First Horizon Bank Mortgage Lending & HMDA Data, 2011

In 2011, First Horizon Bank of Memphis, TN reported 7,306 mortgage applications totaling $1.5 billion. The average application was for $203,717, and applicants reported an average income of $126,215. 48% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,185), Memphis, TN-MS-AR (1,085) and Knoxville, TN (616) (applications in parentheses).

Mortgage Company & Address First Horizon Bank
165 Madison Ave 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,306
Total Mortgage Loan Application Amount $1,488,361,000
Average Mortgage Loan Application Amount $203,717
Highest Mortgage Loan Application Amount $7,883,000
Average Applicant Income $126,215
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Horizon Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Nashville-Davidson--Murfreesboro--Franklin, TN 1,185 $ 297,005,000 $ 250,637 $ 144,000
Memphis, TN-MS-AR 1,085 $ 167,410,000 $ 154,294 $ 105,223
Knoxville, TN 616 $ 124,393,000 $ 201,936 $ 125,000
Chattanooga, TN-GA 566 $ 131,048,000 $ 231,533 $ 154,477
Johnson City, TN 438 $ 64,728,000 $ 147,780 $ 117,000
Kingsport-Bristol-Bristol, TN-VA 331 $ 57,200,000 $ 172,809 $ 105,728
Morristown, TN 157 $ 21,026,000 $ 133,923 $ 91,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 121 $ 36,456,000 $ 301,289 $ 137,024
Cleveland, TN 100 $ 13,726,000 $ 137,260 $ 89,000
Baltimore-Towson, MD 98 $ 21,813,000 $ 222,581 $ 103,000
Atlanta-Sandy Springs-Marietta, GA 76 $ 17,440,000 $ 229,473 $ 147,000
Seattle-Bellevue-Everett, WA 69 $ 18,344,000 $ 265,855 $ 156,000
Phoenix-Mesa-Glendale, AZ 52 $ 10,413,000 $ 200,250 $ 85,000
Portland-Vancouver-Hillsboro, OR-WA 46 $ 9,418,000 $ 204,739 $ 106,217
Philadelphia, PA 41 $ 7,723,000 $ 188,365 $ 133,000
Sacramento--Arden-Arcade--Roseville, CA 40 $ 12,150,000 $ 303,750 $ 127,000
Newark-Union, NJ-PA 39 $ 9,342,000 $ 239,538 $ 129,153
New York-White Plains-Wayne, NY-NJ 38 $ 12,580,000 $ 331,052 $ 217,368
Bethesda-Rockville-Frederick, MD 37 $ 9,509,000 $ 257,000 $ 114,000
Winston-Salem, NC 37 $ 15,871,000 $ 428,945 $ 246,000
Providence-New Bedford-Fall River, RI-MA 36 $ 7,815,000 $ 217,083 $ 106,000
Los Angeles-Long Beach-Glendale, CA 34 $ 10,019,000 $ 294,676 $ 125,000
Chicago-Joliet-Naperville, IL 33 $ 7,731,000 $ 234,272 $ 115,000
Dallas-Plano-Irving, TX 32 $ 8,419,000 $ 263,093 $ 129,000
Jackson, TN 30 $ 4,352,000 $ 145,066 $ 104,000
Denver-Aurora-Broomfield, CO 28 $ 5,990,000 $ 213,928 $ 112,000
Oakland-Fremont-Hayward, CA 28 $ 9,108,000 $ 325,285 $ 135,000
San Diego-Carlsbad-San Marcos, CA 27 $ 8,809,000 $ 326,259 $ 273,000
Edison-New Brunswick, NJ 26 $ 6,954,000 $ 267,461 $ 149,000
Richmond, VA 24 $ 7,490,000 $ 312,083 $ 224,000
