First Tennessee Bank NA Mortgage Lending & HMDA Data, 2008
In 2008, First Tennessee Bank NA of Memphis, TN reported 129,254 mortgage applications totaling $27.3 billion, down 35% from 2007. The average application was for $211,550, and applicants reported an average income of $89,293. 69% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (6,333), Las Vegas-Paradise, NV (4,057) and Salt Lake City, UT (3,547) (applications in parentheses).
| Mortgage Company & Address | First Tennessee Bank NA 165 Madison 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 129,254 |
| Total Mortgage Loan Application Amount | $27,343,695,000 |
| Average Mortgage Loan Application Amount | $211,550 |
| Highest Mortgage Loan Application Amount | $4,200,000 |
| Average Applicant Income | $89,293 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 6,333 | $ 1,354,765,000 | $ 213,921 | $ 93,000 |
| Las Vegas-Paradise, NV | 4,057 | $ 920,538,000 | $ 226,901 | $ 93,000 |
| Salt Lake City, UT | 3,547 | $ 808,221,000 | $ 227,860 | $ 86,000 |
| Portland-Vancouver-Beaverton, OR-WA | 3,430 | $ 858,514,000 | $ 250,295 | $ 95,518 |
| Seattle-Bellevue-Everett, WA | 3,263 | $ 983,715,000 | $ 301,475 | $ 110,000 |
| Baltimore-Towson, MD | 3,122 | $ 760,731,000 | $ 243,667 | $ 92,000 |
| Boise City-Nampa, ID | 2,864 | $ 543,264,000 | $ 189,687 | $ 76,000 |
| Indianapolis-Carmel, IN | 2,861 | $ 433,994,000 | $ 151,693 | $ 69,000 |
| Memphis, TN-MS-AR | 2,804 | $ 388,441,000 | $ 138,531 | $ 78,502 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,721 | $ 821,145,000 | $ 301,780 | $ 102,474 |
| Los Angeles-Long Beach-Glendale, CA | 2,700 | $ 942,692,000 | $ 349,145 | $ 131,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,431 | $ 466,332,000 | $ 191,827 | $ 82,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,411 | $ 454,457,000 | $ 188,493 | $ 99,000 |
| Chicago-Naperville-Joliet, IL | 2,344 | $ 509,975,000 | $ 217,566 | $ 70,000 |
| St. Louis, MO-IL | 1,986 | $ 288,796,000 | $ 145,415 | $ 55,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,737 | $ 407,597,000 | $ 234,655 | $ 84,623 |
| Wichita, KS | 1,578 | $ 188,697,000 | $ 119,579 | $ 59,000 |
| Riverside-San Bernardino-Ontario, CA | 1,511 | $ 423,523,000 | $ 280,293 | $ 160,000 |
| Albuquerque, NM | 1,452 | $ 284,836,000 | $ 196,168 | $ 78,000 |
| Kansas City, MO-KS | 1,452 | $ 206,831,000 | $ 142,445 | $ 62,502 |
| Omaha-Council Bluffs, NE-IA | 1,430 | $ 202,118,000 | $ 141,341 | $ 58,081 |
| Denver-Aurora, CO | 1,379 | $ 302,002,000 | $ 219,000 | $ 85,000 |
| Dallas-Plano-Irving, TX | 1,304 | $ 268,629,000 | $ 206,003 | $ 110,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,262 | $ 352,475,000 | $ 279,298 | $ 111,000 |
| Ogden-Clearfield, UT | 1,146 | $ 226,911,000 | $ 198,002 | $ 72,000 |
| Provo-Orem, UT | 1,121 | $ 258,257,000 | $ 230,380 | $ 84,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,086 | $ 238,104,000 | $ 219,248 | $ 69,215 |
| Santa Ana-Anaheim-Irvine, CA | 1,055 | $ 378,255,000 | $ 358,535 | $ 143,000 |
| Boston-Quincy, MA | 1,046 | $ 295,298,000 | $ 282,311 | $ 97,000 |
| Knoxville, TN | 1,041 | $ 179,113,000 | $ 172,058 | $ 103,000 |
| Houston-Sugar Land-Baytown, TX | 976 | $ 177,590,000 | $ 181,956 | $ 111,000 |
| Philadelphia, PA | 922 | $ 194,025,000 | $ 210,439 | $ 87,000 |
| Fort Worth-Arlington, TX | 911 | $ 180,765,000 | $ 198,424 | $ 117,000 |
| Orlando-Kissimmee, FL | 874 | $ 178,089,000 | $ 203,763 | $ 97,000 |
| Oklahoma City, OK | 867 | $ 143,419,000 | $ 165,419 | $ 80,000 |
| Spokane, WA | 846 | $ 159,466,000 | $ 188,494 | $ 77,000 |
| Chattanooga, TN-GA | 844 | $ 176,413,000 | $ 209,020 | $ 152,508 |
