Firstbank Mortgage Lending & HMDA Data, 2025

In 2025, Firstbank of Nashville, TN reported 18,746 mortgage applications totaling $3.8 billion, down 11% from 2024. The average application was for $202,141, and applicants reported an average income of $106,846. 38% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (2,192), Birmingham-Hoover, AL (1,033) and Chattanooga, TN-GA (780) (applications in parentheses).

Mortgage Company & Address Firstbank
1221 Broadway Suite 1300
Nashville, TN 37203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 18,746
Total Mortgage Loan Application Amount $3,789,350,000
Average Mortgage Loan Application Amount $202,141
Highest Mortgage Loan Application Amount $18,985,000
Average Applicant Income $106,846
Highest Applicant Income $5,131,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firstbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Firstbank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 571 $ 255,625,000 $ 447,679 $ 209,000
Hamilton, Tennessee 563 $ 184,825,000 $ 328,285 $ 163,000
Williamson, Tennessee 475 $ 265,165,000 $ 558,242 $ 279,000
Rutherford, Tennessee 446 $ 132,590,000 $ 297,286 $ 136,000
Jefferson, Alabama 430 $ 112,030,000 $ 260,534 $ 151,000
Madison, Alabama 374 $ 100,460,000 $ 268,609 $ 127,000
Shelby, Alabama 261 $ 72,885,000 $ 279,252 $ 137,000
Henderson, Tennessee 219 $ 30,365,000 $ 138,652 $ 86,000
Baldwin, Alabama 212 $ 57,710,000 $ 272,216 $ 140,000
Knox, Tennessee 181 $ 71,815,000 $ 396,767 $ 191,000
Wilson, Tennessee 181 $ 73,665,000 $ 406,988 $ 150,000
Whitfield, Georgia 176 $ 38,150,000 $ 216,761 $ 115,000
Tuscaloosa, Alabama 170 $ 40,600,000 $ 238,823 $ 131,000
Sevier, Tennessee 150 $ 49,280,000 $ 328,533 $ 138,000
Henry, Tennessee 135 $ 21,615,000 $ 160,111 $ 83,000
Madison, Tennessee 129 $ 29,555,000 $ 229,108 $ 153,000
Mobile, Alabama 125 $ 17,285,000 $ 138,280 $ 79,000
Dickson, Tennessee 120 $ 29,880,000 $ 249,000 $ 124,000
Carroll, Tennessee 109 $ 14,425,000 $ 132,339 $ 85,000
Montgomery, Texas 104 $ 11,930,000 $ 114,711 $ 72,000
Rankin, Mississippi 98 $ 5,630,000 $ 57,448 $ 51,000
Harris, Texas 98 $ 8,940,000 $ 91,224 $ 82,000
Chilton, Alabama 97 $ 16,475,000 $ 169,845 $ 86,000
Maury, Tennessee 96 $ 28,360,000 $ 295,416 $ 143,000
Limestone, Alabama 95 $ 23,395,000 $ 246,263 $ 110,000
Jefferson, Tennessee 92 $ 21,200,000 $ 230,434 $ 98,000
St. Clair, Alabama 91 $ 16,795,000 $ 184,560 $ 87,000
Bradley, Tennessee 91 $ 23,465,000 $ 257,857 $ 113,000
Sumner, Tennessee 90 $ 36,210,000 $ 402,333 $ 156,000
Catoosa, Georgia 89 $ 20,345,000 $ 228,595 $ 114,000
Walker, Alabama 82 $ 9,160,000 $ 111,707 $ 65,000
Talladega, Alabama 81 $ 11,765,000 $ 145,246 $ 89,000
Calhoun, Alabama 79 $ 9,455,000 $ 119,683 $ 67,000
Cumberland, Tennessee 79 $ 14,205,000 $ 179,810 $ 150,000
Cullman, Alabama 77 $ 11,005,000 $ 142,922 $ 71,000
DeKalb, Tennessee 77 $ 26,965,000 $ 350,194 $ 147,000
Laurel, Kentucky 76 $ 8,070,000 $ 106,184 $ 76,000
Coffee, Tennessee 76 $ 15,630,000 $ 205,657 $ 136,000
Brazoria, Texas 73 $ 8,845,000 $ 121,164 $ 87,000
Oakland, Michigan 70 $ 4,490,000 $ 64,142 $ 209,000
Putnam, Tennessee 70 $ 19,130,000 $ 273,285 $ 131,000
Liberty, Texas 70 $ 7,670,000 $ 109,571 $ 78,000
Hickman, Tennessee 69 $ 14,435,000 $ 209,202 $ 104,000
Humphreys, Tennessee 68 $ 10,910,000 $ 160,441 $ 104,000
Lee, Alabama 65 $ 35,495,000 $ 546,076 $ 134,000
Muscogee, Georgia 65 $ 19,925,000 $ 306,538 $ 262,000
Franklin, Tennessee 61 $ 14,735,000 $ 241,557 $ 170,000
Benton, Tennessee 59 $ 7,235,000 $ 122,627 $ 119,000
Warren, Kentucky 58 $ 19,900,000 $ 343,103 $ 144,000
Bedford, Tennessee 58 $ 13,180,000 $ 227,241 $ 178,000