Santa Ana-Anaheim-Irvine, CA 24 $ 8,473,000 $ 353,041 $ 279,000
Virginia Beach-Norfolk-Newport News, VA-NC 24 $ 6,050,000 $ 252,083 $ 94,500
Riverside-San Bernardino-Ontario, CA 23 $ 6,373,000 $ 277,086 $ 138,000
Camden, NJ 22 $ 4,045,000 $ 183,863 $ 105,000
Kansas City, MO-KS 22 $ 2,802,000 $ 127,363 $ 64,818
Tampa-St. Petersburg-Clearwater, FL 22 $ 5,590,000 $ 254,090 $ 341,000
Albuquerque, NM 20 $ 3,804,000 $ 190,200 $ 99,000
Minneapolis-St. Paul-Bloomington, MN-WI 20 $ 4,785,000 $ 239,250 $ 128,800
Pittsburgh, PA 19 $ 2,350,000 $ 123,684 $ 89,000
Houston-Sugar Land-Baytown, TX 18 $ 4,622,000 $ 256,777 $ 124,000
San Jose-Sunnyvale-Santa Clara, CA 18 $ 7,537,000 $ 418,722 $ 193,000
Wilmington, DE-MD-NJ 18 $ 2,701,000 $ 150,055 $ 80,944
Fort Worth-Arlington, TX 17 $ 3,769,000 $ 221,705 $ 118,000
Orlando-Kissimmee-Sanford, FL 17 $ 2,924,000 $ 172,000 $ 152,000
St. Louis, MO-IL 16 $ 2,160,000 $ 135,000 $ 73,687
Nassau-Suffolk, NY 15 $ 3,151,000 $ 210,066 $ 220,000
Reno-Sparks, NV 15 $ 2,387,000 $ 159,133 $ 115,000
Boise City-Nampa, ID 14 $ 1,654,000 $ 118,142 $ 75,000
Charlotte-Gastonia-Rock Hill, NC-SC 14 $ 2,940,000 $ 210,000 $ 136,000
Harrisburg-Carlisle, PA 14 $ 2,013,000 $ 143,785 $ 91,000
Oklahoma City, OK 14 $ 2,318,000 $ 165,571 $ 73,000
Salt Lake City, UT 14 $ 3,697,000 $ 264,071 $ 204,000
San Francisco-San Mateo-Redwood City, CA 13 $ 5,923,000 $ 455,615 $ 141,000
Austin-Round Rock-San Marcos, TX 12 $ 2,389,000 $ 199,083 $ 117,000
Honolulu, HI 12 $ 5,138,000 $ 428,166 $ 104,000
Indianapolis-Carmel, IN 12 $ 1,934,000 $ 161,166 $ 193,000
Wichita, KS 12 $ 1,282,000 $ 106,833 $ 66,000
Allentown-Bethlehem-Easton, PA-NJ 11 $ 1,799,000 $ 163,545 $ 67,000
Las Vegas-Paradise, NV 11 $ 2,350,000 $ 213,636 $ 143,000
Portland-South Portland-Biddeford, ME 11 $ 2,196,000 $ 199,636 $ 65,000
Raleigh-Cary, NC 11 $ 4,398,000 $ 399,818 $ 224,000
Rockingham County-Strafford County, NH 11 $ 2,295,000 $ 208,636 $ 130,000
Hartford-West Hartford-East Hartford, CT 10 $ 1,668,000 $ 166,800 $ 100,000
Omaha-Council Bluffs, NE-IA 10 $ 1,180,000 $ 118,000 $ 88,000
Tacoma, WA 10 $ 2,895,000 $ 289,500 $ 120,000
Tucson, AZ 10 $ 1,424,000 $ 142,400 $ 75,000
Colorado Springs, CO 9 $ 1,427,000 $ 158,555 $ 80,000
Jacksonville, FL 9 $ 1,830,000 $ 203,333 $ 112,000
Spokane, WA 9 $ 1,725,000 $ 191,666 $ 85,000
Lancaster, PA 8 $ 1,221,000 $ 152,625 $ 105,000
Boulder, CO 7 $ 1,364,000 $ 194,857 $ 127,000
Des Moines-West Des Moines, IA 7 $ 1,299,000 $ 185,571 $ 100,000
Louisville-Jefferson County, KY-IN 7 $ 1,125,000 $ 160,714 $ 91,142
Manchester-Nashua, NH 7 $ 793,000 $ 113,285 $ 82,000
New Orleans-Metairie-Kenner, LA 7 $ 951,000 $ 135,857 $ 86,000
North Port-Bradenton-Sarasota, FL 7 $ 764,000 $ 109,142 $ 59,000