| New York-White Plains-Wayne, NY-NJ | 729 | $ 259,892,000 | $ 356,504 | $ 123,086 |
| Oakland-Fremont-Hayward, CA | 716 | $ 246,490,000 | $ 344,259 | $ 134,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 639 | $ 225,172,000 | $ 352,381 | $ 132,000 |
| Newark-Union, NJ-PA | 627 | $ 174,075,000 | $ 277,631 | $ 98,153 |
| Tacoma, WA | 625 | $ 161,148,000 | $ 257,836 | $ 85,000 |
| Pocatello, ID | 608 | $ 85,180,000 | $ 140,098 | $ 57,000 |
| Edison-New Brunswick, NJ | 603 | $ 163,071,000 | $ 270,432 | $ 99,000 |
| Bethesda-Frederick-Gaithersburg, MD | 596 | $ 183,441,000 | $ 307,786 | $ 108,000 |
| San Diego-Carlsbad-San Marcos, CA | 581 | $ 193,005,000 | $ 332,194 | $ 147,000 |
| Honolulu, HI | 576 | $ 222,900,000 | $ 386,979 | $ 105,000 |
| Portland-South Portland-Biddeford, ME | 571 | $ 119,272,000 | $ 208,882 | $ 79,000 |
| Cambridge-Newton-Framingham, MA | 566 | $ 167,010,000 | $ 295,070 | $ 104,000 |
| Richmond, VA | 545 | $ 108,594,000 | $ 199,255 | $ 78,000 |
| Springfield, MO | 541 | $ 71,679,000 | $ 132,493 | $ 53,000 |
| Reno-Sparks, NV | 536 | $ 134,619,000 | $ 251,154 | $ 94,000 |
| Tampa-St. Petersburg-Clearwater, FL | 508 | $ 93,419,000 | $ 183,895 | $ 86,000 |
| Kingsport-Bristol-Bristol, TN-VA | 497 | $ 65,107,000 | $ 131,000 | $ 88,873 |
| Idaho Falls, ID | 491 | $ 83,341,000 | $ 169,737 | $ 67,000 |
| Camden, NJ | 489 | $ 105,159,000 | $ 215,049 | $ 94,000 |
| Peabody, MA | 478 | $ 127,602,000 | $ 266,949 | $ 84,000 |
| Austin-Round Rock, TX | 473 | $ 116,417,000 | $ 246,124 | $ 140,000 |
| Pittsburgh, PA | 472 | $ 72,118,000 | $ 152,792 | $ 81,000 |
| Charlotte-Gastonia-Concord, NC-SC | 464 | $ 97,703,000 | $ 210,566 | $ 90,467 |
| Louisville-Jefferson County, KY-IN | 456 | $ 73,283,000 | $ 160,708 | $ 68,074 |
| Warren-Troy-Farmington Hills, MI | 444 | $ 78,977,000 | $ 177,876 | $ 79,000 |
| Raleigh-Cary, NC | 441 | $ 83,834,000 | $ 190,099 | $ 74,000 |
| Hartford-West Hartford-East Hartford, CT | 440 | $ 89,002,000 | $ 202,277 | $ 90,000 |
| Wilmington, DE-MD-NJ | 410 | $ 87,859,000 | $ 214,290 | $ 79,853 |
| Detroit-Livonia-Dearborn, MI | 408 | $ 52,006,000 | $ 127,465 | $ 63,000 |
| Johnson City, TN | 408 | $ 54,856,000 | $ 134,450 | $ 77,000 |
| Salem, OR | 407 | $ 83,892,000 | $ 206,122 | $ 79,000 |
| Grand Rapids-Wyoming, MI | 405 | $ 60,250,000 | $ 148,765 | $ 68,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 405 | $ 167,760,000 | $ 414,222 | $ 154,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 401 | $ 87,987,000 | $ 219,418 | $ 82,321 |
| Manchester-Nashua, NH | 393 | $ 89,702,000 | $ 228,249 | $ 90,000 |
| Lancaster, PA | 386 | $ 64,988,000 | $ 168,362 | $ 66,000 |
| Harrisburg-Carlisle, PA | 377 | $ 62,312,000 | $ 165,283 | $ 74,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 370 | $ 67,441,000 | $ 182,272 | $ 67,556 |
| Logan, UT-ID | 366 | $ 60,084,000 | $ 164,163 | $ 61,010 |
| Worcester, MA | 358 | $ 82,545,000 | $ 230,572 | $ 83,000 |
| Anderson, IN | 356 | $ 37,719,000 | $ 105,952 | $ 51,000 |
| Morristown, TN | 347 | $ 44,532,000 | $ 128,334 | $ 62,000 |
| Fresno, CA | 340 | $ 90,623,000 | $ 266,538 | $ 112,000 |
| Lake Charles, LA | 333 | $ 46,123,000 | $ 138,507 | $ 71,000 |
| Gary, IN | 330 | $ 52,112,000 | $ 157,915 | $ 63,000 |
| Eugene-Springfield, OR | 321 | $ 73,763,000 | $ 229,791 | $ 89,000 |
| Rockingham County-Strafford County, NH | 318 | $ 77,301,000 | $ 243,084 | $ 92,000 |
| Bangor, ME | 317 | $ 44,761,000 | $ 141,201 | $ 58,000 |
| Tucson, AZ | 308 | $ 58,676,000 | $ 190,506 | $ 72,000 |
| York-Hanover, PA | 300 | $ 55,753,000 | $ 185,843 | $ 76,000 |
| St. Joseph, MO-KS | 299 | $ 36,014,000 | $ 120,448 | $ 57,986 |
