First Savings Bank Mortgage Lending & HMDA Data, 2019
In 2019, First Savings Bank of Jeffersonville, IN reported 11,984 mortgage applications totaling $3.3 billion, up 556% from 2018. The average application was for $277,090, and applicants reported an average income of $62,191. 44% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (897), Chicago-Naperville, IL (515) and Atlanta-Sandy Springs-Roswell, GA (332) (applications in parentheses).
| Mortgage Company & Address | First Savings Bank 501 E. Lewis & Clark Parkway Jeffersonville, IN 47130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 11,984 |
| Total Mortgage Loan Application Amount | $3,320,655,000 |
| Average Mortgage Loan Application Amount | $277,090 |
| Highest Mortgage Loan Application Amount | $6,675,000 |
| Average Applicant Income | $62,191 |
| Highest Applicant Income | $2,568,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 959 | $ 209,915,000 | $ 218,889 | $ 52,769 |
| Louisville/Jefferson County, KY-IN | 897 | $ 160,035,000 | $ 178,411 | $ 89,324 |
| Chicago-Naperville, IL | 515 | $ 136,575,000 | $ 265,194 | $ 95,000 |
| Atlanta-Sandy Springs-Roswell, GA | 332 | $ 89,100,000 | $ 268,373 | $ 64,000 |
| Tampa-St. Petersburg-Clearwater, FL | 290 | $ 76,880,000 | $ 265,103 | $ 81,000 |
| Riverside-San Bernardino-Ontario, CA | 277 | $ 95,915,000 | $ 346,263 | $ 55,000 |
| Cincinnati, OH-KY-IN | 243 | $ 49,775,000 | $ 204,835 | $ 86,074 |
| Las Vegas-Henderson-Paradise, NV | 238 | $ 81,690,000 | $ 343,235 | $ 29,000 |
| Miami-Miami Beach-Kendall, FL | 238 | $ 65,790,000 | $ 276,428 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 217 | $ 61,465,000 | $ 283,248 | $ 40,000 |
| Warren-Troy-Farmington Hills, MI | 185 | $ 40,505,000 | $ 218,945 | $ 81,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 183 | $ 76,315,000 | $ 417,021 | $ 45,464 |
| Los Angeles-Long Beach-Glendale, CA | 168 | $ 89,030,000 | $ 529,940 | $ 98,000 |
| Charlotte-Concord-Gastonia, NC-SC | 149 | $ 37,905,000 | $ 254,395 | $ 60,315 |
| Dallas-Plano-Irving, TX | 134 | $ 40,230,000 | $ 300,223 | $ 29,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 133 | $ 43,125,000 | $ 324,248 | $ 60,887 |
| Houston-The Woodlands-Sugar Land, TX | 129 | $ 35,445,000 | $ 274,767 | $ 37,000 |
| San Antonio-New Braunfels, TX | 127 | $ 36,255,000 | $ 285,472 | $ 48,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 119 | $ 35,285,000 | $ 296,512 | $ 60,537 |
| New York-Jersey City-White Plains, NY-NJ | 117 | $ 52,075,000 | $ 445,085 | $ 97,000 |
| San Diego-Carlsbad, CA | 116 | $ 57,160,000 | $ 492,758 | $ 52,000 |
| Seattle-Bellevue-Everett, WA | 116 | $ 42,760,000 | $ 368,620 | $ 47,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 112 | $ 32,000,000 | $ 285,714 | $ 91,000 |
| Tulsa, OK | 111 | $ 21,495,000 | $ 193,648 | $ 91,000 |
| Cape Coral-Fort Myers, FL | 110 | $ 24,030,000 | $ 218,454 | $ 119,000 |
| Indianapolis-Carmel-Anderson, IN | 109 | $ 28,295,000 | $ 259,587 | $ 53,000 |
| Denver-Aurora-Lakewood, CO | 108 | $ 37,630,000 | $ 348,425 | $ 45,000 |
| Providence-Warwick, RI-MA | 106 | $ 27,220,000 | $ 256,792 | $ 56,679 |
| Tacoma-Lakewood, WA | 103 | $ 30,665,000 | $ 297,718 | $ 39,000 |
| Orlando-Kissimmee-Sanford, FL | 101 | $ 24,965,000 | $ 247,178 | $ 40,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 97 | $ 28,935,000 | $ 298,298 | $ 26,443 |
| Colorado Springs, CO | 94 | $ 31,420,000 | $ 334,255 | $ 25,000 |
| Oakland-Hayward-Berkeley, CA | 93 | $ 42,685,000 | $ 458,978 | $ 153,000 |
