First Horizon Bank Mortgage Lending & HMDA Data, 2022
In 2022, First Horizon Bank of Memphis, TN reported 23,210 mortgage applications totaling $8.8 billion, down 23% from 2021. The average application was for $380,394, and applicants reported an average income of $211,012. 63% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (2,982), Memphis, TN-MS-AR (1,632) and New Orleans-Metairie, LA (1,159) (applications in parentheses).
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 23,210 |
| Total Mortgage Loan Application Amount | $8,828,950,000 |
| Average Mortgage Loan Application Amount | $380,394 |
| Highest Mortgage Loan Application Amount | $57,605,000 |
| Average Applicant Income | $211,012 |
| Highest Applicant Income | $8,840,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,982 | $ 1,001,560,000 | $ 335,868 | $ 188,000 |
| Outside any metro area | 2,092 | $ 685,520,000 | $ 327,686 | $ 165,741 |
| Memphis, TN-MS-AR | 1,632 | $ 358,580,000 | $ 219,718 | $ 151,504 |
| New Orleans-Metairie, LA | 1,159 | $ 394,385,000 | $ 340,280 | $ 217,000 |
| Knoxville, TN | 1,064 | $ 298,080,000 | $ 280,150 | $ 193,000 |
| Atlanta-Sandy Springs-Roswell, GA | 741 | $ 405,905,000 | $ 547,780 | $ 274,000 |
| Lafayette, LA | 729 | $ 113,125,000 | $ 155,178 | $ 118,000 |
| Dallas-Plano-Irving, TX | 717 | $ 444,485,000 | $ 619,923 | $ 310,000 |
| Miami-Miami Beach-Kendall, FL | 693 | $ 530,725,000 | $ 765,836 | $ 405,000 |
| Little Rock-North Little Rock-Conway, AR | 638 | $ 147,450,000 | $ 231,112 | $ 140,000 |
| Houston-The Woodlands-Sugar Land, TX | 601 | $ 326,825,000 | $ 543,801 | $ 262,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 593 | $ 155,255,000 | $ 261,812 | $ 158,000 |
| Chattanooga, TN-GA | 543 | $ 124,155,000 | $ 228,646 | $ 170,160 |
| Charlotte-Concord-Gastonia, NC-SC | 512 | $ 220,770,000 | $ 431,191 | $ 191,765 |
| Tampa-St. Petersburg-Clearwater, FL | 496 | $ 220,120,000 | $ 443,790 | $ 245,000 |
| Baton Rouge, LA | 429 | $ 119,395,000 | $ 278,310 | $ 224,000 |
| Orlando-Kissimmee-Sanford, FL | 377 | $ 144,675,000 | $ 383,753 | $ 267,000 |
| Birmingham-Hoover, AL | 357 | $ 100,215,000 | $ 280,714 | $ 185,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 357 | $ 255,495,000 | $ 715,672 | $ 403,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 330 | $ 183,910,000 | $ 557,303 | $ 322,000 |
| Durham-Chapel Hill, NC | 306 | $ 111,290,000 | $ 363,692 | $ 152,000 |
| Winston-Salem, NC | 266 | $ 47,950,000 | $ 180,263 | $ 138,000 |
| Raleigh, NC | 252 | $ 97,870,000 | $ 388,373 | $ 183,000 |
| Cape Coral-Fort Myers, FL | 242 | $ 64,900,000 | $ 268,181 | $ 177,000 |
| Lake Charles, LA | 232 | $ 44,410,000 | $ 191,422 | $ 128,000 |
| Johnson City, TN | 224 | $ 56,730,000 | $ 253,258 | $ 168,000 |
| Naples-Immokalee-Marco Island, FL | 223 | $ 112,035,000 | $ 502,399 | $ 333,000 |
| Hickory-Lenoir-Morganton, NC | 211 | $ 28,405,000 | $ 134,620 | $ 100,000 |
| Kingsport-Bristol-Bristol, TN-VA | 196 | $ 35,130,000 | $ 179,234 | $ 129,938 |
| Jackson, MS | 191 | $ 69,965,000 | $ 366,308 | $ 189,000 |
| New York-Jersey City-White Plains, NY-NJ | 187 | $ 272,415,000 | $ 1,456,764 | $ 508,598 |
| St. Louis, MO-IL | 174 | $ 43,390,000 | $ 249,367 | $ 116,632 |
| North Port-Sarasota-Bradenton, FL | 171 | $ 61,065,000 | $ 357,105 | $ 194,000 |