| Cincinnati-Middletown, OH-KY-IN | 297 | $ 60,404,000 | $ 203,380 | $ 90,521 |
| Des Moines-West Des Moines, IA | 278 | $ 41,004,000 | $ 147,496 | $ 60,000 |
| New Orleans-Metairie-Kenner, LA | 276 | $ 44,673,000 | $ 161,858 | $ 69,000 |
| Barnstable Town, MA | 262 | $ 69,102,000 | $ 263,748 | $ 111,000 |
| St. George, UT | 262 | $ 71,015,000 | $ 271,049 | $ 138,000 |
| Kennewick-Pasco-Richland, WA | 259 | $ 42,964,000 | $ 165,884 | $ 70,000 |
| Tulsa, OK | 247 | $ 42,024,000 | $ 170,137 | $ 97,000 |
| Colorado Springs, CO | 246 | $ 47,889,000 | $ 194,670 | $ 68,000 |
| San Antonio, TX | 240 | $ 49,421,000 | $ 205,920 | $ 98,000 |
| Coeur D'Alene, ID | 237 | $ 52,510,000 | $ 221,561 | $ 124,000 |
| Santa Cruz-Watsonville, CA | 236 | $ 89,755,000 | $ 380,317 | $ 188,000 |
| Greensboro-High Point, NC | 228 | $ 35,339,000 | $ 154,995 | $ 65,000 |
| Fort Wayne, IN | 227 | $ 26,633,000 | $ 117,325 | $ 56,000 |
| Bakersfield, CA | 225 | $ 45,481,000 | $ 202,137 | $ 92,000 |
| Stockton, CA | 225 | $ 56,994,000 | $ 253,306 | $ 98,000 |
| Olympia, WA | 221 | $ 52,028,000 | $ 235,420 | $ 75,000 |
| San Francisco-San Mateo-Redwood City, CA | 221 | $ 92,269,000 | $ 417,506 | $ 164,000 |
| Vallejo-Fairfield, CA | 211 | $ 61,682,000 | $ 292,331 | $ 102,000 |
| Huntington-Ashland, WV-KY-OH | 210 | $ 24,427,000 | $ 116,319 | $ 65,280 |
| Bend, OR | 207 | $ 56,739,000 | $ 274,101 | $ 142,000 |
| Lake County-Kenosha County, IL-WI | 202 | $ 39,323,000 | $ 194,668 | $ 65,118 |
| Jacksonville, FL | 197 | $ 40,941,000 | $ 207,822 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 194 | $ 37,186,000 | $ 191,680 | $ 85,000 |
| Salisbury, MD | 191 | $ 36,059,000 | $ 188,790 | $ 76,000 |
| Dover, DE | 190 | $ 40,945,000 | $ 215,500 | $ 72,000 |
| Topeka, KS | 189 | $ 22,016,000 | $ 116,486 | $ 59,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 187 | $ 44,628,000 | $ 238,652 | $ 98,000 |
| Columbus, OH | 181 | $ 31,980,000 | $ 176,685 | $ 70,000 |
| Farmington, NM | 178 | $ 34,894,000 | $ 196,033 | $ 82,000 |
| McAllen-Edinburg-Mission, TX | 177 | $ 23,242,000 | $ 131,310 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 177 | $ 20,558,000 | $ 116,146 | $ 49,819 |
| Cape Coral-Fort Myers, FL | 175 | $ 34,055,000 | $ 194,600 | $ 107,000 |
| Rockford, IL | 169 | $ 23,403,000 | $ 138,479 | $ 58,000 |
| Lafayette, IN | 167 | $ 19,012,000 | $ 113,844 | $ 53,000 |
| Jackson, TN | 166 | $ 20,936,000 | $ 126,120 | $ 71,000 |
| Scranton--Wilkes-Barre, PA | 166 | $ 22,452,000 | $ 135,253 | $ 64,000 |
| Nassau-Suffolk, NY | 161 | $ 57,882,000 | $ 359,515 | $ 136,000 |
| New Haven-Milford, CT | 157 | $ 35,218,000 | $ 224,318 | $ 80,000 |
| Cleveland-Elyria-Mentor, OH | 156 | $ 25,334,000 | $ 162,397 | $ 67,000 |
| Madison, WI | 155 | $ 28,234,000 | $ 182,154 | $ 77,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 154 | $ 53,768,000 | $ 349,142 | $ 144,000 |
| Longview, WA | 146 | $ 29,966,000 | $ 205,246 | $ 70,000 |
| Modesto, CA | 146 | $ 37,125,000 | $ 254,280 | $ 104,000 |
| Hagerstown-Martinsburg, MD-WV | 143 | $ 28,528,000 | $ 199,496 | $ 74,013 |
| Santa Fe, NM | 141 | $ 40,672,000 | $ 288,453 | $ 120,000 |
| Brownsville-Harlingen, TX | 140 | $ 17,684,000 | $ 126,314 | $ 64,000 |
| Bremerton-Silverdale, WA | 139 | $ 37,141,000 | $ 267,201 | $ 94,000 |
| Elkhart-Goshen, IN | 139 | $ 17,113,000 | $ 123,115 | $ 48,000 |
| Miami-Miami Beach-Kendall, FL | 139 | $ 34,919,000 | $ 251,215 | $ 109,000 |
| Muncie, IN | 138 | $ 13,131,000 | $ 95,152 | $ 53,000 |
| Bradenton-Sarasota-Venice, FL | 137 | $ 30,089,000 | $ 219,627 | $ 170,000 |
| Cleveland, TN | 137 | $ 21,252,000 | $ 155,124 | $ 113,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 137 | $ 31,186,000 | $ 227,635 | $ 86,000 |