| Cleveland-Elyria, OH | 91 | $ 17,895,000 | $ 196,648 | $ 50,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 90 | $ 32,310,000 | $ 359,000 | $ 67,000 |
| New York-Newark, NY | 85 | $ 26,555,000 | $ 312,411 | $ 68,882 |
| Lake County-Kenosha County, IL-WI | 83 | $ 20,185,000 | $ 243,192 | $ 102,397 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 79 | $ 22,805,000 | $ 288,670 | $ 81,000 |
| Fort Worth-Arlington, TX | 76 | $ 21,530,000 | $ 283,289 | $ 28,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 67 | $ 20,675,000 | $ 308,582 | $ 68,000 |
| Nassau County-Suffolk County, NY | 67 | $ 26,355,000 | $ 393,358 | $ 85,000 |
| Salt Lake City, UT | 67 | $ 22,535,000 | $ 336,343 | $ 32,000 |
| Austin-Round Rock, TX | 66 | $ 20,140,000 | $ 305,151 | $ 34,000 |
| Boston, MA | 66 | $ 25,840,000 | $ 391,515 | $ 49,000 |
| Cambridge-Newton-Framingham, MA | 66 | $ 22,990,000 | $ 348,333 | $ 75,000 |
| Auburn-Opelika, AL | 64 | $ 13,380,000 | $ 209,062 | $ 104,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 61 | $ 27,805,000 | $ 455,819 | $ 176,000 |
| Anaheim-Santa Ana-Irvine, CA | 60 | $ 34,130,000 | $ 568,833 | $ 117,000 |
| Boise City, ID | 58 | $ 13,750,000 | $ 237,068 | $ 87,000 |
| Kansas City, MO-KS | 58 | $ 11,000,000 | $ 189,655 | $ 54,000 |
| Richmond, VA | 56 | $ 15,990,000 | $ 285,535 | $ 54,000 |
| Urban Honolulu, HI | 55 | $ 31,505,000 | $ 572,818 | $ 40,000 |
| Jacksonville, FL | 51 | $ 13,125,000 | $ 257,352 | $ 68,000 |
| Newark, NJ-PA | 50 | $ 16,380,000 | $ 327,600 | $ 72,160 |
| Fayetteville-Springdale-Rogers, AR-MO | 49 | $ 11,525,000 | $ 235,204 | $ 133,000 |
| Oklahoma City, OK | 49 | $ 11,565,000 | $ 236,020 | $ 67,000 |
| Ogden-Clearfield, UT | 47 | $ 14,815,000 | $ 315,212 | $ 24,000 |
| Akron, OH | 46 | $ 10,370,000 | $ 225,434 | $ 46,000 |
| St. Louis, MO-IL | 46 | $ 11,790,000 | $ 256,304 | $ 31,217 |
| North Port-Sarasota-Bradenton, FL | 45 | $ 12,725,000 | $ 282,777 | $ 119,000 |
| Reno, NV | 44 | $ 13,780,000 | $ 313,181 | $ 23,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 42 | $ 6,730,000 | $ 160,238 | $ 58,000 |
| McAllen-Edinburg-Mission, TX | 42 | $ 8,460,000 | $ 201,428 | $ 83,000 |
| Raleigh, NC | 42 | $ 13,210,000 | $ 314,523 | $ 43,000 |
| Columbus, OH | 41 | $ 11,135,000 | $ 271,585 | $ 68,000 |
| Detroit-Dearborn-Livonia, MI | 41 | $ 7,215,000 | $ 175,975 | $ 65,000 |
| Elgin, IL | 41 | $ 10,045,000 | $ 245,000 | $ 63,000 |
| Provo-Orem, UT | 41 | $ 11,555,000 | $ 281,829 | $ 21,000 |
| Pittsburgh, PA | 38 | $ 7,380,000 | $ 194,210 | $ 63,000 |
| Daphne-Fairhope-Foley, AL | 35 | $ 7,825,000 | $ 223,571 | $ 76,000 |
| Dayton-Springfield-Kettering, OH | 35 | $ 7,815,000 | $ 223,285 | $ 53,000 |
| Memphis, TN-MS-AR | 35 | $ 10,335,000 | $ 295,285 | $ 30,714 |
| Montgomery County-Bucks County-Chester County, PA | 35 | $ 10,925,000 | $ 312,142 | $ 97,000 |
| Stockton-Lodi, CA | 35 | $ 12,735,000 | $ 363,857 | $ 46,000 |
| Clarksville, TN-KY | 34 | $ 7,560,000 | $ 222,352 | $ 38,000 |
| Ocala, FL | 34 | $ 6,090,000 | $ 179,117 | $ 58,000 |
| Bakersfield, CA | 33 | $ 8,425,000 | $ 255,303 | $ 27,000 |
| Lakeland-Winter Haven, FL | 33 | $ 8,215,000 | $ 248,939 | $ 31,000 |
| Montgomery, AL | 33 | $ 7,145,000 | $ 216,515 | $ 122,000 |
| Palm Bay-Melbourne-Titusville, FL | 33 | $ 7,885,000 | $ 238,939 | $ 24,000 |
| Worcester, MA-CT | 33 | $ 8,725,000 | $ 264,393 | $ 22,545 |
| Olympia-Tumwater, WA | 32 | $ 9,550,000 | $ 298,437 | $ 14,000 |
| Birmingham-Hoover, AL | 31 | $ 8,630,000 | $ 278,387 | $ 65,000 |
| New Orleans-Metairie, LA | 31 | $ 7,975,000 | $ 257,258 | $ 50,000 |
| Albuquerque, NM | 30 | $ 6,990,000 | $ 233,000 | $ 15,000 |