Montgomery, Tennessee 58 $ 13,510,000 $ 232,931 $ 102,000
Elmore, Alabama 54 $ 11,370,000 $ 210,555 $ 92,000
Blount, Tennessee 54 $ 11,640,000 $ 215,555 $ 106,000
White, Tennessee 54 $ 11,020,000 $ 204,074 $ 126,000
Smith, Texas 54 $ 5,640,000 $ 104,444 $ 68,000
Anderson, Tennessee 53 $ 6,535,000 $ 123,301 $ 80,000
Hardin, Texas 53 $ 5,205,000 $ 98,207 $ 78,000
Marion, Tennessee 52 $ 12,900,000 $ 248,076 $ 115,000
Bastrop, Texas 52 $ 6,730,000 $ 129,423 $ 85,000
Cheatham, Tennessee 49 $ 17,255,000 $ 352,142 $ 144,000
Decatur, Tennessee 49 $ 6,765,000 $ 138,061 $ 81,000
Rhea, Tennessee 49 $ 9,125,000 $ 186,224 $ 134,000
Bartow, Georgia 48 $ 7,910,000 $ 164,791 $ 180,000
Chester, Tennessee 48 $ 8,020,000 $ 167,083 $ 92,000
Tarrant, Texas 46 $ 3,980,000 $ 86,521 $ 58,000
Carroll, Georgia 45 $ 11,265,000 $ 250,333 $ 170,000
Macomb, Michigan 45 $ 2,655,000 $ 59,000 $ 0
Walker, Georgia 44 $ 8,570,000 $ 194,772 $ 97,000
Oktibbeha, Mississippi 42 $ 3,520,000 $ 83,809 $ 48,000
McMinn, Tennessee 42 $ 7,980,000 $ 190,000 $ 88,000
Bexar, Texas 42 $ 5,290,000 $ 125,952 $ 67,000
Panola, Mississippi 41 $ 4,195,000 $ 102,317 $ 59,000
Waller, Texas 41 $ 5,195,000 $ 126,707 $ 106,000
Claiborne, Tennessee 40 $ 7,060,000 $ 176,500 $ 79,000
Bell, Texas 40 $ 3,410,000 $ 85,250 $ 64,000
Blount, Alabama 39 $ 5,985,000 $ 153,461 $ 83,000
Marshall, Alabama 39 $ 7,825,000 $ 200,641 $ 98,000
Lincoln, Mississippi 38 $ 4,210,000 $ 110,789 $ 63,000
Monroe, Mississippi 37 $ 3,115,000 $ 84,189 $ 41,000
Shelby, Tennessee 37 $ 7,635,000 $ 206,351 $ 102,000
Bowie, Texas 37 $ 4,325,000 $ 116,891 $ 63,000
Randolph, Alabama 36 $ 4,820,000 $ 133,888 $ 101,000
Marion, Mississippi 36 $ 4,700,000 $ 130,555 $ 62,000
Perry, Tennessee 36 $ 5,310,000 $ 147,500 $ 85,000
Warren, Tennessee 36 $ 6,750,000 $ 187,500 $ 77,000
Jasper, Texas 36 $ 3,600,000 $ 100,000 $ 91,000
Etowah, Alabama 35 $ 6,425,000 $ 183,571 $ 86,000
Marion, Alabama 35 $ 3,885,000 $ 111,000 $ 62,000
Wayne, Mississippi 35 $ 3,425,000 $ 97,857 $ 63,000
Gibson, Tennessee 35 $ 6,135,000 $ 175,285 $ 115,000
Fort Bend, Texas 35 $ 13,835,000 $ 395,285 $ 90,000
Escambia, Florida 34 $ 10,520,000 $ 309,411 $ 117,000
Chickasaw, Mississippi 34 $ 3,050,000 $ 89,705 $ 50,000
Henderson, Texas 34 $ 3,740,000 $ 110,000 $ 64,000
Orange, Texas 34 $ 3,410,000 $ 100,294 $ 68,000
Bibb, Alabama 33 $ 3,625,000 $ 109,848 $ 71,000
Webb, Texas 33 $ 3,365,000 $ 101,969 $ 67,000
Autauga, Alabama 32 $ 4,280,000 $ 133,750 $ 75,000
Maricopa, Arizona 32 $ 7,750,000 $ 242,187 $ 337,000
Johnson, Kansas 32 $ 3,370,000 $ 105,312 $ 71,000
Guadalupe, Texas 32 $ 3,660,000 $ 114,375 $ 63,000
Lauderdale, Alabama 31 $ 8,225,000 $ 265,322 $ 98,000
Henry, Georgia 31 $ 3,205,000 $ 103,387 $ 89,000
Lawrence, Kentucky 30 $ 3,310,000 $ 110,333 $ 73,000
Hinds, Mississippi 30 $ 3,190,000 $ 106,333 $ 58,000
Lawrence, Tennessee 30 $ 6,620,000 $ 220,666 $ 104,000
Ellis, Texas 30 $ 3,720,000 $ 124,000 $ 72,000
Morgan, Alabama 29 $ 5,655,000 $ 195,000 $ 101,000
Wayne, Michigan 29 $ 1,875,000 $ 64,655 $ 157,000
Robertson, Tennessee 29 $ 8,815,000 $ 303,965 $ 123,000
Ector, Texas 29 $ 3,415,000 $ 117,758 $ 72,000
DeKalb, Alabama 28 $ 8,790,000 $ 313,928 $ 85,000
Jackson, Florida 28 $ 4,420,000 $ 157,857 $ 85,000
Walthall, Mississippi 28 $ 2,950,000 $ 105,357 $ 62,000
Lincoln, Tennessee 28 $ 5,420,000 $ 193,571 $ 99,000
Escambia, Alabama 27 $ 3,205,000 $ 118,703 $ 71,000
Colquitt, Georgia 27 $ 3,165,000 $ 117,222 $ 68,000
Harris, Georgia 27 $ 8,005,000 $ 296,481 $ 378,000
Knox, Kentucky 27 $ 3,285,000 $ 121,666 $ 80,000
Warren, Mississippi 27 $ 2,345,000 $ 86,851 $ 55,000
Overton, Tennessee 27 $ 6,105,000 $ 226,111 $ 112,000