Poughkeepsie-Newburgh-Middletown, NY 7 $ 1,623,000 $ 231,857 $ 105,000
Provo-Orem, UT 7 $ 2,109,000 $ 301,285 $ 76,000
Topeka, KS 7 $ 877,000 $ 125,285 $ 88,000
Warren-Troy-Farmington Hills, MI 7 $ 1,325,000 $ 189,285 $ 120,000
Wilmington, NC 7 $ 2,892,000 $ 413,142 $ 409,000
York-Hanover, PA 7 $ 762,000 $ 108,857 $ 66,000
Deltona-Daytona Beach-Ormond Beach, FL 6 $ 1,480,000 $ 246,666 $ 213,000
El Paso, TX 6 $ 587,000 $ 97,833 $ 107,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 6 $ 1,480,000 $ 246,666 $ 266,000
Miami-Miami Beach-Kendall, FL 6 $ 1,624,000 $ 270,666 $ 93,000
New Haven-Milford, CT 6 $ 1,075,000 $ 179,166 $ 75,000
Oxnard-Thousand Oaks-Ventura, CA 6 $ 1,733,000 $ 288,833 $ 128,000
Tallahassee, FL 6 $ 993,000 $ 165,500 $ 67,000
West Palm Beach-Boca Raton-Boynton Beach, FL 6 $ 1,384,000 $ 230,666 $ 425,000
Atlantic City-Hammonton, NJ 5 $ 656,000 $ 131,200 $ 161,000
Bellingham, WA 5 $ 1,002,000 $ 200,400 $ 68,000
Birmingham-Hoover, AL 5 $ 757,000 $ 151,400 $ 89,000
Charleston-North Charleston-Summerville, SC 5 $ 3,841,000 $ 768,200 $ 468,000
Cleveland-Elyria-Mentor, OH 5 $ 904,000 $ 180,800 $ 87,000
Columbus, OH 5 $ 479,000 $ 95,800 $ 45,000
Dalton, GA 5 $ 941,000 $ 188,200 $ 136,000
Dover, DE 5 $ 913,000 $ 182,600 $ 74,000
Durham-Chapel Hill, NC 5 $ 1,685,000 $ 337,000 $ 298,000
Eugene-Springfield, OR 5 $ 882,000 $ 176,400 $ 62,000
Fayetteville-Springdale-Rogers, AR-MO 5 $ 611,000 $ 122,200 $ 55,000
Ocean City, NJ 5 $ 688,000 $ 137,600 $ 61,000
Vallejo-Fairfield, CA 5 $ 1,339,000 $ 267,800 $ 93,000
Albany-Schenectady-Troy, NY 4 $ 759,000 $ 189,750 $ 96,000
Bridgeport-Stamford-Norwalk, CT 4 $ 1,360,000 $ 340,000 $ 222,000
Cape Coral-Fort Myers, FL 4 $ 729,000 $ 182,250 $ 65,000
Cincinnati-Middletown, OH-KY-IN 4 $ 635,000 $ 158,750 $ 113,250
Dayton, OH 4 $ 624,000 $ 156,000 $ 162,000
Florence-Muscle Shoals, AL 4 $ 2,537,000 $ 634,250 $ 600,000
Fresno, CA 4 $ 1,183,000 $ 295,750 $ 176,000
Grand Rapids-Wyoming, MI 4 $ 480,000 $ 120,000 $ 104,000
Greensboro-High Point, NC 4 $ 467,000 $ 116,750 $ 61,000
Greenville-Mauldin-Easley, SC 4 $ 710,000 $ 177,500 $ 112,000
Medford, OR 4 $ 881,000 $ 220,250 $ 153,000
Port St. Lucie, FL 4 $ 363,000 $ 90,750 $ 78,000
Salem, OR 4 $ 679,000 $ 169,750 $ 84,000
Santa Fe, NM 4 $ 1,085,000 $ 271,250 $ 163,000
Savannah, GA 4 $ 606,000 $ 151,500 $ 79,000
Scranton--Wilkes-Barre, PA 4 $ 410,000 $ 102,500 $ 54,000
Tulsa, OK 4 $ 406,000 $ 101,500 $ 91,000
Anderson, IN 3 $ 194,000 $ 64,666 $ 46,000
Ann Arbor, MI 3 $ 656,000 $ 218,666 $ 153,000
Asheville, NC 3 $ 561,000 $ 187,000 $ 131,000
Bangor, ME 3 $ 410,000 $ 136,666 $ 45,000
Bend, OR 3 $ 1,167,000 $ 389,000 $ 418,000
Bremerton-Silverdale, WA 3 $ 904,000 $ 301,333 $ 87,000
Detroit-Livonia-Dearborn, MI 3 $ 299,000 $ 99,666 $ 53,000