| Flint, MI | 30 | $ 5,270,000 | $ 175,666 | $ 56,000 |
| Port St. Lucie, FL | 30 | $ 7,130,000 | $ 237,666 | $ 77,000 |
| Crestview-Fort Walton Beach-Destin, FL | 29 | $ 7,235,000 | $ 249,482 | $ 35,000 |
| Tucson, AZ | 29 | $ 7,195,000 | $ 248,103 | $ 15,000 |
| Gary, IN | 27 | $ 6,365,000 | $ 235,740 | $ 15,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 26 | $ 6,150,000 | $ 236,538 | $ 27,000 |
| Little Rock-North Little Rock-Conway, AR | 26 | $ 5,560,000 | $ 213,846 | $ 8,000 |
| Modesto, CA | 26 | $ 8,330,000 | $ 320,384 | $ 75,000 |
| Vallejo-Fairfield, CA | 26 | $ 10,100,000 | $ 388,461 | $ 36,000 |
| Charleston-North Charleston, SC | 25 | $ 7,645,000 | $ 305,800 | $ 68,000 |
| San Francisco-Redwood City-South San Francisco, CA | 25 | $ 14,775,000 | $ 591,000 | $ 132,000 |
| Wilmington, DE-MD-NJ | 25 | $ 7,185,000 | $ 287,400 | $ 63,360 |
| Hartford-West Hartford-East Hartford, CT | 24 | $ 6,150,000 | $ 256,250 | $ 37,000 |
| Savannah, GA | 24 | $ 7,380,000 | $ 307,500 | $ 32,000 |
| Greeley, CO | 23 | $ 7,945,000 | $ 345,434 | $ 39,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 23 | $ 10,265,000 | $ 446,304 | $ 56,000 |
| Spokane-Spokane Valley, WA | 23 | $ 6,115,000 | $ 265,869 | $ 30,000 |
| St. George, UT | 23 | $ 6,905,000 | $ 300,217 | $ 13,000 |
| Fayetteville, NC | 22 | $ 6,440,000 | $ 292,727 | $ 20,000 |
| Anchorage, AK | 21 | $ 6,895,000 | $ 328,333 | $ 27,000 |
| Bremerton-Silverdale, WA | 21 | $ 6,195,000 | $ 295,000 | $ 38,000 |
| Bridgeport-Stamford-Norwalk, CT | 21 | $ 7,435,000 | $ 354,047 | $ 71,000 |
| Grand Rapids-Wyoming, MI | 21 | $ 4,245,000 | $ 202,142 | $ 62,000 |
| Knoxville, TN | 21 | $ 5,535,000 | $ 263,571 | $ 38,000 |
| Omaha-Council Bluffs, NE-IA | 21 | $ 5,715,000 | $ 272,142 | $ 21,761 |
| Portland-South Portland, ME | 21 | $ 4,995,000 | $ 237,857 | $ 48,000 |
| Greenville-Anderson-Mauldin, SC | 20 | $ 5,280,000 | $ 264,000 | $ 170,000 |
| Naples-Immokalee-Marco Island, FL | 20 | $ 5,500,000 | $ 275,000 | $ 122,000 |
| Canton-Massillon, OH | 19 | $ 3,545,000 | $ 186,578 | $ 42,000 |
| Las Cruces, NM | 19 | $ 4,975,000 | $ 261,842 | $ 44,000 |
| Mobile, AL | 19 | $ 3,185,000 | $ 167,631 | $ 52,000 |
| Philadelphia, PA | 19 | $ 4,985,000 | $ 262,368 | $ 63,000 |
| Punta Gorda, FL | 19 | $ 4,555,000 | $ 239,736 | $ 45,000 |
| Salisbury, MD-DE | 19 | $ 5,095,000 | $ 268,157 | $ 28,000 |
| Dover, DE | 18 | $ 5,410,000 | $ 300,555 | $ 10,000 |
| Eugene, OR | 18 | $ 4,510,000 | $ 250,555 | $ 31,000 |
| Killeen-Temple, TX | 18 | $ 4,530,000 | $ 251,666 | $ 7,000 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 5,130,000 | $ 285,000 | $ 40,000 |
| Prescott Valley-Prescott, AZ | 18 | $ 5,810,000 | $ 322,777 | $ 36,000 |
| Wilmington, NC | 18 | $ 3,640,000 | $ 202,222 | $ 75,000 |
| Barnstable Town, MA | 17 | $ 5,575,000 | $ 327,941 | $ 39,000 |
| Huntsville, AL | 17 | $ 4,805,000 | $ 282,647 | $ 45,000 |
| Camden, NJ | 16 | $ 3,920,000 | $ 245,000 | $ 79,000 |
| Fresno, CA | 16 | $ 4,040,000 | $ 252,500 | $ 18,000 |
| Lafayette, LA | 16 | $ 4,670,000 | $ 291,875 | $ 22,000 |
| Lexington-Fayette, KY | 16 | $ 3,480,000 | $ 217,500 | $ 48,000 |
| Manchester-Nashua, NH | 16 | $ 4,360,000 | $ 272,500 | $ 29,000 |
| Norwich-New London, CT | 16 | $ 5,280,000 | $ 330,000 | $ 65,000 |
| Pensacola-Ferry Pass-Brent, FL | 16 | $ 3,760,000 | $ 235,000 | $ 16,000 |
| Rochester, NY | 16 | $ 2,420,000 | $ 151,250 | $ 80,000 |
| Rockingham County-Strafford County, NH | 16 | $ 5,300,000 | $ 331,250 | $ 16,000 |
