113,000 $ 49,000
Medina, Texas 2 $ 314,000 $ 157,000 $ 63,000
Morris, Texas 2 $ 219,000 $ 109,500 $ 39,000
Upshur, Texas 2 $ 302,000 $ 151,000 $ 49,000
Victoria, Texas 2 $ 345,000 $ 172,500 $ 87,000
Williamson, Texas 2 $ 435,000 $ 217,500 $ 62,000
King, Washington 2 $ 657,000 $ 328,500 $ 77,000
Yakima, Washington 2 $ 238,000 $ 119,000 $ 38,000
Preston, West Virginia 2 $ 217,000 $ 108,500 $ 43,000
Cherokee, Alabama 1 $ 65,000 $ 65,000 $ 196,000
Covington, Alabama 1 $ 122,000 $ 122,000 $ 105,000
Mobile, Alabama 1 $ 80,000 $ 80,000 $ 34,000
Coconino, Arizona 1 $ 151,000 $ 151,000 $ 62,000
Maricopa, Arizona 1 $ 108,000 $ 108,000 $ 23,000
Grant, Arkansas 1 $ 82,000 $ 82,000 $ 69,000
Lonoke, Arkansas 1 $ 257,000 $ 257,000 $ 111,000
Pulaski, Arkansas 1 $ 84,000 $ 84,000 $ 30,000
Van Buren, Arkansas 1 $ 111,000 $ 111,000 $ 52,000
Sacramento, California 1 $ 199,000 $ 199,000 $ 85,000
Sonoma, California 1 $ 254,000 $ 254,000 $ 49,000
La Plata, Colorado 1 $ 154,000 $ 154,000 $ 35,000
Weld, Colorado 1 $ 91,000 $ 91,000 $ 24,000
Bay, Florida 1 $ 199,000 $ 199,000 $ 60,000
Clay, Florida 1 $ 89,000 $ 89,000 $ 58,000
Hamilton, Florida 1 $ 104,000 $ 104,000 $ 67,000
Hillsborough, Florida 1 $ 163,000 $ 163,000 $ 53,000
Orange, Florida 1 $ 204,000 $ 204,000 $ 77,000
Bulloch, Georgia 1 $ 132,000 $ 132,000 $ 49,000
Burke, Georgia 1 $ 102,000 $ 102,000 $ 47,000
Liberty, Georgia 1 $ 88,000 $ 88,000 $ 40,000
Telfair, Georgia 1 $ 73,000 $ 73,000 $ 27,000
Wayne, Georgia 1 $ 112,000 $ 112,000 $ 33,000
Hamilton, Illinois 1 $ 96,000 $ 96,000 $ 50,000
Marion, Illinois 1 $ 105,000 $ 105,000 $ 34,000
Mercer, Illinois 1 $ 165,000 $ 165,000 $ 43,000
Hancock, Kentucky 1 $ 136,000 $ 136,000 $ 41,000
Menifee, Kentucky 1 $ 46,000 $ 46,000 $ 19,000
Pulaski, Kentucky 1 $ 73,000 $ 73,000 $ 38,000
Allen, Louisiana 1 $ 125,000 $ 125,000 $ 77,000
Ascension, Louisiana 1 $ 148,000 $ 148,000 $ 87,000
Avoyelles, Louisiana 1 $ 126,000 $ 126,000 $ 61,000
Beauregard, Louisiana 1 $ 251,000 $ 251,000 $ 77,000
Bienville, Louisiana 1 $ 60,000 $ 60,000 $ 30,000
Caddo, Louisiana 1 $ 112,000 $ 112,000 $ 30,000
Caldwell, Louisiana 1 $ 117,000 $ 117,000 $ 67,000
Lincoln, Louisiana 1 $ 81,000 $ 81,000 $ 41,000
Natchitoches, Louisiana 1 $ 131,000 $ 131,000 $ 49,000
Rapides, Louisiana 1 $ 80,000 $ 80,000 $ 28,000
Red River, Louisiana 1 $ 65,000 $ 65,000 $ 26,000
St. Bernard, Louisiana 1 $ 118,000 $ 118,000 $ 42,000
St. Martin, Louisiana 1 $ 90,000 $ 90,000 $ 50,000
St. Tammany, Louisiana 1 $ 105,000 $ 105,000 $ 32,000