| Lake Havasu City-Kingman, AZ | 137 | $ 26,327,000 | $ 192,167 | $ 98,000 |
| Winston-Salem, NC | 137 | $ 20,635,000 | $ 150,620 | $ 112,000 |
| Bloomington, IN | 136 | $ 17,678,000 | $ 129,985 | $ 58,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 136 | $ 24,898,000 | $ 183,073 | $ 87,000 |
| Santa Rosa-Petaluma, CA | 131 | $ 44,689,000 | $ 341,137 | $ 127,000 |
| Prescott, AZ | 130 | $ 31,530,000 | $ 242,538 | $ 96,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 125 | $ 26,502,000 | $ 212,016 | $ 104,000 |
| Savannah, GA | 122 | $ 20,027,000 | $ 164,155 | $ 84,000 |
| Medford, OR | 121 | $ 27,958,000 | $ 231,057 | $ 90,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 114 | $ 19,210,000 | $ 168,508 | $ 73,000 |
| Greeley, CO | 112 | $ 20,705,000 | $ 184,866 | $ 70,000 |
| Lawrence, KS | 111 | $ 16,913,000 | $ 152,369 | $ 84,000 |
| Little Rock-North Little Rock-Conway, AR | 111 | $ 13,452,000 | $ 121,189 | $ 59,000 |
| Columbus, GA-AL | 108 | $ 17,600,000 | $ 162,962 | $ 66,666 |
| Grand Junction, CO | 108 | $ 20,736,000 | $ 192,000 | $ 71,000 |
| Evansville, IN-KY | 107 | $ 13,880,000 | $ 129,719 | $ 54,084 |
| Lewiston-Auburn, ME | 107 | $ 16,654,000 | $ 155,644 | $ 57,000 |
| Charleston-North Charleston-Summerville, SC | 106 | $ 25,043,000 | $ 236,254 | $ 91,000 |
| Wichita Falls, TX | 104 | $ 11,124,000 | $ 106,961 | $ 58,000 |
| Salinas, CA | 102 | $ 37,077,000 | $ 363,500 | $ 136,000 |
| Columbia, SC | 101 | $ 14,527,000 | $ 143,831 | $ 61,000 |
| Jefferson City, MO | 100 | $ 15,371,000 | $ 153,710 | $ 71,000 |
| Reading, PA | 100 | $ 17,043,000 | $ 170,430 | $ 70,000 |
| Albany-Schenectady-Troy, NY | 99 | $ 19,719,000 | $ 199,181 | $ 86,000 |
| Clarksville, TN-KY | 98 | $ 13,542,000 | $ 138,183 | $ 50,928 |
| Baton Rouge, LA | 93 | $ 13,536,000 | $ 145,548 | $ 64,000 |
| Flagstaff, AZ | 91 | $ 24,237,000 | $ 266,340 | $ 128,000 |
| Holland-Grand Haven, MI | 91 | $ 15,045,000 | $ 165,329 | $ 68,000 |
| Panama City-Lynn Haven, FL | 91 | $ 34,921,000 | $ 383,747 | $ 500,000 |
| Springfield, MA | 91 | $ 17,702,000 | $ 194,527 | $ 65,000 |
| Mount Vernon-Anacortes, WA | 90 | $ 22,801,000 | $ 253,344 | $ 80,000 |
| Las Cruces, NM | 89 | $ 15,828,000 | $ 177,842 | $ 67,000 |
| Visalia-Porterville, CA | 89 | $ 18,317,000 | $ 205,808 | $ 88,000 |
| Missoula, MT | 87 | $ 16,776,000 | $ 192,827 | $ 100,000 |
| Ann Arbor, MI | 86 | $ 17,513,000 | $ 203,639 | $ 95,000 |
| Syracuse, NY | 86 | $ 10,879,000 | $ 126,500 | $ 65,000 |
| Peoria, IL | 85 | $ 9,668,000 | $ 113,741 | $ 44,000 |
| Winchester, VA-WV | 85 | $ 20,372,000 | $ 239,670 | $ 91,141 |
| Duluth, MN-WI | 84 | $ 10,804,000 | $ 128,619 | $ 56,285 |
| San Luis Obispo-Paso Robles, CA | 84 | $ 27,831,000 | $ 331,321 | $ 178,000 |
| Bellingham, WA | 83 | $ 20,429,000 | $ 246,132 | $ 87,000 |
| Bridgeport-Stamford-Norwalk, CT | 82 | $ 25,161,000 | $ 306,841 | $ 112,000 |
| Wenatchee, WA | 80 | $ 18,791,000 | $ 234,887 | $ 99,000 |
| Jackson, MS | 79 | $ 11,449,000 | $ 144,924 | $ 62,000 |
| Fort Collins-Loveland, CO | 78 | $ 15,643,000 | $ 200,551 | $ 85,000 |
| Greenville-Mauldin-Easley, SC | 78 | $ 11,564,000 | $ 148,256 | $ 72,000 |
| Norwich-New London, CT | 77 | $ 16,823,000 | $ 218,480 | $ 78,000 |
| Lincoln, NE | 70 | $ 10,068,000 | $ 143,828 | $ 50,000 |
| Corpus Christi, TX | 69 | $ 10,642,000 | $ 154,231 | $ 77,000 |
| Fayetteville, NC | 69 | $ 8,574,000 | $ 124,260 | $ 45,000 |
| Lakeland-Winter Haven, FL | 69 | $ 12,110,000 | $ 175,507 | $ 74,000 |
| Dayton, OH | 68 | $ 11,173,000 | $ 164,308 | $ 51,000 |
| Kokomo, IN | 68 | $ 6,136,000 | $ 90,235 | $ 53,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 67 | $ 12,234,000 | $ 182,597 | $ 94,000 |