| Albany-Schenectady-Troy, NY | 15 | $ 3,025,000 | $ 201,666 | $ 57,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 4,235,000 | $ 282,333 | $ 205,000 |
| Asheville, NC | 15 | $ 4,865,000 | $ 324,333 | $ 281,000 |
| Cheyenne, WY | 15 | $ 4,045,000 | $ 269,666 | $ 7,000 |
| Columbia, SC | 15 | $ 3,355,000 | $ 223,666 | $ 58,000 |
| Kennewick-Richland, WA | 15 | $ 3,995,000 | $ 266,333 | $ 34,000 |
| Salem, OR | 15 | $ 4,425,000 | $ 295,000 | $ 21,000 |
| Toledo, OH | 15 | $ 3,145,000 | $ 209,666 | $ 42,000 |
| Columbus, GA-AL | 14 | $ 3,470,000 | $ 247,857 | $ 163,642 |
| Fairbanks, AK | 14 | $ 3,540,000 | $ 252,857 | $ 4,000 |
| Fort Collins, CO | 14 | $ 4,890,000 | $ 349,285 | $ 38,000 |
| Idaho Falls, ID | 14 | $ 1,950,000 | $ 139,285 | $ 61,000 |
| Roanoke, VA | 14 | $ 2,410,000 | $ 172,142 | $ 44,000 |
| Shreveport-Bossier City, LA | 14 | $ 2,470,000 | $ 176,428 | $ 28,000 |
| Springfield, MO | 14 | $ 2,860,000 | $ 204,285 | $ 38,000 |
| Winston-Salem, NC | 14 | $ 3,490,000 | $ 249,285 | $ 25,000 |
| Chattanooga, TN-GA | 13 | $ 2,915,000 | $ 224,230 | $ 66,000 |
| Harrisburg-Carlisle, PA | 13 | $ 3,515,000 | $ 270,384 | $ 15,000 |
| Homosassa Springs, FL | 13 | $ 2,695,000 | $ 207,307 | $ 21,000 |
| Jackson, MI | 13 | $ 2,165,000 | $ 166,538 | $ 78,000 |
| Lake Havasu City-Kingman, AZ | 13 | $ 3,265,000 | $ 251,153 | $ 66,000 |
| Medford, OR | 13 | $ 3,535,000 | $ 271,923 | $ 31,000 |
| Rockford, IL | 13 | $ 2,125,000 | $ 163,461 | $ 155,000 |
| Springfield, MA | 13 | $ 2,975,000 | $ 228,846 | $ 17,000 |
| Warner Robins, GA | 13 | $ 3,035,000 | $ 233,461 | $ 40,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 2,380,000 | $ 198,333 | $ 20,833 |
| Baton Rouge, LA | 12 | $ 3,210,000 | $ 267,500 | $ 27,000 |
| Elizabethtown-Fort Knox, KY | 12 | $ 2,700,000 | $ 225,000 | $ 24,000 |
| Peoria, IL | 12 | $ 2,250,000 | $ 187,500 | $ 79,000 |
| El Paso, TX | 11 | $ 3,865,000 | $ 351,363 | $ 234,000 |
| Panama City, FL | 11 | $ 3,245,000 | $ 295,000 | $ 61,000 |
| Syracuse, NY | 11 | $ 1,985,000 | $ 180,454 | $ 50,000 |
| Yuba City, CA | 11 | $ 2,975,000 | $ 270,454 | $ 62,000 |
| Bellingham, WA | 10 | $ 3,110,000 | $ 311,000 | $ 25,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 2,950,000 | $ 295,000 | $ 14,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 2,470,000 | $ 247,000 | $ 44,000 |
| St. Cloud, MN | 10 | $ 2,080,000 | $ 208,000 | $ 161,000 |
| Tallahassee, FL | 10 | $ 2,510,000 | $ 251,000 | $ 0 |
| York-Hanover, PA | 10 | $ 2,430,000 | $ 243,000 | $ 27,000 |
| Ann Arbor, MI | 9 | $ 2,215,000 | $ 246,111 | $ 78,000 |
| Des Moines-West Des Moines, IA | 9 | $ 2,165,000 | $ 240,555 | $ 18,000 |
| Jacksonville, NC | 9 | $ 1,735,000 | $ 192,777 | $ 29,000 |
| Longview, WA | 9 | $ 1,845,000 | $ 205,000 | $ 27,000 |
| Santa Rosa, CA | 9 | $ 4,125,000 | $ 458,333 | $ 71,000 |
| Sierra Vista-Douglas, AZ | 9 | $ 2,975,000 | $ 330,555 | $ 13,000 |
| Spartanburg, SC | 9 | $ 1,895,000 | $ 210,555 | $ 46,000 |
| Springfield, IL | 9 | $ 1,985,000 | $ 220,555 | $ 49,000 |
| Utica-Rome, NY | 9 | $ 1,365,000 | $ 151,666 | $ 81,000 |
| Fort Smith, AR-OK | 8 | $ 1,400,000 | $ 175,000 | $ 23,250 |
| Gadsden, AL | 8 | $ 2,100,000 | $ 262,500 | $ 109,000 |
| Gainesville, GA | 8 | $ 1,800,000 | $ 225,000 | $ 11,000 |
| Grants Pass, OR | 8 | $ 2,330,000 | $ 291,250 | $ 18,000 |
| Greensboro-High Point, NC | 8 | $ 1,770,000 | $ 221,250 | $ 20,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,730,000 | $ 216,250 | $ 31,000 |
| Lawton, OK | 8 | $ 1,820,000 | $ 227,500 | $ 0 |
| Lincoln, NE | 8 | $ 1,950,000 | $ 243,750 | $ 6,000 |
| Merced, CA | 8 | $ 2,200,000 | $ 275,000 | $ 16,000 |