Union, Louisiana 1 $ 119,000 $ 119,000 $ 62,000
Winn, Louisiana 1 $ 209,000 $ 209,000 $ 83,000
Attala, Mississippi 1 $ 93,000 $ 93,000 $ 86,000
Copiah, Mississippi 1 $ 100,000 $ 100,000 $ 44,000
Hinds, Mississippi 1 $ 78,000 $ 78,000 $ 21,000
Lowndes, Mississippi 1 $ 200,000 $ 200,000 $ 80,000
Marshall, Mississippi 1 $ 119,000 $ 119,000 $ 35,000
Greeley, Nebraska 1 $ 199,000 $ 199,000 $ 103,000
Hall, Nebraska 1 $ 124,000 $ 124,000 $ 60,000
Lancaster, Nebraska 1 $ 161,000 $ 161,000 $ 47,000
Bernalillo, New Mexico 1 $ 137,000 $ 137,000 $ 87,000
Cibola, New Mexico 1 $ 139,000 $ 139,000 $ 27,000
Colfax, New Mexico 1 $ 207,000 $ 207,000 $ 50,000
Lincoln, New Mexico 1 $ 221,000 $ 221,000 $ 87,000
Quay, New Mexico 1 $ 154,000 $ 154,000 $ 47,000
Sandoval, New Mexico 1 $ 148,000 $ 148,000 $ 32,000
Jackson, North Carolina 1 $ 59,000 $ 59,000 $ 38,000
Beckham, Oklahoma 1 $ 195,000 $ 195,000 $ 83,000
Carter, Oklahoma 1 $ 129,000 $ 129,000 $ 58,000
Cleveland, Oklahoma 1 $ 166,000 $ 166,000 $ 34,000
Garfield, Oklahoma 1 $ 99,000 $ 99,000 $ 29,000
Hughes, Oklahoma 1 $ 160,000 $ 160,000 $ 86,000
Logan, Oklahoma 1 $ 239,000 $ 239,000 $ 97,000
Mayes, Oklahoma 1 $ 138,000 $ 138,000 $ 41,000
McClain, Oklahoma 1 $ 70,000 $ 70,000 $ 22,000
McIntosh, Oklahoma 1 $ 94,000 $ 94,000 $ 23,000
Oklahoma, Oklahoma 1 $ 116,000 $ 116,000 $ 57,000
Pawnee, Oklahoma 1 $ 77,000 $ 77,000 $ 36,000
Payne, Oklahoma 1 $ 135,000 $ 135,000 $ 86,000
Stephens, Oklahoma 1 $ 88,000 $ 88,000 $ 26,000
Washita, Oklahoma 1 $ 181,000 $ 181,000 $ 105,000
Clatsop, Oregon 1 $ 212,000 $ 212,000 $ 39,000
Josephine, Oregon 1 $ 234,000 $ 234,000 $ 51,000
Dauphin, Pennsylvania 1 $ 170,000 $ 170,000 $ 60,000
Lackawanna, Pennsylvania 1 $ 232,000 $ 232,000 $ 118,000
Washington, Pennsylvania 1 $ 166,000 $ 166,000 $ 48,000
Westmoreland, Pennsylvania 1 $ 217,000 $ 217,000 $ 32,000
Aiken, South Carolina 1 $ 137,000 $ 137,000 $ 75,000
Cherokee, South Carolina 1 $ 72,000 $ 72,000 $ 21,000
Edgefield, South Carolina 1 $ 86,000 $ 86,000 $ 29,000
Fairfield, South Carolina 1 $ 276,000 $ 276,000 $ 141,000
Florence, South Carolina 1 $ 183,000 $ 183,000 $ 59,000
Horry, South Carolina 1 $ 90,000 $ 90,000 $ 69,000
Marion, South Carolina 1 $ 106,000 $ 106,000 $ 48,000
Spartanburg, South Carolina 1 $ 58,000 $ 58,000 $ 43,000
Chester, Tennessee 1 $ 112,000 $ 112,000 $ 75,000
Fayette, Tennessee 1 $ 148,000 $ 148,000 $ 67,000
Haywood, Tennessee 1 $ 112,000 $ 112,000 $ 31,000
McNairy, Tennessee 1 $ 113,000 $ 113,000 $ 26,000
Perry, Tennessee 1 $ 127,000 $ 127,000 $ 82,000