| Yakima, WA | 65 | $ 12,321,000 | $ 189,553 | $ 80,000 |
| Buffalo-Niagara Falls, NY | 62 | $ 8,182,000 | $ 131,967 | $ 76,000 |
| Wilmington, NC | 60 | $ 13,731,000 | $ 228,850 | $ 113,000 |
| Durham, NC | 59 | $ 11,545,000 | $ 195,677 | $ 96,000 |
| Lansing-East Lansing, MI | 59 | $ 9,776,000 | $ 165,694 | $ 85,000 |
| Kingston, NY | 58 | $ 11,956,000 | $ 206,137 | $ 76,000 |
| Pascagoula, MS | 58 | $ 7,484,000 | $ 129,034 | $ 59,000 |
| Port St. Lucie, FL | 58 | $ 9,690,000 | $ 167,068 | $ 77,000 |
| Texarkana, Tx-Texarkana, AR | 58 | $ 6,504,000 | $ 112,137 | $ 56,879 |
| Yuma, AZ | 58 | $ 10,592,000 | $ 182,620 | $ 72,000 |
| Gulfport-Biloxi, MS | 57 | $ 8,184,000 | $ 143,578 | $ 70,000 |
| Rochester, NY | 57 | $ 7,152,000 | $ 125,473 | $ 82,000 |
| Yuba City, CA | 57 | $ 11,449,000 | $ 200,859 | $ 65,000 |
| Boulder, CO | 56 | $ 13,766,000 | $ 245,821 | $ 95,000 |
| Springfield, IL | 56 | $ 5,920,000 | $ 105,714 | $ 56,000 |
| Davenport-Moline-Rock Island, IA-IL | 55 | $ 6,031,000 | $ 109,654 | $ 57,945 |
| Gainesville, FL | 54 | $ 11,211,000 | $ 207,611 | $ 114,000 |
| Akron, OH | 53 | $ 7,475,000 | $ 141,037 | $ 63,000 |
| Atlantic City-Hammonton, NJ | 53 | $ 13,578,000 | $ 256,188 | $ 102,000 |
| Casper, WY | 53 | $ 9,445,000 | $ 178,207 | $ 81,000 |
| Kalamazoo-Portage, MI | 53 | $ 7,818,000 | $ 147,509 | $ 69,000 |
| Auburn-Opelika, AL | 52 | $ 8,616,000 | $ 165,692 | $ 88,000 |
| Birmingham-Hoover, AL | 52 | $ 7,274,000 | $ 139,884 | $ 64,000 |
| Trenton-Ewing, NJ | 52 | $ 13,238,000 | $ 254,576 | $ 105,000 |
| Binghamton, NY | 50 | $ 5,243,000 | $ 104,860 | $ 60,000 |
| Columbia, MO | 50 | $ 7,125,000 | $ 142,500 | $ 74,000 |
| Corvallis, OR | 50 | $ 11,089,000 | $ 221,780 | $ 138,000 |
| El Paso, TX | 49 | $ 8,820,000 | $ 180,000 | $ 90,000 |
| Great Falls, MT | 48 | $ 7,234,000 | $ 150,708 | $ 57,000 |
| Flint, MI | 46 | $ 5,853,000 | $ 127,239 | $ 44,000 |
| Lexington-Fayette, KY | 46 | $ 6,893,000 | $ 149,847 | $ 66,000 |
| Lafayette, LA | 45 | $ 7,412,000 | $ 164,711 | $ 64,000 |
| Beaumont-Port Arthur, TX | 44 | $ 4,772,000 | $ 108,454 | $ 69,000 |
| Palm Bay-Melbourne-Titusville, FL | 44 | $ 7,188,000 | $ 163,363 | $ 80,000 |
| Houma-Bayou Cane-Thibodaux, LA | 43 | $ 6,248,000 | $ 145,302 | $ 68,000 |
| Merced, CA | 43 | $ 9,060,000 | $ 210,697 | $ 88,000 |
| Champaign-Urbana, IL | 42 | $ 5,380,000 | $ 128,095 | $ 60,000 |
| Sioux Falls, SD | 40 | $ 5,311,000 | $ 132,775 | $ 54,000 |
| Youngstown-Warren-Boardman, OH-PA | 40 | $ 4,416,000 | $ 110,400 | $ 56,250 |
| Altoona, PA | 39 | $ 4,093,000 | $ 104,948 | $ 61,000 |
| Lebanon, PA | 39 | $ 6,000,000 | $ 153,846 | $ 58,000 |
| Redding, CA | 39 | $ 9,895,000 | $ 253,717 | $ 109,000 |
| Carson City, NV | 38 | $ 9,334,000 | $ 245,631 | $ 101,000 |
| Chico, CA | 38 | $ 10,287,000 | $ 270,710 | $ 91,000 |
| Naples-Marco Island, FL | 38 | $ 9,743,000 | $ 256,394 | $ 198,000 |
| Ocean City, NJ | 38 | $ 10,555,000 | $ 277,763 | $ 157,000 |
| Pueblo, CO | 38 | $ 5,613,000 | $ 147,710 | $ 83,000 |
| Augusta-Richmond County, GA-SC | 37 | $ 5,597,000 | $ 151,270 | $ 44,324 |
| Billings, MT | 37 | $ 7,070,000 | $ 191,081 | $ 70,000 |
| Charlottesville, VA | 37 | $ 8,906,000 | $ 240,702 | $ 113,000 |
| Madera, CA | 37 | $ 10,476,000 | $ 283,135 | $ 103,000 |
| Ocala, FL | 36 | $ 5,589,000 | $ 155,250 | $ 57,000 |
| Abilene, TX | 35 | $ 4,193,000 | $ 119,800 | $ 62,000 |
| Erie, PA | 34 | $ 4,018,000 | $ 118,176 | $ 55,000 |
| Laredo, TX | 34 | $ 5,107,000 | $ 150,205 | $ 59,000 |
| Janesville, WI | 33 | $ 4,980,000 | $ 150,909 | $ 59,000 |
| Napa, CA | 33 | $ 13,063,000 | $ 395,848 | $ 148,000 |