| Morristown, TN | 8 | $ 2,240,000 | $ 280,000 | $ 62,000 |
| Topeka, KS | 8 | $ 1,270,000 | $ 158,750 | $ 42,000 |
| Visalia-Porterville, CA | 8 | $ 1,840,000 | $ 230,000 | $ 47,000 |
| Yakima, WA | 8 | $ 1,740,000 | $ 217,500 | $ 6,000 |
| Appleton, WI | 7 | $ 1,565,000 | $ 223,571 | $ 0 |
| Boulder, CO | 7 | $ 2,235,000 | $ 319,285 | $ 44,000 |
| Carbondale-Marion, IL | 7 | $ 1,545,000 | $ 220,714 | $ 29,000 |
| Chico, CA | 7 | $ 2,035,000 | $ 290,714 | $ 66,000 |
| Coeur D'Alene, ID | 7 | $ 1,485,000 | $ 212,142 | $ 37,000 |
| Durham-Chapel Hill, NC | 7 | $ 2,395,000 | $ 342,142 | $ 19,000 |
| Fort Wayne, IN | 7 | $ 1,845,000 | $ 263,571 | $ 30,000 |
| Glens Falls, NY | 7 | $ 1,845,000 | $ 263,571 | $ 12,000 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 3,715,000 | $ 530,714 | $ 42,000 |
| Kalamazoo-Portage, MI | 7 | $ 1,465,000 | $ 209,285 | $ 57,000 |
| Lansing-East Lansing, MI | 7 | $ 1,465,000 | $ 209,285 | $ 48,000 |
| Logan, UT-ID | 7 | $ 1,925,000 | $ 275,000 | $ 5,142 |
| Monroe, MI | 7 | $ 1,035,000 | $ 147,857 | $ 51,000 |
| New Haven-Milford, CT | 7 | $ 1,805,000 | $ 257,857 | $ 89,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 3,005,000 | $ 429,285 | $ 117,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 3,905,000 | $ 557,857 | $ 131,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 1,915,000 | $ 273,571 | $ 13,000 |
| Brunswick, GA | 6 | $ 2,020,000 | $ 336,666 | $ 37,000 |
| Columbia, MO | 6 | $ 1,740,000 | $ 290,000 | $ 0 |
| Duluth, MN-WI | 6 | $ 1,340,000 | $ 223,333 | $ 25,000 |
| Fargo, ND-MN | 6 | $ 1,650,000 | $ 275,000 | $ 20,000 |
| Grand Junction, CO | 6 | $ 2,040,000 | $ 340,000 | $ 0 |
| Jackson, MS | 6 | $ 2,150,000 | $ 358,333 | $ 3,000 |
| Mansfield, OH | 6 | $ 1,550,000 | $ 258,333 | $ 28,000 |
| San Rafael, CA | 6 | $ 2,930,000 | $ 488,333 | $ 79,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 2,760,000 | $ 460,000 | $ 38,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,280,000 | $ 213,333 | $ 14,000 |
| Tyler, TX | 6 | $ 1,730,000 | $ 288,333 | $ 0 |
| Albany, OR | 5 | $ 1,405,000 | $ 281,000 | $ 35,000 |
| Billings, MT | 5 | $ 995,000 | $ 199,000 | $ 62,000 |
| Burlington, NC | 5 | $ 825,000 | $ 165,000 | $ 31,000 |
| Cedar Rapids, IA | 5 | $ 1,415,000 | $ 283,000 | $ 0 |
| Greenville, NC | 5 | $ 1,335,000 | $ 267,000 | $ 9,000 |
| Hanford-Corcoran, CA | 5 | $ 1,155,000 | $ 231,000 | $ 9,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 3,565,000 | $ 713,000 | $ 82,000 |
| Lafayette-West Lafayette, IN | 5 | $ 895,000 | $ 179,000 | $ 32,000 |
| Madison, WI | 5 | $ 1,355,000 | $ 271,000 | $ 8,000 |
| New Bern, NC | 5 | $ 895,000 | $ 179,000 | $ 29,000 |
| Odessa, TX | 5 | $ 1,235,000 | $ 247,000 | $ 12,000 |
| Reading, PA | 5 | $ 1,435,000 | $ 287,000 | $ 0 |
| Salinas, CA | 5 | $ 1,655,000 | $ 331,000 | $ 27,000 |
| Sioux Falls, SD | 5 | $ 1,025,000 | $ 205,000 | $ 87,000 |
| Waco, TX | 5 | $ 985,000 | $ 197,000 | $ 24,000 |
| Wichita Falls, TX | 5 | $ 1,155,000 | $ 231,000 | $ 0 |
| Wichita, KS | 5 | $ 895,000 | $ 179,000 | $ 42,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 725,000 | $ 145,000 | $ 14,200 |
| Athens-Clarke County, GA | 4 | $ 1,580,000 | $ 395,000 | $ 66,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,220,000 | $ 305,000 | $ 81,000 |
| Bend-Redmond, OR | 4 | $ 1,110,000 | $ 277,500 | $ 76,000 |
| Bloomington, IL | 4 | $ 1,070,000 | $ 267,500 | $ 37,000 |
| Carson City, NV | 4 | $ 1,170,000 | $ 292,500 | $ 19,000 |
| Casper, WY | 4 | $ 860,000 | $ 215,000 | $ 9,000 |
| Charlottesville, VA | 4 | $ 1,200,000 | $ 300,000 | $ 58,000 |