Sumner, Tennessee 1 $ 98,000 $ 98,000 $ 31,000
Williamson, Tennessee 1 $ 138,000 $ 138,000 $ 44,000
Andrews, Texas 1 $ 132,000 $ 132,000 $ 67,000
Archer, Texas 1 $ 51,000 $ 51,000 $ 81,000
Burleson, Texas 1 $ 76,000 $ 76,000 $ 37,000
Caldwell, Texas 1 $ 137,000 $ 137,000 $ 36,000
Calhoun, Texas 1 $ 95,000 $ 95,000 $ 95,000
Callahan, Texas 1 $ 101,000 $ 101,000 $ 50,000
Colorado, Texas 1 $ 119,000 $ 119,000 $ 35,000
Crockett, Texas 1 $ 248,000 $ 248,000 $ 145,000
Ector, Texas 1 $ 175,000 $ 175,000 $ 65,000
Fannin, Texas 1 $ 111,000 $ 111,000 $ 73,000
Fort Bend, Texas 1 $ 274,000 $ 274,000 $ 134,000
Galveston, Texas 1 $ 110,000 $ 110,000 $ 39,000
Grimes, Texas 1 $ 107,000 $ 107,000 $ 75,000
Hamilton, Texas 1 $ 190,000 $ 190,000 $ 97,000
Hansford, Texas 1 $ 142,000 $ 142,000 $ 92,000
Harris, Texas 1 $ 180,000 $ 180,000 $ 52,000
Houston, Texas 1 $ 174,000 $ 174,000 $ 76,000
Jackson, Texas 1 $ 274,000 $ 274,000 $ 53,000
Jeff Davis, Texas 1 $ 145,000 $ 145,000 $ 85,000
Kaufman, Texas 1 $ 131,000 $ 131,000 $ 90,000
Kendall, Texas 1 $ 148,000 $ 148,000 $ 43,000
Kerr, Texas 1 $ 209,000 $ 209,000 $ 95,000
Lampasas, Texas 1 $ 200,000 $ 200,000 $ 51,000
Leon, Texas 1 $ 117,000 $ 117,000 $ 44,000
Live Oak, Texas 1 $ 235,000 $ 235,000 $ 52,000
Martin, Texas 1 $ 146,000 $ 146,000 $ 91,000
Matagorda, Texas 1 $ 90,000 $ 90,000 $ 51,000
McMullen, Texas 1 $ 128,000 $ 128,000 $ 78,000
Mitchell, Texas 1 $ 211,000 $ 211,000 $ 85,000
Nacogdoches, Texas 1 $ 104,000 $ 104,000 $ 59,000
Nueces, Texas 1 $ 82,000 $ 82,000 $ 34,000
Panola, Texas 1 $ 81,000 $ 81,000 $ 23,000
Reeves, Texas 1 $ 264,000 $ 264,000 $ 91,000
Refugio, Texas 1 $ 179,000 $ 179,000 $ 84,000
Robertson, Texas 1 $ 167,000 $ 167,000 $ 97,000
Rusk, Texas 1 $ 107,000 $ 107,000 $ 46,000
San Patricio, Texas 1 $ 132,000 $ 132,000 $ 55,000
Schleicher, Texas 1 $ 143,000 $ 143,000 $ 68,000
Stephens, Texas 1 $ 130,000 $ 130,000 $ 47,000
Taylor, Texas 1 $ 132,000 $ 132,000 $ 69,000
Uvalde, Texas 1 $ 190,000 $ 190,000 $ 60,000
Van Zandt, Texas 1 $ 119,000 $ 119,000 $ 87,000
Walker, Texas 1 $ 89,000 $ 89,000 $ 63,000
Washington, Texas 1 $ 228,000 $ 228,000 $ 66,000
Wharton, Texas 1 $ 207,000 $ 207,000 $ 67,000
Wichita, Texas 1 $ 62,000 $ 62,000 $ 20,000
Yoakum, Texas 1 $ 119,000 $ 119,000 $ 66,000
Adams, Washington 1 $ 177,000 $ 177,000 $ 57,000
Clallam, Washington 1 $ 189,000 $ 189,000 $ 110,000
Franklin, Washington 1 $ 182,000 $ 182,000 $ 58,000
Grays Harbor, Washington 1 $ 154,000 $ 154,000 $ 39,000
Mason, Washington 1 $ 182,000 $ 182,000 $ 43,000