Houston, Alabama 26 $ 4,080,000 $ 156,923 $ 65,000
Marion, Indiana 26 $ 1,460,000 $ 56,153 $ 0
Galveston, Texas 26 $ 3,260,000 $ 125,384 $ 112,000
Midland, Texas 26 $ 3,200,000 $ 123,076 $ 86,000
Nueces, Texas 26 $ 3,010,000 $ 115,769 $ 82,000
Cannon, Tennessee 25 $ 5,515,000 $ 220,600 $ 109,000
Polk, Texas 25 $ 2,555,000 $ 102,200 $ 73,000
Jackson, Alabama 24 $ 4,070,000 $ 169,583 $ 91,000
Cobb, Georgia 24 $ 10,890,000 $ 453,750 $ 203,000
Fulton, Georgia 24 $ 12,130,000 $ 505,416 $ 290,000
Steuben, Indiana 24 $ 1,070,000 $ 44,583 $ 0
Clay, Mississippi 24 $ 2,240,000 $ 93,333 $ 59,000
Itawamba, Mississippi 24 $ 2,260,000 $ 94,166 $ 54,000
Aransas, Texas 24 $ 2,810,000 $ 117,083 $ 78,000
Van Zandt, Texas 24 $ 2,880,000 $ 120,000 $ 77,000
Victoria, Texas 24 $ 2,930,000 $ 122,083 $ 80,000
Washington, Texas 24 $ 3,140,000 $ 130,833 $ 101,000
Perry, Alabama 23 $ 2,255,000 $ 98,043 $ 64,000
Winston, Alabama 23 $ 3,005,000 $ 130,652 $ 103,000
Floyd, Georgia 23 $ 3,075,000 $ 133,695 $ 66,000
Muhlenberg, Kentucky 23 $ 2,675,000 $ 116,304 $ 69,000
Whitley, Kentucky 23 $ 3,155,000 $ 137,173 $ 56,000
Eaton, Michigan 23 $ 1,785,000 $ 77,608 $ 0
Loudon, Tennessee 23 $ 9,335,000 $ 405,869 $ 165,000
Marshall, Tennessee 23 $ 5,285,000 $ 229,782 $ 99,000
Dallas, Texas 23 $ 2,605,000 $ 113,260 $ 81,000
Colbert, Alabama 22 $ 4,600,000 $ 209,090 $ 98,000
Franklin, Alabama 22 $ 2,850,000 $ 129,545 $ 71,000
Pike, Alabama 22 $ 2,020,000 $ 91,818 $ 79,000
Lauderdale, Mississippi 22 $ 2,470,000 $ 112,272 $ 67,000
Hamblen, Tennessee 22 $ 4,720,000 $ 214,545 $ 111,000
Obion, Tennessee 22 $ 2,120,000 $ 96,363 $ 82,000
Sequatchie, Tennessee 22 $ 7,580,000 $ 344,545 $ 125,000
Geneva, Alabama 21 $ 3,535,000 $ 168,333 $ 80,000
Hale, Alabama 21 $ 2,215,000 $ 105,476 $ 51,000
Murray, Georgia 21 $ 4,145,000 $ 197,380 $ 103,000
Simpson, Mississippi 21 $ 2,135,000 $ 101,666 $ 79,000
Cleburne, Alabama 20 $ 2,850,000 $ 142,500 $ 68,000
Allen, Kentucky 20 $ 2,380,000 $ 119,000 $ 109,000
Johnson, Kentucky 20 $ 2,680,000 $ 134,000 $ 75,000
Genesee, Michigan 20 $ 820,000 $ 41,000 $ 0
Grand Traverse, Michigan 20 $ 900,000 $ 45,000 $ 0
Jackson, Mississippi 20 $ 2,450,000 $ 122,500 $ 92,000
Lafayette, Mississippi 20 $ 1,770,000 $ 88,500 $ 61,000
Pike, Mississippi 20 $ 2,160,000 $ 108,000 $ 74,000
Fayette, Tennessee 20 $ 3,300,000 $ 165,000 $ 94,000
Hidalgo, Texas 20 $ 2,300,000 $ 115,000 $ 79,000
Rusk, Texas 20 $ 2,010,000 $ 100,500 $ 72,000
San Jacinto, Texas 20 $ 2,610,000 $ 130,500 $ 99,000
Travis, Texas 20 $ 2,140,000 $ 107,000 $ 84,000
Montgomery, Alabama 19 $ 2,525,000 $ 132,894 $ 83,000
Pulaski, Kentucky 19 $ 2,245,000 $ 118,157 $ 64,000
Harrison, Mississippi 19 $ 5,155,000 $ 271,315 $ 173,000
Jasper, Mississippi 19 $ 1,685,000 $ 88,684 $ 67,000
Scott, Mississippi 19 $ 1,885,000 $ 99,210 $ 61,000
Smith, Tennessee 19 $ 4,725,000 $ 248,684 $ 87,000
Brazos, Texas 19 $ 1,645,000 $ 86,578 $ 67,000
Cherokee, Texas 19 $ 2,055,000 $ 108,157 $ 62,000
Tyler, Texas 19 $ 1,795,000 $ 94,473 $ 60,000
Pickens, Alabama 18 $ 1,630,000 $ 90,555 $ 62,000
Appling, Georgia 18 $ 3,070,000 $ 170,555 $ 86,000
Polk, Georgia 18 $ 5,640,000 $ 313,333 $ 93,000
Grayson, Kentucky 18 $ 3,030,000 $ 168,333 $ 73,000
Jackson, Michigan 18 $ 1,360,000 $ 75,555 $ 0
Amite, Mississippi 18 $ 1,850,000 $ 102,777 $ 56,000
Pontotoc, Mississippi 18 $ 1,690,000 $ 93,888 $ 61,000
Tallahatchie, Mississippi 18 $ 1,610,000 $ 89,444 $ 58,000
Giles, Tennessee 18 $ 4,880,000 $ 271,111 $ 88,000
McNairy, Tennessee 18 $ 1,940,000 $ 107,777 $ 82,000
Weakley, Tennessee 18 $ 2,370,000 $ 131,666 $ 112,000
Atascosa, Texas 18 $ 1,750,000 $ 97,222 $ 64,000