| Dothan, AL | 4 | $ 900,000 | $ 225,000 | $ 35,000 |
| El Centro, CA | 4 | $ 1,240,000 | $ 310,000 | $ 0 |
| Goldsboro, NC | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Hinesville, GA | 4 | $ 1,210,000 | $ 302,500 | $ 0 |
| Jackson, TN | 4 | $ 1,470,000 | $ 367,500 | $ 91,000 |
| Johnson City, TN | 4 | $ 1,010,000 | $ 252,500 | $ 18,000 |
| Jonesboro, AR | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Joplin, MO | 4 | $ 580,000 | $ 145,000 | $ 32,000 |
| Lake Charles, LA | 4 | $ 1,130,000 | $ 282,500 | $ 50,000 |
| Lubbock, TX | 4 | $ 960,000 | $ 240,000 | $ 0 |
| Lynchburg, VA | 4 | $ 1,270,000 | $ 317,500 | $ 15,000 |
| Macon-Bibb County, GA | 4 | $ 890,000 | $ 222,500 | $ 87,000 |
| Missoula, MT | 4 | $ 1,140,000 | $ 285,000 | $ 90,000 |
| Pueblo, CO | 4 | $ 1,040,000 | $ 260,000 | $ 40,000 |
| Sioux City, IA-NE-SD | 4 | $ 1,150,000 | $ 287,500 | $ 25,750 |
| St. Joseph, MO-KS | 4 | $ 580,000 | $ 145,000 | $ 28,000 |
| Wenatchee, WA | 4 | $ 1,090,000 | $ 272,500 | $ 45,000 |
| Winchester, VA-WV | 4 | $ 1,250,000 | $ 312,500 | $ 39,000 |
| Albany, GA | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Amarillo, TX | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Beaumont-Port Arthur, TX | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Bismarck, ND | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Bowling Green, KY | 3 | $ 505,000 | $ 168,333 | $ 28,000 |
| Cape Girardeau, MO-IL | 3 | $ 665,000 | $ 221,666 | $ 21,000 |
| Cleveland, TN | 3 | $ 795,000 | $ 265,000 | $ 16,000 |
| Dalton, GA | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 465,000 | $ 155,000 | $ 20,000 |
| Decatur, IL | 3 | $ 465,000 | $ 155,000 | $ 71,000 |
| East Stroudsburg, PA | 3 | $ 505,000 | $ 168,333 | $ 19,000 |
| Elkhart-Goshen, IN | 3 | $ 615,000 | $ 205,000 | $ 12,000 |
| Gainesville, FL | 3 | $ 845,000 | $ 281,666 | $ 76,000 |
| Gettysburg, PA | 3 | $ 1,195,000 | $ 398,333 | $ 37,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 665,000 | $ 221,666 | $ 49,000 |
| Kankakee, IL | 3 | $ 545,000 | $ 181,666 | $ 100,000 |
| Kingston, NY | 3 | $ 905,000 | $ 301,666 | $ 101,000 |
| Lewiston, ID-WA | 3 | $ 1,005,000 | $ 335,000 | $ 18,000 |
| Lewiston-Auburn, ME | 3 | $ 675,000 | $ 225,000 | $ 76,000 |
| Lima, OH | 3 | $ 785,000 | $ 261,666 | $ 0 |
| Longview, TX | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Midland, TX | 3 | $ 865,000 | $ 288,333 | $ 0 |
| Muncie, IN | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Napa, CA | 3 | $ 1,165,000 | $ 388,333 | $ 53,000 |
| Ocean City, NJ | 3 | $ 855,000 | $ 285,000 | $ 0 |
| Santa Fe, NM | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Sebring, FL | 3 | $ 565,000 | $ 188,333 | $ 151,000 |
| Sherman-Denison, TX | 3 | $ 625,000 | $ 208,333 | $ 28,000 |
| Terre Haute, IN | 3 | $ 445,000 | $ 148,333 | $ 25,000 |
| The Villages, FL | 3 | $ 935,000 | $ 311,666 | $ 69,000 |
| Vineland-Bridgeton, NJ | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Waterloo-Cedar Falls, IA | 3 | $ 575,000 | $ 191,666 | $ 19,000 |
| Yuma, AZ | 3 | $ 745,000 | $ 248,333 | $ 21,000 |
| Abilene, TX | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Altoona, PA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Battle Creek, MI | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Bay City, MI | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Bloomsburg-Berwick, PA | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Brownsville-Harlingen, TX | 2 | $ 420,000 | $ 210,000 | $ 126,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Champaign-Urbana, IL | 2 | $ 470,000 | $ 235,000 | $ 114,000 |