Pacific, Washington 1 $ 206,000 $ 206,000 $ 75,000
Pierce, Washington 1 $ 149,000 $ 149,000 $ 47,000
Snohomish, Washington 1 $ 230,000 $ 230,000 $ 54,000
Thurston, Washington 1 $ 146,000 $ 146,000 $ 61,000

Mortgage Loan Application Detail Totals for First Nb of Jacksboro in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 446 $66,737,000 $149,000 $2,000,000 $79,000 $3,847,000
Refinancing 18 $2,138,000 $118,000 $405,000 $152,000 $518,000
Home Improvement 7 $511,000 $73,000 $170,000 $72,000 $185,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 350 $51,581,000 $147,000 $1,750,000 $87,000 $3,847,000
Hispanic 69 $10,614,000 $153,000 $2,000,000 $76,000 $1,669,000
Black or African American 37 $4,752,000 $128,000 $274,000 $49,000 $111,000
Not Provided 9 $1,707,000 $189,000 $900,000 $78,000 $336,000
Not applicable 3 $198,000 $66,000 $86,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $234,000 $234,000 $234,000 $51,000 $51,000
American Indian or Alaskan Native 1 $151,000 $151,000 $151,000 $62,000 $62,000
Asian 1 $149,000 $149,000 $149,000 $50,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 373 $52,940,000 $141,000 $423,000 $56,000 $145,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 89 $15,108,000 $169,000 $2,000,000 $191,000 $3,847,000
VA-guaranteed (Veterans Administration) 9 $1,338,000 $148,000 $275,000 $59,000 $101,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 388 $55,053,000 $141,000 $423,000 $56,000 $196,000
Loan Originated 60 $9,693,000 $161,000 $2,000,000 $178,000 $1,669,000
Application Denied By Financial Institution 11 $801,000 $72,000 $149,000 $47,000 $87,000
Application Approved But Not Accepted 8 $1,912,000 $239,000 $1,500,000 $548,000 $3,847,000
Application Withdrawn By Applicant 2 $1,806,000 $903,000 $1,750,000 $345,000 $595,000
File Closed For Incompleteness 2 $121,000 $60,000 $70,000 $62,000 $81,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5 $280,000 $56,000 $80,000 $39,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 2 $174,000 $87,000 $139,000 $51,000 $70,000
Other 1 $149,000 $149,000 $149,000 $87,000 $87,000
Unverifiable Information 1 $15,000 $15,000 $15,000 $36,000 $36,000
Debt-To-Income Ratio 1 $120,000 $120,000 $120,000 $59,000 $59,000
Employment History 1 $63,000 $63,000 $63,000 $36,000 $36,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Nb of Jacksboro's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Nb of Jacksboro's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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