Dale, Alabama 17 $ 2,555,000 $ 150,294 $ 75,000
Henry, Alabama 17 $ 2,345,000 $ 137,941 $ 68,000
Lawrence, Alabama 17 $ 1,895,000 $ 111,470 $ 82,000
Coweta, Georgia 17 $ 4,795,000 $ 282,058 $ 144,000
DeKalb, Georgia 17 $ 8,265,000 $ 486,176 $ 215,000
Harlan, Kentucky 17 $ 2,175,000 $ 127,941 $ 75,000
Hopkins, Kentucky 17 $ 1,745,000 $ 102,647 $ 54,000
McCreary, Kentucky 17 $ 1,945,000 $ 114,411 $ 51,000
Ohio, Kentucky 17 $ 2,475,000 $ 145,588 $ 76,000
Covington, Mississippi 17 $ 1,735,000 $ 102,058 $ 53,000
Lamar, Mississippi 17 $ 1,635,000 $ 96,176 $ 67,000
Macon, Tennessee 17 $ 3,375,000 $ 198,529 $ 96,000
Monroe, Tennessee 17 $ 3,465,000 $ 203,823 $ 117,000
Moore, Tennessee 17 $ 4,505,000 $ 265,000 $ 177,000
Colorado, Texas 17 $ 2,435,000 $ 143,235 $ 84,000
Walker, Texas 17 $ 1,875,000 $ 110,294 $ 92,000
Clay, Alabama 16 $ 1,750,000 $ 109,375 $ 65,000
Coosa, Alabama 16 $ 2,390,000 $ 149,375 $ 86,000
Lamar, Alabama 16 $ 1,820,000 $ 113,750 $ 65,000
Bay, Florida 16 $ 10,800,000 $ 675,000 $ 99,000
Bell, Kentucky 16 $ 2,640,000 $ 165,000 $ 59,000
Carter, Kentucky 16 $ 1,960,000 $ 122,500 $ 69,000
Henderson, Kentucky 16 $ 1,680,000 $ 105,000 $ 50,000
Martin, Kentucky 16 $ 1,930,000 $ 120,625 $ 47,000
Copiah, Mississippi 16 $ 1,660,000 $ 103,750 $ 65,000
Lowndes, Mississippi 16 $ 1,790,000 $ 111,875 $ 79,000
Cocke, Tennessee 16 $ 2,430,000 $ 151,875 $ 111,000
Grundy, Tennessee 16 $ 3,360,000 $ 210,000 $ 102,000
Hawkins, Tennessee 16 $ 3,050,000 $ 190,625 $ 83,000
Union, Tennessee 16 $ 2,140,000 $ 133,750 $ 68,000
Burleson, Texas 16 $ 1,740,000 $ 108,750 $ 69,000
Caldwell, Texas 16 $ 2,200,000 $ 137,500 $ 81,000
Cass, Texas 16 $ 1,530,000 $ 95,625 $ 76,000
Chambers, Texas 16 $ 1,490,000 $ 93,125 $ 90,000
Gonzales, Texas 16 $ 1,860,000 $ 116,250 $ 60,000
Lee, Texas 16 $ 2,110,000 $ 131,875 $ 88,000
Navarro, Texas 16 $ 1,380,000 $ 86,250 $ 106,000
Marengo, Alabama 15 $ 1,385,000 $ 92,333 $ 68,000
Santa Rosa, Florida 15 $ 4,045,000 $ 269,666 $ 133,000
Laurens, Georgia 15 $ 2,485,000 $ 165,666 $ 90,000
Clay, Kentucky 15 $ 2,195,000 $ 146,333 $ 68,000
Calhoun, Mississippi 15 $ 1,275,000 $ 85,000 $ 47,000
Fentress, Tennessee 15 $ 2,855,000 $ 190,333 $ 80,000
Morgan, Tennessee 15 $ 2,185,000 $ 145,666 $ 77,000
Roane, Tennessee 15 $ 2,995,000 $ 199,666 $ 113,000
Kaufman, Texas 15 $ 1,625,000 $ 108,333 $ 83,000
Coffee, Alabama 14 $ 1,830,000 $ 130,714 $ 80,000
Fannin, Georgia 14 $ 8,820,000 $ 630,000 $ 480,000
Riley, Kansas 14 $ 430,000 $ 30,714 $ 0
Sedgwick, Kansas 14 $ 440,000 $ 31,428 $ 0
Calloway, Kentucky 14 $ 5,220,000 $ 372,857 $ 85,000
Jackson, Kentucky 14 $ 1,930,000 $ 137,857 $ 90,000
Jones, Mississippi 14 $ 1,290,000 $ 92,142 $ 60,000
Noxubee, Mississippi 14 $ 1,430,000 $ 102,142 $ 51,000
Smith, Mississippi 14 $ 1,480,000 $ 105,714 $ 78,000
Greene, Tennessee 14 $ 2,990,000 $ 213,571 $ 83,000
Polk, Tennessee 14 $ 2,540,000 $ 181,428 $ 76,000
Van Buren, Tennessee 14 $ 3,140,000 $ 224,285 $ 115,000
Grimes, Texas 14 $ 1,560,000 $ 111,428 $ 63,000
Hopkins, Texas 14 $ 1,850,000 $ 132,142 $ 59,000
Newton, Texas 14 $ 1,530,000 $ 109,285 $ 71,000
Cherokee, Alabama 13 $ 2,795,000 $ 215,000 $ 74,000
Fayette, Alabama 13 $ 1,405,000 $ 108,076 $ 64,000
Washington, Alabama 13 $ 1,555,000 $ 119,615 $ 78,000
Gwinnett, Georgia 13 $ 10,075,000 $ 775,000 $ 182,000
Haralson, Georgia 13 $ 2,245,000 $ 172,692 $ 114,000
Madison, Kentucky 13 $ 2,295,000 $ 176,538 $ 89,000
Marshall, Kentucky 13 $ 2,175,000 $ 167,307 $ 100,000
Perry, Kentucky 13 $ 1,085,000 $ 83,461 $ 59,000
Berrien, Michigan 13 $ 1,225,000 $ 94,230 $ 280,000
Adams, Mississippi 13 $ 1,305,000 $ 100,384 $ 57,000