| Charleston, WV | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Eau Claire, WI | 2 | $ 920,000 | $ 460,000 | $ 75,000 |
| Erie, PA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Evansville, IN-KY | 2 | $ 270,000 | $ 135,000 | $ 137,000 |
| Flagstaff, AZ | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 320,000 | $ 160,000 | $ 10,000 |
| Green Bay, WI | 2 | $ 630,000 | $ 315,000 | $ 91,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 520,000 | $ 260,000 | $ 67,000 |
| Hot Springs, AR | 2 | $ 600,000 | $ 300,000 | $ 23,000 |
| Iowa City, IA | 2 | $ 450,000 | $ 225,000 | $ 112,000 |
| Janesville-Beloit, WI | 2 | $ 910,000 | $ 455,000 | $ 73,000 |
| Madera, CA | 2 | $ 540,000 | $ 270,000 | $ 21,000 |
| Mankato-North Mankato, MN | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Morgantown, WV | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Muskegon, MI | 2 | $ 420,000 | $ 210,000 | $ 9,000 |
| Pocatello, ID | 2 | $ 610,000 | $ 305,000 | $ 123,000 |
| Racine, WI | 2 | $ 520,000 | $ 260,000 | $ 41,000 |
| Redding, CA | 2 | $ 600,000 | $ 300,000 | $ 62,000 |
| Rochester, MN | 2 | $ 490,000 | $ 245,000 | $ 90,000 |
| Rocky Mount, NC | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Rome, GA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Trenton, NJ | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Tuscaloosa, AL | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Valdosta, GA | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Wausau, WI | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Alexandria, LA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Binghamton, NY | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Bloomington, IN | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Columbus, IN | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Corpus Christi, TX | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Corvallis, OR | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Decatur, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dubuque, IA | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Elmira, NY | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Farmington, NM | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Florence, SC | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Grand Island, NE | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Kokomo, IN | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Lancaster, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Laredo, TX | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lawrence, KS | 1 | $ 255,000 | $ 255,000 | $ 500,000 |
| Lebanon, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Monroe, LA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Oshkosh-Neenah, WI | 1 | $ 295,000 | $ 295,000 | $ 182,000 |
| Owensboro, KY | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Parkersburg-Vienna, WV | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pittsfield, MA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Rapid City, SD | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Sheboygan, WI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Springfield, OH | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Staunton-Waynesboro, VA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sumter, SC | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Texarkana, TX-AR | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Walla Walla, WA | 1 | $ 175,000 | $ 175,000 | $ 148,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Watertown-Fort Drum, NY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 255,000 | $ 255,000 | $ 172,000 |