| Huntsville, AL | 167 | $ 58,905,000 | $ 352,724 | $ 187,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 157 | $ 39,545,000 | $ 251,878 | $ 132,000 |
| Morristown, TN | 143 | $ 24,365,000 | $ 170,384 | $ 142,000 |
| Greensboro-High Point, NC | 140 | $ 80,820,000 | $ 577,285 | $ 156,000 |
| Mobile, AL | 139 | $ 50,945,000 | $ 366,510 | $ 249,000 |
| Daphne-Fairhope-Foley, AL | 138 | $ 74,390,000 | $ 539,057 | $ 535,000 |
| Jacksonville, FL | 122 | $ 69,560,000 | $ 570,163 | $ 309,000 |
| Monroe, LA | 109 | $ 18,495,000 | $ 169,678 | $ 98,000 |
| Fort Worth-Arlington, TX | 100 | $ 60,680,000 | $ 606,800 | $ 232,000 |
| Cleveland, TN | 89 | $ 17,855,000 | $ 200,617 | $ 145,000 |
| Asheville, NC | 88 | $ 35,210,000 | $ 400,113 | $ 264,000 |
| Houma-Thibodaux, LA | 88 | $ 15,810,000 | $ 179,659 | $ 129,000 |
| Austin-Round Rock, TX | 85 | $ 121,895,000 | $ 1,434,058 | $ 376,000 |
| Jonesboro, AR | 84 | $ 11,930,000 | $ 142,023 | $ 113,000 |
| Columbia, SC | 75 | $ 21,225,000 | $ 283,000 | $ 204,000 |
| Jackson, TN | 70 | $ 13,510,000 | $ 193,000 | $ 139,000 |
| Fayetteville, NC | 66 | $ 14,580,000 | $ 220,909 | $ 131,000 |
| Clarksville, TN-KY | 60 | $ 13,980,000 | $ 233,000 | $ 108,600 |
| Nassau County-Suffolk County, NY | 58 | $ 75,390,000 | $ 1,299,827 | $ 429,000 |
| Crestview-Fort Walton Beach-Destin, FL | 57 | $ 60,935,000 | $ 1,069,035 | $ 767,000 |
| Burlington, NC | 56 | $ 9,500,000 | $ 169,642 | $ 83,000 |
| Greenville-Anderson-Mauldin, SC | 52 | $ 25,940,000 | $ 498,846 | $ 231,000 |
| Port St. Lucie, FL | 52 | $ 27,790,000 | $ 534,423 | $ 298,000 |
| Charleston-North Charleston, SC | 48 | $ 35,250,000 | $ 734,375 | $ 414,000 |
| Spartanburg, SC | 41 | $ 7,535,000 | $ 183,780 | $ 150,000 |
| Shreveport-Bossier City, LA | 40 | $ 10,020,000 | $ 250,500 | $ 172,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 37 | $ 30,335,000 | $ 819,864 | $ 293,648 |
| Gulfport-Biloxi-Pascagoula, MS | 36 | $ 12,040,000 | $ 334,444 | $ 185,000 |
| Roanoke, VA | 36 | $ 6,200,000 | $ 172,222 | $ 165,000 |
| San Antonio-New Braunfels, TX | 32 | $ 20,990,000 | $ 655,937 | $ 281,000 |
| Bridgeport-Stamford-Norwalk, CT | 30 | $ 43,470,000 | $ 1,449,000 | $ 889,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 30 | $ 13,820,000 | $ 460,666 | $ 533,533 |
| New York-Newark, NY | 30 | $ 39,640,000 | $ 1,321,333 | $ 881,333 |
| Punta Gorda, FL | 27 | $ 7,095,000 | $ 262,777 | $ 228,000 |
| Palm Bay-Melbourne-Titusville, FL | 24 | $ 7,630,000 | $ 317,916 | $ 199,000 |
| Pensacola-Ferry Pass-Brent, FL | 21 | $ 11,035,000 | $ 525,476 | $ 295,000 |
| Wilmington, NC | 21 | $ 15,195,000 | $ 723,571 | $ 370,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 20 | $ 12,770,000 | $ 638,500 | $ 291,000 |
| Newark, NJ-PA | 19 | $ 19,655,000 | $ 1,034,473 | $ 486,000 |
| Corpus Christi, TX | 18 | $ 8,720,000 | $ 484,444 | $ 319,000 |
| El Paso, TX | 18 | $ 8,500,000 | $ 472,222 | $ 249,000 |
| Chicago-Naperville, IL | 16 | $ 6,050,000 | $ 378,125 | $ 237,000 |
| Lakeland-Winter Haven, FL | 15 | $ 9,145,000 | $ 609,666 | $ 245,000 |
| Los Angeles-Long Beach-Glendale, CA | 14 | $ 26,910,000 | $ 1,922,142 | $ 815,000 |
| Sebastian-Vero Beach, FL | 14 | $ 27,750,000 | $ 1,982,142 | $ 346,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 5,195,000 | $ 399,615 | $ 287,692 |
| Richmond, VA | 12 | $ 6,720,000 | $ 560,000 | $ 428,000 |