Alcorn, Mississippi 13 $ 1,175,000 $ 90,384 $ 60,000
Forrest, Mississippi 13 $ 1,465,000 $ 112,692 $ 62,000
George, Mississippi 13 $ 1,665,000 $ 128,076 $ 90,000
Lee, Mississippi 13 $ 1,545,000 $ 118,846 $ 49,000
Yalobusha, Mississippi 13 $ 1,195,000 $ 91,923 $ 59,000
Jackson, Tennessee 13 $ 1,725,000 $ 132,692 $ 74,000
Austin, Texas 13 $ 1,335,000 $ 102,692 $ 73,000
Coryell, Texas 13 $ 1,275,000 $ 98,076 $ 66,000
Jefferson, Texas 13 $ 1,315,000 $ 101,153 $ 72,000
Wood, Texas 13 $ 1,655,000 $ 127,307 $ 79,000
Duval, Florida 12 $ 740,000 $ 61,666 $ 0
Gordon, Georgia 12 $ 2,900,000 $ 241,666 $ 83,000
Floyd, Kentucky 12 $ 1,760,000 $ 146,666 $ 72,000
Rockcastle, Kentucky 12 $ 1,400,000 $ 116,666 $ 77,000
East Baton Rouge, Louisiana 12 $ 4,420,000 $ 368,333 $ 166,000
Kent, Michigan 12 $ 740,000 $ 61,666 $ 0
Marshall, Mississippi 12 $ 1,210,000 $ 100,833 $ 70,000
Newton, Mississippi 12 $ 1,080,000 $ 90,000 $ 52,000
Union, Mississippi 12 $ 1,210,000 $ 100,833 $ 52,000
Crockett, Tennessee 12 $ 1,570,000 $ 130,833 $ 79,000
Hardeman, Tennessee 12 $ 1,680,000 $ 140,000 $ 71,000
Hardin, Tennessee 12 $ 1,190,000 $ 99,166 $ 57,000
Scott, Tennessee 12 $ 1,100,000 $ 91,666 $ 63,000
Angelina, Texas 12 $ 980,000 $ 81,666 $ 74,000
Gregg, Texas 12 $ 1,100,000 $ 91,666 $ 72,000
Hunt, Texas 12 $ 1,860,000 $ 155,000 $ 79,000
Jim Wells, Texas 12 $ 1,380,000 $ 115,000 $ 100,000
Titus, Texas 12 $ 1,490,000 $ 124,166 $ 80,000
Dallas, Alabama 11 $ 1,245,000 $ 113,181 $ 48,000
Monroe, Alabama 11 $ 2,245,000 $ 204,090 $ 60,000
Alachua, Florida 11 $ 1,125,000 $ 102,272 $ 58,000
Holmes, Florida 11 $ 1,975,000 $ 179,545 $ 87,000
Polk, Florida 11 $ 2,235,000 $ 203,181 $ 119,000
Walton, Florida 11 $ 3,235,000 $ 294,090 $ 128,000
Cherokee, Georgia 11 $ 3,725,000 $ 338,636 $ 179,000
Grady, Georgia 11 $ 1,665,000 $ 151,363 $ 63,000
Kankakee, Illinois 11 $ 345,000 $ 31,363 $ 0
Muskegon, Michigan 11 $ 735,000 $ 66,818 $ 0
Attala, Mississippi 11 $ 1,025,000 $ 93,181 $ 49,000
DeSoto, Mississippi 11 $ 2,145,000 $ 195,000 $ 98,000
Holmes, Mississippi 11 $ 945,000 $ 85,909 $ 54,000
Jefferson, Mississippi 11 $ 925,000 $ 84,090 $ 44,000
Stone, Mississippi 11 $ 1,285,000 $ 116,818 $ 71,000
Yazoo, Mississippi 11 $ 1,245,000 $ 113,181 $ 57,000
Lorain, Ohio 11 $ 685,000 $ 62,272 $ 0
Dyer, Tennessee 11 $ 995,000 $ 90,454 $ 72,000
El Paso, Texas 11 $ 895,000 $ 81,363 $ 136,000
McLennan, Texas 11 $ 815,000 $ 74,090 $ 53,000
Randall, Texas 11 $ 1,025,000 $ 93,181 $ 83,000
Shelby, Texas 11 $ 1,225,000 $ 111,363 $ 60,000
Clarke, Alabama 10 $ 830,000 $ 83,000 $ 62,000
Tallapoosa, Alabama 10 $ 8,210,000 $ 821,000 $ 330,000
Coffee, Georgia 10 $ 1,190,000 $ 119,000 $ 77,000
Dade, Georgia 10 $ 2,720,000 $ 272,000 $ 140,000
Mitchell, Georgia 10 $ 1,030,000 $ 103,000 $ 59,000
Toombs, Georgia 10 $ 1,440,000 $ 144,000 $ 93,000
Cook, Illinois 10 $ 1,270,000 $ 127,000 $ 273,000
Saline, Kansas 10 $ 280,000 $ 28,000 $ 0
Christian, Kentucky 10 $ 1,390,000 $ 139,000 $ 77,000
Jefferson, Kentucky 10 $ 790,000 $ 79,000 $ 76,000
Wayne, Kentucky 10 $ 940,000 $ 94,000 $ 39,000
Ottawa, Michigan 10 $ 1,220,000 $ 122,000 $ 236,000
Coahoma, Mississippi 10 $ 1,110,000 $ 111,000 $ 82,000
Jefferson Davis, Mississippi 10 $ 940,000 $ 94,000 $ 56,000
Lawrence, Mississippi 10 $ 1,270,000 $ 127,000 $ 44,000
Pearl River, Mississippi 10 $ 1,400,000 $ 140,000 $ 82,000
Perry, Mississippi 10 $ 970,000 $ 97,000 $ 88,000
Prentiss, Mississippi 10 $ 1,110,000 $ 111,000 $ 61,000
Wagoner, Oklahoma 10 $ 620,000 $ 62,000 $ 59,000
Bledsoe, Tennessee 10 $ 1,770,000 $ 177,000 $ 120,000
Grainger, Tennessee 10 $ 1,280,000 $ 128,000 $ 62,000
Meigs, Tennessee 10 $ 1,560,000 $ 156,000 $ 173,000