| Wheeling, WV-OH | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Williamsport, PA | 1 | $ 275,000 | $ 275,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Savings Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,432 | $1,947,450,000 | $302,000 | $2,775,000 | $36,000 | $2,028,000 |
| Home Purchase | 3,231 | $705,735,000 | $218,000 | $2,275,000 | $93,000 | $1,476,000 |
| Cash-out Refinancing | 2,305 | $666,120,000 | $289,000 | $6,675,000 | $92,000 | $2,568,000 |
| Home Improvement | 11 | $755,000 | $68,000 | $325,000 | $71,000 | $152,000 |
| Other Purpose | 4 | $280,000 | $70,000 | $205,000 | $83,000 | $177,000 |
| Not Applicable | 1 | $315,000 | $315,000 | $315,000 | $100,000 | $100,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,936 | $1,532,970,000 | $258,000 | $6,675,000 | $81,000 | $2,568,000 |
| Not Provided | 3,928 | $1,201,005,000 | $305,000 | $2,105,000 | $31,000 | $2,028,000 |
| Black or African American | 751 | $197,595,000 | $263,000 | $2,775,000 | $54,000 | $1,824,000 |
| Hispanic | 751 | $195,665,000 | $260,000 | $1,125,000 | $64,000 | $1,000,000 |
| Asian | 503 | $156,995,000 | $312,000 | $1,905,000 | $103,000 | $1,710,000 |
| American Indian or Alaskan Native | 52 | $12,360,000 | $237,000 | $435,000 | $100,000 | $1,800,000 |
| Not applicable | 34 | $8,320,000 | $244,000 | $2,275,000 | $75,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $13,865,000 | $513,000 | $5,215,000 | $136,000 | $1,068,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 4,847 | $1,488,165,000 | $307,000 | $6,675,000 | $21,000 | $1,980,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,754 | $1,253,625,000 | $263,000 | $5,215,000 | $110,000 | $2,568,000 |
| FHA-insured (Federal Housing Administration) | 2,284 | $564,650,000 | $247,000 | $885,000 | $49,000 | $2,028,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $14,215,000 | $143,000 | $315,000 | $49,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,235 | $1,373,075,000 | $262,000 | $2,275,000 | $78,000 | $2,022,000 |
| Application Withdrawn By Applicant | 4,756 | $1,391,230,000 | $292,000 | $2,505,000 | $50,000 | $2,568,000 |
| Application Denied By Financial Institution | 1,262 | $338,490,000 | $268,000 | $6,675,000 | $47,000 | $877,000 |
| File Closed For Incompleteness | 481 | $149,260,000 | $310,000 | $2,775,000 | $62,000 | $1,476,000 |
| Application Approved But Not Accepted | 223 | $62,195,000 | $278,000 | $865,000 | $73,000 | $1,034,000 |
| Loan Purchased By The Institution | 27 | $6,405,000 | $237,000 | $595,000 | $112,000 | $324,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,722 | $2,982,165,000 | $278,000 | $2,775,000 | $65,000 | $2,568,000 |
| Credit History | 706 | $173,000,000 | $245,000 | $795,000 | $36,000 | $877,000 |
| Credit Application Incomplete | 227 | $69,955,000 | $308,000 | $935,000 | $29,000 | $343,000 |
| Debt-To-Income Ratio | 147 | $43,575,000 | $296,000 | $5,215,000 | $72,000 | $424,000 |
| Collateral | 76 | $23,970,000 | $315,000 | $6,675,000 | $77,000 | $241,000 |
| Other | 44 | $11,980,000 | $272,000 | $1,535,000 | $95,000 | $586,000 |
| Employment History | 30 | $6,250,000 | $208,000 | $715,000 | $76,000 | $343,000 |
| Unverifiable Information | 18 | $5,480,000 | $304,000 | $865,000 | $98,000 | $245,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,280,000 | $305,000 | $635,000 | $81,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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