Gainesville, GA 3 $ 369,000 $ 123,000 $ 83,000
Greeley, CO 3 $ 1,353,000 $ 451,000 $ 195,000
Huntsville, AL 3 $ 1,079,000 $ 359,666 $ 218,000
Jackson, MS 3 $ 1,067,000 $ 355,666 $ 308,000
Kingston, NY 3 $ 863,000 $ 287,666 $ 136,000
Lake Havasu City-Kingman, AZ 3 $ 1,025,000 $ 341,666 $ 204,000
Longview, WA 3 $ 633,000 $ 211,000 $ 73,000
Norwich-New London, CT 3 $ 529,000 $ 176,333 $ 107,000
Ogden-Clearfield, UT 3 $ 422,000 $ 140,666 $ 228,000
Pascagoula, MS 3 $ 412,000 $ 137,333 $ 88,000
Pensacola-Ferry Pass-Brent, FL 3 $ 1,013,000 $ 337,666 $ 518,000
Redding, CA 3 $ 763,000 $ 254,333 $ 114,000
Rome, GA 3 $ 1,889,000 $ 629,666 $ 198,000
Salisbury, MD 3 $ 461,000 $ 153,666 $ 69,000
San Antonio-New Braunfels, TX 3 $ 281,000 $ 93,666 $ 74,000
Spartanburg, SC 3 $ 298,000 $ 99,333 $ 42,000
St. Joseph, MO-KS 3 $ 418,000 $ 139,333 $ 78,000
Stockton, CA 3 $ 775,000 $ 258,333 $ 176,000
Toledo, OH 3 $ 548,000 $ 182,666 $ 107,000
Trenton-Ewing, NJ 3 $ 923,000 $ 307,666 $ 215,000
Akron, OH 2 $ 496,000 $ 248,000 $ 119,000
Albany, GA 2 $ 412,000 $ 206,000 $ 285,000
Altoona, PA 2 $ 146,000 $ 73,000 $ 32,000
Bakersfield-Delano, CA 2 $ 574,000 $ 287,000 $ 127,000
Baton Rouge, LA 2 $ 513,000 $ 256,500 $ 179,000
Champaign-Urbana, IL 2 $ 398,000 $ 199,000 $ 101,000
Clarksville, TN-KY 2 $ 133,000 $ 66,500 $ 133,000
Coeur D'Alene, ID 2 $ 311,000 $ 155,500 $ 135,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 523,000 $ 261,500 $ 256,000
Fayetteville, NC 2 $ 194,000 $ 97,000 $ 50,000
Gainesville, FL 2 $ 303,000 $ 151,500 $ 107,000
Grand Junction, CO 2 $ 317,000 $ 158,500 $ 16,000
Great Falls, MT 2 $ 170,000 $ 85,000 $ 48,000
Hagerstown-Martinsburg, MD-WV 2 $ 349,000 $ 174,500 $ 74,000
Huntington-Ashland, WV-KY-OH 2 $ 275,000 $ 137,500 $ 43,000
Idaho Falls, ID 2 $ 150,000 $ 75,000 $ 41,000
Jacksonville, NC 2 $ 198,000 $ 99,000 $ 81,000
Kalamazoo-Portage, MI 2 $ 408,000 $ 204,000 $ 107,000
Kennewick-Pasco-Richland, WA 2 $ 206,000 $ 103,000 $ 53,000
Lansing-East Lansing, MI 2 $ 237,000 $ 118,500 $ 69,000
Las Cruces, NM 2 $ 200,000 $ 100,000 $ 71,000
Lebanon, PA 2 $ 290,000 $ 145,000 $ 275,000
Lexington-Fayette, KY 2 $ 219,000 $ 109,500 $ 63,000
Lynchburg, VA 2 $ 282,000 $ 141,000 $ 97,000
Madera-Chowchilla, CA 2 $ 470,000 $ 235,000 $ 78,000
Manhattan, KS 2 $ 176,000 $ 88,000 $ 114,000
Mount Vernon-Anacortes, WA 2 $ 493,000 $ 246,500 $ 83,000
Muncie, IN 2 $ 530,000 $ 265,000 $ 123,000
Myrtle Beach-North Myrtle Beach-Conway, SC 2 $ 270,000 $ 135,000 $ 137,000
Olympia, WA 2 $ 405,000 $ 202,500 $ 45,000
Racine, WI 2 $ 377,000 $ 188,500 $ 30,000
Reading, PA 2 $ 349,000 $ 174,500 $ 151,000
Roanoke, VA 2 $ 237,000 $ 118,500 $ 39,000
Santa Cruz-Watsonville, CA 2 $ 905,000 $ 452,500 $ 145,000