Cameron, Texas 10 $ 1,120,000 $ 112,000 $ 90,000
Fayette, Texas 10 $ 1,330,000 $ 133,000 $ 77,000
Medina, Texas 10 $ 1,090,000 $ 109,000 $ 69,000
Nacogdoches, Texas 10 $ 950,000 $ 95,000 $ 71,000
Wichita, Texas 10 $ 330,000 $ 33,000 $ 74,000
Butler, Alabama 9 $ 1,255,000 $ 139,444 $ 75,000
Sumter, Alabama 9 $ 665,000 $ 73,888 $ 202,000
Broward, Florida 9 $ 2,515,000 $ 279,444 $ 744,000
Palm Beach, Florida 9 $ 2,995,000 $ 332,777 $ 273,000
Bulloch, Georgia 9 $ 1,525,000 $ 169,444 $ 75,000
Chattooga, Georgia 9 $ 1,215,000 $ 135,000 $ 47,000
Gilmer, Georgia 9 $ 3,655,000 $ 406,111 $ 245,000
Lewis, Kentucky 9 $ 1,105,000 $ 122,777 $ 68,000
Pike, Kentucky 9 $ 1,465,000 $ 162,777 $ 53,000
Ionia, Michigan 9 $ 645,000 $ 71,666 $ 0
Benton, Mississippi 9 $ 805,000 $ 89,444 $ 56,000
Claiborne, Mississippi 9 $ 975,000 $ 108,333 $ 45,000
Madison, Mississippi 9 $ 1,235,000 $ 137,222 $ 103,000
Hamilton, Ohio 9 $ 685,000 $ 76,111 $ 91,000
Haywood, Tennessee 9 $ 1,845,000 $ 205,000 $ 102,000
Lewis, Tennessee 9 $ 2,235,000 $ 248,333 $ 109,000
Sullivan, Tennessee 9 $ 1,995,000 $ 221,666 $ 125,000
Jackson, Texas 9 $ 1,245,000 $ 138,333 $ 89,000
Lampasas, Texas 9 $ 845,000 $ 93,888 $ 89,000
San Patricio, Texas 9 $ 1,305,000 $ 145,000 $ 70,000
Barbour, Alabama 8 $ 1,170,000 $ 146,250 $ 74,000
Greene, Alabama 8 $ 820,000 $ 102,500 $ 73,000
Lowndes, Alabama 8 $ 1,060,000 $ 132,500 $ 95,000
Wilcox, Alabama 8 $ 740,000 $ 92,500 $ 50,000
Berrien, Georgia 8 $ 1,530,000 $ 191,250 $ 103,000
Meriwether, Georgia 8 $ 1,680,000 $ 210,000 $ 95,000
Tift, Georgia 8 $ 940,000 $ 117,500 $ 106,000
Wyandotte, Kansas 8 $ 660,000 $ 82,500 $ 78,000
Barren, Kentucky 8 $ 4,110,000 $ 513,750 $ 121,000
Boyd, Kentucky 8 $ 970,000 $ 121,250 $ 50,000
Daviess, Kentucky 8 $ 1,270,000 $ 158,750 $ 85,000
Graves, Kentucky 8 $ 1,280,000 $ 160,000 $ 68,000
Greenup, Kentucky 8 $ 1,070,000 $ 133,750 $ 85,000
Hancock, Kentucky 8 $ 1,360,000 $ 170,000 $ 76,000
Hardin, Kentucky 8 $ 1,250,000 $ 156,250 $ 78,000
Lincoln, Kentucky 8 $ 820,000 $ 102,500 $ 53,000
Emmet, Michigan 8 $ 430,000 $ 53,750 $ 0
Bolivar, Mississippi 8 $ 1,010,000 $ 126,250 $ 69,000
Hancock, Mississippi 8 $ 950,000 $ 118,750 $ 61,000
Wilkinson, Mississippi 8 $ 890,000 $ 111,250 $ 70,000
Jefferson, Missouri 8 $ 240,000 $ 30,000 $ 0
Warren, Ohio 8 $ 490,000 $ 61,250 $ 0
Campbell, Tennessee 8 $ 1,390,000 $ 173,750 $ 115,000
Lauderdale, Tennessee 8 $ 1,130,000 $ 141,250 $ 62,000
Washington, Tennessee 8 $ 10,040,000 $ 1,255,000 $ 85,000
Cooke, Texas 8 $ 740,000 $ 92,500 $ 50,000
Denton, Texas 8 $ 7,920,000 $ 990,000 $ 113,000
Harrison, Texas 8 $ 1,050,000 $ 131,250 $ 109,000
Lavaca, Texas 8 $ 1,120,000 $ 140,000 $ 79,000
Leon, Texas 8 $ 810,000 $ 101,250 $ 49,000
Lubbock, Texas 8 $ 560,000 $ 70,000 $ 52,000
Madison, Texas 8 $ 930,000 $ 116,250 $ 126,000
Upshur, Texas 8 $ 1,050,000 $ 131,250 $ 116,000
Williamson, Texas 8 $ 1,080,000 $ 135,000 $ 98,000
Zapata, Texas 8 $ 770,000 $ 96,250 $ 55,000
Door, Wisconsin 8 $ 380,000 $ 47,500 $ 0
Choctaw, Alabama 7 $ 605,000 $ 86,428 $ 47,000
Conecuh, Alabama 7 $ 745,000 $ 106,428 $ 81,000
Levy, Florida 7 $ 995,000 $ 142,142 $ 76,000
Marion, Florida 7 $ 1,635,000 $ 233,571 $ 101,000
Pasco, Florida 7 $ 1,375,000 $ 196,428 $ 168,000
Cook, Georgia 7 $ 955,000 $ 136,428 $ 57,000
Douglas, Georgia 7 $ 715,000 $ 102,142 $ 120,000
Jeff Davis, Georgia 7 $ 775,000 $ 110,714 $ 68,000
Monroe, Georgia 7 $ 2,545,000 $ 363,571 $ 125,000
Tattnall, Georgia 7 $ 1,015,000 $ 145,000 $ 74,000
Telfair, Georgia 7 $ 935,000 $ 133,571 $ 55,000
Thomas, Georgia 7 $ 1,035,000 $ 147,857 $ 88,000
Hendricks, Indiana 7 $ 435,000 $ 62,142 $ 0