| The Villages, FL | 11 | $ 3,145,000 | $ 285,909 | $ 151,000 |
| Florence-Muscle Shoals, AL | 10 | $ 2,920,000 | $ 292,000 | $ 135,000 |
| Gainesville, FL | 10 | $ 4,700,000 | $ 470,000 | $ 240,000 |
| Hot Springs, AR | 10 | $ 3,690,000 | $ 369,000 | $ 214,000 |
| Panama City, FL | 10 | $ 3,660,000 | $ 366,000 | $ 256,000 |
| Decatur, AL | 9 | $ 2,755,000 | $ 306,111 | $ 147,000 |
| Gainesville, GA | 9 | $ 6,165,000 | $ 685,000 | $ 239,000 |
| Hammond, LA | 9 | $ 2,065,000 | $ 229,444 | $ 195,000 |
| New Haven-Milford, CT | 9 | $ 6,775,000 | $ 752,777 | $ 302,000 |
| Ocala, FL | 9 | $ 1,305,000 | $ 145,000 | $ 61,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9 | $ 8,445,000 | $ 938,333 | $ 205,000 |
| Savannah, GA | 9 | $ 3,185,000 | $ 353,888 | $ 209,000 |
| Athens-Clarke County, GA | 8 | $ 3,840,000 | $ 480,000 | $ 412,000 |
| Cincinnati, OH-KY-IN | 8 | $ 2,120,000 | $ 265,000 | $ 179,750 |
| Dalton, GA | 8 | $ 1,580,000 | $ 197,500 | $ 148,000 |
| Kansas City, MO-KS | 8 | $ 3,310,000 | $ 413,750 | $ 124,500 |
| Sherman-Denison, TX | 8 | $ 2,320,000 | $ 290,000 | $ 230,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 2,925,000 | $ 417,857 | $ 201,571 |
| Charlottesville, VA | 7 | $ 3,035,000 | $ 433,571 | $ 210,000 |
| Denver-Aurora-Lakewood, CO | 7 | $ 3,525,000 | $ 503,571 | $ 165,000 |
| Homosassa Springs, FL | 7 | $ 2,195,000 | $ 313,571 | $ 274,000 |
| Montgomery, AL | 7 | $ 1,845,000 | $ 263,571 | $ 510,000 |
| Sebring, FL | 7 | $ 995,000 | $ 142,142 | $ 122,000 |
| Greenville, NC | 6 | $ 2,020,000 | $ 336,666 | $ 186,000 |
| Jacksonville, NC | 6 | $ 2,550,000 | $ 425,000 | $ 414,000 |
| Tallahassee, FL | 6 | $ 2,630,000 | $ 438,333 | $ 385,000 |
| Texarkana, TX-AR | 6 | $ 2,990,000 | $ 498,333 | $ 267,000 |
| Tuscaloosa, AL | 6 | $ 1,620,000 | $ 270,000 | $ 199,000 |
| Baltimore-Columbia-Towson, MD | 5 | $ 2,305,000 | $ 461,000 | $ 279,000 |
| Bowling Green, KY | 5 | $ 2,135,000 | $ 427,000 | $ 179,000 |
| Brunswick, GA | 5 | $ 6,895,000 | $ 1,379,000 | $ 844,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 2,415,000 | $ 483,000 | $ 157,000 |
| Cleveland-Elyria, OH | 5 | $ 645,000 | $ 129,000 | $ 176,000 |
| Las Vegas-Henderson-Paradise, NV | 5 | $ 2,285,000 | $ 457,000 | $ 188,000 |
| Oklahoma City, OK | 5 | $ 1,565,000 | $ 313,000 | $ 158,000 |
| Philadelphia, PA | 5 | $ 2,005,000 | $ 401,000 | $ 125,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 5 | $ 2,435,000 | $ 487,000 | $ 161,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 2,635,000 | $ 527,000 | $ 188,000 |
| Tulsa, OK | 5 | $ 955,000 | $ 191,000 | $ 112,000 |
| Akron, OH | 4 | $ 890,000 | $ 222,500 | $ 129,000 |
| Alexandria, LA | 4 | $ 650,000 | $ 162,500 | $ 152,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 4,950,000 | $ 1,237,500 | $ 218,000 |
| Auburn-Opelika, AL | 4 | $ 2,230,000 | $ 557,500 | $ 676,000 |
| Fort Smith, AR-OK | 4 | $ 1,380,000 | $ 345,000 | $ 153,000 |
| Hattiesburg, MS | 4 | $ 1,170,000 | $ 292,500 | $ 261,000 |
| Killeen-Temple, TX | 4 | $ 1,220,000 | $ 305,000 | $ 130,000 |
| Lynchburg, VA | 4 | $ 810,000 | $ 202,500 | $ 141,000 |
| New Bern, NC | 4 | $ 3,440,000 | $ 860,000 | $ 94,000 |
| Providence-Warwick, RI-MA | 4 | $ 2,040,000 | $ 510,000 | $ 238,000 |
| Provo-Orem, UT | 4 | $ 1,790,000 | $ 447,500 | $ 233,000 |