| Toledo, OH | 33 | $ 6,492,000 | $ 196,727 | $ 107,000 |
| Bismarck, ND | 32 | $ 4,377,000 | $ 136,781 | $ 61,000 |
| Hot Springs, AR | 32 | $ 6,049,000 | $ 189,031 | $ 88,000 |
| Lewiston, ID-WA | 32 | $ 5,603,000 | $ 175,093 | $ 58,562 |
| Gainesville, GA | 31 | $ 7,652,000 | $ 246,838 | $ 95,000 |
| Sherman-Denison, TX | 30 | $ 3,660,000 | $ 122,000 | $ 79,000 |
| Utica-Rome, NY | 30 | $ 3,439,000 | $ 114,633 | $ 61,000 |
| College Station-Bryan, TX | 28 | $ 3,366,000 | $ 120,214 | $ 87,000 |
| Burlington, NC | 27 | $ 4,235,000 | $ 156,851 | $ 57,000 |
| Green Bay, WI | 27 | $ 4,424,000 | $ 163,851 | $ 82,000 |
| Shreveport-Bossier City, LA | 27 | $ 3,598,000 | $ 133,259 | $ 53,000 |
| Tallahassee, FL | 26 | $ 4,913,000 | $ 188,961 | $ 95,000 |
| Cheyenne, WY | 25 | $ 4,693,000 | $ 187,720 | $ 77,000 |
| Joplin, MO | 25 | $ 2,841,000 | $ 113,640 | $ 49,000 |
| Racine, WI | 25 | $ 4,303,000 | $ 172,120 | $ 70,000 |
| Roanoke, VA | 25 | $ 4,737,000 | $ 189,480 | $ 60,000 |
| Sioux City, IA-NE-SD | 25 | $ 2,426,000 | $ 97,040 | $ 44,680 |
| Spartanburg, SC | 25 | $ 3,018,000 | $ 120,720 | $ 74,000 |
| Columbus, IN | 24 | $ 2,942,000 | $ 122,583 | $ 58,000 |
| Killeen-Temple-Fort Hood, TX | 24 | $ 3,098,000 | $ 129,083 | $ 59,000 |
| State College, PA | 24 | $ 3,458,000 | $ 144,083 | $ 67,000 |
| Charleston, WV | 23 | $ 3,047,000 | $ 132,478 | $ 65,000 |
| Jackson, MI | 23 | $ 3,539,000 | $ 153,869 | $ 55,000 |
| Monroe, MI | 23 | $ 3,160,000 | $ 137,391 | $ 77,000 |
| Waco, TX | 23 | $ 4,137,000 | $ 179,869 | $ 94,000 |
| Lynchburg, VA | 22 | $ 4,259,000 | $ 193,590 | $ 98,000 |
| Tyler, TX | 22 | $ 4,009,000 | $ 182,227 | $ 74,000 |
| Asheville, NC | 21 | $ 4,376,000 | $ 208,380 | $ 104,000 |
| Danville, IL | 21 | $ 1,518,000 | $ 72,285 | $ 50,000 |
| Fort Walton Beach-Crestview-Destin, FL | 21 | $ 6,265,000 | $ 298,333 | $ 137,000 |
| Johnstown, PA | 21 | $ 1,717,000 | $ 81,761 | $ 49,000 |
| Mobile, AL | 21 | $ 3,179,000 | $ 151,380 | $ 56,000 |
| El Centro, CA | 20 | $ 3,975,000 | $ 198,750 | $ 80,000 |
| Glens Falls, NY | 20 | $ 3,104,000 | $ 155,200 | $ 72,000 |
| Macon, GA | 20 | $ 2,078,000 | $ 103,900 | $ 55,000 |
| Saginaw-Saginaw Township North, MI | 20 | $ 1,868,000 | $ 93,400 | $ 50,000 |
| Appleton, WI | 19 | $ 4,108,000 | $ 216,210 | $ 129,000 |
| Hickory-Lenoir-Morganton, NC | 19 | $ 3,629,000 | $ 191,000 | $ 65,000 |
| Jacksonville, NC | 19 | $ 3,169,000 | $ 166,789 | $ 59,000 |
| Michigan City-La Porte, IN | 19 | $ 2,918,000 | $ 153,578 | $ 82,000 |
| Niles-Benton Harbor, MI | 19 | $ 2,559,000 | $ 134,684 | $ 86,000 |
| Waterloo-Cedar Falls, IA | 19 | $ 1,854,000 | $ 97,578 | $ 34,000 |
| Burlington-South Burlington, VT | 18 | $ 3,572,000 | $ 198,444 | $ 87,000 |
| Palm Coast, FL | 18 | $ 3,363,000 | $ 186,833 | $ 130,000 |
| Vineland-Millville-Bridgeton, NJ | 18 | $ 3,146,000 | $ 174,777 | $ 56,000 |
| Wheeling, WV-OH | 18 | $ 2,474,000 | $ 137,444 | $ 55,666 |
| Bloomington-Normal, IL | 17 | $ 2,320,000 | $ 136,470 | $ 60,000 |
| Greenville, NC | 17 | $ 2,231,000 | $ 131,235 | $ 77,000 |
| Kankakee-Bradley, IL | 17 | $ 3,018,000 | $ 177,529 | $ 67,000 |
| Punta Gorda, FL | 17 | $ 2,786,000 | $ 163,882 | $ 71,000 |
| Athens-Clarke County, GA | 16 | $ 2,578,000 | $ 161,125 | $ 75,000 |
| Terre Haute, IN | 16 | $ 1,652,000 | $ 103,250 | $ 45,000 |
| Fort Smith, AR-OK | 15 | $ 1,937,000 | $ 129,133 | $ 41,533 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 2,659,000 | $ 177,266 | $ 67,000 |
| Anderson, SC | 14 | $ 2,415,000 | $ 172,500 | $ 68,000 |
| Hanford-Corcoran, CA | 14 | $ 2,842,000 | $ 203,000 | $ 68,000 |
| Hinesville-Fort Stewart, GA | 14 | $ 2,011,000 | $ 143,642 | $ 76,000 |