Porter, Indiana 7 $ 245,000 $ 35,000 $ 0
Letcher, Kentucky 7 $ 735,000 $ 105,000 $ 81,000
McLean, Kentucky 7 $ 695,000 $ 99,285 $ 58,000
Calhoun, Michigan 7 $ 365,000 $ 52,142 $ 0
Clarke, Mississippi 7 $ 635,000 $ 90,714 $ 63,000
Leake, Mississippi 7 $ 605,000 $ 86,428 $ 49,000
Tishomingo, Mississippi 7 $ 455,000 $ 65,000 $ 51,000
Anderson, Texas 7 $ 675,000 $ 96,428 $ 70,000
Hays, Texas 7 $ 1,545,000 $ 220,714 $ 104,000
Robertson, Texas 7 $ 785,000 $ 112,142 $ 93,000
Ward, Texas 7 $ 825,000 $ 117,857 $ 67,000
Wilson, Texas 7 $ 935,000 $ 133,571 $ 70,000
Sheboygan, Wisconsin 7 $ 395,000 $ 56,428 $ 0
Covington, Alabama 6 $ 1,070,000 $ 178,333 $ 112,000
Russell, Alabama 6 $ 840,000 $ 140,000 $ 61,000
Calhoun, Florida 6 $ 920,000 $ 153,333 $ 83,000
Putnam, Florida 6 $ 720,000 $ 120,000 $ 82,000
Burke, Georgia 6 $ 830,000 $ 138,333 $ 106,000
Crawford, Georgia 6 $ 930,000 $ 155,000 $ 71,000
Emanuel, Georgia 6 $ 720,000 $ 120,000 $ 68,000
Montgomery, Georgia 6 $ 740,000 $ 123,333 $ 58,000
Paulding, Georgia 6 $ 2,050,000 $ 341,666 $ 188,000
Worth, Georgia 6 $ 1,170,000 $ 195,000 $ 83,000
Shawnee, Kansas 6 $ 220,000 $ 36,666 $ 0
Breathitt, Kentucky 6 $ 460,000 $ 76,666 $ 50,000
Breckinridge, Kentucky 6 $ 1,510,000 $ 251,666 $ 115,000
Franklin, Kentucky 6 $ 770,000 $ 128,333 $ 72,000
Knott, Kentucky 6 $ 660,000 $ 110,000 $ 63,000
Nicholas, Kentucky 6 $ 840,000 $ 140,000 $ 65,000
Powell, Kentucky 6 $ 720,000 $ 120,000 $ 56,000
Kalamazoo, Michigan 6 $ 430,000 $ 71,666 $ 0
Lenawee, Michigan 6 $ 160,000 $ 26,666 $ 0
Franklin, Mississippi 6 $ 450,000 $ 75,000 $ 43,000
Tate, Mississippi 6 $ 550,000 $ 91,666 $ 65,000
Washington, Mississippi 6 $ 610,000 $ 101,666 $ 44,000
Winston, Mississippi 6 $ 540,000 $ 90,000 $ 52,000
Jackson, Missouri 6 $ 880,000 $ 146,666 $ 189,000
Clermont, Ohio 6 $ 390,000 $ 65,000 $ 0
Cuyahoga, Ohio 6 $ 520,000 $ 86,666 $ 175,000
Comanche, Oklahoma 6 $ 130,000 $ 21,666 $ 0
Charleston, South Carolina 6 $ 2,020,000 $ 336,666 $ 754,000
Hancock, Tennessee 6 $ 800,000 $ 133,333 $ 81,000
Wayne, Tennessee 6 $ 820,000 $ 136,666 $ 75,000
Bee, Texas 6 $ 810,000 $ 135,000 $ 117,000
Collin, Texas 6 $ 850,000 $ 141,666 $ 63,000
Sabine, Texas 6 $ 640,000 $ 106,666 $ 91,000
Marathon, Wisconsin 6 $ 360,000 $ 60,000 $ 0
Bullock, Alabama 5 $ 925,000 $ 185,000 $ 62,000
Chambers, Alabama 5 $ 745,000 $ 149,000 $ 87,000
Pima, Arizona 5 $ 235,000 $ 47,000 $ 0
Charlotte, Florida 5 $ 875,000 $ 175,000 $ 140,000
Clay, Florida 5 $ 685,000 $ 137,000 $ 168,000
Okaloosa, Florida 5 $ 4,825,000 $ 965,000 $ 259,000
Okeechobee, Florida 5 $ 1,165,000 $ 233,000 $ 235,000
Washington, Florida 5 $ 575,000 $ 115,000 $ 79,000
Bibb, Georgia 5 $ 735,000 $ 147,000 $ 66,000
Brooks, Georgia 5 $ 585,000 $ 117,000 $ 52,000
Dodge, Georgia 5 $ 945,000 $ 189,000 $ 256,000
Early, Georgia 5 $ 515,000 $ 103,000 $ 51,000
Lowndes, Georgia 5 $ 445,000 $ 89,000 $ 44,000
Screven, Georgia 5 $ 1,165,000 $ 233,000 $ 112,000
Seminole, Georgia 5 $ 655,000 $ 131,000 $ 74,000
Sumter, Georgia 5 $ 895,000 $ 179,000 $ 72,000
Twiggs, Georgia 5 $ 685,000 $ 137,000 $ 64,000
Rock Island, Illinois 5 $ 195,000 $ 39,000 $ 0
Lake, Indiana 5 $ 255,000 $ 51,000 $ 0
Polk, Iowa 5 $ 305,000 $ 61,000 $ 0
Leavenworth, Kansas 5 $ 625,000 $ 125,000 $ 123,000
Butler, Kentucky 5 $ 645,000 $ 129,000 $ 77,000
Fleming, Kentucky 5 $ 875,000 $ 175,000 $ 92,000
Grant, Kentucky 5 $ 605,000 $ 121,000 $ 86,000
Logan, Kentucky 5 $ 775,000 $ 155,000 $ 81,000
Meade, Kentucky 5 $ 585,000 $ 117,000 $ 96,000
Simpson, Kentucky 5 $ 785,000 $ 157,000 $ 68,000
Todd, Kentucky 5 $ 565,000 $ 113,000 $ 47,000
Webster, Kentucky 5 $ 855,000 $ 171,000 $ 87,000