| Santa Fe, NM | 4 | $ 2,400,000 | $ 600,000 | $ 175,000 |
| Tyler, TX | 4 | $ 2,200,000 | $ 550,000 | $ 528,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 1,790,000 | $ 447,500 | $ 213,000 |
| Washington-Baltimore-Arlington, DC | 4 | $ 1,640,000 | $ 410,000 | $ 295,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 1,705,000 | $ 568,333 | $ 260,000 |
| Boise City, ID | 3 | $ 1,425,000 | $ 475,000 | $ 143,000 |
| College Station-Bryan, TX | 3 | $ 2,405,000 | $ 801,666 | $ 363,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 635,000 | $ 211,666 | $ 112,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 2,985,000 | $ 995,000 | $ 509,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 1,205,000 | $ 401,666 | $ 163,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 655,000 | $ 218,333 | $ 88,333 |
| Lubbock, TX | 3 | $ 1,225,000 | $ 408,333 | $ 261,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 1,355,000 | $ 451,666 | $ 134,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 1,285,000 | $ 428,333 | $ 298,000 |
| Pittsburgh, PA | 3 | $ 1,305,000 | $ 435,000 | $ 339,000 |
| San Diego-Carlsbad, CA | 3 | $ 3,325,000 | $ 1,108,333 | $ 252,000 |
| Toledo, OH | 3 | $ 1,385,000 | $ 461,666 | $ 181,000 |
| Waco, TX | 3 | $ 1,265,000 | $ 421,666 | $ 272,000 |
| Warner Robins, GA | 3 | $ 475,000 | $ 158,333 | $ 95,000 |
| Appleton, WI | 2 | $ 1,050,000 | $ 525,000 | $ 160,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 990,000 | $ 495,000 | $ 335,000 |
| Columbus, OH | 2 | $ 850,000 | $ 425,000 | $ 207,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Florence, SC | 2 | $ 930,000 | $ 465,000 | $ 162,000 |
| Goldsboro, NC | 2 | $ 470,000 | $ 235,000 | $ 97,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 810,000 | $ 405,000 | $ 123,000 |
| Lexington-Fayette, KY | 2 | $ 370,000 | $ 185,000 | $ 258,000 |
| Macon-Bibb County, GA | 2 | $ 2,020,000 | $ 1,010,000 | $ 159,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 630,000 | $ 315,000 | $ 148,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 700,000 | $ 350,000 | $ 236,000 |
| Morgantown, WV | 2 | $ 610,000 | $ 305,000 | $ 139,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,530,000 | $ 765,000 | $ 537,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,870,000 | $ 935,000 | $ 990,000 |
| Tucson, AZ | 2 | $ 690,000 | $ 345,000 | $ 157,000 |
| Wenatchee, WA | 2 | $ 980,000 | $ 490,000 | $ 125,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 530,000 | $ 265,000 | $ 108,500 |
| Abilene, TX | 1 | $ 495,000 | $ 495,000 | $ 261,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 35,000 | $ 35,000 | $ 143,000 |
| Ann Arbor, MI | 1 | $ 1,135,000 | $ 1,135,000 | $ 334,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Barnstable Town, MA | 1 | $ 315,000 | $ 315,000 | $ 194,000 |
| Billings, MT | 1 | $ 605,000 | $ 605,000 | $ 280,000 |
| Binghamton, NY | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
| Boston, MA | 1 | $ 1,195,000 | $ 1,195,000 | $ 578,000 |
| Boulder, CO | 1 | $ 1,445,000 | $ 1,445,000 | $ 1,200,000 |
| Brownsville-Harlingen, TX | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Burlington-South Burlington, VT | 1 | $ 645,000 | $ 645,000 | $ 155,000 |
| California-Lexington Park, MD | 1 | $ 425,000 | $ 425,000 | $ 124,000 |
| Camden, NJ | 1 | $ 285,000 | $ 285,000 | $ 161,000 |