Santa Rosa-Petaluma, CA 2 $ 1,439,000 $ 719,500 $ 409,000
Springfield, MO 2 $ 129,000 $ 64,500 $ 51,000
Tuscaloosa, AL 2 $ 215,000 $ 107,500 $ 67,000
Utica-Rome, NY 2 $ 111,000 $ 55,500 $ 51,000
Valdosta, GA 2 $ 389,000 $ 194,500 $ 129,000
Wheeling, WV-OH 2 $ 270,000 $ 135,000 $ 97,000
Alexandria, LA 1 $ 83,000 $ 83,000 $ 74,000
Barnstable Town, MA 1 $ 336,000 $ 336,000 $ 72,000
Battle Creek, MI 1 $ 99,000 $ 99,000 $ 99,000
Brownsville-Harlingen, TX 1 $ 64,000 $ 64,000 $ 29,000
Burlington, NC 1 $ 240,000 $ 240,000 $ 74,000
Burlington-South Burlington, VT 1 $ 108,000 $ 108,000 $ 23,000
Carson City, NV 1 $ 104,000 $ 104,000 $ 45,000
Charleston, WV 1 $ 135,000 $ 135,000 $ 61,000
Charlottesville, VA 1 $ 254,000 $ 254,000 $ 250,000
College Station-Bryan, TX 1 $ 357,000 $ 357,000 $ 199,000
Columbia, MO 1 $ 159,000 $ 159,000 $ 92,000
Columbia, SC 1 $ 86,000 $ 86,000 $ 97,000
Columbus, GA-AL 1 $ 415,000 $ 415,000 $ 348,000
Corvallis, OR 1 $ 130,000 $ 130,000 $ 95,000
Danville, VA 1 $ 86,000 $ 86,000 $ 60,000
Decatur, IL 1 $ 675,000 $ 675,000 $ 480,000
Farmington, NM 1 $ 133,000 $ 133,000 $ 69,000
Fort Collins-Loveland, CO 1 $ 171,000 $ 171,000 $ 100,000
Fort Wayne, IN 1 $ 75,000 $ 75,000 $ 140,000
Gary, IN 1 $ 272,000 $ 272,000 $ 144,000
Glens Falls, NY 1 $ 255,000 $ 255,000 $ 420,000
Hickory-Lenoir-Morganton, NC 1 $ 764,000 $ 764,000 $ 126,000
Holland-Grand Haven, MI 1 $ 115,000 $ 115,000 $ 129,000
Hot Springs, AR 1 $ 100,000 $ 100,000 $ 63,000
Janesville, WI 1 $ 100,000 $ 100,000 $ 82,000
Jefferson City, MO 1 $ 124,000 $ 124,000 $ 63,000
Killeen-Temple-Fort Hood, TX 1 $ 36,000 $ 36,000 $ 21,000
Kokomo, IN 1 $ 94,000 $ 94,000 $ 54,000
Lafayette, LA 1 $ 55,000 $ 55,000 $ 55,000
Lake Charles, LA 1 $ 73,000 $ 73,000 $ 46,000
Lake County-Kenosha County, IL-WI 1 $ 79,000 $ 79,000 $ 43,000
Lawrence, KS 1 $ 150,000 $ 150,000 $ 59,000
Little Rock-North Little Rock-Conway, AR 1 $ 57,000 $ 57,000 $ 80,000
Logan, UT-ID 1 $ 98,000 $ 98,000 $ 51,000
Mansfield, OH 1 $ 171,000 $ 171,000 $ 75,000
McAllen-Edinburg-Mission, TX 1 $ 747,000 $ 747,000 $ 610,000
Missoula, MT 1 $ 208,000 $ 208,000 $ 97,000
Mobile, AL 1 $ 55,000 $ 55,000 $ 92,000
Modesto, CA 1 $ 553,000 $ 553,000 $ 100,000
Montgomery, AL 1 $ 49,000 $ 49,000 $ 56,000
Napa, CA 1 $ 40,000 $ 40,000 $ 72,000
Naples-Marco Island, FL 1 $ 117,000 $ 117,000 $ 50,000
Palm Bay-Melbourne-Titusville, FL 1 $ 114,000 $ 114,000 $ 124,000
Peoria, IL 1 $ 94,000 $ 94,000 $ 56,000
Pueblo, CO 1 $ 62,000 $ 62,000 $ 44,000
Rochester, MN 1 $ 95,000 $ 95,000 $ 45,000
Rockford, IL 1 $ 97,000 $ 97,000 $ 352,000
Salinas, CA 1 $ 239,000 $ 239,000 $ 50,000
Shreveport-Bossier City, LA 1 $ 159,000 $ 159,000 $ 375,000
St. George, UT 1 $ 103,000 $ 103,000 $ 59,000
Syracuse, NY 1 $ 160,000 $ 160,000 $ 124,000