Barry, Michigan 5 $ 325,000 $ 65,000 $ 0
St. Clair, Michigan 5 $ 435,000 $ 87,000 $ 0
Greene, Mississippi 5 $ 635,000 $ 127,000 $ 62,000
Grenada, Mississippi 5 $ 615,000 $ 123,000 $ 43,000
Sharkey, Mississippi 5 $ 375,000 $ 75,000 $ 66,000
St. Charles, Missouri 5 $ 305,000 $ 61,000 $ 0
Pickaway, Ohio 5 $ 215,000 $ 43,000 $ 0
Houston, Tennessee 5 $ 1,535,000 $ 307,000 $ 76,000
Tipton, Tennessee 5 $ 445,000 $ 89,000 $ 65,000
Trousdale, Tennessee 5 $ 1,735,000 $ 347,000 $ 115,000
Bosque, Texas 5 $ 345,000 $ 69,000 $ 86,000
Duval, Texas 5 $ 505,000 $ 101,000 $ 97,000
Franklin, Texas 5 $ 625,000 $ 125,000 $ 78,000
Grayson, Texas 5 $ 735,000 $ 147,000 $ 112,000
Johnson, Texas 5 $ 395,000 $ 79,000 $ 54,000
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Mortgage Loan Application Detail Totals for Firstbank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,942 $2,994,650,000 $187,000 $18,985,000 $94,000 $4,500,000
Other Purpose 1,465 $330,145,000 $225,000 $4,005,000 $192,000 $2,859,000
Refinancing 749 $303,885,000 $405,000 $5,005,000 $182,000 $5,131,000
Cash-out Refinancing 482 $145,440,000 $301,000 $2,485,000 $131,000 $1,440,000
Home Improvement 108 $15,230,000 $141,000 $1,805,000 $219,000 $2,430,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,551 $2,305,455,000 $218,000 $3,365,000 $111,000 $5,131,000
Black or African American 2,466 $323,490,000 $131,000 $3,005,000 $68,000 $4,500,000
Hispanic 2,052 $294,340,000 $143,000 $1,255,000 $81,000 $1,151,000
Not Provided 1,844 $439,270,000 $238,000 $4,005,000 $159,000 $2,716,000
Not applicable 1,491 $334,075,000 $224,000 $18,985,000 $0 $0
Asian 212 $69,980,000 $330,000 $2,365,000 $175,000 $2,550,000
American Indian or Alaskan Native 107 $19,735,000 $184,000 $775,000 $96,000 $334,000
Native Hawaiian or Other Pacific Islander 22 $2,930,000 $133,000 $255,000 $87,000 $363,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,447 $3,374,875,000 $193,000 $18,985,000 $107,000 $5,131,000
FHA-insured (Federal Housing Administration) 916 $263,100,000 $287,000 $1,005,000 $94,000 $399,000
VA-guaranteed (Veterans Administration) 305 $132,485,000 $434,000 $1,755,000 $143,000 $504,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $18,890,000 $242,000 $425,000 $84,000 $183,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,193 $1,002,945,000 $139,000 $5,005,000 $72,000 $1,752,000
Loan Originated 7,185 $2,179,995,000 $303,000 $18,985,000 $149,000 $5,131,000
Application Approved But Not Accepted 2,444 $271,460,000 $111,000 $2,905,000 $80,000 $826,000
Loan Purchased By The Institution 1,115 $68,155,000 $61,000 $695,000 $0 $0
Application Withdrawn By Applicant 731 $242,895,000 $332,000 $6,085,000 $152,000 $2,040,000
File Closed For Incompleteness 78 $23,900,000 $306,000 $1,925,000 $145,000 $770,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,553 $2,786,405,000 $241,000 $18,985,000 $132,000 $5,131,000
Credit History 4,646 $617,550,000 $132,000 $1,075,000 $72,000 $1,440,000
Debt-To-Income Ratio 1,603 $242,445,000 $151,000 $3,005,000 $59,000 $1,752,000
Other 499 $68,105,000 $136,000 $695,000 $96,000 $1,075,000
Unverifiable Information 247 $30,325,000 $122,000 $485,000 $73,000 $340,000
Collateral 74 $19,330,000 $261,000 $5,005,000 $123,000 $463,000
Employment History 73 $11,505,000 $157,000 $865,000 $65,000 $754,000
Credit Application Incomplete 30 $6,530,000 $217,000 $805,000 $183,000 $700,000
Insufficient Cash (Downpayment, Closing Cost) 21 $7,155,000 $340,000 $1,635,000 $97,000 $278,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firstbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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