| Muskegon-Norton Shores, MI | 14 | $ 1,890,000 | $ 135,000 | $ 60,000 |
| Williamsport, PA | 14 | $ 1,773,000 | $ 126,642 | $ 95,000 |
| Hattiesburg, MS | 13 | $ 2,204,000 | $ 169,538 | $ 69,000 |
| Jonesboro, AR | 13 | $ 1,712,000 | $ 131,692 | $ 72,000 |
| Midland, TX | 13 | $ 1,487,000 | $ 114,384 | $ 70,000 |
| Oshkosh-Neenah, WI | 13 | $ 1,745,000 | $ 134,230 | $ 66,000 |
| Rome, GA | 13 | $ 1,796,000 | $ 138,153 | $ 64,000 |
| Warner Robins, GA | 13 | $ 2,144,000 | $ 164,923 | $ 61,000 |
| Ames, IA | 12 | $ 1,659,000 | $ 138,250 | $ 43,000 |
| Battle Creek, MI | 12 | $ 1,320,000 | $ 110,000 | $ 46,000 |
| Bay City, MI | 12 | $ 1,317,000 | $ 109,750 | $ 57,000 |
| Brunswick, GA | 12 | $ 2,015,000 | $ 167,916 | $ 193,000 |
| Elizabethtown, KY | 12 | $ 2,564,000 | $ 213,666 | $ 84,000 |
| Huntsville, AL | 12 | $ 2,018,000 | $ 168,166 | $ 82,000 |
| Montgomery, AL | 12 | $ 1,818,000 | $ 151,500 | $ 57,000 |
| Albany, GA | 11 | $ 1,611,000 | $ 146,454 | $ 67,000 |
| Canton-Massillon, OH | 11 | $ 1,633,000 | $ 148,454 | $ 59,000 |
| Cedar Rapids, IA | 11 | $ 1,439,000 | $ 130,818 | $ 60,000 |
| Dalton, GA | 11 | $ 1,737,000 | $ 157,909 | $ 118,000 |
| Decatur, IL | 11 | $ 1,137,000 | $ 103,363 | $ 44,000 |
| Sebastian-Vero Beach, FL | 11 | $ 2,238,000 | $ 203,454 | $ 118,000 |
| Tuscaloosa, AL | 11 | $ 1,628,000 | $ 148,000 | $ 132,000 |
| Fond Du Lac, WI | 10 | $ 1,338,000 | $ 133,800 | $ 63,000 |
| St. Cloud, MN | 10 | $ 2,079,000 | $ 207,900 | $ 74,000 |
| Alexandria, LA | 9 | $ 1,357,000 | $ 150,777 | $ 49,000 |
| Amarillo, TX | 9 | $ 1,326,000 | $ 147,333 | $ 97,000 |
| Fargo, ND-MN | 9 | $ 1,031,000 | $ 114,555 | $ 55,111 |
| Valdosta, GA | 9 | $ 1,107,000 | $ 123,000 | $ 36,000 |
| Eau Claire, WI | 8 | $ 1,136,000 | $ 142,000 | $ 85,000 |
| La Crosse, WI-MN | 8 | $ 947,000 | $ 118,375 | $ 53,375 |
| Lubbock, TX | 8 | $ 899,000 | $ 112,375 | $ 105,000 |
| Odessa, TX | 8 | $ 1,091,000 | $ 136,375 | $ 70,000 |
| Pine Bluff, AR | 8 | $ 941,000 | $ 117,625 | $ 57,000 |
| San Angelo, TX | 8 | $ 1,117,000 | $ 139,625 | $ 61,000 |
| Sandusky, OH | 8 | $ 1,407,000 | $ 175,875 | $ 139,000 |
| Bowling Green, KY | 7 | $ 900,000 | $ 128,571 | $ 47,000 |
| Cumberland, MD-WV | 7 | $ 632,000 | $ 90,285 | $ 42,857 |
| Longview, TX | 7 | $ 928,000 | $ 132,571 | $ 59,000 |
| Sheboygan, WI | 7 | $ 1,214,000 | $ 173,428 | $ 83,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 757,000 | $ 108,142 | $ 33,285 |
| Florence-Muscle Shoals, AL | 6 | $ 1,467,000 | $ 244,500 | $ 149,000 |
| Harrisonburg, VA | 6 | $ 530,000 | $ 88,333 | $ 51,000 |
| Monroe, LA | 6 | $ 616,000 | $ 102,666 | $ 100,000 |
| Morgantown, WV | 6 | $ 924,000 | $ 154,000 | $ 62,000 |
| Pittsfield, MA | 6 | $ 998,000 | $ 166,333 | $ 34,000 |
| Rocky Mount, NC | 6 | $ 887,000 | $ 147,833 | $ 53,000 |
| Springfield, OH | 6 | $ 794,000 | $ 132,333 | $ 59,000 |
| Sumter, SC | 6 | $ 866,000 | $ 144,333 | $ 21,000 |
| Wausau, WI | 6 | $ 1,092,000 | $ 182,000 | $ 35,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 545,000 | $ 109,000 | $ 47,000 |
| Danville, VA | 5 | $ 980,000 | $ 196,000 | $ 68,000 |
| Dothan, AL | 5 | $ 715,000 | $ 143,000 | $ 125,000 |
| Dubuque, IA | 5 | $ 563,000 | $ 112,600 | $ 29,000 |
| Florence, SC | 5 | $ 655,000 | $ 131,000 | $ 42,000 |
| Iowa City, IA | 5 | $ 904,000 | $ 180,800 | $ 64,000 |
| Lawton, OK | 5 | $ 523,000 | $ 104,600 | $ 50,000 |
| Owensboro, KY | 5 | $ 892,000 | $ 178,400 | $ 48,000 |
| Rapid City, SD | 5 | $ 918,000 | $ 183,600 | $ 45,000 |
| Mansfield, OH | 4 | $ 743,000 | $ 185,750 | $ 80,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 706,000 | $ 176,500 | $ 66,000 |