| Carbondale-Marion, IL | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Charleston, WV | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Colorado Springs, CO | 1 | $ 315,000 | $ 315,000 | $ 237,000 |
| Columbus, GA-AL | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Des Moines-West Des Moines, IA | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Dothan, AL | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Elgin, IL | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Elmira, NY | 1 | $ 445,000 | $ 445,000 | $ 406,000 |
| Evansville, IN-KY | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Fargo, ND-MN | 1 | $ 545,000 | $ 545,000 | $ 192,000 |
| Fort Collins, CO | 1 | $ 415,000 | $ 415,000 | $ 155,000 |
| Fresno, CA | 1 | $ 575,000 | $ 575,000 | $ 144,000 |
| Gettysburg, PA | 1 | $ 385,000 | $ 385,000 | $ 252,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Harrisonburg, VA | 1 | $ 555,000 | $ 555,000 | $ 252,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 9,755,000 | $ 9,755,000 | $ 4,310,000 |
| Lansing-East Lansing, MI | 1 | $ 455,000 | $ 455,000 | $ 450,000 |
| Lawton, OK | 1 | $ 265,000 | $ 265,000 | $ 879,000 |
| Lebanon, PA | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Lincoln, NE | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Longview, TX | 1 | $ 55,000 | $ 55,000 | $ 475,000 |
| Madison, WI | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
| Mankato-North Mankato, MN | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Michigan City-La Porte, IN | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Midland, MI | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Norwich-New London, CT | 1 | $ 285,000 | $ 285,000 | $ 220,000 |
| Ocean City, NJ | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,230,000 |
| Odessa, TX | 1 | $ 215,000 | $ 215,000 | $ 260,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Owensboro, KY | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Pine Bluff, AR | 1 | $ 325,000 | $ 325,000 | $ 165,000 |
| Pittsfield, MA | 1 | $ 975,000 | $ 975,000 | $ 519,000 |
| Portland-South Portland, ME | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Reno, NV | 1 | $ 495,000 | $ 495,000 | $ 116,000 |
| Rocky Mount, NC | 1 | $ 65,000 | $ 65,000 | $ 183,000 |
| Rome, GA | 1 | $ 1,205,000 | $ 1,205,000 | $ 452,000 |
| Salisbury, MD-DE | 1 | $ 405,000 | $ 405,000 | $ 137,000 |
| Salt Lake City, UT | 1 | $ 205,000 | $ 205,000 | $ 273,000 |
| San Angelo, TX | 1 | $ 575,000 | $ 575,000 | $ 316,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 565,000 | $ 565,000 | $ 26,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 645,000 | $ 645,000 | $ 281,000 |
| Springfield, MO | 1 | $ 585,000 | $ 585,000 | $ 245,000 |
| Sumter, SC | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Trenton, NJ | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Valdosta, GA | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Vallejo-Fairfield, CA | 1 | $ 465,000 | $ 465,000 | $ 304,000 |
| Wichita, KS | 1 | $ 415,000 | $ 415,000 | $ 155,000 |
| Wilmington, DE-MD-NJ | 1 | $ 405,000 | $ 405,000 | $ 172,000 |
| Yakima, WA | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
| York-Hanover, PA | 1 | $ 505,000 | $ 505,000 | $ 252,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,786 | $5,337,370,000 | $545,000 | $57,605,000 | $225,000 | $8,840,000 |