Texarkana, Tx-Texarkana, AR 1 $ 280,000 $ 280,000 $ 76,000
Tyler, TX 1 $ 60,000 $ 60,000 $ 36,000
Victoria, TX 1 $ 132,000 $ 132,000 $ 73,000
Yakima, WA 1 $ 53,000 $ 53,000 $ 36,000
Youngstown-Warren-Boardman, OH-PA 1 $ 363,000 $ 363,000 $ 132,000
Yuma, AZ 1 $ 94,000 $ 94,000 $ 49,000

Mortgage Loan Application Detail Totals for First Horizon Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,721 $1,137,114,000 $198,000 $3,743,000 $122,000 $9,999,000
Home Purchase 1,228 $313,180,000 $255,000 $7,883,000 $159,000 $3,339,000
Home Improvement 357 $38,067,000 $106,000 $848,000 $81,000 $750,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,747 $865,506,000 $182,000 $2,764,000 $114,000 $9,999,000
Not Provided 1,657 $473,776,000 $285,000 $3,743,000 $183,000 $6,000,000
Black or African American 454 $53,129,000 $117,000 $856,000 $72,000 $1,050,000
Hispanic 189 $32,537,000 $172,000 $539,000 $91,000 $700,000
Asian 183 $42,572,000 $232,000 $2,000,000 $122,000 $890,000
American Indian or Alaskan Native 39 $6,033,000 $154,000 $1,200,000 $90,000 $578,000
Native Hawaiian or Other Pacific Islander 25 $4,899,000 $195,000 $714,000 $111,000 $552,000
Not applicable 12 $9,909,000 $825,000 $7,883,000 $42,000 $233,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,005 $1,446,294,000 $206,000 $7,883,000 $129,000 $9,999,000
FHA-insured (Federal Housing Administration) 268 $36,469,000 $136,000 $387,000 $71,000 $1,331,000
VA-guaranteed (Veterans Administration) 33 $5,598,000 $169,000 $364,000 $80,000 $164,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,522 $753,219,000 $213,000 $7,883,000 $138,000 $6,000,000
Application Denied By Financial Institution 2,258 $417,795,000 $185,000 $2,750,000 $96,000 $4,278,000
Application Approved But Not Accepted 823 $160,232,000 $194,000 $840,000 $135,000 $9,999,000
Application Withdrawn By Applicant 652 $145,659,000 $223,000 $3,743,000 $156,000 $2,048,000
File Closed For Incompleteness 51 $11,456,000 $224,000 $729,000 $117,000 $700,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 615 $113,538,000 $184,000 $2,200,000 $112,000 $1,331,000
Debt-To-Income Ratio 614 $127,802,000 $208,000 $1,186,000 $60,000 $400,000
Credit History 576 $71,630,000 $124,000 $994,000 $78,000 $1,200,000
Other 302 $69,108,000 $228,000 $2,750,000 $151,000 $4,278,000
Credit Application Incomplete 90 $21,472,000 $238,000 $880,000 $140,000 $1,600,000
Unverifiable Information 24 $6,061,000 $252,000 $600,000 $141,000 $420,000
Insufficient Cash (Downpayment, Closing Cost) 21 $5,339,000 $254,000 $917,000 $128,000 $350,000
Employment History 16 $2,845,000 $177,000 $405,000 $83,000 $352,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Horizon Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List