| Anchorage, AK | 3 | $ 666,000 | $ 222,000 | $ 49,000 |
| Goldsboro, NC | 3 | $ 384,000 | $ 128,000 | $ 21,000 |
| Victoria, TX | 3 | $ 438,000 | $ 146,000 | $ 62,000 |
| Elmira, NY | 2 | $ 144,000 | $ 72,000 | $ 54,000 |
| Rochester, MN | 2 | $ 382,000 | $ 191,000 | $ 22,000 |
| Decatur, AL | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Gadsden, AL | 1 | $ 102,000 | $ 102,000 | $ 55,000 |
| Ithaca, NY | 1 | $ 306,000 | $ 306,000 | $ 78,000 |
| Lima, OH | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 65,945 | $14,162,468,000 | $214,000 | $4,200,000 | $85,000 | $4,369,000 |
| Home Purchase | 61,820 | $12,916,354,000 | $208,000 | $4,200,000 | $94,000 | $9,999,000 |
| Home Improvement | 1,489 | $264,873,000 | $177,000 | $1,760,000 | $84,000 | $1,230,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 93,987 | $19,765,127,000 | $210,000 | $3,203,000 | $92,000 | $9,999,000 |
| Hispanic | 10,966 | $2,244,776,000 | $204,000 | $2,000,000 | $71,000 | $6,173,000 |
| Not Provided | 10,129 | $2,335,630,000 | $230,000 | $4,000,000 | $101,000 | $9,999,000 |
| Black or African American | 9,459 | $1,747,787,000 | $184,000 | $1,770,000 | $67,000 | $955,000 |
| Asian | 3,510 | $953,353,000 | $271,000 | $3,248,000 | $106,000 | $960,000 |
| Native Hawaiian or Other Pacific Islander | 616 | $164,751,000 | $267,000 | $1,160,000 | $90,000 | $576,000 |
| American Indian or Alaskan Native | 411 | $82,481,000 | $200,000 | $974,000 | $79,000 | $683,000 |
| Not applicable | 176 | $49,790,000 | $282,000 | $4,200,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 81,547 | $18,402,526,000 | $225,000 | $4,200,000 | $106,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 42,016 | $7,744,235,000 | $184,000 | $1,400,000 | $61,000 | $1,314,000 |
| VA-guaranteed (Veterans Administration) | 5,130 | $1,127,078,000 | $219,000 | $768,000 | $60,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 561 | $69,856,000 | $124,000 | $317,000 | $42,000 | $161,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 89,221 | $18,799,514,000 | $210,000 | $4,200,000 | $89,000 | $9,999,000 |
| Application Denied By Financial Institution | 36,905 | $7,868,970,000 | $213,000 | $4,000,000 | $86,000 | $3,330,000 |
| Application Approved But Not Accepted | 1,547 | $311,112,000 | $201,000 | $2,400,000 | $99,000 | $2,700,000 |
| Application Withdrawn By Applicant | 1,452 | $334,549,000 | $230,000 | $2,000,000 | $147,000 | $8,974,000 |
| Loan Purchased By The Institution | 105 | $23,087,000 | $219,000 | $417,000 | $0 | $0 |
| File Closed For Incompleteness | 24 | $6,463,000 | $269,000 | $1,450,000 | $95,000 | $312,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 11,062 | $2,244,123,000 | $202,000 | $1,950,000 | $83,000 | $3,000,000 |
| Collateral | 9,008 | $1,992,942,000 | $221,000 | $2,015,000 | $95,000 | $3,100,000 |
| Debt-To-Income Ratio | 5,669 | $1,321,784,000 | $233,000 | $1,960,000 | $79,000 | $3,330,000 |
| Credit History | 5,553 | $1,012,532,000 | $182,000 | $4,000,000 | $68,000 | $2,000,000 |
| Unverifiable Information | 2,196 | $525,446,000 | $239,000 | $1,668,000 | $99,000 | $2,232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,421 | $317,508,000 | $223,000 | $1,500,000 | $89,000 | $1,457,000 |
| Other | 1,392 | $316,411,000 | $227,000 | $2,720,000 | $120,000 | $2,700,000 |
| Employment History | 498 | $115,864,000 | $232,000 | $1,232,000 | $102,000 | $1,000,000 |
| Mortgage Insurance Denied | 106 | $22,360,000 | $210,000 | $417,000 | $80,000 | $260,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Tennessee Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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