| Home Improvement | 5,302 | $854,990,000 | $161,000 | $50,005,000 | $185,000 | $7,506,000 |
| Refinancing | 4,195 | $1,398,075,000 | $333,000 | $17,905,000 | $219,000 | $8,755,000 |
| Other Purpose | 2,273 | $605,075,000 | $266,000 | $11,005,000 | $225,000 | $8,301,000 |
| Cash-out Refinancing | 1,644 | $632,580,000 | $384,000 | $13,505,000 | $173,000 | $5,200,000 |
| Not Applicable | 10 | $860,000 | $86,000 | $275,000 | $34,000 | $65,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,938 | $5,788,160,000 | $363,000 | $50,005,000 | $208,000 | $8,301,000 |
| Not Provided | 2,398 | $1,021,080,000 | $425,000 | $14,755,000 | $290,000 | $8,755,000 |
| Black or African American | 2,034 | $462,980,000 | $227,000 | $6,755,000 | $120,000 | $4,397,000 |
| Hispanic | 1,525 | $609,995,000 | $399,000 | $15,005,000 | $214,000 | $7,171,000 |
| Asian | 979 | $538,105,000 | $549,000 | $6,335,000 | $257,000 | $8,840,000 |
| Not applicable | 102 | $316,320,000 | $3,101,000 | $57,605,000 | $0 | $0 |
| American Indian or Alaskan Native | 88 | $29,050,000 | $330,000 | $3,005,000 | $145,000 | $1,662,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $7,945,000 | $378,000 | $2,375,000 | $249,000 | $1,051,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,723 | $8,443,065,000 | $388,000 | $57,605,000 | $220,000 | $8,840,000 |
| FHA-insured (Federal Housing Administration) | 937 | $210,325,000 | $224,000 | $725,000 | $63,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 414 | $149,620,000 | $361,000 | $1,795,000 | $102,000 | $1,696,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 136 | $25,940,000 | $190,000 | $415,000 | $58,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,649 | $6,235,105,000 | $425,000 | $57,605,000 | $244,000 | $8,840,000 |
| Application Denied By Financial Institution | 4,539 | $924,235,000 | $203,000 | $50,005,000 | $119,000 | $5,402,000 |
| Application Withdrawn By Applicant | 2,390 | $1,265,770,000 | $529,000 | $15,005,000 | $233,000 | $5,200,000 |
| Loan Purchased By The Institution | 872 | $154,940,000 | $177,000 | $795,000 | $52,000 | $783,000 |
| Application Approved But Not Accepted | 517 | $126,055,000 | $243,000 | $2,505,000 | $234,000 | $6,382,000 |
| File Closed For Incompleteness | 243 | $122,845,000 | $505,000 | $5,055,000 | $252,000 | $2,275,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,671 | $7,904,715,000 | $423,000 | $57,605,000 | $233,000 | $8,840,000 |
| Debt-To-Income Ratio | 2,409 | $504,275,000 | $209,000 | $3,995,000 | $84,000 | $1,306,000 |
| Credit History | 1,257 | $202,925,000 | $161,000 | $50,005,000 | $119,000 | $5,112,000 |
| Collateral | 493 | $95,745,000 | $194,000 | $3,005,000 | $220,000 | $5,402,000 |
| Unverifiable Information | 221 | $41,365,000 | $187,000 | $2,505,000 | $194,000 | $3,510,000 |
| Other | 78 | $38,050,000 | $487,000 | $15,005,000 | $290,000 | $2,502,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $25,775,000 | $660,000 | $3,205,000 | $186,000 | $764,000 |
| Employment History | 24 | $4,830,000 | $201,000 | $495,000 | $139,000 | $720,000 |
| Credit Application Incomplete | 18 | $11,270,000 | $626,000 | $2,745,000 | $256,000 | $665,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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